One To One (Enfield)
(A Company limited by guarantee)
Report and Financial Statements
Year ending 31 March 2025
Charity number 1061507
Company number: 3324923 (England & Wales)

Contents
Organisational Information .
Board of Trustees...........................................................................................................................
Key Management Personnel:.........................................................................................................
One To One (Enfield) Report of the Trustees for the Year Ending 31 March 2025................................
Trustees Report........................-...-.................................................................... ....................................
Structure, Governance and Management..............................-..........................................
Statement of Trustee5 Responsibilities and Corporate Governance............................................... 10
Independent Examinerfs Report to the Trustees of One To One (Enfieldl .
One To One (Enfieldl Statement of Financial Activities for the Year Ending 31 March 2025.........Error!
Bookmark not defined.
.11
One To One (Enfieldl Balance Sheet as at 31 March 2025.......................Errorl Bookmark not defined.
Notes to the Accounts...................................................................................................................... 14

Organisational Information
Charity number:
1061507
Company number:
3324923
Registered Office:
2 Fami Road, London, N213JA
Bankers:
Metro Bank, Enfield Town
Board of Trustees
Chair:
Paul Lehrian
Trustees and Directors:
Victor Chanaryn
Elizabeth Johnstone Taou5hanis
Faye Medcalf (resigned August 2024}
Gill Ford from I" October 2024
Andrew Wilkes from I" October 2024
Sabrina Hammer from I" January 2025
Michael Alan Wells (resigned September 2024)
Clive Head from I" October 2024
Treasurer:
Company Secretary:
Andrew Harrington
Key Management Personnel:
Finance Lead: Andrew Harrington
Chief Executive Officer: Fiona Jackson and Andrew Harrington tiob share)

One To One (Enfield) Report of the Trustees for the Year Ending 31
March 2025
Trustees Report
The Trustees are pleased to present their annual directors, report together with the financial
statement5 of the charity for the year ending 31 March 2025 which are also prepared to meet the
requirements for a directors, report and accounts for Companies Act purposes.
The financial statements comply with the Charities Act 2011, the Companies Act 2006, the
Memorandum and Articles of Association, and Accounting and Reporting by Charities; Statement of
Recommended Practice applicable to charities preparing their accounts in accordance with the
Financial Reporting Standard applicable in the UK and Republic of Ireland {FRS102) (effective I
January 2015}
Objects and Activities
The charity's objects and related activities are:
Object i
To assist and relieve people with learning difficulties living in Enfield (in the interests of social
welfare) to become active members of the community.
Object 2
To educate the public as to the difficulties encountered by people with learning difficulties and the
advantages of integrating such people into the general community.
Delivery of Community Projects April 2024- March 2025
Our community projects in the year 2024- 2025 were developed to ensure delivery of the above
objectives and we are grateful to
The Big Lottery- Lets Speak Out1£46,683)
National Lottery Awards for All- Choir (£10,000)
London Borough of Enfield- Enfield Autism Hub (£35,162)
City Bridge Foundation - member activities (£47,600)
Partners for Heath- Health and Wellbeing (£4,450)
Shanley- Gardening (£2,500)
Groundwork5- Cycling and walking (£5,000)
Robert McAlpine- Volunteer development l£lO,000)
Robert McAlpine Health and Well Being (£10,000)
Safer Neighborhoods1£2,400)
Thomas Wall- literacy (£5,000)
Thomas Wall- literacy to employment 9 (£5,000)

EVA - Money Matters (£8,000)
Sport England (£13,999}
Garfield Weston- Core {£7,500)
Mayor of Enfield Charity of the year- (£8,000)
Support People to Speak Out- Funded by the Big Lottery Community Fund
We host the Enfield Learning Difficulties and Autism Council ILDAC). These are elected
representatives speaking up on behalf of their peers and working with the Local Borough of Enfield,
Transport for London, NHS providers, and others, on matters related to disability awareness training,
transport, housing and care.
This project is funded by a grant from the National Lottery Community Fund.
The LDAC meets monthly. Councilors continued their representation at local and London wide
meetings, for example at Transport for London, Learning Disability Partnership Board, Hate Crime,
and Safeguarding. Councilor5, in addition, were represented on a London Ambulance Service group.
Lottery Awards for All
Lottery awards for all have allowed us to develop the number of people within the choir and expand
the number of places the choir has performed at. This award has helped us to perform at the Royal
Free Hospital, Chase Farm Hospital, Westminster University as well as Edmonton Shopping Centre
and other local venues.
Levs Make Enfield Autism Friendly and Develop a Peer Support Hub- Funded by LBE
The Adult Autism Hub continued to go from strength to strength. We ran another highly successful
conference, with over 50 members, professionals and parents in attendance. Our team of staff and
volunteers helped the day run Smoothly, and we were proud to welcome inspirational speakers.
We provided over 60 individual appointments throughout the year and 3 monthly peer support
groups, one monthly evening group run with our partner Enfield National Autistic Society IENAS}.
One To One will continue to support Enfield National Autistic Society and ensure autistic individuals
are represented and have their voices heard in the community.
Support People to Get Out and About- Funded by City Bridge Trust
This funding ended in November 2024.
Our Community Inclusion work is made up of a variety of projects all with the aim of ensuring that
our members can be actively involved in community life. The City Bridge Trust project Let's Get Out
and About Is all about inclusion in arts and culture. digital empowerment and development of
communication and branding of the charity.
The project is led by a steering group comprising of 12 members. Activities Wlthin this contract
included:
Weekly Choir
Quiz nights / Pub catch ups.
A Christma5 party.

Weekly Chat and Relax Group
Trips
Digital Empowemient individual and group sessions
Delivery of a newsletter
Health and Well Being- Funded by Partners for Health
This funding ceased in July 2024
We held a range of very comprehensive monthly sessions in conjunction with the Royal Free
Hospital, Chase Farm, Healthwatch, MIND and Community nursing. This course was designed to
SUPPOrt members in making healthy life choices including exercise, diet and accessing appropriate
health services.
Gardening- Shanley
Our gardening group has been well established for many years, and we We￿ pleased to be awarded
a grant that has allowed us to continue with this popular group based in Bush Hill Park. Thanks go to
the Friends of Bush Hill Park who allow us to use their facilities. The Shanley Grant finished in
November 2024 but we are delighted to be able to carry on with this group through lottery funding.
Cycling and Walking- Funded by Groundworks
Linking to promoting health and well-being and staying active, we were successful in being awarded
a grant to promote cycling and walking groups for our members in early 2024.
This initial project was very successful and popular, allowing walking groups and cycling sessions
throughout the year.
We are now in our second year of funding and have continued with these sessions led by our expert
cycling instructor. Our equipment is loaned through the London Borough of Enfield and we are
delighted to be utilizing Bush Hill Park for our cycling se55ions.
Walkin8 groups are arranged both within the Borough as well as more extensively across London.
Volunteer Engagement- Funded by Robert McAlpine
Funding was awarded to help support our volunteer strategy and to develop the number of
volunteers within One To One.
We thank all our volunteers for their commitment and support. Volunteers are recruited from our
community, our membership and by open advertising to the wider public.
We provide support and supervision to all volunteers to help them achieve their volunteering goals.
Unfortunately, this funding ceased in January 2025 but the work undertaken has given us a firmer
footing to recruit and support volunteers.
We are now able to give young people from local schools and colleges the opportunity to volunteer,
giving them experience for life. AES- Smart, a local business, has provided valuable volunteers as
well as the Methodist Housing Association (MHA) and a range of wonderful individuals who
generously offer their time.

Health and Well Being- Funded by Robert McAlpine
Robert McAlpine awarded us a further grant to promote health and well-being across our
membership. This was very welcome as it enabled the charity to continue the great work we had
undertaken with our previous funding.
We continue to work closely with the Royal Free Hospital, Chase Farm, Healthwatch, MIND and
Community nursing providing a range of informative sessions to improve our members, awareness
of how to ensure they live healthy lives.
Safer Neighborhoods, _ Keeping Safe in Enfield
We received money to help members keep themselves safe from abuse, scams and danger.
Throughout the year we have arranged a series of workshops and have distributed and taught
appropriate use of panic alarms.
Literacy Projert- Funded by Thomas Wall
This initial programme, that ended in December 2024, was delivered in conjunction with Niburu and
MHA to provide group 'Write, Read and succeed 'group sessions. In addition, we recruited an
individual teacher to provide bespoke teaching sessions.
We were successful in being awarded funding for a second year and are focusing on improving both
written and verbal skills to improve the employment opportunities for our members.
This funding will continue until December 2025.
Money Confidence EVA
This programme ceased in December 2024. At the beginning of the programme, we held workshops
to evaluate the financial concerns our members face and after that we were able to deliver money-
based workshops to support members in resolving their difficulties. In addition, we developed an
ongoing partnership with Barclays bank to support greater understanding of financial matters and to
increase the awareness of financial scams and how banking staff can help. Part of this programme
including the practical development of life skills to ensure budget planning within the home and
basic mathematical skills required.
Getting Members Moving- Sport England
This project started in early 2025 and we aimed to increase levels of activity within the learning
disabled and autistic population in Enfield and show a demonstrative improvement in both the
mental and physical health of this population.
We have provided 8 wide range of sports and generaLfttness activities across 6 different venues
both within the Brough and elsewhere.
We have also engaged with existing sports clubs to encourage greater levels of integration
within the broader community.

Garfield Weston
During the year we received funding for core and running costs to improve and deveLop our
support for members.
Mayor of Enfield
The grant received from the mayor of Enfield allowed us to continue to fund our marvellous
choir at a time when funding was uncertain. Happily, since thattime, there are now funds
available to ensure the stability of the choirforthe next 2 years.
Thank you:
One To One (Enfield) thanks our small but dedicated army of volunteers and committed staff who
have ensured that all projects have been delivered successfully at a time of great change within the
charity.
This year has seen another increase in memberfs demands, cost of living difficulties, stress and angst.
Community engagement and representation continues to be vital to ensure funds are raised through
the generosity of our local community, events, and activities. We thank local supports in their
unwavering generosity of time and funds, especially The Ridgeway Tavern Manager and Staff, the
Women's Institute, the Rotary Clubs of Enfield, St Paul's school as well as other schools and local
businesses.

Structure, Governance and Management
Keep One-to-one Open and Well Run
We have a strong Board and good plans to deliver Leadership, Governance, Risk Management
and Safeguarding ensuring that we keep to our charitable aims.
Trustee Board
Throughout 2024/25 we have continued to develop and strengthen our Board. We still aim for 60%
of the Board to have lived experience. We have four new Trustees, one with lived experience and
three with attributes needed for the strengthening of the Board.
Our three sub-committees are running well, Finance and Fundraising, Members, Council, and
Research and Development (Started March 2025).
The Board signs off the annual plan and instructs our Chief Executive to find funds to do the work.
Membership Voice
The Memberfs Council was set up Autumn 2023. It reports to the Board. This committee has 12
members as representatives. They, along with the CEO, work on developing the annual plan and
review / sUPPOrt existing project delivery. Our Chair also chairs this committee.
Legal Obligations
Andrew Harrington is our Company Secretary. He ensures Companies House and Charity Commission
Returns are up to date. The Board is updated and discuss any issues that are affected by laws e.g.,
Employment Law, Health & Safety etc.
Managing Risk and Adult Safeguarding
The Board recognises that the organisation faces a range of risks. There are risks to individuals, for
example service users, volunteer members, the public and our staff; and there are risks to our
organisation.
Our Safeguarding Board Trustee stood down and the Board responsibility for Safeguarding is now
Andrew Harrington. A new board advisor is being sought to assist and sUPPOrt the CEOS to oversee
safeguardin8 effectively.
Reserves Policy
The Trustees agreed to a reserves policy, setting a level of Designated Fund which is reviewed
annually. The charity has unrestricted funds secured for a minimum of three months and maximum
five months, running cost5. This was achieved throughout the year.
Staffing
We employ a small team to run the office, support members in their events and engage in activities.

Statement of Trustees, Responsibilities and Corporate Governance
The charity trustees. who are also the directors of One To One {Enfield) for the purposes of company
law, are responsible for preparing a trustees, annual report and financial statements in accordance
with the applicable law and United Kingdom Accounting Standards (United Kingdom Generally
Accepted Accounting Practice).
Company law requires the charity trustees to prepare financial statements for each year which give a
true and fair view of the situation of the charitable company and of the incoming resources and
application of resources, including income and expenditure, of the charity for that period. In
preparing the financial statements, the trustees are required to:
Select suitable accounting policies and then apply them consistently.
Observe the methods and principles in the Charities SORP.
Make judgements and estimates that are reasonable and prudent.
State whether applicable UK accounting standards have been followed, subject to any
material departures disclosed and explained in the financial statements.
Prepare the financial statements on a going concern basis unless it is inappropriate to
presume that the charity will continue in business.
The trustees are responsible for keeping proper accounting records that disclose with reasonable
accuracy at any time the financial position of the charity and to enable them to ensure that the
financial statements comply with the Companies Act 2006. They are also responsible for
safeguarding the assets of the charity and hence taking reasonable steps for the prevention and
detection of fraud and other irregularities.
The trustees are responsible for the maintenance and integrity of the corporate and financial
information included on the charitable companvs website. Legislation in the United Kingdom
governing the preparation and dissemination of financial statement may differ from legislation in
other jurisdictions.
Statement as to the disclosure to our auditors
In so far as the trustees are aware at the time of approving our trustees, annual report:
There is no relevant information, being information needed by the auditor in connection
with preparing their report, of which the charivs auditor is unaware, and
The trustees, having made enquiries about fellow directors and the chariws auditor that
they ought to have individually taken. have each taken all steps that he/she is obliged to take
as a director to make themselves aware of any relevant audit information and to establish
that the auditor is aware of that information.
By order of the Board of Trustees
Clive Head (Treasurer)
Date

4TFit
Independent Examinerfs Report to the Trustees of One To One
(Enfield)
I report to the charity trustees on my examination of the accounts of the Company for the year
ended 31 March 2025.
Responsibilities and Basis of Report
As the Charity's trustees of the Company (and its direttors for the purposes of company lawl you are
responsible for the preparation of the accounts in accordance with the requirements of the
Companies Act 2006 {'the 2006 Act,). Having satisfied myself that the accounts of the Company are
not required to be audited under Part 16 of the 2006 Act and are eligible for independent
examination, I report in respett of my examination of your Charitys accounts as carried out under
section 145 of the Charities Act 2011 {'the 2011 ACYI. In carrying out my examination I have followed
the Directions given by the Charity Commission under section 145151 Ibl of the 2011 Act.
Independent Examinerfs Statement
I have completed my examination. I confirm that no material matters have come to my attention in
connection with the examination giving me cause to believe that in any material respect:
accounting records were not kept in respect of the Trust as required by section 130 of the
the accounts do not accord with those records.
I have no concerns and have come across no other matters in connection with the examination to
which attention should be drawn in this report to enable a proper understanding of the accounts to
be reached.
Maya Kemp
Keepabook Ltd
40 Cicero Crescent
Fairfields
Milton Keynes
MKII 4AU
July 2025
11 I Page

4TFlt¥
One To One (Enfield) Statement of Financial Activities for the Year
Ending 31 March 2025
Unrestricted Restricted Designated
Funds
Funds
Funds
Total
Funds
Total
Funds
2024
2023
Note
Income And Endowments
From:
Donations and Grants
Charitable Activities
Other Trading Activities
Investments
Other
Total Income
Expenditure On:
Charitable Activities
Other
Total Expenditure
67,759
34,399
103,227
102,158
103,227
93,091
160,850
173
10
67,942
173
io
205,568
864
7,752
262,557
137,626
5,930
196,043
201,973
274,408
5,930
196,043
201,973
274,408
Net Income/{Expendlture)
Net Movement in Funds
62,013
62,013
158,417}
158,417
3.595
3,595
111,851)
(11,851)
Reconciliation of Funds".
Total Funds Brought
Forward
Total Funds Carried
Forward
98,115
7,732
37
105,885
117,739
160,128
150,685)
37
109,480
105,885
The statement of financial activities includes all gains and losses recognised in the year. All income
and expenditure amounts above relate to continuing activities.
The notes on pages 14-19 form part of these financial statements.
121 Page

4*FIE¥
One To One (Enfield) Balance Sheet as at 31 March 2025
2025
2024
Note
Current Assets:
Debtors
5,000
5,000
172,326
155,997
Cash at Bank and in Hand
Total Current Assets
Liabilities:
Creditors: Amounts Falling Due Within One Year
Net Current Assets
177.326
160,997
(67,8461
(67.846)
{55,112}
105,885
Total Net Assets or Liabilities
The Funds of the Charity:
Restricted Income Funds
Unrestricted Funds
Designated Funds
Total Charity Funds
109,480
105,885
(50,6851
160,128
37
109,480
7,732
98,115
37
105,885
The Trustees have prepared these accounts in accordance with section 398 of the Companies Act
2006 and section 138 of the Charities Act 2011. These accounts are prepared in accordance with the
special provision of Part 15 of the Companies Act relating to small companies and constitute the
annual accounts required by the Companies Act 2006 and are for circulation to members of the
company.
The notes on pages 15-20 form part of these financial statements.
Clive Head
Treasurer
Andrew
rrington
CEO on behalf of the Trustees
Approved by on..
131 Page

Notes to the Accounts
l. Accounting Policies
The principal accounting policies adopted, judgements and key sources of estimation uncertainty in
the preparation of the financial statements are as follows:
Basis of Preparation
The financial Statements have been prepared in accordance with the Statement of Recommended
Practice.- Accounting and Reporting by Charities preparing their accounts in accordance with the
Financial Reporting Standard applicable in the UK and Republic of Ireland {FRS 102) {effective I
January 20151 as amended by Update Bulletin l issued in February 2016, the Financial Reporting
Standard applicable in the United Kingdom and Republic of Ireland {FRS 1021 and the Charities Act
2011.
One To One (Enfield} meets the definition of a public benefit entity under FRS102. Assets and
liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the
relevant accounting policy notelsl.
Preparation of the Accounts on a Going Concern Basls
One To One (Enfield) has reported a surplus of £3,595 for the year. The trustees are of the view that
the immediate Mure of the Trust for the next 12 to 18 months is secure and that on this basi5 the
charity is a going concern.
The trustees remain in regular contact with the local authority and other funders to secure their on-
going support.
Income Recognition
Income is recognised when the charity has entitlement to the funds, it is probable that the income
will be received, and the amount can be measured reliably. Income from government and other
grants, whether 'capital' grants or'revenue, grants, is recognised when the charity has entitlement
to the fund5, any performance conditions attached to the grants have been met, it is probable that
the income will be received, and the amount can be measured reliably and is not deferred.
Income received in advance of a specified service it is deferred until the criteria for income
recognition are met.
Donated Services and Facilities
Donated professional services and donated facilities are recognised as income when the charity has
control over the item, any conditions associated with the donated item have been met, the receipt
of economic benefit from the use by the charity of the item is probable and that economic benefit
can be measured reliably. In accordance with the Charities SORP (FRS 1021, general volunteer time is
not recognised for more information about their contribution refer to the Trustees, annual report.
141 Page

4*piE
On receipt, donated professional services and donated facilities are recognised on the basis of the
value of the gift to the charity which is the amount the charity would have been willing to pay to
obtain services or facilities of equivalent economic benefit on the open market; a corresponding
amount is then recognised in expenditure in the period of receipt.
Interest Receivable
Interest on funds held on deposit is included when receivable and the amount can be measured
reliably by the charity; this is normally upon notification of the interest paid or payable by the Bank.
Fund Accounting
Unrestricted funds are available to spend on activities that further any of the purposes of charity.
Designated funds are unrestricted funds of the charity which the Trustees have decided at their
discretion to set aside to use for a Specific purpose. Restricted funds are donations which the donor
has specified are to be solely used for particular areas of the Charity's work or for specific projects
being undertaken by the Charity.
Expenditure and Irrecoverable VAT
Expenditure is recognised once there is a legal or constructive obligation to make a payment to a
third party, it is probable that settlement will be required, and the amount of the obligation can be
measured reliably.
Expenditure is classified under the followin8 activity headings:
Costs of raising funds comprise all costs attributed to the fundraisin8 activities undertaken,
including support costs.
Expenditure on charitable activities includes the costs information and support events and
other educational activitie5 undertaken to further the purposes of the charity and their
3550ciated support cost5.
Other expenditure represents those items not falling into any other heading.
Irrecoverable VAT is charged as a c05t against the activity for which the expenditure was incurred.
Tangible Fixed Assets
Tangible fixed assets are recorded at cost, including incidental costs of acquiring the asset.
Depreciation is provided so as to write off the cost of the fixed a55et, less its estimated residual
value, over their expected useful live5.
All assets costing more than £500 are capitalised.
151 Page

Debtors
Trade and other debtors are recognised at the settlement amount due. Prepayments are valued at
the amount prepaid.
Cash at Bank and in Hand
Cash at bank and cash in hand includes cash and short term highly liquid investments with a
short maturity of three months or less from the date of acquisition or opening of the deposit or
similar account.
Creditors and Provisions
Creditor5 and provisions are recognised where the charity ha5 a present obligation resulting from a
past event that will probably result in the transfer of funds to a third party and the amount due to
settle the obligation can be measured or estimated reliably. Creditor5 and provisions are normally
recognised at their settlement amount after allowing for any trade discounts due.
Taxation
The charitable company is exempt from taxation under sections 466 to 493 of the Corporation Tax
Act 2010.
Pensions
The charitable company offers a stakeholder scheme and makes contributions equivalent for
5% of employees, gross salary. These are charged in the SOFA as incurred.
The charitable company offers a stakeholder scheme and makes contributions equivalent to 5Yè of
employees, gross salary. These are charged in the SOFA as incurred.
2. Income from Donations and Grants
Income from donations and grants was £127,15812024: 93,0911 £34,399 was restricted12024:
£6,500)
Unrestricted Restricted
2025
2024
Robert McApline
Sport England
Thomas Wall
Groundwork London
Cash4Clubs
Postcode Lottery
Enfield Voluntary Wellbeing
Donations
Total
10,000
13,999
5,000
3,400
2,000
10,000
13,999
5.000
3,400
2,000
25,000
5,000
25,000
1,500
86,591
93.091
67,759
92.759
67,759
127,158
34.399
161 Page

3. Income from Charitable Activities
Unrestricted Restricted
2025
2024
Grants
Big Lottery Fund
Enfield Voluntary Action
People's Health Trust
City Bridge Trust
LB Enfield- Aut15m Contract
Total
42.527
42.527
54,439
5,600
3,852
50.460
46,499
160.850
23,950
36,750
103,227
23,950
36,750
103,227
In 2024 all income was restricted.
4. Income from Investments
Unrestrirted Restricted
2025
2024
Bank Interest Receivable
Total
173
173
173
173
864
864
In 2024 £864 w35 unrestritted income.
5. Analysis of Expenditure on Charitable Activities
Unrestricted Restricted
2025
2024
Cha ritable Activities
Governance Costs
Total
4,130
1.800
5.930
196,043
200,173
1.835
201,973
272,608
1,800
274,408
196.043
6. Governance Costs
Unrestricted
Restricted
2025
2024
Independent Examination
Total
1,800
1,800
1,800
1,800
1,800
1,800
171 Page

7. Trustee Expenses
Trustee expenses totalled £0 for 202512024: £261)
8. Debtors
2025
2024
Other Debtors
Trade Debtors
5,000
5,000
s.000
5,000
Creditors: Arnounts Falling Due Within One Year
2025
2024
Trade Creditors
Other Creditors
Accruals
34,370
30,796
2,680
67,847
22,042
28,590
4,480
55,112
10.
Analysis of Net Assets Between Funds
2025
2025
2025
Unrestricted Restricted Designated
Funds
Funds
Funds
2025
Total Funds
Current Assets
Current Liabilities
Total
162,808
(2,680)
160,128
14,481
(65,166)
(50,685)
37
177,326
(67,846)
l(VJ,480
37
2024
2024
2024
Unrestricted Restricted Designated
Funds
Funds
Funds
2024
Total Funds
Current Assets
Current Lia bilities
Total
102,595
(4,4801
98.115
58,364
(50,632)
7,732
37
160,997
(55,112)
105,885
37

11. Related Parties
One To One {Enfieldl is a user led organisation and the majority of the Management Committee are
users of the service. The User Directors act in accordance with the Charity Commissions guidelines
for user led organisations and receive no preferential treatment in term5 of receipt of services.
12. Lease Commitments
On l February 2023 One To One {Enfield) signed a lease on offices at 2 Farm Road, Winchmore Hill.
Total renta15 payable under operating leases:
Land and
Buildings
2024 Total
2024 Total
Payable During the Year
Future Minimum Lease Payments Due
Not Later Than l Year
Later Than l Year and Not Later Than 5 Years
Total Payments
12,252
12,252
12,252
12.252
12,252
12,252
13. Contingent Liabilities
The charity operates a stakeholder pension scheme making contributions into the personal pension
schemes of staff members. One such scheme has a deficit of £37 as at 30 September 2019 which
would crystalise if the organisation withdraws from the scherne