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2023-04-05-accounts

DOROTHY AND OLIVE PRATT CHARITABLE TRUST

REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2023 Charity Number 1068347

DOROTHY AND OLIVE PRATT CHARITABLE TRUST

CONTENTS PAGE

Pages
Reference and Administration Details 1
Report of the Trustee 2 - 4
Independent Examiner’s Report 5
Receipts and Payments Account 6
Statement of Assets and Liabilities 7

DOROTHY AND OLIVE PRATT CHARITABLE TRUST

REFERENCE AND ADMINISTRATION DETAILS

Corporate Trustee HSBC Trust Company (UK) Limited
Current Directors of Corporate Trustee J Coyle
P M Spencer
J Hewitson
Trust Manager N Millar
Principal Office Forum 1
The Forum Parkway
Whiteley
Fareham
Hampshire
PO15 7PA
Independent Examiner Frances Millar ACA
RSM UK Tax and Accounting Limited
Highfield Court
Tollgate
Chandlers Ford
Eastleigh
Hampshire
SO53 3TY
Bankers HSBC Bank plc
Forum 1
The Forum Parkway
Whiteley
Fareham
Hampshire
PO15 7PA
Investment Managers HSBC UK Bank plc
1 Centenary Square
Birmingham
B1 1HQ

DOROTHY AND OLIVE PRATT CHARITABLE TRUST

REPORT OF THE TRUSTEE FOR THE YEAR ENDED 5 APRIL 2023

The Trustee presents their report together with the financial statements of the charity for the year ended 5 April 2023, which have been prepared on a receipts and payments basis. The financial statements have been prepared in accordance with the charity’s constitution and applicable law.

The purchase and sale of investments results from the day to day management of the investment portfolio by the investment managers. In accordance with the Charities Act, the accounts have been prepared on the receipts and payments basis given that the definition of gross income excludes the receipt of any endowment, loans and proceeds from the sale of investments or fixed assets.

Structure, government and management

The Dorothy and Olive Pratt Charitable Trust is an unincorporated trust and is constituted under the terms of the Trust Deed dated 17 October 1997. The trust is a registered charity (no. 1068347).

The Trustee has appointed a designated trust manager to look after the charity. The Investment Manager reviews the performance and provides recommendations on the structure of the investment portfolio.

The power to appoint additional Trustees is vested in the current Trustee. Should new Trustees be appointed, the existing Trustee would take responsibility for their induction.

The Trustee has examined the major strategic, business and operational risks which the charity faces and confirm that systems have been established to enable regular reports to be produced so that the necessary steps can be taken to lessen these risks. The main risk in the year was considered to be the variability of investment returns.

Objectives and activities

The objectives of the charity are of general charitable purposes. The charitable activity is performed through the awarding of grants, in accordance with the terms of the governing document. The Trustee considers grant making an effective method of delivering these objectives and review applications for grants when received. Grants are awarded at the discretion of the Trustee.

Achievements and performance

During the year no grants (2022: 9) totalling £nil (2022: £20,070) were awarded to charitable institutions, in accordance with the terms of the governing document. No grants were awarded to individuals in either year.

Financial review

The fund generated investment income of £25,620 (2022: £20,232) in the year. The expenditure on charitable activities was £7,309 (2022: £27,767), of which £nil (2022: £20,070) was charitable expenditure in the form of grants to charitable institutions.

Investment policy

In accordance with the governing document, the Trustee has the power to invest in such stocks, shares, investments and property as they see fit. The Trustee engaged HSBC UK Bank plc as Investment Manager. The policy is to adopt a low to medium risk investment strategy to protect, in absolute terms, the capital value of the fund whilst producing a sustainable and growing level of income, and also providing the potential for longer term growth of capital in real terms.

DOROTHY AND OLIVE PRATT CHARITABLE TRUST

REPORT OF THE TRUSTEE CONT. FOR THE YEAR ENDED 5 APRIL 2023

Reserves policy

The unrestricted funds, which are the free reserves of the charity, and which are represented by the income arising are paid over to beneficiaries throughout the year. It is not the policy of the charity to maintain specific reserves.

The expendable endowment funds represent those assets which are held permanently by the charity and are principally investments. Income arising on the endowment fund can be used in accordance with the objectives of the charity and is included as unrestricted income. Any capital gains or losses arising on the investments form part of the fund. The Trustee has the power to convert this fund into income.

Public benefit

We have referred to the guidance contained in the Charity Commission’s general guidance on public benefit when reviewing our aims and objectives and in planning future activities. In particular, the Trustee considers how planned activities will contribute to the aims and objectives set.

Plans for the future

The Trustee intends to continue providing grants in a similar way to the recent past whilst retaining flexibility as to the timing and scale of grant making.

Related parties

The Corporate Trustee and the Investment Manager are both wholly owned subsidiaries of HSBC Holdings plc.

In addition to the fees shown on page 6, as a result of the acquisition and disposal of investments, the charity pays transaction charges to HSBC Bank plc. The charges are calculated on a sliding scale at a percentage of the transactions value plus VAT and are added to or deducted from the cost of the investments or the disposal proceeds in accordance with UK standard accounting practice.

DOROTHY AND OLIVE PRATT CHARITABLE TRUST

REPORT OF THE TRUSTEE CONT. FOR THE YEAR ENDED 5 APRIL 2023

Statement of Trustee’s responsibilities in relation to the financial statements

The law applicable to charities in England and Wales requires the Trustee to prepare financial statements for each financial year which give a true and fair view of the charity’s financial activities during the year and of it’s financial position at the end of the year. In preparing those financial statements, giving a true and fair view, the Trustee should follow best practice and:

The Trustee is responsible for keeping accounting records which disclose with reasonable accuracy the financial position of the charity. This enables them to ascertain the financial position of the charity and enables them to ensure the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) 2008 Regulations and the provisions of the trust deed.

The Trustee is responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by the Trustee and signed on their behalf by:

Nigel Millar 10-01-2024

………………………………………… …………………………….... HSBC Trust Company (UK) Limited Date

DOROTHY AND OLIVE PRATT CHARITABLE TRUST

INDEPENDENT EXAMINER’S REPORT TO THE TRUSTEE OF THE DOROTHY AND OLIVE PRATT CHARITABLE TRUST

I report to the Trustee on my examination of the financial statements of The Dorothy and Olive Pratt Charitable Trust for the year ended 5 April 2023, which are set out on pages 6 to 7.

Responsibilities and basis of report

As the Trustee of the charity you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 (‘the 2011 Act’).

I report in respect of my examination of the charity’s financial statements carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable directions given by the Charity Commission under section 145 (5)(b) of the 2011 Act.

An independent examination does not involve gathering all the evidence that would be required in an audit and consequently does not cover all the matters that an auditor considers in giving their opinion on the financial statements. The planning and conduct of an audit goes beyond the limited assurance that an independent examination can provide. Consequently, I express no opinion as to whether the financial statements present a ‘true and fair view’ and my report is limited to those specific matters set out in the independent examiner’s statement.

Independent Examiner’s statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me reasonable cause to believe that in any material respect:

  1. accounting records were not kept in respect of the charity as required by section 130 of the 2011 Act; or

  2. the financial statements do not accord with those records; or

  3. the financial statements do not comply with the applicable requirements concerning the form and content of financial statements set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the financial statements give a ‘true and fair view’ which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Frances Millar

Frances Millar ACA Chartered Accountant The Institute of Chartered Accountants in England and Wales

On behalf of RSM UK Tax and Accounting Limited Chartered Accountants Highfield Court Tollgate Chandlers Ford Eastleigh Hampshire SO53 3TY

29-Jan-2024 Date:………………………………..

DOROTHY AND OLIVE PRATT CHARITABLE TRUST

RECEIPTS AND PAYMENTS ACCOUNT FOR THE YEAR ENDED 5 APRIL 2023

Receipts
Investment income
Investment sale proceeds
Proceeds from the sale of investments
Total receipts
Payments
Cost of generating funds
Investment service charge
Charitable activities
Grants paid
Other allocated costs
Governance costs
Independent examiner's fee
Investment purchases
Payments for purchases of investments
Total payments
Net (payments)/ receipts
Transfers between funds
Cash invested at 6 April 2022
Cash invested at 5 April 2023
Unrestricted
funds
£
25,620
25,620
-
25,620
-
-
7,309
2,800
10,109
-
10,109
15,511
6,776
1,755
24,042
Endowment
funds
£
-
-
462,953
462,953
11,088
-
-
-
11,088
445,695
456,783
6,170
(6,776)
20,450
19,844
Total
Total
2023
2022
£
£
25,620
20,232
25,620
20,232
462,953
713,221
488,573
733,453
11,088
11,675
-
20,070
7,309
7,697
2,800
-
21,197
39,442
445,695
694,653
466,892
734,095
21,681
(642)
-
-
22,205
22,847
43,886
22,205

These unaudited financial statements have been subject to independent examination. See report on fffpage 5.

DOROTHY AND OLIVE PRATT CHARITABLE TRUST

STATEMENT OF ASSETS AND LIABILITIES AS AT 5 APRIL 2023

Unrestricted
funds
£
Endowment
funds
£
Total
Total
2023
2022
£
£
Investments
UK Fixed Interest Securities
Overseas Fixed Interest Securities
UK Equities
Overseas Equities
Alternative Investment
Cash
Total assets
Liabilities
Professional fees payable
-
-
-
-
-
24,042
24,042
2,210
15,175
886,673
-
140,650
131,733
19,844
1,194,075
-
15,175
-
886,673
935,302
-
15,409
140,650
323,341
131,733
-
43,886
22,205
1,218,117
1,296,257
2,210
2,105

Approved by the Trustee and authorised for issue on ................................ and signed on their behalf: 10 January 2024

Nigel Millar

………………………………………..

HSBC Trust Company (UK) Limited

These unaudited financial statements have been subjected to independent examination. See report fffon page 5.