Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 Company rng1gtr*tlon nuMr. 03501846 Charlty roglstrnuon numbgr.. 1089301 HARINGEY CITIZENS ADVICE BUREAUX IA ¢ornpany lkntt•d by gvarant••) TRUSTEES REPORT AND DRAFT FINANCIAL STATEMENTS FOR THE YEAR ENDED 34 RCH 2026
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 HARINGEY CITIZENS ADVICE BUREAUX CONTENTS Pg• Numbor Charty Referen aThJ Administratwti Ctsil$ Trustees, Report 4-13 Inder¢ndwt Audrtofs Report 14-16 Statsmenl of Finala1 lincorp)ralrng the Incomg and ExpendrtureAett)un 17 Balance Sheet 18 stst8mènt of Cash 19 Notes to the Financ4al statnt$ 20-32
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 HARINGEY CITIZENS ADVICE BUREAUX CHARITY REFERENCE AND ADMINISTRATIVE DETAILS FOR THE YEAR ENDED 31 MARCH 2026 The directots ofthe charitable cornpany are its Trusts&s (or the purpc6es ofeh8rity18w. Tha Trusta8s who ve 8ewl from 1 AF¥iI 202S up to ts date ofappioval ofthese finan(4al slatemèrtts warè as follows.. Andrew Godfrey Richard Wamer Sean 0'DonoTr Petèr Mitthèll Cruz Glynka Loma Rath Gisell8 McGowan Riehard TèLrtèn Rachd Ormsby Ryan Homes Stephen Tawah (appointed Juty 20251 CompAny tsgl•trAtion numb•r 03501846 Charity r•gi8trallon numbw 1069301 Regl*tered office 20E WallheofGardens London N17 70N Bur88u Addr8SS'. Waltheof Gard8ns Citoens Athice 2DE Wartheol Gardens London N17 7DN Chlgf Exocutlvo and Company S•cr•lary Daniel Bamlord Indepgnd•nt oudltorn Menzies LLP Chartered Artants 4th Floor 95 Gresham Strg8t London E¢2V 7AB Bank•rn The CtroperdtNe Bank plc 18allcx)n Street Manchestsr M604EP
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 HARINGEY CITIZENS ADVICE BUREAUX TRUSTEES, REPORT FOR THE YEAR ENDED 31 MARCH 2026 The Trustees prwnt th#ir report and the financial statements for th8 yaarandèd 31 March 2026 The fin¢181 statements etynply vhth the Chanti&% A¢t 2022. the Conyanies Act 2, tha Memorandum and ArbdÈs ¢fAsBo¢iation, and AoUntIng and Reporting by Charities.. Statèment of RecommeThJed Prath"c8 applicable to tharitva¥, the Financial Reporting StaTrJard applicable in the UK BrKJ Republi¢ of Irelarnl IFRS 1021 (effective I January 20151. Struetur•. Gov•mane• and Managèmant The company is limited by guarantee, govaNwd by ts rngmor¥ThJum a1 arbckgs ol a5socia1i)n dated 30 January 1998 and Lgst amended on 2nd December 2025, and registèrèd urtdor ts nurnber 03501846. The rMpanY Is regi$tetgJ as a charty under the number 1¢301. In the event 0ftr ¢omp8ny 1rg wound up. m8mb8ts ar8 uiod to cofttribul? ?n amount not exceediry £1. c1tsze Ad Haringey cp8r8tss uThJ8r th• m•rnter¥hip unrglla of National ASKlati"on of Clllzens vi¢S Bureaux who prwde the framework for stsndards of advic• and casv•vork rnanagernent. Crtizens Athl HaritvJay ICAHI c04)Fef8te¥ 8nd liaise5, on behalf of its clnts, bmth a nUMraf 09gncies in the borough, Icral char&5. the Hèamh Authority and Council services. The affairs ol cn5 Advice HariNJey are 9ovem•d by thè Board ofTrustees meet at least four tim•s a y8ar. The rn8mbeTr of the charty are indiwduals Compan or organisations who are inte in fijrthering the woth ol thè chgrfty aThJ who a not pa. or vduntsèr Workers olthe charlty. Ead) m•mber has vote. The orthnary mamttship, w911 as Ihg m8ke-up olthe Trustee Board, is reMew&J annualty pritsr lo the Annual General Meeting. We carry tyjt a skills audit and an a5Sgssmenl olthe dIVerty of the Board. This i# follo? by 8 recruitrnenl campaign for both ordinary memb8rs and potonbal Ttuslee8. This i8 done using our extsnswe neNYo across the local voluntsry and nYnnity sector as well 8S SFeckqli$t8g¥wKig8. Board of Tru•tw• The members ofthe Board ofTiust••S P8rfotm thg rolg OlditOrS in Company law and are the Tntstg9$ in ¢harity law. Those sewl during the year, exc•ptbvh•r8 indicat•d, arg Iksted on page 3. We WCTrukl I8 to lha Jjr Trustèos forthÉ dedicati¢ and 0)mmtht ty ha giv8n obprthe years. Or9aniMtlonal Structurn A Tnte8 Board, of currenlly 11 members, administèrs charty. Th meet fow times per yearwith additional qU8rterfy meetings ofthe BubmmIttee9 for Finance & Resources and Peopk & Effectiveness. The Chief ExecutNe ol the organtsation has been appointed by the Twstees to marbag& Ihe day-l{laY opèrth.ons of thè charity. In addOn. thora an experièncsd team ofpakl stsff and a sub$tsnti81 team ol volunteers who a key to the seN offered by tho tharty. Dee4sions arè madè by th Tru$t* 8oard in line wth the Business Dgvdcynent Plan 8nd are review at 8st annLially. The Senior mageMent Team mssl to witrw progress agairtst targets tha Charitys finaneial position and to thscuss issues relerred to thern by the Trustee 808rd. Rgports ond recomm8ndations aro then taken to th& lull Board for approval, and thoir irnplomentation is cryanisgd by the Chkgf Exoattivo ond the siaff learn. Th6m am rtgular staff. volunteer senior managernont team mwts.ngs which anre th81 pro9re¥$ 18 b81r mad? against targets and also aarly troubleshooting when prd)lems ariso. Ther• is an Annual General Meoting, which invofves the staff team, Trustee Board, rnemters, and StakatsJld#rs. Th• Anangèm•nts for PAtting the Pay and Remuneratlon of Key Managèm•nt P•rsonng1 The Trustees consi¢Yerthat thg Board of Trustegs and the Senior IAanagement Team ISMT) eomprisa th8 Kgy Management Personnel ofthe eharfty.
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 HARINGEY CITIZENS ADVICE BUREAUX TRUSTEES. REPORT FOR THE YEAR ENDED 31 MARCH 2026 JI Trustees give Ih8ir timg fwly and no Trustee reIved Muneration in tho year. Detsil$ of Trustees, èxp•nsas and related party transacuons are di%closed in notes 9 and 20 to th& financial staiements. Thè thartys S8ni Managem¢nt Tèam ar& all paid in line with other similgl urganisations in voluntary sir. Any in¢r¢a80S to th8s8 published grad95 would b¥ debat•d aThJ approved by thè Trustsè &)ard. The Chf Ex8bV $ubmits a proposal for stsff 3alarig5 during Ihtr budg8t process.. the Chkf ExutO,s salary is revwed and approved by the Trustse Board paratelY but in line the polity sèt outsbow. An annual rewgw olth• •xisti)YJ pay levels i Undèrtak arwj a decision tsken as to whether or not the charity implgments proposals made by thè Chlaf Exécuti and the Trustee Board The ejiteria to establish whether or not any uplift should be irnpEemÉntèd will indLhYe the financial stsbility of the tharity and its mgin incorne streams, the tmnd with regard to pay incrèasès wtnessed wthin the appropriate operating enwronrnent (8.9. trend¥ within Similar sized voluntsry sÈctor organisatKJnsl and the curTent national 8¥erage pay irKrea5e levets. Rèlatèd Pab11o8 In addition ts) ts mernbership of ctren8 Athc8. thè charity 8150 cooperatss aTrJ lioKses vAth a numberof other advisory services, local charities and Council depath)onts on behalfol dionts. WhetE ofthe TNstees is al8Q nvolv8d with anothèr rèlèvant organisation, Ihey may bg involved in discussions about il but not in any deasic)- making pr$8. Oblecllv••, Act1•$ and Achhvomgnts Thè OEI"ectives for which th? Charity wa$ eStablisd as d&fined in the Artide¥ gfAssoaation are tt)e promotion gfany ¢J)8ritab purposes for tho b¢nofft ofthe communty in Haringey and suffounding eas by the advancement al 9ducation. the prot?lorn of heath and the relf of povety, 3k$S and d¢stress. CAH h¢lps Féoplè gat th• support they nggd and an4•S them to Mage their li¥e$ bèttèr in ts.mes of crisis. Life is ¢9mplad 8nd things can go wrong fcf ?11 of us. CAH'S free, impartial 18 ¢rucial #nd highly Valu) to indivKluals. th8 coun1, go¥emm•nt and sorAety as a who. CAH seeks to putthe customer at the heart ofeverything we do. are committed to a comrnunity cèntred approach that reco9nisès our Djstomers, local community, $oaal and faith netsyoths as a&%ets, not pac4)la with problems. We also 0mph9se the importance ofsarfy intsrwention and prevention. 8eing to uThJ8rstand and act C the undatying causes ol demand for ourservices and tacle preventawg systamic fau. The polic that have teen adopted to achievg 8rg 09 lollows.. To fgllow Ihe polioes and guKle11n s&1 down by Cib"zens A¢fvits. To develop an effective front4ine advi¢e semce by hamessing a kxal ¢fvgrsty of volunt08rs and training them to a high standard. To complernent and 5UPPQrt CAH based servKes through a nthork of outre*h admce sesSior managerial and odministrth"v8 resources. To control financial 0[all¢n8 by th8 use ol a Business Devgknprngnt Han and Budget. The setting up of sutKrynmitt99$ to lurth8r partiCUr aspects ofthg tharity's athvities and reSpOr1b1Ithts including hoalu) and safety. finance, human rgsour(¥s and qualty of advKe senrittès InfoThatlon. Advl¢e and Guldance- Citizens Advth Haringey ICAHI in partnersh¢i wth one subcontr8Ctor8 (Public Voic81 0)ntrn to deliver th8 Inforrnab"on, advice and guidanrtr contract to resKlents 8nd thosè in Hariroey a8 Part ofthe Partnership.
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 HARINGEY CITIZENS ADVICE BUREAUX TRUSTEES, REPORT FOR THE YEAR eNDEO 31 MARCH 2026 The seN¢o has al the heart of our•fforts to support rasidents to live a gocwj lifo with a teasonablg standarf of living. The alts of SerVe are to.. Deliver a univer8BI, o)mprehensive and qu81ity assured information, adMc8 and guidxncÈ offerto improve the apacity of all reskyents in Haringey to manage their needs independently of th& Council. and to aceègs the right Support at th8 nght tirne, with a loojs on èarfy hèlp a)d prevgntion. Build paCty of indivhluals to manage Ih8ii own inlormatr'on, advice and guidan needs ¢j resd similar issues thoms$$¥ in thg future. Bulld psor ond wmmunity support around infonn"on, wjvti and guidanc8 through communlty4ed ItiatiVeS. During the year c"zenS Advi Haringey dealt wth ¢)ver 12,500 dydnts, 8nd oflhoss 48Y¢ were disabled or h& long health condib"on. Thè top four issu8s peopfe sou9ht help with w&re housing, wglfaro inefits, debt and •mploym•nt. We have seen an incr8as8 throughoLrt tha yaar in those seeking em&rgency supportwlh oilher fc<Jd or h•ating eosts Our suc£esses have included finanuèl gains for wr dients amounting to £3,202,243 induding befit apFea15 Chartsb appIal.0ns for indwidual support ObJ•CVe9 for th? Year and Publk Benefit The ehanty's objectwes arp to prornote any chantabk purpose forths bontsfil ofthe communty in HariNJ8y, by th Jvancement of educ8titin. th8 protsction aml preservalion ol heallh and the relief of povety, sickness and distress. CAH'S ains aro to provKle free, confidential, impartial aTrJ independent advice and infom)afjon forthe bènofft ofthe It81 cornmunity, to provid8 the advicAg Peop need forlhe yobloms face and to improva poliuès and pr8etieA$ that affect wpje's lives. We reiew our aims, objectiws and 8diviti89 on a rewlar basis. This review looks atwhat wg ¥¢higvgd and the outcorngs of ow work in the previous tsYelv8 mts)ths. It lcd($ at the succhss of8ach key activty 8ThJ the ts¢rfits tts tlv)se 0up& ol people we are here to hdp and it aLso heS us to ensure our airns, tlectiveS and aclivib.es rernakn focussed on our statèd purposes. have referred to the guidanc8 contain8d in thg Charity Cornmission's general gUan on wblie borfil when reviewing our aims and objectives and in plannrng our activitras. In partular. the TnAlees conslder hcw planned •¢tivitie8 will ¢orrtribute to the aims and obieetNas tY hove set. Ow kgy ¢igCtNes are.. Cknt CMtr•d- We putts 0p18 who need us At the cantro ofwh8twe do, Our caswffjrk ts gum by what matter8 to you and what is important foryour lrfè. EMpon0- $upjrt roople to tthe control ofth&ir IN8$ and to Iwè active End ftJlfillin9 lives. A¢¢SIbl0 and Equltable- Our Servi On and accessib at the b.mas when pP1• néèd IL V will understand which groups wg Struggle to reach in our community and do to find ways of makiTrJ our seNces aceessib Partngrshlp Focu••ed- We will Sho exporti, sourceS and spacos wth parthers friènd5 tts ddiver "ce to all Ihosewho n00d (( In Haringey. A Rewardlng Place to worf(- Our stsff aThJ volmtsors matter to us and should feel vald forU work they do across the borough.
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 HARINGEY CITIZENS ADVICE BUREAUX TRUSTEES. REPORT FOR THE YEAR ENDED 31 MARCH 21f26 T¥¢kllng Po¥•rty and Improvlng Poopl•'• Liv•9 - Ourjob is to enat4p 0p1? to a comfortable life th 8ecÈss to sheliar. lood aThJ thr SOurC•S. Inno¥&tlv• and Challenging . will use technokngy to updats ar inyrovo our offer se8king to conb"nuousty improvg our cli&nt joumey Revlew of Athrti#• and Achlevernenta 2025- 2026 The ¢t of liwwJ crisis has O)ntUèd to 8ff8et Haringey resKlents adversely. Child poverty in Tottenham is now al 50% and many famil$ remain tr8ppwJ in a negative budget8ituation. Our advi model ts to getthg JBlevant supprAt tts as quicly as possibkn. Initial tr)nta¢t is uted via the telephone systsm wrth InfoatIOn 81$0 av8118b online our new t6[te. ntyv man8g8 our own tdepho adwctr line aTha we arffjwering morè calls than ovar bofw8. We conlnue to work at 8 London levol to engag8 With other LCA'S ortd explore where funding OPPQrtunities, collaboralson aThl 8har8d development rnay te avol1ate. have introducd a GLA fttnded seNi working primarily wrth familvas usiTrJ DFE funded famlty hub semces. We continuo to engage with the erVo1Utary and communty soclor as key pathers on th• VCS CEO group 8nd vi8 th8 voluntary s8clor forum. In addth.on to the IAG contract we have also d•livèr•d the Prvate Rented Se¢br project fvTrJed by thg B WJ Lottery and delivered in partngr¥hip with p80n0 Communibes. The k¢y $tstists"¢3 cdkgct8d Irryn our adwL r•lat8d 8ctiMties over the reporbng ri¢d 2025- 2026 were.. We dealt with ts¥r 12,5DJ dEnts ty la¢&to la, tsbphonè and amgil. as well as 8SSi8bno other ¢li9nts bvth on-going cases. The gender split of our clients was 59% fernale and 41% man Of those di¢nts whose disabilty and health status W8S tacorded". 55% ofdients were di5aiAgd 8ndlor had long-tsrm health PTdAan6 The tsvo m05t (x)mrnonFy racordwj types of disabilty were loNJ lemi fwlth ¢ondlt[o(4o%}, and those wth a ment81181th eondition120% of disatled dientsl. The bakdOWn of ethnt(ity and nationalty of our clients w88.. 63% ofdients ¥Jenbfi8d as of eolour The age raryg of our cliènts was.. 83% ofour cl¢ents were 8ued 25-64 14% 65 orover 3% aged under 25 The Trugtgo Board Tha Tnjstee Bo8Td hos ronthnu8d to provide strong g1)vemanca, me8tiThJ Tegularfy, di$n9 p1•3 and procedure5 and tnaking and appromng deeisions on Majorgovaman issues_ Th8 BoÈrtl hxs been strong on nanci81 stgwatdship and en(x)urayèd gr8at8r fundraising actimty to erBure the SLL%t8inabilty al luther developtn•nt of Ihe organisation. BDlh sub ¢onYnittèès, Finance & Resour 8n(I Peop and Effecbveness have continuod to me¢1 regularty in order to ensure Organisatal complianr develcyment. The ortlin8ry merthr8hip a8 11 as the makeup ofthe TnAtse Board is r¢iAèbwJ annually prior to the Annual Gènèral Meeting. The Board discusses peS and prwedurès and makes an(J approves derisions on majorgovefftanc6 issues. It aLs0 eD$uS that there is an apprepriate strategic plan and that this 18 bging carrigd out eff6th"vely. The day-tQ-day m8n8gerrÉntol the rtharity is dalegated to staff through the Ch1 Exewts"vg and lJ)&n to the membeTr ofthe
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 IARINGEY CITIZENS ADVICE BUREAUX TRUSTEES, REPORT FOR THE YEAR ENDED 31 MARCH 2026 managwnanttèam. managam&nt tèam meets regarty There ar• iwo subccYnmitt995 of th? Board. Fin0 & Resou$ and P8oplo & Eff8cbv8ness who meèt quartèrfy. nSider important issues and pOrt to th8 main Bo8rd. Twstee$ worked dosely the Chiel Executive to develop thè n•w Businèss Plan 8nd trj monitor progress in schng preu$1Y 8gr¢ed rnilestonès outlin&J in the Business Plan. ReBearch And CampAlgn• Our timn and equal aims are to proVe the peop ne for th8 problems they face and to improve tha poliu¢s and Prte5 that affect 0p.$ livas. Therafore, we naed to ensure thatwe rnaxini68 our ability to 8POt trends, hJhlight is¥ues and provide a bank of evide to influ8n(8 prasent and futur8 polides. It will continue to be a core aim ofcltszens AdvK H8ring&y and the Citizens Adwce Bureaux family to promde &vidence to support 8ThY stimulate debat8, to campaign and lobby on key $o¢i81 poliw issugs. and to influenc6 tho polw makèrs and SèMCÈ providers. Citkens Athc8 Hariny contsnu8d to 8ndaavourto influÉn¢ poliw in key areas of. Ira Pdic Research.. Ihblfaro ben•ffts is (r $t advKg aa, giving us clear Insights Into the way Ihg system work$ and ¢hallenge5 it poses. ntinU• to colle( èwtdÉnce and short reporls to highlight the importanc8 of income ¥eaJrty in general. as wdl as tho pa.(j11 chaIn98S it poses for certain groups. Th include thosa on low incomès reIving in4vork benefits, as 11 as disablad pP1• and those with bng-tenTr health cOnd.0ns. Consurner Polic Research.. Covars regulatéd and unrÈgulated markets allowng us to id8nlify probknis and draw comparisons about polici8s and practic8s. Ccfisumer advi trends provid• st"stics on th8 numbgr of nwmer is8ues dealt with by our national nthork. bt and Mone Rese8rth.. Cityzens Ad helps hundtwJ$ of th09ndS of peop th debt and mon8y problems èach yèar gmng insight into how we can pr•v•nt mo[Y prvblerns and help people to recover. Gitllgn$ P4vic¢ Haringey wll ¢>)ntinue to provKJe evm1ee to Cttiz•ns Advic8. Ena Polic R8S8arch.. EyBuring cypOrnrtles to make the enèrgy mark•tfiJncbon tretter are not missed and consumers ha good rèason to becomg more confident and ervJaged. We continuo tts rai w3r¢nos¥ through our Seam Awarèness campaigns and Energy Weth events. W• ar8 committed to incroasiro the range, qualty aTrJ quantrty of our campaigns and rostr•rth ¥0 that we can tske every opportuiNty to improva tha live5 of not only our clpnts but for all in Haringay. regularfy m• contributions to IcrAI media aimed at alSsing tha n$8ds ol ourcomrnunty. Partn•r¥hip & Busingu Devglopment ThroughoLrtthis year the organisalion has conlnugj to develop partnernhips to gr¢ current Or8. Durin9 the year we worked wrth Vibran, Publie Vol, Bridg• Rerwal Trust, Selty Trust, Dis8bility Action Harirgey, Mind in Harin9ey Resetlement Se1 We havs wntinued working with heatth partners to ensu there ig a cohèrent advice and infomiation offerfor peop occessiThJ h¢alth $eM¢B$. Wg artr in dius$10ns wth the new heallh commissioners règarfing a therent advr model for ca. Cibz?ns Ath Harngey conts'nued to work *EII with LoThJon & Quodr¥nl Hou$ing Tntst provi1n9 the PoLETrJ Admce Piojèd tsking dired referral$ frorn the Housirvj As5wiation. Adwce assistanc? i¥ prwded to deal wth rent arrears and bèn&fft pioblèms. r8duc• d8bt and rnaximise incJJrne. We have enjoyed a fruifful partnership with Pro Bono Cc4nmunty - an organi¥ation that provKles volunteer piqc•monts for lr8irte8 solitstors. In addition tts providing general volunt88rs wa waTB delighted to wclk tcgether cfi A Big L¢)tsry lund9d projèct prowding remote suprmlrt and Wl &Jvice to residents ofthe borough livw in Piivate
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 HARINGEY crnzENS ADVICE BUREAUX TRUSTEES. REPORT FOR THE YEAR ENDED 31 MARCH 2026 Rented Se¢tor8c£c¥nmtxlation. project h¥$ now bean funded until August 2026. are also a constitU8nt rnember of LLX)don Citizèns and leir9 on dèveloping a stronger regional apprOh with neighbouriThJ LCA'S. Enhanclng Sl•nd•rd• MaintaiThng extèmal quality accreditab'on is essential for the eharity. We passed our Le&YeTship Self Assessment Verification scoring greenreen. continue lo maintain OUT audr( StrdS 1th Systwns for record thecking, Indendnt fikg rewew5 and Support for staff and governance. Futur• D0pMenta CitrzS Advic8 Haringey ains to continually improv$ 8¢cess to ils Sem and to maintain 8 hvJh quality Sole for as many di2ntS 8s possie. IcKussirfj on thoss most in need and b9iTrJ innovative about m8lhods of serw dtlivÈry. Vve work in partnership wrth other local agenaes bolh to prevent problems artsirKJ for dients and to help them resolle problems that have athen. In order to achieve our objgG*. w9 have ihe followng plans for fiJtur¢ work and develorments.. r S8Meè- Monitorin ond Assessin R?view syslems eath year lo ensurg Iho $ervi¢e is sb"Il meeliig needs, espeaally in IwJhl ol thaThJes in tha operating enmronfflenl. Imptement our target lor optirnwn nuMlr of vc4untsers, taking into aoUntlh9lr $upport needs. and davelop a strategy to recruitto this number. vek)p furtherdigital lf-helP matsriols to assytst local people and develcp ourwgbsrt• to make it eAsEr for individuls to ocLw¥ infomalion and thce. Maintain Ilent mal R lationshi Coth"nue links with key partnèrships and identify what joint ftjnding bid$ ¢an bo sutffliti8d. conts.nue to assess the wrating 8nwronmenl for our work and nfirM wh8rv we 5houhJ collaborate and hthere wo should compète with other organisabons. Look to devdop furth&r the links we have made within thg wrnmunity look to diNErsify our incune strearns. tfucture Explore furthèr a-leaming and other methods to ¥n$ur• Ihat staff training needs are met. Continue wth our systèm ofannual apprnisals all 5kfttts hd$nb"fy tralniryj ne8ds and asso65 how effectively te hava baen rnel. Work wth Ioc81 Commlssion8rs to influence wh)t seNtss are sotyJht und8r contract and Pror¢ Its b lorthe5&, worf(ing in cooperation with othar local providarg wheTev8r possibb. Asse& the leagibilty of increasing incomo fc¢)m ¢haritabt9 and statutwy S¢JU in light of thè Incieas8J involvernent of thè voluntary Sgctor in provhjing public seryir85. Furthèr davekp partnerships with other Haringey groups and neighbouring Cibzens Advi1 so M aro in a stiong positH)n for p8rtnership bid$. more in Continue to rnonitorwotk and CArry out local campaNJns Whe apwoprlats. conb.nue to respond lo n8tion81 initialivès. Ensure thal new staff are fvlly engagad in campaign wort. aintai
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 IARINGEY CITIZENS ADVICE BUREAUX TRUSTEES, REPORT FOR THE YEAR ENDED 31 PAARCH 2026 Erffjixe that policies are irnplemented so thatwp tgmain in a Strong position lo pass our nexi a1t. lrnplement the new Citsz•ns Advth Mernbghip pacage. Strats ¢ Al Da10 nl Enhan¢e Op¢i8tiono1 Efficv&ncy.' Leverage Al technofogy to streamlina administralivg wod(fiows, allowng advisors to dedi¢3te moig lo dirpct dN?nt engagement. Servic& Accessibility. Pigne8r innovative Al soluts'ons to reduce barriers to entry and mako our servi5 more seamfessly aecossIb tts clignts. Str•ngth8n Strategic Partn8rship¥." Collaborats closety London Citizerts Adv to C))-dgvglop ond deploy dientntriC Al Initiati$. Prineip#l Risk¥ •nrl Unc•rt¥intie• The Board ol Ttustèas raviaws thè major risks to whith ts charty is exposed through a 5erie5 01 risk 05se¥pments that also detsils mitigation strategies and is updat8d at leas18nnually. S3nifiCant extemal risks to fiJ#ding are tskon into account in the charity's developmentstrategs and bu?in8ss plans which allow for dNersification of funding aThJ actlbe. The Trustees conl'nue to review the finanaal risks trs whi¢h th& organisab'on is suty'ect due to the generally unl8vouia)1g e¢x)nomi¢ dirnate and challenging fvnding enwronment The Trustso$ believe that these aThY other risks will be mgated by". A Board of Trustèès wth IhÈ fie55¥ experience and cornr to SU1$9 0118sFrfts ol thè operation of the chanty. Regular Trust8ès' mè8tiftgs with #ffe¢tr rop¢rbng to ensure proFer review of OFerations. Th8 e5tsblishrngnl and rna1ntsnan ol an effective and comprehensive system ol intsmal ntrol to erysure that th8 Trust88s' fal r•5pon5ibils are prcpgrty (scharged. M8intenart¢ ofgo¢d ral8tion3 with core Tr1erS ensuring 1 oblwJations arè mèt in arrth8n wrth 8bctiO of fiJr¥Jers. Continuing efforts to seek allemative sourc8s ol hJning in ordor to dir$ify risk and reduce reliance on sp8offic fundws. Intem control iisks are minimised by the implementstion of prc<eduro5 for athhorisatKJn ol all transacb.ons projacts. Procedures are in pla to ensure compliance wth health and safety. equal Opportunit$, data protection, 8n(J Adult wlngraN• adults prot8ckn.on bgisLqtion. Flnanclal Revl For the year ending 31st March 2026, income lotslled £1,107.037 8 12.9% increase from the prior year12025.. £980,334). Thi8 13 represented by unrestricted irKome, whld) by 6.5% to £748,15812025'. £799,779), and constilutes 87.6% oftotal incryHe12025'. 81.6%1 and restricted inccme, which in¢r#s&J by 98.8%10 £358.87912025.' £180,555). Totsl exEenditure for the year amount&J to £998,384 12025". £934,940) and resutted in a net incLJmelexpenditure urplus of £108.653 befo any gains or105ses on irNeslm8nts are tsken Inlo ¢x)n¥idprdb'on. T1 charities investment assets r8cotd8d a valv*on gain of £133,30912025.' £19.6431. FuTrYs broutht foThvard from the prwious ytrar tota118d £1,3fn.8541£1,380.854 unrestrfcted I£0 resiridtsdl, pulling th final tunds held by the chafity at £1,802.816 at the Year-d, Gornprising £1,fj.43l unrestricted aTrJ £2.385 restricted funds. Prlnclpal Fundlno Source8 The charity received kndg from the London Borough of H8rfngey. We Are Dyital, Big LotterylPro4J)m Communth6S, NAtn81 AssDriaty'on of Crb'zero Ath'ce, Greater London Authorty, IM)rttington NHS Trust, Debt F Advi0ynbee Hall, Monoy aThJ Penwn Sermee IM8PSI and Brkyge Renewal Trust 10
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 HARINGEY CITIZEMS ADVICE BUREAUX TRUSTEES, REPORT FOR ThE YEAR ENDED 31 MARCH 2026 This funding was spent on prowding ggn¢rali$t adwce, wlmarily to the residents of Ihg London BcKough of Haringey, through the core gateway aw¥J appointsn•nt servlces at bweau ar outreach strMc8s in heaNh b$ and speeialist projects. We continue to pursutr other funding opportunibes a5 they awisè, in accordance wth our thrÈè-yèar fvnding strategy a1 KIon1ifi priclties. InVlJnllt Policy The 808rd ofTrustees have invested part of th? free r•s8N89. wth the obpctive of ensuring th? lorbJ-i•mi final seiyJiity of the Charity 8r¥J improvè its abilty to Complé rts charitablè mission. They have appointed Cathvright Bènèfit solub.ons to provhye inve$trnsnt m8nagem&nt advKe. The Trustees ars owrall responsible for th8 dlS1on$ rg9arding th• investments of the Charity, Wra 8$ lh• day-to- day management of Iho Investments has treen delegatsd tr> lh8 Finance and Resour sub¢mrfI. The Trust¢os ceIve quarterty Teports on tho fund and benchmarkiThJ performan, as wèll as fcffl)ally reviewirvJ tl strategy and fvnd suttabilty at bastevery thrag y&ars. The investrnent StraY foeJJsas on.. GrovAh assets.. Diversifi&Y acro 4$$9t eLqss, gaoswaphy, and soctor to achieve loThJ.tsm) grthvth. Asset allocation.. Balanryn9 growth and protection assets to ta¥get an aet nat retum ol a8.8% p.a. Cash flow needs.. Lower-vo18tiltty fijnds are used to manage ImrngJiate liquidity requirements. Investment ndts aro selected based on r 8li9nrnent th objactivas, costs. and risk-retum profiks. TnJst88s actively monrtor and manage insestmenl risk. Key are8$ in¢le.. Dfversification acros5 8$8e¢ cjasses. $9Ctors. and 98ogrwhio¥ Usa ol acbv8ly managed fvnds wh&ro apprcfJriat• Klaintenance of adequatè ConsvJerats"on of caprtal volalilty in line vhth long-tenn goals Incorporation ol environrnental, ¥ocial and govemance IESG) prinapl$$ into fuTrJ seW"c Environmental, Social al G0Veman IESGI factm are integ181 to thè inv&stment sect)n an¢J monitoriNJ pro¢8ss. The Trustee$ may réièw thè inv8Stment mana9eTS' ESG policies and may engage or (I'sinvest from hJnd$ that do not aln with the Charity's ESG standard The investmgnt portfolio is maintaird for ltsNJ-term financ491 naad, wlth no signifirant [aw5 8xrActèd ober thè fN8 years. Investment Perlorniante S'nce the inffj'al £1.1m inv8strn•nt in Augwt 2024, thè valuè ofthè inwstmont p)rtfdh) cJ)nb'nues to grow. During the year. the porWolio yElded A net gain c. £115.Ok whth rgpiesènis 8 net ¥ebJrn ofo10.3%. and is above thp 8.8 % p.a. ts[. Th8 investment wrtrolios value at 3151 March 2026 totslJ8d £1.23 Rw?v4•9 Pollcy The Board of Tw5tee$ ha8 gxamined th8 charity's requirements lor cp8ralioTral r•s•r¥es in Ijht of the main risks to th& organisatK)n. It ha¥ &stabllshed a policy erebY Ihe unreslllcted fiJnds not cornmitt or investÈd in t8NJiblè assets t1 by thè d)aiity should be 8 rnonths of ts eXndItUre exduding the expendituré on finité wojects. This gives target of arourKI £SOJ,000 in gereral unrestri¢ted funds as a minimum. The Trustèè BoArd also vAsh to set as*Je 9&Tal r¢s•rve for iterns such as invgstrn8nt in IT infrastruclure of £20,000. The present of fr8e reserves available to thè ehanty total £1,589,891. This fioure comprk8e8 of the unrestn"cte•J reserves of £1,600,431 kn the unrèstheted ffixad assets of £10.540. The opwational reseryes are neèdedlo mget the woth'ng caprt81 roqu1ments oftha charity and 1he Board olTrustse8 11
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 HARINGEY CITIZENS ADVICE BUREAUX TRUSTEES, REPORT FOR THE YEAR ENDED 31 MARCH 2026 8re nfident that at this level they WOLld te to appropriatety manage Ihe actiVe$ ol thè tharity in thg event ofa t•tnporBry bul significant drop in cole fiJndirKJ. Thb is in lin¢ vmlh grra1 guKJance on carities 8rA not lor prtsfft oan159b0ny. and bilh three-month noth. periods in contr8clu81 or ser¢16Ve1 agreements. Statement of Board of Trut••8' R•ponslbllltl98 The Trustees (who are also directors ol Haringgy Citizens Ad¥e Bureaux IOT the purpc6e$ ¢f ¢panY lawl are iQ¥Pgnsible for preparing the Trust8es' Report and the finanal statements in accordan wrth appli¢le law and Ui¥tgJ lfjrodom Accounts'r4J StaTrJards Iunlw PKcepted Accounimg P(8cbes). Company law requires trE Trustaès to prèpare finpncial statsrnents for each financial yèarlhat give a true and fair view of the state ol aNairs ol the charitable company, and of tre irwmiTrJ resources and applicth.on of rtt30urts8, inrlyding the in¢Lvno and exp8nditUfe of tr charitablè company for that period. In preparing those flnancial ststgrwnts, th? Twstges are requir&J to.. s•lg¢t SI¢3b1& a¢counting polirjgs tn apply them ccisistentty.' obsèNè thè Mèthtsds al prinpS in the Chartbès SORP 2015 IFRS 1021.. make judgrnents and estimates that are reasonable and prudent.. stste whether aFplicatAe UK Accnunting Standard¥ havg toen folowed, Subject to any Mari01 tspathres disdosed and expl8ined in the financial statements., prepare 1he fin8nryal Ststernents on the going concom bas(s unb8$ it inappropriate to pr•surM that the charitab cernpany wll o)ntinu8 in 0rating. The TrLtslggs 8r9 rospSib for keeFing $dU5 accounting records that diwjcee with reasonab accuracy at ony time the financaal position oltha charitabla company and enab them to ensu that Ihg fin8ncial statements wmp with the Cornpon8 Act 20C6. They are also rosponsible for safÈguardiro the assets ol the charitabb crnparty and h9nrA for takn'ThJ reasonable steps for the prgvgnlion and dètection of fraud and other irrgJulariti98. Stalom•nt of D18c108ur• of Infomallon to A1110 In so far as the Trustees are awa'. there is Tr) rdevanl audit infcrnation olwhich tr ¢horitabb oJmpanWs auditois are unoware", and the Trustees have taken all st•ps that they ghtt0 have tak to mak8 th8msdw4 aware of any rethnt audTt inforn7atn and to establish that the alitOr is awarè of that infOatiOn. The Trustees are responsible frjr the maintsnanc8 and integrity of the cotporate and fiftancial inlomiation includ6d on the charrtable company's websrte. Legislthon In Ihe United Kingdom goveming th8 pwparation and dissemination of ffinancial statements may drfler from leglatiOn in olherjuriad1)nS. AudStorn A resolution proposing that 8e8ver and Struth&rs bè rè-4)pointed as wdrfors ol th8 d)awitablg cornpany will be wt to the Annu81 General Meety'ng. Small Company Exemptlon8 The report olthe Tnjstees has been prred tAkSng 8dvantsge ofthe small companw, èxwnptron of section 415IAI 01 the Ccffjpanies Act 200& The financaal slatements havg tsgn prgpared in att0rthn with ts accountiNJ polici&s eet out in Th)tes to the accounts and Comply with the charity's govemSng d¢cum6nt the Charities Act 2022 and Accounting and Reporting by Charibes.. Statement of Recunmended Praclce applicabl8 lo Charittes preparing their actounts in a¢cotdance with the Fin8nry81 Reportirg Stsndard 8pplicab in ihe UK aThY Rgwbk ollrelarrtt. This report was approved ty thè Board ol Trustees on 28th July 2028 and signad on its b8halfby'. 12
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 HARINGEY CITIZENS ADVICE BUREAUX TRUSTEES. REPORT FOR THE YEAR ENDED 31 MARCH 2026 Lbm8 Relth Chalr 13
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 HARWGEY CITIZENS ADVICE BUREAUX INDEPENDENT AuDrroR'S REPORT TO THE MEMBERS OF HARINGEY cmzENS ADVICE BUREAUX FOR THE YEAR ENDED 31 PfiARCH 2026 Opinion Wé havè 8uditèd Ihe finaTrrial slatements of Haringgy Cthzgn$ Advi Bureaux Ithe'eharitable ct)mp8nVI for the year ended 31 March 2026 which comprise th& Ststernont of Financial Activibes (incorporating the IoMe aThY Expenditure Account), Ihe BaLancs ShÈè( thè Statement of Cash Flows and nottrs to th8 financial Statements, iluding a summary of significant 8cwinting policw in nolg 1. The financial reporl'ng framèwork that has been applied intheir preparation is applicabk law and United 'ngdoM AccotIng Standards. includin9 Financial Reporting Star¥Jatd 102 'The Financi81 Reporb'ng Stsndard applictJle in the UK ¥rwJ Rgpublic of Ireland. Iunited lQngdom Genèr81 AaPt¢d Accounting Prath"c}. In our opinion, the finanrial statements.. give a tsue and fair viaw of the staté of the charitsble mpanY8 affairs as at 31 Mar¢h 2026. and ol its inccxning resour9 and application of rpsource3, including its income and •xp8nditurg for the year then eTrJed', hav8 bèan prOpdY prepar&S in accordance with Unit•d NdOrn Gengrally Accepted Accountirg Practke; and have been prepared in 8eeord8neo W[ th? rgauiTernents ol the Ccmpanles Act 20¢6. Basis foropinitin Wè eonducled our in accordan with Intemab'onal Stsndards on Audits'ng IUKI IISAS IUKII and applicable law. OUT responsibilits.es under those starKlards arg fvrther doscribod in the Auditors rasponsibile$ for the 8(hJit of the nancial statements $9th"on ofour report. We are independent oftr tharita cullpany in acc1)rd with the ethical requirements that a revant to our audit of the financial statements in the UK, including the FRC'S Ethic81 Standard. and th8 provi8ions available for the audit of 5rn811 entities. in the circumstan$ set out in note 8 to financial 8tstements. and have our othar èthKal rpOnSIbIlitieS in accordanc8 wAh th6sè requirernonts. bolie¥e that audit ewd8nce wa hav9 oblainwj 1$ sufficient and appropriats to provide a basi¥ foi OUT opinion. Conclu8lonB relltlng to golng conc•rn In audibng the financial stat•m8nts, have clUdd that th? Board ol TrUstS, usa of ths going concem basis of accounting in tha pparati ofthe financial 8tat&nents Is approwfjate. Ba$e(l on thfrwork %se have perlormed, we have not tdentthèd any material urrRrtaintss lating to events oreondition¥ thac indiwdually of collectively, may cast sKJnfficant doubt on the Charitable Company's abilrty to continue a5 8 90irs nM for a pericKI of al1ga$t monlhs from when the financial statemènts arè aulhorisgj for iBSUe. OLtr r•sponsibilit"és and t1 responsI)ile8 of th8 Board of Trusta&s wrth rtrsp¢¢t to goiThJ conc&rn are ¢J8seribed in t Ièv8nt sactions ol this f8ForL Oth•r Infom?atlon Th8 other infomation eoMprlse$ Ihtr inf¢miatKJn irluded in the Trustgas, Report other than the finanual ststements and our auditorfs reFKJrt thereon. The Trustees Iwho arè also thè directors of the chantable company lorthe purpose$ ol cunpany lawl are resp)nsible forth• oth8r infotrnation. Ouropinion on Ihe finanaal statèments does not Ver the other infonnation and, exc8Pt to Ihe extent otherwse explicitly stated in our relklrt, w& do not expre$8 any fom) of assurance conclusion th8non. Ift COAneetion wffh our audit of the financial statemènts our rèsponsibilty is to read the otr information and, in doing , consider %thether the olher information is matèrially in¢on$ist8rbt wilh the finanual statements or our krthvledge obtained in the audrt or otheiSe aparS to bo materialty misststed. If we id8ntfy such material inco$tenrie$ or aPpart mat•rial rni5ststemgnts, we are re(wired to detemiinewhetherthere 1$ a rn81gri81 misstatement In the financial gtatèmènts ora material rni8Statementofthe other Infonnthon. If, based on the work we have perfomiad, w& concludè that thèrè is a matèrial misstBtemernt ofthig other inf0mlatn, we arg quired to report that f&X. have nothirg to report in this regard. 14
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 HARINGEY cmzENS ADVICE BUREAUX INOEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF HARINGEY CITIZENS ADVICE BUREAUX FOR THE YEAR ENDED 31 IAARCH 2026 IAatt•r• on whleh w• ar• requlred to r•port by •xc•ptlon We have nclhiTrJ lo rgport in rnspect OF ihe followirrfJ mattars in ralation to which the Ch8ribe$ IAc£rAJnts (1 Reports) Regulations 2W8 require u¥ lo réport to you if, in our ¢Jpinion.' the infotmath.on given in the financial $lmgnts Is i[nsiStent in any materi81 resp wlth th8 TrLtstees' Report. or svffio•nt acc)Unting records ha not b88n kept.. or the finanrial slat•m•nls are not in agreernenl wrfh tha aCCnting records.. or wè have not recaved al the infgrnatm and •yplanat)ns we require for our audit. RpOn01b1llllgJ of Tru•t••s As xalrd more ft11 in the Statèment of 808rd of Trustees, R•sponsIbil.9 set out on page 12, the Trustéès arè responsiblè for the preparation of finanoal statements bthich give a true and fair and for such intemal control as the Trusteas datermine is necessary to en8blg Its Fxeparation of financial st8temènts that ara fr08 from rnatsn'al MstAtement, wthOr dutr t¢> fraud or 8rror. In pr¢p¥ring th6 financial statemenis. the Trust• are responsible for assessing tho chaiitable company's ability to conb.nuè 8s a going COnM, disckjsing. as 8Wicable, matters relatsd lo going ¢on¢trrn and using th& going corKEm basis of ac£ountin9 unl•ss the Trustees either intend to IU48t the charitable ccfflpany or to C cprOOns, or hBve no realistic alkmative but to do so. Audltorf• r•spon•lbllltlg6 fortho •udlt of flmnclal 6tat•rn•nt• IN¢ hove be8n appointed as auditor under $8CtKn 144 of thg Charibos Aet 2011 and report in accorda vthh reyulations made under sectr'¢)n 154 of that Act. Our objectives arè to obtoin reasona• a6suranc¢ about whether the finanrAal 3taternènls as a whok are free matsrial misststgrnent, whether due to traud or error, and to issue an auditorfs report that indudgs our opinion. Reasonable assurants is 8 hKJh levd ol assurance, bul is not 8 guaranteè Ihat an audrt c£Jnducled in 8rd£4 wrth ISA5 IUKI will always detert a m8t¥rial mk8ststement when it exists. MStateM8n1S can arise from fraud Or effor aThJ areccmsi¢Jered matsrfal il, indwidually or in thè aggragat&, they COU reasonably expCted to Influen the ecOn1C decisions of usèrs tsken on the basis ofthe8e finan(ial slataments. A fvrlherdescriF0n of our respongibilitiès forthe gLhJilolthe fin81 ststemonts 1$ located on the Finanri81 RèportirKJ Council's b41te at www.frc.org ukl8udltorspOnSi.1rtle5. This descripts'on foms part of our auditorfs report. 15
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 HARINGEY CITIZENS ADVICE BUREAUX INDEPENDENT AUDrroR'S REPORT TO THE MEMBERS OF HARINGEY CITIZENS ADVICE BUREAUX FOR THE YEAR ENOED 31 141ARCH 2026 Ext•ntto wthich Ihe audlt wa8 coMld•r•d capablo d d•tscting irrtgularltl#4 Includlng fr•ud xlèntify and 8SSèg9 the risks of matsrial rnisststsrnent of the financial statements. whethor dug to traud or eryor. nd then design and perfom audrt proureS responsive to thosè risks, inclLbJirg rknining audit evgra that is suffioenl and 4)pr¢¥riate to prov a bagis for oui opin. In idents"fying and addressing iisks of m?iwial misstatgrnent in respect of iThoJularrtJ"&s, Incjuding fraud and non- ¢ompli8n¢& th laws and regulatsons. our proodUS induded the following.. We obtw'ned an understAndiry of laws and that affe¢A the charit company, focusiro on those that a dirset Éffect on the financial $taterneTrts or that had a ftJTrJarnental eff8Ct on its oparallons. Koy18ws regulations Ihat Wg identified included ihe Compan8 Act 20(E, Charities Act 2011. Chariti"8$ Rtgul8thJns 2008. tax legi3lation, heahh safety18gisl"on, and employmènt legisJth"on. We enquired ol the Trustees and r#VW•d ¢orrsspondonce and Trustee eting minutes for eVkIen ol no compliance ravant laws and regulations. abo revErd controls th8 TnJste8s have Sn a, whgro nacass8ry, to ènsurè Compliancé. We gained an understsnding ol th8 contrc4s that Trust havg in to prevent and detect traud. IA eTh]uired of the Trustees about any incpdences of fraud that had tsken place durirvJ the accountir¥J p8ri¢xI. The risk ol fraud and non-complianc8 wth laws arKI rggulation5 and fraud wa5 dY8cuss&J within the auditteam and ts We planned aThJ erfOed to address these risks. We revpWd financ4al ststernents disdosures and tested to supports.ro docUMtal)n lo ass compliance with relevant law8 and regulatr'ons discussed above. We enquired of the Truste about actual #n¢J potsnlial lrtigation and daNns. We pèrfomi8d 8nalytiC81 proeé(furés to identify 8ny unusual or unexkECted relatsonships blat mvJht indicats risks of rnalgrial mi5Statsrnent dug to fraud. In addressing the risk of fraud due to managément ovèrridè of int•mal control$ we tested the appropriateress of ioumal entries and assessed whether the judgements madg in mgknng 8¢¢ounting e&tirnaies were indicative of tsnb.al bias. Due to 1hè inhttènt limit[onS of 8n audit, there is an unaVoidae risk that we may not have detecto¢ some material misstaternents in the financAal statements, even though w• have prcperty planned and perforrned our audit in accordanc£ with auiSitirrfJ stsndards. Foraxamplè, 88 with 8ny sudit, thère rernaired a hsgher risk ol non4etecbon of irregularits"es. as these may involve eollusion. forg8ry. inlenlion81 ornissions, mispIeseTrtioTr$, or the overridè of intemal c(11. W¢ are ngt responsible for pr8V8nting fraud or nOn-Cp1tanC9Wth laws and regulaty.ons and Cannot tsxrcted lo delecl 811 traud and non<0mplian with laws and wuLth"ons. U8• of our r•port This pOrt 1$ mJg to the chafitable Cornpany's Trustses. as a bcNJy, in accordanca with Part 4 01 th8 Ch8ribes (AAunts and Reports) Reguktions 28. ouraudrtw0 has téèn undèrtAkèn so that we rnight state to the charitab company's Trustees those matters we ar& requlrad to Ststs lo Ihom in an auditorfs repC a1 for no other purpose. To the fullest extsnt permitted by law, we do not accept or a&8urne responsibility kn anyone other th8n t charitab company and Ihè charrtablè company's Tru5tee5 as a b¢W for our audit work, lor this repDrt, or foi thg opinions wg have fortnwj. snId6y.' LLP 458 Chartgrgd Accounlants str10ry Audltor Fbor 95 Ghn Street LotKlon EC2V 7AB D4to: 31-Jul-2026 Mz1S LLP 1$ •ligit4• to act As Sn a110r in errn8 of 3ection 1212 of the Companies Acl 20C6. 16
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 HARINGEY CtfizENS ADVICE BUREAUX STATEMENT OF FINANCIAL ACTIVITIES {INCORPORATING THE INCOME AND EXPENDMJRE ACCOUP FOR THE YEAR ENOED 31 MARCH 2026 T<)tsl Funds 2026 Total Funds 2025 Unre8tr1ctsd Rwstsletsd Funds Funds INCOME AND ENOOWhlENTS FROM,, Donations Charitable activiti98 Invesbnents Othef 269 733,264 22 14,003 358,879 1.092,143 14.603 16,452 TOTAL INCOMING RESOURces 748,158 358.879 1,lQ7.037 EXPENDITURE OM: Ch•rir•blè adwth.os 406.736 998.384 934,940 TOTAL RESOURCES EXPENDED NET INCOME I IEXPENDITUREI 166,510 147,857) 108.663 45,394 TRANSFERS BETWEEN FUNDS 16 {502421 fj0,242 NET INCOME I IEXPENDifuREI BEFORE OTHER GAINS AND LOSSES 106,268 2,3B6 108.663 45,394 Gains I1o$str$ on revaluation ol Inve5trnents 133,309 133.309 19,643 NE[ MOVEMENT IN FUNDS 23971 2,385 241,962 65,037 RECONCILIATION OF FUNOS: Totsl funds brothJht forward 1,360,854 1,360,864 1,295,817 TOTAL FUNDS CARRIED FORWARD 16 1.800,431 2,386 1.802.816 1,Hl,854 l of th¢ above results are derived from ¢onllnulThJ activibes. Al g8ins and losses T•cogni8eLI in the yèar8r8 incbJd&J above. The notes on pages 20 10 32 fonn an intsgral part ofthegè fffiana81 statwnents. 17
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 HARINGEY CITIZENS ADVICE BUREAUX COMPANY REGISTPATION NUMBER: 03501848 BALANCE SHEET AS AT 31 MARCH 2028 2026 2025 Note FIXED ASSETS Tangib assets CURRENT ASSETS 11 10A39 11,194 Debtor6 Invèstments Cash at b8nk and In hand 12 13 131N30 1.232A60 2$7,092 1.631,082 58,337 1,117.543 216,573 1.392,453 CREDITORS." aMOts Iglling due With gne year 14 .714 37.915 NET CURRENT AsseT8 68 1.354,538 TOTAL ASSETS LESS CURRENT LIABIUTIES 1.604.907 1,365,732 CREDITORS.. amtsunts fallirg due after more than one year TOTAL TrET ASSETS 15 IlQ911 14.8781 1.602,816 1,360,854 CHARITY FUNDS Revaluats"on R8sor 16 152.952 2.386 19,643 Restricted funds Unwtricted funds 1.447N79 1.602.816 1,341,211 1,360,854 TOTAL CHARITY FUNDS For the year endiThJ 31 March 2026 the company was ents.tled to exemption from audrt under section 477 of t Companies Ad 20C6 relating to small cornpani85 but th8 Trusts•s' 818Ct8d to have an audtt Charities Act 2011. Dir8Ctor5' respOnSlI¢e$. The mwnbers have not wuirgd the wnpany to obtsin an audit ol its financial statsm8nts fort year in qLon in a¢¢Ordan wth *tk)n 476,. The directors aCknOwdge their responsibilities for rnmplying with the wbirernents of the Act wth rospgd to aoUntIng rfjwl$ and th& pr9parats.on of financtal statem6nts. These finanual statsments have bgen wepared In vAlh thg prow$lon$ appll¢able to ¢r)rnpanlg$ subi9¢1 to the Sm1 mpanIo$. re91rn0. The financial ststements sel ovt on 28 July 2028 and were pages 16to31 were approv&J and 8ulhori8ed for i8su¥ bylhe Bo•rd ofTrusle•s on behatf, by.. Loma Reith Chair The notes on page8 20 to 32 fom) an integral part of these flnanclal statements. 18
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 HARINGEY CITIZENS ADVICE BUREAUX STATEMENT OF CASH FLOW8 FOR THE YEAR ENDED 31 MARCH 2026 2026 2025 Cash flow Inwn op¢rtlng aetlvltl•• Net CY5h flow oFerating acwties 54130 S2,511 C•¥h flow¥ from Inve8tlng •ctlvEtle¥: Dividends, interest and rents from investments Purchase ol investrnents 22 5,215 11,100,OLK)I 19,0621 11,103,847) Purch859 oltan9ible fixed assets Nèt ca•h provided byllu¥8d Sn) Inv••Ong actlvltlg8 14,0331 14011) Ca•h flow from finan¢FTrg actlvll•• Repayrrents C&f borrowings N•t Cash provld•d byllu¥•d in) flnanclng activiti88 Chang• In ¢h and eash •qufvalents in th• yr Cash gnd cash equivalents broughtfomard Cash and ca8h oqulvalgnts cArd loThArd 50.519 216I73 11,051,336) 1.267.909 267m2 216,573 Not• I Nèt movement in fvnds D8prèciab"on IGainsl11058es on invèsbnants DIvindS and inteTBSt frwi Intrents Decreasel Ilncwasel in debtOTS Increasel Idecreasel in dItorS Nèl cash inflow from oFeraling tlI]8$ 241.962 4,688 1116,0171 1221 (73,0931 {3,988 65,037 3,7C 117.5431 15,2151 112,4051 18.937 52.511 The notes on pages 20 to 32 (om) an intogral part ofthe8e flnanc4al ststsmgnts. 19
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052
HARINGEY CITIZENS ADVICE BUREAUX
NOTES TO THE FINANCIAL STATEMEKrs
FOR THE YEAR ENDED 31 MARCH 2026
SUMMARY OF SIGNIFICA1 ACCOUNllNG POLICIES
1.1 G•n•rnl Infomiation nd basil ol pr•110
HarirvJey Craze Ad Bureaux is a regstered Charitable rnpany #mlled by 9uarantee (Charty number
1C69301. Company nurnLEr 03S018461 with the Chanty Ccffimission and Registrar of Companies in EngLand
and Wales. In the event olthe Chty being wound up. the liability in respect of the guarantee 15 limited to £1
per mernber ofthe Charity. The 8ddress of the registered office 19 20E WatheofGardans, London, N17 7DN.
The nature olthe Charity's operations and principal activits'es are the prornol'on of any charitable pUoseS for
the benefit ol the community in Haringey and surroundin9 ar885 by th? adv8nc8rnent of edurab"on, thè
proteclion of hetith and the relief of poverty, sid
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 HARINGEY CITIZENS ADVICE BUREAUX NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2026 SUMMARY OF SIGNIFICANT ACCOUNTING POUCIES {¢0nYnul 13 lth¢¢mè roeognltlon Al incoming resourc45 are induded in Ihè Slatament of Finanaal ActiWtI IStsFAI when th& Charity is legally entiled tg thg incomè aft•r any perfom8nce ttrnditKins ha baèn met, the amount can t measured lIablY d r( is pbae Ihal ince will be recAiv&J. For donatn5 to be recognis&J 1hè Charity will have been nOtifd of tlw 8mounts and the seltlemenl date in writing, If thgre am ndItionS attached to thè don8th.on and this w4uires a le¥el of terft)Ml8n before enty'yement Can be ctitained then incorne is d?f8rrad uniil Ihose conditions are tslly mgt w thg lulfilment of those conditions is wlhin the control tsf th8 charity aThJ it is prc&abkg that they will be fuffilkd. No amount is irK1uded in th• financial statements for vduntser time Trn line wth the Strnenl of Recommended Pr8¢1i¢e appllcable to charttie5 prep8rin9 thr financial statamonts in accordano the Financial Rep¢rtiNJ Standard applicabb in the UK and Republi¢ of Ir•l8ftd IFRS 11r21 issued in Oth)r 2019. Further dètail of the contribution olvdunteers 1$ gIn in the Trustees, Report. Inc¢ffj• from goverrment al other grants and contracts is recognised 8t tsir valuo Ihe Charity ha entthrnent after any perfomianc& o)ThlitIor have been m?1, it is probabl& that the income wll be d thè amount can be measured reliably. If éntiuèment is ncl met then these amounts are deferfed. Interest on ndS held on deposit is included whèn re1vable and the amount ¢an L m¥gsure4J reliably by Charty," llis 1$ notmali¥ upon notification of the intarast paid or payable by 8artf_ 1A Expend11 rKognlllon All expenditure is accounted for on an accruals basis and ha¥ boen dassified unthr heading5 that gregatt all Costs related to the category. Expenditure is r8cognised whgre there 15 a legal or )StruCVe rt)ligation to make payments to third parb"6S that wll result in the oufflow of 8eoncmic benefit Eeitre on ¢haritobl activib'•S lrtILAles all CA)sts incJJrred on furthgwing thè obj'acts of the Chty. lThecoverabb VAT 1$ tharged as an expense against the activity for %thitt the rdated exwdrture aro39. 1.5 &pport to*ts allo¢atlon Support costs ale those that assist th¥ work of the Ch8rty but do not diwly r8prasant charitabb XtiV.eS and indud& offi¢¢ ¢)%ts. govemanc8 costs, adrninistrati4È payroll costs. They are incurred in support of expenditu on the objects ofthe Charity and indude project manajernent carti8d out 81 Hèadquarters. Vvhere supportSts nn0t b8 diredty attributed to p8rtiaJlar hèadings thèy havealocoted eMndre on chantab activib'es on the basi5 of staff lime invofvoj in the acbvity. The anatysis of tMe8e c03ts is indudad in Note 6. 21
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 HARINGEY C1ZENS ADvE BUREALIX NOTES TO THE FINANCIAL STATEhlENTS FOR THE YEAR ENDED 31 MARCH 2026 SUMWIRY OF SIGNIFICANT ACCOUNTING POLICIES Icontinugdl 1.6 Tangible flxed a•8ets All assets costiro more than £5thJ are capitalised. Tangible fixed assets a stated at cost lor deemed cnstl or ValUa"c $S actsJmu181ed depreciation and accumulated impairmgllt los89$. Cost indudg5 sts diredy attributable to makirKJ Ihe 8$sgt pable of operatin9 as intondgj. DepreCiatn provided on 811 tangib ftted assets. at rates ¢alculated to write off the o)st, sS èsts"matsd r8sidual ¥alug. of asBel on a systematic baskq over its expetted useful lif8 as frjllows." Comput8r equipment Othèr office equipment 33.33% Straight line 20.00% Straight lir 1.7 Dgbtor• r¢¢•iv•blo and ¢redStor• payable wlthln one year DÈbtDfs are rewnised when the Charty k8 legally enb.tled to th& Sncome after any perfrJnTrae cond09 have tfjgn met, Ihe arnount can be measured r6liabty and rt is probabk that the in¢(Kn? will be receNed. Creditors ar• recognisad when tha Charity has a prasant lÉgal tsr tructive obligation ra$ulling trom 8 1 ev•nt and tho 8etUemènt 18 èxt¢ to regjlt in an outfi ofeconomie btrnèffts. 1.8 Provlblo Provisions are recogni8ed when the Charity h85 an obllw'on al the balan sheet date as a result ol a past event, it is prObae that an cthlow ofaconc)7ic ben8ffts vlll bo rUIred in $eernent and ts amountcan b8 reliabty estimated, 1.9 Fln•nclal Instrum•n The Charity only has finarKK91 assetsgnd finandal lfiabHits of akind thotqualfy as basicfinancial instrum•nts. Cash is held at cost. Other basic financial instruments otè initsalty f?gnised at transaCtn value and suttseqntty measurwj at amortLsad cost using thè alTèctNè Intèrèst methc 1.10 Le¥•es Assets acquired undar finan leases are capitaliwf and deprerAated over the shortar of Ih81&858 tgrrn and th& u$efvJl life of the asset. Minimum lease payments ara ap[K)0d between the finance charge and tlw oduction ofiho outstsrKling ase abilty usiry theeffecbve interest mathod. The rgld obligabons, net of future finar charges, arg inclu¢Jad in cr8drtors. Rantals PAY1& and récEivaAe urKler operaling bases are charpj to the StanI of FinancAal Athmties on a stra3ht lin• basis over the rIOd of the lease.
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 HARINGEY CITIZENS ADVICE BUREAUX NOTES TO THE FINANCIAL STATEMEPUS FOR THE YEAR ENDED 31 MARCH 2026 SUMMARY OF SIGMFICAIIT ACCOUNTING PoLlEs l¢ontlnu9dl 1.11 Employeo b•n•frt9 The Charity QFerat8s 8 defined coniribulion r*In s¢heme. ContrittiOnS to vthich are expèns811 in the ststsment ofFinanc491 Acb"vfaes as tY berm payable. 1.12 Toxollon By virtue ol S. 478 Cworatlon Tex Act 2010, thè Charity ig 8xempt from c(porabOn Tax. 1.13 Golnq concern The fina181 statÈménts havo bgan prepared on a goiry ¢one¥m ba&s as tho Trustses bdvavg Ihat n matsrial unrtaIntIS exist. The Trustees have ¢onsJdered tha lèvèl offunds hekj and the eX[dI8Ve1 of Ineomfr aTrJ expenditure for 12 months trom aulhorisiTrJ these financial $tstsrnonts. The budgeted income and &xpendituro 15 wffi¢ient wth th8 level of reseryes fcf Ihe charty lo able to clTrue 8$ a COrern. 1.14 Judyements and k•y •our¢•8 of •8limatk>n uncortalnty Th8 lollowngjLwJganents lapart frcln th059 invOln9 èStim8t&sl have tEen rn&Ye in Iho pro¢gss ofapptyiTrJ Ihè atx)ve accounl'ThJ polirygs that have had the most sYJnificant offect on amounts CogniSed in the nancial statements.. D8pr8ciation rates for tsngible fixed assets Basis of valuabon of finan¢i81 inslruments 1.15 Inv••lm•nl• Invesbnonts 4 ¢lassffi8d as cUTnt assets arkl stated at martet value. from invèstrnents . Cred to the Income and ExperKliturg Actount on a receivab basi5. Movem8nts in m8rk6t vaue of investments are tsken to t revaluation fund via the Staterrenl of Compr8hensN8 Income. 23
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 HARINGEY CITIZENS ADVICE BUREAUX MOTES TO THE FINANCIAL sTATEmEr$ FOR THE YEAR ENDED 31 R¢H 2026 I INCOME FROhl DONATIONS Unrn•tri¢tsd Fund 2026 Restrlct•d Fund• 2026 Totsl Funds 2026 Total Funds 2025 Donats'cs 269 3. IN¢OhlE FR(XI INVESTMENTS Unmtrict•d Funds 2026 RtrIcted Funds 2026 Total Funds 2026 Totsl Funds 2025 Bank interest 22 22 5,215 In 2026. all income frcln inveslrnents was unrestricted. INCOME FROM CHARITABLE A¢TPrfITIES UnrèstrSet*d Fund• 2026 Ré¥trlcted Fund8 202fj Total Fund8 2026 Tot81 Funds 2025 London Borough of Harlngty Inlomation Advice and Guidanc 726.536 726136 786,871 Big Lottery Advb> C¢nne¢t 44207 43207 24,771 Great•r London Authorlty Cost of Lfvir Family Finanaal RlnCe Parlnership 37.726 37.726 44,430 We Are DlglLg1 Pound Advic8 (728 6.728 16,456 Vthltt1ng NHS Tru¥t NCIL Red Cell se,0 68.0(Kl 48.333 Bridg• Ren8w#I Tru8t ome From Hosprtal 23.207 23,207 17,646 Clllz•ns Advlc• Remote SeNce Delivery 49,151 49.101 45,375 D•bt Frge Advle• Debt AdvKe 68.615 68.615 DebtAdvlce Modern18atlon Fund Debt Ad7 Modemisation Fund Totsl 48,724 48,724 963.882 In 2026, olthe totsl incorne from charitsble activitie$, £733,264 was unreslrthJ ancl £358,879 was r8stricknY. 24
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 HARINGEY cmzENS ADVICE BUREAUX NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2026 . EXPENDITURE FROM CHARITABLE ACTIVITIES Acvvltl Undertaken Dlr•ctty 2026 Support Costs Totsl Funds Total Funds 2026 2026 2025 Grer London Authority - Cost of Liviffj Greater London Authot6ty- FFRP Dobt Advi Modomisation F) Debt Fr88 Adwc We Arè Digital Remote Service Dglwery ICIIAI Advice Conn Gsnral Home From Hospital NCIL Red Cell Infomiation & GUvjaA UAG} Total 34.762 20.067 44,082 $6.$64 6.728 28,149 33.047 50.356 18.678 43.1S9 366,069 700.851 17.753 11.119 4.642 27,396 52.515 31,176 48.724 B2,959 6,728 46.76S 48.177 $0,356 31.646 64.773 634.565 998.384 63,838 29,9efj 58,023 28,516 39,679 18,253 54,014 642,651 934,940 18.818 1S.130 12,966 21.614 168A96 297,733 Total support Costs of £295,84112024.. £239,267) are analysgd in Not6 6. . ANALYSIS OF SUPPORT COSTS 2028 2025 Wagos and salaries lintjuding Natv)nal Irtsuran¢x and Pen$K)nl Premiges costs offi Costs Staff & Voluntegr GDvemanc4 cx)sts Othor Total 193,271 41.776 44.882 4.702 12,806 698 297,733 184,359 45,530 48,159 5,161 11,848 582 295,639 Total gtsvemanr£ costs 01£12,509 {2025.. £11,84818re analysed in Note 7. 7. GOVERNANCE COSTS 2026 2025 Audrtofs remuneration- auditof the financial statements Auditors remuneration- preparation of financol statemènts Legal and professional 8.943 2.179 34 1,350 12,506 8,616 2,099 1,099 11,848 Total 25
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 HARINGEY CITIZENS ADVICE BUREAUX MOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2026 8. NET INCOME I (EXPENDITURE) FOR THE YEAR 2025 Depreriabon of tsThJible fixed a5sets'. owned by the charity Auditors, Uneratn- Audit of the financial statarnants lindus1 olVA Auditors, remunaroffjon- Prgparaoon ol finanoal stments {InU81Ve of VAT) 4,688 3,LQ 8,616 2,099 2.178 In common swth m8Thy other Organisatn$ of our stse and nalure we u#¢ our audittsrs to 88¥i3t wrfh the prepaTatK)n ofth8 financial statemènts. 9. KEY MANAGEMENT PERSONNEL REIAUNERATION AMD EXPENSES The Charity Cons&1$ its W managomanl p9r50nl o)mprise; The Trustees Chief Executi Head of Finan Rgsource Hèad ofAdMet 8nd Qualty Trustees nether received norwaived ary remuneroon during th• y•ar12025.. tNILI. Thetotsl •mount ofempl¢y¢¥ nts rs¢oivsd by other key managernent personnel is £193.581 (2025.. £185,028). The Trustees had £NIL expenses reimbursed during the year12025.. tNILI. No #mounts w¢r& patd to Tru8iees to attend training coursès12025.. £NILI. 10. STAFF COSTS ANO EMPLOYEE BENEFITS 2028 2025 19£ Wages and salar$ scla1 security costs Other p9n4on costs Totsl 681.30$ 63,749 568.989 51.046 16.192 636,227 658,118 No staff costs or employee benefits were patyl by rglatsd partlgs. Aggregate nurnter olfull t¥ne equivalent staff whose reMuration &x¢egde¢J £60,CQO in ts Fericd." 2026 2025 £60,CrfJO- £69,999 £70.CKJO- £79,999 26
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 HARINGEY CITIZENS ADVICE BUREAUX NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2026 10. STAFF COSTS AKI EMPLOYEE BENEFITS ICONTINUEDI The ¥v¢ra9e monthly nurnber of kprsons gmph)y&J by the Chafty durlng thé y8arwas as follcpNs.' 2026 No. 2025 G8Mralist athce Wa Ara Digrtal CrtA- Cosl ol LlvSng Support 6taff CtN- RSD NCIL- Rad Cell GL4 AdvKe Conr*t Dèbt Free Advr Homè from Hosprtal Debt Mod8misation Fund Total 15 11. TANGIBLE FIXED ASSETS Computgr Equlpm•nt Oth•r Flxed Aets Totsl At I)ri1 2025 Addrtv)ns Di5POS815 At 31 Mar¢h 2026 595 4,033 21.867 22,463 4.033 4,628 21.867 Depreclatlon At 1 Aptil 202S Charg¢ for the year Disp¢A8ts At 31 Illrch 2028 10,872 3,862 11,2e8 4,688 826 1.222 14.734 14956 Ngt book valu• At 31 March 2026 3A06 10 39 At 31 March 2025 198 11.193 12. DEBTORS 2025 Trad& debtors Prepayments Other debtors Totsl 122.659 8,171 600 131.43 50,250 8,087 58,337 27
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 HARINGEY CITIZENS ADVICE BUREAUX NOTES TO THE FINANCL4L STATEMENTS FOR THE YEAR ENDED 31 MARCH 2026 13. Imi•stm•nts 2026 2025 Market Value BcTrught Fon¥ard 3110312025 'Adi*lion During Ygar 1.117,543 1 100 000 1,100.000 1,117,643 116017 32 Nèt Mo¥81 in Fund During Year M8r1(èt Vakn 88 at 3110Y2026 1 117,543 Caththghts Fund B•lance & Imie81m•nt managom•nt eo•t bre•kdown E6tlmatsd Inveslment managwn•nl cogts Openlnq Bahnco at I Aprll 20 Clojing B¥lanco at 31 March 2026 R•valuatlon golnlllos61 Addltlono Parn110n Trading AeLount (Cash Aco)untl PCP126143 IBNY Sustainable Global Dynamie Bond Fund) PCP126144 IL&G Wodd ESG 08vebp&J lTrJex Fundl Tt)tsl 726 12 738 332,870 -18,303 16,859 331,426 1.117.$43 {18,2921 133,309 1.232 14 CREDITORS: AMOUNTS FALLING DUE IMTHIN ONE YEAR 2026 2025 Net oblig81iors der financ818as8s and hlre pur¢hase ox)tracts (Note 201 Other taxation and sw?18ecurity Other cr8ditors Trade Cwdilor¥ Accruals Total 2.787 15.311 3,256 12,847 87 6,646 15,079 37.915 4,081 36.714 28
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 HARIPIGEY CITIZENS ADVICE BUREAUX NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 20 15. CREDITORS.. APK)LTrITS FALLING DUE AFTER MORE THAN ONE YEAR 2028 2025 Net L*)WJafjon$ und9r finance18ases and hi purchase contrads (Note 201 2,787 3,256 OblwJabons underfjThance leases al hirè purchas8 contracts, induded above. 8r6 payable as folkn. In one year or morè bul less than hvo years In tr40 year3 or morè and less than five years In five years or more 70ts1 2.091 4.878 2,091 4,878 29
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 HARINGEY CITIZENS ADVICE BUREAUX NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 f4JARCH 2026 16. FUND RECONCILIATION Bplonce ¥t Income 1 April £ 2025 Exp•ndlturn Trnnsfgrn In I Out Galn I Balance at 31 •rch 2026 Ro¥•lua¢ion Re8eThe8 19,643 133.309 152.952 Unrestrlrted Funds Gongr81 funds Designaied fvnds 1,281.211 60.000 1,360,854 748.188 1691.6481 {50,2421 1,387.479 60.0(KI 1.600.431 74¢158 1591.6481 100.242} 133,309 R•8trlct•d Fund• Ad¢? Connect CitA- Remote SeNic Delivery Debt Admch Modemisalitin Fund Debt Freg Adwc GrÈÈtèr London Authoiity- Cost ol Living Greatar Lon¢Jon Authority- FFRP Home frorn Hospitsl NCIL Red Cell 43.207 148.177) 4.970 49.151 146.7e6} 2.385 48,724 68,615 148.724} 182,9591 14,344 37.725 1515151 14.790 30.260 23,207 68.000 368.879 131.170} 131.646} 164,7731 {406.7361 926 8M39 6,773 50.242 2,385 Totsl Funds 1.360.854 1.107,037 (998,3841 133.309 1,602,816 Tho rnslrithd funds are Icr the following puws.. Greatsr London Authorty- Cost of knwng, i8 a proJ8et tr> prwd¥ advice to $upport crisis prevention in the ost-014iving crisis. AdVe Connect is a Big Lottery funded project w)rf(ing in rtn[shiP wilh Pro Bono Communiti89, to train law stud8nts to provJe telephone advi to dnts wrth is8 relating to renting homes from privats s8¢tor 18ndlords. CitA Remote servi Ddwery prowd8d fund¥w is to enat4e Ihe &ldrtional mOte deliwary ol advic to more dEnts phone. chat, èmail 8ThJlorvbJeo. NCL Red Cell project is funded by IttIngton NHS TrLk8t to provKle a generalist adviser fwjs on weffare and benafft to sicklè (ll and thalassÈrni8 patrents and their IlI1s. Home from Hosprtal is a Haringay Counul fundèd proje, w)rking in partnership with Brid Ron8wal Trust to prowd& M)fomi8tion and rgfgtTal to services frjr pati8nts trAnsOnIng from hospital bad( lo hc*ne. Greater London Authonty- FFRP fiJAds the d#lNgry of advi as part of the Famity Financial Rosili&nce P3rtneh1p, working out of Family Hubs, with the ain to pr&vent or alltrviate financial hardship. Thè Dèbt Advi¢¥ MJgnISation Fund provided a grant to update how charities dglivgr freg debt advice. This indudèd upgradirrfJ okl thn?9Y. implementing n8w dJrtaI platforms 8Th1 bulldirrfJ to wist Case mÉnagèment tODIs. Tha Dèbt Fw Adw¢e fvndu)g w89 to prOvje debt ad and cas•woth piovi&ion to wlngrable peop in Haringey.
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 HARINGEY CITIZENS ADVICE BUREAUX NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 l•lARCH 2026 17. ANALYSIS OF NET ASSETS 8ETWEEN FUNDS Unr••trletsd Restrlcted Fund• Fund8 2028 2026 Totsl Fundg 2026 Total Funds 2025 Taroibla Fixad Assots Current A%sats Creditor5 dutr thin year Credrtor5 due in mlxe thgn ong year Total 10.640 1.628.696 136,714} 10,540 1,631,081 136.7141 11.195 1,392.453 137.9151 1,800.431 2.385 1,602,816 1,380,854 18. OPERATING LEASES Al 31 March 2028 the total ol Ihe Ch8rity5 fuiurb minimum lease puyments under Th)Tr¢ancÈllablg operatlng lea5eB for18nd and buildin95 ar8 as follows.. 2028 2025 Amounts ptyablè: thin 1 y8ar 88tsvegn 1 and 5 yogrs Totsl 18,0(Kl 18.OCKI la,0) 18,000 19. RELATEO PARTY TRANSACTIONS DuriNJ the year. wfg 01 th& Chief Ewutivg Olfic*r provpJ8d t8mporary secretarial supp)rt to tho Board its sthrfornmitt09s, in¢luding minLrte-takiw and the preparation of wrttten rn•&tir¥J 5urnrnaii8S. Paymentstotalling £1.350 were mad9 during the yaarforservis prwded in ¢onne¢tion wrth ning The rernuneration was r0vBW And consthr8d appropriate, retscting rates paid for comparabÈ servicw and ¢on$i$tent with those P8id in previous 8rygam&nts. 20. OBLIGATIONS UNDER FINANCE LEASES 2026 2025 In less than cne year In one year or more bul less than two yea In fvrfr> years or more and less than five years In five or mor• Total 2.787 2,091 3.256 4,879 4,878 8,135 The obligations under finan leases are repayab by equal in¥lalments. Flnanc8 leases relate to a ph¢to¢opier and frankiThJ machine. Thè a$a agr8ements do not indLAlè any eontingent rent reslricttons. 31
Docusign EnvelopÈ ID". 41A48E80-ADAB-88D4-806&D137D3124052 HARINGEY crrizENS ADVICE BUREAUX NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2026 21. TAXATION By ofs. 478 Corporat'on Tox Act 2010, the Charity is exernpt from Cuporation Tax. 22. CAPITAL COMMITMENTS Tha Charity had no w.tal MMItrents as at 31 March 202612025.. NII. 23. ANALYSIS OF CHANGES IN DEBT Analysis ol chaThJ8s In net rjsbt". At 1 April 2026 Cash Non.Ca*h At 31 Maych Flows Movements 2026 Cash and Cash Equiv8lents Loans Due in One Year Loans Due After One Year 216.573 50.519 267,092 216,573 50,519 267,092 32