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2021-03-31-accounts

REGISTERED CHARITY NUMBER: 1070877

BRITISH FRIENDS OF MOSDOS TCHERNOBEL

REPORT OF THE TRUSTEES AND

FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 MARCH 2021

Sugarwhite Meyer HS Ltd First Floor 94 Stamford Hill London N16 6XS

BRITISH FRIENDS OF MOSDOS TCHERNOBEL REFERENCE AND ADMINISTRATIVE DETAILS FOR THE YEAR ENDED 31 MARCH 2021

TRUSTEES

TRUSTEES Rabbi N B Bindinger Mr A Schechter PRINCIPAL ADDRESS Dominion House 91 Dunsmure Road London N16 5HT REGISTERED CHARITY 1070877 NUMBER

INDEPENDENT EXAMINER

Sugarwhite Meyer HS Ltd First Floor 94 Stamford Hill London N16 6XS

Page 1

BRITISH FRIENDS OF MOSDOS TCHERNOBEL

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2021

The trustees present their report with the financial statements of the charity for the year ended 31 March 2021. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

REFERENCE AND ADMINISTRATIVE INFORMATION

The information is shown on page 1 of the financial statements and forms part of this report.

OBJECTIVES AND ACTIVITIES

Objectives and aims

The objective of the charity are the advancement of the Orthodox Jewish Religion and Orthodox and Orthodox Jewish education.

The trustees confirm that they have given due regard the Charity Commission's guidance on public benefit.

Grantmaking

Grants are made to charitable institutions and organisations which accord with the objects of the charity. The trustees are approached for donations by a wide variety of charitable institutions operating all over England. The trustees consider all requests which they receive and make donations based on circumstances and funds available.

FINANCIAL REVIEW

Review of activities

Both income and grantmaking increased by about 14% . Net expenditure over income at £18,513 is 12% lower compared to last year.

Reserves policy

The trustees ensure that the charity has sufficient reserves to cover anticipated outgoings, In addition the trustees have received undertakings from local supporters to cover any deficit should such occasion arise. Reserve at the year end were £57,918 (2020 - £76,431).

FUTURE PLANS

The trustees anticipate that the charity will continue on a similar basis in the foreseeable future subject to satisfactory income and there are no plans for any major changes.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity was constituted Deed of Trust dated 6 April 1998.

Organisational structure

The day-to-day affairs of the company are administered by the trustees. It is not the intention of the trustees to appoint any new trustees. Should the situation change in the future, the trustees will apply suitable recruitment induction and training procedures

Risk management

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.

Approved by order of the board of trustees on ............................................. and signed on its behalf by:

.............................................................. Rabbi N B Bindinger - Trustee

Page 2

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF BRITISH FRIENDS OF MOSDOS TCHERNOBEL

Independent examiner's report to the trustees of British Friends of Mosdos Tchernobel

I report to the charity trustees on my examination of the accounts of British Friends of Mosdos Tchernobel (the Trust) for the year ended 31 March 2021.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a registered member of Institute of Chartered Accountants which is one of the listed bodies.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

S Y Steinhaus FCA Institute of Chartered Accountants Sugarwhite Meyer HS Ltd First Floor 94 Stamford Hill London N16 6XS Date: .............................................

Page 3

BRITISH FRIENDS OF MOSDOS TCHERNOBEL

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 MARCH 2021

2021
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
2
696,120
Investment income
3
5
Total
696,125
EXPENDITURE ON
Raising funds
4
1,567
Charitable activities
5
Charitable activities
711,043
Other
2,028
Total
714,638
NET INCOME/(EXPENDITURE)
(18,513)
RECONCILIATION OF FUNDS
Total funds brought forward
76,431
TOTAL FUNDS CARRIED FORWARD
57,918
2020
Total
funds
£
610,365
6
610,371
5,292
626,096
-
631,388
(21,017)
97,448
76,431

The notes form part of these financial statements

Page 4

BRITISH FRIENDS OF MOSDOS TCHERNOBEL

BALANCE SHEET 31 MARCH 2021

Notes
FIXED ASSETS
Tangible assets
9
CURRENT ASSETS
Debtors
10
Cash at bank
CREDITORS
Amounts falling due within one year
11
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
CREDITORS
Amounts falling due after more than one
year
12
NET ASSETS/(LIABILITIES)
FUNDS
Unrestricted funds
TOTAL FUNDS
2021
Total
funds
£
479
177,769
14,242
192,011
(9,261)
182,750
183,229
(125,311)
57,918
57,918
57,918
2020
Total
funds
£
563
169,568
11,366
180,934
(33,855)
147,079
147,642
(71,211)
76,431
76,431
76,431

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by:

............................................. Rabbi N B Bindinger - Trustee

The notes form part of these financial statements

Page 5

BRITISH FRIENDS OF MOSDOS TCHERNOBEL

CASH FLOW STATEMENT FOR THE YEAR ENDED 31 MARCH 2021

Notes
Cash flows from operating activities
Cash generated from operations
1
Net cash used in operating activities
Cash flows from investing activities
Interest received
Net cash provided by investing activities
Cash flows from financing activities
New loans in year
Net cash provided by financing activities
Change in cash and cash equivalents
in the reporting period
Cash and cash equivalents at the
beginning of the reporting period
2
Cash and cash equivalents at the end
of the reporting period
2
2021
£
(20,507)
(20,507)
5
5
50,000
50,000
29,498
(15,256)
14,242
2020
£
(25,931)
(25,931)
6
6
-
-
(25,925)
10,669
(15,256)

The notes form part of these financial statements

Page 6

BRITISH FRIENDS OF MOSDOS TCHERNOBEL

NOTES TO THE CASH FLOW STATEMENT FOR THE YEAR ENDED 31 MARCH 2021

1. RECONCILIATION OF NET EXPENDITURE TO NET CASH FLOW FROM OPERATING ACTIVITIES

Net expenditure for the reporting period (as per the Statement
of Financial Activities)
Adjustments for:
Depreciation charges
Interest received
Increase in debtors
Increase/(decrease) in creditors
Net cash used in operations
2.
ANALYSIS OF CASH AND CASH EQUIVALENTS
Notice deposits (less than 3 months)
Overdrafts included in bank loans and overdrafts falling due within
one year
Total cash and cash equivalents
2021
£
(18,513)
84
(5)
(8,201)
6,128
(20,507)
2021
£
14,242
-
14,242
2020
£
(21,017)
100
(6)
-
(5,008)
(25,931)
2020
£
11,366
(26,622)
(15,256)

3. ANALYSIS OF CHANGES IN NET DEBT

Net cash At 1.4.20
Cash flow
At 31.3.21
£
£
£
Cash at bank 11,366
2,876
14,242
Bank overdraft (26,622)
26,622
-
(15,256)
29,498
14,242
Debt
Debts falling due after 1 year -
(50,000)
(50,000)
-
(50,000)
(50,000)
Total (15,256)
(20,502)
(35,758)

The notes form part of these financial statements

Page 7

BRITISH FRIENDS OF MOSDOS TCHERNOBEL

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2021

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Income

Donations are accounted for when received. All other income is recognised on a receivable basis.

Expenditure

Liabilities are recognised in the year in which they are incurred and includes irrecoverable VAT which is reported as part of the expenditure to which it relates.

Grants are only recognised in the accounts when paid.

Raising funds comprise the costs incurred by the charitable company in inducing third parties to make voluntary contributions to it, as well as the cost of any activities with a fundraising purpose.

Support costs are those incurred to assist the work of the charity but are not direct charitable activities.

Governance costs are those incurred in connection with administration of the charity and compliance with constitutional and statutory requirements.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Fixtures and fittings

Taxation

The charity is exempt from tax on its charitable activities.

Going concern

There are no material uncertainties about the charity's ability to continue.

2. DONATIONS AND LEGACIES

Gifts
Donations
2021
£
(1)
696,121
696,120
2020
£
(1)
610,366
610,365

Page 8

BRITISH FRIENDS OF MOSDOS TCHERNOBEL

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2021

3. INVESTMENT INCOME

Deposit account interest
4.
RAISING FUNDS
Raising donations and legacies
Campaign costs
Advertising
5.
CHARITABLE ACTIVITIES COSTS
Charitable activities
6.
GRANTS PAYABLE
Charitable activities
The total grants paid to institutions during the year was as
follows:
Advancement of religion
Relief of poverty
Advancement of education
Mosdos Tchernobel
Yesamach Levav
Others under £15,000
The total grants paid to individuals during the year was as
follows:
Relief of poverty
Grant
funding of
activities
(see note
6)
£
699,910
2021
£
5
2021
£
1,330
237
1,567
Support
costs (see
note 7)
£
11,133
2021
£
699,910
2021
£
661,440
-
13,970
675,410
601,030
60,410
13,970
675,410
2021
£
24,500
2020
£
6
2020
£
3,730
1,562
5,292
Totals
£
711,043
2020
£
611,745
2020
£
487,890
71,550
31,105
590,545
2020
£
21,200

Page 9

BRITISH FRIENDS OF MOSDOS TCHERNOBEL

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2021

7. SUPPORT COSTS

Governance
Management
costs
£
£
Other resources expended
-
2,028
Charitable activities
11,133
-
11,133
2,028
Totals
£
2,028
11,133
13,161

Support costs, included in the above, are as follows:

Management

Rent 2021
2020
Charitable
Total
activities
activities
£
£
7,300
8,462
Telephone 1,269
1,397
Postage and stationery 1,454
1,464
General office expenses 250
475
Finance costs 776
593
Depreciation of tangible and heritage
assets 84
100
11,133
12,491
Governance costs
Independent examiner's fee 2021
2020
Other
resources
Total
expended
activities
£
£
624
540
Independent examiner's other fees 1,404
1,320
2,028
1,860

8. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 March 2021 nor for the year ended 31 March 2020.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 March 2021 nor for the year ended 31 March 2020.

Page 10

BRITISH FRIENDS OF MOSDOS TCHERNOBEL

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2021

9. TANGIBLE FIXED ASSETS

COST
At 1 April 2020 and 31 March 2021
DEPRECIATION
At 1 April 2020
Charge for year
At 31 March 2021
NET BOOK VALUE
At 31 March 2021
At 31 March 2020
10.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2021
£
Other debtors
177,769
11.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2021
£
Bank loans and overdrafts (see note 13)
-
Other creditors
9,261
9,261
12.
CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
2021
£
Other creditors
125,311
13.
LOANS
An analysis of the maturity of loans is given below:
2021
£
Amounts falling due within one year on demand:
Bank overdrafts
-
Amounts falling due between two and five years:
Other loans - 2-5 years
50,000
Fixtures
and
fittings
£
1,628
1,065
84
1,149
479
563
2020
£
169,568
2020
£
26,622
7,233
33,855
2020
£
71,211
2020
£
26,622
-

Page 11

BRITISH FRIENDS OF MOSDOS TCHERNOBEL

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2021

14. RELATED PARTY DISCLOSURES

The following loans and grants were made, loan of £15,000 and a grant of £60,410 to Yesamach Levav, loan of £20,200 to Forty Ltd, charities in which the trustees have an interest.

Page 12

BRITISH FRIENDS OF MOSDOS TCHERNOBEL

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2021

Page
Reference and Administrative Details 1
Report of the Trustees 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5
Cash Flow Statement 6
Notes to the Cash Flow Statement 7
Notes to the Financial Statements 8 to 12