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2024-03-31-accounts

Charity registration number 1067541 (England and Wales)

COCKERMOUTH CHRISTIAN CENTRE TRUST

ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2024

COCKERMOUTH CHRISTIAN CENTRE TRUST

LEGAL AND ADMINISTRATIVE INFORMATION

Trustees

Mr P Boustead Mr D Hetherington Mr R Smith Mr H B Vyner-Brooks Mrs M Morgan

Charity number (England and Wales) 1067541 Independent examiner Armstrong Watson LLP Carleton House 136 Gray Street Workington Cumbria CA14 2LU

COCKERMOUTH CHRISTIAN CENTRE TRUST

CONTENTS

Page
Trustees' report 1
Independent examiner's report 2
Statement of financial activities 3
Balance sheet 4
Notes to the financial statements 5 - 14

COCKERMOUTH CHRISTIAN CENTRE TRUST

TRUSTEES' REPORT FOR THE YEAR ENDED 31 MARCH 2024

The trustees present their annual report and financial statements for the year ended 31 March 2024.

Cockermouth Christian Centre Trust is constituted by the Trust Deed dated 21 December 2000 and is a registered charity. The address of the charity is Main Road, Cockermouth, Cumbria. The Trustees for the year were: -

Investment Powers

The charity owns no investments and keeps all funds in a Bank Account.

Objects

The Charity was formed in order for the furtherance of the Christian faith and other charitable work including a foodbank and food pantry for the local community.

Activities

During the year the Trust continued the furtherance of the Christian faith, provided support to members of the congregation in need and provided facilities for children's activities. During the year there was the introduction of the Food Pantry, an inclusive project to provide assistance with food and energy costs to the local community.

Financial Statements

The attached financial statements show the current state of the charity's finances.

Public Benefit Statement

The activities of the Charity are mindful of the benefit afforded to the public in accordance with the Charity Commission's guidelines.

Risk Management

The trustees actively review the major risk which the charity faces on a regular basis and believe that maintaining reserves at current levels, combined with an annual review of the controls over key financial systems, will provide sufficient resources in the event of adverse conditions. The trustees have also examined other operational and business risks faced by the charity and confirm that they have established systems to mitigate the significant risks.

Future Developments

To help those in need financially and spiritually. Continue teaching Christian values to the people in the congregation and the wider community.

Reserves Policy

The trustees of the charity are satisfied with the current level of general reserves.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the charity's governing document, the Charities Act 2011 and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019).

The trustees' report was approved by the Board of Trustees.

Paul Boustead

Paul Boustead (Jan 31, 2025 10:01 GMT)

Trustee

31 January 2025

COCKERMOUTH CHRISTIAN CENTRE TRUST

INDEPENDENT EXAMINER'S REPORT

TO THE TRUSTEES OF COCKERMOUTH CHRISTIAN CENTRE TRUST

I report to the trustees on my examination of the financial statements of Cockermouth Christian Centre Trust (the charity) for the year ended 31 March 2024.

Responsibilities and basis of report

As the trustees of the charity you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011.

I report in respect of my examination of the charity’s financial statements carried out under section 145 of the Charities Act 2011. In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the Charities Act 2011.

Independent examiner's statement

Since the charity’s gross income exceeded £250,000, the independent examiner must be a member of a body listed in section 145 of the Charities Act 2011. I confirm that I am qualified to undertake the examination because I am a member of ICAEW, which is one of the listed bodies.

Your attention is drawn to the fact that the charity has prepared the financial statements in accordance with the relevant version of the Statement of Recommended Practice applicable to charities preparing their financial statements in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has now been withdrawn. I understand that this has been done in order for the financial statements to provide a true and fair view in accordance with UK Generally Accepted Accounting Practice.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Steven Kirkbride

Steven Kirkbride (Jan 31, 2025 10:18 GMT)

Steven Kirkbride BFP ACA ATT MAAT

Armstrong Watson LLP Carleton House 136 Gray Street Workington Cumbria CA14 2LU 31 January 2025

COCKERMOUTH CHRISTIAN CENTRE TRUST

STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT

FOR THE YEAR ENDED 31 MARCH 2024

Unrestricted
Restricted
funds
funds
2024
2024
Notes
£
£
Income and endowments from:
Donations and legacies
3
22,748
232,769
Investments
4
-
2,403
Other income
5
4,124
6,630
Total income
26,872
241,802
Expenditure on:
Charitable activities
6
22,426
285,576
Total expenditure
22,426
285,576
Net income/(expenditure)
4,446
(43,774)
Transfers between
funds
(4,629)
4,629
Net movement in
funds
(183)
(39,145)
Reconciliation of funds:
Fund balances at 1 April 2023
39,258
393,520
Fund balances at 31 March
2024
39,075
354,375
Total
Unrestricted
Restricted
funds
funds
2024
2023
2023
£
£
£
255,517
19,411
339,713
2,403
5
145
10,754
4,244
7,226
268,674
23,660
347,084
308,002
19,642
226,958
308,002
19,642
226,958
(39,328)
4,018
120,126
-
-
-
(39,328)
4,018
120,126
432,778
35,240
273,394
393,450
39,258
393,520
Total
2023
£
359,124
150
11,470
370,744
246,600
246,600
124,144
-
124,144
308,634
432,778

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

COCKERMOUTH CHRISTIAN CENTRE TRUST

BALANCE SHEET

AS AT 31 MARCH 2024

Notes
Fixed assets
Tangible assets
10
Current assets
Debtors
11
Cash at bank and in hand
Creditors: amounts falling due within
one year
12
Net current assets
Total assets less current liabilities
The funds of the charity
Restricted income funds
14
Unrestricted funds
15
2024
£
15,204
380,305
395,509
(8,123)
£
6,064
387,386
393,450
354,375
39,075
393,450
2023
£
16,226
413,562
429,788
(4,479)
£
7,469
425,309
432,778
393,520
39,258
432,778

The financial statements were approved by the trustees on 31 January 2025

Paul Boustead

Paul Boustead (Jan 31, 2025 10:01 GMT)

Mr P Boustead Trustee

COCKERMOUTH CHRISTIAN CENTRE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2024

1 Accounting policies

Charity information

Cockermouth Christian Centre Trust is a unincorporation charity.

1.1 Accounting convention

The financial statements have been prepared in accordance with the charity's governing document, the Charities Act 2011, FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019). The charity is a Public Benefit Entity as defined by FRS 102.

The charity has taken advantage of the provisions in the SORP for charities not to prepare a Statement of Cash Flows.

The financial statements have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a true and fair view. This departure has involved following the Statement of Recommended Practice for charities applying FRS 102 rather than the version of the Statement of Recommended Practice which is referred to in the Regulations but which has since been withdrawn.

The financial statements are prepared in sterling, which is the functional currency of the charity. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

1.2 Going concern

At the time of approving the financial statements, the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3 Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives.

Restricted funds are subject to specific conditions by donors or grantors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

Endowment funds are subject to specific conditions by donors that the capital must be maintained by the charity.

1.4 Income

Income is recognised when the charity is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Cash donations are recognised on receipt. Other donations are recognised once the charity has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

Legacies are recognised on receipt or otherwise if the charity has been notified of an impending distribution, the amount is known, and receipt is expected. If the amount is not known, the legacy is treated as a contingent asset.

COCKERMOUTH CHRISTIAN CENTRE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2024

1 Accounting policies

(Continued)

1.5 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement, and the amount of the obligation can be measured reliably.

Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges are allocated on the portion of the asset’s use.

1.6 Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Equipment 20% straighline basis Motor vehicles 20% reducing balance basis

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the statement of financial activities.

1.7 Impairment of fixed assets

At each reporting end date, the charity reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any).

1.8 Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

1.9 Financial instruments

The charity has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the charity's balance sheet when the charity becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

COCKERMOUTH CHRISTIAN CENTRE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2024

1 Accounting policies

(Continued)

Basic financial liabilities

Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Derecognition of financial liabilities

Financial liabilities are derecognised when the charity’s contractual obligations expire or are discharged or cancelled.

1.10 Employee benefits

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

Termination benefits are recognised immediately as an expense when the charity is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

1.11 Retirement benefits

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.

2 Critical accounting estimates and judgements

In the application of the charity’s accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

3 Income from donations and legacies

Unrestricted
Restricted
funds
funds
2024
2024
£
£
Donations and gifts
19,121
211,126
Food Pantry donations
-
8,593
Grants
3,627
13,050
22,748
232,769
Total
Unrestricted
Restricted
funds
funds
2024
2023
2023
£
£
£
230,247
19,411
230,779
8,593
-
3,234
16,677
-
105,700
255,517
19,411
339,713
Total
2023
£
250,190
3,234
105,700
359,124

COCKERMOUTH CHRISTIAN CENTRE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2024

3
Income from donations and legacies
Unrestricted
Restricted
funds
funds
2024
2024
£
£
Donations and gifts
Foodbank donations
-
211,126
Gift aid and deeds of
convenant
19,121
-
19,121
211,126
4
Income from investments
Unrestricted
Restricted
funds
funds
2024
2024
£
£
Interest receivable
-
2,403
5
Other income
Unrestricted
Restricted
funds
funds
2024
2024
£
£
Income tax recoverable
4,124
6,630
Total
Unrestricted
Restricted
Total
funds
funds
2024
2023
2023
2023
£
£
£
£
(Continued)
211,126
-
201,140
201,140
19,121
19,411
29,639
49,050
230,247
19,411
230,779
250,190
Total
Unrestricted
Restricted
Total
funds
funds
2024
2023
2023
2023
£
£
£
£
2,403
5
145
150
Total
Unrestricted
Restricted
Total
funds
funds
2024
2023
2023
2023
£
£
£
£
10,754
4,244
7,226
11,470
Total
Unrestricted
Restricted
Total
funds
funds
2024
2023
2023
2023
£
£
£
£
(Continued)
211,126
-
201,140
201,140
19,121
19,411
29,639
49,050
230,247
19,411
230,779
250,190
Total
Unrestricted
Restricted
Total
funds
funds
2024
2023
2023
2023
£
£
£
£
2,403
5
145
150
Total
Unrestricted
Restricted
Total
funds
funds
2024
2023
2023
2023
£
£
£
£
10,754
4,244
7,226
11,470
250,190
Total
2023
£
150
Total
2023
£
11,470

COCKERMOUTH CHRISTIAN CENTRE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 31 MARCH 2024

6 Expenditure on charitable activities

Unrestricted
expense
Foodbank
expenses
Warehouse
expenses
Foodbank
wages
Food pantry
expenses
2024
2024
2024
2024
2024
£
£
£
£
£
Direct costs
Staff costs
-
-
-
62,539
-
Depreciation and
impairment
540
1,750
-
-
115
More than food initiatives
-
14,942
-
-
-
Advertising, postage and
stationery
-
7,514
-
-
-
Rent and rates
3,566
1,780
2,373
-
-
Outreach expenses
4,420
30,835
-
-
-
Light, heat and power
2,327
917
7,123
-
-
Food purchases
-
107,532
-
-
14,689
Gifts
3,816
-
-
-
-
Repairs and renewals
84
4,739
7,164
-
-
Insurances
1,393
-
-
-
-
Telephone
-
898
-
-
-
General expenses
2,172
8,902
-
-
-
Motor expenses
2,518
9,410
-
-
-
Accounting fees
1,590
2,354
-
-
-
22,426
191,573
16,660
62,539
14,804
Analysis by fund
Unrestricted funds
22,426
-
-
-
-
Restricted funds
-
191,573
16,660
62,539
14,804
22,426
191,573
16,660
62,539
14,804
Total
2024
£
62,539
2,405
14,942
7,514
7,719
35,255
10,367
122,221
3,816
11,987
1,393
898
11,074
11,928
3,944
308,002
22,426
285,576
308,002

COCKERMOUTH CHRISTIAN CENTRE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 31 MARCH 2024

6 Expenditure on charitable activities

(Continued)

Previous year:
Unrestricted
expense
Foodbank
expenses
Warehouse
expenses
Foodbank
wages
Food pantry
expenses
2023
2023
2023
2023
2023
£
£
£
£
£
Direct costs
Staff costs
-
-
-
53,884
-
Depreciation and
impairment
340
2,065
-
-
116
More than food initiatives
-
13,545
-
-
-
Advertising, postage and
stationery
-
3,835
-
-
-
Rent and rates
2,956
1,796
2,394
-
-
Outreach expenses
4,011
23,960
-
-
-
Light, heat and power
2,140
837
1,116
-
-
Food purchases
-
83,083
-
-
9,636
Gifts
3,398
-
-
-
-
Repairs and renewals
3,150
9,113
854
-
-
Insurances
1,092
-
-
-
-
Telephone
-
1,526
-
-
-
General expenses
1,103
9,521
-
-
-
Motor expenses
-
7,659
-
-
-
Accounting fees
1,452
2,018
-
-
-
19,642
158,958
4,364
53,884
9,752
Analysis by fund
Unrestricted funds
19,642
-
-
-
-
Restricted funds
-
158,958
4,364
53,884
9,752
19,642
158,958
4,364
53,884
9,752
Total
2023
£
53,884
2,521
13,545
3,835
7,146
27,971
4,093
92,719
3,398
13,117
1,092
1,526
10,624
7,659
3,470
246,600
19,642
226,958
246,600

7 Trustees

None of the trustees (or any persons connected with them) received any remuneration or benefits from the charity during the year.

8 Employees

The average monthly number of employees during the year was:

2024 2023
Number Number
5 4

COCKERMOUTH CHRISTIAN CENTRE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2024

8
Employees
Employment costs
Wages and salaries
Other pension costs
(Continued)
2024
2023
£
£
61,450
53,175
1,089
709
62,539
53,884
(Continued)
2024
2023
£
£
61,450
53,175
1,089
709
62,539
53,884
53,884

There were no employees whose annual remuneration was more than £60,000.

9 Taxation

The charity is exempt from taxation on its activities because all its income is applied for charitable purposes.

10 Tangible fixed assets

Equipment
Motor
vehicles
£
£
Cost
At 1 April 2023
19,371
10,680
Additions
-
1,000
At 31 March 2024
19,371
11,680
Depreciation and impairment
At 1 April 2023
16,927
5,655
Depreciation charged in the year
1,200
1,205
At 31 March 2024
18,127
6,860
Carrying amount
At 31 March 2024
1,244
4,820
At 31 March 2023
2,444
5,025
Total
£
30,051
1,000
31,051
22,582
2,405
24,987
6,064
7,469

COCKERMOUTH CHRISTIAN CENTRE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2024

11
Debtors
Amounts falling due within one year:
Other debtors
Prepayments and accrued income
12
Creditors: amounts falling due within one year
Other taxation and social security
Trade creditors
Accruals and deferred income
13
Retirement benefit schemes
Defined contribution schemes
Charge to profit or loss in respect of defined contribution schemes
2024
£
11,397
3,807
15,204
2024
£
1,405
3,384
3,334
8,123
2024
£
1,089
2023
£
12,916
3,310
16,226
2023
£
559
138
3,782
4,479
2023
£
709

The charity operates a defined contribution pension scheme for all qualifying employees. The assets of the scheme are held separately from those of the charity in an independently administered fund.

14 Restricted funds

The restricted funds of the charity comprise the unexpended balances of donations and grants held on trust subject to specific conditions by donors as to how they may be used.

At 1 April Incoming Resources Transfers At 31 March
2023 resources expended 2024
£ £ £ £ £
Foodbank 387,143 213,209 (191,573) (54,404) 354,375
Foodbank wages - 15,000 (62,539) 47,539 -
Foodbank warehouse 4,795 5,000 (16,660) 6,865 -
Food Pantry 1,582 8,593 (14,804) 4,629 -
393,520 241,802 (285,576) 4,629 354,375

COCKERMOUTH CHRISTIAN CENTRE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2024

14 Restricted funds (Continued)
Previous year: At 1 April Incoming Resources Transfers At 31 March
2022 resources expended 2023
£ £ £ £ £
Foodbank 267,003 313,250 (156,669) (36,441) 387,143
Foodbank wages - 17,500 (53,885) 36,385 -
Foodbank warehouse 4,469 5,000 (4,674) - 4,795
Workington Town Council 1,922 - (1,978) 56 -
Food Pantry - 11,334 (9,752) - 1,582
273,394 347,084 (226,958) - 393,520

15 Unrestricted funds

The unrestricted funds of the charity comprise the unexpended balances of donations and grants which are not subject to specific conditions by donors and grantors as to how they may be used. These include designated funds which have been set aside out of unrestricted funds by the trustees for specific purposes.

At 1 April Incoming Resources Transfers At 31 March
2023 resources expended 2024
£ £ £ £ £
General funds 39,258 26,872 (22,426) (4,629) 39,075
Previous year: At 1 April Incoming Resources Transfers At 31 March
2022 resources expended 2023
£ £ £ £ £
General funds 35,240 23,660 (19,642) - 39,258

16 Analysis of net assets between funds

Unrestricted
Restricted
funds
funds
2024
2024
£
£
At 31 March 2024:
Tangible assets
1,095
4,969
Current assets/(liabilities)
37,980
349,406
39,075
354,375
Total
2024
£
6,064
387,386
393,450

COCKERMOUTH CHRISTIAN CENTRE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 31 MARCH 2024

16 Analysis of net assets between funds (Continued)
Unrestricted Restricted Total
funds funds
2023 2023 2023
£ £ £
At 31 March 2023:
Tangible assets 634 6,835 7,469
Current assets/(liabilities) 38,624 386,685 425,309
39,258 393,520 432,778

17 Related party transactions

There were no disclosable related party transactions during the year (2023 - none).

76669 Final Accounts 2024 03 31

Final Audit Report

2025-01-31

Created: 2025-01-31 By: Jo-Anna Cubby (Jo-Anna.Cubby@armstrongwatson.co.uk) Status: Signed Transaction ID: CBJCHBCAABAA4TxU8dGcakWXftXPhvQlHhMjDa9MHvSc

"76669 Final Accounts 2024 03 31" History

2025-01-31 - 08:45:40 GMT- IP address: 149.50.169.1

Signature Date: 2025-01-31 - 10:01:27 GMT - Time Source: server- IP address: 86.189.161.88

Document e-signed by Steven Kirkbride (steven.kirkbride@armstrongwatson.co.uk) Signature Date: 2025-01-31 - 10:18:49 GMT - Time Source: server- IP address: 46.235.170.216

Agreement completed. 2025-01-31 - 10:18:49 GMT