CHRISTIAN COMMUNrrY ACTION MINISTRIES
FINANCIAL STATEhEKrs
31 DECEMBER 2025

CHRISTIAN COMMUF￿y ACTION PANISTRIES
Page
Reference and Administrative detsils of the Charty, its Trustees and Advisors
Twstees. Report
statement of Trustees. Responsibilii
Independent Examinerfs Report
Statement of Financial Actnirttes
Balan￿ Sheet
10
Cash Flow Statement
Notes to the Financial Statements
12-19

CHRISTIAN COMMUNtrY ACTION MINISTRIES
Company limited by guarantee
REFE1￿CE AND ADMINISTRATIVE ￿AlLs OF THE CHARrrY. rrs TRUSTEES AND ADVISORS
Trustees
The Trustees throughout the pericd were as follows".
Rachel Belshaw
Suzanne Kn￿h1
Rosemary Sandbach
Caroline Heron
Peter Shirley-Quirke
Advisors
Solicitors-
Property-
Hayes cirfford & Co
16a Norcot Road
General:
5&57 London Street
Tilehurst
Reading
RG14PS
Reading
RG30 6BU
Bankers:
Santander UK
Bridle Road.
Boode.
Merseyside.
L30 4GB
Independent Examiner: Rachel Eden
Curious Lounge
1st Floor
Pinnacle Building
Tudor Road
Reading
RG1 1NH
Registsred Offlce:
369 Oxford Rd
Reading
RG30 1 HA
Company No:
3437869
Reglstered Charity No: 1065627
Head of Operations - Clarie Lewis

Trustees. Annual Report
The Trustees present their report and the financial statemerhts forthe yearto 315t December 2025.
Details of all the Trustees who are also directors of the charitable company and the organisations
advisors are set out on page l.
Strurture, Governance and Management
Christian Community Attion Ministries ICCAI is a (harttable company limfied by guarantee. Its
governing document is tts memorandum and artide5 of association. Trustee 5elertion is undertaken
by acfvertising vat3ncies through thurche5 in the Reading and Berkshire areas and then by inviting
potential Trustees to an informal meeting followed by an invitation to observe Trustee meetings.
Appointments are made at an AGM: however, Trustees may appoint addwtional Trustees at any time
subject to confirmation at the nextAGM. Trustees are not paid. Trustees are asked to fill in a Trustee
application fomi, prowde referen￿5 and. rf required, a DBS form.
New Trustees re￿1ve an induction to the or8anisabon which includes copies of policies and
procedure5, a visttto each sf(e and informal meetings wtth Trustees and the Head of Operations.
Trustees are responsible for ensuringthat the tharity serve5 the interests of its beneficiaries well
while ensuring that the organisation is run effiaenty al￿ effectively meeting all legal, moral and
financial obligations. Trustees set the strategy and policie5 for the oryanisation and the day to day
management and leadership is undertaken by the Head of Operations.
The Head of Operations is a paid meFnber of staff who oversees the dayto day running of the
organisation. The Head of Operations rewrts to the Board of Trustees and is present at Board
meetings as a non-voting attendee.
Arrangements for staff remuneration are set by the Board of Trustees tsking into consideratlon the
impact on business and sustainabiltty and Cu￿nt economictrends.
Objectlves and Artivities
The objectives set out in the goveming document state that CCA exists for Yhe relief of poverty, the
advancement of education and the advancement of the Christian religion.. These objectives
underpin the mission statement of the organisation which guides the organisation towards
"Demonstrating God's love by meeting people'5 practical needs and restorirE self-worth". Thls
mission slatement has been rephrd5ed to better demonstrate the charl￿5 cornmitrnent to
supporting the environmental and soual beneffts of its mission and reads.
CCA AS a Christion Chority rhotseeks to demonstrote 6od5 love bypmviding prorticolsupport and
promoting emotionol ond environmentolsustainabilityfvr individuals ond communities in the
Reudirjg areu.
Through the year the mission ha5 been achieved a(T055 CCA'S neh¥ork of sites in and around the
Reading a￿3 by undertaking the following attwities-
Providing individuals families fating disadvantage with essential furnitu￿, clothin&
household and white goods or nursery items.
Providing space to tslk and a listening ear for those experienang loneliness and isolation.

Providing signposting and assistrng access to other services for those needing specÈalist
information and advi￿.
Teaching and sharing skills in repairing iterns suth as textile5 and woodwork.
Providing meaningful work placement opportunities for those facing barriers to
employment.
Providing a weekly hot meal and support ser¥ices at the Caversham Orop-rn Centre (this
attivity was transFerred to the management of another local tharity in July 20251
Distributing provisions to local people living near our site&
Running a pmject to restore, reLyde and renew unwanted itÈms. repurposingthÈm: savrng
on wasteful landfill and providing creattve opportunities for local people.
Actively supporting ecumenical Christian partnerships.
Providing practical items and equipment to the ￿nefi0arleS of other local charities with
shared values and aims such as- Churches in Reading Dropin Centre ICIRDIC}. Reading
Refugee Support Group arKI ReadiFood (The Reading Food Bank).
Achievements and Perfomiance
For many people starting again, theiourney is shaped by trauma, loss, and uncertainty. Some arrive
holding onto hopes of a bèttèr lrfe, while others are navigating the reality of living without the
support offamily. Many sIr￿e parents have had to rnove into safer accommodation and rety on
benefits, often after leaving difficult or unsafe srtuètiorts. These thanges can have a significant
impact on financial stability. leaving familie5 facing what is often described as"furniture povertf -
the Far￿ of e55ential household items needed to create a safe and comfortable home.
Support from charities and partner agencie5 (an play a cruaal role atthis point of transition. By
providing prartical help, we offer more than just physical ttem5 - we help create the foundation for
a fresh start. This support is not onFy aboutfumi5hing a horne. but about enabling individuals and
families to rebuild their live5. When basic needs are meL people are in a stronger posf(ion to regain
stability, confidence. and a sense of direcbon.
In 2025, 1,424 people contsrted a Io(31 support ￿ntre seeknng practical help and guidan￿. Of these,
161 families were referred by agencies such as Reading Borough Counal. Brighter Futures for
Children, and Launchpad. highli8htingthe level of need within the community ar￿ the importance of
collaborative support network%.
Agency Distribution
St Ilvllgo's
rith*st PeoF*s Local Charity

Addwtional support has also been extended to refugees and people seeknng asylum through clothlng
voucher scheme5. Individuals referred through partner organisation5 can ￿￿ive vouchers to
purchase up to 10 items of clothing and to0￿ear per person. In 2025. 66 vouchers were distributed.
With an average cost of £4.50 per item. this equates to approximateW £2.970 worth of essential
clothing provided to those in need.
Affordabiltty remains a key barrierfor many knuseholds, particularlythose receNing benefits.
Discounted access to fumiture and white goods- such as a 20% rèdurtion - can make a
meaningful difference. helping families to fumish their homes * a manageable cost.
Beyond material support. opportunities forvolunteering and work placements have also been made
available, wwth 90 individuals participating across four centres. These environments not only provide
practical experience but also help people build confidence, develop skills, and feel part of their
commLtnity.
The charity ha5 a bLtsy. store which also provides the base for tts t¥vo van crews which are staffed by
mix of paid staff and volurteer5. Thi5 team distributes donated second hand fijrniture and
whitegoods to indivi(luals in need as referred by teams from the council. agencies, and 5UPPOrt
centre5. Thi5 year the warehouse team made 203 dient deliveries, 304 collertions from homes and
245 deliveries to customets from the fumiture site. The total of items delNered was approximately
3.250.
Across these centres, doors have been open six days a weeK offering a consistent Spa￿ for support,
advice, and 51gnposting. Alongside this. Iow-COSt, prtrloved donated Items have been made available
to local people. ensurin8that support remains accessible while also promoting sustainabilty.
Together, these efftjrts demonstrate how pracb(21 support. community collaboration. and accessible
serv1￿5 can help individuaLs and families bw-n again- not just by meeting immediate needs, but
by creating the conditions for longer-term 8rowth and wellbein8-
Publk Benefit
Trustees have considered the Charity Commission guidance related to public benefft and can confirm
that its action and support services are available to all local people and group5 in Reading an
surrounding areas and open to people of all faiths and rwe. The chartty actively promotes its
servi￿5 within the local communttieswhere Ét operate5 through: adverti5j￿ Outreach at churches,
communrty organisations and local partnerships and sooal media. Statistics are gathered relating to
the locality base, gender, ethnicity. disabilwty. housing status and ￿lis￿on whlch are then monitored
to establish rf there are any gaps in service provision to any Identified groups of soaety.
Fingnciol Review
During 2025 the focus has continued to be on stabilising the organisation and ensuring that the
operations are sustainable. Following the dosure of the support and attion ￿ntre in Whitley in
February 2024 and the relocation of operations at the Shop in Northumberland Avenue to the
Warehouse on Cardiff Road in October 2024 income from the trdding srte5 ha5 fallen to £350.955,
down from £386.235 in 2024.
Although 5ale5 decreased in the year, donation5 from individuals and churches inC￿ased to
£108.09612024: £101.6221 and grants increased to £69.13312024: £46.6501. Costs deC￿aSed overall
to £520,24912024: £566,655) mainly as a res¥Jlt of savings from site closures. Overall there was a
surplus for the year of £19,77212024- loss of £19.5591.

Income
In 2025, the majority of the charitVs income wa5 made up ofr.
£108.09612024.. £101.6221 from indNidu31 and d)urch donations and regular g￿ving.
£69,13312024= £46,650) from grants. and
£350.95512024: £386.2351 from primary purpose trading and the selling of donated items.
Fundmisinq
CCA is commttted to its charitable aims. and fundraises in orderto help alleviate poverty, in
particular furniture poverty. for our dients and cusromers in Readin& CCA abides by the Fundraising
Regulators Code of Practi￿ and does not use external fvndraisers.
Regular giving
Some of the churches in Reading and surrounding villages pr¢wide regular as well as ad-hoc financial
support. We also have a number of regular indiwdual financièl donors as well as some ad hoc
finandal donors.
Legocies
CCA Occasional￿ receFves small beqijests.
CounulsUPPOrt
The ongoing monthly grant from RBCfor support SeEVI￿ ￿ased in October 2025. However a
generous grant of £25.0￿ wa5 re¢eive(I towards the end of 2025
Gmntqnd Tn￿1n£0mt
CCA applie5 ft>r and is awarded income from some trusts and grants. CCA doesn't employ a specialist
fundraaser so income through this route is limited and not pre(littable. However, we employ a
Business Development and Fundraising Lead.
Shop Income
Whilst some of ourshops make a small surplus that is used to sub5idisethe 5hop5 in the most
deprived areas of Readin& our priung policy ￿ to price appropriately 50 that Customers of limited
means can buy essertial household items and dothes as well as thildren's toys and books at
reasonable cost.
Resems
CCA has a reserves policy whith aims to maintain the equivalent of three month5 running costs held
in unrestricted funds. At 31 De￿mber 2025. unrestricted reserve5 were £221.45912024: £207,790).
This includes the value of the warehouse which has a net tM)ok value of £156.400. Cash reserves a
£74.559 at 31 December 202512024= £51.3211 which equates to less than tsvo month5 of core costs.
There is a continuing focus oft increasingthe cash reserves through increasing income to ensu￿ the
future stabiltty of the charity.
Risk PAonogement
Trustees regularly monitor any likety risk5 to the organisation at their monthty meetings. A risk
register is in place to documentthe risks identified and how they can be mttigated.
Future Plan5
In the year ahead, CCA will focus on strengthening its lorvg-tem sustainability to increase Tts Positive
impact on the people of Reading and the surrounding area. The trustees will continue to develop the
organisation in line with its charitable objertives. with particular emphasis on=

l. Expanding practlcal support flx people experlendnzdlgd¥ants8e. ensuring services
remain responsive to local needs. This will be measured by the number of contarts made
through the support centre and the number of ttems provided.
2. Increasing the visibifty of CCA by developing partnerships with lotal organlsatlons
Induding charities. churches, businesses and indiwduals to promote CCA wtthin Reading and
increase financial and pr¥ckn¢al support.
ProvÈdlng safe, supportive and enabling V￿￿te￿Ing and work placemerrt opportunitse5
that empower people faang barriers to d￿elop th"Ils, confidence and pathways toward5
employment. education or other postttve OLrtcomes. For example this year we are expetting
to be able to offer work placements for residents from a local rehabilitation centre and
students.
4. Maintaining open. indus1￿ and weltomlng Chrlstlan tommunity Sp￿e$ th2t foster
tonnettion, promote wellbeing and respond to the needs of the local community. The
longer-tem) aim t5 to expand into other more deprived areas of Readirbg such as Whitley
where the chartty no longer has a physical prÈsencÈ.
5. Reducing waste and promoting environmental sustalnablllty by extending the Itfe of
donated ttems throLsgh reuse and redistribution. helpingto re(luce waste while encouraging
a culture in which reSoUr￿S are valued and ￿LISed wherever p055ible. This year we plan to
increasethe number offvmiture ttems we collect and r&home.
Through these priorities, the trustee5 aim to ensure that CCA continues to delNer meaningful soctal.
enwronmental and communtty benefft while remainire a resilient and sustainable organisation.

Statement of Trustees. Responsibilities
The Directors are responsible for preparing the annual report and financial statements in accordan
wrth applicable law and Unrted Kingdom Generalty Accepted A￿U￿tIng pract[￿ (UK GAAP).
Company law requires the Directors to prepare financial statements for e￿h financial year which
gbve a true and fair view of the state of affairs of the charitable company and of the incoming
resource$ and application of resour￿$. including the income and ex￿ndIture. of the charttable
company. In preparing these finanual statements. the Dre(*¢￿5 are required to:
select suitable ￿)Unting wlltc￿ and then arpty them consistently:
make judgements and eslimates that are reasonable and wudent
observe the methods and ￿ncl[leS in the Charrties SORP,. and
prepare the financial statements on the going concern basis unless it is inappropriate to
assume that the charity wll conbnue in business.
The Directors are responsible for keeping accxjunting records whrh disclose with reasonable
8C¢UtaGy at any time the financtal positi.on of the Ghatrtable cotnpany and enable them to ensure that
the financial statement5 comply with applirxble Ac(x)unting Standards and Statements of
Recommended Practi￿ and the Companies Act 2006.
They a￿ also ￿ponSIble for safeguarding the assets ofthe charity and her￿e for taking reasonable
steps for the prevention and detection of fraud and other irregularilies.
In preparing this report. the Trustees have taken advantage of the small companEs exemplions
provided by secbon 415A of the Companies Act 2006.
Approved by the Board on 13 July 2025 and signed on its behalf by..
Rachel Belshaw. Acting Chair and Treasurer

CHARITY COMMISSION
FOR ENGLAND AND WALES
Independent examinerfs report
on the accounts
Section A
Independent Examiner's Report
Report to the trusteesl
members of
Christian Communty Action
On accounts for the year
end
31" December 2025
Charity no
1065627
Set out on pages
Respective The Char[l￿S trustees are responsible for the preparation of the accounts.
responsibilities of The chartvs trustees consider that an audit is not required for this year
trustees and examiner under section 144 ofthe Chaiibes Act 2011 (the charit￿ Act) and that an
independent examinat￿ is needed.
It is my responsibilty to:
examine the accounts under section 145 of the Chartties Act.
to follow the prctedures lawj down in the general Directions given by the
Chartty CommisS￿n (under se￿On 145(5)Ib} of the Chartties Aci, and
to state whether particutar matters have come to my attention.
Basis of independent My examination was carried out in accordan￿ with general Directions given
examinefs statement by the Chanty Commission. An examination indudes a review of the
counting records kept by the charity and a comparison ofthe accounts
presented with those records. It also indudes (a)nsideTrtion of any unusual
items or disclosures in the accounts. and seeking explanalions from the
trustees conceming any such matters. The pro￿ureS undertaken do not
provtde all the eviden￿ that would be required in an audit, and
consequenty no opinion is given as to whether the accounts present a Irue
and fairf view and the retx)rt is limited to those matters set out in the
statement beknv.
Independent In connection with my examination, no material malters have come to my
examiners statement attenlK)n wh￿h gives me (xuse to believe that in, any material respect,:
the accounting records thEre not kept in accordan￿ with section 130 of
the Charrties Act other than that disdosed below: or
the accourrts dtd not ￿e0rd wtlh the accounting records" or
the accounts dMI not compty with the applicable r￿Uirements
conceming the fom and content of a¢¢ounts set out in the Charities
{Acc(MJnts and Rep(xts) Regulations 2008 other than any requirement
that the accounts give a knie and fairf v￿W which is not a matter
considered as part of an independent eXaminatic￿.
I have come across no other mattets in connectb)n wrth the examination to
which attention shoukl te dTaAm in this report in order to enab￿ a proper
understanding ofthe a￿nts to te reached
16° ju￿ 2026
Signed:
Name:
Rachel Eden
IER
December 2017

Relevant professlonal
qualification{s) or body
(rfany)".
FCMA (FellD*i of the Chartered Institute of Management Accountsnts)
Address:
Hoty Brook A$S￿lateS, Curious Lounge, 1st FILx)r, Pinnacle Buikling,
Tudor Road, Reading, England,
RG11NH
Section B
Disclosure
IER
December 2017

CHRISTIAN COMMUNrfY ACTION MINISTRIES (charity 1065627)
Statement Of Financial ActiVFties
{Including the income and expenditurn accoun
For the
ar ended 31st Decemb&r 2025
Unrestricted Designated Restricted
Funds
Funds
Fund5
Totsl
2025
rotsl
2024
Not•s
Income and ondowmènts from:
Donation5 & legacies
Donations Ilndividuals & Churches)
Grants Received
Legaeies
Charitable Activities
Charity shops, support ￿nI￿ &
fumiture waiehouse sales
Other income
108,096
38,733
108,0
69,133
101,622
46,650
30,400
350,955
10,500
350,955
10,500
386,235
9,396
Investments
Bank inleresl
Other
Legacies
Total
2024 Inctyn
1.336
1,336
3.203
509.621
541,649
30.400
11.395
540.021
547.106
Expenditure on:
Raising Funds
Charitable Activities
Chartty shops, support centres &
furniture warehouse
495.950
24.298
520,249
566.664
Total
495.950
24,298
4066
520,249
566.664
Not Income l (gxpenditure)
13.671
6.102
19.772
(19.558)
Transfers between funds
12
Net movement in funds
13,671
6.102
19.772
(19.558)
Reconciliation of funds
Total funds brought foThrard
207,7
11.722
219,512
239,070
Total funds carried forward
221.461
17.824
239,284
219.512
Page 9

CHRISTIAN COMMUNITY ACTION MINISTRIES {charity 1065627)
Balance Sheet
As at 31st December 2025
Notes
2025
2024
Fixed Assets
Tangible f￿ed assets
156,486
161,661
Current assets
Debtors
Stock
Cash at bank and in hand
10,759
495
74,559
7,053
51,321
Total Current Assets
85,813
58,374
Creditors: amounts falling due
within one year
7&8
(3.015)
(524)
Net current assets
82,798
57,8
Creditors: amounts falling due
in more than one year
Provision for Liabilities
Net assets
239,284
219.512
Funds
Restricted funds
12
17,825
11,722
Unrestricted funds..
13
221,459
207. 790
239,284
219,512
The Trustees consider that the company is enttiled to exemption from the requirement to have an audit under
the provisions of section 477 of the Companies Act 2C(J6 Clhe ACV.) and members have not required the
company to obtain an audit for the year in question in accordance wtth section 476 of the Act.
The Trustees acknowEedge their responsibilit]"es for complying the requirements of the Companies A
2006 with respect to accounting records and the preparation of financial statements.
The financial statements were approved by the tnth on 13 July 2026
and signed on their behalf by
Rachel Belshaw (Acting Chair)
Page 10

CHRISTIAN COMMUNITY ACTION MINISTRIES
Cash Flow Statement Year ended 31st December 2025
2025
2024
Cash generated for Operating Activities:
Net Cash Provided (used in) Operating ActÈv
Cash Flows from Investing Activities
Diwdends, interest and rents from investrnents
PrO￿edS from sale of property. plant & equipment
Purchase of property. plant & equipment
PrO￿edS from sale on investments
Purchase of investments
Net Cash Provided (used in) Investing Activities
Cash flows from Financing Activities
Repayments of Borrowing
Cash inflow from new borrowng
Receipt of Endowment
Net Cash Provided (used in) Financing Activities
23.238
2,028
12.Q28)
(8,750)
Change on cash and cash equivalents in the year
23,238
(8 750)
Cash at Bank and in hand at start of year
Cash at Bank and in hand at end of year
51,321
74,559
58,044
51.321
Reconciliation of net movement in funds to net cash flow from operating activities
2025
2024
£'s
119,558)
Net income l (expenditure) as per the SOFA
Adjustments for :_
Depreciation charges
(increase) I decrease in stocks
(increase) I decrease in debtors
increase l (decrease) in creditors
Net cash provided by (used in) operatlng activities
19.772
5.175
(495)
(3.706>
2.491
23,237
7,853
717
16,988
21
2.028
Page11

CHRISTIAN COMMUNrrY ACTION
MINISTRIES
Notss to Tha Financial Statements
Year Ended 31st December 2025
1 Accounting polici•$
The financial statements have been prepared in aco)rdance Accounting artd Reporbng by Charities..
Statement of Recommended Practice applicable to Charities preparing their accounts in accordance with the
Financial Reporting Standard appI￿able in the UK and Republic of Ireland IFRS 102) leffecb.ve 1 January
2015}- (Chariti'es SORP IFRS 10211. the Financial Reporting Standard applicable in the UK and Republic of
Ireland IFRS 102) and the Companies Act 20C6.
Christlan Community Action Ministhes meets the definition of a public tenefft entsty under FRS 102. Assets
anrj liabilities are initialty recognised at histori(zl ￿5t or transacbon value unless otherwise stated in the
relevant a¢¢ounting policy.
Deblors
Trade and other debtors are recognised at the selvement amourrt after any trade discount offered.
Prepayments are valued at the anw)unt prepaid net of any trade discounts due.
Cash at Bank and in hand
Cash at bank and in hand indudes cash and short term highly liqurd investments with a short maturity ofthree
months or less from the date of acquisition or opening of the deposit or similar accourt
Liabilities and PTOViSiOnS
Liabilities a￿ recognised when there is an obligaiion at the Balance sheet date as a result of a past event, it
is probable that a transfer of economic benefftwill be required in settlement. and the amount of the settlement
can be estirnated ￿llabty. Liabiltttes are rewgnised at the amount that the rx)mpany antictpates it will pay to
settle the debt orthe amount it has received as advanced payments for the gocmls or services it must provide.
Provisions are Ineasu￿1 at the best estimate of the amounts required to settle the obligation. Where the
effect of the time value of money is material. the provision is based on the present value of those amounts,
dtscounted at the pre-tax discount rate that ￿fleets the risks specific to the liability. The unwinding of the
discount is recognised ￿thin interest payable and similar charges.
Financial instrurnents
The Ghartty only enters into basic financial instruments transxtions that result in the recognition of financial
assets and liabilibes like trade and other debtors and creditor5.
Critlcal accounting astirnatos and areas of judgement-
Estimates and judgements are continualty evaluated and are based on histortcal experience and other f￿orS.
including expectations of fvture events that are believed to be reasonable under the circumstsnces.
Cr[tt￿l o¢¢ountlng eslimates and assumpttons:
The company makes estirnates and assumptions conceming the future. The resulting accounting estimates
and assumptions will. by deffinition. seldom equal the related actual results. The estimates and assumpb.ons
that have a significant risk of tsusing a m*erial adjustment to the carrying amounts of assets and liabilitie8
within the next financial year are discussed below.
Critical areas ot judgement
Tangible fixad assats
Tangible fixed assets are depreciated over their useful lives taknng into account residual values, where
appropriate. The actual lives of the a55ets and residual values are assessed annually and may vary
depending on a number of factors. Residual value assessments consider issues such as the remaining life of
the asset and projected disposal values.

1 Accounting policies (continued)
Funds
General fvnd$ are un￿striCted funtls which are available for tjse at the discretion of the Trustees in
furtherance of the general objectives of the company and which have not l)een designated for other purposes.
Designated funds comprise Unrestr￿ funds that have been set aside by the Trustees for particular
purposes. The aim and use of each designated fiJnd is set out in the notes to the financial statements.
Restricted fjJnds are funds which are to be used in aoLordance wrth specific restricts"on5 imposed by
donors or which have been raised by the company for parb"cular purposes. The costs. where
separatety identffiable. of raising and administering suth fvnds. are charged against the specific fund.
The aim and use of each restricted fund is set out in the notes to the financial statements.
Incoming resources
All incoming resources a￿ included in the Ststement of Financial Acb"vities when the company has ents"Ilement
to the funds, probable of receipt and the amount can be measured wtth sufficient reliability. Grant In￿Me
from instttutions is recognised when it becomes receivalje. Mthere grants are re¢eNed for specific purposes
in advance of the perforn)ance of those services grants are not deferred unless there are specific pre-
conditions for use. Income tax recoverable in ￿lation to donab.ons received under Gift Aid is recognised at
the ts.me of the donatlon.
t)onat8d goods
The value to the Charity of donated goods sold is recogntsed as income when sold. The proceeds of sale are
categorised as 'lncome from charitable ath"vities' in the SOF
Assets, whether donated or purchased, are only capitalisea if the trustees consider that the assets will be
held for continuing use in the charity and have a value in excess of £1,000. Fixed assets other than freehold
property are depreciated at 33.3% straight line,. freehold buildings are depreciated at 4% straight line", land 15
not depreciated.
Leased assets
Rentals under operating leases are charged on a straight4ine basis overthe lease tem). even ifthe payments
are not made on such a basis. Beneffts received and receivable as an ￿n￿nI￿ve to S5gn an operating lease
are similarly spread on a straight-line basis over the lease tem. except Whe￿ the period lo the review date
on which the rent is first expected to be adjusted to the prevailing market rate is shorter than the full lease
term, in which case the shorter per[￿1 is used.
Allocation of Central costs
Staff Gosts are all(K*ed to Governance and the GeT￿atIOn of Funds based on the estimated time sp&nt on
these activities. Other costs are specificajty charged to these activtttes. Al other central support costs are
included wtth the costs of Charity shops. SuppxKt Centres and the Il*arehouse.
Pension
The charity operates a Stakeholder pension scheme. and the pension charge represents the amounts
payable by the company to the fund in respect of the year.
Resources expended
Resources expended are anatysed behveen chartlable aCtiV￿e$. support costs and govemance. Charitable
activities include gffts to other organisab"ons. Support o)sts indude the cost of administration. Govemance
costs are those related to the role of the trustees and the extemal suutiny of the accounts.
VAT
VAT is charged on some goods and services received by the charity. In most cases this can be recovered
and costs are included in the a￿O￿nts net ofVAT.
Company sLItus
The cornpany is a company limited by guarantee. The members of the company are the Trustees named on
page 1. In the event of the company being wound up, the liabiltty in re$￿t of the guarantee is limited to £10.

CHRISTIAN COMMUNrrY ACTION MINISTRIES
Notes To The Financial Slatements
Year Ended 31st December 2025
2 Grants Received
202S
2024
For General Funds
Govemment Narrowlng the Gap Grant
Total Government Grants
Society of the Holy Child Jesus
Garfield Weston Foundation
Reading Borough Council
Berkshire Communtty Fund
Giants under £5,000
8,333
10,000
10.000
20,000
20,000
6,400
4,000
Total Unrestricted Funds
38,733
35,000
For Restricted Funds
National Lottery Communty Fund
(to fund the move of the fvmiture store)
3,650
Reading Borough Council
(white goods, beds and training)
13.6CNJ
Headley Foundation
(to fund the provision of beds)
3,000
Reading St Lawrence Church Lands
(to fund prowsion of white gocKls to clients)
3,000
Shanly Foundation
(to fund provision ot beds)
1,000
Englefield Charitable TTUSt
{to fund fumiture collect￿nS and delNery}
3,000
Clothworkers Foundation
(to fund laptops)
1,800
Berkshi￿ Communty Foundation
(to fund the provision of beds)
Total Restricted Funds
5,000
30,400
f1.650
69,133
46.650
Page 14

CHRISTIAN COMMUNITY ACTION MINISTRIES
Notes To The Financial Statemerrts
Year Ended 31st December 2025
3 Total Resources Expended
Costs of
Generating
Funds
Charitable
Activities
2025 total
2024 total
Costs directly charged to aclivtties
Staff salary costs
Other Staff Related Costs
Premises
Motor Vehicles
Disbursements
Office and other costs
283,492,,
1,429;,
283,492
1,429
82,733
8,058
10,580
44,386
319.713
1,214
114.266
5,857
13.967
51,274
8,058;,
10,580;,
44,386.
Support costs allocated to activities
Staff salary costs
Other staff related costs
Premises
Office and other costs
26.079
32.699.
58.778
1,606
27.681
1,690
233
12,459.
12,692
14,848
Governan￿ Costs
Staff salary costs
Office artd other costs
15,744
750
15,554
600
750.
26,312
493.937.
520,249
566,664
Governance and Generation of Funds
- Staff costs are allocatsé based on estimated time spent on these acbvt1￿s.
- Other costs are specifically charged to these athtbes.
- Govemance includes Independent Examinerfs fee £75012024 £6CM)) al￿ alhxated stsff time £15,744 {2024 £15,554}
- No other services are provid&J by the indep￿￿nt examiner
All other central SUPF)Ort costs are includ￿1 with the of ChatrtatAe A£bvibes.
CCAM was grven free use of Caversham Baptist Church premises a day a week for its drop in cerrtre until Juty 2025
Estimated value £438 (2024 £7501
Page 15

CHRISTIAN COMMUNITY ACTION MINISTRIES
Notes To The Financial Statements
Year Ended 31st December 2025
4 Tangible Fixed Assets
Land &
Motor
Plant& :. Ftxtures . Computer
Buildings Vehicles "Machinery. & Fittings" Equipment
Total
Cost
31st December 2024
Additions
Disposals
31st De￿rnber 2025
19,291
324,579
19,291
324,579
Depreciation
31st De￿mber 2024
Charge for year
On disposals
31st De￿rnber 2025
20.004 ' 10,379 .
774 "'
19.291
162,918
5,175
20.778 ". 10.379 .
19,291
168,093
Net Book Values
31st De￿mber 2025
156,486
31st December 2024
160.800
161,661
Included in Land & Buildings is land at £130.OIXI {2024 £130.000) not depreciatgj.
5 Debtors
2025
2024
Prepayments
Debtors
6.744
4,015
10.759
4. 771
2,282
7.053
6 Stock
New flat pack fumiture. Vvhite Goods and small
Electrical appliances
2025
2024
495
Stock of new flat pack fumrture, white goods and small electric appliances are valued at cost
7 Credltors falllng due wlthln one year
2025
2024
Creditors and accruals
Social Security arKI Other Taxes
Deferred Income
3.015
524
3.015
524
Page 16

CHRISTIAN COMMUNrrY ACTION MIPWRIES
Year Ended 31st Dewnber 2025
Net (xrtgoing ReSOUTces
These are shown after d)arging'.
Op8ralional Leases
IndepeThlent Examination fee
Depreciation
2025
2024
54.859
750
5.175
75.868
600
10 Staff Costs & Use of Volunteè
2025
Average
Amounl Number
2024
Average
Amount Number
S818ri8S
National Insurdnce
Pension contributtons
321.527
336.526
20.481
4941
Staff costs
358.014
361948
No staff memberwas paid remunerat¥in in excess of £60.(W in the year.
The ieffluneratton paid to key management in the year was £104.957 {2(r24 £103.&J6}
Volunteers wovwje invaluable and erwgy SUPKKMting the (xganisabon by:
- Driving or bwng Ihe of the collethonldelNery vans whth supply gwts to our dients
- Providing the retail support in our $lws- sorb.nu donated goods. creating wndry4V dlsplays
and operating the till
. Provithng eyperbse in an administrth in stth as IT. finar￿ and mBrketiny
11 Commilment under Operating Leases
At 31 December 2Lf25 the totsl of thè Chaiitls fuiure nNnNnum kase payTnents n￿￿anCelIable
operating leases was..
2025
2024
Operating Leases whl¢h Explre:
Within one year
Beh¥een one 8fKt five yea[5
Over five years
25,750
22.313
45.750
38.063
83.813
Page 17

CHRFSTIAN COMMUNrrY AcT￿N IAINISTRIES
Noles To The Fitiancial S13tements
12 Restrictèd Fund$
1st January": Incoming
Outg(xng T¥￿￿fer5
1 31st Decernber
Fund..
Year 2025
Small Electrical Goods
While Goods
CCA Hoff
Beds
Laptops
Collections and delwies
Training
(7911
15.6811
(3.191)
{9.835)
{1.8LXJ)
(3.rmi
10,060
17.(KXI
7,165
600
17,825
30,4(M)
124.298}
(24894
8.918
11.722
"Small Electrical G(K)ds" represents a grant recetved lor pttMdJ"ng sm8U eject￿81 goods to dients
'White Goods" represents grants re￿￿1 for prO￿dIng white gocmjs to d
TCA Home" represents lunds rajsed ste¢ificalty to establish a r%w fumiture ouuet
-Bed5" represents grants aThJ donations ￿1V￿1 knthe purchase ofnew teds ft*dients
13 Funds Anatysis
Credito
1311ing due in
Currerrt Ihan 12 PTowsion
Li*AlÈbe5
for ￿8b]lity
TOTAL
31st December
2025
Unrestricted genÈffdl funds
Designated general funds
Restrided fvnd5
(3.019
221,459
17.825
17,
Total funds 31.12.2025
Total funds 31.122024
85.813
58.375
{3.015
239,284
219.512
161.661
14 Transactlons wlth Tnts*e8s
No remuneration or exper)ses were paKI to TnJstees12ff24 Ni4.
DonatiorY6 made to ￿ (*Tr8rrty byTwstees tolals £11,48512(r24 £2.2221
Pag8 18

CHRISTIAN COMMupirrf ACTION MINISTRIES
Notes To The Financlal Siatwllents
Year Erxled 31st Dewnber 2025
15
Post Balance Sheet Events
There have been m mateti8J wst balance sheet e¥errts.
16
Ultimate Controlling Party
Th8 Uttimate controlling patty is that oflhe Trustees as slat&J on page 1 of ts financial stalerTWts.
17
Related Parties
There were no transactiorffj vth Related pa￿ duwirvJ Ihe ￿ P024 NI)
Page 19