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2021-07-31-accounts

REGISTERED COMPANY NUMBER: 03508665 (England and Wales) REGISTERED CHARITY NUMBER: 1071348

SCHIFFSHUL LIMITED (A COMPANY LIMITED BY GUARANTEE)

REPORT OF THE TRUSTEES AND

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 JULY 2021

Sugarwhite Meyer Accountants Ltd First Floor 94 Stamford Hill London N16 6XS

SCHIFFSHUL LIMITED

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 JULY 2021

Page
Reference and Administrative Details 1
Report of the Trustees 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5 to 6
Notes to the Financial Statements 7 to 11

SCHIFFSHUL LIMITED

REFERENCE AND ADMINISTRATIVE DETAILS FOR THE YEAR ENDED 31 JULY 2021

TRUSTEES R Spitzer L Rubner B Stern REGISTERED OFFICE First Floor 94 Stamford Hill London N16 6XS REGISTERED COMPANY 03508665 (England and Wales) NUMBER REGISTERED CHARITY 1071348 NUMBER INDEPENDENT EXAMINER Sugarwhite Meyer Accountants Ltd First Floor 94 Stamford Hill London N16 6XS BANKERS Barclays Bank plc High Road Tottenham London N17 OEY

Page 1

SCHIFFSHUL LIMITED (REGISTERED NUMBER: 03508665)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 JULY 2021

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 July 2021. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

REFERENCE AND ADMINISTRATIVE DETAILS

The information is shown on page 1 of the financial statements and forms part of this report.

OBJECTIVES AND ACTIVITIES

Objectives and aims

The objects of the charity are:

ACHIEVEMENT AND PERFORMANCE

Charitable activities

Donations decreased by slightly over 12% compared with the previous year, the charity had to reduce it's expenditure in line with the reduction in income - this ensured that the charity did not incur a deficit. Covid-19 and national lockdowns required synagogue usage to be minimised.

FINANCIAL REVIEW

Reserves policy

The charity does not have a specific reserve policy. Sufficient funds are retained to cover recurring and ongoing expenses. Reserves at the year end were £61,391 (2020 - £53,767).

STRUCTURE, GOVERNANCE AND MANAGEMENT

Constitution

The charity is constituted as a limited company and is governed by its Memorandum and Articles of Association dated 12 February 1998.

Organisational structure

The power to appoint new trustees vests with the current board. It is not the intention of the trustees of the charity to appoint any new trustees. Should the situation change in the future, the trustees will apply suitable recruitment induction and training procedures.

Risk management

The trustees have reviewed the major risks that the charity is exposed and confirm that they have established systems to mitigate them.

This report has been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.

Approved by order of the board of trustees on 4 August 2022 and signed on its behalf by:

B Stern - Trustee

Page 2

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF SCHIFFSHUL LIMITED

Independent examiner's report to the trustees of Schiffshul Limited ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 July 2021.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent examiner's statement

Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a registered member of Institute of Chartered Accountants in England and Wales which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

E Meyer FCA BSc Institute of Chartered Accountants in England and Wales Sugarwhite Meyer Accountants Ltd First Floor 94 Stamford Hill London N16 6XS

4 August 2022

Page 3

SCHIFFSHUL LIMITED

STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING AN INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 31 JULY 2021

2021
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
248,758
Investment income
2
59
Other income
23,531
Total
272,348
EXPENDITURE ON
Charitable activities
3
Synagogue expenditure
32,002
Education and leisure facilities
38,849
Charitable activities
193,873
Total
264,724
NET INCOME
7,624
RECONCILIATION OF FUNDS
Total funds brought forward
53,767
TOTAL FUNDS CARRIED FORWARD
61,391
2020
Total
funds
£
283,540
76
31,520
315,136
77,218
18,236
204,251
299,705
15,431
38,336
53,767

The notes form part of these financial statements

Page 4

SCHIFFSHUL LIMITED (REGISTERED NUMBER: 03508665)

BALANCE SHEET 31 JULY 2021

Notes
FIXED ASSETS
Tangible assets
9
CURRENT ASSETS
Cash at bank
CREDITORS
Amounts falling due within one year
10
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
CREDITORS
Amounts falling due after more than one year
11
NET ASSETS
FUNDS
Unrestricted funds:
General fund
TOTAL FUNDS
2021
Total
funds
£
98,618
13,022
(18,249)
(5,227)
93,391
(32,000)
61,391
61,391
61,391
2020
Total
funds
£
74,708
31,702
(12,643)
19,059
93,767
(40,000)
53,767
53,767
53,767

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 July 2021.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 July 2021 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

The notes form part of these financial statements

Page 5

SCHIFFSHUL LIMITED (REGISTERED NUMBER: 03508665)

BALANCE SHEET - continued 31 JULY 2021

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on 4 August 2022 and were signed on its behalf by:

B Stern - Trustee

The notes form part of these financial statements

Page 6

SCHIFFSHUL LIMITED

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 JULY 2021

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised in the year in which they are incurred and includes irrecoverable VAT which is reported as part of the expenditure to which it relates.

Support costs are those incurred to assist the work of the charity but are not direct charitable activities.

Governance costs are those incurred in connection with administration of the charity and compliance with constitutional and statutory requirements.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Improvements to property - 10% on reducing balance
Fixtures and fittings - 33% on reducing balance
Computer equipment - 33% on reducing balance

Taxation

The charity is exempt from corporation tax on its charitable activities.

Going concern

There are no material uncertainties about the charity's ability to continue.

2. INVESTMENT INCOME

INVESTMENT INCOME
2021 2020
Unrestricted Total
funds funds
£ £
Deposit account interest 59 76

Page 7

SCHIFFSHUL LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 JULY 2021

3. CHARITABLE ACTIVITIES COSTS

Grant
funding of
activities
Support
Direct
(see note
costs (see
Costs
4)
note 5)
£
£
£
Synagogue expenditure
32,002
-
-
Education and leisure facilities
38,849
-
-
Charitable activities
60,305
129,256
4,312
131,156
129,256
4,312
4.
GRANTS PAYABLE
2021
£
Charitable activities
129,256
The total grants paid to institutions during the year was as
follows:
2021
£
Religious education
6,200
Advancement of religion
2,000
Social welfare
2,400
10,600
The total grants paid to individuals during the year was as follows:
2021
£
Relief of poverty
87,146
Religious education
31,510
118,656
5.
SUPPORT COSTS
Governance
Finance
costs
£
£
Charitable activities
350
3,962
Totals
£
32,002
38,849
193,873
Totals
£
32,002
38,849
193,873
264,724
2020
£
197,085
2020
£
5,000
-
-
5,000
2020
£
131,180
60,905
2020
£
5,000
-
-
5,000
192,085
Totals
£
4,312

Page 8

SCHIFFSHUL LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 JULY 2021

5. SUPPORT COSTS - continued

Support costs, included in the above, are as follows:

Support costs, included in the above, are as follows:
2021 2020
Charitable Total
activities activities
£ £
Bank charges 350 278
Independent examiner's fee 960 720
Independent examiner's other fees 2,040 1,680
General expenses 962 -
4,312 2,678
NET INCOME/(EXPENDITURE)
Net income/(expenditure) is stated after charging/(crediting):
2021 2020
£ £
Depreciation - owned assets 10,971 1,921

6. NET INCOME/(EXPENDITURE)

7. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 July 2021 nor for the year ended 31 July 2020.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 July 2021 nor for the year ended 31 July 2020.

8. STAFF COSTS

Wages and salaries
The average monthly number of employees during the year was as follows:
Synagogue staff
Maintenance
2021
£
49,119
49,119
2021
5
1
6
2020
£
44,806
44,806
2020
5
1
6

No employees received emoluments in excess of £60,000.

Page 9

SCHIFFSHUL LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 JULY 2021

9. TANGIBLE FIXED ASSETS

Improvements
Fixtures
to
and
property
fittings
£
£
COST
At 1 August 2020
119,844
17,847
Additions
34,881
-
At 31 July 2021
154,725
17,847
DEPRECIATION
At 1 August 2020
45,187
17,797
Charge for year
10,954
17
At 31 July 2021
56,141
17,814
NET BOOK VALUE
At 31 July 2021
98,584
33
At 31 July 2020
74,657
50
10.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Bank loans and overdrafts (see note 12)
Social security and other taxes
Wages control
Accruals and deferred income
11.
CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
Bank loans (see note 12)
12.
LOANS
An analysis of the maturity of loans is given below:
Amounts falling due within one year on demand:
Bank overdrafts
Bank loans
Amounts falling due between two and five years:
Bank loans - 2-5 years
Amounts falling due in more than five years:
Repayable by instalments:
Bank loans more 5 yr by instal
Computer
equipment
£
2,000
-
2,000
1,999
-
1,999
1
1
2021
£
8,000
2,234
5,015
3,000
18,249

2021
£
32,000
2021
£
-
8,000
8,000
32,000
-
Totals
£
139,691
34,881
Totals
£
139,691
34,881
174,572
64,983
10,971
75,954
98,618
74,708
2020
£
948
2,179
5,046
4,470
12,643
2020
£
40,000
2020
£
948
-
948
-
40,000

Page 10

SCHIFFSHUL LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 JULY 2021

13. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 July 2021.

Page 11