Charity registration number 1068007
Company r&glstration numb&r 03320296 IEngland and Wales)
Bromley & Croydon
women's
ai
Bromley and Croydon Women's Aid Limited
Anual Report and Financial Statements
for the year ended 31 March 2025

BROMLEY AND CROYDON WOMEN'S AID LIMITED
LEGAL AND ADMINISTRATIVE INFORMATION
Trustees
Ms E J Estéen
Ms AAndrade
Ms S J Caseberry
Ms F Brownhill
Ms L Johnson
M5 Cwarwlck
Charlty number (England and Wales)
1068007
Company number
03320296
Auditor
Fawley Judge & Easton
Chartered Certified Accountant5
1 Parfiamenl Street
Hull
Ea51Yorkshirè
HU1 2AS

BROMLEY AND CROYDON WOMEN'S AID LIMITED
CONTENTS
Page
Trustees, report
1-14
Statement of Trustees. responsibilities
15
Ind8pend8nt auditorfs report
17-19
ststement of financial activities
16
Balanc8 sh88t
21-22
st8t8m8nt of cash flows
20
Notes tts the ffinancial statem8nts
23-35

BROMLEY AND CROYDON WOMEN'S AID LIMITED
TRUSTEES, REPORT (INCLUDING DIRECTORS, REPORT)
FOR THE YEAR ENDED 31 MARCH 2025
The Trustees present their annu81 report and financial stat8rnents for the year ended 31 March 2025.
The financial stalernants have been prepar8d in accordance with the accounting policies set out in note 2 to the
financial statemenis and comply with th8 charity's governing document, the Cornpanies Act 2006 and "Accounting
and Reporting by Charities-. Statement of R8commended Practice applicable lo charit185 pieparing their accounts
in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland IFRS 1021
leffective 1 January 20191..
Objective5 and activities
Our Objectives, as set out in ourArticles of Association. are..
To provido a place ofsafe refuge and supporttowomen and children who have suffered tsra￿ victims of domestic
violence., and
All other a¢liviti85 related and pursuant to the relief of poverty and distress amongst women through thè provision
of social housing and any associated amenrf(i8s.
The Need lur DonTre8lio Abuse Support SeNices
Domestic abuse kills Iwo women every week in the UK. It is estimated that approximalely 1 in 5 people 16 years
and over19.9 millionl had experienced domestic abuse since th8 aga of 16 years (data as of November 20241.
The Crirne Survey for England and Wales estimated that 4.8°/D of adults aged 16 years and over 8XP8ri8ncBd
domestic abu58 in the year to end of March 2024. The National Policing Statement 2024 for Violence Against
Women and Girfs IVAWGI estimated that at least 1 in every 12 women will be a victim of VAWG every year in
England and Wales, amounting to 2 million victims. However, they also acknowledged limitations lo statistics like
this. as th9re aré many incidents that are not r8POrt8d and are unknown to the police.
Only a small proportion of victimlsuNivors report abuse to the polic8. Acoording to information publishèd by
Women's Aid Fedeiation the Crime Survey of England & Wales ICSEW) data show5 for the year ending March
2023, only 18.9 /0 of wornen who had experienced partner abuse in Ihg 185112 months rgPOrt8d Ihg 8bLJSe to the
poli￿. Consequ8ntly. we can assume that the r881 nurnbgr of dom8stic abus8 off8nc85 in both Bromlay
and Croydoll are significantly higher than statistics show.
Domestio abuse takes many forms. It includes any incident of thr8atening behaviour, vi018llC8 or abuse
(psychological, physical, sexual, financial, or emotionall belween adLJlls who ar9 or who have been intirnate
partners or family members, regardless of gender or $8XU81ity. 118ff8cts all ag8s, and rnosl victims are women d(J8
the gendered nature of violence against women and girfs.
Approxitnately 95Yo of survivors report experiencing coercive control, which was recognised as an offence by the
Serious Crime Act 2015.
BCWA rècognises that there is no 'one size fils all, approach to domestic abuse and delivers sèrvicèrs that aro
holi8lic, pers0n-Cent￿d, trauma-lnfomed and needs-led to ensure that all sumvtsrs receive Ihg SUPPOrtthey need.
We aim to provide high quality accornmodation and comrnunity-b8sed services to wornen and child￿n
experiencing and escaping domestic abus8. W8 focus on providing tsilored support and recognise that many
victimlsurvivors experience a r8nge of intersecting disadv8ntages including those from the Global Majority, those
with insecure immigration status and those with additional support needs regarding mental or physical health. Our
specialist services aim to alleviate the disproportionate barriers faced by clients experiencing multiple
disadvantages.

BROMLEY AND CROYDON WOMEN'S AID LIMITED
TRUSTEES, REPORT {INCLUDING DIRECTORS. REPORT) {CONTINUED
FOR THE YEAR ENDED 31 MARCH 2025
Our Service Users
Working across Broml8y and Croydon, we serve a population of over 727,000 12022123 èstimates by ONSI.
although many women come from further afield to access our services. This is 85p&cially trLJe for our Tefuges as
well as our Japanese service which wom8n from aeross the UK can access.
We have provided support to over 1,300 women, childr8n and in our seNices in the year ending March 2025.
In addition to Ihis. 6677 children and young people attended 144 workshops in schools, w¢ r￿1Ved neady 1,800
calls to our mainline, a sleep incrèase from 1,300 in the previous year. Demand foradvice from our On8 Stop Shop
has also increased sharply from 466 in 2023124 to 571 in 2024125. Our n8w8St 58rvic@ area. Therapeutic
Counselling, saw the servioe support 61 women, up from 33 in the previous year.
Our local community is diverse which is re￿etted in our service users, who are from a range of ethnic and cultural
backgrounds.
BCWA views domestic abuse as a gendered issue and the vast majority of victirns are wornen and girfs, however,
we acknowledge that men can also become victims of abuse. Approximately 4.5 /0 of our service (Jsers are men
and transgender women and mèn accesslng IDVA support, our mainline or domestic abuse One Stop Shop.
BCWA supports a diverse group of cli8nts, primarily aged 2￿5, clients range from 16 to over 90 years of age.
Many Qlients face additional vulnerabilities such as mental and physical health issue5. substance rnisuse, and
rimtnal justice involvement. Imrnigralion status adds cornpl8xity, with over a quart8r of clients navigating 18gal
uncertainties. Access to public funds is a major barrier. with 10g/ty not able to acc8Ss public funds. underscoring th8
importance of BCWA'S advocacy for those with no recouise to public funds INRPFI.
Over 40.10 of clients reported disabilities, with m8ntal h8alth issues being most comrnon. While m05t identified as
heterosexual, BCWA also serves LGBTQ+ individuals, offering inclusive support.

BROMLEY AND CROYDON WOMEN'S AID LIMITED
TRUSTEES. REPORT (INCLUDING DIRECTORS. REPORT) {CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Our Service Users by ethnicity, age and disability..
SERVICE USER ETHNIC BACKGROUND
Oual or Mi¥¢d
•£kgrtrund5
6%
All White
SaLk4rouTrds
57Y£
Back6rouhds
Service Users by Age
225
2C
so
26-
Jo
36
56. 61
6S
66-
70
Y6-
86
90
20
7S
9Q
$5
75
S5

BROMLEY AND CROYDON WOMEN'S AID LIMITED
TRUSTEES. REPORT (INCLUDING DIRECTORS. REPORT) {CONTINUED}
FOR THE YEAR ENDED 31 MARCH 2025
Service Users with Disabilities
132
80
60
40
32
20
leJrfv re
Hearii
MmiJl
He31rh
Lof% TLY m
ImparfmL%if
CO￿j110￿
Our Se￿lee9
In 2024125 we provided indivldual, tailored support to over 1,300 wornen, chIld￿n and men impact8d by domestic
abuse. 8xcluding thos8 that rang our rnainline for one off support.
There were 1,786 calls to our mainline frorn April 2024 to March 2025, a non-judgemental advice, referrals and
signposting service. This line is open to professionals, survivors and third parties, which may be the friends or
family of survivtsrs. This service is a crucial lifeline for survivors but remains unfunded. With a staggering 37D/¢
increase in tho number of clients supported during 2024125. there is an urgent need to invest further in this service.
The ability lo offerthe right support atthe right lime remains our key priority and we will continue to seek sustainable
funding sourc8s for these core services.
The Trustees have paid du8 r8gard to guidanc8 issued by the Charity Commission in d8ciding what activities the
charity should undertake.
Thè Tmstees have paid due regard to guidance issued by the Charity Commissitsn in deciding what activities th&
charity should undertak8.

BROMLEY AND CROYDON WOMEN'S AID LIMITED
TRUSTEES, REPORT (INCLUDING DIRECTORS. REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Refuge Based Services
The demand for ￿fuge-baSed support rernains high. During 2024125 we on 9 fefuges forwomen and theirchildren
that can sUPPOrt 54 women and up to 78 children al any given time, as wèll as 10111 from Maroh 20251 move-on
properties, which accommodale a total of 11 women and their childr8n. The 54 r8fuge spac8s r8pres8nl roughly
6°A of all London spaces.
96 women and 82 Children 8nt8r8d our refuge services in 2024125. 18 of these women were part of our No
Recourse to Public Funds INRPFI refuge service, which equates lo around 190/0 of the women in this service,
¢tsmparèd with a London average of only 8.1..
Typically, a woman stays in a refuge for Six mOllth5. A specialist Refuge Support Officer will provide support for
wornen around dom8stic abuse, physical and mental wellbeing, housing, benefit applications. education, tiaining
and employrnent, grnotional support and signposting to other services lor any other issues relevant to each case.
Rèsetuement support and advioe is an important part of the process, as well as helping women lo manage budgets
and plan their own lives. All women in refuge ben8fitted from support through this service in 2024125.
Women in rgfuge often arrive severely traumatised, having suffered physical, emotional, Thental and oth8r fomis
of abuse, with almost all our 5Èrvice users also having experienced coe￿1Ve or financial control. This leads lo low
self-esteern and impacts mental and physical wellbeing. Our communal refuges provide women and their Qhtldren
with a b8droorn of their own. communal living areas, a shared kitchen and laundry facilities. All are safe and
SLJPPOrt8d and provlde a homely environment. Quality accommodation is imwrtant to help make wom8n f881 at
home.
Chil(Iren in Refug
The majority of children living in abusive hom8S are aware of Ihg ab(Jse being perpetrated and will often hear it or
see it going on. In households with children. of the lirne children ar8 either in the same room or next to th8
room wh8r8 th8 abuse takes plac6. Being èxposèd to dornostic abuse has a significant effect on child￿n, with
impacts that oan last a lifetirne.
Otjr specialisl Child support work8rs, funded by Childr8n in Need. alleviate the traumatlc effects of domestic abuse
through practical support and play activities with the children in our refuges. Activities include play sossions for
pre-school children and those awaiting a school place, as well as after schoollhomowork clubs. Staff can also
provide one to one support based on individual needs.
BCWA also has a Therapeutic Child Support Officer who supports children In our refugos, with expert care for
children from families facing multiple disadvantages. 57 children We￿ provided with th8rap8uli¢ support in 20241
25.
The children and young people's team 81so provides activrties and organise trips for families refuge during the
holidays, such as visits to rnusevms and to the seaside. These activities provide a chance for mothers and their
Children to bond, recoverfrom the stress and trauma they have experienced and make new memories experiencing
activities they may not have been able to do whilst living with their perpetrators. Th8y can also help to instil
independence for mothers who might have little experience taking their children to different places or usng publi¢
transport.
Salebeds Scheme
Safebeds is a service that allows women with no r8cours8 to ptjblic funds to be placed in safe refuge
accommodation quickly and easily, where funding is available through local authorities, sooial care departments,
the Home Office or other funding sch&me8.
This enables us lo support women who find themselves in distr85s, bul who do not qualify for the normal support
mechanisms that have been put in place for victims of domestic abuse. Safebeds provides temporary, safe
accommodation for women and children who might otherwise be placed in expensive, unsuitable and unsafe
accommodation, without specialist support, such as hostels and B&Bs.
In 2024125 we supported 11 clients through our Safebeds scheme.

BROMLEY AND CROYDON WOMEN'S AID LIMITED
TRUSTEES. REPORT (INCLUDING DIRECTORS. REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Safer Futures Move-on Accomm(xlalion
The Safer Futures project was completed during 2024125. during which the organisation purchased the final
property to be run as move-on accommodation. A totsl of 11 self-contained flats enable survivors lo have secure
acoornmodalion and continue lo receive support for up to years after exiting our em&rgency accommodation
Irefugesl. These properties also provide addiiional support options for farnilies that cannot easily be supported in
communal refuges. in addition to providing for those whts n8gd longer term support beyond thair lime in an
emergency refuge.
Atotal of 11 womèn and their ehildren wara supported in these properties during the y88r to 8nd of March 2025.
This project was made possible wilh the help of a £2.75m loan from Social and Sustsinable Capital ISASCI and a
£50,000 grant frorn LandAid.
Client Wellare
Many r8fuge clients come to refugg with short temi emergency needs, induding omergency food, clothing ortravel
for essential appoinlmenls. Often. they lack the funds to pay for these items due ihe financial abuse th8y have
oxperienced and long delays in receiving benefits. Furtherrnts￿, when leaving BCWA accommodation, clients arg
often offered unfurnished apartmen15. BCWA therefore provide them with a 'rllove on pack, which indudes the
basics an individual might need in their new home. BCWAfundr8ise actively tD cover thesè 9ssential expenses and
is grateful for the support received from the local and wider oommunity.
Community and Outreach Services
BCWA offers a confidential support line for anyone needing advice on domestie abus8 and infomiation on our
services. This line alsci offers signposting to other setvic8s Whe￿ appropriate. This continues to be a vital lrfeline
for survivors picking up the phone to seek support for th8 first time.. in 2024125 we received over 1100 calls from
survivors, and a further 620 fr()m other callers such as professionals or the friends or family of survivors hoping to
support their loved onè.
A 18rge nurnber of survivors will go on to be supported by our community outreach 18am through one-tO-on8
support. 220 survivors accessed this setvice in 2024125. Th& 58rvice promdes non-judgemental s(Jpport and advice
to survivors who are not living in our refuges. Our outreach work can provide local knowledge and nehvort(s to refer
and signpost women to the appropriate seNices in tha community. This service can act as a stepping-stone for
wornon that enables them to engage ￿th support and make that crucial first st9p away from an abusive
relationship.
Our oUt￿3¢h officers and those answ8ring our support line a￿ frequelltly the first people a survivor discloses their
abuse to. Receiving the right support at this stage is crucial to a survivor's joumey
discouraged from reaching out for help again.
without it they may be
There is a high d8mand for our outreach services, but il remains significantly underfunded and und8r-resourced.
This limits BCWA'S ability to SUPPOrt all those who leach tsut to help. with many services limited to only those at
the highest risk of hartn. Du8 to the significant increase in the number of callers to our mainline, BCWA will be
ending outreach support from April 2025, shifting the focus to providing a first lin@ of support ihrough our mainline
semce, which wi15 include safety planning, risk assessrnent, referral and signposting options.

BROMLEY AND CROYDON WOMEN'S AID LIMITED
TRUSTEES, REPORT (INCLUDING DIRECTORS, REPORT) {CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Brornley VAWG (Violence Against Women and Girts) Serlices
During 2024125 BCWA d811ve￿d Violence Against Women and Gids services commissioned by the London
Borough of Bromley which supports all victirns of domestic abuse living In Bromley. The servic8 offering comprises-
Bromley Dome.stic Abuse Onp Stop Shop
A free and confidential w8ekly online advice session. Repr85entatives from BCWA, Brornley Housing Options.
Family Law Solicitors and Housing Solicitors are available, with survivors able to speak lo advisors d1￿cl1Y when
calling the $8rvice. The demand fly this service continues to increase with 571 clients supptsrted in 2024125.
Domestic Abuse Support Groups
BCWA'S support groups for survivors of domestic abuse offer both learning about domestic abuse and an
empatheb"c environment to share experiences with those who have also experienced abuse. Over the course of
the piogramme, facilitators offer a broad overview of the psychological and emotional effert5 of domestic abuse
on women and their children who have lived with domestic abuse in any of its forms.
Women who have attended th8 programmes r8POrt an increased understsnding of domestic abuse and ability tt)
deal with abusive behaviour. better understanding of the effects on children and increased self-8St8em and
confiden¢9. 231 women accessed group support in 2024125. Groups hav8 been delivered face to fac8 as well as
online, allowng more women to access thern r8gardless of circumstances.
IDSVA Ilndependent Domestic and Sexual Violenc8 Advocaiel Serrfice Bromley
BCWA continues lo deliver this servic8 on behalfof Ihe London Borough ol Bromley. IDSVAS support and advocate
for high-risk survivors of dom8slic abuse within the boroLJgh. Anyone referred to tho service is assessed for risk
and needs, and 18 supported in 8 one-tfrone setting or, wher8 relevant, referred to other, rnor8 suitable support
services.
Th8 demand for this sgNce remains high.. with 674 suNivors supported by the Serv1￿ in 2024125.
Whilst BCWA views domestic abuse as a gendered form of abuse, we acknowledge that mgn also become
victims of abuse and some of our wmmissioned services including the One Stop Shop and IDSVA service are
open to men. In 2024125, 38 men We￿ supported through our IDSVA Se￿1￿.
Iris Service Icroydonl
Part of a national programme, our IRIS Ildentification and Referral to Improv8 Safety) service advocates wort¢ in
partnership with GP surgeries and offer t8ilor8d training on domestic abuse lo 811 stsff.
IRIS Croydon
BCWA continued to dellver ihe IRIS programme In Croydon throughout 2024125 in partnership with the Croydon
Family Justice C8ntre IFJCI, training GP surgeries and practice staff, 8s w811 as managing referrals that are sent
through to BCWA frorn the surgeries as 8 result of this work.
Following successful training of 67 healthcare professionals across 23 GP surgeries. 122 referrals werg rgceived
by the service in 2024125.
Despite the success of the project, the service closed on 311312025 due to lack of funding.
IRIS Broml•y
In 2024125 we launohod IRIS in Bromley, commissioned by the Southeast London Int8graled Care Board ISE
London ICBI. Cornrnencing in October 2024, we have r88ch8d 34 of the 44 GP surgeries locally, trained 57 stsff
and received 73 referrals lo the end of March 2025.

BROMLEY AND CROYDON WOMEN'S AID LIMITED
TRUSTEES. REPORT (INCLUDING DIRECTORS. REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Services for Children arhd Young People
Young People's Servi¢e
Our work supporting young people in the community is fijndad by the National Lottery Community Fund INLCFI.
BCWA has a range of serviees aimed at supportiro young people who have experienced domestic abuse or who
y be vulnerable to it. This work includes both direct support for survivors, and proactive preventstive work to
support young people to form positiv8 healthy relationships as they grow into adukhood.
Our young people's work indudes one to one Sessions, support groups and 8Ctivity groups where young people
can undertake creative and therapeutic aolivities in a safe space. Referrals can be e¢ther self-referral$ from young
P80ple thems8lves, or from the sehools and other agencies we work with closely.
As part of our prevention work we also deliver training and awareness sessions for young people in education
settings, and anyone wod(ing with young people or theirfamiSies. Our work in schools expanded again in 2024125.
increasing by 85.10 to 6,67711.538 in 2022123 and 3,590 in 20231241.
In 2024125 B1 young people were supported in one to one and support group settings through this sgrvic8.
This work has proven Crucial to earfy intervention and Prevention. Due to the incredibl8 success of the project, we
will be seeking sustsinable funding for this WCTrrk, when the project period funded by th8 NLCF ends in June 2025.
Work in Prirnary Schools
As near5y one in every three women suffer some forrn ofdomestie abuse in their lrfelime, each primary school class
will include children who have some experience of abuse in the home. We continue to work with schools to offer
'Helping Hands., a support programffle developed by Northem Irish Women's Aid. This runs over 6 weeks in a
child's school to help children understand their right to feel safe at all limes. learn to COP8 With and express difficutt
feelings and emotions, and how behaviour choices Can affect others.
W8 used financial roserves to keep this e5sentlal service running throughout the year and supported 20 childr8n
in primary schoo15. Fèedback from schools showed improved confidence and self-esteem in the children who
participated in the groups and a lessening of sytHptoms associated with trauma and abuse. This project supports
children when it rnatters and aims to h81p them build healthy r81ationships in their future. It is in urgent n88d of
funding in order lo continue to support at-risk child￿n.
"I like that I got to share my feelings wilh people that I really twsl."
pr(yJramm8.
Child who attended the Helping Hands
Speclalist Support Services
Support for Women with No Recourse to Public Funds INRPFI
This project continued through 2024125 aoross Brotnley and Croydon. aiding w0rn8n to address barriers to support
and helping them lo r8gulaiise their iMM￿ration status to access public funds, which in tum allows them to access
refuge support.
57 women, an increas8 from 40 in 2023124, started theirjourney with our NRPF outreach $8rvic8 in 2024125.
BCWA anticipates its application for accreditation by the Oftice of the Immigration Services Commissioner (OISCI
to be approved in 2024125. This would allow a￿redIted rnetnbers of the team lo provide basic imrnigralion advicg.
allowing us lo reach more survivor5 wh(> need this expert support on Iheirjourney lo independence.
Support for J2pane8e Citizens
BCWA has supported Japanese survivors of domestic abuse liwng in the UK since 2019. Th9 Japonese Foreign
Ministry and the Japanese Embassy London recognise the difficuliies experienced by the Japan8se citizens who
become victims of dornestic abuse abroad and the need to provide tailored services. Japanese citizens are often
unaware of their rights in relation to domestic abuse, can experience a Sanguage b8rrier. and are at risk of having
no access lo b8nefits INRPFI once they 18av8 their partner, if their immigration ststU5 relies on a spousal visa. A
trained outreach worker supports and advises clients in their mother tongue and signposts to services acioss the
UK. There were 31 women and 1 man who accessed this service as clients in 2024125.

BROMLEY AND CROYDON WOMEN'S AID LIMITED
TRUSTEES, REPORT {INCLUDING DIRECTORS. REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Therapeulic Counselllng Sorvice
Experiencing thé slgnfficant trauma of domestic abuse can severely impact the rnental wellbeing of a survivor. The
rise in mental health needs in the generd5 population since the Covid pandemic alongsid8 the continual
oversubscription of and long waiting lists for community mental health services has meant thal BCWA clients have
often found many barriers wh9n trying to access timely and appropriate support.
In respons8 to this, BCWA developed an in-house counselling servic8 whi¢h became fully operational in 2023124.
The servi¢8 involves 8 clinical lead alongside volunteer and trainee counsellors who are Ir8in9d in supporting
survivors of domestio abuse, enabling survivors to explore their experiences in a confidential and non- judgemental
space. 61 women stsrted their coynselling journey wth this se¢vice in 2024r25.
We are mernber ol ihe BACP and work within their 8lhic81 framework. In November 2023 we We￿ awarded
£194,ODO overthree years from the Henry Smith trust to continue this essential service.
BCWA also sought further support for survivors who have complex mental health needs or diagno898 that may be
beyond the current capacity of the in-house servio8. In March 2024, we w8rè awarded £6.000 from Stsutheast
London Mind to fund extemal counselling support for clients that need it.
Partnership working
BCWA works olosely with our partner organis81ions including the London Borough of Broml8y and th6 London
Borough of Croydon, including the Cmydon Family Justice Centre. We participate in VAWG Forums. Multi- agency
Risk Assessment Conference I'MARAC"), the Children and Families Voluntary Sector Forum, Child Piotection
Conf8renees and the Voluniary Sector Strategic Nelwork. We wort( with Adult and Children's Services, Childr8n
Centr8s. Victim Support, Citizens Advice Bureau. our rg9i5tered social landlords, Ioptivo. Hyde and A2 Dominion)
and th8 Community Safety Unit.
Partnership wort( includes training sessions h81d with community organi5alions who may be in contact with
survivors of abuse. This includes 20 training s8ssions held over 2024125 with councll workers and school staff,
spanning topics such as coorcive control, dornestic abuse and the crirninal justice system, and the effects of
domestic abuse on childr8n. It also includes unfunded training conducted wlh partners in the community. Whi15t
not all this work is funded. it forms an important part of our worf( of earfy int8rvention and prevention of domestic
abuse. When more members of the community rnay be able to spot the signs of abuse and provide appropriate
support to dI￿lOSUres, this can increase Ihe likelihood of SLJNivors being able lo accèss Quality support when they
need it.
BCWA has also buitt strong working relationships with local h8alth Ca￿ providers, schools, m@ntal health teams
8nd other voluntsry organisations, such as Bromley Bright8r Beginnings and food banks. Organisations such as
these generously provide essential supplies to our clients, whether having just fled abus810ft8n with very few of
their belon9ingsl, moving on to thelr next step to liv8 independently after refuge or just needing an extra helping
hand.
The work of BCWA would not b8 p0s￿ble without the financial and other support frorn Brom18y and Croydon
councils, ihe Greater London Authority, the Naiional Lottery Cornmunity Fund, Children in Need, The Mayols
Office for Policing and Crime I"MOPAG"l. the London Communty Foundation and generous donations by other
trusts. community organisations, individuals and businesses.

BROMLEY AND CROYDON WOMEN'S AID LIMITED
TRUSTEES, REPORT (INCLUDING DIRECTORS. REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Memberships and affiliations
In February 2023 BCWA was awaided the Women's Aid Federation's Quality Mark. BCWA is affiliated to Women'$
Aid Federation England and att8nds or assists with events and ne￿Ort(lng through this affiliation.
In 2022 BGWA became registered with the Regulator for Social Housing IRSHI and a member of the National
Housing F8d8ration.
In late 2022 BCWA becarn8 a visa sponsor, enabling us to sponsor employees that do not have working status in
the UK, or whose previous visa is ending. Holding the li￿nCe enables us lo ensure we have an inclusive hiring
process and can relain staff thal fflay be qualified and experienced but may have immigration restrictions or a
complex personal sitU8tion.
As mentitrned above, we anticipate our applioation lo b8 accr8di18d with the Office of the Immigration Services
Commissioner IOISCI to be approved in 2024125. This will allow us lo offer18vel one irnmigration advice to clients.
Personnel
The trustees would like to pul on record their appreciation forthe dedicated work of our stsff and volunteers. BCWA
could not function without Ihg combined Bfforts of staff, volunteer5 and tnJst88s. Many of our volunteers, members
of staff and trustees have first- or second-hand expgri8nog of dorneslic abuse themselves, and we are grateful for
the generosity ofthese team members for supporting a cause soi close to them.
The team are provided with regular training to ensure ongoing staff development and the continual delivery of
prof8ssional, high-quality sejvice. At 311312025, there were 47 members of staff in total.
Our volunteers are cruoial lo the delivery of our corntllunity and refuge-based services, as well as helping with
administrative work, fundr8ising, coordinating donations and assisting with resettlement. We also greatly value the
hard work and commitment of the social work students who ctsme to BCWA for placem8nl work during their studies.
They are h￿hlY valued members of the team. providing support lo women in refuge and those contacting OLJr
mainline.
Public benefjt
By providing the servlces described above, BCWA is fulfilling the Public 88n8fit requirements of being a
fegistered charfty.
Women experiencing domestic abuse are significantly more likely lo gxperience mental health issues and
sut>stance misuse as consequences of the abuse experienced, and thus significant dependence on health and
othersupport services. Children and young people witnessing domestic abuse have an increased risk of a negativg
impact on their mental and phystcal wellbeing and devèlopment, thus placing a greater burdttn on public services
such as schools, the police, social services and criminal justiee system. There is a disproportionate pr&val8nce of
domestic abuse in child protection cases and children are morg likely to perfom) poorty at school, Suffer mental
health and other issues boih as children and in later life.
The work that we do helps to minimise thè impact of domestic abuse on families in Broml8y and Croydon and
beyond, by SUPPCTrrting and empowering women to move forward with their lives. If we were unable to provide these
services, not only would risk of death and seriou5 injury inGre8se dramatically. but women and children would also
need to rBly heavily on hard press8d statutory services and other seNice providers lo tsckle the emotional, social
and r8sourc8 Costs involv8d in the follout of unsupported domestic abuse.
Women's Aid's Investing lo Save report lound that'yor every pound invested in domestic abuse support services
we will see a saving to the public purse of at least £9" due to the provision of specialist support, the reduction of
the burden on statutory services, and the reduced risk of significant hami to the survivor. which Gan lead to further
care being needed. Iwomen's Aid. 120231 Investing to save.. the economic case for lunding specialist domestic
abuse support. Bristol". Women's Aid.)
10-

BROMLEY AND CROYDON WOMEN'S AID LIMITED
TRUSTEES, REPORT {INCLUDING DIRECTORS. REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Achievements and performance
Financial review
The Charity has reviewed its reserles policy for 2025-26 and the Trustees consider that reserves should be held
at a level that enables it lo withstand a fluctLJation in funding, cope with unforeseen demand and ensure good
maint8n8nc8 of its properties.
The primary f(Jnction of the reserves (contingency fund) is to enable BCWA to survive in the event of unforeseen
financial problems for a length of time sufficient to enable those problems to be resolved. The Board has considered
individual projects and income sources and designated an amount that will enable the Charity lo either wind up
services or continue to run for a period of 6 months until further funding has been secured. Due to the unique
nature of our services and responsibilities to both services users and social landlords and the management and
maintenance of our own property, a contingency fund of £499,097 is considered necessary by the Trustees ttr
ov8r the following..
Working Capital lo cover delays in fundlng ￿CeIpts1£374.7l8l.
PDtential loss of rentsl incotne1£74,3791. This would allow the charity to continue operating at a loss
whilst a new source of income is secured.
Potential building maintenance and risk management costs to the freehold property not covered by
in5Urtnce1£50,0001.
On 31 March 2025, the amount held at bank was £608.883. This will allow the organisation to withstand short temi
fluctuations in funding.

BROMLEY AND CROYDON WOMEN'S AID LIMITED
TRUSTEES. REPORT {INCLUDING DIRECTORS, REPORT) {CONTINUED
FOR THE YEAR ENDED 31 MARCH 2025
Income and Expenditure
Bromley & Croydon Women's Aid is funded from a range of sources-
Rent arKI service charge incom9 from refuge accommodation.
Statutory funding in the form of a contraot for refuge support seNices with Bromley Council, a contract for
the delivery ol VAWG services and funding from the GLA'S IGreater London Authorilyl Domestic Abuse
Safe Accommodation fund, including funding from this fund allocated to the London Borough of Croydon.
the South W&st London and the South East London Inte9rated Care Boards and the Bromley Innovation
Fund.
Charitable income from grant-givlng bodies including the National Lottery Comrnunity Fund, Children in
Need, the London Cotnmunity Foundation. The Henry Smith Foundation, The L'oréal Fund for Women.
the City Bridge Trust, the Caerlow Trust, Southeast London Mind and other trusts and foundations.
As well as a contract th8 Embassy of Japan in the UK, churches, community groups. businesses in
Bromley and donations fr(>m private individuals.
Prop8rbes purchased between 2012 and 2025 housing 13 independent refvges will help ensure organisational
sustainability.
The Trustges have assessed Ihe major risks lo which the charity is 8xposed and a18 satisfied that syst9ms ar9 in
place to mitigat8 exposure to these risks. Risks are priorilised on a risk register and are reviewed annually.
Appropriate systems and proc8dures have been put in place to manage the risks facing BCWA. Intemal control
risks are minimised by the implementation of proeedures for the authori5ab.on of all transactions. Procedures are
in place to ensure compliance with hèalth, saf8ty and security of cliants. staff, voluntaers and visitors.
Appropriate insurdnce cover is in place.
BCWA has recognis8d the importance of further divBrsifying ils income base and will continue lo fundraise to
develop $8rvic8s and sustain existing prowsion. Ourfundraising taam Consists of th8 Fundraising Manager assisted
by two part-time Fundraising Officers.
S8rvic& developrnentwill continue to fr￿uS on provid1ng holistic. person-c8ntr8d and trauma-infomied services that
me8t thB neBd5 of our service users. ensuring that we put the n88ds and voices of our service users at the heart
of everything wè do.
Prioritl8s for 2024125 and b8yond
Explore expansion of our accommodation services to include refuge space tailored to women
with access requirements including physical disabilities.
Improve capacity for Support Llne and Outreach support with sustainable funding.
Develop and improve our service offering for children an(1 young people.
Improve and enhance co-production opportunities for servlce users.
Expand our evaluation work and further develop our impact measurement framework.
Diversify funding including development of community and corporate thndraising.
12-

BROMLEY AND CROYDON WOMEN'S AID LIMITED
TRUSTEES. REPORT {INCLUDING DIRECTORS, REPORT) {CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
structure, governance and management
The charity is a cornpany limited by guar8nle8 govemed by its Articles of Association dated 27 January 2016. In
1975, it was registered as a charily with the Charity Corllrnission. The Charity's Tmstees updated its Articles of
Association in September 2019 to meet current practice. The charity is to be adTninistered by no less than four
trustees but shall not be subject to any maximum. In the event of the company being wound up every member is
requirèd to contribute an arnount not exceeding £10.
The Twstees, who are also the directors forthe purpose of eompany law. and who served during thè yèar and up
to the date of Signatu￿ of the finan¢ial statèrnents were..
Ms H L8ry8a-Dyer
IRe&gned 15 October 20241
Ms E J Esteen
MsAAndrade
MSS J Caseberry
s F Brownhill
s L Johnson
Ms C WaNick
Ms D Hanl8y-Osbome
(Appointed 17 July 2024 and resigned 2 December 20241
Nong of the Trustees has any beneficial interest in the company. All of the Trustees are members of the company
and guarantee to contribute £1 in Ihg 8vent of 8 winding up.
BCWA welcomes women tci the Board who have tha skills, d8dicatlOn, 8nthusiasrn, commitment to the eihos and
aims of BCWA, to take overall responsibility for the orgznisation. Board m8rllbers are Trustees of the charity and
are Directors of the Company. BCWA actively encourages and facilitates representation and participation at
Board level by sutvivors of domestic abuse including fomer service users.
When appropriate, we advertise for Board Members in a number of ways including social media and other
relevant websites and newsletter. We also use our contscts within the voluntary sector lo make the opportunities
thown to foster equality of opportunity.
Board members are elected at theAnnual General Meeting for a term of th￿e years. Following this, they may
stand for re-election.
BCWA has a Board of eight members who meet &x time5 a y8ar and who are responsible for the eharity's overall
management and strategic direction.
The Board is rnade up of volunteers with a variety of experiences and backgrounds, who give th8ir lime lo attend
rneetings and support the activities of the organisatson. They and the dedicated staff and operational volunteers
are essential to the ongoing success of BCWA. We are ext18mely grateful to all of them for their invaluable
contribution, which underpins our ability to provide much needed services to those that need it most in our
communits'es.
Day-to-day ￿SponsIbl11ty is d818galed to the CEO who is responsible for ensuring that BCWA delivers high
quality servic85, meets contractual obligations and conditions of grant makers. The CEO manages activitl8S With
the staff team who deliver services to clients inoluding those living in our nin8 refuges. The CEO rnaintains an
organisational service improvement, quality systems and staff training plan which ensures that staff receive the
training relevant to their rol$, needs of service users, contra¢tual obligations and to ensure the charity meets ils
objectives. We purposely Set the bar high. The CEO is 51JPPOrt8d by the Director of Operations, who oveisees all
fronuine services and support service improvement, quality assuran￿ and service d8Vglopment.
An employed Finance Managèr providgs regular management accounts lo the Senior Managgment Team and
Trustees, ensuring that the charty has appropriate arrangement for sound financial management, best practlce.
and that the key perfomiance indicators in relation to financial managernenl are met.
13-

BROMLEY AND CROYDON WOMEN'S AID LIMITED
TRUSTEES. REPORT {INCLUDING DIRECTORS. REPORT) {CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
All prospective Board Members receive infomation about their legal obligations under Charity Law and Cornpany
Law. Th6y also receive informaiion regarding BCWA including the most recent annual Teport and audited
accounts. and copies of all ptslicies and proc9dures. They meet with the charity's CEO who provides an induction
which includes training on key policies (including diversity and inclLJsion, confidentiality, complaints, whistle
blowing, financial regulations, risk assessrnent5 and DBS Checks), 8 tour ol BCWA sites and meetings wtih staff
and service users.
Board members are encouraged to attend relevant tra￿ning in a￿a such a governance, human resource
management, financial management, and contractual compliance. The cost of this training is rnet by the charity.
All trustees have received a copy of the Charity Commission publication 'The Essantial Trustee. and regular self-
assessment5 ale undertaken against the Charity Governance Code in ordei to review and evaluate the board's
effectiveness.
Auditor
In accordance wth the company's artic18s, a resolution proposing that Fawley Judge & Easton be reappointed as
auditor of ihe company will be put at a General Meeting.
The Trustees. report was approved by the Board oif Trustees.
Ms E J Esteen
Trustee
Dated.. 30 S8Ptember 2025
14-

BROMLEY AND CROYDON WOMEN'S AID LIMITED
STATEMENT OF TRUSTEES. RESPONSIBILITIES
FOR THE YEAR ENDED 31 MARCH 2025
The Trustees, who are also the directors of Bromley and Croydon Women's Aid Limited for th8 purpose of company
18w, are responsible for preparing the Trustees. Report and the financial statements in accordance with applicabl
law and United Kingdom Awounting Standards (United Kingdom Generally Accepted Accounb'ng Practic81.
Company law requires tho Trustees to prepare financial ststements for each flnancial year which give a true and fair
view of the state of affairs of the charity and of the incoming resources and application of resources, including the
income and èxpenditure, of th8 charitable company for that year.
In preparing th85è financial statements, th8Trustees are required to..
select suitable accounting policies and then apply them consistenUy',
observe the methods and principles in the Charities SORP.,
make judgements and Bstimates thal a￿ reasonab19 and prudent.. and
prepare the financial statBments tsn the going concern basis unless it is inappropriate tts p￿SuMe that the charity
will continue in operdlion.
The Trustees are r8sponsible for keeping adequate accounting records that disclose with reasonable accuracy at any
tirne the financial position of the charity snd 8nable them to ensure that the financial statements comply with the
Companies Act 2006. They are also r8sponsible for safeguarding the assets of the charity and hence for taking
reasonable stsps for the prevention and dg19clion of fraud and other irregularities.
15-

BROMLEY AND CROYDON WOMEN'S AID LIMITED
STATEMENT OF FINANCIAL ACTIVITIES
INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 31 MARCH 2025
Unrestricted Restrlcted
funds
funds
2025
2025
Total Unrestricted Restrlcted
fund5
filnds
2024
2024
Total
2025
2024
Not8S
Incomè from:
Donations and legacies
Charitsble a￿1v￿eS
180,505
1,404,528
1,129.747
1,310,252
1,404,528
329,574
1.249,378
921,503
1,251.077
1,249,378
Total Income
1,585.033
1.129.747
2,714,780
1,578,952
921,503
2,500.455
Expenditure on=
Charitable actiwitses
1,610,216 1,129,747 2,739,963
1,570,222
929,833
2,500.055
Total expenditure
1.610,216 1,129,747 2,739.963
1,570,222
929,833
2,500.055
Net Incomellexp8nditurel
125.1831
125.1831
8,730
18,330)
400
Transfers belween
funds
18.3301
8,330
Other recognised
galns and losses..
Other losses
10
11351
1135)
Net movement in
fund5
125,3161
125,3181
400
Rg¢on¢iliation of funds..
Fund balances at 1 April 2024
1.622,457
1,622.457
1,622,057
1,622,057
Fund balancès at 31 Mareh
2025
1.597.139
1.597,139
1.622,457
1,622,457
The statement of financlal activities indude$ all gains and losses recognlsed in the year. All income and expenditure
derive from continuing activities.
16-

BROMLEY AND CROYDON WOMEN'S AID LIMITED
INDEPENDENT AUDITOR'S REPORT
TO THE TRUSTEES OF BROMLEY AND CROYDON WOMEN'S AID LIMITED
Oplnlon
We have audited IhÈ financi81 stalements of Bromley and Croydon Women's Aid Lirnited (the 'charity I for the year
ended 31 March 2025 which comprise the stalem8nt of financial activities, the balance sheet, the statement of cash
flows and noles tothe financial statements, including significant accounting policies. The financial reporting frarnewcirk
that has b8en applied in their preparation is applicable law and United Kingdom Accounting Standards, inGluding
Financial Reporting Standard 102 The Financial R8POrting Standard applicable in the UK and Republic of Ireland
(United Kingdom Genérally Acc8Pted A￿OUntIng Practicel.
In our opinion, the financial statements..
give a true and fair view of the ststè of the Charitable cornpanls affairs as at 31 March 2025 and of its
incoming resources and application of resources, forthe year then ended-,
hav8 been properfy prepared In accordance with United Kingdom Generally Acogpted Accounting Practice,.
and
have been prèpa￿d in occordancg With the requirements of the CompaniesAct 2006.
Basls ft)r opinlon
We conducted our audit in accordance with Intemation81 Standards on Auditing IUKI IISAS IUKII and applicable law.
Our ￿sponsibl11t1es under those standards are further dgscribed in the Autlitors ￿sponsibl1111eS for the audit of the
rinèncial statements section of our report. We are indep&ndent of the charity in accordance with the ethical
requirements that are relevant to our audit of the financial statements in the UK, including the FRC'S Ethical Standard,
and we have fulfilled our oiher 8thical responsibilities in accordance with Ihgse reqU1￿MentS. We believe th81 the
audit evidence wo have obtained is sufficient and appropriatg to provide a basis ftsr our opinion.
Concluslons rolating to going concern
In auditing the financial statements, W8 have concluded that the TnJs19es' use of th8 going concem basis of
accounting in th8 preparation of the financial statements is appropriate.
Based on the work we have perfomed, we have nol idenlifi8d any material un¢8rtainties relating lo &vents or
conditions that. individually oi collectively. rnay cast significant doubt on the charity's ability to continue as a going
oncem for a p8riod of at least twelve months from when the financial stalemenls ar8 authorised for issue.
Our responsibilities and the responsibilities of the Trustees with respect to going concern are de￿ribed in the
relevant S8Ctions of this report.
Other informatlon
The other information comprises th8 infomiation included in the annual report other than the financial statements and
our auditorfs report thereon. The Trustees are responsible forthe other itrformation contained within Ihg annkjal report.
Our opinion on the financial slalerllents does not cover thè other information and we do not express any form of
assurance conclusion thereon. Our responsibility is to read the other infomation and, in doing so, consider whether
th8 Other infomation is materially inconsistent with the financial statements or our knowledg8 obtained in the course
of the audit, or othenNise appears lo b8 materially misstat8d. If we identfy such materi81 inconsistencies or apparent
material misstat8tnents, we are required to determine wh8therthis gives rise to a material rnisstatement in the financial
statements th8mselves. If, based on the work we have p8rformed, we conclude that th8re is a material misstalement
of this other inf0ma￿on, we ar8 required to report that fact.
We have nothing lo report in this regard.
Matters on whlch we are requlred to report by exceptlon
We have nothing to report in respect of the following m8tters in relatlon to which the Charitiès (Accounts and
Reports) Regulations 2008 requir8S US to report lo you if, in our opinion..
the infomation given in the financi81 statèments is inconsistent in any material respect with the Trustees,
ieport., or
suffioi8nl owounting records h8v8 not been kept., or
th8 financial statements are not in agreement with th8 accounb.ng ￿e0rdS,. or
we have not received all the information and explariations we require for our avdiL
17-

BROMLEY AND CROYDON WOMEN'S AID LIMITED
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE TRUSTEES OF BROMLEY AND CROYDON WOMEN'S AID LIMITED
Respon5ibilltles of Trustees
As explained more fully in the statement of Trustees, responsibilities, the Trustees, who are also the direotors of the
charity for the purpose ol company law, are responsiblè for the p￿ParatIOn of th8 financial statements and for being
satisfied that Ih8y give a trug and fair view, and for SLJch intemal control os the Trustees detemine is necessary to
enable the preparation of financial statements that are free from material tnisststement, whether due to fraud or error.
In preparing the financial statements. the Trustees are responsible for assessing the charity's ability to continue as a
going concem, disclosing, as applicable. matters related to going Qoncem and using the going con¢8fn basis of
accounting unless the Trustees either intend lo liquidate the charitable company or to cease operations, or have no
realistic ajtemative but to do so.
Auditor's responsibilities for the audit of th• financlal statements
We have been appointed as auditor under section 144 of the Charibes Act 2011 and report in accordance wth the
Aot and ￿levant regulations made or having effect thereunder.
Our objectiV8s are to obt8in r8asonable assuran¢8 aboLJt whether the financial st818rnents as a whole a￿ free from
material misstaternent, wh8ther due to fraud or error, and to issue an auditoir's report th81 inclLJdes our opinion.
Reasonable assurance is a high level of assurance bul is not a guarantee that an audit conducted in 8coordance with
ISAS IUKI will always det￿1 a rnaterial misstalement wh8n it exists. Misstatements can arise from fraud or error and
are considered material if, individually or in the aggregate, they could reasonably be exp8Ct8d to influence the
economic decisions of us8ts taken on th8 b85is of these financial ststernents.
The extent to which our procedures are capable of detecting irrsgularities, including fraud, is detailed bglow.
A fvrther description of our responsibilities is available on the Financial Reporting Council's website at.. https'.11
www.frc.org.uklauditorsresponsibililies. This description forrns part of our auditoes report.
This report is made solely to the charity's trustees. as a body, in accordance with Part 4 of the Charrties (Accounts
and R8POrtsl Regulations 2008. Our audit work has been undert8k8n so that we might state to the charity's trustees
those matters we are required to state lo them in an auditorfs report and for nts other purpose. To the fullest extent
perrnitted by law, we do not accept or assume ￿SPonSibl11fy lo anyone oth8r than the charity and the charity's trustees
as a body, for our audit work, f(>r this report, or for the opinions we have formed.
18-

BROMLEY AND CROYDON WOMEN'S AID LIMITED
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE TRUSTEES OF BROMLEY AND CROYDON WOMEN'S AID LIMITED
nathan Leathley (Senlor Statutory Auditor)
for and on behalf of Fawley Judge & Easton
Chartered Certified Accountants
Statutory Audltor
1 P8rfiament Street
Hull
East Yorkshire
HU12AS
1 October 2025
Fawley Judge & Easton is eligible for appointment as auditor of the charity by virtue of its eligibility for appoinlrnent
as auditor of a company under section 1212 of th8 Companies Act 2006.
19-

BROMLEY AND CROYDON WOMEN'S AID LIMITED
STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 MARCH 2025
2025
2024
Note5
Cash flows from op8rating actlvltles
Cash generated fromllabsorbed by)
operations
27,304
153,2671
Investing aclivitles
Purchase of tangible fixed assets
Purchase of inveslrnent property
112,0001
1807,255)
1243,7291
Net cash used in investing actlvltles
1243.7291
181Y,2551
Financlng activlties
Repayment of bank loans
148.430
461,457
Net cash generated from financing actlvltles
148,430
461,457
Net decrease in cash and cash equlvalents
167.9951
1411,0651
Cash and cash equivalents al beginning of year
676.878
1,087,943
Cash and cash equlvalents at end of year
608.883
676,878
-20-

BROMLEY AND CROYDON WOMEN'S AID LIMITED
BALANCE SHEET
ASAT31 MARCH2025
2021
2024
Notès
Fixed as5et5
Tangible assets
Investment properbes
11
12
1,265,818
2,689,128
1,312,417
2,445,399
3,954.946
3,757,816
Current assets
Debto¥s
Cash at bank and in hand
13
436,149
608,883
354,306
676,878
1,045,032
1.031,184
Creditors= amounts falllng due wlthln
one year
15
1373,4841
1276,3401
Net curr8nl assets
fj71,548
754,844
Totsl a$sets1855 curr8nt liabilitiès
4,626.494
4,512,660
reditor5.' amounts falling duè aft•r
MO￿ than one year
16
12,994,355)
12.855,2031
Provlslons for IlabllltSes
135,0001
135,0001
Net assets
1,597,139
1,622,457
Income funds
un￿￿triCted funds
1,597.139
1.622,457
1.597.139
1,622,457
21

BROMLEY AND CROYDON WOMEN'S AID LIMITED
BALANCE SHEET (CONTINUED)
AS A T31 MARCH 2025
The company is entiued to the 8xemption frorn the audit r8quI￿rnent contsined in section 477 of th8 Companies Act
2006, for the year ended 31 M8Tch 2025.
The di￿torS acknowledge their responsibilities for complying with the rèquirements of the Companies Act 2006
with respect to accounting records and the prepardlion of financial sts19ments.
The m8rnbers have not required the cornpany lo obtain an 8udil of its financial stst8ments under the requirements
of the Companies Act 2006, for th8 ygar in question in accordance with section 476.
These financial statements have been piepared in accordance with the provisions applicable to companies subject
to the small companies regime.
Th8 financial slat8ments were approved by the Trustees on 30 S8ptember 2025
Ms E J Esteen
Trusteg
Company Registratlon No. 03320296
22-

BROMLEY AND CROYDON WOMEN'S AID LIMITED
BALANCE SHEET (CONTINUED)
ASA T31 MARCH 2025
Critlcal accountlng ostimates and ludgemgnts
In the application of the charity's accounting policies. the Trustees are required to make judgements. estimate5
and assumptions about the carrying amount of assets znd liabilib'es that are nol readily apparent frcsm othÈr
sources. The estimates and associated assumptions are based on historical &xperience and olhèf factors that
are considered to be relevant. Actual resulls may differ from these estimates.
The estimaies and underfying assumptions are reviewed on an ongoing basis. Rewsions to accounting
estirnates ar9 reeognised in the period in which the 8Stimate is revised where ihe revision affects only that
period. or in the period of the revision and future periods where the revision affects both current and future
periods.
Accountlng policles
Charity information
Brorllley and Croydon Wom8n's Ald Limited is a private cornpany limited by guarantee incorporated in England
and Wales. Th8 registered off￿e is.
2.1 ArKounting convèntlon
The financial statements have been prepared in accordance with the oharity's goveming document, the
Companies Act 2006 and "Accounting and Reporting by Charities.. Siatemenl of Recommended Practice
applicable to oharib.es preparing their accounts in accordance with the Financial Reporting Standard applicable
in the UK and Republic of lieland IFRS 1021 leffgotiV8 1 January 20191" The charity is a Public Benefit Entity
as defined by FRS 102.
The financial stalements are prepared in sterting. which is the functional currency (rf the charity. Mongtary
amounts in these financi815tatements ar8 rounded to the neargst £.
The financial statèments hav8 been prepared tjnder the historical cost convention. The principal accountlng
policies adopted are set out below.
2.2 Golng concern
At the time of approving the financial statements, the Tnjstees have a reasonable expeciation that the charity
has adequate resources to continue in operational existence for the foroseeable future. Thus th8 Trustees
continue to adopt the going coneern basis of accounting in p￿ParIng the financial statements.
2.3 Charitable funds
Unrestricted fLJnds are avail8bl8 for use at the discretion of the Trustees in furthgrdneè of their charitable
objectives.
Restricted funds are subject to specffic conditions by donors or grantors as to how they may be used. Th8
purposes and uses of the ￿StrICted funds 8r8 set out in the notes to the financial statements.
Endowrnent funds are subj8Ct to speafic conditions by donors that Ihe capital must bo maintalned by the charity.
2.4 Income
Incorne is recognised when the charity is legally entitled to it after any perfomiance conditions have been met,
the amounts can be m98sured reliably, and it is probable that income will be receive(l.
Cash donations 8r8 recognlsed on receipt. other donalons are recognised onc8 the charity has been notified
of the donation, unl8S5 perft)mance conditions r8quire deferral ol the amount. Income tsx recoverable in
r81ation to donaiions received under Gift Aid or deeds of covenant is recognised al the time of the donation.
23-

BROMLEY AND CROYDON WOMEN'S AID LIMITED
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
Accounting pollci8s
{Contknuedl
Legacies 8r8 recognis8d on receipt or otherwise if the charity has been notified of an impanding distribution.
the amount is known, and receipt is expècted. If the amount is not known, the legacy is treated as a contingent
asset.
-24-

BROMLEY AND CROYDON WOMEN'S AID LIMITED
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Accounting polLCIèS
Icontlnuedl
2.5 Expendlture
Expenditure is recognised once there is a legal or constructive obligation to transfer 8conomic benefit to a third
party, it is probable that a transfer of economic b9nefits will be required in settlement. and the amount of the
obligation Can t>e measured reliably.
ExpenditUT8 is classified by activity. Th8 Costs of each activity are made up of the total of direcl ¢osts and shared
costs, including support costs involved in undertaking èach activity. Direct costs attributable to a single activty
are allocated directly to that activity. Shared cosls which contribute to more than one activity and support costs
which are not attributable to a single activity ale apportioned between those activities on a basis consistentwiih
the use of resources. Central staff costs are allocated on the basis of ts'rng spent, and depreciab'on charges are
allocated orh the portion of the asset's use.
All expenditure is recognised once Ih8re is legal or oonstructive obligation to that expenditure. it is probable
settlement Is required and Ihe amount can be measur8d reliably. ￿1 costs are allocated to the applicable
expenditure heading that ag9￿gate similar costs to that oat8gory. Where costs can not be directly attributed to
particular heading5 they have been allocated on a basis consistent wth the use of resources, wilh central staff
Costs allocated on the basis of time spent and dgpreeiation charges allocated on the portion of the asset's use.
Olher support costs are allocated based on the spread of staff costs.
2.6 Tangible flxed ass•ts
Tangible fixed assets are inilially measured 81 cost and subsequently measured al cost or valuation, net of
d8preaation and any impairm8nt losses.
Depreciation is recognise(l str as to write off th8 cost or valuation of assets less their residual values over their
useful Iiv8s on the following bases:
Freehold land and buildir¥J$
Plant and equipmonl
Fixtures and fitting5
Motor v8hicles
4Vo and 10°/o on a straight line basis
20°/0 on a straight line basis
25°/v on 8 straight line basis
25¢/0 on a straight line basis
The gain or loss arising on th8 disposal of an asset is d8termined as the drfference between the sale
proceeds and th8 carrying value of the asset. and is recognised in the statement of financial activities.
2.7 Investment properties
Invgstrnent property, which is property held to earn rentals andlor for capital appreciation, is initially recognised
at wst, which includes the purchase cost and any directly attributable expenditur8. Subsequently it is measured
al tsir value at the reporting end date. The surplus or deficit on revaluation is recognised In profit or loss.
2.8 Impalrment of fix8d assets
At each reporting end date, the charty reviews the carrying amounts of ils tangible assets to determine whether
there is any indication that those assets have suffered an impaimient loss. If ony such indicatitsn exists, the
recoverable amount of the asset is estimated irh order to detemiine the extent of the irnpairment loss lif any).
2.9 Cash and cash equivalents
Cash and cash equivalents include cash in hand, deposits held 8t call wth banks, oiher short-lerm liquid
investments wth original maturities of thrèè months or less, and bank ov8rdrafts. Bank overdrafts are shown
within borrowings in current liabilities.
-25-

BROMLEY AND CROYDON WOMEN'S AID LIMITED
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Accounting policies
{Continuedl
2.10 Financlal Instrum8nts
The charity has elected to apply the provisions of Section 11 'Basic Financial Instruments, and Section 12'0ther
Financial Instruments Issues, of FRS 102 to all of its financial instruments.
Financial inslrutnents are recognised in the charity's balance sheet when the charity becomes party to the
contractual provisions of the instwment.
Financial asseis and liabilib.es are offset, with the net amounts presented in the financial slatemenls, when there
is a legally enforceable right to set off the recognised amounts and there is an intention lo settle on a n8t basis
or to re8li8e the asset and sèttle the liability Simultaneously.
Baslc flnancial assots
Basic financial assels. which include debtors and cash and bank balances, are initially measured at transaction
price including transaction costs and are subsequ8ntly carried at amortised cost using the effective interest
ethod unless the arrangement constitutes a financing transaction, where the transaction 15 tnea5ured at the
present value Df the future receipts disc(>unted at a market rate c>f interest. Financial assets classified as
receivable within one year are not amorbsed.
Baslc financi81 liabililies
Basic financial liabilities, including creditors and bank loans are initially r8cognised at transaciion price unl955
the arrangement oonstitutes a financing Iransacb"on. where the debt instrument is measured at the present
value of the future paytnents discounted at a market rate of interest. Financial liabilitie5 classified as payable
within one year are not atnottised.
Debt instruments ar8 subsequently carried al amortised cost, using the effective interest rdte method.
Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of
operations from suppliers. Amounts payable are classified as current liabilities if payrrent is du8 within one year
or less. If not, they are presented as non-current liabilities. Trade creditors are recognis8d initially at transaction
price and subsequently measured al amorbsed cost using the effective interest method.
DereGognfftion of flnanGlal liabilities
Financial liabilities are derecognised when the charity's contractual tsbligations expire or are discharged or
cancelled.
2.11 Provlsions
Provisions are recognised when th8 charity has a legal or constructive present obligation as a rgsull of a past
event, it is probable that the d)arity will be required lo Sett￿ that obligation and a ￿liable estimate can be made
of the amount of the obligation.
The amount recognised as a provision is the besl estimate of the consideration required tr) settle the p￿sent
Obl￿atIon at the reporting end date, taking into account the risks and uncertainties surrounding the obligation.
Where the effect of the titne value of money is material, the amount 8XP8Cted to be required to setue the
obligation is recognised al present value. When a provision is measured al present value, the unwinding of the
diswunt is recognised as a finanoe cost in net incomellexpenditurel in the period in which it aris88.
2.12 Employee benefits
The cost of any unused holiday entitlement is recognised in the period in which the employee's serviTrs are
received.
Temiination benefts are recognised immediately as an expense when the charity is demonstrably commlited
to terminate the employment of an employee or to prowde temiination benefits.
26-

BROMLEY AND CROYDON WOMEN'S AID LIMITED
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Accountlng pollcles
(Continued}
2.13 Retirement benefits
Payments to defined contribution ret1￿m￿nt benefit schemes are charged as an expens8 as they fall du8.
Donations and legacies
Unrestricted Restricted
funds
funds
Total Unrestricted
funds
Resiricted
funds
Total
2025
202S
2025
2024
2024
2024
Donations and glfts
180,505
1,129,747
1.310,252
329,574
921.503
1,251,077
Donations and gifts
The National Lottery
Comrnunity Fund
Icomtnunity
Organisations Cost of
Living Fund
Croydon DASA
BBC Children in Need
The National Lottery
Community Fund
The London Communty
Foundation
Innovation Fund
GLAIDASA
LHA
South West Londori
Integrated Care Board
L'oreal FLJnd for Women
City Bridge Foundatio
SE London ICB
Henry Smith Charity
LB of Brom18y- Refuge
LB of Bromley- VAWG
Embassy of Japan
LB of Croydon
Trust for London
The Caerlow Trust
South East London
(Bromleyl ICB
Other
60,015
148,951
40.000
60,015
148.951
40,0(KI
40,000
40.000
148,319
148,319
141,527
141.527
6,764
11,970
216,325
6,764
11,970
216,325
86,625
86.625
192,517
13,333
192,517
13,333
132,164
33,181
55,419
22,379
62,559
124.342
132,1fj4
33,181
55,419
22,379
2,559
124,342
136,981
34,000
136.981
34,000
233,840
24,773
148,951
7,250
50.000
148,951
7,250
50,000
70.124
70,124
180,505
180,505
329,574
67,554
397,128
180.505
1,129,747
1,310,252
329,574
921,$03
1,251,077
-27-

11 i
111 i

BROMLEY AND CROYDON WOMEN'S AID LIMITED
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Charitable actlvities
Charitsble Charftable
Expenditure Expendlture
2025
2024
Staff costs
Depreciation and imp8irm8nt
Housing management and maintenance
Subcontrads
Staff TrainirvJ
Staff Welfar8
RectLJitment
1,558,311
46,599
570,019
43,852
31,868
17,858
2.686
1.330,678
41,200
663,013
39.194
60,924
11,992
8,393
F 11
Other Housing SeNices
Travel and Subsistence
Advertising, Printing and Stationery
Audit Fees
Voluntary Expenses
Bank Charges and Interest
Legal & Professional
Other charit8bl8 expenditure
e.215
622
27,1
4,380
6,3
156,050
55,234
200,180
7,560
500
24,364
4,380
7,434
102,483
32,716
161.197
2,727.454
2,496,028
Bad Debt
12,509
4,027
2,739,963
2.500,055
Analysls by fund
Unre5trioled fijnds
Reslrioted funds
1,e10,216
1,129,747
1,570,222
929,833
2,739.963 2,500,055
Net movement in funds
2025
2024
The net movement in funds is stsled after chargingllcreditingl..
Depreciation of owned tangible fixed assets
46,599
41,199
Trustses
None of the Trustees lor any persons connected with them) received any remuneration or benefits from the
harity dLJring the year.
-29-

BROMLEY AND CROYDON WOMEN'S AID LIMITED
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Employees
The average monthly number of employees during the year was:
2025
Number
2024
Numbgr
Service delivery
Management and administab.on
Total
Employment costs
202S
2024
Wages and salaries
Social security costs
Other p8nsion costs
1,356,318
138,716
63,277
1,144,510
124,169
61.999
1,558,311
1,330,678
Thè number of omployees whose annual r8rnuneration was mofe than £60.000
is a5 follows:
2025
Number
2024
Number
£60.001 to £70,000
Taxation
The charity is exempt from taxation on its activitiès because a11 its income is applied for charitable purposes.
10 Other gains and losses
Unrestrlcted Unrestricted
funds
funds
2025
2024
Gainslllossesl uptsn=
Foreign eXchar￿&

BROMLEY AND CROYDON WOMEN'S AID LIMITED
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
11 Tangible fix•d assets
Freehold land
and t￿lIdIng5
ptantarbd Fixtures and
equipment
fittings
Total
vehic
Cost
At 1 April 2024
1,655,274
52,107
15.087
1.715
1,724,183
At 31 March 2025
1,655,274
52,107
15.087
1,715
1,724.183
Depreclation and impalm)ent
At 1 April 2024
Depreciation charged in the year
342,857
46,599
52.107
15,087
1,715
411,766
46.599
At 31 March 2025
389,456
52,107
15,087
1,715
458,365
Carrying amount
At 31 March 2025
1,265,818
1.265,818
At 31 March 2024
1,312,417
1,312,417
12 Invèstment pro￿rtY
2025
Fair value
At 1 April 2024
Additions through external acquisition
2,445,399
243,729
At 31 March 2025
2,689.128
The fair value of the investment property has been arrived al on the basis of th8 purchase price as they were
purchased in the year.
2025
2024
Freehold
2,689,128
2.445,399
13 Debtors
2025
2024
Amounts falling due within one year:
Trade debtors
Othgr debtors
Prèpayments and accruèd incorTt8
304,329
55,816
76,004
222,176
57,609
74,521
436,149
354.306
31

BROMLEY AND CROYDON WOMEN'S AID LIMITED
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED>
FOR THE YEAR ENDED 31 MARCH 2025
14 Loans and overdraft5
2025
2024
B8nk loans
3,042,175
2,893,745
Payable within one year
Payable after one yaar
47,820
2,994,355
38,542
2,855.203
Th8 long-term loans are s8cured by fixed charges over all th8 prtsperties ovmed by Bromley and Croydon
Womens Aid Limited.
15 Creditors.. amounts falling due wlthln one year
2025
2024
Notes
Bank loans
Othert8xation and social security
Trade creditors
Accnjals and d8f8rred income
14
47,820
73.798
86,925
164,941
38,542
48,620
34,434
154,744
373,484
276,340
16 Creditors: amounts falling due after more than one year
2025
2024
Note
Bank108ns
14
2,994,355
2,855,203
17 Provislons for liabilities
2025
2024
35,000
35,000
Movements on provisions..
At 1 April 2024 and 31 MarGh 2025
35.000
18 Rgtirement benefit $chem86
2025
2024
Definèd contrlbutlon schemes
Charge to profit or loss in rgspgct of defined contribution schemes
63,277
fj1.999
32-

BROMLEY AND CROYDON WOMEN'S AID LIMITED
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
18 Retirgment benefit schames
Icontinugdl
The charity operat&s a defined contribution pension scheme for all qualifyi￿ employees. The asseis of the
scheme a￿ held separately from those of the charity in an indep8ndently adminlstered fund.
19 Unrestricted funds
The unrestricted funds of th8 charfty comprise the un8xpended balances c*f donaboins and grants which are
not subject to specific conditions by donors and grantors as lo how they may be used. These includ8
designated funds which have been set aside out of unrestrictgd funds by the truslees for specific purp058S.
At l April
2024
Incoming
rèsources
Resources
expended
Transfers
Gains and At 31 March
losses
2025
General funds
1,622.457
1.585,033
11,610,216)
11351
1.597,139
Previous year..
At 1 Aprll
2023
Incoming
resources
Resources
expended
Transfgrs
Gains and At 31 March
losses
2024
General lunds
1,622,057
1,578,952
11,570,222)
18,3301
1,622,457

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I￿0￿0
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LU to cn 2 £ 0 0

BROMLEY AND CROYDON WOMEN'S AID LIMITED
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
21 Related party transactions
There were no disclosable related party transactions during thg year12024- nonel.
22 Cash generated fromllabsorbed by) opèrations
2025
2024
(Deficitysurplus forthe year
125,1831
400
Adjustments for.
Foreign 8xchange diff8renc8S
D8prBciation and impairment of tsngible fixed assets
11351
46,599
41.2CX)
Movements in working capital=
Ilncreasel in debtors
Increaselldecreasel in creditors
181,8431
87,866
144,6671
150,2001
Cash generated fromllabsorbed by) operatlons
27,304
153.2671
23 Analysis of changes in net Idebtvthnds
At 1 Aprll 2024
Cash flrysAt 31 March 2025
Cash at bank and in hand
67fj,878
{é7,9951
608,883
Loans falling due within one year
Loans falling due aft8r more than one year
138,5421
12,855,203)
19,2781
147,8201
1139,1521 12,994,355)
12,216.8671
1216,4251 12,433.2921
-35-