AGE CONCERN WANDSWORTH
(CHARITY NUMBER: 1069406>
(COMPANY NUMBER: 3531311)
REPORT AND FINANCIAL STATEMENTS
YEAR ENDED 31 MARCH 2025
Kingston Burrowes Audit Ltd
308 Ewell Road
Surbiton
Surrey
KT6 7AL

AGE CONCERN WANDSWORTH
ANNUAL REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
CONTENTS
Pagos:
Report of the Board of Trustees
Reference and administratNe information
Structure, govemance and management
Objectives and activities
Achievement and performance
Financial review
Independent auditorfs report
9-11
Statement of financial activities
12
Balance sheet
13
Statement of cash flows
14
Notes to the financial statements
15-24

AGE CONCERN WANDSWORTH
REPORT OF THE BOARD OF TRUSTEES
FOR THE YEAR ENDED 31 MARCH 2025
REFERENCE AND ADMINISTRATIVE DETAILS
Age Concern Wandsworth is a Registered Charity and a Company limited by Guarantee governed by
its Memorandum and Articles of Association. The charity is known as Age UK Wandsworth.
Trustees
The trustees, who are also the Directors of the company, who have held office during the year are as
follows: _
Tracy Cherrington
Janet Turner
Lara Sonola
Jenny Alexander
Chair (appointed November 2024)
Treasurer (appointed November 2024)
(stood down as Co-chair November 2024)
(stood down as c(￿chaIr and Interim
Treasurer November 2024)
(resigned November 2024)
Phillip Francis
Richard Smuts
Kim Marshall
Karrie Liu
Anisha Mistry
Abby Minns
Shanna Pedersen
Lindi Mitchell
(resigned November 2024)
(appointed November 2024)
(appointed November 2024)
{appointed March 2025)
President
The Mayor of Wandsworth
CEO and Company Secretary
Natalie de Silva
Charity number
1069406
Company Number
3531311
Registered Office
549 Old York R08d
London
SW18 1TQ
Auditors
Kingston Burrowes Audit Ltd
308 Ewell Road
Surbiton
Surrey
i(r6 7AL
Bankers
CAF BANK LTD
HSBC
Charity Bank

AGE CONCERN WANDSWORTH
REPORT OF THE BOARD OF TRUSTEES
FOR THE YEAR ENDED 31 MARCH 2025
Icontd...
The trustees present their report together with the audited financial ststements for the year ended 31
March 2025.
The financial statements comply with current statutory requirements, the memorandum and articles of
association and Accounting and Reporting by Charities: Statement of Recommended Practice
('SORP') applicable to charities preparing their accounts in accordance with the Financial Reporting
Statement applicable in the UK and Republic of Ireland (FRS 102).
STRUCTURE GOVERNANCE AND MANAGEMENT
Age Concern Wandsworth is an independent charity, responsible for its own policy, direction and
funding. Operationally, the charity is now known as Age UK Wandsworth, after signing a Brand
Partnership Agreement with the national charity Age UK and other local Age UKS in the network.
However, the legal name remains Age Concern Wandsworth. Throughout the rest of this report. the
trading name of Age UK Wandsworth is used.
Age UK Wandsworth is governed by a Board of Trustees. The Trustees are also Directors of the
Company. Trustees are elected by members who are 811 Trustees at the Annual General Meeting.
The Board of Trustees aims to meet at least six times a year and is responsible for ensuring that the
financial, legal and contractual requirements of the charity are met. It decides on the strategy and
ensures that the organisation fulfils its objectives. The Board receives reports from the Finance and
Resources Committee, which meets in the intervening months to oversee the finances and to consider
personnel matters, such as remuneration. In 2024-25 a new sub-committee of the Board called the
Operations and Quality Committee was established, the Policy and Finance Committee was renamed
the Finance and Resources Committee and the Fundraising and Marketing Committee was renamed
the Branding and Communications Committee.
The Board delegates day-to-day management and decision making of the charity to the Chief
Executive, who works with the newly appointed executive team and the charity's staff team to ensure
the smooth and effective running of the charity. The Chief Executive reports to the Chair and the
Board.
statement of Trustees, Responsibilitles
The trustees (who are directors of Age UK Wandsworth for the purposes of company law) 8re
responsible for preparing the Trustees, Report and the financial statements in accordance with
applicable law and United Kingdom Accounting Standards (United Kingdom Generally AC￿pted
AeLountancy Practice).
Company law requires the trustees to prepare financial ststements for each financial year, which give
true and fair view of the state of affairs of the charitable company and of the incoming resources and
application of resources, including income and expenditure, of the charitable company for the year. In
preparing these fi'nancial statements, the trustees are required to:
select suitable accounting policies and then appty them consistently.,
observe the methods and principles in the Charities SORP:
make judgements and estimates that are reasonable and prudent.,
state whether applicable accounting standards have been followed, subject to any material
departures disclosed and explained in the financial statements"
prepare the financial statements on the going con￿rn basis unless it is inappropriate to
presume that the charty will continue in operation.

AGE CONCERN WANDSWORTH
REPORT OF THE BOARD OF TRUSTEES
FOR THE YEAR ENDED 31 MARCH 2025
Icontd...
The trustees are responsible for keeping proper accounting ￿CordS which disclose with reasonable
accuracy at any time the financial position of the company and to enable them to ensure that the
financial statements comply with the Companies Act 2006. They are also responsible for safeguarding
the assets of the charitable company and hence for taking reasonable steps for the prevention and
detection of fraud and other irregularities.
The Board conducts an annual risk assessment. in which major risks to the charty are identrfied and
reviewed and systems and procedures to manage the risks are established and updated. Trustees
re￿1ve reports from the Chief Executive and from other key personnel. In addition, Trustees review
Age UK Wandsworth's portfolio of policies and procedures on a cyclical basis. as well as the
introduction of new policies and procedure as appropriate.
All Trustees give their time voluntarily.
Trustee Recruitment and Inductlon
Trustees are recruited through a variety of methods, including targeted ￿CrUitMent initiatives and
professional recommendation. The Trustees endeavour to ensure that there is a balance of skills,
gender, age and cultural backgrounds and that they are also representative of older people in
Wandsworth.
New trustees are inducted by the Chief Executive, the Chair and more experienced trustees. They are
also able to attend Trustee Induction programmes run by Age UK, where available.
Older People
Older People are at the centre of seNice planning and are involved in all aspects of the charity's
strategic and operational management, including active Board of Trustee participation.
Equal Opportunities
Age UK Wandsworth is committed to the principal of equal opportunity in all aspects of its work from
seniice delivery through to employment and management of its employees and volunteers.
Age UK Wandsworth also believes that all older people should receive services that meet their needs.
As part of this commitment, it works to ensure that its own services and resources are relevant to the
needs of older people and are pe￿IVed by those in need as relevant and accessible.
We have an Equity, Diversity and Inclusion (EDI) Policy to help ensure we are a twly inclusive
organisation.
OBJECTIVES AND ACTIVITIES
Objects of the charlty
The Objects for which Age UK Wandsworth is estsblished and to which it is specifically restricted are
to promote the following purposes for the benefit of the public andlor older people in and around the
London Borough of Wandsworth:
preventing or relieving the povety of older people;
advancing education,.
iii. preventing or relieving sickness, disease or suffering in older people (whether emotional, mental or
physical).
iv. promoting equality and diversity"
assisting older people in need by reason of ill-health. disability, financial hardship, social exclusion
or other disadvantage,. and
vi. such other charitable purposes for the benefit of older people as the Trustees may from time to
time decide.

AGE CONCERN WANDSWORTH
REPORT OF THE BOARD OF TRUSTEES
FOR THE YEAR ENDED 31 MARCH 2025
Icontd...
The outcome of this being the promotion of the well-being of older people. All activities of Age UK
Wandsworth are of a charitable purpose.
Mission
Age UK Wandsworth's mission statement is to develop a wide range of seN1￿$ that enable and
enhance the Independen￿ and wellbeing of older people in Wandsworth.
Aims and objectives
The strategic plan, for 2023-2025, outlines the following aims and objectives..
1. To support older people in Wandsworth to live well in their homes and to participate in their
community.
2. To promote positive ageing and raise awareness of the contribution that older people make to
our community.
3. To ensure that older people benefit from a well-run, sustainable organisation that is able to
respond flexibly and innovatively to the changing needs of older people and the external
environment.
Ensuring our work delivers our aims and provides public benefit
We follow the Charity Commission's general guidance on public benefit when reviewing our aims and
objectives and in planning our future activities. Public benefits from our work includes older people in
Wandsworth:
Understanding their rights to financial assistance and protection
Receiving information and support to manage emotional, physical and mental health issues
Accessing befriending and group activities that reduce levels of loneliness and social isolation
Servlces
Age UK Wandsworth remains an autonomous, local organisation providing direct services to older
people in response to local need and available funding. Age UK Wandsworth's strategy is to build on
the services it currently offers, developing new strands of activity or expanding the ServI￿S to reach
more people in line with our strategic aims and objectives. Our activities are preventative and improve
the quality of life of older people living in the borough of Wandsworth. By preventative services we
mean:
serVI￿S that help to prevent or delay the need for more costly intensNe interventions., and
strategies and approaches that promote the quality of life of older people and their
engagement with the wider community
The servi￿$ we provided in 2024125 for older people are detailed below. These services are available
to all people over the age of 60 within the borough of Wandsworth.
Information and Advice
1. Our Information, Advice and Support Service offers free and confidential information and
advice on benefits. money, social care and housing and local services for people over 60 and
their carers. Information and advice is provided in the office, over the telephone, via email and
through home visits. In addition, we continue to deliver a scams prevenb'on and support
service - delivering group scams awarene&s talks at venues throughout the borough and one-
to-one support to clients who have been, or who are at risk of being scammed.

AGE CONCERN WANDSWORTH
REPORT OF THE BOARD OF TRUSTEES
FOR THE YEAR ENDED 31 MARCH 2025
Icontd...
2. Crimes against Older People - co-ordination of a multi-agency forum to raise avRreness of
crimes against older people.
3. Better at Home - provides voluntary sector support to Wandsworth's Community Wards, a
multi-disciplinary team supporting patients in their own homes to prevent hospitsl admissions.
4. Age UK Wandsworth has a small Amenity Fund and can distribute grants of up to £200 to
older people in financial need.
Practical Support at Home
Age UK Wandsworth runs a number of ServI￿S aimed at supporting older people within their own
homes to enable them to remain living independently at home and to maintain their health and well-
being. These include:
5. The Be-a-Friend Service - matches volunteers with housebound older people to lessen the
impact of social isolation. A telephone support service is also provided.
6. The Handyperson Service - undertakes falls prevention work and practical help with minor
repairs in the home to assist those unable to carry out tasks for themselves. The service
enables people to live independently and safely in their own homes.
7. Online Shopping SeNice - provides internet grocery shopping for those who do not have
access to a computer and arranges shopping deliveries to the door through supermarket
online services.
8. The Hospital Discharge Support service - provides volunteer support for up to six weeks when
someone is discharged from hospital.
9. Befriending Plus Service - a befriending programme with additional weekly practical support
provided by volunteers in conjunction with existing care packages, or as a preventative
measure.
Addltlonal Services
10. Gwynneth Morgan Day Centre
services for Wandsworth Council.. a building-based day
centre seniice for older residents and those with disabilities and dementia.
11. Community Engagement - this seNice started in April 2023 and includes contracts from
Wandsworth Council called Digital Inclusion Technology and Age Well Central. The Digital
element includes the provision of technology assistance to residents in libraries across the
borough as well as care technology support in their homes, whilst the Age Well Central
contract allows for the provision of activities, such as coffee mornings and exercise classes,
with food offerings, in Gentral Wandsworth.
12. Roehampton Community Shed - provides opportunities for socialising alongside practical
projects, such as woodwork and furniture upcycling. In the last two years, there has also been
a new ft)cus on providing educats.onal opportunities to address men's mental health.
13. Our Foot Clinic is now running once per month and meets the basic footcare needs of
Wandsworth residents who are not entitled to free NHS footcare.

AGE CONCERN WANDSWORTH
REPORT OF THE BOARD OF TRUSTEES
FOR THE YEAR ENDED 31 MARCH 2025
Icontd...
Volunteer Involvement
Age UK Wandsworth depends extensively on the commitment of over 300 volunteers who play a vital
role in every aspect of the organisation's work, including befriending, support in the home, office
administration, and information and advice. Alongside paid staff, volunteers help us to deliver high-
quality services.
ACHIEVEMENTS AND PERFORMANCE
Our key achievements in 2024125 included:
Benefit gains of £1,368,506 (compared to approximately £1,023,407 in 23124) for clients
advised by our Advice team
4,638 in-depth advice sessions delivered (compared to 2,456 in 23124) and over 10,000
enquiries were responded to
Over 2,000 activities delivered at the day centre to those with disabilities and dementia, which
provides a subsidiary benefrt of respite to unpaid carers
123 people matched to a volunteer befriender and over 5,500 befriending home visits to
lonely, isolated older residents
2,292 handyperson visits and over 1,350 individual Wandsworth older residents supported
with jobs to enable hospitsl discharge and independent living
334 frail, older residents supported with a safe, hospital discharge and subsequent after care
1,915 (compared to 1,585 in 23124} online food shopping deliveries arranged for those unable
to food shop for themselves
Continuation funding secured for a third year for MCST (Maintenance Cognitive Stimulation
Therapy) in direct response to residents, needs for further dementia support
Winner of the Best Charity category in the Wandsworth Chamber of Commerce Business
2024 and 2025 Avrfards for the charity's business progression

AGE CONCERN WANDSWORTH
REPORT OF THE BOARD OF TRUSTEES
FOR THE YEAR ENDED 31 MARCH 2025
Icontd...
FINANCIAL REVIEW
The financial statements cover the consolidated activities of Age UK Vvandsworth for the year ended
31 March 2025. The financial situation of the charty remained stable at the end of the financial year
and has benefttted greatly from the strong financial and operational perforrnan￿ over the previous
three years.
Princlpal Funding Sources
£1,713,511 was received as Income from Charitable Activities in 2024125, (£1,721,108 23124) Of this,
Wandsworth Council contributed £1,187,779, (£1,090,670 23124).
Contract funding was received from Battersea Healthcare Community Interest Company, the local GP
Federation, of £399,334 in 2024125. (£401,106 23124).
Grants received in 2024-25 were as follows..
Age UK, the national charity, awarded grants of £96,004 for Information and Advice
Trust ft)r London. £13,000 for Information and Advice
The Wimbledon Foundation, £1,667 for Information and Advi
The Julia Rausing Trust. £5,000 for Information and Advi
Neighbourly, £4,167 for Information and Advice
Age UK Wandsworth continues to raise funds ft)r services that are not fully funded and to raise the
profile of the charity in the local community. We are particularly grateful to local residents who support
us and raise money through taking part in sponsored events and other fundraising activity and for the
local businesses and organisations who also supported us. In 2024125 we raised a total of £43,161
through community fundraising activities. We do not take such generous donations, or grants
awarded, lightly and we are rigorous about controlling back office expenditure to pour valuable funds
into delivering services that directly impact the most vulnerable older people in the borough.
Reserves Policy and Financial Position
Total reseNes increased during 2024125 to £1,771.312 (£1,583,910 23124). Of this, £1,079,139 is
restricted funds, (£996,128 23124), £106,932 is designated funding from a legacy {£106,932 23124)
and unrestricted reserves total £585,241 (£480,850 23124).
It is the charity's policy to wrrte off deficits on restricted funds against general funds for those projects
that fi'nished in that financial year. Trustees wish to utilise reserves to support the development of
newer services that require additional capacity when they are initially established.
The organisation's reserves policy is to maintain reserves at a level representing approximately six
months of non-contracted expenditure and one year expenditure on long term contracts, in order to
safeguard the future of the charity. Given the uncertainty around the extension of contracts such as
Better at Home, the requirement to seek new funding sources annually for our Information and Advice
service, and operating in the current high inflation environment, trustees feel it is prudent to maintain a
higher level of reserves than was previously the case.
Trustees have also agreed a new Investment Policy and have plans to invest unrestricted reserves in
investment funds designed for the charitsble sector. Additionally, the charity has been able to benefit
from the higher rates of interest on bank term deposits available in 2024125. Some of the term
deposits have been implemented through a secure online savings platform called Insignis. Interest
earned in 2024125 totalled £51,545, (£32,883 23124).

AGE CONCERN WANDSWORTH
REPORT OF THE BOARD OF TRUSTEES
FOR THE YEAR ENDED 31 MARCH 2025
Icontd...
PLANS FOR FUTURE PERIODS
Age UK Wandsworth is committed to delivering a range of servi￿$ ft)r older people in the borough
and responding to meet their changing needs. Trustees will continue to monitor and evaluate existing
seNices and will aim to maint8in, develop and fundraise for them in the future.
Statement as to Disclosure of Informatlon to Auditors
So far as the directors are aware, there is no relevant audit information (as defined by Section 477 of
the Companies Act 2006) of which the company's auditors are unaware, and each director has taken
all the steps that he ought to have t8ken as a director in order to make himself aware of any ￿levant
audit information and to establish that the company's auditors are aware of that information.
Audltors
A resolution proposing the re-appointment of Kingston Burrowes as auditors to the company will be
put to the Annual General Meeting.
EXEMPTIONS FROM DISCLOSURES
This report has been prepared in accordance with the Special Provisions of Part 15 of the Companies
Act 2006 relating to small companies.
Signed on behalf of the Board..
Tracy Cher
ngton
Chair of the Board of Trustees
Date
l O(+okf 2025
Age UK Wandsworth
549 Old York Road
London
SW18 1TQ

INDEPENDENT AUDITOR'S REPORTTO THE TRUSTEES OF:
AGE CONCERN WANDSWORTH
(A company limited by guarantee)
FOR THE YEAR ENDED 31 MARCH 2025
Oplnlon
We have audited the financial statements of Age Concern Wandsworth (the 'charit8ble company,) for
the year ended 31 March 2025 which comprise the Statement of Financial Activities, the Balance
Sheet, the Statement of Cash Flows and notes to the financial ststements, including a summary of
significant accounting policies. The financial reporting framework that has been applied in their
preparation is applicable law and United Kingdom Accounting Standards, including Financial
Reporting Stsndard 102 The Financial Reporting Standard applicable in the UK and Republic of
Ireland (United Kingdom Generally Accepted Accounting Practice).
In our opinion the financial statements..
give a true and fair view of the state of the charitable company's affairs as at 31 March 2025,
and of its incoming resources and application of resources. including its income and
expenditure, for the year then ended;
have been properly prepared in accordance with United Kingdom Generally Accepted
Accounting Practi￿., and
have been prepared in accordan￿ with the requirements of the Companies Act 2006.
Basis for opinion
We conducted our audit in accordance with International Standards on Auditing (UK) (ISAS (UK)) and
applicable law. Our responsibilities under those standards are further described in the Auditorfs
responsibilities for the audit of the financial statements section of our report. We are independent of
the charitable Company in accordance with the ethical requirements that are relevant to our audit of
the financial statements in the UK, including the FRC'S Ethical Standard, and we have fulfilled our
other ethical responsibilities in accordance with these requirements. We believe that the audit
evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.
Conclusions relatlng to going concern
In auditing the financial statements, we have concluded that the trustees, use of the going concern
basis of accounting in the preparation of the financial statements is appropriate.
Based on the work we have performed, we have not identified any material Un￿rtaIntieS relating to
events or conditions that, individually or collectively, may cast significant doubt on the charitable
company's ability to continue as a going concern for a period of at least twelve months from when the
financial statements are authorised for issue.
Our ￿SponSibl11t1eS and the responsibilities of the trustees with respect to going concem are described
in the relevant sections of this report.
Other infomiatlon
The other infonnation comprises the information included in the trustees, report, other than the
financial statements and our auditor's report thereon. The trustees are responsible for the other
information contained within the trustees, report. Our opinion on the financial statements does not
cover the other information and, ex￿pt to the extent otherwise explicitly stated in our report, we do not
express any fomi of assurance conclusion thereon. Our responsibility is to read the other information
and, in doing so, consider whether the other information is materially inconsistent with the financial
statements or our knowledge obtained in the course of the audit or otherwise appears to be materially
misstated. If we identify such material inconsistencies or apparent material misstatements, we are
required to determine whether this gives rise to a material misstatement in the financial statements
themselves. If, based on the work we have performed, we conclude that there is a material
misstatement of this other information, we are required to report that fact.
We have nothing to report in this regard.

INDEPENDENT AUDITOR'S REPORTTO THE TRUSTEES OF..
AGE CONCERN WANDSWORTH
(A company limited by guarantee)
FOR THE YEAR ENDED 31 MARCH 2025
Opinions on other matters prescribed by the Companles Act 2006
In our opinion, based on the work undertaken in the course of the audit:
the information given in the trustees, report (incorporating the directors, report) for the financial
year for which the financial statements are prepared is consistent with the financial
statements; and
the directors, report included within the trustees, report has been prepared in accordance with
applicable legal requirements.
Matters on which we are requlred to raport by exception
In the light of our knowledge and understanding of the charitable company and its environment
obtsined in the course of the audit, we have not identified material misststements in the directors,
report included within the trustees, report.
We have nothing to report in respect of the following matters in relation to which the Companies Act
2006 requires us to report to you if, in our opinion..
adequate accounting records have not been kept, or retums adequate for our audit have not
been re￿iVed from branches not visited by us" or
the financial statements are not in agreement with the accounting records and returns,. or
certain disclosures of directors, remuneration specified by law are not made" or
we have not received all the information and explanations we require for our audit., or
the trustees were not entitled to prepare the financial statements in accordance with the small
companies, regime and take advantage of the small companies, exemptions in preparing the
directors, report and from the requirement to prepare a strategic report.
Responsibilities of trustees
As explained more fully in the trustees. responsibilits'es ststement on page 2, the trustees (who are
also the directors of the charitable company for the purposes of company law) are responsible for the
preparation of the financial statements and for being satisfied that they give a true and fair view, and
for such internal control as the trustees determine is ne￿SSary to enable the preparation of financial
statements that are free from material misstatement, whether due to fraud or error.
In preparing the financial statements, the trustees are responsible for assessing the charitable
company's ability to continue as a going concern, disclosing, as applicable, matters related to going
concern and using the going concem basis of accounting unless the trustees either intend to liquidate
the charitable company or to ￿ase operations, or have no realistic alternative but to do so.
Audltor's responsibilities for the audit of the financial ststements
Our objectives are to obtain reasonable assuran￿ about whether the financial statements as a whole
are tree from material misstatement, whether due to fraud or error, and to issue an auditor's report that
includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that
an audit conducted in accordance with ISAS (UK) will always detect a material misstatement when it
exists. Misstatements can arise from fraud or error and are considered material if. individually or in the
aggregate, they could reasonably be expected to influence the economic decisions of users taken on
the basis of these financial ststements.
Irregularities, including fraud, are instances of non-compliance with lay￿ and wulations. We design
procedures in lin8 With our responsibilities, outlined above, to detect material misststements in respect
of irregularities, including fraud. The specific procedures for this engagement and the extent to which
these are capable of detecting irregularities, including fraud is detsiled below..
10

INDEPENDENT AUDITOR'S REPORT TO THE TRUSTEES OF..
AGE CONCERN WANDSWORTH
(A company limitsd by guarantse)
FOR THE YEAR ENDED 31 MARCH 2025
Auditor's responsibilities for the audit of the flnancial statsments . .ICont'd
Enquiry of management and those charged with governance about actual and potential
litigation or claims and the identification of non-complian￿ with laws and regulations.
Reviewing minutes of meetings of those charged wrth governance.
Reviewing financial statement disclosures and tesling to supporting documentation to assess
compliance with applicable laws and regulations.
Auditing the risk of management override of controls. including testing journal entries and
other adjustments for appropriateness. assessing whether the judgements made in making
accounting estimates are indicative of a potential bias. and evaluating the business rationale
of any significant transactions that are unusual or outside the normal course of business.
Performing analytical procedures to identify any unusual or unexpected relationships that may
indicate risks of material misststement due to fraud.
Professional s￿ptiCIsM in course of the audit and wtth audit sampling in material audit areas.
Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities,
including those leading to a material misstatement in the financial ststements or non-compliance with
regulation. This risk increases the more that compliance with a law or regulation is removed from the
events and transactions reflected in the financial ststements, as we will be less likely to become aware
of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud
rather than error, as fraud involves intentional concealment, forgery, collusion, omission or
misrepresentation.
A further description of our responsibilities is available on the Financial Reporting Council's website at:
www.frc.org.uklauditorsresponsibilities. This description forms part of our auditoff s report.
Use of our report
This report is made solely to the charitsble company's members, as a body, in accordance with
Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we
might state to the charitable company's members those matters we a￿ required to state to them in an
auditor's report and for no other purpose. To the fullest extent permitted by law, we do not accept or
assume responsibility to anyone other than the charitable company and the charitable company's
members as a body, for our audit work, for this report, or for the opinions we have formed.
Kevin Fisher FCA (Senior Statutory Auditor)
For and on behalf of Kingston Burrowes Audit Ltd
statutory Auditors
308 Ewell Road
Surbiton
Surrey
KT6 7AL
14 -LO
2025

AGE CONCERN WANDSWORTH
(A company Ilmlted by guarantee)
STATEMENT OF FINANCIAL ACTIVITIES
(Incorporating Income and Expenditure Account)
FOR THE YEAR ENDED 31 MARCH 2025
Unrestricted Designated
Funds
Funds
Restricted
Funds
2025
Totsl
2024
Total
Notes
Income
Donations and legacies
Charitable activities
Other trading activities
Investments
27,908
28
1,713,511
20
27,936
1,713,511
43,161
51,545
14,449
1,721,108
24,983
32,883
43,141
51,545
Total
122,595
1,713,559
1,836,154
1,793,423
Expendituro
Raising funds
Charitsble activities
4,039
14,856
4,039
1,644,713
23,776
1,531,656
1,629,857
Total
18,895
1,629,857
1,648,752
1,555,432
Net income l (expenditure) for
the year
11
103.700
83,702
187,402
237,991
Transfer between funds
16
691
(691)
Net movement in funds
16
104,391
83,011
189,402
237,991
Total funds as at 1 April 2024
16
480,850
106,932
996,128
1,583,910
1.345,919
Total funds at 31 March 2025
16
£585,241
£106,932
£1,079,139
£1,771,312
£1,583,910
All income and expenditure derives from continuing activities.
The statement of financial activities includes all gains and losses recC￿niSed during the year.
The notes on pages 16 to 26 form part of the financial statements.
12

AGE CONCERN WANDSWORTH
(A Gompany limlted by guarantee)
BALANCE SHEET
AS AT 31 MARCH 2025
2025
2024
Notes
Current assets
Debtors
Cash at bank and in hand
13
126,789
1,707.798
92,684
1,562,811
1,834.587
1,655,495
Liabilltles
Creditors.. Amounts falling due
within one year
14
63,275
71,585
Net assets
15
£1,771,312
£1,583,910
Funds
Unrestricted - Gener81
Designated
16
16
16
585,241
106,932
1,079,139
480,850
106,932
996,128
Restricted
Total funds
16
£1,771,312
£1,583,910
The financial ststements have been prepared in accordance with the special provisions for small
companies under Part 15 of the Companies Act 2006.
The financial statements were approved and authorised for issue by the Board of Trustees on
I 2025 and signed on tts behalf by..
cyc
rrington
Chair of the Board of Trustees
The notss on pages 16 to 26 form part of the financial statements.
13

AGE CONCERN WANDSWORTH
IA company limited by guarantee)
STATEMENT OF CASH FLOVVS
FOR THE YEAR ENDED 31 MARCH 2025
Note
2025
2024
Net cash provldad byl(us•d in) operating actlviti8s
Cash flows from investing activities
Interest received
20
93,442
166,304
51,545
32,883
Increasel(decrease> in cash and cash equivalents in the year
Cash and cash equivalents at the beginning of the year
Total Cash and cash equivalents at the end of the year
144,987
199,187
1.526,811
1,363,624
£1,707,798
£1,562.811
Analysis of cash and cash equivalents
Cash at bank and in hand
£1,707,798
£1,562,811
The notes on pages 16 to 26 form part of the financial statements.
14

AGE CONCERN WANDSWORTH
(A company limited by guarantee)
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
ACCOUNTING POLICIES
Basis of preparatlon and assessment of golng concern
The charity constitutes a public benefit entity as defined by FRS 102. The financial statements
have been prepared in accordance with Accounting and Reporting by Charities.. Statement of
Recommended Practice applicable to charities preparing their accounts in accordance with the
Financial Reporting Standard applicable in the UK and Republic of Ireland issued in October
2019, the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland
(FRS 102), the Charities Act 2011, the Companies Act 2006 and UK Generally Accepted
Accounting Practice.
The financial ststements are prepared on a going con￿r￿ basis under the historical cost
convention. The financial statements are presentsd in sterling which is the functional currency of
the charity.
The significant accounting policies applied in the preparation of these financial statements are set
out below. These policies have been consistently applied to all years presented unless otherwise
stated.
The trustees consider that there are no material Un￿rtaIntieS about the charity's ability to
continue as a going concern.
Income recognition
Items of income are recognised in the financial statements when all of the following criteria are
met:
The Charity has entitlement to the funds;
any performance conditions have been met or are fully within the control of the charity.,
there is sufficient certainty that receipt of the income is considered probable., and
the amount can be measured reliably.
Expendituro reeognltlon
Expenditure is recognised On￿ there is a legal or constructive obligation to make payment to a
third party, it is probable that setuement will be required and the amount can be measured
reliably.
Expenditure includes those costs of a direct nature which can be allocated to a specific activity- It
also includes indirect costs, including governance costs that do not relate to a specific activity but
are ne￿SSary to support those activities. Support costs are apportioned to each activity on the
basis of staff time or on a basis which is designed to reflect the use of the resources.
15

AGE CONCERN WANDSWORTH
(A company limited by guarantee)
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
Icontd...
ACCOUNTING POLICIES (cont'd}
Fund accounting
Unrestricted general funds are freely available for use in furtherance of the objects of the charity
and which have not been designated for particular purposes.
Designated funds are unrestricted funds set aside by the trustses for particular purposes.
Restricted funds are funds which can only be used in accordance with specific restrictions
imposed by the donor or which have been raised for a particular purpose.
Tangible fixed assets
All expenditure on capital items costing less than £1,000 is written off in the year of purchase.
Leases
Operating lease rentals are charged to the Statement of Financial Activities on a straight-line
basis over the period of the lease.
Pensions
The charity operates a defined contribution pension scheme. Contributions payable under the
scheme are charged to the Statement of Financial Activities in the year to which they relate.
Debtors and credltors
Debtors and creditors with no stated interesl rate and re￿1vable or payable within one year are
recorded at transaction pri￿. Any losses arising from impairment are recognised in the
statement of Financial ActFVities.
2. DONATIONS AND LEGACIES
Unrestricted Restricted
funds
funds
Total
2025
Total
2024
Donations
Legacies
18,658
9,250
28
18,686
9,250
11,949
2,500
£27,908
£28
£27,936
£14,449
All of the £14,449 recognised in 2024 related to unrestricted funds.
16

AGE CONCERN WANDSWORTH
(A company limited by guarantee)
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
Icontd...
3. INCOME FROM CHARITABLE
ACTIVITIES Icont'd
Unrestricted
funds
Restricted
funds
Total
2025
Total
2024
Wandsworth Borough Council
Crimes against Older People
- Community Engagement
Other
- Roehampton Community Shed
- Gwynneth Morgan Day Centre
Better at Home Assistant
- Wintsr Pressures
6,500
152,402
6,500
152,402
5,000
122,700
260
2,577
880,092
60,031
20,010
15,000
976,789
37,088
15,000
976,789
37,088
Wandsworth Clinical Commissioning Group
- Roehampton Community Shed
15,000
Battersea Healthcare Community Interest
Company (known as Wandsworth GP
Federation from July 2024)
- Better at Home
Falls Prevention
384,844
14,490
384,844
14,490
386,328
14.778
The Julia Rausing Twst
Information and Advice
5,000
5,000
Age UK
Information and Advice
- Community Engagement
96,004
96,004
127,264
14,169
Age UK London
Information and Advi
3,616
Trust for London
Information and Advi
13,000
13,000
26,500
The Wimbledon Foundation
Information and Advi
1,667
1,667
9,833
Neighbourly
Infomiation and Advi
4,167
4,167
ASDA
Roehampton Community Shed
520
Other incomelgrants
6,560
6,560
32,430
£Nil
£1,713,511 £1,713,511 £1,721,108
Of the £1,721,108 recognised in 2024, £Nil related to unrestricted funds and £1,721,108 to
restricted funds.
17

AGE CONCERN WANDSWORTH
(A company limited by guarantee)
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
Icontd.
4. OTHER TRADING ACTIVITIES
Unrestricted Restricted
funds
funds
Total
2025
Total
2024
Fundraising Activities
£43,141
£20
£43,161
£24,983
All of the £24,983 recognised in 2024 relatsd to unrestricted funds.
5. INVESTMENT INCOME
Unrestricted Restricted
funds
funds
Total
2025
Totsl
2024
Bank interest
£51,545
£Nil
£51,545
£32,883
All of the £32,883 recognised in 2024 relatsd to unrestricted funds.
6. COST OF RAISING FUNDS
Direct
costs
Support
costs
Total
2025
Total
2024
Salaries
Materials
staff Expenses
staff Training
Fundraising Cost
2,497
2,4g7
20.053
12
135
37
3,539
1.542
1,542
£4.039
£Nil
£4,039
£23,776
All of the £23,776 expenditu￿ recognised in 2024 was charged to unrestricted funds and all were
for direct costs.
7. EXPENDITURE ON
CHARITABLE ACTIVITIES
Direct
costs
Support
costs
Total
2025
Total
2024
Provision of information, advice and
practical support to older people
(Notes 8 & 9)
£1,618,575
£26,138
£1.644,713 £1,531,656
Of the £1,531,656 expenditure recognised in 2024, £24,653 was charged to unrestricted funds
and £1,507,003 was charged to restricted funds.
18

AGE CONCERN WANDSWORTH
IA company limited by guarantee)
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
Icontd...
8. ANALYSIS OF DIRECT COSTS
Total
2025
Total
2024
Staff salaries including payroll costs
Volunteer training and expenses
Stsff training and expenses
Consultsncy costs
Premises and related costs
Printing, postage and stationery
Office equipment maintenance and furniture
Telephone and fax
Handy person materials
Day Centre food purchase
Day Centre care expenses
Day Centre transport
Other direct costs
1,068,064
921
11,233
4,861
253,778
7.280
23,050
4,875
37.366
13.572
6,196
164,995
22,384
1,013,374
334
16,377
443
257,638
9,215
13,992
11,530
42,894
10,114
5,443
98,072
17.676
£1,618,575
£1,497,102
9. ANALYSIS OF SUPPORT COSTS
Total
2025
Total
2024
Staff salaries including payroll costs
Staff training and expenses
Other costs
Premises and related costs
Governance costs (see note 10)
Printing, postage and stationery
Office equipment, maintenance and fumiture
Telephone and fax
Consultancy costs
6,357
1,244
3,653
1,924
11,498
106
459
101
796
15,678
2,186
1,250
4,712
10,021
394
140
173
£26,138
£34,554
10. GOVERNANCE COSTS
2025
2024
Audit fees
AGM
3,900
1,435
6,163
3,444
1,585
4,992
Insurance
£11,498
£10,021
11. NET INCOME FOR THE YEAR
2025
2024
This is stated after charging:
Audit fees
Operating lease rentals
£3,900
£232,642
£3,444
£240,496
19

AGE CONCERN WANDSWORTH
(A company limited by guarantee)
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
Icontd...
12. STAFF COSTS
2025
2024
Wages and salaries
Social security costs
Pension costs
Payroll administration
948,715
79,951
45,998
2,254
926,113
76,501
44.316
2.175
£1,076,918
£1,049,105
The average number of employees during the year was as follows:
2025
No.
1.00
1.70
27.90
2024
No.
1.00
1.70
28.90
Chief Executive
Administrative staff
Charitable activities
30.60
31.60
One employee {2024.' One) received total employee benefits (excluding employer pension costs) which
fell in the band £120,000 to £130,000 {2024'. £90,000 to £100,000).
The members of the Board received no remuneration or reimbursement of expenses (2024: £Nil).
Total employee benefits received by key management, including employer's pension costs, amounted
to £133,583 (2024.. £104,774).
Under FRS 102, employee benefits include gross salary, benefits in kind, employer's national insurance
and employerfs pension costs.
13. DEBTORS
2025
2024
Grants and directly charged services re￿1vable (Accrued income)
Prepayments
48,704
78,085
21,193
71,491
£126,789
£92,684
14. CREDITORS
Amounts falling due within one year
2025
2024
Accruals
Pensions
Deferred income
24,148
7,339
31,788
19,543
6,864
45,178
£63,275
£71,585
Deferred income represents grants re￿[Ved in advance for 2025126.
Deferred income analysis
2025
2024
As at 1 April 2024
Additions during the year
Amounts released to income
45,178
31,788
(45,178)
43,372
45,178
(43,372}
As at 31 March 2025
£31,788
£45.178
20

AGE CONCERN WANDSWORTH
(A company limited by guarantee)
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
Icontd...
15. ANALYSIS OF NET ASSETS BETWEEN FUNDS
Unrestricted Designated Restricted
Funds
Funds
Funds
Total
Funds
2025
Current assets
Current liabilities
585,785
(544)
106,932 1.141,870
(62,731)
1,834,587
(63,275)
Net assets at 31 March 2025
£585.241
£106,932 £1,079,139 £1,771,312
Comparative information for the previous financial year is as follows:
Unrestricted Designated Restricted
Funds
Funds
Funds
Total
Funds
2024
Current assets
Current liabilities
481,174
{324)
106,932 1,067.388
(71,260)
1,655,494
(71,584)
Net assets at 31 March 2024
£480,850
£106,932 £996,128
£1,583,910
16. MOVEMENT IN FUNDS
At 1 April
2024
Income
Expenditure
Transfers
At 31 March
2025
2025
Restricted funds:
Information and Advice
Cold Weather and Amenity Fund
Roehampton Community Shed
Better at Home
Community Engagement
Foot Clinic
Gwynneth Morgan Day Centre
135,634
9,144
18,527
412,634
181,713
691
237,785
126,338
130,438
131,534
9,144
23,787
366,744
259,522
15,048
421,932
172,942
9,788
467,822
95,133
(691)
977,299
926,676
288,408
Total restricted funds
996,128
1,713,559
1,629.857
(691)
1,079,139
Unrestrlcted funds:
General funds
Designated Funds:
Sustainability fund
Marketing
Premises and offices
480,850
122,595
18.895
691
585,241
93,067
3,865
10,000
93,067
3,865
10,000
Total unrestricted funds
587,782
122,595
18,895
691
692,173
Total funds
£1,583.910 £1,836,154 £1,648,752
£Nil
£1,771,312
21

AGE CONCERN WANDSWORTH
(A company limited by guarantee)
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
Icontd...
16. MOVEMENT IN FUNDSlcontd...
Comparative information for the previous financial year is as follows:
At 1 April
2023
Income
Expenditure
Transfers At 31 March
2024
2024
Restricted funds:
Information and Advi
Cold Weather and Amenty Fund
Digipals
Crimes against Older People
Roehampton Community Shed
Better at Home
Health & Exercise {ActÉve
Friends)
Community Engagement
(Digipals + Health & Exercise)
Foot Clinic
Gwynneth Morgan Day Centre
85,950
9,278
47,645
1,086
10,397
310,424
169,713
120,246
134
135,417
9,144
(47,645)
5,000
18,687
471,534
5,869
10,557
369,324
217
18,527
412,634
58,559
(58,559)
150,213
1.495
907.729
74,704
804
925,365
106,204
181,713
691
237,785
255,421
Total restricted funds
778,760
1,724,371
1,507,003
996,128
Unrestricted funds:
General funds
Designated Funds:
Sustainabilty fund
Marketing
Premises and offices
460,227
69,052
48,429
480,850
93,067
3,865
10.000
93,067
3,865
10,000
Total unrestricted funds
567,159
69,052
48.429
587.782
Total funds
£1,345,919 £1,793,423 £1,555,432
£Nil
£1,583,910
22

AGE CONCERN WANDSWORTH
(A company limited by guarantee
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
Icontd...
16. MOVEMENT IN FUNDSlcontd...
Purpose of restricted funds
Restricted funds are funds that can only be used in accordance with specific restrictions imposed
by the donor and used for the objectives set by them. These funds are detailed here..
Information and Advi
Infomation and advi￿ on benefits, housing, health and other issues.
Cold Weather and Amenity Fund
Provision of ServI￿S and items to older people in cold weather.
Digital Inclusion and Assistive Enabling older people to get online
Technology
Crimes against Older People
Roehampton Community Shed
Better at Home
Coordination of a multi-agency forum to raise awareness of crimes.
Practical group activities mainly for men.
Support to remain living independently at home, support after
discharge from hospital, support shopping deliveries and support for
older people who feel isolated.
Support for older people who feel isolated and provide practical help.
Foot health.
Provide a specialist day care service, outreach and digital support for
older people, people with disabilities and people with dementia.
As part of our new Organisational Strategy, we have created a new
Servi￿ called Community Engagement with one Coordinator who will
oversee digitsl and healthy living projects. Funds from Digipals and
Health and Exercise have therefore been transferred into Community
Engagement and within that sit a Digital Inclusion Programme and
various health and exercise services.
A programme of coffee momings and activities, including digital.
gardening, music, walking, art, board games.
Befriending Plus
Foot Clinic
Gwynneth Morgan Day Centre
Community Engagement
Purpose of designated funds
The trustees have designated ftjnds for the following purposes..
Sustainability Fund
To enable the charity to maintsin operating capacity and to expand
activities in the light of developments in technology and uncertainty
over future funding.
To promote the charity's activities and with a view to increasing
income.
To provide for costs arising on fvture lease expiry and costs of
updating office systems.
Markets'ng
Premises and offices
23

AGE CONCERN WANDSWORTH
(A company limited by guarantee)
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
Icontd...
17. COMMITMENTS UNDER OPERATING LEASES
The total future minimum lease payments due under non-cancellable operating leases are as
follows..
2025
Land and
Buildings
2024
Land and
Buildings
Wthin one year
thin one to five years
13,333
13.333
£13,333
£13.333
A tenancy at will exists between the charity and the London Borough of Wandsworth for the
annual rental of a propety of £120,000.
18. COMPANY STATUS
Age Concern Wandsworth is a private company limited by guarantee and has no share capital. It is
incorporated in Great Britain and registered in England and Wales. Each member is liable to
contribute a sum not exceeding £1 in the event of the Company being wound up. The address of the
registered office can be found in the Reference and Administration details on page 1.
19. TAXATION
The charitable company is exempt from corporation tax on its charitable activities.
20. RECONCILIATION OF NET MOVEMENT IN FUNDS TO NET CASH FLOW FROM OPERATING
ACTIVITIES
2025
2024
Net movement in funds
187,402
237,991
Interest receivable
(Increase)Idecrease in debtors
Increasel(decrease) in creditors
(51,545)
(34,105)
(8,310)
(32,883)
(11,023)
(27,781)
Net cash provided byl(used in) operating activities
£93,442
£166,304
21. CONTINGENT ASSETS
The charity has been awarded some multi-year grants with specified or implied timeframes which
preclude recognition of the full amount. The total amount awarded for future years but not
recognised is £109.412.
24