OLMK IpffbQ 2024 - fft4]. AEDBJ8MY 1611012025 COMPANIES HOUSE A17
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Contents CEO'S and Chair's 10 Community Services Welcome Vision & Values 11 Blended Teams Services Our Strategy Update 12 Service User Stories What have we achieved? 13 Tralnlng & Volunteers Mind BLMK on the Map 14 Service User Insights Crisis Services 15 Influence & Participation Lived Experience Servlces 16 Looking Ahead Service User Stories 17 Accounts Trustee Report 202 Charity No. 106872 BLMK
WELCOME CEO opening statem Over the past year, we are proud to h 7,100 individuals on their mental heal We've done this through our establis introducing new ones to expand choi Bedfordshire, Luton, and MiLton Keynes As demand for mental health support continues to rise. retaining and developing services is mo e important than ever. At the same time, the economic Limate presents signif Ilenges for charities. inclu ing Mind BLMK. Ing costs, re ed funding, and . in reasing demand have created a comple d demandin environment. e supported over h recovery journeys. ed services and by e and reach across Opening doors, opening minds, Despite these pressures, our commitment to our vision remains unwavering. We are refreshing our organisational strategy to focus on sustainability. the delivery of effective and high-quality services. listening to the voices of our communities, and investing in our workforce. Partnerships and supporters remain vital to our ability to improve mental health and wellbeing across BLMK. I am deeply grateful for the support we receive. I would also Like to extend my heartfelt thanks to our staff and voLunteers for your resilience. adaptability, and unwavering dedication your efforts do not go unnoticed. Caroline Lewis A note from the Chair of Trustees As we expected, the year to 31 March 2025 was very chaLlenging. but I am heartened by the way in which the staff and volunteers of Mind BLMK rose to face these chaLLenges. Our contract income continues to be under pressure, and we await the outcome of the recent re- organisation in the NHS that wilL create a number of new Integrated Care Boards. but this will create new opportunities for new services, to co-operate with other LocaL Minds, and to reach new service users who can benefit from the support that we offer. Simon CLarke Trustee Report 202G Charity No. 106872£ BLMK
Our vision is where we want to get to: We want those in our communitlles to have the best mental health. Our mission is how we plan to get there: We will improve and promote positive mental health in our communities by: Influencing the way mental health is perceived and supported. Providing leading mental health services to change Lives. Our values: Compassion R,espect Hope Inclusivity Trustee Report 202 Charity No. 1068722 BLMK
overa Ll approac-h exceLLent services communit.ies, ret.aining support.ing ment.aL developing difference. providing heaLt.h services strategy est*ablishe,s achieved: workforce service excellence innovation. providing t.raining, holding forums support.ing communit.ies. deliver Deliver, develop evidence quality? effective mental health services anaLysing receiving feedback developing t.raining programmes. Represent communities policy incorporat.e voices communit.ies, review service delivery improvement.s. influence provision. cont.inuaLIy monit.oring income st.reams, improving recruit.ment proce55e5 ensuring robust management. Manage resources continue organisation thriving Trustee fteport Charity 1068724
What have we achie ed? We have provided 32,788 hours o 7,174 people. support to Demand for our servi¢es continues - hether people are engaged with our support" contacting HQ or slgnposting or referrals to our servlces or accessing our we ite or flyers for information, our alm is to provide clarity abou mental health and our local provisi 25,759 hours of groups delivered¢ 21,616 instances of supportl 10,861 1 to 1 support sessions. Provided training to 1,431 people. 1,504 hours of Volunteer supporta 2,231 groups delivereda Let's get sociaia Our stats FOLLOW US 2,802 4,430 -Ol.Lo&t Trustee Report 2021 Charit.v No. 106872. BLMK
Peer support Bereavement by Suicide Crisis Recovery In-patients Suicide Prevention Pathway Service" Crisis Café Young Person's Sanctuary Peer support Mentoring Communlty Connectors Sulclde Prevention Pathway Service Youth Mental Health Navigator Recovery Lounge (previously Crisis Café Recovery and Prevention Servlce SUN Bedford Milton Keynes UO CentraL Bedfordshire 11 Mental health and Wellbeing Hub Peer Support Mentorlng Suicide Prevention Pathway Service Recovery Lounge (previously Crisis Café) SUN Wellbeing Centre, DBT Graduat'e Support Suicide Prevention Pathway Service Recovery Lounge (previously Crisis Cafe) SUN Trustee Report 202f Charity No. 106872 BLMK
risis ervices Dur Crisis Services continue to support individuals to 'dentify and resolve practical issues which are negatively impacting their mental health. Crisis Cafe Young Person's Sanctuary rhe Crisis Café is a safe, non-judgemental space -hat you can come to if you find yourself in crisis )r mental distress in the evenings. You WILI be et by a trained mental health worker who will .isten and help you identify ways to address the 3robLems you are facing. safe, non-judgemental space for young people across Milton Keynes who find themselves in crisis or mental distress. Youth Mental Health Navigator Individualised, one-to-one support to young people who are currently experiencing difficulty with their mental health and weLlbeing. The post hoLder works closely with clinical colleagues in CAMHS. wrisis Recovery Service rhe Crisis Recovery Service aims to support ndividuals to identify and resoLve practicaL ssues which are negatively impacting their nental health. Recovery Lounges 3pen 365 days of the year, this evening rop-in service is for anyone (18 years JLd or above) who feels they're in crisis )r are experiencing mental distress. "They let me talk fvo.oly and helped me lot. éSI felt my spirits & after my visit tonight. Safety PLanning Signposting Providing coping mechanisms Giving time Reassurance Through our vaLues Q#1LL0jectS (Embed Mind BLMK 111 Option 2 Mind BLMK A&E Mental Health Liaison Team Mind BLMK Youth MentaL Health Outreach Worker hin th 758 199010- of peopLe found their visit to the Crisis Café -lia1 nfi.ll l.. hours of support rovided! BL Trustee Report 2021 1nAR7?.
Over the past year, we have continued to put lived experience at the forefront of what we do. At Mind BLMK, it is essential that we gain insights around the needs and experiences of peopL with mental heaLth issues to enable us to provide the most well-fitting services to our communities. We are Lucky to have a dedicated Lived experience workforce who support ir specialist 1-1 and group services. Peer Support & Mentoring Our Peer Support groups bring people with a similar lived experience tO9ether tc provide each other with emotionaL. social or practical help with the assistance of FaciLitator. Our mentoring service provides one-to-one support over a block period of si> weeks, and helps people to achieve their specific goals. Service User Network (SUN) The Service User Network (SUN) is a new, open access. community-based, facilitated peei support service for adults experiencing difficulties with complex emotional needs ofter associated with a diagnosis of 'personality disorder., Individuals can attend SUN through a self- referral, making it a particularLy accessible service. Complex Emotlonal Needs Support Servlce safe, supportive space for individuals who are experiencing difficulties with emotional regulation and who feel they wouLd benefit from support in a peer group setting. By sharing experiences, individuals can exchange advice and encouragement with each other. DBT Peer Support Service This group is specifically for those who have completed DBT skills training or who are about to graduate from the DBT skills course. 4Y>The peer support workers are it's okay not to be okay. of.people felt listened" to, respected and valued by the people involved in their ort! Trustee Report 202 Charity No. 106872 BLMK su
To preserve anonumily, names o conlributors have been changed. ncami's-story Hi, I'm Cami. I've been attending the Young Person's Sanctuary IYPS) at the CAMHS section in Milton Keyne since it opened over a year ago. Before discovering YPS. 15truggled with confidence and feared judgment whe speaking to others. My mental health was declining due to issues at home. school feeling unsafe, friendshi problems. money worries, and concerns about my grandparents. I found Mind 8LMK and YPS after seeking help for my mental heaLth challenges and immediateLy felt safe listened to and valued. Despite initial nervousness about being buzzed in and the location within CAMHS. quickly grew comfortable. The YPS has been incredibly helpful in planning ways to improve my socia interactions and understand different points of view. They've also provided support for issues outside of menta health. One significant breakthrough was the support I received from YPS during a difficult time with th police, when I wasn't getting help from anywhere else. It turned out okay, thanks to their support. Attending YPS has changed my life for the better by boosting m confidence and helping me navigate challenging situations. 1 Still attend because it continues to provid valuable support and makes me feel valued. I love the Young Person Sanctuary and hope it remains available fo a lon9 time. Thank you to the entire team for your support and for this opportunity to share my story. My name is Samuel, and for the past four months, I've been BLMK. I've lived with anxiety for over 15 years. For most of that time, I managed it on my own and was able to live a relatively normal life. However, in the past couple of years. my anxiety began to intensify, with episodes becoming more severe and harder to control. Earlier this year, it reached a point where I had to take time off work something I'd never done before because it was impacting every part of my life. As a father of a youn9 child. I knew I needed to take action so I could be present and enjoy life with my family again. sing the Peer Support services offered by Mind I turned to Peer Support because I wanted to connect with others who had been through 5imiLar experiences and could truly understand what I was going through. Even when you're surrounded by supportive friends and family, it can feeL isolating IF they haven't lived the same struggLes. While searching online, I discovered a weekly support group in Ampthill run by Mind an organisation I already trusted. I reached out, and within a week, I was welcomed into my first session. The support I've received from the group has been incredible. What makes it so valuable is the openne55 and honesty everyone brings to the table. It's helped me realise I'm not alone in how I feel. I've picked up practical tips from others in the group and never felt judged. When it came time to return to work- a daunting step for me - hearing from other5 who had already navigated that transition was a huge help. Their insight made all the difference in making my return successful. want to sincereLy thank everyone at Mind BLMK. The services you provide are exceptional and truLy life- changing. Every member of the team I've met has been kind. non-judgmental. and full of practical advice. While I know my journey isn't over, I'm in a much better place today received from Mind BLMK. and that's thanks to the support I've Trustee Report 202 Charity No. 106872 BLMK
Communi ervices We continue to work in the community9 offerlng a range of services aimed at meeting Individual needs and promoting mental health recovery? wellbeing and independence. Suicide Pr•ventlon Pathway Servlce single point of contact. connecting peopLe with mental health and wellbeing needs to specialist support. tools and resources. Luton Wellbelng Centre Offering a range of group services that support people to improve their mental heaLth and wellbeing, develop their resiLience and independence and stay well. Bereavement by Suicide Support for people during the difficuLt time foLlowing a bereavement by suicide. CEN Trauma Support Servlce Programme of support for adults with a diagnoses of complex emotionaL needs and personality disorders. (speciaList referraLs only) M•ntal Health and Wellbelng Hub (was Mlnd Matt•r•) Bringing together community based group and 1-2-1 interventions focused on mental health prevention and recovery. Reeovery & Pr•v•ntion Bedford based group support that aims to future proof peoples mental health and support their path to wellness. Supported Self-Help A 6 week guided programme. based on C8T principles, that provides support to adults with mild to moderate mental heaLth needs such as anxiety or low mood. Young Person's Wellbelng Navtgator Servlce One-to-one service for young people to build resilience and develop skiLLs and knowLedge that supports their mentaL health and weLlbeing, It's a space that has helped me to feel less isolated and it also helps to interact with people who understand what I'm going through without judgement. 82% of people feel less isolated after accessing -LW.C! 10 Trustee Report 2021 Charity No. 106872 BLMK
en eams ervices Mind BLMK continue to work as part of blended teams with the Community Mental Health Teams across Bedfordshire and Milton Keynes. This joined-up approach offers non-clinical intervention, which bridges the clinical treatment bringing professionals together, and working in tandem to provide the best outcomes for people. CMHT Community Connectors Our impactful Connectors continue to support people with enduring and severe mental health challenges to get back into the community and reduce isolation by way of face-to-face interventions. This could mean supporting them to attend services and groups within their local areas. Mental Health SPA Service This service supports those calling the Single Point of Access phone line in Milton Keynes. Our workers help triage and support the referral process. CNWL In-patients Service service for adults with severe mental illness, featuring support tools and techniques to support the journey of recovery. Working in partnership with: NHS NHS Central and North West London, East London NHS Foundation TfUSI NHS Foundation Trust 11 Trustee Report 202 Charity No. 106872£ BLMK
preserve CDntribulor5 onongmity, chonged nomes was referred Wellbeing Centre Started attending communit.y onnec-tor Service Health Support mor Mental online isolated including Support, so gradually Mindful joined c.ourse, Women's attending In-person anxiety, physical accessibility beginning welcome report evening in-person ac-t.ivit.ie fac.e-to-Face evening sessions llvere barriers groups parkin9 wa roally stru99led anxiety, depression, hopelessness. family challenging 5t.ruggled including SLJffering Ehlers Danlos mental ehaviours situat.ion me we comploted assessment. safety attending provided anxiety, stress. discibilit.ies. starte IsabiliLies .hronic yndrome ovement Rocovery Lounge was diagnosed procedure medical depression, hopelessness diagnosed medical issijes, £ufffered fat.her t.ragically pa%qpd falling Inside emotions severe respiratory addiL.ion to Issue.5 roblems. ttacked physical cont.inue rpceive support evening groups Communit volunlcers ftpcover •onnector, sLudent.s, Lounge, mental roir ex-parL.nor. was was attending weekly. health feelings, physical extremely around people independence Isolation worked Influence designing recruitment selection interview Support Worker". valued opportunity rebuild some challonges supportive care groups understanding anxietie5 truggled having iagnoses. ext.reme (b frlb rTriedical valued. Part.Icipat.ion, training, recruit.lng comments were anxiety stopped becLimo ore depres%ed bpfore. se.IF-mot.IvaLe. fractured relationships friends became 1solat.ed, unable professional support. disabilit.i@s impact mental healt.h. becoming boundary sa trugglpd family considered was ernpowering develop own Interview skills not.her geLt.ing confidence. started journey wariness Attending purpose struggle now was P3tient weekly visit.s •ommunity amazing buildin9 easily session around people, meet.lng mental Wellbeing •ent.re •onnec.tor overwhelming Including me despite was medical problems genuinely appreciate servic.e acc.ess support. onqoinq physical challenges. fidget spinner, support, Care compassion. attending weekly. Without centre manager sizes see anxious grouF) accepted under5tandinq Wellbeing Centre helped everyone me more attend an we shared before. experienced Health ommunity. Tru£tee Report . 10687.2 Charity
Insig. ht Into... Training Volunteers Mind BLMK'S successful training team have demonstrated positive changes in individuals and organisations resulting from their delivery of training. Our volunteers are essential for us t help as many people as we do. W see our volunteers as an essentia part of our workforce that we arE really proud of. In 2024- 25, 1,431 people . 60 Volunteers. 1,504 Hours of Support 855 Sesslons. our training:. As we progress, we are continuing to develop and Improve our Volunteerlng Programme, as coordlnated In our Volunteer Working Group. This includes improved sk'iLIs, knowledge. and behaviour. It validates positive impacts organisationaL performance and Learner outcomes. Results show that people feel more confident in speaking about mental health and feeL more confident in supporting others on THANK YOU to both new and long- standing volunteers. I was insplred to volunteer at Mlnd BLMK by their commitment to improving the Lives of mental health and well-being In th• communlty. Very accesslble and really made me think." It's definltely helpful - not just fnr nthgr$, but for yourself too. 13 Trustee Report 202 Charity No. 106872 MK
Iinsights from Service so supp,or,t i.wor:ker¥ihas been" people reLate skills learned new me helping making better. r* e"xper,ience was prompt, 'fr:iendLy and so supp'ortiv.e throughout: support amazing chance workers supportive grateful really relaxed sessions 'really -tliisisér.viceDand:tlie pr,essur,e_off sessions easier so through. Trustee Report 202 Charit ,No. 106872
Influence and Participation Involve Is Mind BLMK'S commitment to Influence and Partlclpatlon. Vve aim for people's lived experience to be at the heart of everythlng vve do, especially those voices of underserved communitles. We have a mixture of regular online drop-in sessions and periodic face o face sessions in services. To find out more about how your experiences can shape the work we o please contact . inf(uenceparticipation@mind-blmk.org.uk eople with lived experience play an important role in shaping and eveloping services. Their experiences, positive and negative help us to Jevelop tailored services that meet the needs and challenges people truggle with every day. Since launchlng our I&P work we have: Consulted on the BLMK-wide Suicide Prevention PLan Reviewed policies that effect our service users Redesigned the Referral form Conducted the annual Service User survey Agreed Mind BLMK Values - Respect, Inclusive, Ciompassio Co-desi9ned the LE Recruitment and selection training Delivered Gaps and Barriers event with young people and commissioners in MK Created Local asset maps for service users to find more support Agreed designs for Mind BLMK merchandise Supported the selection of new service names and models Created posters and promotional material Become a Guarantor Member. Are you passionate about mental health awareness and want to help make a real difference in your local community? Do you want your voice to be heard and be abLe to pLay a key part in how we operate as a charity. and-Hope If so, please sign up as we are always looking for likeminded members. 15 Contact: hq@mind-blmk.org.uk Trustee Report 202F Charity No. 106872£ BLMK
2025/26 period, deveLop rogressing t.aking wit.hin charit.y. incLude5 improving efining Inf Luence -oLLaborat.ion forces 5t.reamLining VoLunt.eering Part.icipat.ion st.rat.egy ot.her5, achieve Depart.ment, fant.a£t.ic. niit:cnmps. refresh st.rat.egy ensure 5upport.ing organisat.ion VOLUNTEERJI,NG COLLABORAITION developing on cont.inuirig t.oluse' coILaborat.ion.. adva-nt,age, int.e°r:nally and ext.ernaLIy. processes . .iiaLuable our volun'teer,s we receive I,NFLUENCE PARTICI,PATION TRAI,NING iriléjwiiilcontinue p.rocesses ..barriers to, workwon p.art'nersliip. associations,. c.ontinue,- de!elop.v.our we enable haveia.sayi'in suppor.tlis 4liNiIL- more how,'their. Trustee Report 202
BLMK MIND BLMK Registered Company No. 03511342 (England and Wales) Registered Charity No. 1068724 Annual Report & Audited Accounts Year Ended 31 March 2025 Trustee Report 20 Charity No. 1068 BLMK
Mind BLMK ACCOUNTS For the Year Ended 31 March 2025 CONTENTS PAGE Report of the Trustees 19-26 Independent Auditors, Report to the Members 27-32 Statement of Financial Activities 33 Statement of Cash Flows 34 Balance Sheet 35 Notes to the Accounts 36-48 Trustee Report 20 Charity No. 1068 BLMK
Quality and service development Mind BLMK is affiliated to Mind, the national mental health charity, and is signed up to federation agreement dealing with how the various Mind organisations interact and work together. The organisation operates autonomously as regards policies and procedures. Organlsational structure: Trustees Trustees perform a governance and oversight role. The Board of Trustees and each sub-committee meet at least 4 times per year. Mind BLMK works with high professional standards in its service delivery and organisation performance through its programmes of staff and volunteer training, financial management, quality control and information systems. It holds: Mindful Employer; Disability Confident Employer; and the Mind Quality Mark (MQM). Appolntment of Trustees A Board of Trustees administers the Charity in accordance with the purposes of the charity, as set out in its governing document and with regard to the Charity Commission's guidance on public benefit. Trustees are recruited to provide specific skill sets to enhance charitable achievements and public benefit. The Trustees are appointed by the members in General Meetings The MQM 15 a robust quality assurance framework created by National Mind. MQM sets out the baseline of best practice and legal compliance in all areas of a local Mind's governance and activities. To achieve the MQM, a local Mind must meet or exceed all 24 key standards. Local Minds undergo a rigorous assessment which includes a thorough appraisal of organisational policies and procedures as welL as a visit and interviews with trustees. staff. volunteers, and people who use services. MQM is awarded when all standards are fully met every three years. The MQM provides assurance that local Minds across England and WaLes are well-run organisations who meet Mind's expectations of good practice, and in many cases excel beyond those expectations. It provides assurance that they are heaLthy, ambitious, and strong in providing the highest quality support to people experiencin9 or at risk of developing mental health problems. Trustee Induction and training On election, Trustees attend an induction with key personnel and are provided with a Trustee Handbook containing organisation and governance information, guidance on their duties and responsibilities, codes of conduct and decLaration of interests. In order to take advantage of particuLar expertise or experience, each Trustee is a member of one or more Board sub-comrnittees. Trustee Report 20 Charity No. 106 BLMK
Governing Document The Charity was incorporated on 16 February 1998 under the name "The Befrienders for Mental Health and Learning Disabilities" as a company limited by guarantee and is also a registered charity. The Charity changed its name to Bedfordshire and Luton Mind on 30 October 2006. Additional Governance Issues The Board of Trustees is supported by: The new groups set up for service user involvement as result of the review undertaken in the year. The Executive Team overseeing operational issues. Sub-committees covering Workforce, Business Development and Finance, Health and Safety and Governance, Quality and Performance. Each sub-committee is led by a trustee and made up of at least l executive officer and 2 trustees. Our external audit service provider was changed to Myers Clark durin9 2016/17 but remains under periodic review in accordance with good practice. Rotation of our Board of Trustees is also important to support the ongoing quality of governance. The Charity is governed by its Memorandum and Articles of Association which were updated on 2 April 2013 due to the acquisition of Milton Keynes Mind, and the change of name to Mind BLMK. Mind BLMK is an independent charity affiliated to National Mind. It is an incorporated charity that is limited by guarantee. The liability of members in the event of Mind BLMK being wound up is limited to a sum not exceeding £10. There are currently 88 members. Trustee Report 20 Charity No. 106 BLMK
Board and Committee Attendances Trustees, attendance at the Board and subcommittees is given in the table below. Allendance at Commlitee and Board MeeUng$ FY 24f25 Mee Attendas¢s oar ness Deve opmenl antj FSnance Po$$lble o¥emanc. ua Performance Pogslble orce ea A¢81 Posslble Actual Aciual A¢bJal Possltsle Aaual Posslble S Clarte L 8rou lon H Ck)novan D Glbson S Jenkins Pamsh A De Araulo K aulnn P Peilen E Favva Decision Making The Executive team is responsible for the day-to-day operation of the organisation. Trustees perform a governance and oversight role. The Board of Trustees and each sub-committee meet at least 4 times per year. Key decisions which require their approval are; setting of strategy: setting of annual budgets and forecasts. specific approval of major expenditure in line with prescribed delegated authorities. review of Mind BLMK'S policies and procedures, entering into key contracts and partnerships, and selection and appointment of auditors. The Business Development and Finance sub-committee operates a streamlined approval mechanism to facilitate an agile response to emerging mental healthcare initiatives. partnership, and funding opportunities. This avoids the need to delay decisions to the next quarterly meeting cycle. Organisation Policies Ownership of each policy is assigned to a relevant sub-committee of the Board of Trustees. Additionally, the senior management team own many of the operational policies. Policies are reviewed and updated on staggered schedule. Key operational risks are mapped to policies to ensure completeness of policy coverage. 21 Trustee Report 20 Charlty No. 106 BLMK
Risk management Remuneration policy The Board of Trustees oversees the major risks to which Mind BLMK is exposed in order to ensure processes, polices and systems are put in place to reduce and mitigate risks. The risk register reflects the impact of any risk and the likelihood of its occurrence. It identifies controls and generates actions to reduce any risk. The risks are reviewed by the Trustees and systems have been put in place to mitigate those risks. The reglster ensures risks around 9overnance, services, finances, and workforce are identified and owned by the relevant governance committee with further oversight at every Board meeting. The Trustees consider the Board of Directors, who are the charity's Trustees, and the Senior Leadership Team comprising the key management personnel of the charity, to be in charge of directing and controlling, running and operating the charity on a day-to-day basis. All Trustees give of their time freely and no Trustee received renumeration in the year. Management The names of the Trustees who served during the year are set out on page 25. Mind BLMK continues to develop new services and extend current provision and this impacts on the organisational structure and capacity. Therefore. these are reguLarly monitored to ensure it is sufficiently dynamic and agile to respond to current needs and future changes in a 9rowing charity. A Chief Executive is appointed by the Trustees to manage the day-to-day operation of Mind BLMK. The CEO remuneration is based on geo9raphical location and charity size. An organisational Job Evaluation with 4 criteria (Knowledge: People and Relationships Management. Analysis, Planning and Thinking, Decision Making and Accountability) sets and benchmarks organisational pay. Significant Risks Attracting and retaining an effective workforce can be challenging and therefore the risk of the impact of vacant roles is significant for Mind BLMK. It irnpacts on the ability to deliver services and have sufficient infrastructure to support Mind BLMK, In addition, it means Loss to the knowledge and experience the Charity requires. The current need to attract and retain people who have the skills and experience to work in all departments/services and Levels in Mind BLMK is more relevant currently due to the growth in service delivery. This risk is mitigated by reviewing polices associated with recruitment. onboarding, supervisions. appraisals, dedicated recruitment capacity in the HR team and Senior Leadership Team oversight. The Executive Team comprises the Chief Executive, CaroLine Lewis; the Head of Finance and Resources, Katy Preen; the Head of Operations, Richard Hurst and the Head of HR, Harjit Basra. Public Benefit Through Mind BLMK'S services. Mind BLMK meets its public benefit obligations in accordance with the Charity cornmi55ion guidance. 22 Trustee Report 202 Charity No. 1068 BLMK
Financial review At 31 March 2025, the total reserves amounted to £g89,4g6 of which £54.035 are restricted and £52,765 are designated unrestricted funds i.e. have to be used for specific or designated purposes. The baLance is unrestricted. The Business Development and Finance Committee monitors these reserve Levels on a quarterly basis. Mind BLMK posted a deficit of £158,392 in the year under review, reducing the unrestricted reserves to £935,461. The planned deficit refLects the continuing investment in the organisational infrastructure and workforce to ensure we are delivering on the strategy by providing high quality services to the community. This despite challenging fundraising and commissioning environment where we have seen a reduction in the services we deliver. The current level of avaiLable reserves are higher than the Level as set out by the policy. However, the trustees feel given that the current funding risks that Mind BLMK is facing the levels of reserves is prudent and appropriate. With the level of reserves available to Mind BLMK, it is appropriate to prepare the accounts on a going concern basis. Details of Mind BLMK'S financial performance are given in the Statement of Financial Activities and Balance Sheet on pages 33 and 35 and supportin9 notes on pages 36-48, forming part of this Annual Report. The Trustees are satisfied that the assets of the Charity are available and adequate to fulfil the obligations of the Charity on a fund-by-fund basis: details of various specific funds are given in the notes to the accounts. They are also satisfied that the accounts cornpLy with current statutory requirements. Principal Funding Sources Core funding for Mind BLMK'S activities is provided by Bedford and Luton Community Foundation, East London NHS Foundation Trust. NHS BLMK ICB, Central Bedfordshire Council, and Central and North West London NHS Foundation Trust. Since 2018 there has been a dedicated Fundraising department to increase unrestricted funds. It is the policy of Mind BLMK to maintain a level of unrestricted reserves that reflects the risks faced by the organisation. The current biggest risks to the organisation are a 105s of contracts and existing contracts having no provision for uplifts to cover the costs of the increase in the National Livin9 wage and National Insurance given the financial constraint5 commissioners are experiencing at the moment. Where no uplift has been provided we have negotiated a reduction in service provision with funders. Given this. the reserves calculation was based on costs of a proportion of services closing, making allowance for staff that could TUPE across to an alternative provider of the service and maintaining a core team of staff in order to rebuild the organisation. The calculation for the minimum reserve values as at 31 May 2025 is £696,144. Investment Powers and Policy Under the Memorandum and Articles Association, Mind BLMK has the power to invest in any way the Trustees see fit. In Light of the more favourable interest rates now available a review of potential higher reward options was considered. The Trustees determined that it has no appetite for riskier investments. but 9iven the levels of cash have taken the decision to spread cash resources in line with the Financial Services Compensation Scheme guarantee OF £85,000 per account. Mind BLMK holds no investments other than bank deposits. Trustee Report 2024 BLMK
Expenditure on Future Income Raising Capability Mind BLMK monitors its potential sources of income For four years ahead. As its main income is from contracts of limited duration, from one year upwards, the greatest risks to its future activities are: Mind BLMK continues to operate in a challenging environment particularly given cost pressures for the NHS and local authorities and continues to consider methods to diversify its income stream and limit the impact of fluctuations to that income stream. As discussed above we have a dedicated Fundraising department and in addition we have invested in dedicated capacity to broaden our reach in terms of grant applications. Failure to win the renewaL of a contract in cornpetitive market. A decision by commissioners to discontinue a service, sometimes through their own f inanciaL pressures. The pricing of the contract offered makin9 It difficult for Mind BLMK to cover aLI its costs. Our training department still delivers much needed mental health knowledge to the communities but due to a competitive market the training has reduced. so a decision was made to use some of this resource to focus on grant funding. Fundraising income has reduced however the department Still brings in unrestricted income which enables Mind BLMK to deLiver more for the communities. Indemnity Insurance Mind BLMK purchases Indemnity Insurance on behalf of the Trustees. Pensions Liability Mind BLMK operates a defined contribution pension scheme to which employee and employer contribute. There is no defined benefit pension scheme and no pension Liability. Our volunteers continue to be an important part of Mind BLMK by increasing skills. knowLedge, diversity, understandin9 of our communities and increasing our social impact. We invested in a Volunteers Coordinator to support our strategy to increase volunteers throughout all services and departments. Plans for Future Periods Mind BLMK is currentLy delivering on a 3-year strategic plan agreed in 2023. The Strategy was led by the Board of Trustees and was created by the workforce, service users and stakeholders to ensure that Mind BLMK supports the needs of our communitie5 by really understanding the challenges they Face. The Executive and the dedicated Business Development and Finance Committee scans for developments and opportunities rnental healthcare, and the wider healthcare marketpLace. The development of an Influence and Participation policy ensures that we are Listening to our communities and understand the increase irs welLbein9 and mental health needs, and we are dedicated to continuing to provide services which best support these needs. The plan will also support the wellbeing and retention of our workforce and to support the delivery of services. A key focus for the year to 31 March 2025 was. and continues to be, building relationships across the local mental health system so that Mind BLMK can continue to be at the forefront of emerging mentaL health agendas and influence and support change and development. 24 Trustee Report 202 BLMK
Trustees Mind BLMK'S strategic direction is Led by its Board of Trustees. The fuLL Board meets at least quarterly. supplemented by designated Comrnittees. The trustees, who are also the directors for the purpose of company law, and who served during the year and up to the date of signature of the financiaL statements were: Simon Clarke (Chair) Appointed 3 June 2019 Chair from 3 June 2019 Appointed 5 December 2023 and resigned 17 June 2025 Appointed 5 December 2023 and resigned 15 May 2024 Appointed 19 October 2018 Appointed 19 October 2018 Appointed 2 September 2019 and resigned 15 December 2024 Appointed 6 September 2021 Appointed 6 September 2021 Appointed 7 April 2021 Appointed 5 December 2022 Appointed 3 December 2024 Paula Peden Suzie Adam Lesley Broughton Dr Helen Donovan Drew Gibson Sara Jenkins Hannah Parrish Alex De Araujo Kevin Quinn Eva Favva Chief Executive Offlcer Registered Company No. 03511342 Caroline Lewis Company Secretary Registered Charlty No. 1068724 Caroline Lewis Princlpal and Reglstered Office Auditor Myers Clark - Chartered Accountants Statutory Auditor Suite 7A, Building 6 Croxley Park, Hatters Lane Watford Hertfordshire WD18 8YH The Rufus Centre SteppingLey Road Flitwick Beds MK45 1AH Appointment of Trustees In accordance with the company's articLes, resoLution proposing that Myers Clark Chartered Accountants be reappointed as auditor of the company will be put at a General Meeting. The Trustees continue to meet regularly and receive reports in order to review the charity's financial position. The charity recorded a deficit for the year of £158,392 compared to a deficit in the previous year of £29,668. Bankers Total income from the year decreased from Barclays Bank PIC £2,490.334 in the previous year to £2,318,432 in 111 High Street the current year. Bedford Beds MK40 INJ 25 Trustee Report 202 Charlty No. 106 BLMK
Disclosure of information to auditor MIND BEDFORDSHIRE, LUTON AND MILTON KEYNES (BLMK) prepare the accounts on a "going concern" basis unless it is inappropriate to assume that Mind BLMK WILL continue in operation. STATEMENT OF TRUSTEES, RESPONSIBILITIES FOR THE YEAR ENDED 31 MARCH 2025 The trustees are responsibLe for keeping adequate accounting records that discLose with reasonabLe accuracy at any time the financial position of Mind BLMK and enable them to ensure that the accounts comply with the Companies Act 2006. They are also responsibLe for safeguarding the assets of Mind BLMK and hence for taking reasonabLe steps for the prevention and detection of fraud and other irreguLarities. The Trustees who served during the year are Listed on page 21. though post balance sheet changes have been noted. None of the Trustees has any beneficiaL interest in Mind BLMK. The Trustees (who are also Directors of the Charity for the purposes of company law) are responsible for preparing the Trustees, Annual Report and the financial statements in accordance with applicable Law and United Kingdom Accounting Standards (United Kingdom GeneraLly Accepted Accounting Practice). Company law requires the Trustees to prepare accounts for each financiaL year which give a true and fair view of the state of affairs of Mind BLMK and of the results of Mind BLMK for that period. In preparing those accounts, the Trustees are required to: select suitabLe accounting policies and apply them consistently; observe the methods and principles in the Charities SORP; • make judgements and estimates that are reasonable and prudent; state whether applicable UK Accounting Standards and statement recommended practice been followed, subject to any material departures disclosed and explained in the accounts; and In accordance with company law, as the Charity's Trustees. we certify that: so far as we are aware, there is no relevant audit information of which Mind BLMK'S auditors are unaware; and as the Trustees of the Charity, we have taken all the steps that we ought to have taken in order to make ourselves aware of any relevant audit information and to establish that the Charity's auditors are aware of that information. The report of the Trustees has been prepared in accordance with the special provision for. small companies in the Companies Act 2006. Signed on behalf of the Board of Trustees Slmon Clarke Trustee have The Rufus Centre Steppingley Road Flitwick Bedfordshire MK45 IAH 26 Trustee Reoort 202.
MIND BEDFORDSHIRE, LUTON AND MILTON KEYNES (BLMK) INDEPENDENT AUDITOR'S REPORTTO THE TRUSTEES OF MIND BLMK Opinion Basis for Opinion We have audited the financial statements of MIND BLMK ('the charitable company,) for the year ended 31 March 2025 which comprise the statement of financial activities, the balance sheet, the statement of cash flows and notes to the financial statements. including significant accountin9 poLicies. The financial reporting framework that has been applied in their preparation is appLicabLe law and United Kingdom Accounting Standards, including FRS 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice). We conducted our audit in accordance with International Standards on Auditing (UK) (ISAS (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the charitabLe company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC'S Ethical Standard. and we have fulfilled our other ethical responsibiLities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion. In our opinion, the f inancial statements: 9ive a true and fair view of the state of the charitabLe company's affairs as at 31st March 2025 and of its incoming resources and application of resources for the year then ended; have been properly prepared in accordance with United Kingdom GeneralLy Accepted Accounting Practice; and have been prepared in accordance with the requirements of the Companies Act 2006. Conclusions relating to going concern In auditing the financial statements, we have concluded that the trustees, use of the going concern basis of accounting in the preparation of the f inanciaL statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that. individualLy or coLLectively, may cast significant doubt on the charitable company's abiLity to continue as a going concern for a period of at Least 12 months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the reLevant sections of this report. 27 Trustee Report 202 Charity No. 106 BLMK
MIND BEDFORDSHIRE, LUTON AND MILTON KEYNES (BLMK) INDEPENDENT AUDITOR'S REPORTTO THE TRUSTEES OF MIND BLMK Opinions on other matters prescribed by the Companies Act 2006 Other Information The other information comprises the information included in the annuaL report, including the trustees, report, other than the financial statements and our auditor's report thereon. The trustees are responsible for the other information contained within the annual report. Our opinion the financiaL statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. In our opinion, based on the work undertaken in the course of the audit: the information given in the trustees. report. which incLudes the directors. report prepared for the purposes of company law, for the financiaL year for which the financial statements are prepared is consistent with the financial statements; and the directors, report included within the trustees, report has been prepared in accordance with applicabLe legal requirements. on Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements, or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such materiaL inconsistencies or apparent materiaL misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information. we are required to report that fact. Matters on whlch we are required to report by exception In the light of the knowledge and understanding of the company and its environment obtained in the course of the audit, we have not identified material misstatements in the trustees. report. We have nothing to report in respect of the folLowing matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion: adequate and proper accounting records have not been kept, or returns adequate for our audit have not been received from branches not visited by us: or the financial statements are not in agreement with the accounting records and returns: or certain disclosures trustees, remuneration specified by law are not made; or we have not received alL the information and explanation we require for our audit Trustee Report 202 Charity No. 106 We have nothing to report in this regard. 28 BLMK
MIND BEDFORDSHIRE, LUTON AND MILTON KEYNES (BLMK) INDEPENDENT AUDITOR'S REPORTTO THE TRUSTEES OF MIND BLMK Responsibilities of trustees Auditor's responsibilities for the audit of the financial statements As explained more fuLly in the trustees. responsibilities statement set out on page 26. the trustees (who are also the directors of the charitable company for the purposes of company law) are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view. and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements. the trustees are responsible for assessin9 the company's ability to continue as a going concern, disclosing, as applicable. matters related to 90ing concern and using the going concern basis of accounting unless the trustees either intend to liquidate the company or to cease operations, or have no realistic alternative but to do so. Our objectives are to obtain reasonabLe assurance bout whether the financial statements as a whoLe are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinion. Reasonable assurance is a high leveL of assurance but is not a guarantee that an audit conducted in accordance with ISAS (UK) will aLways detect material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if. individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these f inancial statements. Irregularities, includin9 fraud. are instances of non-compliance with laws and re9ulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect irregularities, incLuding fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below: 29 Trustee Report 20 Charlty N•. 1068 BLMK
MIND BEDFORDSHIRE, LUTON AND MILTON KEYNES (BLMK) INDEPENDENT AUDITOR'S REPORTTO THE TRUSTEES OF MIND BLMK The extent to which the audit was considered capable of detecting irregularities including fraud In identifying and assessing the risks of material misstatement respect irregularit ies, including fraud and compliance with Laws and regulations, we considered the folLowing'. The nature of the industry and sector, control environment and business performance including the design of the remuneration policies, key drivers for trustee remuneration, bonus leveLs and performance targets; Results of our enquiries of Management about their own identification and assessment of the risks of irregularities Any matters we identified having obtained and reviewed the charitable company's documentation of their poLicies and procedures relating to.. The matters discussed among the audit engagement team regarding how and where fraud might occur in the financiaL statements and any potential indicators of fraud. non- As a result of these procedures, we considered the opportunities and incentives that may exist within the organisation for fraud. In common with all audits under ISAS (UK), we are also required to perform specif ic procedures to respond to the risk of management override. We also obtained an understanding of the legal and regulatory frameworks that the charitable company operates in, focusing on provisions of those laws and reguLations that had a direct effect on the determination of material amounts and disclosures in the financial statements. The key laws and regulations we considered in this context incLuded the UK Companies Act. identifying, evaluating, and complying with laws and regulations and whether they were aware of any instances of non- compliance; detecting and responding to the risks of fraud and whether they have knowledge of any actual. suspected, or aLleged fraud; the internal controls established to mitigate risks of fraud or non-compLiance with laws and regulations In addition. we considered provisions of other laws and regulations that do not have a direct effect on the financial statements but compliance with which may be fundamental to the company's ability to operate or to avoid a material penalty. These included the Employment Law. 30 Trustee Report 202 Charity No. 10681 BLMK
MIND BEDFORDSHIRE, LUTON AND MILTON KEYNES (BLMK) INDEPENDENT AUDITOR'S REPORTTO THE TRUSTEES OF MIND BLMK Audit response to risks identified To address the risk of fraud through management bias and override of controls, we: -Performed analytical procedures to identify any unusual or unexpected relationships; -Tested journaL entries to identify unusuaL transactions; -Assessed whether judgements and assumptions made determining the accounting estimates were indicative of potential bias; and -Investigated the rationale behind significant or unusual transactions. There are inherent Limitations in our audit procedures described above. The more removed that laws and regulations are from f inancial transactions, the Less likely it is that we would become aware of non-compliance. Auditin9 Standards also Limit the audit procedures required to identify non- compliance with laws and re9ulations to enquiry of the directors and other management and the inspection of regulatory and legaL correspondence, if any. Material misstatements that arise due to fraud can be harder to detect than those that arise from error as they may involve deliberate concealment or collusion. In response to the risk of irregularities and non-compliance with laws and regulations, we designed procedures which included. but were not limited to: -Agreeing financial statement disclosures to underlying supporting documentation; -Reading the minutes of meetings of those charged with governance; and -Enquiring of management as to actuaL and potential litigation and claims A further description of our responsibiLities is available on the Financial Reporting Council's website at.. www.fr This description forms part of our auditor's report. 31 Tru$te• RoPOrt 202 Charity No. 1068 BLMK
MIND BEDFORDSHIRE, LUTON AND MILTON KEYNES (BLMK) INDEPENDENT AUDITOR'S REPORTTO THE TRUSTEES OF MIND BLMK Use of our report This report is made solely to the charitabLe company's members. as a body. in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the charitabLe company's members those matters we are required to state to them in an auditor's report and for no other purpose. To the fulLest extent permitted by law. we do not accept or assume responsibiLity to anyone other than the charitable company and the charitable company's members as a body, for our audit work, for this report, or for the opinions we have formed. Paul Windmill (Senlor Statutory Auditor) Dated I.1. &25 For and on behalf of Myers Clark Statutory Auditor Suite 7A, Buildin9 6 Croxley Park, Hatters Lane Watford Hertfordshire WD18 8YH 32 Trustoe RoPOrt 202 Charlty No. 10687 BLMK
MIND BEDFORDSHIRE, LUTON AND MILTON KEYNES (BLMK) STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT For the Year Ended 31 March 2025 Unrstrl¢ied R•slie¢tèd Funds FuThds 2025 Toial Funds UThr•slrScted A•strl¢ted Funds Fuhds 2024 Total Funds Note Oonations •nd Leg1¢45 Charitabl Activities 85.873 941 86.815 97.3S8 438 97.797 CommuThiiy Basèd Support Tiaining 1.968.865 34,402 195.178 2.164,042 34.402 2.217.558 29.051 129.992 2.347.551 29.051 Othei Tiading Aclivitl•s Inv•slrn•nis 33,179 33.173 15,935 15.995 TOT AL INCOME AND ENDOVMENTS 2,122.313 196.119 2,318.432 2,359.903 130.431 2.490.334 Busin•is D•v•lopm•nt and Fun415tng Costs Chaiitabl* A¢iivitkis 48,544 48.544 86.876 86.876 41•1 CornrnuniiyBased Suppui Tfaining 2.166.077 69,738 180.465 2.346.542 69.738 2,232.977 61,760 126.588 2.359.565 61,760 Oth•1 ,000 .000 11.800 11,800 TOTAL EXPENOITURE 2.296.359 180,465 2.476.824 2.393.413 126,588 2.520.001 NET INCOMEIEXPENDITVRE (174.0461 15,654 (158.J821 133.5KII 3.843 129.6681 TRANSFERS BETVEEN FUNOS NET MOVEMENT OF FUNDS 1174,0461 15,654 1158.3921 133.5101 3.843 129,6681 TOTAL FUNDS BROUGHT FOR¥ARO 1,109.507 38,381 l.M7.888 1.143,017 34,538 1.177,555 TOT AL FUNDS CARRIED FOFIVARO 935.461 54.035 989.496 1.109.507 38.381 1.147.888 The notes on pages 36 to 48 form part of these accounts. The Statement of Financial Activities also compLies with the requirements for an Income and Expenditure Account under the Companies Act 2006. 33 Trustee Report 20 Charity No. 106 BLMK 24
MIND BEDFORDSHIRE, LUTON AND MILTON KEYNES (BLMK) STATEMENT OF CASH FLOWS For the Year Ended 31 March 2025 Nots 202S Fund8 2024 Fund8 Cash flows From Operating Activitles: Not Cash Used In Operatlng Actlvltles 21 (634,973) 371,922 Cash Flows Froffl InstIng Actlvltles Intsrest Income 33,173 15,935 Purchase of Equipment Cash Provld•d by Inv•stlng Actlvltl•s 33,173 15.935 Increasel(Decrease) In Cash and Cash Equivalents in tho Year Cash and Cash Equivalents at the Beginning of the Year Total Cash and Cash Equlvalents at the End of the Year (601.800) 1,612,504 1.010,704 387,857 1,224,647 1,612,$04 22 Trustee Report 202 Charity No. 106 BLMK
MIND BEDFORDSHIRE, LUTON AND MILTON KEYNES (BLMK) BALANCE SHEET For the Year Ended 31 MARCH 2025 Note 2025 2024 FIXED ASSETS Tangible Assets 10.554 22,543 CURRENT ASSETS Debtors Cash at Bank and in Hand 10 22 422,671 1,010,704 241.572 1.612.504 1,433,376 1,854,076 LESS: CURRENT LIABILITIES Creditors: amounts falling due within one year 454,433 728,732 NET CURRENT ASSETS 978.942 1,125,344 NET ASSETS 989,496 1,147,887 TOTAL CHARITY FUNDS Unrestricted Restricted 13 14 935,460 54,036 1,109,506 38,381 15 989,496 1,147,887 Under the Companies Act 2006. s454. on a voluntary basis the trustees can arnend the financial statements if they subsequently prove to be defective. The financial statements were approved by the trustees on ... Ociulw 2025 Simon Clarke Kevin Quinn Trust•0 Trustee Registered Company Number. 03511342 Registered Charity Number: 1068724 The notes on pages 36 to 48 form part of these accounts. Trust•• ReDort 202
MIND BEDFORDSHIRE, LUTON AND MILTON KEYNES (BLMK) NOTES TO THE ACCOUNTS For the Year Ended 31 MARCH 2025 1. Accounting Policies - Basis of Preparation 1.2 Funds Unrestricted funds are donations and other incoming resources receivable or generated for the objective of Mind BLMK without further specified purpose and are available as generaL funds. The Trustees may allocate certain unrestricted funds as designated funds where appropriate. Mind BLMK meets the definition of a public benefit entity under FRS 102.The Financial Statements have been prepared under the historical cost convention and in accordance with the Statement of Recommended Practice Accountin9 and Reporting by Charities preparing their accounts accordance with the Financial Reporting Standard applicable in the United Kingdom and the Republic of Ireland (FRS102) issued I January 2019 and the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102), the Companies Act 2006 and the Charities Act 2011, in so far as it applies, and UK generally accepted Practice as it appLies from 1 January 2019. Restricted funds are to be used for specific purposes as laid down by the donor. Expenditure which meets these criteria is charged to the fund, together with a fair aLLocation of management and support costs. Details of the funds of Mind BLMK, how they have arisen. and their use are given in notes 13 and 14. 1.3 Income Recognition ALL income is recognised once Mind BLMK has entitlement to the income, it is probable that it will be received, and the amount receivabLe can be measured reliably. AIL income is gross without deduction for related expenditure. Voluntary income is received by way of donations and gifts and is included in full in the Statement of Financial Activities when it is probabLe that it WILL be received, and the amount can be ascertained. The value of services provided by volunteers has not been included, Grants that are non-exchange transactions are recognised in the period in which they are receivable. The preparation of financial statements in compliance with SORP 2019 requires the use of certain critical accounting estimates. It also requires management to exercise judgement in applying the accounting policies (see note 2). 1.1 Golng Concern The accounts have been prepared on the going concern basis and the trustees are not aware of material uncertainties regarding going concern. Trustee Report 202é Charity No. 106 BLMK
MIND BEDFORDSHIRE, LUTON AND MILTON KEYNES (BLMK) NOTES TO THE ACCOUNTS For the Year Ended 31 MARCH 2025 Grants received which relate to future periods are treated as deferred income. Grants that are subject to performance related criteria are recognised as performance met. Income that is subject to contractuaL terms is recognised when those terms have been met. Income from investments is included in the Statement of FinanciaL Activities in the year in which it is receivable. Restricted income is recorded in the SOFA when receivable. 1.5 Tangible Fixed Assets Fixed assets are capitalised in the baLance sheet as tangible fixed assets, and they are stated at historical cost less accumulated depreciation. A gift of an asset or a grant to purchase is recognised in full and any restrictions on the asset's use is recognised by allocating the asset to a restricted fund. Mind BLMK'S capitalisation limit is £3.000 therefore all fixed assets above this value are capitalised. This includes assets where the total cost of assets purchased in one batch is more than £3,000 but the value of each individual asset purchased in the batch is less than £3.000. 1.4 Expendlture Recognltlon LiabiLities for expenditure are recognised in accordance with the accruals concept. Resources expended are recognised in the period in which they are incurred and include attributable VAT. which cannot be recovered. Depreciation is provided on all tangible fixed assets, to write off the cost. less estimated residual value, of each asset over its expected useful life at the folLowing rates: Costs of raising funds comprise the direct costs of raising funds and an apportionment of support and governance costs. Leasehold improvements Lease of 25 years Fixtures, fittings, and equipment 33.330/0 on cost Computer Software - 33.330/0 on cost over period of 250/0 to Expenditure on charitable activities comprise the direct costs attributable to each activity and an apportionment of support and governance costs Support costs are those functions that assist the work of Mind BLMK but do not directly undertake charitable activities. Support costs include back office costs. finance, personnel. payroLL, and governance costs which support the other activities of Mind BLMK. The basis on which support costs are allocated are set out in note 4. 1.6 Debtors Short term debtors are measured at transaction price, less any impairment losses. Any Losses resulting from impairment are recognised in expenditure. 1.7 Creditors Short term creditors are measured at transaction price. 37 Trustee Report 202 Charity No. 106d4 BLMK
MIND BEDFORDSHIRE, LUTON AND MILTON KEYNES (BLMK) NOTES TO THE ACCOUNTS For the Year Ended 31 MARCH 2025 1.8 Cash and Cash Equivalents 1.12 Pension Contributions Cash and cash equivalents comprise cash at bank and in hand and demand deposits with banks. Pension contributions represent payments to individual personal pension schemes and are charged to the income and expenditure account in the period to which they relate. 1.9 Flnanclal Instruments Mind BLMK only enters into basic financial instruments transactions that resuLt in the recognition of financial assets and liabilities such as debtors and creditors. 1.13 Presentatlonal Currency The financial statements are prepared in sterLing, which is the functionaL currency of Mind BLMK. Monetary amounts in these financial statements are rounded to the nearest £1. Financial instruments are initially measured at transaction vaLue. They are assessed at the end of each reporting period for objective evidence of impairment. If objective evidence of impairment is found, an impairment loss is recognised in the SOFA. 2. Judgements in Applying Accountlng Pollcles and Key Sources of Estimatlon Uncertainty The preparation of the financial statements requires management to make judgements, estimates and assumptions that affect the amounts reported for assets and liabilities as at the balance sheet date and the amounts reported for revenues and expenses during the year. 1.10 Holiday Pay Accrual A liability is recognised to the extent of any unused pay entitlement that is accrued at the Balance Sheet date and carried forward to future periods. This is measured at the undi5counted salary cost of the future holiday entitlement accrued at the Balance Sheet date. 1.11 Operating Leases Rentals payabLe under operating leases are charged against income on a straight Line basis over the lease term. The nature of the estimation means that the actual outcomes could differ from those estimates, There are no material key sources of estimation uncertainty that could have an impact on the financiaL statements. 38 Trust•e Report 2024 Charity No. 106a4 BLMK
MIND BEDFORDSHIRE, LUTON AND MILTON KEYNES (BLMK) NOTES TO THE ACCOUNTS For the Year Ended 31 MARCH 2025 3. Income Unr•strfet•d Funds R•sirlthd Funds 2025 Total Current Year Dona11ons and Legacle8 Donalions Fundraising Legacies 33,262 52,612 50 891 33,312 53,503 85,874 941 86.815 Prlor year Unr•sirl¢t•d Funds R•oI•d Funds 2024 Total Don•11on8 and L•gacl•s Donations Fundraising Legacies 45,225 52,134 438 45,663 52,134 97,359 438 97.797 4. Expenditure 4.1 Charitable Activitles Costs Unrestrl¢i•d lunds Support Costs R•stylct•d Funds Support Cos1 Total Funds 2025 Aciivllles Vnd•rtak•n rn¢ty Aciivttl•g Vntt•rtaK•ft Dir•euy T•ial Cornmunty eased Support Traiftino Toial Charitable klr¥ity Cost 1,841,165 324,911 2,186,076 153,396 27.070 180,465 2.348.512 1.900,442 335,3T2 2,235,814 153,396 27.070 180,465 2,416,280 Prior Year Unrestrleted Funds Support Costs Restrleted Fund5 Support Costs Total Funds 2024 AGllvlW•s Acti¥ttl•s Un41•rta•n Und•rtak•n Tot•1 Tot•1 Tolaj Olr•ciiy Dif•¢uy Communty Based Support Trainin9 Toial Charitsble Acivffj Co 1,898,030 52.496 334,947 9,264 2,232,977 61.760 2,294,737 107,600 18,988 126,588 2.359,565 61.760 1.950.526 344,211 107,600 18,988 126,588 2,421,32S 39 Trustee Report 202 Charlty No. 106 BLMK
MIND BEDFORDSHIRE, LUTON AND MILTON KEYNES (BLMK) NOTES TO THE ACCOUNTS For the Year Ended 31 MARCH 2025 4.2 Charitable Actlvltles - Analysls of Support Costs Curr•nt Ytar Uftr•strl¢t•d Funds Rtri¢d Funds C¢>mrnunity Bas•d Supwt TrJinlrtg Total e¢xnmunlty Bas•d Support Total 20Z5 Tatal B•sl# of Gownance Fin¢ 58.779 86.755 10,929 41.352 1,892 2,149 3S2 1,331 2,767 80,872 4,897 5,562 911 4,897 5.562 6S,$69 Hea1court 74,487 He•Jcoun¢ 12,192 He1count 46,128 He&lctyJnt 95,802 Hèadcwnt 32,949 kadcowit 35,256 0nt 11,281 42,683 88.721 3,445 7,181 2,461 2,633 Human Resources 7.181 2,481 2,633 29.$37 31.605 1,018 Total Swrt Cosl 324 912 Prfor Y•ar unl•e1•d Futhd# Trnlnlng T•#1 R••trl¢t•d Fun4• 2024 asls ol Tol•l Cwnmunlty 8•s•d S•Jpport Cornmunlty T•tsl Support 17.082 78.712 472 2.177 185 1.353 17.S54 18,522 He•JcyJnt 85.351 •Jcowil 7.265 Fadcourt 53.027 He•dc¢xffit 78,068 He•Jcou 57,386 He•Jcow 83.560 He•Ycou 4,462 380 2.772 Ifdtir¢r Technok4y Human Resowces Prniiistr4tlgn 48.#2 72.014 52.922 58.616 50.255 74,OC6 2,772 3,o¢Y) 3,323 1,621 60,237 3.323 Tothl St4wt Cost 5. Transfers No transfers between reserves were made in the year. 6. Net Income / (Expenditure) 2025 2024 This is slated after charging.. Depreciatson Bad Debt Writ8 Off Audrtorfs Remuneration Operating Lease Rentals Operating Lease Renlals - Propety 11.990 13,057 12,000 2,788 60,909 11,800 2.420 61,951 40 Trustee Report 202 Charity No. 106 ¥knBLMK
MIND BEDFORDSHIRE, LUTON AND MILTON KEYNES (BLMK) NOTES TO THE ACCOUNTS For the Year Ended 31 MARCH 2025 7. Staff Costs Wages and Salaries Social Security costs Pension Costs Health Plan 1,893.085 143.733 52.639 7,502 2,096,959 1.909.990 143.180 52.507 7.289 2.112.966 The average monthly number of staff based on headcount was Charitable ActleS Support and Govemance 89 13 102 98 12 110 The average monthly fijll time equivalent W89 Charilable ActNities Support Govemance 55 12 61 11 72 1 employee earned in excess of £60.000 during the year (2023 - 1) CEO Remuneration Other Key Management Personnel Aggregate amount of Key Managefflent Personnel (Executive team and Senior Managers> benefits to include salary. employer5 national insurance and pension and health cover. 88,698 352,919 75.816 308.650 441,617 384.465 None of the volunteer trustees received any remuneration from the charity during the year in their capacity as trustees. Trustees Expenses. 1 trustee received expenses for travel 145 115 No. of Volunteers 32 58 No. of Volunteer Hours 1.175 3.676 41 Trustee Report 20 Charlty No. 106 BLMK
MIND BEDFORDSHIRE, LUTON AND MILTON KEYNES (BLMK) NOTES TO THE ACCOUNTS For the Year Ended 31 MARCH 2025 8. Taxation The Charity is exempt from corporation tax on its charitable activities. 9. Tanglble Fixed Assets Fixtures, Flttlngs and Equipment Leasehold Improvements Total Cost At 1 st April 2024 Additions At 31st March 2025 36,488 206.877 243,365 36,488 206,877 243,365 Accumulated Depredation At 1st April 2024 Charge for Year At 31st March 2025 34,278 600 186,544 11,389 197,933 220,822 11,989 232,811 34.878 Het Book Value as 31st March 2026 1,610 8,944 10,554 At 31sl March 2024 2,211 20,820 22,544 10. Debtors 2025 2024 Prepayments and Accrued income other Debtors 315,465 203,780 107,206 37.792 422,671 241,572 As at 13 June 2025 the balance of other debtors as at 31 March 2025 has a balance of £64.073.33 11. Creditors 2025 2024 Amounts Falling Due Within One Year Accruals and Defeired Income Other Creditors 395,123 59,310 454,433 659,030 69.711 728,741 42 Trustee Report 202 Charity No. 1068 BLMK
MIND BEDFORDSHIRE, LUTON AND MILTON KEYNES (BLMK) NOTES TO THE ACCOUNTS For the Year Ended 31 MARCH 2025 12. Financial Instruments 2025 2024 Financial Assets Financial Assets That are Debt Instruments Measured at Amortisod Cosl 106,529 37,791 Financial Liabilities Financial Liabilities Measured at Amortised Cost 18.971 25.246 13. Unrestricted Funds Current Y Balance 1 st April 2024 Net Outooing Resources Balance 31st March 2025 Transfer ol tsnds Designaled Property 52,765 52.765 1,056,741 1,109,506 52,765 52,765 882,695 935,461 Unde8iqnated (174.046) (174,046) Bal&nce 1 st Apnl 2023 Balance 31st March 2024 Oulgoing Resouice5 Transfer ol lunds Designaled Property 52.765 52,765 1,090.251 1,143,017 52.765 52,765 1,056.741 1.109,506 Undesignated (33.511 (33,511) DESIGNATED FUNDS Tnis fund has been set aside for lease refurbishment commitments and capital requirements for SeiCe delivery venues. Designated Funds This fund has been set aside for lease refurbishment commitments and capitaL requirements for service deLivery venues. 43 Trustee Report 202 &knBLMK
MIND BEDFORDSHIRE, LUTON AND MILTON KEYNES (BLMK) NOTES TO THE ACCOUNTS For the Year Ended 31 MARCH 2025 14. Restricted Funds Balance 1 st Aptll 2024 Balance 31sl March 2025 Cur IncorniRo Resouices Outgoing Resources Transfer 01funds Deswnated Luton SeNices 11,262 11,262 Undeswnated other Capilal Projeds Wellbeing in Later Life - Comic Reli8f Mind Suptiorted SelfHelp BLCF Luton Recovery Service Lulon NHS SOS bus HarpurTrusl Bedford Mlnd Matters OWPJobs 22 MK Peer Support Wixams Trust Influence and Participation Mlnd MK Peer Support Legacy Grant fund Communlty Actlon MK SMI Peer Support 2.260 2.589 16,218 4,951 1,101 2,260 2,589 28,824 4,267 1,101 11,558 2,578 96 713 49 54,035 46,024 103,685 33,418 104,369 25,439 13.471 1,151 3,827 2,516 196,119 13.881 10,899 1,055 3,114 2,467 180,465 38.381 Balance I sl Apnl 2023 Balance 31s1 Mafefv 2024 Incomlng Resources Outaolno Resouwces Tfan81ef oflunds Oeswnaled Luton SeNices 24,321 11262 13059 Undesignated Other Capital Projeds Arabic &Asian Women Wellbeing In Later Life - Comic Reliel Mind Supported SelfHelp 8LCF Luton Recovery Semce Lulon NHS SOS bus 2,260 554 2,589 2,260 554 2,589 16,218 4,g51 1,101 32,993 97,437 16.775 96,200 3,714 1,101 130 431 126 588 Truste¢ Report 202 Charlty No. 106 21 BLMK
MIND BEDFORDSHIRE, LUTON AND MILTON KEYNES (BLMK) NOTES TO THE ACCOUNTS For the Year Ended 31 MARCH 2025 Luton Servlces Reserve As the organisation is no longer contracted to provide an IAPT and WelLbeing service in Luton. a designated Luton Restricted Fund was set up in FY 16/17 using funds from the Luton IAPT and WeLLbeing Restricted Fund to enable these funds to be used on other services provided in Luton. The commissioner of this service approved this transfer. Luton NHS SOS Bus The Luton SOS bus project aims to reach out to people who may be in need of support, but do not know where to go. Mind BLMK pLanned to work with partner organisations in Luton to run a weekly outreach event to engage with the public to raise awareness of support available, and offer information and advice using the SOS bus as a base. Discussions on how these services will be delivered are on90ing. Harpur Trust Bedford Mlnd Matt•rs This is a Bedford based group service aimed to support people with their mentaL health and weLlbeing. Groups are delivered on Monday and Friday's at the Bedford WelLbeing Centre. The service offers access to a range of options that airn to future proof people's mental health and support their path to wellness Wixams Trust Influence and Partlcipation Our infLuence and participation work invoLve5 making peoples lived experience being at the heart of everything we do by invoLving people in the design of services. sitting on recruitment or governance panels. Mlnd MK Peer Support L•gacy Grant Fund The peer support allows people with a similar lived experience come together to provide emotional, social or practicaL heLp to each other. Other Capital Projects Grants received from Bedfordshire NHS to provide capital equipment for BLM throughout Bedfordshire. Wellbelng In Later Life - Comlc Rellef Funding from Comic Relief to develop mentoring services for older people in Central Bedfordshire to increase personal wellbeing and support networks. BLCF Luton Recovery Servlce The service offers clients activities aimed at supporting their mental health and wellbeing as well as group sessions. Mind Supported Self Help Supported Self help is an early intervention service aimed at supporting peopLe with low to moderate mental health needs. It is a free programme that works with clients to support them to recognise and understand their emotions. Over six weeks clients will be given information and resources and WILI receive regular phone calls to help improve how they FeeL. Community Aetion MK Severe Mental Illness (SMI) Peer Support Ovr SMI Peer Support service provides a safe space for those with SMI to come together to give and receive support from their peers. It also provides access to informative workshops focusing on the issues those with SMI face around their mental and physicaL heaLth. Trustee Report 202 Charity Mo. 106& BLMK
MIND BEDFORDSHIRE, LUTON AND MILTON KEYNES (BLMK) NOTES TO THE ACCOUNTS For the Year Ended 31 MARCH 2025 15. Analysis of Net Assets Between Funds Tangible Net Fixed Current Assets Assets Total Restricted Funds Designated funds Unrestricled Funds 53,960 52,764 872,218 54,036 52,764 882,696 10.478 10,554 978,942 989,496 16. Company Structure Mind BLMK is limited by guarantee and does not have a share capital. Every member of the charity undertakes to contribute such amount as may be required, not exceeding £10, to Mind BLMK'S assets if it should be wound up while he or she is a member or within one year after he or she ceases to be a member, for payment of the charity's debts and liabilities contracted before he or she ceased to be a member, and of the costs. charges and expenses of winding up and for the adjustment of the rights of the contributors among themselves. 17. Leasing Commitments 2025 2024 Future Minimum Lease Payments under non- cancellable operating leases for periods: not later than one year Property Olher Assets 61,577 2,233 4.965 2,233 later than one year and not later than five years Property other Assets 82,102 1 ,860 4,093 46 Trustee Report 202 Charity No. 1068/24 BLMK
MIND BEDFORDSHIRE, LUTON AND MILTON KEYNES (BLMK) NOTES TO THE ACCOUNTS For the Year Ended 31 MARCH 2025 18. Deferred Income 2025 2024 Balance Deferred Income as at 31st March 2024 Previous Year Income Recognised Current Year Income Deferred Balance as al 31 st March 2025 626,870 (412,753) 149,418 363,535 1,198,197 (635,038) 63,711 626,870 Income is deferred to acknowledge that some income is received in advance of matched expenditure. 19. Pensions During the year. contributions continued to be paid into the Mind BLMK'S Stakeholder Pension Scheme. There were 3 members in the year, each of whom contribute 50/0 of salary. Mind 8LMK pays a sum representing 60/0 of the employee's salary into the scheme. Total costs to Mind BLMK were £8,360.96 (2023-2024, £7,447.89) and are included in wages and salaries costs. This scheme was closed to new entrants on 31st March 2012. Members of staff not in the Stakeholder scheme are entitled to join a NEST scheme. Each member contributes 50/0 of salary and the Charity aLso pays 30/0 of salary. There were 120 members in the year, the total cost to the Charity bein9 £44.278.23 (2023-24 £45.184.56). 20. Related Party Transactions There were no related party transactions during the year. AIL trustees donated their time. 47 Trustee Report 20 Charity No. 106 BLMK 24
MIND BEDFORDSHIRE, LUTON AND MILTON KEYNES (BLMK) NOTES TO THE ACCOUNTS For the Year Ended 31 MARCH 2025 21. Reconciliation of Net Income / (Expenditure) to Net Cash Flow From Operating Activities 2025 2024 Net Incomel{Expendituro) for the Reportlng Perlod Adjustment9 for . Depreciation Charge Bad Debt Income Shown in Inveslment Income {Increase>lDecrease in Assets (IncreaseyDecrease in Debtors Increasel(Decrease) in Creditors Net Cash Provided Used in Operatlng Activitlos 1158.392) (29.668) 11,989 13,057 -270 (15,935) (4,903) 1.041,826 619.398 (33.173) (181.099) 274,299 22. Analysls of Cash and Cash Equivalents 2025 2024 Cash in Hand Notice Deposits (Less Than 3 Months) Totsl Cash and Cash Equlvalents 492 1010.212 1010 704 261 1612.244 1612 S06 23. Government Grants 2025 2024 Grants Contracts Ad hoc Training Totsl 1,948.404 15.603 1,964 007 2,203,045 18,4go 2 221,535 Government grants include monies from central government departments, local government and NHS commissioning groups, local police forces and academies. The monies have been provided in the main to fund our local mental health services. specific projects and training courses. There are no unfulfiLLed conditions or contingencies attached to these monies. 24. Events After the Reporting Date On l July 2025, the charitable company entered into a new operating lease for office premises located at Luton with a Lease term of 2 years and an annuaL rent commitment of £20,000. The Lease was signed after the balance sheet date of 31 March 2025 and is therefore not included in the lease commitment. Trustee Report 20 Charlty No. 1068 BLMK