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2020-12-31-accounts

Charity Number: 1060756

Registered in England & Wales

The Riverside Christian Fellowship

Report to the Trustees and Unaudited Financial Statements

For the year ended 31st December 2020

Riverside Christian Fellowship For the year ended 31st December 2020

Contents Page

Charity Information 1
Trustees Report 2
Independent Examiner's Report 3
Summary Receipts & Payments Account 4
Riverside Receipts & Payments Account 5
Foodbank Receipts & Payments Account 5
Balance Sheet 6
Notes to the Financial Statements 7 - 12

Riverside Christian Fellowship For the year ended 31st December 2020

Charity Information

Trustees Miss Caroline Addy Mr Gary Hope Mr Wayne Phillips Mrs Julie Rees Mr Chris Davies Registered Number 1060756 Registered Office Riverside Christian Fellowship St Pauls Terrace Gorseinon Swansea Independent Examiners Swansea Accountancy Limited 58 Lan Coed Winch Wen Swansea SA1 7LL Bankers Barclays Bank plc Llanelli Branch

1

Riverside Christian Fellowship For the year ended 31st December 2020

Report to the Trustees

The Trust is registered with the Charity Commission (No. 1060756). Its governing document is a Trust Deed dated 20th January 1997.

No new trustees were added during the year.

The object of the Trust is the advancement of the Christian religion in accordance with the tenets of belief set out as part of the original Trust Deed, employing means as outlined in the original Deed.

During the year, the various aspects of ministry carried out under the auspices of Riverside Christian Fellowship have continued. Accounts for the year ended 31st December 2020 show a surplus of £68,040, and as at 31st December, there was a total of £84,675 held in the Bank Accounts.

The trustees have decided that it remains unnecessary to set aside a reserve fund.

We are concerned with the spirital well-being of those individuals and families who regard themselves as part of the Fellowship. Riverside, however, also seeks to be of benefit to members of the public of all ages through a variety of means.

The normal running of our weekly Café was interrupted by Covid-19 related restrictions during March 2020 and we aim to resume operations as soon as it is safe to do so.

We continue to work in partnership with others in various ways to benefit the community at large. This includes links with other churches in the Gorseinon area as well as through the growing Swansea HOPE network of churches across the City.

The Foodbank, which was opened by Riverside in December 2010, continued to develop and grow during the year. We continue to work in partnership with a growing number of agencies, with support from various churches, schools and individuals in the community and throughout the City of Swansea to provide emergency food parcels for people in crisis. We have been able to help single people, couples, families and senior citizens by means of this initiative. Plans for future growth and spread of this initiative are being considered and discussed.

There are no serious incidents or other matters relating to Riverside Christian Fellowship over the financial year ended 31st December 2020 to report.

Declaration:

I declare in my capacity as a trustee that:

The trustees hae approved the above report, and

Have authorised me to sign it on their behalf

Signature: …...............................................................

Full Name: …............................................................... Position: …............................................................... Date: …...............................................................

2

Riverside Christian Fellowship For the year ended 31st December 2020

Independent Examiner's Report to the Trustees of Riverside Christian Fellowship

I report on the accounts for the year ended 31st December 2020 set out on pages 5 to 7.

Respective responsibilities of the trustees and examiner

The Charity's trustees are responsible for the preparation of the accounts. The Charity's trustees consider that an audit is not required for this year under section 144 of the Charities Act 2011 (the Charities Act) and that an independent examination is needed.

It is my responsibility to:

Basis of the independent examiner's report

My examination was carried out in accordance with general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the Charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a 'true and fair' view and the report is limited to those matters set out in the statement below.

In connection with my examination, no matter has come to my attention:

1 which gives me reasonable cause to believe that in, any material respect, the requirements:

have not been met; or

…..............................................................

Date: ….....................................

Mrs Lisa Allen ACCA Swansea Accountancy Limited 58 Lan Coed Winch Wen Swansea SA1 7LL

3

Riverside Christian Fellowship For the year ended 31st December 2020

Total Statement of Financial Activities

notes
INCOMING RESOURCES
Voluntary Income
3
Investment Income
3
Total incoming resources
RESOURCES EXPENDED
Costs of Generating Voluntary Income
4
Fundraising Trading Costs
4
Charitable Activities
4
Governance Costs
4
Total resources expended
NET INCOMING/(OUTGOING) RESOURCES
2020
2019
£
£
137,438
49,865
6
17
137,444
49,882
-
-
400
2,215
51,834
3,922
-
17,170
19,239
69,404
17,532
68,040
32,350

4

Riverside Christian Fellowship For the year ended 31st December 2020

Riverside Christian Fellowship Statement of Financial Activities

notes
INCOMING RESOURCES
Voluntary Income
3
Investment Income
3
Total incoming resources
RESOURCES EXPENDED
Costs of Generating Voluntary Income
4
Fundraising Trading Costs
4
Charitable Activities
4
Governance Costs
4
Total resources expended
NET INCOMING/(OUTGOING) RESOURCES
notes
INCOMING RESOURCES
Voluntary Income
3
Investment Income
3
Total incoming resources
RESOURCES EXPENDED
Costs of Generating Voluntary Income
4
Fundraising Trading Costs
4
Charitable Activities
4
Governance Costs
4
Total resources expended
NET INCOMING/(OUTGOING) RESOURCES
Swansea Foodbank Statement of Financial Activities
2020
2019
£
£
47,005
35,726
6
17
47,011
35,743
-
-
400
2,215
3,336
6,389
13,985
16,134
17,721
24,738
29,290
11,005
2020
2019
£
£
90,433
14,139
-
-
90,433
14,139
-
-
-
-
48,498
10,311
-
3,185
3,105
51,683
7,206
-
38,750
21,345

5

Riverside Christian Fellowship For the year ended 31st December 2020

Balance Sheet as as 31st December 2020

notes
FIXED ASSETS
Land and Buildings
CURRENT ASSETS
Cash in Hand and at Bank
6
Food Stock
7
Debtors
8
CREDITORS
Amounts falling due within one year
9
NET CURRENT ASSETS
NET ASSETS
FUNDS
Unrestricted Funds
RCF
10
Restricted Funds
Foodbank
10
2020
2020
2020
2019
£
£
£
£
RCF
FOODBANK
TOTAL
TOTAL
12,909
-
12,909
12,909
11,680
72,995
84,675
22,471
-
36,882
36,882
31,046
-
-
-
-
11,680
109,877
121,557
53,517
445
445
890
890
11,235
109,432
120,667
52,627
24,144
109,432
133,576
65,536
24,144
20,549
109,432
44,987
133,576
65,536

The financial statements were approved by the Board of Trustees on …...................... and were signed on its behalf by:

SIGNED …....................................................
TRUSTEE ….................................................... DATE …....................................................
SIGNED …....................................................
TRUSTEE ….................................................... DATE …....................................................

The notes form part of these financial statements.

6

Riverside Christian Fellowship For the year ended 31st December 2020

Notes to the Financial Statements

1. ACCOUNTING POLICIES

The Financial Statements have been prepared under the historic cost basis of accounting, and are in accordance with applicable accounting standards, the SORP "Accounting and Reporting by Charities" (issued in March 2005) and the Charities Act.

2. INCOMING RESOURCES

Recognition of Incoming Resources

These are included in the Statement of Financial Activities (SoFA) when:

Grants and Donations

Grants and donations are only included in the SoFA when the charity has unconditional entitlement to the resources.

Tax Reclaims on Donations and Gifts

Incoming resources from tax reclaims are included in the SoFA when they are received.

Investment Income

Investment income is included in the accounts when receivable.

EXPENDITURE & LIABILITIES

Liability Recognition

Liabilities are recognised as soon as there is a legal or constructive obligation committing the Charity to pay out resources.

Costs of Generating Funds

This comprises those costs attributable to generating incoming resources from al sources other than those from undertaking charitable activities.

Charitable Activities

This comprises all expenditure directly relating to the objects of the Charity.

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Riverside Christian Fellowship For the year ended 31st December 2020

Notes to the Financial Statements (continued)

Governance Costs

Governance costs comprise costs incurred in the governance of the Charity. These costs include costs relating to Independent Examination, together with apportionment of overhead and support costs where appropriate.

Taxation

The Charity is exempt from taxation.

ASSETS

Fixed Assets

Fixed assets are initially recorded at cost, and are subsequently stated at cost less any accumulated depreciation and impairment losses.

Stocks and Work in Progress

Stock held is of food donated during the year but not yet distributed. Stock is valued by weight of stock held multiplied by an external valuation figure.

3. ANALYSIS OF INCOMING RESOURCES

Incoming Resources from Charitable Activities

----- Start of picture text -----
2020 2019
£ £
Donations
Christian Fellowship 47,005 22,504
Foodbank 66,162 13,222
Trussell Trust 20,484 12,432
Gift Aid
Christian Fellowship - 789
Foodbank 3,786 918
TOTAL 137,438 49,865
----- End of picture text -----

8

Riverside Christian Fellowship For the year ended 31st December 2020

Notes to the Financial Statements (continued)

Investment Income

----- Start of picture text -----
2020 2019
£ £
Bank Interest
Christian Fellowship 6 17
Foodbank - -
TOTAL 6 17
----- End of picture text -----

4. ANALYSIS OF RESOURCES EXPENDED

Fundraising Costs

2020 2020 2019 2019
£ £
Christian Fellowship
Projects Tithe Money - -
Refund of Tithe - -
Good Friday Meal - -
Hire of Halls 400 2,215
Petrol Costs - -
Carol Service - -
Café Revive Costs - -
Men's Breakfast - -
TOTAL 400 2,215

9

Riverside Christian Fellowship For the year ended 31st December 2020

Notes to the Financial Statements (continued)

Charitable Activities

----- Start of picture text -----
2020 2019
£ £
Christian Fellowship
Admin & Outreach 43 253
Swansea Pregnancy 600 600
EFGA RE Wales & South 240 240
Siloam Running Costs 1,073 1,050
Telephone, Fax & Internet 757 606
Gifts & Donations 270 3,640
PO Box 353 -
Foodbank
Food Boxes - 805
-
Opening Food Stock 31,046
Food Purchases 3,053 6,300
Other Purchases 378 -
Closing Food Stock - 36,882 - 31,046
Gifts & Donations 37,600 600
Casual Wages 13,303 13,030
TOTAL 51,834 - 3,922
----- End of picture text -----

Governance Costs

2020 2019
£ £
Christian Fellowship
Pastoral Payments 12,240 14,502
PCCA CCPAS - 120
Copyright Licences 157 153
Accountancy 445 445
Insurance 859 784
EA Membership 90 90
Legal & Professional 194 40
Foodbank
Trussell Trust Franchise Fee 360 360
Printing, Postage, Ink & Stationary 566 723
Clothing 504 98
Telephone 360 352
Equipment 161 227
Accountancy 445 445
Rent, Heat & Light 550 900
Bank Charges 240 -
TOTAL 17,170 19,239

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Riverside Christian Fellowship For the year ended 31st December 2020

Notes to the Financial Statements (continued)

5. DETAILS OF CERTAIN ITEMS OF EXPENDITURE

Fees for the examination or audit of the Accounts

----- Start of picture text -----
2020 2019
£ £
Accountancy and Independent Examination Fees
Christian Fellowship 445 445
Foodbank 445 445
890 890
----- End of picture text -----

6. CASH IN HAND & AT BANK

2020 2019
£ £
Riverside Christian Fellowship 746 920
Foodbank 72,995 14,386
Deposit Account 10,933 7,165
84,675 22,471

7. FOOD STOCK

Food stock held at the year end had a value of £36,882.05. This includes food that was donated during the year end to 31st December 2020 that had not yet been distributed.

Stock Reconciliation

Opening Stock as at 1st January 2020
Food Purchased
Food Donated
Out of Date/Damaged Stock
Stock Issued
Closing Stock as at 31st December 2020
£
31,046
6,125
158,790
909
158,170
36,882

8. DEBTORS & PREPAYMENTS

2020 2020 2019 2019
£ £
Tesco Gift Card - -
- -

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Riverside Christian Fellowship For the year ended 31st December 2020

Notes to the Financial Statements (continued)

9. CREDITORS & ACCRUALS

----- Start of picture text -----
2020 2019
£ £
Accruals 890 890
Food Undistributed - -
890 890
----- End of picture text -----

10. FUNDS

2020 2019
£ £
Riverside Christian Fellowship 24,144 20,549
Foodbank 109,432 44,987
133,576 65,536

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