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2024-11-30-accounts

Report and Accounts for the Year Ended 30th November 2024

Trustees -

Rev. PF Wilkinson - Chairman Mrs R Bane - Secretary Dr SM Carroll - Treasurer Mr J Coe Mr A Lowles Mr T Martin Mr JR Watts Mr J Welch

Registered Number - 1066381

Address - 43 Cressingham Road, Ashill, Thetford, Norfolk, IP25 7DG

Independent Examiner -

Matthew Sturman Lovewell Blake LLP Bankside 300, Peachman Way, Broadland Business Park, Norwich, NR7 0LB

Bankers - Barclays Bank Plc, Swaffham, Norfolk

Purpose of Trust - To provide and maintain premises for Christian worship and associated activities, Christian teaching, nurture and any activities compatible with the foregoing objectives. Investment Powers - The trustees may invest funds not immediately required in the name of any clearing bank and any trust corporation or any stockbroking company which is a member of the Stock Exchange (or any subsidiary company) as nominee for the trustees.

CORNERSTONE BUILDING TRUST

Independent examiner's report to the trustees of Cornerstone Building Trust

I report to the trustees on my examination of the accounts of Cornerstone Building Trust (the Trust) for the year ended 30 November 2024.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ("the Act").

I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Matthew Sturman FCCA 03-Apr-25

Statement of Accounts

Income and Expenditure for the year ended 30th November 2024

Note
2024
£
Income
Voluntary income - donations and tax recovery
a
2,890
Other income received
b
1,957
Income from use of property
c
20,290
Rental income for Stables/Income from use of property
d
3,010
Interest received
e
82
Total Incoming Resources
28,228
Outgoing resources
Charitable Activities
Premises costs
The Well
2
(14,720)
The Stables
2
(6,789)
(21,509)
Finance Charges - Interest (mortgage account)
-
Depreciation on Equipment @ 20%
(1,853)
Total Outgoing resources
(23,362)
Net Incoming/(Outgoing) Resources for the Year
4,866
Unrestricted Fund at 1st December 2023
1,015,311
Unrestricted Fund at 30th November 2024
1,020,177
Notes:
a
b
c
d
e
Dec-23
190.00
0.00
1265.00
-
20.13
Jan-24
210.00
0.00
2585.00
-
0.00
Feb-24
190.00
0.00
1265.00
-
0.00
Mar-24
200.00
0.00
1515.00
50.00
21.70
Apr-24
210.00
1765.06
1265.00
400.00
0.00
May-24
200.00
0.00
2585.00
400.00
0.00
Jun-24
190.00
0.00
1415.00
400.00
19.04
Jul-24
210.00
0.00
1415.00
-
0.00
Aug-24
200.00
191.88
1340.00
400.00
0.00
Sep-24
200.00
0.00
2660.00
400.00
20.64
Oct-24
700.00
0.00
1715.00
400.00
0.00
Nov-24
190.00
0.00
1265.00
560.00
0.00
Total
2890.00
1956.94 20290.00
3010.00
81.51
2023
£
2,530
4,414
19,140
-
78
26,162
(34,070)
(6,939)
(41,009)
-
(1,609)
(42,618)
(16,456)
1,031,767
1,015,311
BALANCE SHEET AS AT 30 NOVEMBER 2024
2024
Note
£
£
Fixed assets
Land and Buildings
3
994,943
Furniture and Equipment
4
7,409
1,002,352
Current assets
Debtors and prepayments
5
-
Balances at bank
6
17,825
17,825
Current liabilities
Other creditors
7
-
Loans, mortgages (<1yr)
6
-
-
Long term liabilites
Mortgage >1 year
6
-
Total assets less current liabilities
1,020,177
Capital and Reserves
Reserves b/fwd
1,015,311
Profit / (loss) for the year
4,866
Reserves c/fwd
1,020,177
BALANCE SHEET AS AT 30 NOVEMBER 2024
2024
Note
£
£
Fixed assets
Land and Buildings
3
994,943
Furniture and Equipment
4
7,409
1,002,352
Current assets
Debtors and prepayments
5
-
Balances at bank
6
17,825
17,825
Current liabilities
Other creditors
7
-
Loans, mortgages (<1yr)
6
-
-
Long term liabilites
Mortgage >1 year
6
-
Total assets less current liabilities
1,020,177
Capital and Reserves
Reserves b/fwd
1,015,311
Profit / (loss) for the year
4,866
Reserves c/fwd
1,020,177
BALANCE SHEET AS AT 30 NOVEMBER 2024
2024
Note
£
£
Fixed assets
Land and Buildings
3
994,943
Furniture and Equipment
4
7,409
1,002,352
Current assets
Debtors and prepayments
5
-
Balances at bank
6
17,825
17,825
Current liabilities
Other creditors
7
-
Loans, mortgages (<1yr)
6
-
-
Long term liabilites
Mortgage >1 year
6
-
Total assets less current liabilities
1,020,177
Capital and Reserves
Reserves b/fwd
1,015,311
Profit / (loss) for the year
4,866
Reserves c/fwd
1,020,177
£
£
994,943
6,437
1,001,380
-
13,931
13,931
-
-
-
-
-
1,015,311
1,031,767
16,456
-
1,015,311
2023
£
£
994,943
6,437
1,001,380
-
13,931
13,931
-
-
-
-
-
1,015,311
1,031,767
16,456
-
1,015,311
2023
-
17,825
-
13,931
-
-
-
-
-
-
1,020,177 1,015,311
1,015,311
4,866
1,031,767
16,456
-
1,020,177 1,015,311

Notes to the Financial Statements for the Year Ended 30 November 2024

1. Accounting Policies -

These accounts have been prepared under the historic cost convention and in accordance with applicable accounting standards and the Recommended Practice on Accounting by Charities.

2. Premises Costs -

2024
Well
£
Heating/Lighting/wifi/TV licence
5,746.27
Water charges/septic tank
1,022.00
Insurance
2,952.56
Repairs and Servicing
2,317.06
Telephone
853.32
Cleaning/sundry costs
734.26
Caretaking
1,095.00
General rates
-
Furniture/Equipment/Carpets &c
0.00
-
Mortgage payments
-
14,720.47
3. Property-
Cost 1-Dec-23
Additions in year
4. Furniture and Equipment-
Cost 1-Dec-23
Additions in year
Depreciation 1-Dec-23
Depreciation in year
2024
Well
£
5,746.27
1,022.00
2,952.56
2,317.06
853.32
734.26
1,095.00
-
0.00
-
-
2024
£
994,943.00
-
2024
Stables
£
4,235.20
1,002.00
-
136.50
-
-
-
1,414.81
-
-
6,788.51
2023
Well
£
13,036.47
650.00
2,796.74
14,262.32
737.12
878.92
1,708.00
-
-
-
34,069.57
2023
£
994,943.00
-
994,943.00
2023
£
51,616.19
-
51,616.19
43,569.62
1,609.00
45,178.62
6,437.57
2023
Stables
£
3,218.31
867.00
-
1,501.66
-
-
-
1,352.41
-
-
14,720.47 6,939.38
994,943.00
2024
£
51,616.19
2,825.00
54,441.19
45,178.62
1,853.00
47,031.62
7,409.00
Notes to the Financial Statements for Year Ended 30 November 2024 Notes to the Financial Statements for Year Ended 30 November 2024 Notes to the Financial Statements for Year Ended 30 November 2024 (continued)
2024 2023
£ £
5.Debtors
Tax Refund due on Gift Aid donations - -
Prepayments - -
- -
6.Balances in bank on 30-Nov-2024 Current a/c 5,452.10 8,149.14
Saver a/c 12,373.32 5,781.81
Total 17,825.42 13,930.95
Mortgage a/c - -
7.Creditors
Premises costs - -
Accrued interest - -
- -