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2025-04-05-accounts

SPL TRUST

REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 5 APRIL 2025

1

SPL TRUST

Contents

Page

5 - 8 Financial Statements

2

SPL Trust

Annual Trustees Report

Year ended 5th April 2025

The Trustees present their Report for the year ended 5th April 2025

The Trustees during the year were:

D. D. Shah

V. O. Shah

D. S. Mehta

V. D. Shah

D. Parekh

The Trust was established by Trust Deed dated 17th April 1997 and is registered with the Charity Commission Number 1063173. It was amended on 6 December 2005, 13 March 2006 and 1 September 2016.

The Trust’s address is 491 Stratford Road, Sparkhill, Birmingham, B11 4LE.

Appointment of new trustees

The power of appointing new trustees of the charity is vested in the settlor and after the settlor’s death in such person or persons as the settlor shall by deed or deeds revocable or irrevocable or by will or codicil appoint.

Total number of trustees shall not be less than three and not more than eight.

Objects:

The Trust is established to provide assistance to those who are in conditions of need, hardship or distress, in any part of the world; the advancement of education of children; the provision of or assistance in the provision of facilities for recreation or other leisure time occupation

Review of Progress and Achievement

During the last year the Trust continued to meet some of the needs of the ‘Scheduled Tribes’ in India and education projects in Kenya and UK. The Trustees have agreed to continue supporting the projects in India for at least another year.

Finances

The attached financial statements show the state of affairs as at 5th April 2025. The Trust had £372,514 (2024 - £362,297) in the Trust Bank Accounts at 5th April 2025.

3

SPL Trust

Annual Trustees Report

Year ended 5th April 2025

Reserves

Reserves are maintained to meet current and future commitments. The Trust’s Bankers are State Bank of India, and Lloyds plc.

The Independent Examiner is Adrian Holles, FCA of TAG Accountants Group Ltd, Chartered Accountants.

4

SPL Trust

Annual Trustees Report

Year ended 5th April 2025

Independent Examiner’s Report to the Trustees of SPL Trust

I report on the accounts of the Trust for the year ended 5th April 2025 which are set out on pages 7 to 10.

Respective responsibilities of trustees and examiner

As the charity’s trustees you are responsible for the preparation of the accounts and the charity’s trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed.

It is my responsibility to:

Examine the accounts under section 145 of the 2011 Charities Act;

To follow the procedures laid down in the general directions given by the Charity Commissioners under section 145(5) (b) of the 2011 Act; and

To state whether particular matters have come to my attention.

Basis of independent examiner’s report

My examination was carried out in accordance with the General Directions given by the Charity Commissioners. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the view given by the accounts.

5

SPL Trust

Annual Trustees Report

Year ended 5th April 2025

Independent examiner’s statement

In connection with my examination, no matter has come to my attention:

2) To which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Adrian Holles FCA

TAG Accountants Group Ltd

CHARTERED ACCOUNTANTS DATE: 14th November 2025 9 Shottery Brook Office Park

Timothy's Bridge Road

Stratford Upon Avon

CV37 9NR

6

SPL TRUST

SPL TRUST
Statement of Financial Activities - Receipts and Payments
for the year ended 5 April 2025
Unrestricted
Funds
Note
£
Incoming resources
Incoming resources from voluntary
income
2
5,800
Incoming resources - Other
3
29,063
Total incoming resources
34,863
Resources expended
Management and Administration
45
Charitable activities
20,978
Governance Cost
602
Rental expenses
3,021
Total resources expended
4
24,646
Net movement in funds
10,217
Reconciliation of funds:
Total funds brought forward
592,297
Total Funds carried forward
602,514
Restricted
Funds
£
-
-
-
-
-
-
-
Total
Funds
2
£
5,800
29,063
34,863
45
20,978
602
3,021
24,646
10,217
592,297
602,514
Total
Funds
2023
£
3,800
18,279
22,079
99
30,174
570
4,213
35,056
(12,977)
605,274
592,297

7

SPL TRUST Balance Sheet for the year ended 5 April 2025

Note
2025
£
£
Fixed assets:
Tangible assets
230,000
Current assets:
Debtors
-
Cash at bank and in hand
372,514
Total current assets
372,514
Total current assets
372,514
Net assets
602,514
The funds of the charity:
5
Unrestricted funds:
Designated funds
-
General funds
602,514
Total unrestricted funds
602,514
Restricted income funds
-
Total charity funds
602,514
The notes at pages 9 and 10 form part of these accounts
Approved by the trustees and signed on their behalf by:
D D Shah
V D Shah
TRUSTEE
TRUSTEE
DATE:
2024
£
£
230,000
-
362,297
362,297
362,297
592,297
-
592,297
592,297
-
592,297
2024
£
£
230,000
-
362,297
362,297
362,297
592,297
-
592,297
592,297
-
592,297
592,297
592,297
-
592,297

8

SPL TRUST

Notes to the accounts for the year ended 5 April 2025

1. Accounting policies

(a) Basis of preparation

The financial statements have been prepared on a cash basis.

(b) Funds structure

Unrestricted income funds comprise those funds which the trustees are free to use for any purpose in furtherance of the charitable objects.

(c) Donations and voluntary income

All donations and voluntary income are accounted for gross when received.

(d) Charitable activities

Charitable expenditure comprises those costs incurred and paid by the charity in the delivery of its activities and services for its beneficiaries.

(e) Taxation

SPL Trust is registered as a charity with Charity Commission, and in accordance the provisions of Section 505, Income and Corporation Tax Act 1988, is exempt from liability for taxation.

2. Incoming resources from voluntary

income
Gifts and Donations
Total
3. Incoming resources - Other
Gift Aid tax recovered
Bank interest received
Rental income
Unrestricted
Funds
£
5,800
5,800
Unrestricted
Funds
£
950
12,423
15,690
29,063
Restricted
Funds
£
-
Restricted
Funds
£
-
Total
2025
£
5,800
5,800
Total
2025
£
950
12,423
15,690
29,063
Total
2024
£
3,800
3,800
Total
2024
£
2,725
1,004
14,550
18,279

9

SPL TRUST

Notes to the accounts for the year ended 5 April 2025

4. Resources expended

Management and Administration -
bank charges
Governance Costs - Accountancy
Rental expenses
Charitable activities:
Charitable service projects in India
Charitable service projects in Sri
Lanka
Charitable service projects in
Pakistan
Charitable service projects in UK
Charitable service projects in Africa
Unrestricted
Funds
£
45
602
3,021
4,850
1,000
3,976
3,802
7,350
24,646
Restricted
Funds
£
-
Total
2025
£
45
602
3,021
4,850
1,000
3,976
3,802
7,350
24,646
Total
2024
£
99
570
4,214
9,880
-
4,009
10,285
6,000
35,057

5. Analysis of charitable funds

Analysis of
Funds movements
Unrestricted funds:
Unrestricted general funds
Balance
b/fwd
£
592,297
592,297
Incoming
resources
£
34,863
34,863
Resources
expended
£
24,646
24,646
Fund
c/fwd
£
602,514
602,514

10