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2024-06-30-accounts

REGISTERED COMPANY NUMBER: 03210216 (England and Wales) REGISTERED CHARITY NUMBER: 1061008

CHAIM CHARITABLE COMPANY LIMITED (A COMPANY LIMITED BY GUARANTEE)

REPORT OF THE TRUSTEES AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2024

Sugarwhite Meyer Accountants Ltd First Floor 94 Stamford Hill London N16 6XS

CHAIM CHARITABLE COMPANY LIMITED

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2024

Page
Reference and Administrative Details 1
Report of the Trustees 2 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6
Notes to the Financial Statements 7 to 10

CHAIM CHARITABLE COMPANY LIMITED

REFERENCE AND ADMINISTRATIVE DETAILS FOR THE YEAR ENDED 30 JUNE 2024

TRUSTEES

A Matyas M Matyas M Landau (resigned 3.9.24) A Stern (appointed 3.9.24)

COMPANY SECRETARY

A Matyas

REGISTERED OFFICE

REGISTERED OFFICE First Floor 94 Stamford Hill London N16 6XS REGISTERED COMPANY 03210216 (England and Wales) NUMBER REGISTERED CHARITY 1061008 NUMBER INDEPENDENT EXAMINER Sugarwhite Meyer Accountants Ltd First Floor 94 Stamford Hill London N16 6XS BANKERS Santander UK plc Bootle Merseyside L30 4GB

Page 1

CHAIM CHARITABLE COMPANY LIMITED (REGISTERED NUMBER: 03210216)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30 JUNE 2024

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 30 June 2024. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

REFERENCE AND ADMINISTRATIVE INFORMATION

The information is shown on page 1 of the financial statements and forms part of this report.

OBJECTIVES AND ACTIVITIES

Objectives and aims

The objects of the charity are:

The charity is grantmaking. The trustees confirm they have given due regard to the Charity Commission's guidance on public benefit.

Grantmaking

Grants are made to charitable institutions and organisations which accord with the objects of the charity.The trustees are approached for donations by a wide variety of charitable institutions The trustees consider all requests which they receive and make donations based on circumstances and funds available. Applications by individuals must be accompanied by a letter of recommendation by the applicant's minister or other known religious leader.

FINANCIAL REVIEW

Review of activities and achievements

Income increased by 14% with an increase 14% in grantmaking.There was a surplus for the year.

Reserves policy

The trustees do not seek to maintain reserves, other than to ensure that they can continue the activities of the charity. Reserves at the year end stood at £62,001 (2023 - £43,514).

FUTURE PLANS

The trustees anticipate that the charity will continue on a similar basis in the foreseeable future subject to satisfactory income and there are no plans for any major changes.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Constitution

The charity was incorporated as a limited company on 10th June 1996 and is governed by its Memorandum and Articles of Association.

Organisational structure

The power to appoint new trustees vests with the current board. It is not the intention of the trustees of the charity to appoint any new trustees. Should the situation change in the future, the trustees will apply suitable recruitment induction and training procedures.

Risk management

The trustees have reviewed the major risks that the charity is exposed and confirm that they have established systems to mitigate them.

Page 2

CHAIM CHARITABLE COMPANY LIMITED (REGISTERED NUMBER: 03210216)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30 JUNE 2024

This report has been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.

Approved by order of the board of trustees on 30 April 2025 and signed on its behalf by:

A Matyas - Trustee

Page 3

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF CHAIM CHARITABLE COMPANY LIMITED

Independent examiner's report to the trustees of Chaim Charitable Company Limited ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 30 June 2024.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under Section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under Section 145(5) (b) of the 2011 Act.

Independent examiner's statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by Section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of Section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

E Meyer FCA BSc

Sugarwhite Meyer Accountants Ltd First Floor 94 Stamford Hill London N16 6XS

30 April 2025

Page 4

CHAIM CHARITABLE COMPANY LIMITED

STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING AN INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 30 JUNE 2024

2024
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
245,843
EXPENDITURE ON
Raising funds
2
1,584
Charitable activities
3
Grantmaking
222,986
Support
2,786
Total
227,356
NET INCOME/(EXPENDITURE)
18,487
RECONCILIATION OF FUNDS
Total funds brought forward
43,514
TOTAL FUNDS CARRIED FORWARD
62,001
2023
Total
funds
£
191,777
5,390
194,918
2,574
202,882
(11,105)
54,619
43,514

The notes form part of these financial statements

Page 5

CHAIM CHARITABLE COMPANY LIMITED (REGISTERED NUMBER: 03210216)

BALANCE SHEET 30 JUNE 2024

Notes
CURRENT ASSETS
Debtors
8
Cash at bank
CREDITORS
Amounts falling due within one year
9
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
NET ASSETS/(LIABILITIES)
FUNDS
Unrestricted funds:
General fund
TOTAL FUNDS
2024
Total
funds
£
51,260
15,301
66,561
(4,560)
62,001
62,001
62,001
62,001
62,001
2023
Total
funds
£
51,260
-
51,260
(7,746)
43,514
43,514
43,514
43,514
43,514

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30 June 2024.

The members have not required the company to obtain an audit of its financial statements for the year ended 30 June 2024 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on 30 April 2025 and were signed on its behalf by:

A Matyas - Trustee

The notes form part of these financial statements

Page 6

CHAIM CHARITABLE COMPANY LIMITED

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2024

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Donations are included in full in the Statement of Financial Activities when received.

Expenditure

Expenditure is recognised in the year in which it incurs and includes irrecoverable VAT, which is reported as part of the expenditure to which it relates.

Grants made are only recognised in the accounts when paid.

Governance costs are those incurred in connection with administration of the charity and compliance with constitutional and statutory requirements.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Going concern

There are no material uncertainties about the charity's ability to continue.

2. RAISING FUNDS

Raising donations and legacies

Raising donations and legacies
2024 2023
Unrestricted Total
funds funds
£ £
Postage stationery advertising 284 190
Office expenses 1,300 5,200
1,584 5,390

Page 7

CHAIM CHARITABLE COMPANY LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 JUNE 2024

3. CHARITABLE ACTIVITIES COSTS

Grant
funding of
activities
(see note
4)
£
Grantmaking
222,986
Support
-
222,986
4.
GRANTS PAYABLE
Grantmaking
The total grants paid to institutions during the year was as follows:
Advancement of education
Relief of poverty
Advancement of religion
Medical
Social welfare
Amud Hatzdokoh Trust
Beis Aharon TT Activity Centre
Yad Vochesed
Chevras Mo'oz Ladol
Yeshivas Ohr Yoseph
Start Upright
Reb Shayales Tzeduke
Others under £8,000
The total grants paid to individuals during the year was as follows:
Relief of poverty
Medical
Support
costs (see
note 5)
£
-
2,786
2,786
2024
£
222,986
2024
£
39,950
72,452
43,431
2,280
36,140
194,253
21,680
19,000
10,000
9,705
9,037
9,000
8,000
107,831
194,253
2024
£
28,733
-
28,733
Totals
£
222,986
2,786
Totals
£
222,986
2,786
225,772
2023
£
194,918
2023
£
67,450
32,985
43,734
11,404
20,675
176,248
2023
£
17,970
700
18,670

Page 8

CHAIM CHARITABLE COMPANY LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 JUNE 2024

5. SUPPORT COSTS

SUPPORT COSTS
Governance
costs
£
Support 2,786
Support costs, included in the above, are as follows:
Governance costs
2024 2023
Total
Support activities
£ £
Independent examiner's fee 1,080 1,080
Independent examiner's other fees 1,320 1,080
General expenses 386 414
2,786 2,574

6. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 30 June 2024 nor for the year ended 30 June 2023.

Trustees' expenses

There were no trustees' expenses paid for the year ended 30 June 2024 nor for the year ended 30 June 2023.

7. AVERAGE STAFF NUMBERS

The average number of staff in the year was NIL (2023 - NIL).

8. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2024 2023
£ £
Other debtors 51,260 51,260

Page 9

CHAIM CHARITABLE COMPANY LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 JUNE 2024

9. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Bank loans and overdrafts (see note 10)
Accruals and deferred income
LOANS
An analysis of the maturity of loans is given below:
Amounts falling due within one year on demand:
Bank overdrafts
2024
£
-
4,560
4,560
2024
£
-
2023
£
3,666
4,080
7,746
2023
£
3,666

10. LOANS

11. RELATED PARTY DISCLOSURES

The charity received a unrestricted donations totalling £80,500 (2023: £69,500) from a trustee, the charity also received unrestricted donations totalling £Nil (2023:£5,500) from companies in which close relatives of a trustee are Directors. The charity donated a total of £7,720 (2023: £2,292) to charities in which a trustee has an interest.

Page 10