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2021-09-30-accounts

Page
Reference and Administrative
Details
Trustees' Report 2 to 6
Report ofthe Independent
Auditors
7 to 9
Statement ofFinancial Activities 10
Balance Sheet
Cash Flow Statement 12
Notes to the Cash Flow Statement 13
Notes to the Financial Statements 14 to 25
TRUSTEES N SGreen
Ms KFreemantle (resigned 12.8.2021)
Ms KLearney
AJSydney
1Tait
EJWells
1M Deans (appointed 25.2.2021)
G Rumbell (appointed 25.2.2021)
Ms JSamuels (appointed 25.2.2021)
JKLander
JO'Donovan
(appointed
17.4.2021)
COMPANY SECRETARY AD C Simpson
REGISTERED OFFICE Highland
House
Mayflower Close
Chandler's Ford
Eastleigh
Hampshire
SO53 4AR
REGISTERED COMPANY 02189380(England and Wales)
NUMBER
REGISTERED CHARITY 1061855
NUMBER
AUDITORS Hopper Williams &Bell Limited
Statutory Auditor
Highland
House
Mayflower Close
Chandler's Ford
Eastleigh
Hampshire
SO53 4AR
BANKERS Lloyds Bank pic
3-5Bridge Street
Newbury
Berkshire
RG14 5BQ

2021 2020
Unrestricted
funds Total funds
Notes
INCOME AND ENDOWMENTS FROM
Charitable
activities
Provision ofhousing 635,477 375,913
EXPENDITURE ON
Charitable
activities
Provision ofhousing 592,568 283,641
Net gains/(losses)
on
investments (20,000) (48,558)
NET INCOME 22,909 43,714
Other recognised
gains/(losses)
Gains on revaluation offixed assets 260,045
Net movement
in funds
282,954 43,714
RECONCILIATION OF FUNDS
Total funds brought forward 6,322,256 6,278,542
TOTAL FUNDS CARRIED FORWARD 6,605,210 6,322,256
CONTINUING
OPERATIONS

2021 2020
Total funds Total funds
Notes
FIXEDASSETS
Tangible assets 10 1,364 836
Investments
Investments ll 1 1
Social investments 12 7,102,464 6,760,919
7,103,829 6,761,756
CURRENT ASSETS
Debtors 13 18,195 46,984
Cash at bank 740,710 668,918
758,905 715,902
CREDITORS
Amounts
falling due within one year
14 (196,379) (86,115)
NET CURRENT ASSETS 562,526 629,787
TOTAL ASSETSLESSCURRENT
LIABILITIES 7,666,355 7,391,543
CREDITORS
Amounts
falling due after more than one year
15 (1,061,145) (1,069,287)
NET ASSETS 6,605,210 6,322,256
FUNDS 19
Unrestricted
funds
6,605,210 6,322,256
TOTAL FUNDS 6,605,210 6,322,256

2021 2020
Notes
Cash flows from operating activities
Cash generated
from operations
269,958 104,101
Interest paid (44,927) (41,485)
Net cash provided by operating
activities
225,031 62,616
Cash flows from investing activities
Purchase oftangible fixed assets (1,076) (1,114)
Purchase ofsocial investments (101,500)
Sale offixed asset investments (37,308)
Sale ofsocial investments 101,058
Net cash (used in)/provided by investing activities (102,576) 62,636
Cash flows from financing activities
Loan repayments
in year
(50,663) (56,671)
Net cash used in financing activities (50,663) (56,671)
Change in cash and cash equivalents in
the reporting
period
71,792 68,581
Cash and cash equivalents at the
beginning
ofthe reporting
period 668,918 600,337
Cash and cash equivalents at the end of
the reporting
period
740,710 668,918
1. RECONCILIATION RECONCILIATION RECONCILIATION OF NET INCOME TO NET CASH FLOW FROM OF NET INCOME TO NET CASH FLOW FROM OPERATING ACTIVITIES OPERATING ACTIVITIES
2021 2020
Net income for the reporting period (as per the Statement ofFinancial
Activities) 22,909 43,714
Adjustments for:
Depreciation charges 548 476
Losses on investments 20,000 48,558
Interest paid 44,927 41,485
Finance costs 50,774
Decrease/(increase) in debtors 28,789 (39,123)
Increase in creditors 102,011 8,991
Net cash provided by operations 269,958 104,101
2. ANALYSIS OF CHANGES IN NET DEBT
At 1.10.20 Cash flow At 30.9.21
Net cash
Cash at bank 668,918 71,792 740,710
668,918 71,792 740,710
Debt
Debts falling due within 1 year (50,616) (8,253) (58,869)
Debts falling due after 1 year (1,069,287) 8,142 (1,061,145)
(1,119,903) (111) (1,120,014)
Total (450,985) 71,681 (379,304)

2. INCOME FRO M CHARITABLE ACTIVITIES
2021 2020
Provision Total
ofhousing activities
Property rental income 635,477 375,913
3. CHARITABLE ACTIVITIES COSTS
Direct Support
Costs (see costs (see
note 4) note 5) Totals
Provision ofhousing 585,428 7,140 592,568
4. DIRECT COSTS OF CHARITABLE ACTIVITIES
2021 2020
Staffcosts 129,634 119,327
Insurance 14,191 8,162
Postage and stationery 552 613
Sundries 1,502 1,012
Repairs and maintenance 90,146 69,999
Office expenses 8,307 9,444
Subscriptions 4,810
Travel and subsistence 3371 1,356
Legal fees 68,322 10,759
Rent and rates 2,155 7,288
Lease charges to Rentplus 170,999
Loan arrangement fee (Lloyds bank) 50,774
Depreciation 548 476
Interest payable and similar charges 44,927 41,485
585,428 274,731

Governance
costs
Provision ofhousing 7,140
Support costs, included in the above, are as follows:
2021 2020
Provision Total
ofhousing activities
Auditors' remuneration 4,950 6,000
Auditors' remuneration for non audit work 2,190 2,910
7,140 8,910
NET INCOME/(EXPENDITURE)
Net income/(expenditure) is stated after charging/(crediting):
2021 2020
Auditors' remuneration 4,950 6,000
Auditors' remuneration for non audit work 2,190 2,910
Depreciation
- owned assets
548 475

STAFF COSTS
2021 2020
Wages and salaries 116,679 107,534
Social security costs 7,942 6,719
Other pension costs 5,013 5,074
129,634 119,327
The average monthly number ofemployees during the year was as follows:
2021 2020
Charitable
activities
3 3
8. STAFF COSTS - continued STAFF COSTS - continued
The number ofemployees whose employee benefits (excluding employer pension costs) exceeded f60,000was:
2021 2020
f60,001 —f70,000 1 1
The total employee benefits ofthe key management personnel ofthe charity were F74,258 (2020 - 674,273).
9. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
Unrestricted
funds
INCOME AND ENDOWMENTS FROM
Charitable
activities
Provision ofhousing 375,913
EXPENDITURE ON
Charitable
activities
Provision ofhousing 283,641
Net gains/(losses)
on investments
(48,558)
NET INCOME 43,714
RECONCILIATION
OF
FUNDS
Total funds brought
forward
6,278,542
TOTAL FUNDS CARRIED FORWARD 6,322,256

10. TANGIBLE FIXEDASSETS
Fixtures
and
fittings
COST
At 1 October 2020 10,773
Additions 1,076
At 30 September 2021 11,849
DEPRECIATION
At 1 October 2020 9,937
Charge for year 548
At 30 September 2021 10,485
NET BOOK VALUE
At 30 September 2021 1,364
At 30 September 2020 836
11. FIXEDASSETINVESTMENTS
Shares in
group
undertakings
COST
At 1 October 2020 and 30 September 2021
NET BOOK VALUE
At 30 September 2021
At 30 September 2020

SOCIAL INVESTMENTS
Land and
buildings
MARKET VALUE
At I October 2020 6,760,919
Additions 101,500
Revaluations 260,045
Impairments (20,000)
At 30 September 2021 7,102,464
NET BOOK VALUE
At 30 September 2021 7,102,464
At 30 September 2020 6,760,919
Land and
buildings
Valuation in 2021 240,045
Valuation in 2017 3,440,340
Cost 3,422,079
7,102,464

13. DEBTORS:AMOUNTS FALLING DUE WITHIN ONE YEAR
2021 2020
Trade debtors 14,916 7,101
Other debtors 1,289
Prepayments
and accrued
income 3,279 38,594
18,195 46,984
14. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2021 2020
Bank loans and overdrafts (see note 16) 58,S69 50,616
Trade creditors 92,013 12,234
Social security and other taxes 2,160
Other creditors 10,284 9,869
Accruals and deferred income 33,053 13,396
196,379 86,115
15. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
2021 2020
Bank loans (see note 16) 1,061,145 1,069,287
16. LOANS
An analysis ofthe maturity ofloans is given below:
2021 2020
Amounts
falling due within one year on demand:
Bank loans 58,869 50,616
Amounts
falling due between two and five years:
Bank loans - 2-5 years 256,838 225,939
Amounts
falling due in more than five years:
Repayable by instalments:
Bank loans greater than 5 years S04,307 843,348

2021 2020
Within one year 8,0S5
Between one and five years 30,950
In more than five years 52,101
91,136

2021 2020
Bank loans 1,120,014 1,119,903

MOVEMEN T IN FUNDS
Net
movement
At 1.10.20 in funds At 30.9.21
Unrestricted funds
General fund 2,881,916 22,909 2,904,825
Revaluation Reserve 3,440,340 260,045 3,700,3S5
6,322,256 282,954 6,605,210
TOTAL FUNDS 6,322,256 282,954 6,605,210

Incoming Resources Gains and Movement
resources expended losses in funds
Unrestricted funds
General fund 635,477 (592,568) (20,000) 22,909
Revaluation Reserve 260,045 260,045
635,477 (592,568) 240,045 282,954
TOTAL FUNDS 635,477 (592,568) 240,045 282,954
Net Transfers
movement between
At 1.10.19 in funds funds At 30.9.20
Unrestricted funds
General fund 2,819,040 43,714 19,162 2,881,916
Revaluation Reserve 3,459,502 (19,162) 3,440,340
6,278,542 43,714 6,322,256
TOTAL FUNDS 6,278,542 43,714 6,322,256
Incoming Resources Gains and Movement
resources expended losses in funds
Unrestricted funds
General fund 375,913 (283,641) (48,558) 43,714
TOTAL FUNDS 375,913 (283,641) (48,558) 43,714