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2024-09-30-accounts

- THE ELLISON CLIFFE CHARITABLE TRUST CHARITY REGISTRATION NO: 1062414

ACCOUNTS

FOR THE YEAR ENDED 30TH SEPTEMBER 2024

Page 1

THE ELLISON-CLIFFE CHARITABLE TRUST

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30[TH] SEPTEMBER 2024

LEGAL AND ADMINISTRATIVE DETAILS

The Ellison-Cliffe Charitable Trust was established by Deed in April 1997 to continue to sponsor the annual Ellison Cliffe Lecture, to establish a Travelling Fellowship, and to apply income or capital from the Trust to such charitable institutions or charitable objects as the Trust think fit.

TRUSTEES Dr Melita Irving (Chair) Mr Ian Balmer Mr Stephen Gilbert Professor Hugh Montgomery Mr Babulal Sethia Mr Ketish Pothalingam

OFFICE ADDRESS:

Royal Society of Medicine 1 Wimpole Street

London W1G 0AE

INDEPENDENT EXAMINER: Kevin Lally Knox Cropper LLP

65 Leadenhall Street London EC3A 2AD

BANKERS :

Bank of Scotland PO Box 1000 BX2 1LB

Page 2

THE ELLISON-CLIFFE CHARITABLE TRUST

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30[TH] SEPTEMBER 2024

(CONTINUED)

PUBLIC BENEFIT

The Trustees, confirm that they have complied with the duty set out in section 4 of the Charities Act 2011 to have due regard to the Charity Commission’s general guidance on public benefit when reviewing aims and objectives.

OBJECTIVES FOR THE YEAR

ACTIVITIES AND ACHIEVEMENTS DURING THE YEAR

Objectives for 2024-2025

Page 3

THE ELLISON-CLIFFE CHARITABLE TRUST

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30[TH] SEPTEMBER 2024 (CONTINUED)

RESERVES POLICY

Seeks to maintain a level of reserves which provides a sustainable future for the Trust.

INVESTMENTS POLICY

The underlying principle is to deliver a sustainable income which also maintains, as far as is reasonable, the capital value of the fund.

The income arising using a total return calculation is expected to be of the order of £120,000 per annum. The Investment Managers hold a mandate which aims to return CPI + 4%. Trustees intend to invest on a responsible investment basis. In reaching this decision the Trustee gave due consideration to the Charity Commission guidance for Trustees on Investing Charity Money (CC14).

RISK ASSESSMENT

The trustees have reviewed the major risks to which the charity is exposed and systems have been established to mitigate those risks.

GRANTS POLICY

The Trust makes annual awards for a Travelling Fellowship. The process involves open advertisement via the Royal Society of Medicine and such other channels as the trustee’s feel is appropriate, the completion of an application form, short listing and interview.

FINANCIAL REVIEW

The Trust has an endowment Reserve as the result of a legacy. This has been invested via Cazenove via a discretionary mandate. During the financial year the Cazenove investment was disposed and reinvested in Sarasin. The Reserves are split between Sarasin Climate Active Endowments Ex-Energy and Sarasin ICS-Sterling Liquidity Fund.

As at 30 September 2024 the investment portfolio stood at £ 3.3 million.

An additional legacy of £50,000 was received from Dr Carice Ellison-Cliffe Estate.

During this period the Trust paid out £50,000 in Travelling Fellowships.

The Trust remains well-funded and sustainable as at the year end.

Page 4

THE ELLISON-CLIFFE CHARITABLE TRUST

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30[TH] SEPTEMBER 2024 (CONTINUED)

STATEMENT OF TRUSTEES’ RESPONSIBILITIES

The trustees are responsible for preparing the trustees' annual report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Charity law requires the trustees to prepare financial statements for each financial year that give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for the year. In preparing those financial statements the trustees are required to:

The trustees are responsible for keeping accounting records that are sufficient to show and explain the charity's transactions and disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011 and regulations made thereunder. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

This report was agreed and signed on behalf of the Board of Trustees on 31 July 2025


Dr Melita Irving (Chair)

Page 5

INDEPENDENT EXAMINER’S REPORT TO THE TRUSTEES OF THE ELLISON-CLIFFE CHARITABLE TRUST FOR THE YEAR ENDED 30 SEPTEMBER 2024

I report on the accounts of the Charity for the year ended 30 September 2024, which comprise the Statement of Financial Activities, the Balance Sheet and related notes.

This report is made to the Trustees, as a body, in accordance with the terms of my engagement. My work has been undertaken so that I might carry out an Independent Examination of the financial statements in accordance with the General Directions given by the Charity Commissioners. To the fullest extent permitted by law, I do not accept or assume responsibility to anyone other than the Charity and the Charity’s Trustees, as a body, for my examination for this report or for the opinions I have formed.

RESPECTIVE RESPONSIBILITIES OF TRUSTEES AND EXAMINER

The Charity’s Trustees are responsible for the preparation of the financial statements: The Charity’s Trustees consider that an audit is not required for this year (under section 145 of the Charities Act 2011 (the Act) and that an independent examination is needed. It is my responsibility to examine the financial statements (under section 145(1)(a) of the Act); to follow procedures laid down in the General Directions given by the Charity Commissioners under section 145(5)(b) of the Act, and to state whether particular matters have come to my attention.

BASIS OF INDEPENDENT EXAMINER’S REPORT

My examination was carried out in accordance with the General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a “true and fair view” and the report is limited to those matters set out in the statement below.

INDEPENDENT EXAMINER’S STATEMENT

In connection with my examination, no material matters have come to my attention which gives me cause to believe that in any material respect:

I have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Kevin Lally FCA Knox Cropper LLP Chartered Accountants 65 Leadenhall Street London EC3A 2AD

Date: 31 July 2025

Page 6

THE ELLISON-CLIFFE CHARITABLE TRUST

STATEMENT OF FINANCIAL ACTIVITIES

YEAR ENDED 30 SEPTEMBER 2024

Notes
INCOME FROM:
Legacies and donations
2
Investment income
Bank interest
Other income
Total
EXPENDITURE ON:
Investment management costs
Charitable activities
3
Total
Net income/(expenditure) before
investment gains
Net gains/(losses) on
investments
Net income/(expenditure)
Transfers between funds
Fund balance brought
forward
NET MOVEMENT IN FUNDS
Unrestricted
Income Fund
-
10,492
66
-
Restricted
Travelling
Fellowship
Funds
Endowment
Funds
Total
2024
Total
2023
£
£
£
£
50,000
50,000
-
-
-
10,492
127,865
-
-
66
-
-
-
-
-
-
50,000
60,558
127,865
-
-
6,528
7,030
50,000
-
63,936
46,456
50,000
-
70,464
53,486
(50,000)
50,000
(9,906)
74,379
-
419,949
419,949
(113,966)
(50,000)
469,949
410,043
(39,587)
50,000
(50,000)
-
-
815
2,833,130
2,908,324
2,947,911
815
3,253,079
3,318,367
2,908,324
10,558
6,528
13,936
20,464
(9,906)
-
(9,906)
-
74,379
64,473

The detailed comparative Statement of Financial Activities is set out in Note 12.

Page 7

THE ELLISON-CLIFFE CHARITABLE TRUST

BALANCE SHEET

AS AT 30 SEPTEMBER 2024

Notes 2024 2023 2023
£ £ £ £
FIXED ASSETS
Tangible Assets - -
Investments 5 3,309,853 2,662,493
CURRENT ASSETS
Bank Balances 697 13,941
Investment Cash Fund - 231,362
Cash with investment managers 27 2,113
Debtors 6 10,190 815
10,914 248,231
Creditors: Amounts falling due
within one year 7 (2,400) (2,400) (2,400)
8,514 245,831
NET ASSETS 3,318,367 2,908,324
FUNDS
Endowment Funds 8 3,253,079 2,833,130
Restricted Funds:
Travelling Fellowship Fund 9 815 815
Unrestricted income fund 64,473 74,379
3,318,367 2,908,324

The financial statements were approved by the Board of Trustees on 31 July 2025 and were signed on its behalf by:


Dr Melita Irving (Chair)

Page 8

THE ELLISON-CLIFFE CHARITABLE TRUST

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 30 SEPTEMBER 2024

1. ACCOUNTING POLICIES

The accounts have been prepared to give a “true and fair” view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a “true and fair view”. This departure involved following the latest Charities SORP (FRS 102) issued in 2019 rather than the superseded Charities SORP which was issued in 2005 and which is still referred to in the regulations.

The functional currency is the £ sterling.

The Ellison-Cliffe Charitable Trust meets the definition of a public benefit entity under FRS102.

The trustees consider that there are no material uncertainties about the Charity’s ability to continue as a going concern.

Donations are accounted for in the year in which they are received and legacies are accounted for when the charity become entitled to the income, when receipt is probable and the amount receivable can be reasonably estimated.

Income from investments, together with any associated tax credit, is accounted for in the year in which it is due to be received.

d. Grants to Beneficiaries:

Grants to beneficiaries are treated as an application of income in the year in which they are approved for payment.

Administration expenses are shown inclusive of VAT, where applicable.

Investments are a form of basic financial investment and are initially recognised at their transaction value and subsequently measured at fair value as at the balance sheet date using the closing quoted market price. The statement of financial activities includes the net gains and losses arising on revaluations and disposals throughout the year.

Realised gains and losses on investments are calculated as the difference between sales proceeds and their opening carrying value or their purchase value if acquired subsequent to the first day of the financial year. Unrealised gains and losses are calculated as the difference between the fair value at the year end and their carrying value.

Page 9

THE ELLISON-CLIFFE CHARITABLE TRUST

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 30 SEPTEMBER 2024

g. Funds

General funds are unrestricted funds which are available for use at the discretion of the Trustees in furtherance of the general objects of the Charity and which have not been designated for other purpose.

Restricted funds are funds which are to be used in accordance with specific restrictions imposed by donors which have been raised by the Charity for particular purposes. The cost of administering such funds are charged against the specific fund. The aim and use of each restricted fund is set out in the notes to the financial statements.

Expendable endowment funds are held by the charity and invested to generate an investment return. However, the capital may also be spent at the discretion of the trustees.

Page 10

THE ELLISON-CLIFFE CHARITABLE TRUST

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 30 SEPTEMBER 2024

2.DONATIONS AND LEGACY
Legacy: Dr Carice Ellison-Cliffe
3.
CHARITABLE ACTIVITIES
Travelling Fellowship grants
RSM Lecture fund donation
Support Costs (Note 4)
4.SUPPORT COSTS
Independent examination - current year
-overprovision prior year
RSM admin fee
RSM meeting costs
Insurance
Other costs
Bank charges
5.INVESTMENTS
Market value at 1 October
Additions
Disposals

Gains/(losses) on investments
Market value at 30 September
Investment at cost at 30 September
2024
£
50,000
50,000
2024
£
50,000
-
13,936
63,936
2024
£
2,388
-
9,375
852
754
385
182
13,936
2024
£
2,662,493
6,217,760
(5,990,347)
419,949
3,309,855
3,302,858
2023
£
-
2023
£
44,000
-
2,456
46,456
2023
£
2,400
(126)
-
-
-
-
182
2,456
2023
£
2,841,054
2,984,668
(3,049,263)
(113,966)
2,662,493
3,216,069

At the beginning of the financial year the charity held 4,169,263 units in the SUTL Cazenove Charity MultiAsset Fund and 231,362 units in HSBC Global Liquidity Fund PLC. During the year the units were converted into 823,812.70 units in Sarasin Climate Active Endowments Ex-Energy Fund and 2,001 units in Sarasin ICSSterling Liquidity Fund.

Page 11

THE ELLISON-CLIFFE CHARITABLE TRUST

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 30 SEPTEMBER 2024

6. DEBTORS

Prepayment
Amount due from the Royal Society of Medicine
7.CREDITORS
Accruals
2024
£
9,375
815
815
2024
£
2,400
2,400
2023
£
-
815
815
2023
£
2,400
2,400
8.ENDOWMENT FUNDS
Endowment funds
Expendable Endowment
Endowment funds – comparative
2023
Expendable Endowment
Balance
30/09/23
£
2,833,130
2,833,130
Balance
30/09/22
£
2,947,096
2,947,096
Gain/(Loss)
on
Investments
£
419,949
419,949
Gain/(Loss)
on
Investments
£
(113,966)
(113,966)
Net
movement in
the year
£
-
-
Net
movement
in the year
£
-
-
Balance
30/09/24
£
3,253,079
3,253,079
Balance
30/09/23
£
2,833,130
2,833,130

Page 12

THE ELLISON-CLIFFE CHARITABLE TRUST

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 30 SEPTEMBER 2024

9 . RESTRICTED FUNDS

Net
Balance Incoming Resources Transfers Balance
Restricted Funds 30/09/23 Resources
Expended
30/09/24
£ £ £ £ £
Travelling Fellowship Fund 815 - 50,000 (50,000) 815
815 - 50,000
(50,000)
815
Net
Balance Incoming Resources Transfers Balance
Restricted Funds 30/09/22 Resources
Expended
30/09/23
£ £ £ £ £
Travelling Fellowship Fund 815 - - - 815
815 - -
-
815
SPLIT OF ASSETS BETWEEN FUNDS
Unrestricted Restricted
Endowments
Total
Income Fund Funds
£ £ £
Investments 56,774 - 3,253,079 3,309,853
Current Assets 10,099 815 - 10,914
Current Liabilities (2,400) - -
(2,400)
64,473 815 3,253,079 3,318,367
Split of Assets Between Fund –
Unrestricted
Restricted Total
at 30 September 2023 Income Fund Funds Endowments
£ £ £
Investments - - 2,662,493 2,662,493
Current Assets 76,779 815 170,637 248,231
Current Liabilities (2,400) - - (2,400)
74,379 815 2,833,130 2,908,324

10. SPLIT OF ASSETS BETWEEN FUNDS

Page 13

THE ELLISON-CLIFFE CHARITABLE TRUST

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 30 SEPTEMBER 2024

11. TRUSTEES REMUNERATION AND RELATED PARTY TRANSACTIONS

There were no trustees’ remuneration or other expenses for the year ended 30 September 2024 (2023: none).

Mr Ian Balmer, a trustee, was the executor of the Ellison Cliffe estate from which a significant legacy was received in 2020/21, 2021/22 and the current year.

Dr. Melita Irving is also a trustee of The Royal Society of Medicine. At the year end there is a balance of £815 owed by The Royal Society of Medicine.

The Royal Society of Medicine provides agreed administration tasks for which an administration fee is charged.

12. COMPARATIVE FIGURES FOR THE STATEMENT OF FINANCIAL ACTIVITIES AS REQUIRED BY FRS 102

INCOME FROM:
Legacies and donations
Investment income
Bank interest
Total
EXPENDITURE ON:
Raising funds
Charitable activities
Total
Net income/(expenditure) before
investment gains
Net gains/(losses) on
investments
Net income/(expenditure)
Transfers between funds
Fund balance brought
forward
NET MOVEMENT IN FUNDS
Unrestricted
Income Fund
Restricted
Travelling
Fellowship
Funds
Endowment
Funds
Total
2023
£
£
£
-
-
-
-
127,865
-
-
127,865
-
-
-
-
127,865
-
-
127,865
7,030
-
-
7,030
46,456
-
-
46,456
53,486
-
-
53,486
74,379
-
-
74,379
-
-
(113,966)
(113,966)
74,379
-
(113,966)
(39,587)
-
-
-
-
-
815
2,947,096
2,947,096
74,379
815
2,833,130
2,908,324