## **Contents**
Foreword 2 Legal and administrative information 3 Chairman’s Report 4 Trustees (Directors) Report 5-19 Object of the charity Organisation of the charity Summary of policies Quality System Membership Reserves Risk Management Business Planning Communication Organisational Chart Review of activities and achievements Departmental service review Further thanks and appreciation Future plans Treasurer’s report Statement of Trustees’ Responsibilities
Review of transactions and financial position 20-31
1
## **Foreword**
To comply with the duty in section 4 of the Charities Act 2011 to have regard to the public benefit provided by our charity, the Trustees have, in this report, detailed the activities we deliver in order to demonstrate the commitment to the object of our charity -
“To promote the relief of elderly people in any manner which now, or hereafter may be deemed by law, to be charitable in Stafford and surrounding areas”.
To deliver public benefit within our objectives we interpret “relief of elderly people” in its widest sense and take into account a holistic view of older people’s lives in an effort to offer services that offer care, prevention and support to enable them to live as full and enjoyable later life as possible.
**The focus of our work is to provide:**
**To ensure our work delivers our aims we consider older people’s** ● Health and well-being in light of their situation ● Ability to access services they need
- Assistance in accessing services and support
- ● Information and advice to aid problem solving
- ● Help and support to maximise income
- ● Activities to provide social interaction
- ● Companionship to reduce social isolation
- ● Practical and personal assistance to enable independent living
Policies and procedures are in place to ensure that services are accessible to all older people within our area of benefit. For some services, charges are made to cover the cost of providing the service. Charges are considered annually by Trustees and a Charging Policy is in place to give guidance to staff when a service charge is unable to be met, so that people are not excluded from the assistance they may need, and the cost is met by the organisation.
2
## **Legal & Administrative Information**
**Charity Details as at 31[st] March 2025**
## **Registered Office**
Age UK Stafford & District Bradbury House Weston Road Stafford ST16 3RS
T: 01785 60 70 60 F: 01785 60 70 63 www.ageukstafford.org.uk
**Legal Status:**
Registered Charity No. 1064087 which was incorporated as a Company Limited by guarantee No.03345219 in 1997 in England and Wales Governing document: Memorandum and Articles of Association
**For the purpose of the Companies Act, the Directors (none of whom receive any remuneration) are the Trustees and during the year were as follows:**
**Chairman** Mr. Glyn Ravenscroft (Resigned 01.01.2025) Mr. John Wheeler (Appointed 01.01.2025) **Vice Chairman** Mrs. Pamela Talbot **Treasurer** Mr. Mason Youngs **Trustees** Mr. Kenneth Harper Mr. Richard Jarrett (Resigned 25.07.2024) Mr. Neil Norman (Resigned 05.11.2024) Mrs. Juliet Niven (Resigned 19.04.2024)
## **Company Secretary & Chief Executive** Mrs Sandra Highland
## **BANKERS**
## **SOLICITORS**
**BANKERS SOLICITORS Independent Examiners** Co-op Bank Hutsby Mees Richards Associates Ltd 42/43 Greengate Street 6/7 St Mary’s Grove (Chartered Accountants) Stafford Stafford (Statutory Auditor) ST16 2JA ST16 2AT North Lodge Hawkesyard Armitage Lane Rugeley Staffordshire WS15 1PS
3
## **Chairman’s Report**
I have tried to think of a new opening for my first Chairman's Report but unfortunately like all the previous years, the same problems face us as with every other charity in the care sector, rising costs, staff recruitment and retention, constant concerns about our contract tender renewal which should hopefully be beneficial to our charity, we live in hope.
As with previous Chairman's Reports I can only echo the comments regarding our staff who led by our Chief Executive Sandra and Operations Manager Alex who have been exceptional in leading the rest of our fantastic staff who always go the extra mile to make our organisation so great.
Although I have only been Chairman for a short time, I offer my sincere thanks to my fellow trustees, we maybe small in numbers but quality shows through and we have worked well together.
I hope that 2025/2026 will see some improvements in the general state of affairs, the make-up of our new County Council remains an unknown quantity especially with care across the county taking such a large part of the budget.
We will continue to support our Senior Management team and all the staff to ensure the highest quality service to all our clients.
## **John Wheeler - Chairman**
4
## **Trustee’s and Strategic Report**
## **Object of the Charity**
To promote the relief of elderly people in any manner, which now or hereafter may be deemed to be charitable in the area of Stafford and surrounding areas.
To achieve this, we seek:
- To relieve loneliness by offering practical help and information
## **Management of the Charity**
The charity is managed by a Board of Trustees who employs a Chief Executive to manage the day to day operation of the charity. All activities are grouped under the headings of Operations and Resources; each area being managed by a Senior Manager.
The decision making process of the organisation commences within a range of sub-groups with a membership of Trustees, staff and outside agencies where appropriate. Minutes of the subgroups are circulated to all Trustees. Decisions are ratified at Board meetings. The Board meets quarterly.
Sub- groups are as follows:
- To increase awareness of all ages to the problems and difficulties which elderly people may face and to the potential for joy in later life
- Strategy
- Finance
- Business Management & Performance & Development
The activities of the sub groups are recorded later in the report.
- To work with the statutory agencies to provide the quality of care provided
A review of our objectives and public benefit takes place on an annual basis which helps us to ensure that our aims, objectives and activities remain focused on our stated purpose.
New staff and volunteers attend an induction course giving background information to the organisation and how we relate to others, it also includes health and safety and road safety awareness. Each area of work has an induction programme which workers undertake during the first few months of employment. Line management of staff is identified during the induction period. Training needs are identified during staff appraisals and from the business development programme. An annual Training Programme is funded from the revenue budget.
5
## **Trustee Recruitment**
## **Recruitment process**
Trustee applicants are provided with a recruitment pack including:
_Informal discussion and a visit to the organisation Interview with Chairman and CEO Induction process to the organisation involving visits to the departments and discussions with Staff and Trustees, followed by attendance at a Board meeting. References_
_Introduction Induction process to the organisation Background information involving visits to the departments and Organisational structure discussions with Staff and Trustees, Trustee profile followed by attendance at a Board Responsibilities of Board Members meeting. Responsibilities of Individual Trustees References The need, skills required, the process Application form and person_ Should this process be successful an _specification_ invitation to attend subsequent Board _Diversity monitoring form_ and sub group meetings is extended followed by nomination to the Annual General Meeting for election.
## **Summary of Policies**
The organisation has 70 policies and procedures covering all areas of activity and are categorised under the following headings:
Employment ● Finance ● General Health & Safety Services ● Trustees ● Volunteering
There is ongoing review of policies and procedures, which is reported within Business Management & Performance sub group activity.
## **Quality**
- Considered the Quality Policy Statement and Key Success Factors
- Received report on corrective actions, continuous improvement and complaints
- 12 Internal Audits and 12 Process Audits carried out. All Policies have been reviewed
6
## **Membership**
Age UK Stafford & District is a Brand Partner of Age UK
## **Reserves**
There was a Reserves policy in place which is reviewed each year following the annual examination. In 2024-2025, it is the policy of Trustees to hold reserves at a sufficient level to
- ➢ Maintain the core administrative operation of Age UK Stafford & District for 3 months.
- ➢ Retain a cash balance of £96,000 to cover potential restructuring costs in the event of the loss of a contract or significant organisational restructure.
- ➢ These amounts in addition to potential redundancy provision of £120,000
## **Risk Management**
Risk management is a standard agenda item for the Business Management Development and Performance sub group with the Risk Register being updated and reported to the Board of Trustees at six monthly intervals.
## **Business Planning**
As in previous years, strategic discussions took place with staff and Trustees and at a subsequent Board meeting a Business Plan for 2024-2025 was agreed, along with action plans, Training Programme, Marketing Plan and Budgets
## **Communication**
Communication of business information and consultation is by -
● Staff team meetings ● Minutes of Board and sub group meetings ● Leaflets/information packs ● Leaflets in a number of rural locations as well as many urban sites throughout Stafford Borough ● Service User satisfaction surveys
7
## **Organisational Chart**
**----- Start of picture text -----**
BOARD OF TRUSTEES
**----- End of picture text -----**
**----- Start of picture text -----**
Business Management,
Strategy Finance
Performance &
Sub Group Sub Group
Development
Sub Group
CHIEF EXECUTIVE
Senior
Management
Team
OPERATIONS RESOURCES
**----- End of picture text -----**
**----- Start of picture text -----**
Day Care Team Leader x 1
Senior Home Visitor x 1
Home Support Coordinators x 2
Front of House x2
Senior Driver x1
**----- End of picture text -----**
**----- Start of picture text -----**
Staff and Volunteers
**----- End of picture text -----**
8
## **Review of activities and achievement**
- Age UK Organisational Quality Standard ▪ Four media campaigns held throughout the year ▪ Contract extension awarded of Day Opportunities Contract with Staffordshire County Council
**----- Start of picture text -----**
▪ Keele University Student Doctor placements
**----- End of picture text -----**
## **Strategy**
The Strategy group discussed the following items and made recommendations in relation to –
- ➢ Business/Strategic Plans
- ➢ Revenue and Capital Budgets
- ➢ Contract and Service Review
**----- Start of picture text -----**
➢ Tender opportunities/Project Funding
**----- End of picture text -----**
- ➢ Brand Partner Agreement
**Chairman’s comments:**
_The Strategy sub group fulfils the purpose of concentrating discussion points for the full Board and Sub Groups._
_My thanks go to my fellow members and to the Senior Management team for their efforts and full support_
**John Wheeler - Chair**
9
## **Finance**
The Finance Sub Group continued to meet regularly during the year and focused its attention on the following areas:
- ➢ Review of financial information being presented to Board Members
- ➢ Review of monthly Management Accounts,
- ➢ Monitoring of Capital Expenditure and investment approvals
- ➢ Service Centre financial performance
- ➢ Review of service charges to our customers
- ➢ Review of staff wages and salaries
- ➢ Preparation and guidance for the financial budgets and plans
- ➢ Financial Controls Review
- ➢ Valuation of Bradbury House and Land
- ➢ Assets & Maintenance
## **Treasurer’s comments:**
“As the new Treasurer for Age UK Stafford & District, I am pleased to present this brief report. While I am still becoming familiar with the detailed financial position of the charity, I can confirm that our priority remains ensuring the organisation’s resources are managed responsibly and used effectively to support our vital services for people in our community.
This year, as in previous years, we have faced challenges such as rising costs and changes in funding. However, thanks to the dedication of our staff, volunteers, and supporters, we continue to deliver high-quality care and support to those who need it most.
During the next financial year, I will be working closely with the Board and management team to review our finances in detail, make sure we are making the very best use of our resources, and look for opportunities to strengthen our financial position. My aim is simple: to help ensure we can keep delivering excellent support for those who rely on us, now and in the future.
## **Mason Youngs – Treasurer**
10
## **Business Management & Performance**
The Business Management & Performance sub group met quarterly during the period and considered:
- ➢ Service performance across all service areas
- ➢ Review policies and procedures
- ➢ Consider development opportunities
- ➢ Risk Management – the Risk Register has been reviewed bi annually
- ➢ Quality System – reviewed and monitored
- ➢ Monitor Health & Safety and Good Housekeeping
- ➢ Human Resources
- ➢ Data Protection
- ➢ Safeguarding
## _**Trustee’s comments** :_
_During the last year, the Business Management and Performance Sub group met on a quarterly schedule. The purpose of these meetings is to share information, to discuss new and ongoing items and to come to decisions to take to the board of Trustees for ratification._
_My thanks go to my fellow Trustees and the Senior Management_
## **Ken Harper – Trustee**
11
## **Departmental Service Review**
**Age UK Stafford & District carries out a range of services that provide practical, personal, emotional and social support for older people in Stafford and the surrounding area.**
## **Home Support**
- Providing practical assistance within the local community, by supporting clients with housework, shopping and laundry.
- Personal care for service users in their own home. Available five days per week including Bank Holidays
## _**Service Users comments:**_
“ _Sometimes they are the only people I see”_
_“It is nice to have someone trustworthy”_
_“Given me hope and allowed me to live at home”_
_“I like the continuity of having the same carer and the experience of the carer” “I like the friendliness of care given”_
## **Gardening**
- Providing garden maintenance for private service users
## _**Service Users comments:**_
_“I would never cope without this service”_
_“I always have a tidy garden, nothing is too much trouble” “Wonderful service”_
_“I have a large garden and it was always a worry to get It tidy. Now I can relax”_
12
## **Day Care**
- Specialist day care service for up to 42 places daily, Monday to Friday, for older people with dementia and complex needs. Additional support is available for these service users in their own home.
- The purpose of the service is to provide respite for carers and to give service users an enjoyable and meaningful day.
## _**Service Users comments:**_
_“All the staff are friendly and caring- could not ask for a better place”_
_“Staff are lovely it makes his life significantly better, more fulfilled and enhanced by being at BH- you are all amazing, thank you”_
_“Great service, Transport staff take their time with my husband 5* service. Having this takes the burden away – vital service._
13
## **Information & Advice**
We offer a free and impartial information and advice service to the very highest quality standards. We have trained staff that are available on the phone or face to face.
- Dementia support
- Employment and retirement
- Signposting to other agencies
We can help with –
- Benefits
- Care and carers
- Help in finding the service you need
- Help in accessing equipment
- Direct payments
- Housing
- Will writing and powers of attorney
- Help with utilities
## **Staff & Volunteers**
## **Volunteers:**
## **Staff:**
We continue with our volunteer recruitment In 2024- 2025 we recruited 22 staff into and a number of vacancies have been existing posts in the services detailed filled in the following areas: below:
- Home Support
- Information & Advice • Gardening
- Day Care
The only way Age UK Stafford & District is able to deliver the services that it does is through the dedication and commitment of staff and volunteers. Not only do they deliver the services required but it is undertaken in a caring and enthusiastic way ensuring that our service users are truly happy with the service they receive.
14
## **Community Involvement**
Age UK Stafford & District is committed to working with others, for example –
- Colleagues within Age UK Local, Regional, National and Age Concern
- The local voluntary sector
- Older people and their clubs and groups
- Statutory agencies
- Local businesses
In 2024-2025 the organisation was represented on the following groups/committees
- Age UK Central Regional Group & Network Groups
## **Further Thanks and Appreciation**
In order for Age UK Stafford & District to provide its services we are dependent on many people and organisations to provide either funding, gifts, time, advice and support for which we are very grateful.
Below are mentioned just a few of the many who helped us during 2024-2025
_Staffordshire County Council and in particular Social Care & Health Stafford Borough Council Co-op Bank Age UK national/regional and local Brand Partners Sainsbury’s – Stafford Keele University - Medical_
_Volunteers_
_Donations and legacies from individuals_
15
## **Future Plans**
Taking into account our progress during the previous year and considering our strengths and weaknesses the Trustees have developed a Business Plan for the year 2025/2026
This plan is based upon the following key principles:
- To provide innovative and effective services which meet the diverse needs and aspirations of older people
- To listen and respond to the needs of our service users
- To ensure the sustainability of the organisation to benefit the lives of the older people it serves
- To increase the visibility and recognition of the organisation to the public and its stakeholders
**To provide innovative and effective services which meet the diverse needs and aspirations of older people**
- ➢ Engaging with older people to design services that meet their needs
- ➢ Delivering quality, person centred services across our organisation
- ➢ Review the services we provide to ensure we are meeting service users’ needs
- ➢ Work with commissioners and partners to develop and improve services
## **To listen and respond to the needs of our service users**
- ➢ Develop strong core service delivery to ensure person centred care, consistency and quality, meeting the requirements of our customers
- ➢ Work with service users to review and redesign where necessary existing services
- ➢ Going the ‘extra mile’ to meet customer’s needs and exceed expectations
- ➢ Comply with all relevant legislation and care standards ensuring we are accountable for the services we deliver
16
## **To ensure the sustainability of the organisation to benefit the lives of the older people it serves**
- ➢ Increase numbers of clients accessing all our services.
- ➢ Encourage and engage clients in the development of new services
- ➢ Ensure we maximise our resources effectively
- ➢ Identify efficiencies across the organisation
## **To increase the visibility and recognition of the organisation to the public and its stakeholders**
- ➢ Establish a clear Marketing Plan to highlight the organisation to potential service users and partners
- ➢ Work alongside other agencies and partners in order to maintain connectivity to potential initiatives and new directions in service delivery
- ➢ Pursuit of partnership working across all sectors to increase our service delivery reach and reputation
17
## **Treasurers Report**
With financial times still challenging and the continuing effects of previous and ongoing worldwide issues, we remain confident in our defiance and are pleased to continue the services we offer to our clients.
We have continued to see an increase in income during the last year, which has had a positive impact on our organisation, although times are still challenging and the effects of previous and ongoing worldwide issues still provide financial challenges.
With increased staff costs along with the cost of living expenses from gas, electricity and general day to day expenses on the rise, we continue, where appropriately, to monitor our financial position closely.
It is encouraging to see a rise in people accessing and attending our Day Care and Home Support Services which gives us confidence in the support we offer to our local community.
With the support and commitment of our hard working staff providing crucial services, we will continue as always to increase our accessibility to the services we provide to the local community. With the introduction of our Staying Active program to start during 2025, this is evidence that we are continuing to reach out to the local community and offer support where needed by our committed staff and volunteers.
## **Mason Youngs -Treasurer**
18
## **Trustees’ responsibilities in relation to the financial statements**
The charity trustees (who are also the directors of the Age UK Stafford & District for the purposes of Company law) are responsible for preparing a trustees’ annual report and financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).
Company law requires the charity trustees to prepare financial statements for each year, which give a true and fair view of the state of affairs of the charitable company and of the incoming resources and application of resources, including the income and expenditure, of the charity for that period. In preparing the financial statements, the trustees are required to:
- select suitable accounting policies and then apply them consistently;
- observe the methods and principles in the Charities SORP;
- make judgements and estimates that are reasonable and prudent;
- state whether applicable UK accounting standards have been followed, subject to any material departures disclosed and explained in the financial statements;
- Prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue in business.
The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charity and hence taking reasonable steps for the prevention and detection of fraud and other irregularities.
The trustees are responsible for the maintenance and integrity of the corporate and financial information included on the charitable company’s website. Legislation in the United Kingdom governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions.
## **Statement as to disclosure to our Independent Examiners**
In so far as, the trustees are aware at the time of approving our trustees’ annual report:
- there is no relevant information, being information needed by the Examiner in connection with preparing their report, of which the charity’s auditor is unaware, and
- The trustees, having made enquiries of fellow directors and the charity’s Examiner that they ought to have individually taken, have each taken all steps that he/she is obliged to take as a director in order to make themselves aware of any relevant audit information and to establish that the auditor is aware of that information.
## **The trustees and strategic report has been authorised on behalf of the Board of Trustees by**
…………………………………………. …………………………………………………………….. **John Wheeler (Chair) Date**
19
## **Age UK Stafford & District**
**Trustees’ Report and Financial Statements for the 12 months’ period ending 31 March 2025**
|Contents|Page|
|---|---|
|Independent Examiners Report|21|
|Statement of Financial Activities|22|
|Balance Sheet|23|
|Cash Flow Statement|24|
|Notes to Financial Statements|25-31|
Company Number (England and Wales) 03345219 Registered Charity Number 1064087
20
## **REPORT OF THE INDEPENDENT EXAMINER TO THE TRUSTEES OF AGE UK STAFFORD & DISTRICT FOR THE YEAR ENDED 31 MARCH 2025**
I report to the charity trustees on my examination of the accounts of the company for the year ended 31 March 2025 which are set out on pages 22 to 31.
## **Responsibilities and basis of report**
As the charity’s trustees of the company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 (‘the 2006 Act’).
Having satisfied myself that the accounts of the company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity’s accounts as carried out under section 145 of the Charities Act 2011 (the ‘2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.
## **Independent examiner’s report**
Since the company’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of the Institute of Chartered Accountants in England and Wales, which is one of the listed bodies.
I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:
- (1) accounting records were not kept in respect of the company as required by section 386 of the 2006 Act; or
- (2) the accounts do not accord with those accounting records; or
- (3) the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination; or
- (4) the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
Anna Richards FCA, FCCA Richards Associates Limited Statutory Auditor North Lodge Hawkesyard Armitage Lane Rugeley, Staffordshire WS15 1PS
Date: ............................................
21
## **Age UK Stafford & District**
**Statement of financial activities for the year ended 31st March 2025**
|**Notes**
**Income and Expenditure**
**Incoming and endowment funds**
Donations and legacies
**3**
Grants
**3**
Sale of Assets
Other trading activities
**4**
Income from investments
**5**
Total income
**Income from Charitable activities**
Day Care
**6**
Home Support
**6**
Income from operating activities
**Total income and endowments**
**Expenditure on raising funds funds**
Costs generating voluntary income
**7**
Other activities for generating funds
**7**
**Expenditure on charitable activities**
Day Care
**7**
Home Support
**7**
Community Action
**7**
Governance
**7**
Building Depreciation
**7**
**Total expenditure**
**Net income / (expenditure)**
**Transfer between Funds**
Transfer from Designated & Restricted
**15**
Revaluation reserve
**12**
**Net movement in funds**
**Reconciliation of Funds:**
Fund balance 1 April 2024
**15**
**Fund Balance 31 March 2025**|**General**
**£**
11,363
-
-
510
1,174
13,047
478,740
275,358
754,098
**767,145**
4,523
2,170
412,628
308,848
12,345
12,096
10,800
**763,410**
**3,735**
(3,735)
-
-
-
**-**
**Un**|**Designated**
**Funds**
**£**
-
-
-
-
-
-
-
-
-
**-**
-
-
-
-
-
-
-
**-**
**-**
3,735
3,735
1,008,834
**1,012,569**
**restricted Funds**|**Revaluation**
**Reserve**
**£**
-
-
-
-
-
-
-
-
-
**-**
-
-
-
-
-
-
-
**-**
**-**
-
-
103,000
**103,000**|**Restricted**
**Fund**
**£**
-
7,500
-
-
-
7,500
-
-
-
**7,500**
-
-
7,500
-
-
-
-
**7,500**
**-**
-
-
-
2,966
**2,966**|**Total**
**Total**
**2025**
**2024**
**£**
**£**
11,363
14,927
7,500
32,500
-
-
510
-
1,174
850
20,547
48,277
478,740
441,912
275,358
262,449
754,098
704,361
**774,645**
**752,638**
4,523
4,632
2,170
2,165
420,128
358,588
308,848
278,191
12,345
12,727
12,096
11,724
10,800
10,800
**770,910**
**678,828**
**3,735**
**73,810**
-
-
-
-
3,735
73,810
1,114,800
1,040,990
**1,118,535**
**1,114,800**|
|---|---|---|---|---|---|
The statement of financial activities includes all gains and losses recognised during the year. All income and expenditure derive from continuing activities.
22
## **Age UK Stafford & District**
## **Balance Sheet as at 31st March 2025**
## **Company number: 03345219 Charity number: 1064087**
|**Fixed assets**
Tangible assets
**12**
**Current assets**
Debtors
**13**
Cash at bank & in hand
**Creditors: amounts falling due**
**within one year**
**14**
**Net current assets**
**Creditors: amounts falling due**
**after more than one year**
**Total assets less long term liabilities**
**Charity funds**
Unrestricted funds
**15**
Restricted funds
**15**
Revaluation reserve
**15**|**2025**
**2024**
**£**
**£**
747,781
732,954
148,943
90,242
242,250
339,385
391,193
429,627
20,439
47,781
370,754
381,846
-
-
**1,118,535**
**1,114,800**
1,012,569
1,008,834
2,966
2,966
103,000
103,000
**1,118,535**
**1,114,800**|
|---|---|
For the year ended 31 March 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.
- (i) The members have not required the company to obtain an audit of its accounts for the year in question in accordance with section 476.
- (ii) The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
The financial statements were approved and authorised for issue by the board on ………………………2025. and signed on its behalf by:-
………………………
John Wheeler Chairman of Trustees
………………….. Mason Young Treasurer
23
## **Age UK Stafford & District**
## **Cash Flow Statement at 31 March 2025**
## **Company number: 03345219**
|Notes
**Cash flow from operating activities**
Operating profit/(loss)
Reconciliation to cash generated
from operations:
Depreciation
(Profit)/Loss on Disposal
(increase)/decrease in debtors
increase/(decrease) in creditors
**Cash flow from investing activities**
Interest received
Sale of tangible fixed assets
Purchase of tangible fixed assets
Loan movements in the year
**Net increase in cash**
Cash at bank at beginning of year
Cash at bank at end of year|**£**
**£**
**£**
**£**
2,561
72,960
19,560
16,937
-
-
(58,701)
(21,745)
(27,342)
10,851
(63,922)
79,003
1,174
850
-
-
(34,387)
(1,377)
-
-
(33,213)
(527)
(97,135)
78,476
339,385
260,909
**242,250**
**339,385**
**2025**
**2024**|
|---|---|
|||
24
## **Age UK Stafford & District**
## **Notes to financial statements for the year ended 31st March 2025**
## **1 Statutory Information**
Age UK Stafford & District limited by guarantee, registered in England and Wales. The company's registered number and registered office address can be found on page 3.
## **2 Accounting Policies**
## **Basis of Accounting**
The charity constitutes a public entity as defined by Financial Reporting Standard 102 (FRS 102).
The financial statements have been prepared in accordance with accounting and reporting by charities Statement of Recommended Practice applicable to charities preparing their accounts in accordance with FRS 102 (SORP FRS102) issued on 16 July 2014 and Companies Act 2006.
The financial statements are prepared on a going concern basis under the historical cost convention and consistently applied unless other wise stated.
## **Donations grants and other incoming resources**
All donations grants and other incoming resources have been accounted for gross and receivable as long as they are capable of financial measurement. The value of services provided by volunteers has not been included.
## **Contract income**
Contract income represents the amount derived from the provision of services.
## **Deferred income**
The amount credited to deferred income is income received but not yet earned. The relevant sums are transferred to income when the service is rendered.
## **Depreciation**
|Depreciation is provided to write off|the cost, less the estimated residual value, of all fixed assets, over their useful|
|---|---|
|lives as follows:||
|Buildings|2%|
|Motor Vehicles|20%|
|Furniture Fixtures and Fittings|12.5%|
|Office Equipment|20%|
|Plant and Equipment|33%|
|All depreciation rates are applied on straight-line basis||
Freehold land is not depreciated as it is considered to have an indefinite useful life.
Freehold buildings are depreciated over the expected useful economic life to the charity, over 50 years
The land and buildings were revalued in 2022 to ensure that they reflect current market value. The revaluation gain is shown in the revaluation reserve.
## **Fund accounting**
Unrestricted funds are donations and other incoming resources receivable or generated for the objects of the charity without any specified purpose and are available as general funds.
Designated funds are unrestricted funds earmarked by the trustees for a particular purpose.
Restricted funds are to be used for the specific purpose as laid down by the donor.
## **Financial instruments**
The charity only enters into basic financial instrument transactions that result in the recognition of financial assets and liabilities like trade and other debtors and creditors, loans from banks and other third parties, and loans to related parties.
25
## **Age UK Stafford & District**
## **Notes to financial statements for the year ended 31st March 2025**
## **Government grants**
Government grants are recognised when there is a reasonable assurance that the entity will comply with the conditions attached to the grant and the grant will be received. Grants relating to revenue are recognised in income on a systematic basis over the periods in which the entity recognises the related costs for which the grant is intended to compensate.
## **Expenditure**
Expenditure is recognised on an accruals basis as the liability is incurred. The expenses are reported as follows: _**costs of generating funds**_ - comprise the costs associated with attracting voluntary income.
_**charitable expenditure -**_ comprise costs incurred by the charity in the delivery of each activity and service. It includes both direct costs and necessary indirect support costs.
_**governance costs**_ - comprise costs associated with constitutional and statutory requirements of the charity.
All costs are allocated between expenditure categories of the SOFA on a basis designed to reflect the use of the resource. Costs related to a particular activity are allocated directly, others are apportioned on an appropriate basis e.g. floor area.
## **Going concern**
At the time of approving the financial statements the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existance for the foreseeable future.
The trustees continue to adopt the going concern basis of accounting in preparing the financial statements.
## **Pension**
Employees are entitled to be auto-enrolled in the company's workplace pension scheme. Details are disclosed in notes to the financial statements.
|**3**
**Donations and legacies**
Other donations
Grants and furlough income
Age UK funding
**4**
**Other trading activities**
Fund raising activities
**5**
**Income from Investments**
Bank deposit account interest received
**6**
**Income from charitable activities**
**Day Care**
Bradbury House
Training income
Transport income
**Home Support**
Home Support
Gardening private|**Restricted**
**Grants**
**Other income**
**Designated**
**funds**
**£**
**£**
**£**
**£**
-
3,863
-
-
-
-
-
7,500
-
7,500
-
-
-
11,363
-
7,500
-
510
-
-
-
510
-
-
-
1,174
-
-
-
1,174
-
-
-
474,091
-
-
-
150
-
-
-
4,499
-
-
-
478,740
-
-
-
249,908
-
-
-
25,450
-
-
-
275,358
-
-
**/----------------------Unrestricted funds--------------------\**|**2025**
**2024**
**Total**
**Total**
**£**
**£**
3,863
4,177
7,500
32,500
7,500
10,750
18,863
47,427
510
-
510
-
1,174
850
1,174
850
474,091
433,800
150
4,875
4,499
3,237
478,740
441,912
249,908
237,643
25,450
24,806
275,358
262,449|
|---|---|---|
26
## **Age UK Stafford & District**
## **Notes to financial statements for the year ended 31st March 2025**
|**7**
**Total resources Expended**
**Activities for**
**Voluntary**
**generating**
**Home**
**Community**
**Governance**
**Income**
**funds**
**Day Care**
**Support**
**Action**
**and building**
**Costs directly allocated to activities**
**£**
**£**
**£**
**£**
**£**
**£**
Staff costs
-
-
235,592
235,497
-
-
Expenses
-
-
233
1,119
-
-
Active therapy materials
-
-
2,745
-
-
-
Catering
-
-
26,185
-
-
-
Gardening staff costs
27,359
Gardening expenses
-
-
-
2,556
-
-
Protective clothing
-
-
-
1,157
-
-
Postage
-
-
-
2,605
-
-
Registration
-
-
-
886
-
-
Transport costs
-
-
29,969
-
-
-
Computer support costs
-
-
-
1,548
-
-
Training
-
-
585
585
-
-
Sundry
-
-
690
-
721
-
-
-
295,999
273,312
721
-
**Support costs allocated to activities**
Staff Costs
Time
2,537
1,692
42,292
21,146
5,498
11,419
Expenses
Usage
-
-
-
-
-
-
Training/ recruitment
Usage
-
-
95
133
152
-
Computer costs
Income
176
118
2,997
1,998
588
-
Premises costs
Floor area
1,810
181
49,482
5,854
3,017
-
General admin
Usage
-
179
4,326
2,704
1,127
677
Depreciation
Usage
-
-
7,446
876
438
10,800
Bad debts
Usage
-
-
2,597
606
-
-
Professional fees
Usage
-
-
12,142
1,428
714
-
Usage
-
-
1,530
180
90
-
Bank charges
Usage
-
-
1,222
611
-
-
Loan interest
Usage
-
-
-
-
-
-
4,523
2,170
124,129
35,536
11,624
22,896
Total resources expended
4,523
2,170
420,128
308,848
12,345
22,896
Independent examination|**2025**
**Total**
**£**
471,089
1,352
2,745
26,185
27,359
2,556
1,157
2,605
886
29,969
1,548
1,170
1,411
570,032
84,584
-
380
5,877
60,344
9,013
19,560
3,203
14,284
1,800
1,833
-
200,878
770,910|**2024**
**Total**
**£**
387,610
1,462
1,895
26,804
21,064
3,031
1,443
2,444
831
24,932
920
-
1,937
474,373|
|---|---|---|
|||80,267
-
293
5,936
68,204
11,827
16,937
2,831
14,772
1,800
1,588
-|
|||204,455|
|||678,828|
27
## **Age UK Stafford & District**
## **Notes to financial statements for the year ended 31st March 2025**
|**8**|**Net incoming resources for the year**|**2025**|**2024**|
|---|---|---|---|
|||**£**|**£**|
||This is stated after charging:|||
||Depreciation|19,560|16,937|
||Independent examination fee|1,800|1,800|
||Accountancy fees|6,078|6,012|
|**9**|**Staff costs & numbers**|||
||Staff costs were as follows:-|||
||Salaries and wages|553,713|469,080|
||Social Security costs|21,208|15,011|
||Employer Pension contributions|8,111|4,851|
||Total|583,032|488,942|
||No employee received emoluments of greater than £60,000|||
||The average number of employees during the year was as follows:|||
||Chief Executive|1|1|
||Management|1|1|
||Day Care|11|8|
||Home Support|30|28|
||Administration and Support|5|5|
||Total|48|43|
## **10 Trustee remuneration & related party transactions**
No members of management received any remuneration during the year in their capacity as a trustee. Travel expenses are reimbursed at cost and are insignificant, being less than £100 in total. No trustees received expenses.
No trustee or other person related to the charity had any personal interest in any contract or transaction entered into by the charity during the year.
## **11 Taxation**
As a charity, Age UK Stafford & District is exempt from tax on income and gains falling within section 466 to 493 of the Corporation Tax Act 2010, or section 256 of the Taxation of Chargeable Gain Act 1992 to the extent that these are applied to its charitable objects. No tax charges have arisen in the charity.
28
## **Age UK Stafford & District**
## **Notes to financial statements for the year ended 31st March 2025**
## **12 Tangible fixed assets**
|_Cost or valuation_
1 April 2024
Addition
Disposal
Revaluation
31 March 2025
_Depreciation_
1 April 2024
Charge
Disposal
Eliminated on revaluation
31 March 2025
_Net Book Value_
**31 March 2025**
31 March 2024|**Buildings**
**Freehold**
**Total Land &**
**Land**
**Buildings**
**£**
**£**
**£**
540,000
200,000
740,000
-
-
-
-
-
-
-
-
-|
|---|---|
||540,000
200,000
740,000|
||21,600
-
21,600
10,800
-
10,800
-
-
-
-
-
-|
||32,400
-
32,400|
||**507,600**
**200,000**
**707,600**|
||518,400
200,000
718,400|
|_Cost or valuation_
1 April 2024
Addition
Disposal
Revaluation
31 March 2025
_Depreciation_
1 April 2024
Charge
Disposal
Eliminated on revaluation
31 March 2025
_Net Book Value_
**31 March 2025**
31 March 2024|**Motor**
**Furniture &**
**Office**
**vehicles**
**Fittings**
**Equipment**
**Equipment**
**Total**
**£**
**£**
**£**
**£**
**£**
47,300
100,424
85,356
52,305
1,025,385
18,200
11,850
2,732
1,605
34,387
-
-
-
-
-
-
-
-
-
-|
|---|---|
||65,500
112,274
88,088
53,910
1,059,772|
||40,070
94,594
85,149
51,018
292,431
5,787
1,737
330
906
19,560
-
-
-
-
-
-
-
-
-
-|
||45,857
96,331
85,479
51,924
311,991|
||**19,643**
**15,943**
**2,609**
**1,986**
**747,781**|
||7,230
5,830
207
1,287
732,954|
The freehold land that Bradbury House occupies was purchased for £140,000 in November 2012. The original building cost was £778,339
The land and building at Bradbury House was revalued at £740,000 in June 2022 (£700,000 in October 2015).
All property valuations were carried out by Chivers Commercial, 21 Eastgate Street, Stafford ST16 2LZ in June 2022.
29
## **Age UK Stafford & District**
## **Notes to financial statements for the year ended 31st March 2025**
|||||||**2025**||**2024**||
|---|---|---|---|---|---|---|---|---|---|
|**13 **|**Debtors**|||||**£**||**£**||
||Trade debtors|||||97,520
||43,522||
||Prepayments|||||50,101
||45,383||
||Other debtors|||||1,322
||1,337||
|||||||148,943||90,242||
|**14 **|**Creditors amounts falling due within**||**one year**|||**£**||**£**||
||Trade creditors|||||11,213
||17,042||
||Other Creditors|& Social Security||||-
||74||
||Accruals|||||9,226
||30,665||
|||||||20,439
||47,781||
|**15 **|**Movement in funds**|||||||||
|||**Balance at**||**Incoming**||**Resources**||**Gains/**|**Balance at**|
|||**01/04/2024**|**Resources**|||**Expended**|**Transfers**|**(losses)**|**31/03/2025**|
||**Restricted Funds**|**£**||**£**||**£**|**£**||**£**|
||Restricted fund|2,966||7,500||(7,500)|-|-|2,966|
||**Unrestricted Funds**|||||||||
||Designated Funds|1,008,834|||-|-|3,735|-
|1,012,569|
||General funds
|-
||767,145||(763,410)|(3,735)|-
|-|
||**Revaluation reserve**|103,000|||-
|-|-|-|103,000|
||Total|1,114,800||774,645||(770,910)|-|-|1,118,535|
The revaluation of the land and building is shown in a separate revaluation reserve.
30
## **Age UK Stafford & District**
## **Notes to financial statements for the year ended 31st March 2025**
## **16 Future contracts and going concern**
Contracts from Social Care and Health totalling circa £376,000 are secured on an annual basis. The continuity of these funds cannot be guaranteed as they are heavily reliant upon the policies of central and local government. However, there is a significant income from Home Support, which is a non grant funded project (£262,449 in 2024 compared to £275,358 in 2025)
## **17 Commitments**
|Operating lease commitments
Due in less than 1 year
Due in 1-2 years
Due in 2-5 years|**2025**
**2024**
**£**
**£**
814
814
814
814
1,628|
|---|---|
The above commitments relate to photocopier rentals.
## **18 Reserves policy**
The trustees aim to retain sufficient reserves to cover 3 months operating expenditure and to retain a cash balance of £96,000 for potential restructuring costs in the event of a loss of a contract or significant change of operations.
## **19 Status**
Age UK Stafford & District is a charitable company limited by guarantee, therefore having no share capital, incorporated in England and Wales. As at 31 March 2025 there were 4 trustees (2024: 6). Each trustee is obliged to contribute to the company a sum of £1 in the event of the company being wound up whilst he or she is a trustee, or within 1 year after they cease to be a trustee, for payments of debts and liabilities of the company contracted before he or she ceases to be a trustee and of the costs, charges and expenses of winding up, and for the adjustments of the rights of the contributors amongst themselves.
31
NOTES
32