THE EUROPEAN YARCHEI IL4LLOH
FINANCIAL STATEMEIYTS
FOR THE
YEAR ENDED 31 MARCH 2025
CHAIUTY NUMBER 1059627

THE EUROPEAN YARCHEI KALLOH
FINANCIAL STATEMEwrs
YEAR ENDED 31 MARCH 2025
CONTENTS
PAGES
Trustees Annual Report
3to4
tndependent Examiner's Re￿rt
Ststement of Financial Activities
Statement of Financial Position
Notes to the Financial Statements

THE EUROPEAN YARCHEI KALLOH
TRUSTEES ANNUAL REPORT YEAR ENDED 31 MARCH 202S
The t￿￿te¢S have ple&8ur¢ in presenting their report and the unaudited financial statements of
the charity for the year ended 31 March 2025.
LEGAL STATUS AND ADMINISTRATIVE INFORMATIOIY
The name of the charity is The European Yarchei Kalloh. It is constituted by Deed of Trust
dated 29th October 1996 and is a registered charity and the charity registration number is
1059627. Its address is 29 Wargrave Avenue, London N15 6UH. Day to day affairs of the
charity are adrniillstered by the trustees, the Chair of which is Mr Michael knbenstei
OBJECTIVES AND POLICIES OF THE CHARITY
The objects of the charity are the advancement and promotion of the Orthodox Jewish religion
and Orthodox Jewish religious education and in particular the Yarchei Kalloh scheme.
The Truthes confirn] their compliance with the duty to have due regard to the public benefit
guidance published by the Charity Commission when reviewing the charity's aims and
objectives and in planning future activities.
REVIEW OF AcTI￿TIEs
The charity continued to organise European Yarchei Kalloh activities in Europe and
especially the annual study programme which took place last year in England.
GRANf MAKING POLICY
Grants are made by Trustees in accordance with the objectives of the charity.
INVESTMENT AND RESERVES POLICY
The reserves of the charity are representd by the unrestricted funds arising from past
operating results. The Trustees are satisfied that the balance of the general resep4es as at the
year-end is sufficient for at least one years, expenditure. Reserves include a designated
unrestricted fund of £IOO,000. earmarked by the trustees to underwrite the continuity and
development of the Yarchei Kalloh seminar project in new venues.
THE TRUSTEES
The trustees who served the charity during the year were as follows:
Mr. M. Lobenstein, Mr J. Schonberg.
RISK FACTORS
The Charity h&s assessed the major risks to which the charity is exposed in particular those to
the operations and finances of the charity and is satisfied that the systems in place mitigate its
exposure to those risks.

THE EUROPEAN YARCHEI KALLOH
TRUSTEES ANNUAL REPORT YEAR ENDED 31 MARCH 2025
TRUSTEES, RESPONSIBILITIES
The charity's trustees are responsible for preparing the Trustees Annual Report and the
financial statements in accordance with applicable law and United Kingdom Accounting
Standards (United Kingdom Generally Accepted Accounting Practice).
The law applicable to charities in England and Wales requires the trustees to prepare financial
statements for each financial year which give a true and fair view of the state of affairs of the
charity and of the incoming resources and application of resources of the charity for that
period. In preparing these financial statements, the trustees are required to:
select suitable accounting policies and then apply them consistently.
observe the methods and principles in the Charlties SORP.
make judgements and estimates that are reasonable and prudent;
state whether applicable accounting standards have been followed, subject to any
material departures disclosed and explained in the financial statements;
prepare the financial statements on the going concern basis unless it is inappropriate to
presume that the charity will continue in operation.
The trustees are responsible for keeping proper accounting records that disclose with
reasonable accuracy at any time the financial position of the charity and enable thern to ensure
that the financial statements comply with the Cl)arities Act 2011. The trustees are also
responsible for safeguarding the assets of the charity and hence for taking reasonable steps for
the prevention and detection of fraud and other irregularities.
si￿}
by order of the trustees
r. Jacob Sehonberg
Tn￿tee
Approved by the trustees on I l July 2025

THE EUROPEAN YARCHEI KALLOH
INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF
THE EUROPEAN YARCHEI KALLOH
YEAR ENDED 31 MARCH 2025
I report on the accounts of the charity for the year ended 31 March 2025 set out on pages 6 to 8.
RESPECTIVE RESPONSIBILITIES OF TRUSTEES AND INDEPENDENT EXAMINER
The charity's trustees are responsible for the preparation of the accounts. The
charity's trustees consider that an audit is not required for this year under
section 144 of the Charities Act 2011 (the Charities Act) and that an
independent examination is needed.
It is my responsibility to:
examine the accounts under section 145 of the Charities ACL
to follow the procedures laid down in the general Directions given by the
Charity Commission (under section 145(5)(b) of the Charities Act, and
to state whether particular matt¢rs have come to my attention.
BASIS OF tNDEPENDENf EXAMINER'S STATEMENT
My examination was carried out in accordance with general Directions given
by the Charity Commission. An examination includes a review of the
accounting records kept by the charity and a comparison of the accounts
presented with those records. It also includes consideration of any unusual
items or disclosures in the accounts, and seeking explanations from the
tn￿leeS concerning any such matters. The procedures undertaken do not
provide all the evidence that would be required in an audit, and consequently
no opinion is given as to whether the accounts present a 'true and fair, view
and the report is limited to those matters set out in the statement below.
INDEPENDENT EXAMINER'S STATEMENT
In connection with my examinatio￿ no matter h&s come to my attention
which gives me reasonable cause to believe that in. any material respecL
the requirements:
to keep accounting records in accordance with section 130 of the
Charities Act" and
to prepare accounts which accord with the accounting records and
comply with the accounting requirements of the Cl)arities Act
have not been met; or
2. to which, in my Opinio￿ attention should be drawn in order to enable a
proper understanding of the accounts to be reached.
Mr Julian Lewin
Independent examiner
158 Albert Avenue, Prestwich
Manchester, M25 OHE
Date:
I 1° July 2025

THE EUROPEAN YARCHEI KALLOH
STATEMENT OF FINANCIAL ACTIVITIES
YEAR ENDED 31 MARCH 2025
Totsl Funds Total Funds
2025
2024
Not¢
INCOMING RESOURCES
Semina
Int¢rest receivable
99J60
109
119,802
67
TOTAL INCOMING RESOURCES
99,469
119869
RESOURCES EXPENDED
Direct charitable expenditure
122363
123,715
TOTAL RESOURCES EXPENDED
122263
123,715
NET INCOMING RESOURCES FOR THE YEAR
{22,794)
(3,846)
Balances brought forward
243,116
246.962
Balances carried forward
220J22
243,116
All movements are in Unr¢stricted Funds
Tht notes on page 8 form part of tbese fin*nciil stat*ments.

THE EUROPEAN YARCHEI KALLOH
BALANCE SHEET
AS AT 31 MARCH 2025
Note
2025
2024
CURRENT ASSETS
Cash at bank
220J22
243,116
220J22
243,116
NET CURRENT ASSETS
220J22
243,116
NET ASSETS
220J22
243,116
FUI¥DS
Unrestricted
220J22
243,116
These fmancial statements were approved by the trustees on the I l July 2025, and are signed
on their behalf by:
MR JACOB SCHONBERG
TTh￿tee
The notss on p•8e 8 forni part of thest financial ststement

THE EUROPEAN YARCHEI KALLOH
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
I. I BASIS OF ACCOUNTING
The financial staternents have been prepared in accordance with the Statement of
Recommended Practice: Accounting and Reporting by Charities preparing their
accounts in accordance with the Financial Reporting Standard applicable in the UK and
Republic of treland (FRS 102) and Charities Act 2011.
1.2 VOLUTrtrARY INCOME
tncome represents seminar income receivable during the ￿riod.
1.3 EXPENDITURE
All expenditure is classified under the Cl)arAty's principal categories of charitable and other
expenditure and by the type of expense.
1.4 FUND ACCOUNllNG
General unrestricted funds comprise the accumulated surplus or deficit on income and
expenditure account. They are available for use at the discretion of the Trustees in
furthrnce of the genernl objectives of the Charity.
DIRECT CHARITABLE EXPENDITURE
2025
2024
Provision of charitable services:
Seminar costs
122263
123,715
122263
123,715
UNRESTIUCTED FUNDS
Balance at 1° April 2024
Net Incoming Resources for the Year
243,116
(22,794)
Balance at 31" March 2025
£220J22
R¢s¢rves include a designated unrestricted fund of £IOO.000, earn]arked by the trustees to
underwrite the continuity and development of the Yarchei Kalloh seminar project in new
venues.
The notu on ￿%¢ 8 forni ofthest finantial statement&