Annual Report Karmand Community Association 2023/2024 Barkerend Road, Bradford, BD3 9EP, Tel: 01274 669593, Email: info@Karmand.org.uk Charity Number 1060210 KAIIMAN D Fareshare SKILLSHOUSE BEfriendin NETWORK disabilrty confKlent fighting hunger, tackling food waste ••. STRONGER FAMILIES LOTTERY FUNDED European Union vcs 5￿Fj Alliance Betterstart 00000 BRADFORD BRADFORD oisc ACTasONE Contents Mission Statement Karmand Centre Charter Structure, Governance and Management About Us Staff Team Message From the Chair Message from the Centre Manager Advice Service AMIF Project Elderly Daycare Karmand Nursery Other Projects Administration Minutes of last AGM 10 11 13 14 15 16 17 18 19 I(AIIMAN D COMMUNII'Y CIN riii. Mission Statement The main aim of Karmand Community Centre is to "Improve the quality of life for local people" The Centre works towards achieving this aim by offering services of a high standard which provide a range of educational, recreational, cultural and social opportunities. We aim to work in consultation with local people and statutory and voluntary agencies in developing our programmes and responding to new initiatives. We currently focus on: Early Years, Service (for Under 5's and their carers) Play and Youth Provision Community Education Cla55es Sports and Fitness Daycare and support for Older People Venue for Community Groups, Meetings, Rehearsal Space, Private Hire Employment, enterprise and volunteering support Community- based capacity building Welfare, Debt, Housing and Immigration Advice service The Centre works within an Equal Opportunities Framework, and aims to ensure that all sections and ages within the community have a voice and access to decision making and services within the Centre's infrastructure. We would therefore aim to promote social inclusion at all levels. To enable the Centre to deliver these key services, the Centre has a locally based voluntary management committee and a staff team of up to 42 people over the year. The Centre has a busy 7 day-a-week programme. The main Centre premises comprise of: a large car park, a large Sports hall, multi-functional hall with kitchen facilities, a Boxing gym, a day care unit, offices, nursery and toilets. In addition, there is an annexed fully equipped training suite, IT suite, and Under 5's area with a small garden. The whole premises are on two floor levels and are considered fully disability accessible. Under the conditions of our grants and commissions from Bradford Council, the Centre aims to make the following differences to local people's lives. Our year's reports and achievements should reflect these: to enable people to become or feel healthier and/or safer to enable pre-school aged children to develop early learning/physical and Social skills to reduce inequality and social exclusion to enable local people to access life-long learning, career and employment opportunities to increase awareness of different cultures and opportunities for cultural diversity to increase community- led activity, & opportunities for active citizenship to reduce isolation to increase empowerment of local people by increased advice, information and opportunities for consultation Karmand Centre Charter Karmand Community Centre's main aim is to: Improve the quality of lifefor local people by providing good quality services in consultation with the local community, Karmand Community Centre's objects are: l. To tackle education, health, social welfare, social and economic inequalities, through partnership working with statutory, voluntary and private sector orga nisations 2. To establish local facilities and services within that meets the needs and aspirations of diverse local communities including sports, health, education and social activities The Trustees have had regard to the Charity Commission's guidance on public benefit in planning their activities, This Charter sets out the terms of reference and mutual expectations that the Management Committee, staff team and Centre users can expect of each other. It aims to provide a clear framework for everyone using the Centre, so that all concerned ca n have a positive experience and enjoy the opportunities that the Centre can offer. Centre Users are asked to: Respect each other and the staff, and be polite Respect the build ing and its facilities, observe Centre procedures and policies for users which should be on display or provided for key service areas Realise that staff ca n have conflicting pressures and that in certain circumstances for the benefit of other users Expect to be responded to politely when asking for advice or assistance, there may be a wait for a specific service. In addition, users should: Feel able to make a complaint, air concerns, or make Suggestions for improvement without prejudice, within given proced u re5 Comply with and assist with user consultation and monitoring (often a standard requirement nowadays) Be encouraged to volunteer and have their views heard Be sensitive to the needs of others The Staff Team can be expected to: Be courteous and polite to centre users and each other Create a warm and welcoming environment Operate within Centre policies and procedures which they must observe Observe contractual obligations and codes of confidentiality Respect cultural diversity, and when necessary, challenge users on issues of Equal Opportunities Adopt a positive attitude Ensure there are adequate systems of communication to enablethem to deliver services Raise issues concerning employment which will assist them in carrying out their duties to the best of their potential or within new legislation Use existing methods, or feel able to identify new methods, for improving Centre services and staff development Develop systems of consultation which enable them to represent the views of Centre users The Management Committee are be expected & entrusted to ensure that: There are up-to-date policies and procedures in place to enable the Centre staff and users to deliver and receive services within current legislation There are satisfactory Systems for monitoring and evaluating our services within key funding and legislative requirements That the community is consulted about our services and future developments The Centre operates as a good employer The management committee aims to reflect the community it serves There is a clear management structure for all users, staff and outside agencies to understand That our services are delivered within an Equal Opportunities ethos, respecting cultural diversity, and safety That key Centre policies are displayed and users have access to relevant information Training is provided when necessary in order to carry out the above. Structure, Governance And Management Recruitment and Appointment of the Management Committee The Charity'strustees forthe purposes of the Charity Law and underthe constitution are known as the Members of the Management Committee I'the Trustees"). Under the constitution a third of the management committee are elected by the members of Association to serve for a period of three years after which they may be re-elected at the following Annual General Meeting of the Association. Five members will stand down this year and are eligible to stand for re-election atthe AGM, in addition to that there are a furtherthree vacancies which resulted due to resignation /removal from the Board of Trustees, therefore there are five vacancies which are required to be fulfilled. Trustee Induction and Training Most trustees are already familiar with the practical work of the charity having been with the organisation for many years, however, all of them are encouraged to take up further training and attend a series of short training sessions. Every new member receives the Handbook, which has been prepared by drawing information from various Charity Commission publications signposted through the Commission's guide. The handbook pack for the Trustee's contains the following., Constitution of Association Unincorporated Association Voluntary trustees Information The obligations of the trustees Role and Responsibilities of the trustees Resource and current financial position as set out in the latest published Accounts Future plans and objectives All Trustees give their time voluntarily. Any expenses reclaimed by Trustees from the charity are set out in note 9 to the accounts. The details of the charity's Trustees who have served during the year are set out on page 8. The Trustees are elected at the first meeting after the Annual General Meeting of the association in accordance with Clause 9 of the constitution. The charity is organised so that the Trustees meet regularly to manage its affairs. The charity employs the Centre Manager who is responsible for managing the staff and services of the charity. Risk Management The Management Committee of the Karmand Community Association is responsible for the management of the risks faced by the Centre. Detailed considerations of the risks are delegated to the Executive Committee which is assisted by the Centre Manager. The risks are identified, assessed and controls are established throughout the year. A formal review of the charity's risk management processes is undertaken on an annual basis: The key controls used by the charity include: Formal agendas for all committee activity Detailed terms of reference for all sub committees Comprehensive strategic planning, budgeting and management accounting Established organisational structure and line of reporting Formal written and reviewed policies Clear authorisation and approval levels Vetting procedures as required by law for the protection of the vulnerable Through the risk management processes established for the Karmand Community Association facilities and service managed within are satisfied the major risks identified have been adequately mitigated where necessary. It is recognised that the system can only provide reasonable but not absolute assurance that major risks have been adequately covered, Organisational Structure The Karmand Community Association has a Management Committee of 15 members who are elected by the members of Association land 2 are co-opted), who meet regular and are responsible for the strategic direction and policy of the charity. At present, the Committee has members from diverse backgrounds relevant to the work of the charity. A scheme of delegation is in place and day-to-day responsibility forthe provision of the services rest with the Centre Manager along with other senior staff members. The Centre Manager is responsible for ensuring that the charity delivers the services specified and that key performance indicators are met, The Centre Manager also has responsibility for the day-to-day operational management of the Centre, individual supervision of the team and also ensuring that the team members continue to develop their skills and working practices in line with good practice with support of staffing and the Executive Committee. About Us Who we are and what we do Karmand Community Centre has been serving the community for nearly 41 years, having been set up as a community Centre. It is a locally managed charity, we continue to provide support and opportunities for those facing disadvantage and social exclusion. How we do it At Karmand Community Centre we believe that our strength lies in our diversity, helping to meet the needs of local people and supporting their aspirations. We also aim to promote understanding between all sections of the local community, offering a setting for multicultural, interfaith and intergenerational exchange. Financial Revlew The Centre had a successful year our income slightly decreased compare to last year, we have done well, despite the level of provision in a challengin8 and difficult economic climate and increase demand and competition for the funding, our income for 202312024 were £1,159,519,00 and subsequently expenditure was £1,454,218.00 The core annual grant from Bradford Council remained static, Early Year funding was increased by £42,801.00, advice funding had an increased, A substantial part of funding was raised from AMIF project, Skill house, pre-school and booking. The main expenditure was employee costs totalling £843,916,00 Current assets stand at £624,467.00 and current liabilities is £194,746.00 £290,000 is designated funds to the employee's cost fund which enables the employers to fulfil their contractual obligations, include salary, pension, sick, maternity, revenues cost and salary increases. Our total reserve which includes restricted, designated, and unrestricted funds equate to approximately 3 months cost at current staff and service provision. Reserves Policy The Trustees have set a Reserves Policy as per guidance from Charity Commission to protect the charity against drops in income or allow it to take advantage of new opportunities. Reserves are built/maintained/reduced to a level, which ensures that minimum 3 months of the organisations core activity could continue during a period of unforeseen difficulty (nominally similar IOO/o of income). Forthe current year it is estimated to equate to a £290,000 contingency fund are designated in case of redundancy. Plans for Future Periods Include: Fundraising Section 162a of the Charities Act 2011 requires charities to make a statement regarding fundraising activities. The legislation defines fundraising as 'soliciting or otherwise procuring money or other property for charitable purposes,. The charity does not actively raise funds from the public either directly or via use of an agent, accordingly no such amounts are presented in the financial statements for the year under review. The charity has received no complaints in relation to fundraisin8 activity for the year under review. Given the nature of the funding of the charity the Trustees consider that it remains appropriate not to be voluntarily bound to be regulated by the Fundraising Regulator About Us Our Aims and Values Karmand Community Association, also known as Karmand Community Centre aims to combat the challenges arising from deprivation and social exclusion in the local community through a range of high quality social, healthy living, educational, and recreational programmes. In all we do, we aim to break down barriers and reduce isolation, enabling access to learning, training and opportunities, empowering people to reach their goals. Karmand Community Centre is guided by its commitment to: Provide the highest standards of service and continually improve performance Actively involve users in agreeing priorities and setting standards Achieve equality of opportunity and learning from diversity Make the best use of resources Develop staff to achieve their full potential Working partnership with others to pursue common objectives Karmand Management Board members during 202312024: (Resigned 28th June 2023) th {Resigned 28 June 2023) (Resigned 28th June 2023) {Resigned 28th June 2023) th (Resigned 28 June 2023) (Resigned 31" July 20241 (Resigned 31st July 20241 T Akhtar SGUI R Singh M Esmail Raja Jamshed Suhail Choudhrv Mohammed Arshad Tabbassum Muzamal Hussain th (Resigned 25 September 20241 Yaseen Hussain Tariq Hussain Ishtiaq Ahmed Sikander Mahmood Tahir Mahmood Akhtar Z Khan Abid Jahangir Abdul Rashid Riaz Mahmood Nasa Z Hussain Mansha Iqbal Latif Fatima (Chair) (Secretary) (Treasurer) th (Vice Chair) (Appointed 25 September 20241 Mohsin Sheikh Mohammed Mushtaq Kashif Khan th (Appointed 25 September 2024) th (Appointed 25 September 2024} th (Appointed 25 September 20241 Kashifa Mahmood Kassam Chibbu (Co-opted) (Co-opted) Custodian Trustees The following persons held title to the property on behalf of the charity- Amar Rashid Abdul Ismail Sikander Azam Staff Team Centre Manager AMIF Pr Finance Officer Database Manager Monitoring Officer Employment Coach Partnership Recruitment Officer Health & Wellbeing Officer Outreach Officer Administrator Tutors Rashid Ahmed- Retired December 2023 Mohammed Shakeel- Redundant December 2023 Mohammed Mahviya Hussain Arif Iqbal- Redundant December 2023 Waheeda Saklain Shah- Redundant December 2023 Asma Perveen Samina Khalifa- Redundant December 2023 Maryam Akhtar- Redundant December 2023 Ali Younis Mizba Hussain, Sumera Arslan Robina Bi Office Administrator Advice Service Manager Advisors Sarah Lala Allahniwaz Khan, Robina Hussain, Jafrul Gazi, Yusuf Bashir, Farah Marooz, Shabbir Malik Fatema Majid, Robina Younis, Mussarat Bi Outreach Advice Workers Nursery Manager Deputy Manager Senior Practitioner Early Years Practitioners Romana Bibi Pamela Turner Safina Bi Hifsa Khan, Nadia Mughal, Ruksaar Hussain, Smerah Akhtar, Bushra Kahinat, Shagufta Rehman, Aniqa Begum, Sadia Yasin Khan Hazera Begum, Support Worker Daycare Rehana Qureshi, Shazia Razzaq, Bashir Kassam Neighborhood Engagement Officer Fozia / Romana Bibi Community Employment Coach Raja Khakan Khaliq Interpreters Richard Miklos, Ruzena Pestova Caretaker / Cleaner Bashir Kassam, Tariq Hussain Evening Activity Supervisor Zamir Afzal Youth Workers Onkar Singh, ljaz Khan, Mohammed Umran, Frankie Warrington Volunteers Mohammed Abutalha Hussain Boxing Dave Carriss Chair's Report There have been challenges for Karmand Community Centre during the last year. We have seen an increased demand for our work, while funding for some of our projects have come to an end , such as Betterstart Neighbourhood Engagement, The AMIF Project (Asylum Migration Integration Fund). This is a real test for us as economic and social issues affect many of the people we work with. For many in our local community organisations like Karmand's offer a lifeline and we expect this to be even more the case during the forthcoming year due to changes in the welfare system and the overall climate. Karmand Community Association have successfully managed a turbulent financial year. We would like to express our gratitude to funders, commissioners and investors as well staff and volunteers for their commitment and dedication. I wish to make a special tribute to our Centre Manager, Rashid Ahmed, who has held this amazing organisation together for three long decades. All the hard work he has put in clearly shows with the expansion of the centre over the years he has been manager. His departure in December 2023 will leave a huge void in the organisation. We as a committee fully acknowledge his determination, inspiration and commitment he has given throughout his time at the Centre and the management and leadership he has provided to his staff, team, colleagues and committee members. Thank you, Rashid. We wish you a well deserved, happy and fulfilling Retirement. Finally, as ever, l offer my thanks to my fellow Trustees, who voluntarily give up their time and offer their experience and expertise to help guide Karmand Community Centre through these difficult times. Yaseen Hussain Manager's Report Karmand Community Centre provides essential services, and support to our local community and has done for over 40 years. We empower all community members, from children through to the elderly, to youth, families and those living with a disability. Our passionate staff, committed volunteers and our wonderful community partners work hard dailyto deliver inclusive and life enriching services and support. On an average day at the Karmand Community Centre it starts with people queuing around 8:00 am for advice service, parents dropping off their children at our pre-school, elderly people accessing social day-care provision, unpaid workers, Probation team start to arrive around 7:00 am, adults classes for training & education and people start attending fitness classes. We have adults classes, employment support/job clubs; hosting support sessions for diabetes, health and fitness awareness, youth activities, children holiday activities, Indoor sports activities such as 5 a side football, Badminton and Volleyball and other agencies hiring training rooms and booking we also provide food parcels for families that are vulnerable, in crisis or hardship and cannot pay for essential items We have successfully completed our Live & Learn across Trans-Pennine project supporting over 3000 individuals in ESOL and Integration activities, This includes beneficiaries from Third County Nationals and most recently beneficiaries from Ukraine our team helped the families understand their new lives, including local orientation, understanding local shops, community Centre's and using public transport. Support was given to find work via the usual routes available to everyone, learning English, Integration activities, promoting community cohesion, Welfare advice and generally integrate into their community. Personal Message I have spent 35 + years with some of you at Karmand Community Centre as the Centre Manager. I am very proud to say that the Management Committee, staff, colleagues, and friends gave me the best working environment and support to exercise my duties. I now feel, after all these year5 of service to the Centre, that the time is right to retire from my position. This will help pave the way for a new and energetic Manager to take over the p051tion. During mytime at the Centre, I had a chance to learn manythingsthat have helped both in my private life, as well as in my professional environment. I have been lucky to make many friends who supported me in difficult times. Through my work, I have gained many key skills such as managing people, team work and developing services. At Karmand Centre, we were successful primarily due to working in harmony with local communities. We secured many projects due to our services and dedication towards achieving our objectives as a community organisation. All this will not be possible, without the hard work and dedication all our staff and management committee members. I can confidently claim that my career at thi5 Centre has been brilliant due to the support, appreciation, encouragement, and cooperation I have received from all of you. Throughout my career, I have said that the community Centre entails. My old word "Service for community by the community Karmand Centre, over last three decades have developed new facilities and services and assets which makes us proud. Byworkingtogether as a team we have achieved morethan what we even expected. I, therefore, take this special moment to express my sincere gratitude to all of you for the commitment towards ensuring that this Centre grows beyond expectations. l especially thank the past and present board members and my colleagues for encouraging me, even in times when things appeared to be challenging. Through your support, hard work, kindness, friendship, and appreciation I have been able to give this Centre my best. l am sad because l am going to miss such an environment, I want to say a BIG THANK YOU. If you can remember the time when we were fighting for Gilpin Street development and facing serious challenges from profe55ionals and local communities became impatient, the board members and colleagues stood by me and encouraged me. Through your support we were able to make unimaginable success, "at end we did it" when even some of councillors and council staff members felt it is impossible for a community organization to develop and manage such a large-scale project, Together we then secured project such as EIF, AMIF funding, due to our successful track record. This was only po55ible by your hard work and dedication. I wish to express my special thanks to all of you and any other stakeholder dedicated towards our success, As I leave, I want to wish everybody all the best in their endeavours and this organisation success beyond limits. Thank you very much. Rashid Ahmed Mohammed Mahviya Hussain Interim Centre Manager- 2024 Advice Service Karmand Community Centre's Advice Service provides independent free impartial advice and assistance to residents in the Bradford East and surrounding area of Bradford. Accredited under the national Advice Quality Standard IAQSI and Office of immigration Service Commission (OISC}, the Advice Service is busy, well used and much needed, providingvital support forthe community. Advice is available through appointments and drop-in sessions, supplemented by telephone advice, Outreach and home visits. Asslstance ranges from basic help with filling in forms, advising on and calculating benefits, to more complex issues, advocating on behalf of clients by phone or in writing. Key Achievement5 in 2023124 We have seen an increase in familie5 experiencing financial difficulties having to rely on food banks and charitable donations. The Advice Service helped individuals and families on low incomes ranging from elderly individuals obtaining much-needed Attendance Allowance to disabled young people claiming Disability Living Allowance Our Advice Service helped an enormous number of individuals with the limited resources. Over the last year, 5900 clients used the service, 1100 of these being new clients, Over 1000 claims for PIP, UC and employment support were filled in, resulting in over £1438, 442 in new benefits being awarded to clients, and £310,741 in backdated benefits. This work has had a massive impact on the quality of life for individuals and families trying to make ends meet, in some cases enabling them to move out of poverty. Addition to that over 200 clients were helped with immigration and nationality Issues either getting help with their Indefinite Leave to Remain, Visa Extension5 and applying for Biometric card. Diversity has been a key focus for the team this year with a range of programs that have offered ESOL language courses, citizenship, and employment support. we have been assisting over 500 people from EU communities in a settlement scheme. Approximately Over 35% of these clients were considered vulnerable due to many differentfactors and so these more complex clients, whose needs were beyond just applying to the EU Settlement Scheme, were assessed holistically and referred for appropriate Support from other organisations. AMIF Project The AMIF (Asylum, Migration & Integratlon Fund) project is set upto support Third Country Nationals (people who are not citizens of the EU, EEA & Switzerlandl who arrive in the UK lawfully as a SPOU5e or family member. The project aims to integrate new arrivals into mainstream Britain through light touch interventions. These interventions include; Advice- Including EU Pre-settled Status, housing, benefits, banking, employment, job search and CV'S. Health & Wellbeing- Registering with doctors, dentists and opticians. General advice on accessing appropriate medication and registering for the appropriate medical certificates. ESOL- Teaching pre-entry, Entry I, Entry 2 & Entry 3 The project has been delivered across Trans Pennine with two partners, Al-Hayat Blackburn covering East Lancashire and Kashmir Youth Project covering Greater Manchester. Each Centre offered an outreach service in different Community Centres. The project helps individuals overcome isolation and provides one-to-one support. Key Achievements in 202312024 We successfully completed the AMIF Project benefiting 3000 beneficiaries either by Job search, Food Parcels, Integration outings, ESOL, Bl and Life in the UK Classes and registering them with GP'S and Dentists. Elderly Daycare The Older People's Project plays a key role in reducing isolation and promoting wellbeing throughout the week. Over 75 older people benefited from day care services during the last year. A wide range of regular activities are on offer from a health information, art classes, outings, seated exercise sessions, discussion group, diabetes, mental health, Dementia, Alzheimer and Diabetes awareness workshops Transport is provided to those who are fewer mobile members to take part, while advice worker also a5SlSts users with one-to- one advocacy when needed. Over 65 older people per week used the Project during 2023/2024, enabling many individuals to maintain or increase personal independence and gain new skills and confidence. Feedback from a survey of users demonstrated the impact, from improved mobility through exercises, health information, socialising, financial gain via Welfare Advice session. In addition to Community Centre based activities, on and off-site opportunities included trips to other Community Centre's and outings to Blackpool, Scarborough, Bridlington Shopping Centres, Museums, experiences that are very important for those members who are physically not able to get out and about independently and socialize. Rehana Qureshi Day Karmand Nursery J+lll Karmand Nursery's goal is to create a safe environment which supports children's growth and allowsthem to have a wide range of friends. We want to enable the children to grow as self- confident, well-balanced people of the world. English is used throughout the day, in all activities. Our primary linguistic goal is to understand and speak basic English before developing further conversational skills which in turn leads us into reading and writing activities linked to the knowledge and understanding of the world. We strive to create a positive and tolerant attitude towards Other languages, cultures and individuals. An important part of our work is to support and help families in the up-bringing of their children. The children of Karmand Nursery are central to everything we do. We plan activities to extend children's interests, to encourage children's natural exploratory impulses and ultimately for children to have FUN whilst at Nursery. We have a had a very productive busy year and claimed for up to 80 children in one single term. Most of our children are on the 30 hours funding and most are on or going to claim working parents, entitlement which enables two-year olds for free 15 hours childcare. We have had a rise in SEN children in the past year with most children receiving 80 to IOO/o EYIF support and for September 2023, 1 had put in 10 EHCP'S in July 2023 so they are accepted by the SEN department for Nursery / Reception. This is still ongoing for our SEN children so they can have all the support needed for September 2024. Romana Bibi Nursery Manager/ SENDCO Other Projects Fareshare Partnership Fareshare is the UK'S national network of charitable food redistributors, made up of 18 independent organisations. Together, they take good quality surplus foods and get it to more that 10,500 charities and community groups. Karmand Community Centre has set up a partnership where we receive ta(kling food waste food from fareshare on a weekly basis and is redistributed to those most vulnerable and needy in our community. Fareshare f ighting hunger, ••d h•1 Ski115 House Partnership Project SkillsHouse Partnership is at the heart of a local collaborative approach for an employment support service that is locality-based delivered in our local communities. It has been designed to not only effectively respond to the immediacy of the economic consequence5 of the Covid-19 pandemic, but also improve the Bradford District's workforce skills, productivity and growth. Karmand Community Centre in partnership with Grange interlink have established two hubs supporting individuals with job search, employability, Cv's etc. 1 •4vK*7 Fr•• trnylthyn*•nt Stspport Holiday Activities Programme The HAF programme provides healthy food and enriching activities to children and young people, with free places available forthose on free school meals during some of the school holidays. All childrenwho attend the programme to benefit from: Enrich i ng Activities learning new things and having fun. Good food and being active - eating a tasty and nutritious meal, learning more about food and nutrition and being physically active Meeting people socialising and enjoying being wi th friends as well as outings to Cinemas, Bowling, Funzy and Family SummerTrips to Scarborough, Blackpool and Bridlington. HoLiDNY. Neighbourhood Project We have been working in partnership with BHT Early Education &Trainingto deliverstory and Rhyme times at the Karmand Centre. This is another popular programme that is well attended benefitingthe children with developing confidence in literacy and language skills. I have successfully established and maintained positive relationship5 Wlth the local community and service users at the Karmand Centre as well as achieved and exceeded targets. Overall aim and achievement is to working with families to give children the best start in life through range of projects and support them through pregnancy and early years of their children life. Administration AUDITORS Alison Whalley, BA {Honsl FCA Azets Audit Services Limited Carlton House Grammar School Steet West Yorkshire Bradford BDI 4NS BANKERS Lloyds Bank Hustlergate Bradford Business Centre PO Box 478 Leeds LSI IYX KARMAND COMMUNITY ASSOCIATION Barkerend Road Bradford BD3 9EP Charity No: 1060210 Azets Audit Services Limited were appointed auditors following their acquisition of Naylor Wintersgill Limited on I, May 2023. A resolution to reappoint Azets Audit Services Limited will be put to the general meeting. The Trustee's report was approved by the Board of Trustees. Yaseen Ssa Dated: KARMAND COMMUNITY ASSOCIATION STATEMENT OF TRUSTEES RESPONSIBILITIES FOR THE YEAR ENDED 31 MARCH 2024 The Trustees are responsible for preparing the Trustees Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice). The law applicable lo charities in England and Wales requires the Trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the Charity and of the incoming resources and application of resources of the Charity for Ihat year. In preparing these financial statements, the Trustees are required to.. select suitable accounting policies and then apply them consistently., observe the methods and principles in the Charities SORP., make judgements and estimates that are reasonable and prudent., state whether applicable accounting standards have been followed, subject to any material departures disclosed and explained in the financial stalemenls., and prepare the financial stalements on the going concern basis unless it is inappropriate to presume that the charity will continue in operation. The Trustees are responsible for keeping sufficient accounting records that disclose with reasonable accuracy al any time the financial position of the Charity and enable them lo ensure that the financial statements comply with the Charities Act 2011 , the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed, They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities, KARMAND COMMUNITY ASSOCIATION INDEPENDENT AUDITOR'S REPORT TO THE TRUSTEES OF KARMAND COMMUNITY ASSOCIATION Opinion We have audited the financial statements of Karmand Community Association {the 'Charity'l for the year ended 31 March 2024 which comprise the statement of financial activities, the balance sheet, the statement of cash flows and notes to the financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparalion is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice) In our opinion, the financial statements.. give a true and fair view of the state of the charity's affairs as at 31 March 2024 and of its incoming resources and application of resources, for the year then ended., have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice., and have been prepared in accordance with the requirements of the Charities Act 2011. Basis for opinion We conducted our audit in accordance with International Standards on Auditing IUKI IISAS IUKII and applicable law. Our responsibilities under those standards are further described in the Auditorfs responsibilities for the aiidit ol the financial slatemenls section of our report. We are independent of the Charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC'S Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion. Emphasis of matter We wish to draw attention to the P05t Balance Sheel Events note 18 which refers to the transition of the charity to a Charitable Incorporated Organisalion The financial statements have been prepared on a going concern basis and there have been no revisions which may be necessary in regards to this matter. Concluslons relatlng to golng concern In auditing the financial statements, we have concluded that the Trustees use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Charity's ability lo continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the Trustees wilh respect to going concern are described in the relevant sections of this report. Other information The other information comprises the information included in the annual report other than the financial statements and our auditor's report Ihereon. The Trustees are responsible for the other information contained wilhin the annual report. Our opinion on the financial statements does not cover the other information and we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or othemise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whelher this gives rise lo a material misstatement in the financial statements themselves. If, based on the work we have performed, we conGlude that there is a material misstatement of this other information, we are required lo report that fact. We have nothing to report in this regard. KARMAND COMMUNITY ASSOCIATION INDEPENDENT AUDITOR'S REPORT (CONTINUED) TO THE TRUSTEES OF KARMAND COMMUNITY ASSOCIATION Matters on which we are required to report by ex¢eptlon We have nothing to report in respect of the following matters in relation to which the Charities (Accounts and Reports) Regulations 2008 require us to report to you if, in our opinion.. the information given in the financial statemenls is inconsistent in any material respect with the Trustees report., or sufficient accounting records have not been kept,. or the financial slalements are not in agreement with the accounting records., or we have not received all the informalion and explanations we require for our audit. Responslbllities of Trustees As explained more fully in the statement of Trustees responsibilities, the Truslees are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the Trustees determine is necessary lo enable the preparation of financial statements that are free from material misstatement, whether due lo fraud or error. In preparing the financial statements, the Trustees are responsible for assessing the Charity's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the Trustees either intend lo cease operations, or have no realistic alternative but to do so. Audltor's responslbllltles for the audlt of the flnanclal statements We have been appointed as auditor under section 144 of the Charities Act 2011 and report in accordance with Ihe Act and relevant regulations made or having effect thereunder. Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement. whether due to fraud or error, and to issue an auditor's report that includes our opinion. Reasonable assurance is a high level of assurance bul is not a guarantee that an audit conducted in accordance with ISAS (UK} will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements. A further description of our responsibilities is available on the Financial Reporting Council's website al.. hltps'.11 www,frc.org.uklauditorsresponsibilities. This description forms part of our auditor's report. KARMAND COMMUNITY ASSOCIATION INDEPENDENT AUDITOR'S REPORT (CONTINUED) TO THE TRUSTEES OF KARMAND COMMUNITY ASSOCIATION Extent to which the audit was considered capable of detecting irregularities, including fraud Irregularities, including fraud, are instances of non-compliance wilh laws and regulations. We design procedures in line with our responsibilities, outlined above and on the Financial Reporting Council's website, to delecl material misstatements in respect of irregularities. including fraud. We obtain and update our understanding of the entity, its activities, its control environment, and likely future developments, including in relation to the legal and regulatory framework applicable and how the entity is complying with that framework. Based on this understanding, we identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error. design and perform audit procedures responsive to those risks, and obtain audit evidence that is sufficient and appropriate to provide a basis for OL*r opinion. This includes consideration of the risk of acts by the entity that were contrary to applicable laws and regulations, including fraud. In response to the risk of irregularities and non-compliance with laws and regulations, including fraud, we designed procedures which included.. Enquiry of managemenl and those charged with governance around actual and potential litigation and claims as well as actual, suspected and alleged fraud, Reviewing minutes of meetings of those charged with governance., Assessing the extent of compliance with the laws and regulations considered to have a direct material effect on the financial statements or the operations of the entity through enquiry and inspection., Reviewing financial statement disclosures and testing to supporting documentation to assess compliance with applicable laws and regulations., Performing audit work over the risk of management bias and override of controls, including testing of journal entries and other adjustments for appropriateness, evaluating the business rationale of significant transactions outside the normal course of business and reviewing accounting estimates for indicators ol potential bias. Because of the inherent limitations of an audit, there is a risk thal we will not delect all irregularities, including those leading to a material misslalemenl in the financial statements or non-compliance with regulation, This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely lo become aware of instances of non-compliance. The risk of not detecting a material misstalemenl resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresenlations, or the override of internal control. KARMAND COMMUNITY ASSOCIATION INDEPENDENT AUDITOR'S REPORT (CONTINUED) TO THE TRUSTEES OF KARMAND COMMUNITY ASSOCIATION Other matters Your attention is drawn to the fact that the charity has prepared financial statements in accordance with Accounting and Reporting by Charities.. Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland IFRS 102) {as amended) in preference to the Accounting and Reporting by Charities Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations bul has now been withdrawn. This has been done in order for the financial statements to provide a true and fair view in accordance with Generally Accepted Accounting Practice effective for reporting periods beginning on or after 1 January 2016. This report is made solely to the company's members. as a body, in accordance with section 391 of the Companies Act 2014. Our audit work has been undertaken so that we might state lo the company's members those matters we are required lo slate to Ihem in an auditor's report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the company and the company's members as body, for our audit work. for this report, or for the opinions we have formed Allson Whalley (Senlor Statutory Auditor) for and on behalf of Azets Audit Servlces Accountants Statutory Audltor Carlton House Grammar School Street Bradford BD14NS Azets Audit Services is eligible for appointment as auditor of the Charity by virtue of ils eligibility for appointment as auditor of a company under section 1212 of the Companies Act 2006. KARMAND COMMUNITY ASSOCIATION STATEMENT OF FINANCIALACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT FOR THE YEAR ENDED 31 MARCH 2024 Unrestricted Restricted funds funds 2024 2024 Total Unrestricted Restricted funds funds 2023 2023 Total 2024 2023 Notes Income from: Donations and legacies Charitable activities Investments 217,920 55,832 29,471 856,296 1,074,216 55,832 29,471 163,423 73,148 22,711 1,393,362 1,556,785 73,148 22.711 Total Income 303,223 856.296 1,159.519 259,282 1,393,362 1,652,644 endlture on: Charitable activities 516,578 937.640 1,454,218 179,241 1,435,983 1,615,224 Net loutgolngllincoming resources before transfers Gross transfers between funds (213,355) {81 ,344) 1294,6991 80,041 142,6211 37,420 1154,100> 140,318 113,782) (15,0751 15,075 Net lexpendlture}Ilncome for the yearl Net movement In funds 1367.455> 58,974 {308,481) 64,966 127,546) 37,420 Fund balances al 1 April 2023 1,610.038 690,823 2,300,861 1,545,072 718,369 2,263,441 Fund balances at 31 March 2024 1,242,583 749,797 1,992,380 1,610,038 690,823 2,300,861 The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities. KARMAND COMMUNITY ASSOCIATION BALANCE SHEET ASAT31 MARCH 2024 2024 2023 Notes Fixed assets Tangible assets 11 1.562,659 1,628,605 Current assets Debtors Cash at bank and in hand 12 42,939 581.528 173,293 595,639 624,467 768,932 Credltors.. amounts falllng due within one year 13 1194,746} (96,676) Net current assets 429,721 672,256 Total assets less Current Ilabiliti8s 1,992,380 2,300.861 Income funds Restricted funds Unrestricted funds Designated funds General unrestricted funds 15 749,797 690,823 14 1.183,513 59,070 1,316.564 293,474 1,242.583 1,610,038 1,992,380 2,300,861 The financial statements were approved by the Trustees on 27 November 2024 Hussain Trustee KARMAND COMMUNITY ASSOCIATION STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 31 MARCH 2024 2024 2023 Notes Cash flov￿ from operating activities Cash {absorbed by)Igenerated from operations 21 131,2431 57,673 Investing a¢tlvitles Purchase of tangible fixed assets Investment income {12,339) 29,471 {53,518) 22,711 Net cash generated froml{used inl Investlng actSvltles 17.132 130,8071 Net cash used In financing activities Net Idecrease}Ilncrease In cash and cash equivalents (14,111) 26,866 Cash and cash equivalents at beginning of year 595,639 568,773 Cash and cash equivalents at end of year 581,528 595,639 KARMAND COMMUNITY ASSOCIATION STATEMENT OF CASH FLOWS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2024 Critical accounting estimates and judgements In the application of the Charity's accounting policies, the Trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimales and associated assumptions are based on historical experience and other factors that are considered lo be relevant. Actual results may differ from these estimates. The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods. Accountlng pollcles Charlty Information Karmand Community Association is a charity registered in England and Wales number 1060210 and governed by ils Constitution. 2.1 Accounting convention The accounts have been prepared in accordance with the Charity's constitution adopted 30 June 1996, the Charities Act 2011 and "Accounting and Reporting by Charities.. Statement of Recommended Practice applicable lo charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland {FRS 102}. las amended for accounting periods commencing from 1 January 2019). The Charity is a Public Benefit Entity as defined by FRS 102. The financial statements have departed from the Charities {Accounls and Reports) Regulations 2008 only to the extent required to provide a true and fair view. This departure has involved following the Statement of Recommended Practice for charities applying FRS 102 rather than the version of the Statement of Recommended Practice which is referred to in the Regulations but which has since been withdrawn. The accounts are prepared in sterling, which is the functional currency of Ihe Charity Monetary amounts in these financial statements are rounded lo the nearest £, 2.2 Golng concern At the time of approving the financial statements, the Trustees have a reasonable expectation that the Charity has adequate resources to continue in operational existence for the foreseeable future. Thus the Trustees continue lo adopt the going concern basis of accounting irs preparing the financial slalements. 2.3 Charltsble funds Unrestricted funds are available for use at the discretion of the Trustees in furtherance of their charitable objectives. Restricted funds are subject lo specific conditions by donors as lo how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements. Endowment funds are subject to specific conditions by donors that the capital must be maintained by the Charity 2.4 Income Income, including grants, 15 reGognised when the Charity is legally entitled lo it afler any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received. Cash donations are recognised on receipt. Other donations are recognised once the Charity has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation. KARMAND COMMUNITY ASSOCIATION NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2024 Accounting policies (Continued) 2.5 Expenditure Liabilities are recognised as soon as there is a legal or constructive obligation committing the charity lo the expenditure All expenditure is accounted for on an accruals basis and has been classified under heading Ihat aggregate all costs related to the category. Charitable expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocaled directly to such activities and those costs of an indirect nature necessary lo support them. 2.6 Tanglble fixed assets Tangible fixed assets are initia15y measured at cost and subsequently measured at cosl or valuation, nel of depreciation and any impairment losses. Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases.. Freehold land and buildings 2010 Straight line basis Plant and machinery including motor vehicles 10 % straight line Fixtures. fittings and equipmenl 1 00/0 Straight line The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the statement of financial activities. 2.7 Impairment of fixed assets At each reporting end date, the Charity reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss If any such indication exists, the recoverable amount of the asset is estimated in order lo determine the extent of the impairment loss lif any). Recoverable amount is the higher of fair value less costs to sell and value in use. In assessing value in use, the estimated future cash flows are discounted to their present value using a pre-tax discount rate that reflects current market assessments of the lime value of money and Ihe risks specific to the asset for which the estimates of future cash flows have not been adjusted. If the recoverable amount of an asset is estimated to be less than ils carrying amount, the carrying amount of the asset is reduced to its recoverable amount. An impairment loss is recognised immediately in incomel (expenditure for the year, unless the relevant asset is carried at a revalued amount, in which case the impairment loss is treated as a revaluation decrease. Recognised impairment losse5 are reversed if, and only if, the reasons for the impairment loss have ceased to apply. Where an impairment loss subsequently reverses, the carrying amount of the asset is increased to the revised estimate of its recoverable amount, but so that the increased carrying amount does not exceed the carrying amount that would have been determined had no impairment loss been recognised for the asset in prior years. A reversal of an impairment loss is recognised immediately, unless the relevant asset is carried in at a revalued amount, in which case the reversal of the impairment loss is treated as a revaluation increase. 2.8 Cash and cash equivalents Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabililies. KARMAND COMMUNITY ASSOCIATION NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2024 A¢¢ountlng policies {Continuedl 2.9 Financial instruments The Charity has elected to apply the provisions of Section 11 'Basic Financial Instruments, and Section 12 'Other Financial Instruments Issues, of FRS 102 to all of its financial instruments. Financial instruments are recognised in the Charity's balance sheet when the Charity becomes party to the contractual provisions of the instrument. Financial assets and liabilities are offsel, with the net amounts presented in the financial statements, when there is a legally enforceable right to sel off the recognised amounts and there is an intention to settle on a net basis or lo realise the asset and settle the liability simultaneously Basic financial assets Basic financial assets, which include debtors and cash and bank balances, are initially measured al transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement conslilules a financing Iransaclion, where the transaction is measured at the present value of the future receipts discounted al a market rale of interest. Financial assets classified as receivable within one year are nol amortised, Baslc financial liabilities Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rale of interest. Finarscial liabilities classified as payable within one year are not amortised Debt instruments are subsequently carried al amortised cost. using the effective interest rate method. Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially al Iransaction price and subsequently measured at amortised cost using the effective interest method. Derecognition of financlal liabilities Financial Siabilities are derecognised when the Charity's contractual obligations expire or are discharged or cancelled 2.10 Employee benefits The cost of any unused holiday entitlement is recognised in the period in which the employee's services are received. Termination benefits are recognised immediately as an expense when the Charity is demonstrably commilted to terminate the employment of an employee or to provide termination benefits. 2.11 Retirement benefits Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due. KARMAND COMMUNITY ASSOCIATION NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2024 Oonatlons and legacies Unrestricted Restricted funds funds 2024 2024 Total Unrestricted Restricted funds funds 2023 2023 Total 2024 2023 Grants Donated goods and services 215,420 856,296 1,071,716 163,423 1,393,362 1,556,785 2,500 2,500 KARMAND COMMUNITY ASSOCIATION NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2024 Donations and legacles IContSnued} Unrestricted Restricted funds funds Total Unrestricted Restricted funds funds Total 2024 2024 2024 2023 2023 2023 Grants receivable for core activitles Bradford MDC - Advice Bradford MDC Social Services - Day Care Bradford MDC EU Settlement Bradford MDC Early Years West Yorkshire Comined Authority Bradford MDC Youth and Holiday Schemes Bradford MDC Core Costs Leeds City Region - Stronger Families Bradford MDC Skills House Trans Pennine Project Family Action University of Leeds - Go Higher Women Zone Sport England Wesl Bowling Advice Bradford VCS Alliance Fixed Asset- BMDC Advice Leeds Combined Authority Youth Projecl 377,969 377,969 16,465 16,465 31,338 31.338 2,500 2,500 9.808 9,808 208,420 208,420 158,423 158,423 4,600 4,600 78,009 84,509 100,177 100,177 7,000 7,000 5,000 5,000 (2,9281 (2.928) 26,385 26,385 71,222 177,142 (7,594) 71,222 177,142 {7,5941 64,749 917,988 125,397 64,749 917,988 125,397 5,000 5,000 6,066 30,000 73,354 6,066 30,000 73,354 16,612 85,749 16,612 85,749 20,551 16,000 3,100 3,100 215,420 856,296 1,071,716 163,423 1,393,362 1,556,785 KARMAND COMMUNITY ASSOCIATION NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2024 Charitable activltles Unrestrlcted Unrestricted funds funds 2024 2023 Day care meal income Hire of room, social and sports halls Nursery fees 6,751 36,888 12,193 6,765 53,622 12,761 55,832 73,148 Investments Unrestrlcted Unrestricted funds funds 2024 2023 Rental income Interest receivable 24,303 5,168 21,825 886 29,471 22,711 r Cry (SJ Ln rOOp￿(¢ O ¢£1 ID J) o ¢JJ Lo In ¢0 rri cc rD OJ (¥) ￿ o) (O ¢Tr CO 45> V O CF) o O￿Lnot0 0￿)￿￿0 on 00( rDO a>1￿ Co￿0 (DO or) 00 IDOr ¢J) Tr- CO O) O u) v ro In - a) (U OJ as TJ l).- Li Li Li CJiiL COLLI J < > > cn c) CUJ C C5)W (o (D c%)EDf E JcL'_ o) CLQ) c O ¢J C V> Cw (UWLS tsIT) (fj Jz ffj ¢DlJw O o)'_ a) > ¢fJES?J > >E5 ¢J LDoQCJQtCc (D KARMAND COMMUNITY ASSOCIATION NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2024 18 Events after the reporting date It is the ambition of the trustees to form the new Charitable Incorporated Organisation {CIOI and transfer the assets from the charity into the CIO. The trustees are considering the legal structures and hope for it to happen within the next 12 months. KARMAND COMMUNITY ASSOCIATION NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2024 19 Related party transactions Remuneration of key management personnel The remuneration of key management personnel is as follows. 2024 2023 Aggregate compensation 143,322 131.139 Transactions with related parties During the year a loan of £2,000 12023.. £2,000) was due lo Bradford Sporting Association Limited, anothei charity, some of whose trustees are also Irustees of Karmand Community Association Limited. 20 Analysls of changes in net funds The Charity had no debt during the year. 21 Cash generated from operatlons 2024 2023 {Deficit)Isurpus for the year {308,4821 37,420 Adjustments for.. Investment income recognised in stalemenl of financial activities Depreciation and impairment of tangible fixed assets 129,471 } 78,284 {22,711) 73,038 Movements in working capital.. Decreasellincreasel in debtors Increasel(decreasel in creditors (Decrease) in deferred income 130,354 98,072 (16,139) (13,1101 {825) Cash {absorbed by)Igenerated from operatlons (31,2431 57,673 AGM Minutes 2023 HELD AT KARMAND COMMUNITY CENTRE, BD3- on- Wednesday 21 June 2023- 7pm PRESENT - MC MEMBERS (10): Tahir Mahmood (Chairl Yaseen Hussain {vice Chairl, Ishtiaq Ahmed (Treasurer), Abid Jahangir, Mansha Iqbal, Abdul Rashid, Muzamal Hussain, Aurangzeb Khan, Akhtar Zaman Khan, Latif Fatima, Abid Jahangir, CO-OPTED MEMBERS (l): Kassam Chhibu, ALSO, PRESENT- Rashid Ahmed (Centre Managerl, Abdul Ismail {independent Advisor). TOTAL 113 AThENDEES at start of the meetlng. I. WELCOME- Meeting started promptly at 7pm. Meeting was quorate at the start with 113 members in attendance. Total attendance was 124 by the end of the AGM. Chairwelcomed all members and introduced the special guest Manzoor Bahadar who was first Centre Co-ordinator appointed in 1983 and Raja Afzal who was the 2. coordinator appointed in 1985. Pradeep Bose executive administrator and Mohammed Shaukat executive development officer. Election Commissioners:. Manzoor Bahadar, Raja Afzal and Tazeem Sawaiz. 2. APOLOGIES - MC Members (4).. Suhail Choudhry (Secretary), Shahnaz Khan, Riaz Mahmood. Co-optees,. Ranbir Singh. 3. MINUTES OF LAST AGM 29.6.2022. No points were raised on last AGM minutes. Mohammed Mushtaq proposed as a true record of the AGM Meeting, seconded by Sikander Mahmood. There were no objections. Minutes were approved as true record unanimously. 4. MAThERS ARISING- Point raised regarding Management committee training, Chair responded that the committee attended training Straight after the last AGM. 5. ANNUAL REPORT. Copies of the Annual Report had been circulated beforehand. Chair summarised his Report verbally to the members. He mentioned that its been a tough, tense and unpredictable year, our full focus were to develop a case for new Health and Wellbeing hub and to submit proposal in the Levelling Up minister. In early 2023 we received the disappointing news that our proposal was rejected by Levelling up department. our expectation was raised when Minister of State for Housing within the Department for Levelling Up visited at Centre two days before the decision were announced. We are naturally disappointed to learn Bradford East will not benefit from Levelling Up funding from Government this time around, the feedback we received that we proposal f it very well with government's agenda and it were strong case. Still, it was rejected. 6. REVIEW OF GOVERNANCE STATUS - Chair and Centre Manager gave an update on the slow progre55 Wlth changing the organisation's governance to CIO IA Charitable incorporated Organisationl Due to delay in OFSTEDtaking lot longerthan we anticipated to re-regi5terthe nursery under new entity, also other legal i55ues taking time to dea I with it. 7. ACCOUNTS- Treasurer gave a brief oveNiew of the accounts and Centre Manager. The total income for 2022123 are £1, 652,644 {compare to year 2022/21 £1,668,361). Expenditure 2022/23 were £1,615224 (compare year 2022/21 £1,558,875. Surplus for 2022/23 are £37,420 The total net amount in bank is £595.639. Sikander Mahmood ask if there are any creditor or debtors? Treasurer responded by saying, we have creditor £96, 676 and debtors £173, 293. Most of debtor's amount are from Home Office for AMIF project a. Approval of Accounts~ Proposed by Sikander Mahmood, Seconded Mohammed Mushtaq. No objections. Accounts Approved. 8. APPOINTMENT OF INDEPENDENT AUDITORS Chair inform members that we requested two accountancies company and both have quoted over £6K. Member asked if the MC are happy with current auditors, chair responded by saying there haven't been any issues with them. To appoint Azets Audit Services Proposed by Aurangzeb Khan, Seconded by Tariq Hussain. 9. NOMINATIONS FOR ELECTIONS_ 5 vacancies on the Management Committee at this AGM. 15 nominations in total received as below:_ l. Abid Jahangir 2. Aurangzeb Khan 3. Jawaid Iqbal 4. Kashifa Mahmood Kassam Chhibu 6. Mansha Iqbal 7. Mirza Shahzad Yousaf 8. Mohammad Atiq Ur Rehman 9. Mohammad Shaukat 10. Mohammed Ibrahim 11. Raja Jamshad 12. Razaq Iqbal 13. Riaz Mahmood 14. Tariq Hussain 15. Zarith Nasa Hussain 10. Any other Business. It was mentioned to the members that Rashid Ahmed (Centre Manager) is to retire from the Centre on December 2023, after 35+ years of continuous service. As this will be Rashid's last AGM as Manager, a vote of appreciation was extended to Rashid for his hard work and commitment to the Centre. MEETING CLOSED- 8.30 pm Result of ballot: The following 5 members, who have got highest vote will serve 3 years as Committee members. l. Abid Jahangir 2. Mansha Iqbal 3. Riaz Mahmood 4. Tariq Hussain 5. Zarith Nasa Hussain List Of Services Advice Training And Education Elderly Daycare Nursery Youth Activities Sports and Leisure Health & Fitness I Prlnted and Cornplled by Mohammed Mahviya Hu55aln