## **Trustees' Annual Report for New Life Children Centre** **Charity Name:** New Life Children’s Centre **Reporting Period:** 1 August 2024 – 31 July 2025 **Charity Registration Number:** 1065802 ## **Structure, Governance, and Management** New Life Children Centre is governed by its Constitution, which outlines the framework for decision-making and charity operations. The Trustees are responsible for ensuring that the charity operates in compliance with its objectives and within the guidelines of the UK Charity Commission. The charity’s governing board consists of 6 Trustees. Trustees are recruited based on their skills and commitment to the charity’s objectives. Meetings are held quarterly to review progress, finances, and plans for future development. Day-to-day operations are managed by a team of dedicated staff and volunteers, both in the UK and The Gambia. |**Name**|**Ofce**(if any)|**Dates acted, if not for**
**whole year**|**Name of person (or body)**
**enttled to appoint**
**trustee**| |---|---|---|---| |Ken Morgan|Chairman||Trustees of Charity| |Beth Herring|Secretary||Trustees of Charity| |Margaret Staples|||Trustees of Charity| |Rebecca Walker|||Trustees of Charity| |Mark Gordon|||Trustees of Charity| |Lisa McDavid|||Trustees of Charity| ## **Objectives and Activities** The purpose of New Life Children Centre is to provide education, resources, and care for children in The Gambia. Our two schools cater to children from underserved communities, offering them opportunities for learning and personal development. Beyond education, the charity also undertakes community development initiatives aimed at improving living standards, providing healthcare support, and promoting sustainable development. The main objects of the Charity as agreed in its Constitution are to: - - a) Advance the Christian faith both abroad and in the United Kingdom; - b) The relief of poverty and sickness for persons in any part of the world - c) The worldwide advancement of education on the basis of Christian principles. Key objectives include: 1. Ensuring access to quality education for all children enrolled in our schools. 2. Supporting community health initiatives, including hygiene awareness campaigns and provision of essential supplies. 3. Collaborating with local partners to promote economic self-reliance through skills training. 4. Strengthening ties between the UK and The Gambia through fundraising and volunteer opportunities. As set out in the Constitution for the Charity, any new trustees will be appointed by a wider group of interested people. This group is what we call ‘partners of NLCC’ and their mandate is to appoint, when necessary, any new trustees to the Board of Trustees along with the existing ones. They would not carry any responsibility of the trustees as their only role and responsibility is to appoint new trustees when applicable. All Partners of NLCC are welcome to join with the trustees in all the Board meetings that take place. ## **Trustee induction and training** New Trustees receive an induction which includes a briefing: their legal obligations as Trustees under charity law, the Charity Commission guidance on public benefit, information regarding the content of the Memorandum and Articles of Association, key policies and procedures, the organisational structure and decision-making processes and the recent financial performance of the charity. Trustees are encouraged to attend appropriate external training events which will facilitate the undertaking of their role. ## **Partners of NLCC** Trustees are appointed by a wider group of people who are actively involved in the charity along with existing trustees and have a range of expertise necessary to the success of the work comprising of: - Ceri Lennon – HR Manager Sylvia Morgan – Retired Teacher Samantha O’Connell – Finance Sian Wade – Minister and Community Worker Pam Chard - Retired midwife Heather Beedham – Retired nurse Anne Waghorne - Business ## **Achievements and Performance (August 2024 - July 2025)** During the reporting period, New Life Children Centre made significant progress in achieving its objectives: ## 1. **Educational Impact:** - Over 800 children were sponsored across our two schools, receiving quality education over the year - Successfully launched an extracurricular programme, including arts, sports, and literacy initiatives. - Funded teacher training workshops to enhance teaching quality through our NLCC partners. - Our schools come amongst the top in the country, with an aggregate of 6 - One of our students achieved top place in the whole of the country 2. **Community Development:** - Distributed essential supplies, including school uniforms, textbooks, hygiene kits, and food to families in the Gambian villages - Implemented a clean water project benefiting the school communities and surrounding areas. 3. **Volunteer and UK-Based Support:** - Engaged UK-based supporters through fundraising events, raising awareness of the charity’s work. - Regular Trips to the Gambia organised by the charity to volunteer in the school, local health clinics and to provide support in building projects. - Volunteering opportunities in our Charity shop in Newark continued to grow ## **Financial review** Income: The charity’s total income for the reporting period was £230,927. This was primarily generated through: - Donations from individual supporters and corporate sponsors. - Monthly Sponsorship from supporters - Fundraising events held in the UK. Expenditure: Expenditures totalled £223,842, with funds allocated as follows: - Educational resources and school operations: £20,424. - Community development projects: £32,291. - Administrative and operational costs: £171,127. - The charity achieved a net loss of £7,085. **Reserves Policy:** Reserves are needed to bridge the gap between the spending and receiving of income and to cover unplanned emergency repairs and other expenditure. The Trustees have established in their Reserves Policy that the charity reserves should cover 3 months of essential operating costs to cover the continued operation of the charity in the event of a reduced level of income for any reason. The reserve fund would be £25,000 (D1.500,000). ## **Plans for the Future** For the upcoming year, New Life Children Centre aims to: - Expand enrolment to reach more children, particularly those in remote areas. - Building of a new location School in Faraba - Develop a sustainable agriculture program to support school meals and community nutrition in the new location school - To encourage the ongoing advancement of the Christian religion within the schools - The continued staff training programmes to ensure a high level of teaching across our schools. - Repair and update of both school premises. - Seeking more media promotional resources for promoting the charity and the work in Africa ## **Statement of Trustees' Responsibilities** The Trustees are responsible for preparing an Annual Report and financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice). Company law requires them to prepare financial statements for each year which give a true and fair view of the state of affairs of the charitable company and of the incoming resources and application of resources, including the income and expenditure, for that period. In preparing the financial statements, the Trustees are required to: - select suitable accounting policies and then apply them consistently; - observe the methods and principles in the Charities SORP; - make judgements and estimates that are reasonable and prudent; - state whether applicable UK accounting standards have been followed, subject to any material departures disclosed and explained in the financial statements; - prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue in business. The Trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charity and the group and hence taking reasonable steps for the prevention and detection of fraud and other irregularities. The trustees are responsible for the maintenance and integrity of the corporate and financial information included on the charitable company’s website. Legislation in the United Kingdom governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions. The Board of Trustees recognise the need for effective management of the key risks faced by the charitable company. They also recognise that risk management is something that has to happen constantly and continually on an informal basis at all levels. The objectives of New Life Children’s Centre risk management strategy are to:- - Raise awareness of the need for risk management; - Minimise loss, disruption, damage and injury and reduce the cost of risk, thereby maximising resources; - Inform policy and decision making by identifying risks and their likely impact. These objectives are achieved by: - Establishing clear roles, responsibilities and reporting lines within the organisation for risk management - Effective communication with, and the active involvement of, Trustees, Key Volunteers and the School Management. - Monitoring arrangements on an ongoing basis Key processes undertaken are: - Risk assessments are undertaken, appropriate to the organisation's size and complexity, to match, support and feed back up into the risk register headings and provide evidence that risk is being managed. Trustees and volunteers (workers) all have a responsibility to identify, assess, and manage risks in their area of work or responsibility. In some areas this might be done informally, without formal record of the actions taken, due to the fast-moving and volunteer nature of the organisation. In most areas however, and in many situations, a more formal risk assessment and management process is in place. ## **Statement as to disclosure to our independent examiner** In so far as the Trustees are aware at the time of approving our Trustees’ Annual Report: ● there is no relevant information needed by the independent examiner in connection with preparing their report, of which the independent examiner is unaware, and ● the Trustees, having made enquiries of the independent examiner that they ought to have individually taken, have each taken all steps that he/she is obliged to take as a director in order to make themselves aware of any relevant audit information and to establish that the independent examiner is aware of that information. ## **Acknowledgments** The Trustees express their heartfelt gratitude to all donors, sponsors, volunteers, and partners who have contributed to the success of New Life Children Centre. Your support has made a tangible difference in the lives of children and families in The Gambia. Signed on behalf of the Trustees: Kenneth Morgan Chair of Trustees Date: 12/05/26 ## New Life Children’s Centre ## **Charity Accounts** ## **12 Months to 31[st] July 2025** ## **(Charity Registration Number: 1065802)** SAVIOUR Accounting, 5 Spring Drive, Fernwood, Newark, Nottinghamshire NG24 3JS Tel: (01636) 558605 Email: peter@saviouraccounting.co.uk ## **New Life Children's Centres** **Income and Expenditure Account for the 12 months to 31 July 2025** **----- Start of picture text -----**
|||||| |---|---|---|---|---| |NatWest and| |Yorkshire|Newark shop| |Banks|cash account|Gambia|Total| |£|£|£|£| |INCOME| |UK Income| |Donations|133,264.97|133,264.97| |Gift Aid|17,894.74|17,894.74| |Shop income|0.00|27,490.80|27,490.80| |Fund raising events|0.00|0.00| |Gambia Income| |School income|46,721.59|46,721.59| |Land Income|1,783.30|1,783.30| |Interest|1,704.34|1,704.34| |Miscellaneous|1,473.67|1,473.67| |TOTAL INCOME|151,159.71|27,490.80|51,682.91|230,333.41| |EXPENDITURE| |Salaries|77,643.29|77,643.29| |Social Security / Tax|7,834.57|7,834.57| |Utilities|2,964.11|2,964.11| |Maintenance|24,003.99|24,003.99| |Transport|394.91|394.91| |School fees|0.00|0.00| |Stationery|1,370.72|1,370.72| |Bank charges|10,200.35|10,200.35| |School Equipment|2,435.31|2,435.31| |Micellaneous Staff Expenses|1,070.60|1,070.60| |Rice Appeal Gifts|0.00|0.00| |Special Events Expenses|2,377.93|2,377.93| |Miscellaneous|5,999.38|5,999.38| |Exchange adjustment|3,068.06|3,068.06| |Shop expenses|14,089.67|14,089.67| |Travel|3,893.63|3,893.63| |Publicity|1,179.85|1,179.85| |Miscellaneous|15,924.37|15,924.38| |TOTAL EXPENDITURE|35,087.52|0.00|139,363.22|174,450.75| |NET INCOME|116,072.19|27,490.80|(87,680.31)|55,882.66| |SAVIOUR Accounting, 5 Spring Drive, Fernwood, Newark, Nottinghamshire NG24 3JS| |Tel: (01636) 558605|Email: peter@saviouraccounting.co.uk| **----- End of picture text -----**
## **New Life Children's Centres** ## **Expanded Receipts and Payments Account for 12 months to 31 July 2025** ||||||**NatWest and**|||| |---|---|---|---|---|---|---|---|---| ||||||**Yorkshire**|**Newark shop**||| ||||||**Banks**|**cash account**|**Gambia**|**Total**| ||||||£|£|£|**£**| ||**RECEIPTS**|||||||| ||**UK Receipts**|||||||| ||||Donations||133,264.97|||133,264.97| ||||Gift Aid||18,488.06|||18,488.06| ||||Shop income||0.00|27,490.80||27,490.80| ||||Rag Bag Shop Sales|||||0.00| ||||Loan - Derek Beal||0.00|||0.00| ||||Fund raising events||0.00|||0.00| ||**Gambia Receipts**|||||||| ||||School income||||46,721.59|46,721.59| ||||Land Income||||1,783.30|1,783.30| ||||Interest||||1,704.34|1,704.34| ||||Miscellaneous||||1,473.67|1,473.67| ||**TOTAL RECEIPTS**||||151,753.03|27,490.80|51,682.91|230,926.74| ||**PAYMENTS**|||||||| ||||Salaries||||77,812.04|77,812.04| ||||Social Security / Tax||||7,932.42|7,932.42| ||||Utilities||||2,964.11|2,964.11| ||||Maintenance||||24,003.99|24,003.99| ||||Transport||||394.91|394.91| ||||Purchase of Land - Faraba||||32,290.73|32,290.73| ||**GAMBIA**||School fees
Stationery
Bank charges
Repairs & Renewals||||0.00
1,370.72
10,200.35
0.00|0.00
1,370.72
10,200.35
0.00| ||||School Equipment||||2,435.31|2,435.31| ||||Building project - Half|Dye|||1,833.93|1,833.93| ||||Building project - Kanifing||||0.00|0.00| ||||Building project - Faraba||||17,988.86|17,988.86| ||||Micellaneous Staff Expenses||||1,070.60|1,070.60| ||||Miscellaneous||||1,052.54|1,052.54| ||||Rice Appeal||||0.00|0.00| ||||Special Events||||2,377.93|2,377.93| ||||Exchange adjustment||||3,068.06|3,068.06| ||||Staff loans paid||||1,957.70|1,957.70| ||||Loan repayment|||||0.00| ||||Shop expenses||14,089.67|||14,089.67| ||**UK**||Travel
Publicity||3,893.63
1,179.85|||3,893.63
1,179.85| ||||Miscellaneous||15,924.37|||15,924.37| ||**TOTAL PAYMENTS**||||35,087.52|0.00|188,754.21|223,841.73| ||**NET**|**RECEIPTS**|||116,665.51|27,490.80|(137,071.30)|7,085.01| ||**Balances brought forward**|||**31 July 2024**|(21,458.42)|389.50|37,880.68|16,811.76| ||**TRANSFERS**|||||||| ||**Paid in to Bank from shop**||||27,876.34|(27,876.34)||0.00| ||**Paid in to Bank from Rag Bag sales**||||0.00|0.00||| ||**Transfers to The Gambia**||||(138,000.00)||138,000.00|0.00| ||**TOTAL TRANSFERS**||||(110,123.66)|(27,876.34)|138,000.00|0.00| |||||||||| ||**Balances carried forward 31 July 2025**||||**(14,916.57)**|**3.96**|**38,809.38**|**23,896.77**| ||VIOU|R Accounting, 5 Spring Drive, Fernwood, Newark, Nottinghamshire NG24 3JS||||||| ||: (01636) 558605|||Email:peter@saviouraccounting.co.uk||||| SAVIOUR Accounting, 5 Spring Drive, Fernwood, Newark, Nottinghamshire NG24 3JS Tel: (01636) 558605 Email: peter@saviouraccounting.co.uk ## **New Life Children's Centres** ## **Balance Sheet as at 31 July 2025** |**BANK AND CASH**
Virgin Bank
NatWest Bank
The Gambia
Newark shop cash account
**Total bank and cash**
**DEBTORS**
Gift Aid
Staff loans
**LAND AND BUILDINGS**
**Kanefing**
Balance brought forward
Additions
Total
**Half Dye**
Balance brought forward
Additions
Total
**Faraba Land**
Balance brought forward
Additions
Total
**Total land and buildings**
**Total assets**
**CREDITORS**
Income Tax and Social Security
Shop rent (Newark)
**TOTAL CREDITORS**
**NET ASSETS**
**GENERAL FUND**
**Balance brought forward 31 July 2024**
Excess income over expenditure for the year
**Balance carried forward 31 July 2025**|**2025**
**£**
34,523.29
85.07
38,809.38
3.96| |---|---| ||73,421.70| ||1,605.61
841.68| ||2,447.29| ||340,840.53
0.00| ||340,840.53
357,815.60
1,833.93| ||359,649.53| ||48,306.69
32,290.73| ||80,597.42| ||| ||781,087.48| ||| ||856,956.46| ||452.90
5,000.00| ||5,452.90| ||851,503.56| ||795,620.90
55,882.66| ||851,503.56| **NOTE TO INCOME AND EXPENDITURE ACCOUNT AND BALANCE SHEET Exchange adjustment rate movements during the 12 months were between 86.44 to 93.27** SAVIOUR Accounting, 5 Spring Drive, Fernwood, Newark, Nottinghamshire NG24 3JS Tel: (01636) 558605 Email: peter@saviouraccounting.co.ukpeter@saviouraccounting.co.uk Email: peter@saviouraccounting.co.ukpeter@saviouraccounting.co.uk ## **New Life Children's Centres** **Balance Sheet Notes as at 31 July 2025** |**BANK AND CASH BALANCES**
Bank - NatWest
Bank - Virgin
Bank - Gambia
Cash
**TOTAL MONETARY ASSETS**|85.07
34,523.29
38,809.38
3.96| |---|---| ||73,421.70| |**LOANS TO STAFF**|**DALASI**|**DALASI**|**EXCHANGE**|**RATE**| |---|---|---|---|---| |**Loans brought forward**|58,000.00||86.19|opening| |Loans paid|10,000.00||88.88|average| |Staff Loans provision|137,000.00||93.27|closing| |Loan repayments||126,500.00|88.88|average| |Loans carried forward||78,500.00|93.27|closing| ||205,000.00|205,000.00||| |**SALARIES AND STAFF LOANS**||||| |Opening debtor - staff loans|672.92|||| |Payments - salaries and staff loans|77,812.04|||| |Loan repayments estimate||||| |Closing debtor - staff loans||841.68||| |Provision||||| |Extra on salary paymetnts||||| |Net expenditure||77,643.29||| ||78,484.96|78,484.96||| |**INCOME TAX AND SOCIAL SECURITY - STERLING**||||| |Opening creditor||550.75||| |Payments|7,932.42|||| |Net expenditure||7,834.57||| |Closing creditor|452.90|||| ||8,385.32|8,385.32||| |**INCOME TAX AND SOCIAL SECURITY - DALASI**||||| |Closing creditor - Dalasi|42,240.17|||| |Closing Exchange rate|93.27|||| |Closing creditor - Sterling|452.90|||| |**GIFT AID**||||| |Debtor brought forward 31 July 2024|2,198.93|||| |Receipts during the year||18,488.06||| |Net cash movement|17,894.74|||| |Debtor carried forward 31 July 2025||1,605.61||| |**SHOP EXPENSES CREDITOR**|20,093.67|20,093.67||| |Opening Creditor||5,000.00||| |Payments|14,089.67|||| |Net expenditure||14,089.67||| |Closing Creditor|5,000.00|||| ||19,089.67|19,089.67||| |ccounting, 5 Spring Drive, Fernwood, Newark, Nottinghamshire NG24 3JS||||| |) 558605
Email:peter@saviouraccounting.co.uk||||| SAVIOUR Accounting, 5 Spring Drive, Fernwood, Newark, Nottinghamshire NG24 3JS Tel: (01636) 558605 Email: peter@saviouraccounting.co.uk Indopendent examlneT's report to the trustees ol Now Lllo Chlldr?n'8 Centr•s (Reglstered Charlty 1065802) I report to the trustees on my ex8rriln8tion of th8 8ccouni$ of ihe Nfjw Llf8 Chlldr8ri's Centres {Registered Charity 10658021- (the Trusll for the year 31 si july 2025. Responslbllltles and ba818 ol report As the charity trustees Ot the Trust you are responslble for the preparation of the accounts in 8ccordance with ihe requirements of the Chariiies Act 20111.ihe Act'l. I report in respect of my examination ofthe Trust's accounts carrled out under section 145 of th8 2011 Act and in carrying out my examination I have followod allth applicable directions given bythe Charity Commission under section 14515)Ibl of the Act. i￿e￿e￿d￿OLexaM1￿aL'￿talPffjent I have completed my examination. I confirm that no matèrial matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: 1. accounting records were not kept in respectof the Trust as required by section 730 of the Act; or 2. the accounts do not accord with those records. I have no concerns and h8ve come across no other matters in connection with the examination to which attention should be drawn in this report in orderto enable a proper understanding of the accounts to be reached. Signed: Name." Mrjon Broughton Relevant professional qualification or membership of professional bodies (if any): NIA Address: 99 Farndon R08d. Newark. Noits. NG24 4SQ Date= 2151 May 2026 Indepondent examlner's report tothe tru¥tpo¥.of New Llfe Chlldren's Centres (Registered Charity 1065802) I report to the trustees on my examination ofthe accounts ofthe New Life Childr8n'8 Centres (Registered Charity 10658021- (the Trustl for the year 31st July 2025. 8e8pons1bl.lltles_an￿kna¥1a_Q[rRpQ As the charitytrustees of the Trustyou are responsible forthe preparation ofthe accounts in accordance with the requirements ofthe Charities Act 20111'the Act.). I report in respect of my examination ofthe Trust's accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed allthe applicable directions given bythe Charity Commission under section 145151(b) of the Act. dep_e_Ddont.examlner's.s.tatement I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: 1. accounting records were not kept in respect of the Trust as required by section 130 of the Act. or 2. the accounts do not accord with those records. I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding ot the accounts lo be reached. Signed: Name: Mr Jon Broughton Relevant professional qualification or membership of professional bodies lif any): NIA Address: 99 Farndon Road. Newark. Notts. NG24 4SQ Date". 21°, May 2026