## ## |Reference and administrative
details|| |---|---| |Report ofthe Trustee Board|| |Independent
auditor's
report|| |Statement offinancial
activities|| |Balance sheet|15| |Statement ofcash flows|16| |Notes to the financial statements|17| |Previous
reporting
period information|29| ## ## ## |The following
served a|s company
directors|and charity trustees|during the year| |---|---|---|---| |||Appointed|Resigned| |Thomas
Quinn|Chair|14.03.2016|| |Robert Craig|Treasurer|09.07.2018|| |Marine Andre||17.05.2021|| |Daniel Barrett||28.03.2022|| |Rachel Dabiri||08.11.2021|| |Craig Marsden||17.05.2021|| |Oliver Steeple||14.09.2020|| |Edward
Walker||28.03.2022|| |Catherine
Webster||14.09.2020|| |Maria Parpou||19.03.2014|08.11.2021| |Cindi Van Graan||14.01.2008|08.11.2021| ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ||||||||2022|2021| |---|---|---|---|---|---|---|---|---| ||||||Unrestricted|Restricted|Total|Total| ||||||Funds|Funds|Funds|Funds| ||||||6|6||F| |||||Notes||||| |Income from||||||||| |Charitable
activities||||||||| |Bureaux services|||||4,000|405,836|409,836|513,888| |Debt advice services|||||62,711|107,000|169,711|173,640| |Seafarers advice|&information||line|||401,363|401,363|321,560| |Service development||||||||8,182| |Other||||||||11,334| |Total income|||||66,711|914,199|980,910|1,028,604| |Expenditure
on||||||||| |Charitable
activities||||||||| |Bureaux services|||||5,852|393,016|398,868|486,941| |Debt advice services|||||53,473|124,954|1?8,427|147,193| |Seafarers advice|&information||line||6,489|427,168|433,657|432,730| |Total expenditure||||4|65,814|945,138|1,010,952|1,066,864| |Net (expenditure)/income||for the year||||||| |before transfers|||||897|(30,939)|(30,042)|(38,260)| |Transfer Between Funds||||14|~24,174|24,174||| |Net (expenditure)/income||before other||||||| |recognised
gains/(losses)|||||(23,277)|(6,765)|(30,042)|(38,260)| |Actuarial
gains
/ (losses) on||defined||||||| |benefit pension schemes||||||||50,400| |Net movements
in|funds||||(23,277)|(6,765)|(30,042)|(88,660)| |Reconciliation
offunds||||||||| |Total funds brought|forward||||163,066|105,360|268,426|357,086| |Total funds carried|forward||||139,789|98,595|238,384|268,426| ||||||||2022||2021|| |---|---|---|---|---|---|---|---|---|---|---| ||||||||6||F|| |||||||Notes||||| |Fixed assets||||||||||| |Tangible assets||||||||||| |Current assets||||||||||| |Debtors||||||10|83,278||63,876|| |Cash at bank and|in|hand||||16|371,261||390,410|| ||||||||454,539||454,288|| |Liabilities
0 dtt:|t|1 10 00 *||ttdt|1|11|~04,455||41,862|| |Net current assets||||||||373,384||412,426| |Net assets excluding|||pension|liability||||373,384||412,426| |Defined benefit pension|||scheme|liability||||135,000||144,000| |Total net assets||||||||238,384||268,426| |The funds ofthe|charity|||||14||||| |Restricted funds||||||||98,595||105,360| |Unrestricted
funds:||||||||||| |Designated
funds|||||||25,000||25,000|| |General
funds|||||||249,789||282,066|| |Pension deficit fund|||||||~435,000)||~444,tl00|| |Total unrestricted|funds|||||||139,789||163,066| |Total funds||||||||238,384||268,426| ## ||||||Note|2022|2021| |---|---|---|---|---|---|---|---| ||||||||F| |Net cash
activities|provided
by I (used in) operating||||15|~19,149|~106,323| |Change|in cash and cash|equivalents|in the year|||(19,149)|(106,323)| |Cash and|cash equivalents|at the beginning||ofthe year||390,410|496,733| |Cash and cash equivalents||at the end|ofthe year||16|371,261|390410| ## ## ## ## ## ## ## ## |2
Income from charitable activit|ie|s||||||| |---|---|---|---|---|---|---|---|---| ||||||||2022|2021| ||||||Unrestricted|Restricted|Total|Total| |||||||8|&|5| |Bureaux services||||||||| |Bureaux staff &running
costs (RBGreenwich)||||||200,000|200,000|200,000| |Help to Claim (CitA)||||||205,836|205,836|283,875| |Outreach
work (Clockhouse)|||||4,000|-|4,000|5,000| |Covid-1 9support
(Big Lottery)||||||||25,013| |Total bureau services 2022|||||4,000|405,836|409,836|513,888| |Total bureau services 2021|||||5,000|508,888||| |Debt advice services||||||||| |Greenwich
money advice service||(RBGreenwich)||||40,000|40,000|40,000| |Outreach
money advice service|(RBGreenwich)|||||83,000|63,000|63,000| |Outreach
money advice service|(Peabody)|||||4,000|4,000|4,000| |Debt advice service (University|of|Greenwich)|||48,525||48,525|48,525| |Fees|||||14,186||14,186|18,115| |Total debt advice services 2022|||||62,711|107,000|169,711|173,640| |Total debt advice services 2021|||||86,640|107,000||| |Seafarers' advice &information||line||||||| |Seafarers Hospital Society||||||148,795|148,795|135,520| |Greenwich
Hospital||||||134,985|134,985|40,683| |The Seafarers'
Charity||||||117,583|117,583|145,357| |Total seafarers' advice &information||||line 2022||401,363|401,363|321,560| |Total seafarers'
advice & information|||line 2021|||321,560||| |Service development||||||||| |Equipment
grant (CitA)||||||||8,182| |Total service development
2022||||||||8,182| |Total service development
2021|||||8,182|||| |Total income from charitable activities|||2022||66,711|914,199|980,910|1,017,270| |Total income from charitable
activities||2021|||79,822|937,448||| ## |||||||2022|2021| |---|---|---|---|---|---|---|---| |||||Unrestricted|Restricted|Total|Total| ||||||2|2|F| |Additonal|Restrictions|Grant supporting|||||| |Greenwich|businesses|through|Covid-19 (RB||||11,334| |Total other income 2022|||||||11,334| |Total other|income 2021|||11,334|||| |||||O
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0| ## |||||2022|2021| |---|---|---|---|---|---| |||||E|E| |Depreciation|||||1,680| |Operating
lease|rentals:||||| |Equipment||||720|1,200| |Auditor's
remuneration||(excluding|VAT)||| |Audit fees||||3,167|3,083| |Under accrual|in prior|year|||25| ||||||2022|2021| |---|---|---|---|---|---|---| ||||||E|E| |Salaries and wages|||||773,749|814,332| |Social security costs|||||61,040|61,414| |Employer's|contribution|to defined|contribution|pension schemes|16,529|16,853| ||||||851,318|892,599| ## |The average
number
of employees
27.6(2021:28.3).|(head count based|on number of staff employed)
during
the|year was| |---|---|---|---| |The average number ofemployees|(full time equivalent)|during the year was as follows:|| |||2022|2021| |||No|No| |Bureaux services||9.1|12.3| |Money advice services||4.5|3.2| |Seafarers' Advice and Information|Line|10.1|10.5| |Support and governance||0.2|0.2| |||23.9|26.2| ## ## |Tangible fixed assets|||| |---|---|---|---| ||Computer
&||| ||office|Fixtures &|| ||equipment
f|fittings
f|Totalf| |Cost|||| |At 1 April 2021|10,407|2,678|13,085| |Additions
in year|||| |At 31 March 2022|10,407|2,678|13,085| |Depreciation|||| |At 1 April 2021|10,407|2,678|13,085| |Charge for year|||| |At 31 March 2022|10,407|2,678|13,085| |Net book value|||| |At 31 March 2022|||| |At 31 March 2021|||| ## |Debtors|||| |---|---|---|---| |||2022f|2021
F| |Trade debtors||72,953|50,906| |Other debtors||5,247|6,940| |Prepayments||5,078|6,032| |||83,278|63,878| |Creditors:
amounts|falling due within one year||| |||2022f|2021
F| |Trade creditors||67,636|15,010| |Taxation
&social security|||18,308| |Accruals||13,324|7,376| |Other creditors||195|1,168| |||81,155|41,862| ## ## ## |||Unrestricted|Designated|Restricted|Total| |---|---|---|---|---|---| |||funds|funds|funds|funds| |||8|8||8| |Fund balances at 31 March 2022 are represented||by:|||| |Current|assets|258,002|25,000|171,537|454,539| |Current
Defined|liabilities
benefit pension asset / (liability)|(8,213)
~(135,DOO|-|(72,942)|(81,155)
~(135,D00| |Total net assets at 31 March 2022||114,789|25,000|98,595|238,384| ## ## ## ## ## ## ## |Total future|minimum
lease payments
under non-ca|ncellable
operating leases are as follows:|| |---|---|---|---| |||Equipment|| |||2022|2021| ||||8| |Less than
1-5years|1 year|480
240|480
720| |||720|1,200| ## ## ## ## |Analysis of net assets|betw||een funds|ofprevious
r|eporting
peri|od||| |---|---|---|---|---|---|---|---|---| ||||||Unrestricted|Designated|Restricted|Total| ||||||funds|funds|funds|funds| ||||||f|f|f|f| |Fund balances at 31 March 2021 are represented
by;||||||||| |Tangible
fixed assets||||||||| |Current assets|||||311,668|25,000|117,620|454,288| |Current
liabilities
Defined benefit pension|asset||/ (liability)||(29,602)
~144,DDO|-|(12,260)|(41,862)
~144.DOO| |Total net assets at 31|March||2021||138,066|25,000|105,360|268,426| |Details of movements|in funds during|||the previous|reporting
period|||| ||||||Incoming|Outgoing||| |||||At 1 April|resources|resources
&||At 31| |||||2020
f|&gainsf|lossesf|Transfersf|March 2021| |Restricted funds||||||||| |RBGreenwich:
Bureaux services||||19,607|200,000|(182,717)|(5,463)|31,427| |CiiA Help to Claim|||||283,875|(282,141)|(1,734)|| |Big Lottery;
Ccvid support|||||25,013|(14,605)||10,408| |RBGreenwich:
Debt advice services||||||||| |||||9,355|40,000|(47,654)||1,701| |RB Greenwich
outreach debt advice||||||||| |services||||10,703|63,000|(63,143)||10,560| |Mosaic Family Homes: Char/tan|||Triangle debt||4,000|(4,000)||| |Seafarers'
Hospital
Society/Greenwich||||||||| |Hospital/The
Seafarers'
Charity:|||Seafarers'|||||| |Advice 8 Information
Line||||135,382|304,851|(388,162)|(6,295)|45,776| |Seafarers'
Hospital Society/The||Seafarers'||||||| |Charity: Fishing specialist|caseworker|||20,666|16,709|38,182|6,295|5,488| |Total restricted funds||||195713|937440|J1102D604|~7707|105,3,00| |Unrestricted
funds||||||||| |Designated
Funds||||||||| |Contractual
commitment||||20,000||||20,000| |Development||||5,000||||5,000| |Depreciation
Fund||||1,680||||| |||||26,680||(1,680)||25,000| |General funds
Pension
deficit fund||||235,493
~100,8DII|91,156
—|(44,580)
~5D4tlD)|(3)
7,20ll|282,066
~144,000| |Total unrestricted
funds||||101,373|91,156|~90600|7,197|163,D66| |Total funds||||357006|1,02,0,604|111117,264||268,426| ##