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2020-12-31-accounts

REGISTERED COMPANY NUMBER: 3320318 (England and Wales) REGISTERED CHARITY NUMBER: 1069833 (England and Wales) REGISTERED CHARITY NUMBER: SCO43085 (Scotland)

REPORT OF THE TRUSTEES AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020 FOR STELLA MARIS

STELLA MARIS

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

Page
Report of the Trustees 1 to 14
Report of the Independent Auditors 15 to 17
Statement of Financial Activities 18
Balance Sheet 19
Cash Flow Statement 20
Notes to the Cash Flow Statement 21
Notes to the Financial Statements 22 to 34

STELLA MARIS, REPORT OF THE TRUSTEES, FOR YEAR ENDED 31 DECEMBER 2020

STELLA MARIS REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2020

The trustees, who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 December 2020. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice, applicable to charities preparing their accounts. This is in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland.

OBJECTIVES AND ACTIVITIES Objectives and activities for the public benefit

Stella Maris exists to support seafarers, fishers, and their families in the UK and around the world.

The object of the charity is to promote and advance the general and pastoral welfare of the People of the Sea worldwide, regardless of creed, gender, or ethnic origin.

Stella Maris is the largest ship-visiting network in the world and is the official maritime charity of the Catholic Church. We operate under the oversight of the Vatican Dicastery for the Promotion of Integral Human Development. All our work is consistent with Christian principles and recognised practices of the Catholic Church.

Why does Stella Maris exist?

There are more than 1.5 million seafarers in the world, and they deliver more than 90% of the goods bought and sold in the UK. But their work can be tough, long and lonely.

Seafarers and fishers work away from home for up to 12 months at a time, sometime longer, as we have seen during the Covid pandemic. They face loneliness, isolation, danger and even exploitation. Many come from the world’s poorer nations. Many work for low wages, often providing vital support to extended families at home. In port, due to rapid turn-around times, seafarers and fishers often have limited or no access to facilities ashore.

Who are the ‘People of the Sea’ supported by Stella Maris’?

What does Stella Maris do?

We provide a team of full-time and part-time paid ship-visiting chaplains, assisted by a team of volunteers, whose task is to visit ships calling in ports around the UK. Their role is to:

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STELLA MARIS, REPORT OF THE TRUSTEES, FOR YEAR ENDED 31 DECEMBER 2020

In addition, Stella Maris in the UK supports the work of Stella Maris overseas, assisting our global network to support the People of the Sea in 60 countries. We also advocate on behalf of the People of the Sea with national and international bodies and the shipping industry, particularly regarding human rights and welfare.

All Stella Maris services are provided free, across as broad a geographical area as resources allow, regardless of any factor other than need. Many seafarers and fishers visiting the UK are Catholics, but our service provision is not restricted to those who adhere to the Catholic faith.

Significant activities

During 2020, in light of the Covid-19 pandemic, we focussed activity on adapting our mission and modus operandi to support seafarers and fishers in a time of great need.

Mission in 2020

In a year when the world came to a halt to fight Covid-19, seafarers and fishers had never worked harder – and the ministry of Stella Maris was never more vital.

The cost of the pandemic on seafarers and fishers was severe… lives lost, families thrust into poverty, not to mention the devastating mental and emotional toll. But Stella Maris was the consistent, steadfast friend in port for fishers and seafarers.

Our chaplains and volunteers quickly adapted to the new circumstances. We safely kept serving, with video Gospel readings, one-to-one gangway chats, and the provision of care packages. We supported crews stranded in UK ports, and worked hard to help seafarers get home. We were there by the seafarer’s hospital bed (where Covid-19 protocols allowed), and offered comfort to grieving crews following a suicide.

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STELLA MARIS, REPORT OF THE TRUSTEES, FOR YEAR ENDED 31 DECEMBER 2020

Key highlights in 2020 included:

Crisis response

Stella Maris provided long-term, intensive help to seafarers and fishers who found themselves in crisis as a result of the Covid-19 pandemic. In the Philippines, 120 seafarers spent 150 days of lockdown living in our centre in Manila. Around the world, our chaplains visited seafarers and cruise ship workers hospitalised with Covid-19 (where local protocols allowed this). And in Italy, we supported 24 seafarers abandoned in port for months, until they were repatriated.

Support for the cruise ship industry

The cruise ship industry was hit especially hard by the Covid-19 pandemic, with ships anchored and thousands of jobs lost. Our chaplains worked diligently to support crews on ships with faith resources, live-streamed Masses and pastoral care.

Celebrating Stella Maris’ centenary

In October, we live-streamed a Centenary Mass, celebrated by Archbishop Philip Tartaglia of Glasgow. We also officially became ‘Stella Maris’ – the name by which we are generally known around the world – rather than ‘Apostleship of the Sea’, and our new-look website was launched.

Support for Stella Maris overseas

Support was provided to the global Stella Maris network, most notably in South Africa and Ukraine. In response to identified welfare need, we re-established Stella Maris in Northern Ireland and laid the groundwork to re-launch Stella Maris in Denmark on 1 January 2021. In the Philippines, we supported a research project with colleagues to look at the strategic direction of their mission. We raised additional funds to support colleagues and beneficiaries overseas impacted by Covid-19 and lockdown.

Roll-out of database

Our new, secure online database, Salesforce, was fully implemented in the UK to record ships visits and charitable activity. The database was also adopted by Stella Maris teams in Ukraine and South Africa.

Review of chaplaincy

Following a review of chaplaincy provision in the UK, recommendations were accepted by the trustees in March 2020. These included the creation of a middle management chaplaincy team to

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STELLA MARIS, REPORT OF THE TRUSTEES, FOR YEAR ENDED 31 DECEMBER 2020

further improve the support we provide to chaplains and ship visitors. We also plan to develop and deliver a new training and formation programme for current and incoming chaplains and volunteers.

Governance

During the year, we welcomed a new Bishop Promoter for Scotland, Rt Rev Hugh Gilbert, Bishop of Aberdeen. We also appointed two new trustees to the Board; Maita Crowe, CEO and Director of Pathfinder Consultants Ltd, who brings experience of developing partnerships for organisational growth, and James Muir, Chief Commercial Officer at V.Group, the maritime industry’s largest ship manager.

The work of governance is carried out through the main board and three sub-committees: the Finance, Audit and Risk Committee, the Safeguarding and Welfare Committee and the International Committee. All meetings in 2020 were held remotely.

The Safeguarding and Welfare Committee continues to monitor implementation of the safeguarding review undertaken by the board in 2019.

Public benefit

The trustees confirm they have referred to the guidance contained in the Charity Commission's general guidance on public benefit when reviewing the charity's aims and objectives and in planning future activities. The trustees refer to public benefit throughout this report.

ACHIVEMENT AND PERFORMANCE

Maritime ministry – monitoring achievement

The trustees have monitored activity of the charity throughout 2020. In general, Stella Maris’ activity moved away from short-term care provided to large numbers of seafarers and fishers, in favour of intense, long-term support for smaller numbers of crews. This reflected the need on the ground, with abandoned, hospitalised or stranded seafarers requiring concentrated support.

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STELLA MARIS, REPORT OF THE TRUSTEES, FOR YEAR ENDED 31 DECEMBER 2020

Stella Maris provided vital support to seafarers in crisis, and our chaplains dealt with a number of issues during 2020. Our strategic partnerships with ship managers, owners, P&I clubs, legal firms and flag states increasingly helped to raise the profile of seafarers’ and fishers’ welfare.

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STELLA MARIS, REPORT OF THE TRUSTEES, FOR YEAR ENDED 31 DECEMBER 2020

FINANCIAL REVIEW

Investment Policy

Scope of investment powers

The trustees are empowered by the Articles of Association to invest any trust monies, as authorised by law, in such manner as they think fit.

Investment objectives

The trustees have adopted a policy for the portfolio of investments that is designed to optimise returns over the longer term and thus provide a regular flow of funds to support Stella Maris’s operating activities both in the UK and overseas.

Who can take investment decisions?

In managing our financial reserves and regularly assessing market risk, the trustees draw up the investment policy and this is reviewed annually.

Attitude to risk

Our investment strategy is to accept a level of medium risk, with a balance sought between realising a target income and achieving capital growth. Investments are divided among equities, bonds, cash and alternatives. The portfolio is externally managed by investment managers who are regulated by the Financial Conduct Authority.

How investments will be managed and reporting requirements for investment managers

Updates on the value of the portfolio are provided to us monthly. Once a year we discuss the performance of the investments with our investment manager, the prevailing and anticipated economic conditions, a forecast of future trends and we look at our future cash requirements to be funded by these investments.

Types of investment, including ethical considerations

In the implementation of this policy, the trustees follow the Charity Commission guidance for the investment of charitable funds. We are mindful of our status as an official agency of the Catholic Bishops' Conference of Scotland and the Catholic Bishops' Conference of England and Wales when investing the charity's assets. Our investment portfolio should be consistent with, and reflect, Catholic teaching. We will not invest in businesses that conduct activities contrary to Catholic Church teaching.

The following examples illustrate our approach:

Restriction
Sanctity of life
Labour standards
Pornography
Fossil fuels
Notes
Companies engaged in the provision and/or practice of abortion, embryo
research and euthanasia are excluded. Also excluded are companies engaged
in the manufacture of contraceptives.
Companies that fail to comply with International Labour Organisation (ILO)
labour standards are excluded.
Companies with over 10% of turnover resulting from adult entertainment
related products and services are excluded.
Companies engaged in fossil fuel extraction will be removed from the
portfolio.

Investment performance

The trustees previously decided to align our investment strategy more closely with our operational strategy. They resolved to fund any future international projects by utilising

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STELLA MARIS, REPORT OF THE TRUSTEES, FOR YEAR ENDED 31 DECEMBER 2020

our investment portfolio to provide a higher income. They recognised that a higher income increases the risk in our portfolio.

As explained in Note 13 to the financial statement, during 2020 the charity has withdrawn £600,000 from the investment portfolio in order to offset the shortfall in Sea Sunday donations resulting from Covid 19. This will reduce the future income streams from the investment portfolio until such time as there are surplus funds to enable further investment to be made.

Fundraising

Donations and legacy gifts from individuals and funders, and other income, collectively amounted to almost £1.8 million in 2020. Our expenditure exceeded our income (as was the case for many charities in this pandemic affected year) – but there were many positives from which to draw.

Sea Sunday

Income from this key event was limited. Sea Sunday could not happen as usual in July as most churches were closed or restricted to limited capacity. So it was moved to December 2020, which impacted income flow. Even in

December, Sea Sunday income was limited as fewer people were attending church due to capacity (social distancing) restrictions.

However, the event has helped to accelerate Stella Maris’ movement from cash-based fundraising to digital. We introduced Facebook donate and text giving for the first time, as well as QR codes on Sea Sunday posters to direct donors to our donation webpage.

Legacies

We had a strong income from legacy giving, with one substantial gift and several large gifts.

Appeals

Stella Maris ran five direct mail appeals through 2020, at the start of Lent, Easter, during the Summer, Harvest and Christmas. The autumn ‘Harvest’ appeal sought to convert ad hoc cash donors to regular monthly givers; it was extremely successful, with 10% of respondents signing up to give regularly.

Major donors

Covid-19 restrictions had an impact on our stewardship of major donors, limiting events and face-toface meetings. Going forward, the addition of two new posts to the fundraising team (on the trusts side) will enable major donors to be given a greater focus with more tailored support.

Corporates

The Head of Corporate Engagement, appointed in 2019, worked remotely and digitally to develop strategic relationships within the industry, and successfully raised a number of donations from the corporate sector.

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STELLA MARIS, REPORT OF THE TRUSTEES, FOR YEAR ENDED 31 DECEMBER 2020

Trusts and foundations

We had a very successful year in terms of raising grants from trusts and foundations to support our work in the UK and overseas. Significant grants were raised from Seafarers UK (since re-named The Seafarers Charity) for our work in South Africa, from the TK Foundation for the work of Stella Maris in the Philippines, USA, Spain, Uruguay and Italy and from the ITF Seafarers’ Trust for the work of Stella Maris in the Philippines and Ivory Coast.

Fundraising complaints

A small number of complaints were received and logged during the year. Typically, these were administrative in nature, e.g. a wrong address. During Autumn 2020, a batch of mail destined for Stella Maris was temporarily lost by the postal service, which worried some supporters who had sent cheques and credit card details. However, through our persistence, this batch was eventually relocated by the postal service and delivered to us – so all gifts were eventually processed, and no data was mislaid.

Monitoring

The trustees have delegated day-to-day management of fundraising to a team of experienced fundraisers, employed by Stella Maris. This is documented with job descriptions, clear lines of reporting and accountability. Stella Maris is an Organisational Member of the Chartered Institute of Fundraising and follows its recommended fundraising best practices. Our fundraising activities are also regulated by the Fundraising Regulator. A detailed fundraising report is submitted to each trustees’ meeting.

Thanks

We would like to express our gratitude for continued support from The Seafarers’ Charity (formerly known as Seafarers UK), ITF Seafarers Trust, Merchant Navy Welfare Board and the TK Foundation.

Principal funding sources

Typically, Sea Sunday would provide around a third of Stella Maris’ annual income. In 2020, this was reduced to 6%. Approximately a third of income in 2020 came from donations and a third from legacies. 20% of income was from grants.

Fundraising strategic outlook

Our fundraising priorities for the coming year are to:

  1. Grow digital fundraising . We will continue to encourage donors to move away from postal donations, to have more people giving digitally. We intend to research and develop forms of contactless giving in churches, and to develop other routes to encourage and grow online giving.

  2. Grow numbers of regular donors . In order to build sustained, dependable income, we intend to increase efforts to direct supporters to regular giving. An outcome of a successful conversion programme will be that we move from five appeals a year to three – Easter, Harvest and Christmas.

  3. Expand work with trust and foundations . We have created two new roles to develop further relationships with trusts and foundations to support our work in the UK and overseas. This will also help us to support Stella Maris overseas teams with fundraising capacity and resource.

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STELLA MARIS, REPORT OF THE TRUSTEES, FOR YEAR ENDED 31 DECEMBER 2020

  1. Increase the number of parishes with a Stella Maris contact . This will impact the take-up of Sea Sunday and other Stella Maris events, growing awareness and support.

General Data Protection Regulation (GDPR)

We actively work to confirm consent from our supporters where required, in order to remain compliant with GDPR legislation.

Reserves policy

Stella Maris’ consolidated reserves fund (as at 31/12/20) stands at £5,174,977 (FY2019 £5,262,494) of which £91,871 is represented by the fixed assets and £4,311,355 by investments within general funds. Total restricted reserves at the 2020 year-end were £182,557 (FY 2019 £128,485).

Investments are held to generate additional income to supplement donations and legacy income which can fluctuate year on year. Historically, the policy of holding investments at this level was considered a sensible approach given the uncertainty of generating income from donations and legacies. The trustees have decided to utilise a proportion of these funds over a three-year period, ending December 2021, to develop Stella Maris’s international strategy.

The trustees have determined that reducing ‘Free Reserves’ to a level of £2,300,000, an amount equivalent to 18 months unrestricted expenditure, over a seven-year period (reserves will diminish quite rapidly in 2020-21, with a more measured diminution of reserves over the remaining five years) will provide adequate financial headroom to:

The balance of the reserves will be retained within general funds as a contingency against stock market falls, operational commitments, associated liabilities and winding-up costs.

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STELLA MARIS, REPORT OF THE TRUSTEES, FOR YEAR ENDED 31 DECEMBER 2020

FUTURE PLANS

The Covid-19 pandemic means the People of the Sea need the support of Stella Maris more than ever.

Our experience in 2020 showed that, while wellbeing apps, programmes and initiatives to support seafarers are good, nothing can replace the personal, human connection provided by our chaplains and ship visitors. Seafarers and fishers impacted by unemployment and the mental and emotional toll of the pandemic will need support in years to come. Industries such as fishing and the cruise ship industry may need particular support to recover and rebuild.

Our priorities for the coming year are:

STRUCTURE, GOVERNANCE AND MANAGEMENT Governing document

Stella Maris (UK) is an agency of both the Catholic Bishops' Conference of England and Wales (http://www.catholicchurch.org.uk) and the Catholic Bishops' Conference of Scotland (http://www.bpsconfscot.com).

Stella Maris is a Registered Charity in England and Wales No 1069833, a Registered Charity in Scotland No SC043085 and a Company limited by Guarantee No 3320318.

The Articles of Association were agreed in 1997 and amended by Special Resolutions dated 24 July 2002, 6 June 2005, 1 April 2008, 9 June 2011, 15 March 2012 and 4 December 2014.

Recruitment and appointment of trustees

Trustees are appointed by the Bishop Promoters of Scotland and England and Wales by joint decision. Each Bishop Promoter acts for and on behalf of the Bishops’ Conference of which he is a member.

Trustees are appointed on the basis of suitable qualifications and experience, including senior clergy experienced in chaplaincy and those with knowledge of the global maritime industry. They are invited to undertake regular training provided by our solicitors and specialist third party

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STELLA MARIS, REPORT OF THE TRUSTEES, FOR YEAR ENDED 31 DECEMBER 2020

providers. Trustees also receive support from the Charity Commission and charity publications, and updates from the Chief Executive Officer.

Members of the Board of Trustees are also directors and members under the terms of the Companies Act. Members have no beneficial interest in the charity or any other company or charity with whom Stella Maris works in collaboration or cooperation.

The main Board of Trustees meets three times a year and takes reports and recommendations from the Finance, Audit and Risk Committee, the International Committee, and the Safeguarding and Welfare Committee. As well as trustees, the Finance, Audit and Risk Committee and the International Committee include co-opted committee members who are not trustees but who bring relevant subject matter specialisms to those committees.

All trustees give their time freely and no trustee remuneration was paid in the year. Details of trustee expenses and related transactions are disclosed in the notes to the accounts. Trustees are required to disclose all relevant interests at each meeting.

Related charities and organisations

During 2020, the trustees, along with trustees of our partners the Mission to Seafarers and Sailors’ Society, laid the groundwork to transfer our legal responsibility for the seafarers’ centres in Immingham, Bristol and Felixstowe to the Queen Victoria Seamen’s Rest (the seamen’s mission of the Methodist Church).

Key management remuneration

Stella Maris benchmarks the pay and remuneration of the key management personnel against the pay and remuneration of their counterparts in similar size charities in the Catholic Church and maritime sector. Salaries are reviewed on an annual basis.

Risk management

The trustees' risk assessment and risk management programme covers all aspects of the operation and conduct of the charity. The process is managed through a risk register. It is a board document, which is reviewed by the full trustee board at least once a year.

The risk evaluation process encompasses the following factors:

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STELLA MARIS, REPORT OF THE TRUSTEES, FOR YEAR ENDED 31 DECEMBER 2020

Risk assessment

The principal risk during 2020 was Covid-19; we managed the impact of the pandemic on operations and funds. In addition, we continued to monitor the implementation of the safeguarding review to manage risk in this area. We also monitored our GDPR-compliance.

REFERENCE AND ADMINISTRATIVE DETAILS Registered company number

3320318 (England and Wales)

Registered charity number

1069833 (England and Wales) SCO43085 (Scotland)

Registered office

39 Eccleston Square London SW1V 1BX

Trustees

Right Reverend Bishop Hugh Gilbert Right Reverend Bishop Paul Mason Mr Robert Ashdown Mr William Azuh Mrs Helen Brennan Mr James Brennan Appointed 24 March 2021 Fr David Burke Appointed 24 March 2021 Miss Luisa Campbell Mrs Theresa Crossley Mrs Maita Crowe Appointed 7 July 2020 Mr James Gosling Mr John Hood Appointed 24 March 2021 Mr James Muir Appointed 7 July 2020 Mr Esteban Pacha

Chief Executive Officer

Mr Martin Foley

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STELLA MARIS, REPORT OF THE TRUSTEES, FOR YEAR ENDED 31 DECEMBER 2020

Auditors

Morris Crocker Limited Chartered Accountants Statutory Auditors Station House North Street Havant Hampshire PO9 1QU

Solicitors

Stone King 13 Queen Square Bath BA1 2HJ

Bankers

Lloyds Bank Plc P O Box 1000 BX1 1LT

The Co-Operative Bank City Office 80 Cornhill London EC3V 3NJ

AIB Group (UK) Plc Office 9/10 Angel Court London EC2R 7AB

Clydesdale Bank Plc 122 Leadenhall Street London EC3V 4AB

Investment Fund Managers

Waverton Investment Management Ltd 16 Babmaes Street, London, SW1Y 6AH

UBS AG 1 Curzon Street London W1J 5UB

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STELLA MARIS, REPORT OF THE TRUSTEES, FOR YEAR ENDED 31 DECEMBER 2020

STATEMENT OF TRUSTEES RESPONSIBILITIES

The trustees (who are also the directors of Stella Maris (Great Britain) for the purposes of company law) are responsible for preparing the Report of the Trustees and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charitable company and of the incoming resources and application of resources, including the income and expenditure, of the charitable company for that period. In preparing those financial statements, the trustees are required to

The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charitable company and to enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

In so far as the trustees are aware:

AUDITORS

The auditors, Morris Crocker Limited, will be proposed for re-appointment at the forthcoming Annual General Meeting.

Approved by order of the board of trustees on 6 July 2021 and signed on its behalf by:

Mr Esteban Pacha - Chairman

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REPORT OF THE INDEPENDENT AUDITORS TO THE MEMBERS OF STELLA MARIS

Opinion

We have audited the financial statements of Stella Maris (the 'charitable company') for the year ended 31 December 2020 which comprise the Statement of Financial Activities, the Balance Sheet, the Cash Flow Statement and notes to the financial statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors responsibilities for the audit of the financial statements section of our report. We are independent of the charitable company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC's Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

We have nothing to report in respect of the following matters in relation to which the ISAs (UK) require us to report to you where:

Other information

The trustees are responsible for the other information. The other information comprises the information included in the annual report, other than the financial statements and our Report of the Independent Auditors thereon.

Our opinion on the financial statements does not cover the other information and we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact. We have nothing to report in this regard.

Opinion on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

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REPORT OF THE INDEPENDENT AUDITORS TO THE MEMBERS OF STELLA MARIS

Matters on which we are required to report by exception

In the light of the knowledge and understanding of the charitable company and its environment obtained in the course of the audit, we have not identified material misstatements in the Report of the Trustees.

We have nothing to report in respect of the following matters where the Companies Act 2006 requires us to report to you if, in our opinion:

Responsibilities of trustees

As explained more fully in the Statement of Trustees Responsibilities, the trustees (who are also the directors of the charitable company for the purposes of company law) are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the charitable company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charitable company or to cease operations, or have no realistic alternative but to do so.

Our responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue a Report of the Independent Auditors that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements. We have been appointed as auditor under section 44(1) (c) of the Charities and Trustee Investment (Scotland) Act 2005 and under the Companies Act 2006 and report in accordance with regulations made under those Acts.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

From discussion with management and those charged with governance information about the entity is documented to assess the activity within the organisation. We discuss management’s assessment of risk in respect of irregularities, fraud and going concern.

Based on these discussions and our own assessments we determined that the key risk areas were income recognition, going concern and management override concerning the size of the organisation.

We set financial statement materiality level based on the level of income at £43,200. As a not for profit organisation raising income is its primary focus which is why income was used to determine the level of materiality. Our overall assessment of risk was used to determine performance materiality of £38,900.

Substantive audit tests were designed after assessing and testing systems and controls. The systems and controls which have been designed to act as a preventative measure against fraud and error were operating as documented. Substantive testing tested a sample of the population, representative of the population, to identify errors. The testing did not identify any material misstatements in areas tested.

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REPORT OF THE INDEPENDENT AUDITORS TO THE MEMBERS OF STELLA MARIS

Audit substantive tests concluded no material errors over the key risk areas of income recognition and management override.

The audit considers the organisation is not exposed to material risk of error as a result of assessing laws and regulations that are appropriate to the organisation.

Management assessed there is no going concern risk. The audit undertook a review of budgets, management accounts and the review of board minutes and came to the same conclusion as management.

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at www.frc.org.uk/auditorsresponsibilities. This description forms part of our Report of the Independent Auditors.

Use of our report

This report is made solely to the charitable company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the charitable company's members those matters we are required to state to them in an auditors' report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charitable company and the charitable company's members as a body, for our audit work, for this report, or for the opinions we have formed.

Paul Underwood (Senior Statutory Auditor) for and on behalf of Morris Crocker Limited Chartered Accountants, Statutory Auditors Station House North Street Havant Hampshire, PO9 1QU

Date: .............................................

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STELLA MARIS

STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING AN INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 31 DECEMBER 2020

Notes
INCOME AND ENDOWMENTS FROM
Donations and legacies
2
Investment income
3
Other income
Total
EXPENDITURE ON
Raising funds
4
Charitable activities
Pastoral care to seafarers
5
Total
Net gains/(losses) on investments
NET INCOME/(EXPENDITURE)
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
Unrestricted
funds
£
1,397,470
108,655
143
1,506,268
424,292
1,412,846
1,837,138
189,281
(141,589)
5,134,009
Restricted
funds
£
256,095
-
-
256,095
-
202,023
202,023
-
54,072
128,485
2020
Total funds
£
1,653,565
108,655

143
1,762,363
424,292
1,614,869
2,039,161

189,281
(87,517)
5,262,494
2019
Total funds
£
1,493,148
135,823

8,177
1,637,148
503,050
1,282,356
1,785,406

666,117
517,859
4,744,635
4,992,420 182,557 5,174,977 5,262,494

CONTINUING OPERATIONS

All income and expenditure has arisen from continuing activities.

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STELLA MARIS (REGISTERED COMPANY NUMBER: 3320318) BALANCE SHEET AT 31 DECEMBER 2020

Notes
FIXED ASSETS
Tangible assets
12
Investments
13
CURRENT ASSETS
Debtors
14
Cash at bank and in hand
CREDITORS
Amounts falling due within one year
15
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
NET ASSETS
FUNDS
Unrestricted funds
16
Restricted funds
TOTAL FUNDS
2020
£
91,871
4,311,355
4,403,226
379,292
495,523
874,815
(103,064)
2019
£
88,592
4,752,779
4,841,371
167,510
362,097
529,607
(108,484)
771,751
5,174,977
421,123
5,262,494
5,174,977
4,992,420
182,557
5,174,977
5,262,494
5,134,009
128,485
5,262,494

These financial statements have been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small charitable companies.

The financial statements were approved by the Board of Trustees on 6 July 2021 and were signed on its behalf by:

Mrs Helen Brennan - Trustee

Mr Esteban Pacha - Trustee

Page 19

STELLA MARIS

CASH FLOW STATEMENT FOR THE YEAR ENDED 31 DECEMBER 2020

Notes
Cash flows from operating activities:
Cash generated from operations
A
Net cash provided by (used in) operating
activities
Cash flows from investing activities:
Purchase of tangible fixed assets
Purchase of fixed asset investments
Sale of tangible fixed assets
Sale of fixed asset investments
Interest received
Dividends received
Net cash provided by (used in) investing
activities
Change in cash and cash equivalents in the
reporting period
Cash and cash equivalents at the beginning
of the reporting period
Cash and cash equivalents at the end of the
reporting period
2020
£
(540,864)
(540,864)
(65,213)
(902,378)
-
1,533,083
143
108,655
2019
£
(294,103)
(294,103)
-
(1,005,975)
7,850
1,040,842
327
135,823
674,290
133,426
362,097
495,523
178,867
(115,236)
477,333
362,097

Page 20

STELLA MARIS

NOTES TO THE CASH FLOW STATEMENT FOR THE YEAR ENDED 31 DECEMBER 2020

A. RECONCILIATION OF NET INCOME/(EXPENDITURE) TO NET CASH FLOW FROM OPERATING ACTIVITIES

Net income/(expenditure) for the reporting period (as per the
statement of financial activities)
Adjustments for:
Depreciation charges
Losses/(gain) on investments
(Profit)/loss on disposal of fixed asset
Interest received
(Increase)/Decrease in debtors
Increase/ (Decrease) in creditors
Dividends received
Net cash provided by (used in) operating activities
2020
£
(87,517)
44,520
(189,281)
17,414
(143)
(211,782)
(5,420)
(108,655)
(540,864)
2019
£
517,859
39,847
(666,117)
(7,850)
(327)
(42,138)
446
(135,823)
(294,103)

Page 21

STELLA MARIS

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland', the Charities Act 2011, Charities and Trustee Investment (Scotland) Act 2005 and the Companies Act 2006. The financial statements have been prepared under the historical cost convention, as modified by the revaluation of certain assets, being investments which are included at market value.

Going Concern

The trustees consider that there are no material uncertainties about the charitable company’s ability to continue as a going concern.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

For legacies, entitlement is taken as the earlier of:

Receipt of a legacy, in whole or in part, is only considered probable when the amount can be measured reliably and the charity has been notified of the executors intention to make a distribution. Where legacies have been notified to the charity, or the charity is aware of the granting of probate, and the criteria for income recognition have not been met, then the legacy is a treated as a contingent asset and disclosed if material.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligationcommitting the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have beenallocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Allocation and apportionment of costs

Support costs are those functions that assist the work of the charity but do not directly undertake charitable activities. Support costs include back office costs, finance, personnel, payroll and governance costs which support the charity’s programmes and activities. These costs have been allocated between cost of raising funds and expenditure on charitable activities. The bases on which support costs have been allocated are set out in the notes to the accounts.

Donated Goods and Services

Goods donated for on-going use by the charity in carrying out its activities are recognised as tangible fixed assets with the corresponding gain recognised as income from donations within the SOFA.

Donated services are treated as income and a corresponding expense where the benefit is quantifiable and measurable. The value placed on donated services is the estimated value to the charity of the service received, being the price the charity estimates it would pay in the open market for a service of equivalent utility to the charity. Donated services recognised in the financial statements include those

Page 22

STELLA MARIS

NOTES TO THE FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 31 DECEMBER 2020

usually provided by an individual or entity as part of their trade or profession for a fee. The value of activities of the charity's volunteers is not considered to be quantifiable and is not recognised in the financial statements as income or expense.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Plant and machinery - 25% on cost Fixtures and fittings - 25% on cost Motor vehicles - 25% on cost Computer equipment - 25% on cost

Individual fixed assets costing £500 or more are capitalised at cost.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Page 23

STELLA MARIS

NOTES TO THE FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 31 DECEMBER 2020

1. ACCOUNTING POLICIES - continued

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Pension costs and other post-retirement benefits

The charitable company operates a defined contribution pension scheme. Contributions payable to the charitable company's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

Financial Instruments

The charity only enters into basic financial instruments transactions that result in the recognition of financial assets and liabilities like trade and other accounts receivable and payable investments in stocks and shares. The measurement basis used for these instruments is detailed below.

Investments

Investments are stated at market value inclusive of accrued income as at the balance sheet date. The statement of financial activities includes the net gains and losses arising on revaluation and disposals throughout the year.

All gains and losses are taken to the statement of financial activities as they arise. Realised gains and losses on investments are calculated as the difference between sale proceeds and opening market value or purchase date if later. Unrealised gains and losses are calculated as the difference between the market value at the end of the year and opening market value, or purchase date if later. Realised and unrealised gains are not separated in the statement of financial activities.

2. DONATIONS AND LEGACIES

Donations
Donated services
Legacies
Grants raised for work by Stella Maris in the UK
Grants raised for work by Stella Maris overseas
Sea Sunday collections
Ports levy
2020
£
607,577
23,372
544,171
237,653
112,804
104,530
23,458
1,653,565
2019
£
615,770
-
99,997
239,023
-
514,405
23,953
1,493,148

3. INVESTMENT INCOME

2020 2019
£ £
Dividends 108,655 135,823
108,655 135,823

Investment income of £41,773 (2019: £52,603) is derived from assets held in the United Kingdom. Investment income of £66,882 (2019: £83,220) is derived from assets held outside of the United Kingdom.

Page 24

STELLA MARIS

NOTES TO THE FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 31 DECEMBER 2020

4. RAISING FUNDS

Raising donations and legacies
Staff costs
Other direct costs
Support costs
Investment managers fees
2020
£
177,592
106,794
106,569
390,955
33,337

424,292
2019
£
161,107
171,267
135,811
468,145
34,865
503,050
5.
CHARITABLE ACTIVITIES COSTS
Direct costs
£
Grant
funding of
activities
(See note 6)
£
Support
costs
(See note 7)
£
Pastoral care to seafarers
742,793
94,703
777,373
1
6.
GRANTS PAYABLE
2020
Pastoral care to seafarers
£
94,703
The total grants paid to institutions during the year was as follows:
2020
£
Seaham Seafarers Club
1,000
Bristol Seafarers
-
Felixstowe and Haven Ports
750
Humber Seafarers Services
2,000
Gente di Mar Society
-
STELLA MARIS Malta
-
ITF ST Grant paid to AOS Abidjan, Côte d'Ivoire
12,051
ITF ST Grant paid to AOS Cebu, Philippines
16,177
TKF Grant paid to AOS Cebu, Philippines
16,387
TKF Grant paid to AOS Charleston, USA
2,205
TKF Grant paid to AOS Barcelona, Spain
6,886
TKF Grant paid to AOS Montevideo, Uruguay
6,704
TKF Grant paid to AOS New Orleans, USA
14,156
TKF Grant paid to AOS Genoa, Italy
16,387
94,703
Totals
£
,614,869
2019
£
10,377
2019
£
1,000
8,500
-
-
441
436
-
-
-
-
-
-
-

-
10,377

During 2019, the Charity secured grants from IMarEST’s Guild of Benevolence and the ITF Seafarers Trust for South Africa, Canada and the Ivory Coast. These grants were paid by the grant provider directly to the recipient and are therefore not disclosed here.

Page 25

STELLA MARIS

NOTES TO THE FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 31 DECEMBER 2020

7. SUPPORT COSTS

Governance
Management
costs
£
£
Costs of generating voluntary income
106,569
-
Pastoral care to seafarers
638,959
31,845
745,528
31,845
Totals
£
106,569
670,804
777,373

Basis of allocation

Wages, social security, pensions and recruitment and training - Staff time, Establishment costs – Staff time, Motor and travel, administrative and professional fees - Usage Support costs, included in the above, are as follows:

Management

Costs of
generating
voluntary Pastoral care
Staff Costs
income
£
64,460
to seafarers
£
452,655
Recruitment and training
1,491
29,102
Establishment costs
22,781
68,345
Motor and travel expenses
1,277
4,999
Administrative expenses
6,250
24,999
Professional fees
10,310
58,859
106,569
638,959
2020
Total
activities
£
517,115
30,593
91,126
6,276
31,249
69,169
745,528
2019
Total
activities
£
412,330
86,210
62,058
10,274
50,320
21,879
643,071

Governance costs

Governance costs
2020 2019
Pastoral care Total
to seafarers activities
£ £
Trustees' and board meeting expenses 1,273 5,612
Auditors' remuneration – fee for statutory audit 8,813 8,813
Auditors' remuneration – non audit fees 4,476 -
Insurance 6,494 6,282
Sundries 2,160 1,061
Legal fees 8,629 7,307
31,845 29,075

Page 26

STELLA MARIS

NOTES TO THE FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 31 DECEMBER 2020

8. NET INCOME/(EXPENDITURE)

Net income/(expenditure) is stated after charging/(crediting):

Auditors' remuneration
Auditors' remuneration – non audit fees
Depreciation - owned assets
Foreign exchange losses
2020
£
8,813
4,476
44,520
2,649
2019
£
8,813
-
51,412

-

9. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 December 2020 nor for the year ended 31 December 2019.

Trustees' expenses

During the year one trustee (2019: three) were reimbursed out of pocket expenses for travelling and subsistence totalling £325 (2019: £1,473). Additionally, £3,144 (2019: £3,626) of expenses were paid on behalf of the trustees’ by the charity.

Page 27

STELLA MARIS

NOTES TO THE FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 31 DECEMBER 2020

10. STAFF COSTS

2020
£
Wages and salaries
1,037,252
Social security costs
92,418
Other pension costs
73,881
1,203,551
1
2019
£
892,659
84,997
66,828
,044,484

Key Management Personnel

The key management personnel of the charity comprise the Trustees, National Director and Development Director. The total employee benefits of the key management personnel of the charity were £115,382 (2019: £168,723)

The average monthly number of employees during the year was as follows:

Chaplaincy
Fundraising
Support
2020
20
8

5

33
2019
20
7

4

31

The number of employees whose employee benefits (excluding employer pension costs) exceeded £60,000 was:

£70,000 - £80,000 2020

1
2019

2

The charity paid contributions to pension scheme for one (2019: two) of those employees with emoluments in excess of £60,000.

2020
Salaries and wages
Social security costs
Pension costs
Total
2019
Salaries and wages
Social security costs
Pension costs
Total
Chaplaincy
£
716,912
58,031

48,389

823,332
Chaplaincy
£
563,133
49,149

43,930
656,212
Fundraising
£
218,531
23,651

18,813

260,995
Fundraising
£
218,484
23,960

15,391
257,835
Support
£
101,809
10,736

6,679
119,224
Support
£
111,042
11,888

7,507
130,437
Total
£
1,037,252
92,418

73,881

1,203,551

Total
£
892,659
84,997

66,828

1,044,484

Page 28

STELLA MARIS

NOTES TO THE FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 31 DECEMBER 2020

COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

11.

INCOME AND ENDOWMENTS FROM
Unrestricted
funds
£
Donations and legacies
1,287,694
Investment income
135,823
Other income

8,177
Total
1,431,694
EXPENDITURE ON
Raising funds
503,050
Charitable activities
Pastoral care to seafarers
1,064,675
Total
1,567,725
Net gains/(losses) on investments

666,117
NET INCOME/(EXPENDITURE)
RECONCILIATION OF FUNDS
Total funds brought forward
530,086
4,603,923
TOTAL FUNDS CARRIED FORWARD
5,134,009
Restricted
funds
£
205,454
-

-
205,454
-

217,681
217,681

-
(12,227)
140,712
Total funds
£
1,493,148
135,823

8,177
1,637,148
503,050
1,282,356
1,785,406

666,117
517,859
4,744,635
5,262,494

128,485

Page 29

STELLA MARIS

NOTES TO THE FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 31 DECEMBER 2020

12. TANGIBLE FIXED ASSETS

Plant and
Fixtures and
machinery
£
fittings
£
COST
At 1 January 2020
38,737
12,903
Additions
-
-
Disposals
(27,617)
(12,903)
At 31 December 2020
11,120

-
DEPRECIATION
At 1 January 2020
36,202
12,903
Charge for year
2,536
-
Eliminated on disposal
(27,618)
(12,903)
At 31 December 2020
11,120

-
NET BOOK VALUE
At 31 December 2020

-

-
At 31 December 2019

2,535

-
13.
FIXED ASSET INVESTMENTS
MARKET VALUE
At 1 January 2020
Additions
Disposals
Revaluations
At 31 December 2020
NET BOOK VALUE
At 31 December 2020
At 31 December 2019
Analysis of investments by type:
Equities
Fixed interest securities
Property funds
Other investments
Cash held within the investment portfolio
Motor
vehicles
£
434,915
53,221
(295,206)
192,930
351,267
38,661
(277,794)
112,134
80,796
83,648
Computer
equipment
£
Totals
£
66,462
553,017
11,990
65,211
(61,267)
(396,993)
17,185
221,235
64,053
464,425
3,323
44,520
(61,266)
(379,581)

6,110
129,364
11,075
91,871

2,409
88,592
Listed
investments
£
4,752,779
902,378
(1,533,083)

189,281
4,311,355
4,311,355
4,752,779
2020
2019
£
£
3,188,139
3,558,791
511,569
579,510
218,175
191,724
347,565
341,175
45,907
81,579
4,311,355
4,752,779

Page 30

STELLA MARIS

NOTES TO THE FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 31 DECEMBER 2020

Geographical analysis of investments:

Held inside the United Kingdom
Held outside the United Kingdom
2020
£
1,027,761
3,283,594
4,311,355
2019
£
1,322,186
3,430,593
4,752,779

14. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Other debtors

Prepayments
15.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Trade creditors
Social security and other taxes
Other creditors
Accrued expenses
2020
£
335,043

44,249
379,292
2020
£
16,138
36,037
-
50,889
103,064
2019
£
113,177
54,333
167,510
2019
£
47,362
31,587
8,500
21,035
108,484

16. ANALYSIS OF NET ASSETS BETWEEN FUNDS

Unrestricted
funds
£
Fixed assets
32,913
Investments
4,311,355
Current assets
751,216
Current liabilities
(103,064)
4,992,420
2020
2019
Restricted
funds
£
Total funds
£
Total funds
£
58,958
91,871
88,592
-
4,311,355
4,752,779
123,599
874,815
529,607

-
(103,064)
(108,484)

182,557
5,174,977
5,262,494

Page 31

STELLA MARIS

NOTES TO THE FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 31 DECEMBER 2020

17. MOVEMENT IN FUNDS

MOVEMENT IN FUNDS
Unrestricted funds
Unrestricted
Restricted funds
Merchant Navy Welfare Board
Pontifical Council for the Promotion of Integral Human
Development (International Fund)
Other restricted grant income
TOTAL FUNDS
Net
At 1.1.20
movement in
funds
£
£
5,134,009
(141,589)
84,728
(1,770)
43,757
31,342

-

24,500
128,485
54,072
At 31.12.20
£
4,992,420
82,958
75,099

24,500
182,557
5,174,977
5,262,494
(87,517)

Net movement in funds, included in the above are as follows:

Unrestricted funds
Unrestricted
Restricted funds
Merchant Navy Welfare Board
Other restricted grant income
Pontifical Council for the Promotion of
Integral Human Development
Coronavirus Job Retention Scheme
TOTAL FUNDS
Incoming
resources
£
1,506,268
24,000
156,670
45,538

29,887
256,095
1,762,363
Resources
expended
£
(1,837,138)
(25,770)
(132,170)
(14,196)

(29,887)
(202,023)
Gains and
losses
£
Movement in
funds
£
189,281
(141,589)
-
(1,770)
-
-
24,500
31,342

-

-
-
54,072
Gains and
losses
£
Movement in
funds
£
189,281
(141,589)
-
(1,770)
-
-
24,500
31,342

-

-
-
54,072
(2,039,161)
189,281

(87,517)

Merchant Navy Welfare Board - grants received for the purchase of motor vehicles, seafarers' room refurbishment and chaplains' computer equipment and peripherals.

Pontifical Council for the Promotion of Integral Human Development (International Fund) – funds to be used to support STELLA MARIS activities around the world.

Other restricted grant Income - grants received from a number of generous sources have been designated to specific expenditure for which they were provided.

Coronavirus Job Retention Scheme - Grant income received from the government, restricted to be spent on the payment of staff costs retained during the Covid-19 pandemic.

Page 32

STELLA MARIS

NOTES TO THE FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 31 DECEMBER 2020

MOVEMENT IN FUNDS

Comparatives for period ending 31 December 2019
Unrestricted funds
Unrestricted
Restricted funds
Merchant Navy Welfare Board
Pontifical Council for the Promotion of Integral Human
Development (International Fund)
Other restricted grant income
TOTAL FUNDS
Net
At 1.1.19
movement in
funds
£
£
4,603,923
530,086
78,794
5,934
61,918
(18,161)

-

-
140,712
(12,227)
Net
At 1.1.19
movement in
funds
£
£
4,603,923
530,086
78,794
5,934
61,918
(18,161)

-

-
140,712
(12,227)
At 31.12.19
£
5,134,009
84,728
43,757

-
128,485
4,744,635
517,859
5,262,494

Net movement in funds, included in the above are as follows:

Unrestricted funds
Unrestricted
Restricted funds
Merchant Navy Welfare Board
Other restricted grant income
Pontifical Council for the Promotion of
Integral Human Development
TOTAL FUNDS
Incoming
resources
£
1,431,694
40,000
154,923
10,531
205,454
1,637,148
Resources
expended
£
(1,567,725)
(34,066)
(154,923)
(28,692)
(217,681)
Gains and
losses
£
Movement in
funds
£
666,117
530,086
-
5,934
-
-
-

(18,161)
-
(12,227)
Gains and
losses
£
Movement in
funds
£
666,117
530,086
-
5,934
-
-
-

(18,161)
-
(12,227)
(1,785,406)
666,117

517,859

18. PENSION COMMITMENTS

The Charity operates a defined contribution scheme which is administered independently of the Charity. The cost to the Charity for the year was £73,881 (2019: £66,828). At the balance sheet date the amount due to the pension scheme administrators was £9,200 (2019: £7,888). The expected cost to the Charity in the coming year is expected to be in line with that of 2020.

Page 33

STELLA MARIS

NOTES TO THE FINANCIAL STATEMENTS - CONTINUED FOR THE YEAR ENDED 31 DECEMBER 2020

19. RELATED PARTY DISCLOSURES

During the year, James Gosling, one of the trustees, donated legal services to the Charity. £1,500 has been recognised within income under donated services. There were no related party transactions for the year ended 31 December 2020.

20. ULTIMATE CONTROLLING PARTY

The charitable company is under the control of its members. No one member has sufficient voting rights to control the charitable company.

21. MATERIAL LEGACIES

Legacy income is only included in incoming resources where the legacy has been received or both the receipt and the amount is probable. As at 31 December 2020 the Charity had been notified of the following legacies which have not been recognised as income in these accounts:

An Estate where the Charity is entitled to[1] /40 share of the residual estate. The Charity does not have an estimate for this legacy.

An Estate where the Charity is entitled to[1] /10 share of sales proceeds of property. The Charity does not have an estimate for this legacy.

An Estate where the Charity is entitled to 1/20 share of the residual estate. During the 2020 year two interim distributions have been received and recognised in legacy income however the final distribution is still to be received. The Charity does not have an estimate for this legacy.

An Estate where the Charity is entitled to 1/60 share of the residual estate. The Charity does not have an estimate for this legacy.

An Estate where the Charity is entitled to 1/8 share of the residual estate. The Charity does not have an estimate for this legacy.

22. LEGAL STATUS OF THE CHARITY

The charity is a company limited by guarantee and has no share capital. The liability of each member in the event of winding up is limited to £1.

Page 34