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2025-06-06-accounts

Trustees’ Annual Report for the period

From 07 June 2024 To 06 June 2025

Charity name: The Kathleen Smith Foundation Charity registration number: 1060505

Objectives and Activities

SORP reference
Summary of the purposes of
the charity as set out in its
governing document
Para 1.17 The objects of the charity are to apply the
income, and all or such parts of the capital, to
or for the benefit of such exclusively
charitable purposes in any part of the world
and in such manner as the Trustees may in
their absolute discretion think fit.
The Trustees will take into account the Letter
of Wishes, which requests that consideration
be given to benefit the following charities:
Benenden Hospital
Field Land Foundation
Barnardos
The Horder Centre
RNIB
RNLI
Musicians Benevolent Fund
National Trust
Save the Children
Moorfields Eye Hospital
MacMillan Cancer Support
Cancer Research UK
St Christopher’s Hospice
Eltham College
British Red Cross
CLIC Sargent (formerly Malcolm Sargent
Cancer Fund)
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.
Para 1.17 and
1.19
In furtherance of the charity’s objects for the
public benefit the trustees provide grants in
accordance with the Letter of Wishes.
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit
Para 1.18 In determining the charity’s activities, the
trustees have had regard to the Charity
Commission’s guidance on public benefit.

Additional information (optional) You may choose to include further statements where relevant about:

SORP reference Policy on grant making Para 1.38 Policy on social investment Para 1.38 including program related investment Contribution made by Para 1.38 volunteers Other

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.
Para 1.20 During the year under review the charity
made grant awards of £35,119 each to:
Cancer Research UK
RNIB
RNLI
Barnardos

Additional information (optional) You may choose to include further statements where relevant about: Achievements against Para 1.41 objectives set Performance of fundraising Para 1.41 activities against objectives set Investment performance Para 1.41 against objectives Other

Financial Review

Financial Review
Review of the charity’s
financial position at the end
of the period
Para 1.21 In addition to the free reserves the charity
has bank balances of £29,489 (2024:
£25,542)
and
investments
valued
at
£2,745,158
within
the
expendable
endowment fund.
Statement explaining the
policy for holding reserves
stating why they are held
Para 1.22 The Trustees pursue a policy of maintaining
a free reserve available to be spent in the
furtherance of the charity’s objectives as
well as covering future needs, opportunities,
contingencies and risks.
Amount of reserves held Para 1.22 At the end of the reporting period the charity
had free reserves of £59,830 (2024:
£113,777).
Reasons for holding zero
reserves
Para 1.22 N/A
Details of fund materially in
deficit
Para 1.24 No funds in deficit
Explanation of any
uncertainties about the
charity continuing as a going
concern
Para 1.23 N/A
Additional information (optional)
Youmay choose toincludefurtherstatementswhererelevant about:
Additional information (optional)
Youmay choose toincludefurtherstatementswhererelevant about:
Additional information (optional)
Youmay choose toincludefurtherstatementswhererelevant about:
The charity’s principal
sources of funds (including
any fundraising)
Para 1.47
Investment policy and
objectives including any
social investment policy
adopted
Para 1.46
A description of the principal
risks facing the charity
Para 1.46
Other Expendable endowment funds are those
which are required to be invested to produce
income but which may be transferred to
unrestricted funds at the discretion of the
trustees in order that they may be expended
in furtherance of the charity’s objectives.
Unrestricted income funds are available for
use at the discretion of the trustees in
furtherance of the general objectives of the
charity and which have not been designated
for other purposes.

Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document Para 1.25 Trust deed dated 6 January 1997
How is the charity
constituted?
Para 1.25 Trust
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees
Para 1.25 Trustees are appointed by the existing
trustees.

Additional information (optional) You may choose to include further statements where relevant about: Policies and procedures Para 1.51 adopted for the induction and training of trustees The charity’s organisational Para 1.51 structure and any wider network with which the charity works

Policies and procedures
adopted for the induction
and training of trustees
Para 1.51
The charity’s organisational
structure and any wider
network with which the
charity works
Para 1.51
Relationship with any related
parties
Para 1.51 No trustee received any remuneration or
was reimbursed any expenses in the year
under review.
Ludlow Trust Company Limited was paid
£15,287 (2024: £18,937) for trust
administration services and cash
management fees during the year under
review. These fees are authorised under
clause 14 of the trust deed.
Other

Reference and Administrative details

Charity name The Kathleen Smith Foundation
Other name the charity uses None
Registered charity number 1060505
Charity’s principal address Trustees Department
1stFloor, Tower Wharf
Cheese Lane, Bristol
BS2 0JJ

Names of the charity trustees who manage the charity

1
2
3
4
5
Trustee name
Ludlow Trust
CompanyLimited



Office (if any) Office (if any) Dates acted if not for whole
**year **
Dates acted if not for whole
**year **
Name of person (or body) entitled
to appoint trustee (ifany)
Corporate trustees– names of the directors at the date the report was approved
Director name
Gary St John Collins
Walter Duncan Coxon
Ali Reza Sarikhani
Ziba Christina Sakine
Sarikhani
Christopher Ian Thurlow
Matthew John Wickers
John Stephen Dennis Resigned on 25/10/2024

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year
Funds held as custodian trustees on behalf of others
Description of the assets
held in this capacity
N/A
Name and objects of the
charity on whose behalf the
assets are held and how this
falls within the custodian
charity’s objects
N/A
Details of arrangements for
safe custody and
segregation of such assets
from the charity’s own assets
N/A

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of adviser Name Address
Investment Managers NatWest Bank Plc 2ndFloor, Trinity Quay II, Avon Street,
Bristol, BS2 2DH
Bankers NatWest Bank Plc 2ndFloor, Trinity Quay II, Avon Street,
Bristol, BS2 2DH
Accountants Charter Tax Consulting
Limited
8th Floor, 1 Southampton St, London
WC2R 0LR
Independent
examinator
Katie Wilson Blue Spire Limited, Cawley Priory, South
Pallant, Chichester, PO19 1SY

Exemptions from disclosure

Reason for non-disclosure of key personnel details

~~BC~~ Other optional information ~~BC~~

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Signature(s)
Full name(s) Full name(s)Chris Thurlow
Position (eg Secretary, On behalf of Ludlow Trust
Chair, etc) Company Limited (Trustee)
Date
06 March 2026

The Kathleen Smith Foundation 1060505 Receipts and payments accounts For the period Period start date Period end date To from 07.06.2024 06.06.2025 ~~ee ee ee~~ Section A Receipts and payments

CC16a

Unrestricted
funds
Restricted
funds
Endowment
funds
Total funds Last year
to the nearest £ to the nearest £ to the nearest £ to the nearest £ to the nearest £ to the nearest £
A1 Receipts
Income from investments 55,213 - - 55,213 109,720
Interest received 5,801 - - 5,801 3,757
- - -
- - - -
- - - - -
- - - - -
- - - - -
- - - - -
Sub total(Gross income for (Gross income for
AR) AR)61,014 - - 61,014 113,477
A2 Asset and investment sales,
(see table).
Sale of investments
-
-
1,478,952
1,478,952
2,009,739
-
-
-
-
-
~~Sub total~~-
-
1,478,952
1,478,952
2,009,739
Total receipts 61,014
-
1,478,952
1,539,966
2,123,216
~~———_———~~
A3 Payments
Grants awarded 140,476 - - 140,476 128,000
Investment manager fees(VAT inclusive) - - 13,038 13,038 18,075
Trust administration fees(VAT inclusive) 15,109 - - 15,109 18,812
Independent examiners fee 180 - - 180 780
AccountancyFees 600 - - 600 -
Cash management fees 178 - - 178 125
- - - - -
- - - - -
- - - - -
**Sub total ** 156,543 - 13,038 169,581 165,792
A4 Asset and investment
purchases, (see table)
Investmentpurchases
-
-
1,420,385
1,420,385
1,929,893
-
-
-
-
Sub total -
-
1,420,385
1,420,385
1,929,893
Total payments
156,543
-
1,433,423
1,589,966
2,095,685
~~—————~~
Net of receipts/(payments)
- 95,529
- 45,529
- 50,000
27,531
A5 Transfers between funds
41,582
- 41,582
-
-
A6 Cash funds last year end
113,777
25,542
139,319
111,788
Cash funds this year end
59,830
- 29,489
89,319
139,319
~~SS]5554~~

CCXX R1 accounts (SS)

06/03/2026

1

Section B Statement of assets and liabilities at the end of the period

Unrestricted
Restricted
Endowment
Categories Details funds
funds
funds
to nearest £
to nearest £
to nearest £
B1 Cash funds -
-
29,489
59,830
-
-
-
-
-
59,830
-
29,489
Capital account
Income account
Total cash funds
~~See=~~
(agree balances with receipts and payments (agree balances with receipts and payments
account(s)) OK
OK
OK
Unrestricted
Restricted
Endowment
funds
funds
funds
Details to nearest £
to nearest £
to nearest £
B2 Other monetary assets -
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
~~—__~~
B3 Investment assets Fund to which
asset belongs
Cost (optional)
Current value
(optional)
Endowment
-
2,745,158
-
-
-
-
-
-
-
-
Details
Investment portoflio
~~===>~~
B4 Assets retained for the
charity’s own use
Fund to which
asset belongs
Cost (optional)
Current value
(optional)
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Details
~~a~~
Fund to which
Amount due
When due
Signed by one or two trustees on
behalf of all the trustees
B5 Liabilities
CCXX R2 accounts (SS)
liability relates
(optional)
(optional)
-
-
-
-
Date of
approval
Print Name
Chris Thurlow on behalf of Ludlow
Trust CompanyLimited(Trustee)
Signature
Details
2
06/03/2026
06 March 2026
~~—~~

Independent Examiner's Report to the Trustees of The Kathleen Smith Foundation

I report to the charity trustees on my examination of the accounts of the charity for the year ended 6 June 2025

Responsibilities and basis of report

As the charity’s trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the charity’s accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or

  2. the accounts do not accord with those records.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Katie Wilson FCA Blue Spire Limited Cawley Priory South Pallant Chichester West Sussex PO19 1SY

Date 06 March 2026