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2023-12-31-accounts

Solihull Churches Action on Homelessness Trustees, Annual Re ort for the eriod I" Janua 2023 ro 31" December 2023 Chari re istration number: 1058279 Website: www.scah.or Ob ectives and activities. Solihull Churches Action on Homelessness, sometimes abbreviated to 'SCAH' was founded in 1993 (but registered with the Charity Commission in September 19961, as an ecumenical charity with Christian ethos, to relleve poverty within Solihull Metropolitan Borough Council {SMBC) and surrounding areas, In particular, but not exclusivelyp by providin8 temporary accommodat5on for homeless people. Originally the charity had a small interest in a hostel, together with Solihull MBC, for young, homele55 people, but sold thi5 in 2012 when SMBC decided to develop the site. SCAH has continued to relieve poverty by providing 'Home Starter Packs, IHSPs} to the disadvantaged and homeless clients of a number of organisations with which it works (known as its 'partners'l and where necessary, finances the purchase of Debt Relief Orders IDROS), a simplified form of personal bankruptcy, which last for a year and which 'freeze' a person's debts such that rent arrears debts cannot be used as a reason to evict them from their rented homes (thus allowing time for other agencies to help the debtor). Thus, SCAH assists the transition from homelessness to accommodation Iwhich Is provided or sourced by its 'partners'l and works to prevent the development of homelessness, in line with its original aims, A HSP comprise5 non-food, e55ential household items such as bedding, crockery, cutlery, cooking implements, a microwave, personal hygiene products, towels etc. SCAH uses a pro-forma shopping list of such items and the caseworker in the 'partner', together with their client chooses the items and numbers required lan HSP for a single person would be different from the HSP for a family leaving, e.g. a refuge). SCAH doe5 not accept individual, personal referrals. As part of its control system it only accepts refprrals for 3gSiSt2nt@ from caseworkers in its 'partners'. The trustees have had regard to the guidance issued by the Charity Commission on public benefit. All of the 'trustees and other workers (known as 'shoppers'l are volunteers. As a matter of long- standing practice, the charity does not pay volunteers, expenses. As noted above, each HSP is tailored to the needs of the 'client'. A shopper then buys the items in the HSP and delivers the completed pack to the caseworker for onward delivery to their client. The shopper then reclaims the expenditure from the treasurer and submits all the invoices and vouchers as evidence of the purchase. The treasurer keeps the "Reguests for Support,, the evidence of expenditure and some details of the case (for follow-up/ returns of outcomes to grant providers, as required). Occasionally volunteers 'retire' and there is an on-going, but low-keyp campaign to recruit others. At the time of this report there are 5 volunteer trustees, 2 of whom are also volunteer shoppers, and 10 other shoppers. A 'shop' can take a volunteer c,34 hours to undertake and deliver to a caseworker for their client and sometime5 a shopper, depending on their availabilityi will undertake 2 or more shops per week. Some of the trustees average a day per week on work for SCAH. The consequence of all this volunteering is that SCAH's overhead5 lonly a bank account fee and website fees) are very low 2nd the money it receives is spent on operational c.osts of DROS and HSPS. D¢ta¥ls avallable on SCAH'S website: w'w.scah.or

Achlevements and erformance. In 2023 the maln achievements of the charity have been to provide 232 adults and 93 associated childreh Wlth HSPS; 20 adults with 5 a550ciated children with DROS and 8 other adults with 2 associated children with other forms of poverty relief. In total, 260 adults were assisted, a 220 increasè on 20221213 adults assisted). All of these adults were referred to SCAH via caseworkers in the 15 or so other charitsble, social and local 8overnment organi5ations with which SCAH works (SCAH'S 'partners'). The beneficiaries of SCAH'S work are always affected by poverty in one form or another, so SCAH'S assistance helps enable them to rebuild their lives, helps to improve their mental well being and relieves them of a financial worry. The achievements and performance of SCAH over the past 5 years are shown below: NumbÈ!of adultsprojldedwlth *sslitsnc• ty.StAN Othei DRO Si•rter 15 28 170 16 19 18 173 io io 20 232 177 156 211 212 210 176 Financial Review See note5 14 of the accounts SCAH'S expenditure on HSPS Increased by 33% in 2023 from £20,698 (20221 to £27,627, reflecting the 360A increase in the numbers of adults receivin8 HSPS. SCAH accepts donations of used items in good condltlon for HSPS which helps to mitsgate the effects of inflation. The Cost of 'other assistance, reduced to £2,107 from £2,718 In 2022 which reflects the reduction in DROS funded and 'other' poverty relief adult cases to 28 in 2023 from 43 in 2022. Finally, SCAH'S admlnlstratlon expenses reduced to £17010.6°A of total expenses) from £19310.8%) in 2022. In total, SCAH expended costs of £29,904 which was 270A more than in 2022 (£23,609). SCAH'S income increased by 2VA (£7,106) to £31,261 from £24,155 In 2022 mainly due to an increase In grants received of £9,4061 partly offset by a reductlon in donations from individuals of £2,432. By the end of 2023, SCAH'S surplus Incoming resource5 totalled £1,357, which was hlgher than the surplus incoming resources for 2022 of £546, and its accumulated reserves were £33,604. SCAH'S work is demand-led and arises from its relationship with c.15 trusted, 'partner' organisatSons. thus it is diffi'cult to anticipate demand. Equally it is difficult to anticipate income because Church con8re8ations, the original source of funding when the charity was formed, have declined over the years. Fund-raising via organised special events, public collections and donations from companies has proved to be sporadic. Thus, both future demand and income represent risks for SCAH. Therefore, the trustees have fofmulated a reserves pollcy which is aimed at en5UTing that 5CAH can mitigate the risks it faces and survive financially for at least 12 months as measured at the end of the annual accounting period without any receipts of income. The reason forthis is that there have been a series of events È.g. the 'COVID-19' outbreak, the Russian invasion of Ukraine, the cost-of-living, crisis, the government's 'levelling up, agenda etc, which have impacted the demand on SCAH'S services, but over which SCAH clearly has no control and there is no indication that these sorts of events will diminish in the future. The text of the Reserves Policy is a5 follows:

'Solihull Churches Artlon on Homelessness seeks to maintaln Its financlal reserves at a level which, in the absence of any income, would enablè it to provlde Its services to the community it serve5 for at least twelve months before havin8 to curtail all attivity. The reserves would be spent on operatlonal actfvity, In partlcular, asslstance wlth the rellef and prevention of homelessness, the rellef of poverty and the very small amount of financial overheads. This financlal reserves polky will be reviewed by the Trustee board once a year., Detail of the financial reserves. the annual operational expenditure and a simple calculation of the reserves expressed as the number of months during which SCAH could function without income are shown below: Inancial Reservces ai earend @nsès lor Ihe Nurnberol months whIth5CAH￿Ukdsu￿•ve withotjt Incom f33,fOI £32.247 3,6(9 É31.701 £21.927 17 mths £33. eai £25,7SI IS rnths 13 mih5 16mths 20rnih5 Structure Gover e and Mana ement. SCAH operates according to a Constitution document and is an unincorporated association, registered with the Charity Commission. The trustees {the'Executive Committee'l are elerted by the membership at each annual general meeting IAGM) and include a Chairper50n, a Secretary and Treasurer. The Executive Committee conslsts of not less than 4 member5 and not more than 12 members. The members of the Executtve commlttee hold office from the conclusion of one AGM until the end of the next AGM, when they retire, but they may be re-elected or re-appointed. Currently there are 5 members of the Executive Committee, including the named posts noted above. Reference an Ad inistrative details. The charity's name is'solihull Churches Action on Homelessness,. The other name used by the charity is 'SCAH'. The registered charity number is 1058279, The charity neither owns, nor rents, nor is gifted premises, so does not have tts own address. For correspondenee purposes it uses its volunteer treasurer and trustee's address. The members of the executive Committee, the trustees, are as follows.. Rev. Slmon Marshall- chairperson Mrs. Mary Clark- represents SCAH on Solihull MBC'S Multi-Agency Homele55ne55 Forufft IMAHF) and is a '5hopper'. Mrs. Louise Cox- secretary 3nd is 2 'shopper'. Mr Robert Verrion B.Sc {hons.l F.C.A- treasurer Mr. Davld Roots- charity developnient officer The￿ are no corporate trustees and none of the trustees hold title to property belonging to the charitv. Funds held as custodian trustee on behalf of others. SCAH holds the financial resources of a charitable or8anisation {but not a registered charity) called 'Change into Action, Solihull (CIA). This entity was established in September 2019 underthe auspices of the West Midlands Mayor. CIA provides services to rough sleepers and homele55 people at risk of rough sleeping {see the CIA website.. changeintoaction.org. uk/solihull for further details). Very clearly

the objects of SCAH and those of are CIA aligned. CIA has fi'nanctal resources which are maintained within SCAH'S bank account. SCAH is not involved with the authorisation or approval of CIA funds- it simply acts on the instructions received from the CIA grant approvals committee. On-line donation5 to CIA can be made via its website and are distinguished from donation5 to SCAH using project code5 Wlthin SCAH'S CAF Donate account Iwhich contains details of all on-line donations). Oonations to CIA from companies and other organisations are specifically Identified. The SCAH treasurer circulates a monthly financial report I'management accounts,) to the West Midlands Combined Authority, Solthull MBC, SCAH stakeholders and volunteers in which the resources of SCAH and CIA are separated clearly so movement5 on the resources of each can be identified. The management accounts are based on balancing to the bank statement month end balances, in other words, to an independent corroboratton of the ftnanclal Informatlon (although for'5tatutory' annual accounts purposes SCAH'S cash book balances are used). SCAH banks with CAF Bank Ltd and has two accounts: a 'Gold' account for receipts and a 'Cash' account for payments. All payments are initiated by the treasurer, based on appropriate documentatlon, but are elertronically countersigned by another trustee who is not related to the treasurer. Thls also applles to payments (grants) made by CIA for whlch CIA approved documentatfon Is recelved by SCAH. There are no paid staff employed by SCAH. Declarations The trustees declare that they have approved the trustees, report above. Slgned on behalf of the charity's trustees. Slgnature(5) Full name(3) Posltlon (eg Secretsry* Chair. Rav. Simon Marshall Robert Verrion Chair Treasurer Date Is

Solihull Churches Action on Homelessness Annual General Meeting 2023 held on 25.04.2023

Presentation on Financial Position at 31[st] December 2023 By Rob Verrion, Honorary Treasurer

0
50
100
150
200
250
300
187
134
144
148
159
176
210
212
213
260
80
38
69
60
41
67
71
57
115
100
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
SCAH: Adults and Associated children assisted
2014 - 2023
Adults assisted
Associated children

SOLIHULL CHURcHes ACTION ON HOMELESSNESS (SCAH) REG ISTERED tHaRITr NUlfrlBER I OSB279 Annual Account: erKleO 31•t D¢¢wnber 2y?¥ SOLIHULL CHVACMES A¢TItyN MOMtLESSNess IlarK>E She•1 at 3151 ￿￿eMb￿r ZO23 2012 G.1115 R8prn5•nt•d by: Uniwtrlrkd F4dndA -t￿¢•1 r￿n￿ PwDj•tr. F'Jn 1&.6J4 14.OJG 1e.247 14U Nur• 7 ZT tloy 6011 5545.• R•v. MaY•hall. Chairaffld T te• R>b V•rrlon. fffMsur•r Anrj TpiJ*t••

SOLIHULL CHURCHES ACTION ON HOMELESSNESS

Statement of Financial Activities for the year ended 31st December 2023

Unrestricted Funds

Unrestricted Funds

Incoming Resources
Voluntary Income
Note 1(i)
Activities for generating funds
Note 1(ii)
Income from investments
Note 1(iii)
Total incoming resources
Resources expended - Charitable Activities
Note 2
Net incoming/(outgoing) resources
Balances brought forward at 1st January
Balances at 31st December
TOTAL
General Designated
2023
£
£
£
30,366
30,366
10
10
885
885
31,261
31,261
29,904
29,904
1,357
1,357
18,247
14,000
32,247
19,604
14,000
33,604
TOTAL
General Designated
2022
£
£
£
23,912
23,912
25
25
218
218
24,155
24,155
23,609
23,609
546
546
17,701
14,000
31,701
18,247
14,000
32,247
SOLIHULL CHURCHES ACTION ON HOMELESSNESS
Notes to the Accounts for the year ended 31st December 2023:
1Incoming Resources:
(i)Voluntary Income
Donations from Organisations
Note 4(a)
Donation from Individuals
Note 4(b)
Grants
Note 4(c )
(ii)Activities for generating funds
Fundraising and social events
Note 5
(iii)Income from investments
Interest
2Charitable activities
Start up packs
Other assistance
Note 6
Administration expenses
Unrestricted
General
Funds
Total
2023
£
3,036
4,924
22,406
30,366
10
885
27,627
2,107
29,734
170
29,904
Unrestricted
General
Funds
Total
2022
£
3,556
7,356
13,000
23,912
25
218
20,698
2,718
23,416
193
23,609

3 In 2023 SCAH, working through its partners, provided assistence to 260 adults and 100 children (2022: 213 adults and 115 children).

Year on year the number of adults helped increased by 22% but the decrease in children (associated with the adults) was -14% (2022 - increase 102%)

4Voluntary Income:
(a) Donations from Organisations:
Churches
Commercial Organisations
Total
2023
£
2,836
200
3,036
Total
2022
£
3,506
50
3,556

SOLIHULL CHURCHES ACTION ON HOMELESSNESS

Notes to the Accounts for the year ended 31st December 2023:

LL CHURCHES ACTION ON HOMELESSNESS
the Accounts for the year ended 31st December 2023:
(b) Donations from Individuals:
Donation from Individuals
Income Tax refunds (Gift Aid)/CAF Donate fees
Total
2023
£
4,173
751
4,924
Total
2022
£
5,509
1,847
7,356

In 2023 (and 2022), the trustees decided that, as the 2021 'virtual' flag day had been so successful, that donors would be encouraged to treat November as a month of

'virtual' giving to SCAH via CAF Donate (operated by CAF bank, SCAH's bankers) for which there is a link on SCAH's website.

CAF Donate is registered as a Gift Aid collection agent for SCAH, so collects the Gift Aid on an ongoing basis and return it to SCAH each month. In addition

Gift Aid is claimed back, where possible, on other donations from individuals. As all of these monies originate from taxpaying individuals the donations and associated gift aid are shown together under 4(b) above.

(c ) Grants:
(i) SMBC - Starter Packs to alleviate homelessness (Homelessness Prevention Grant)
(ii) SMBC - Starter Packs to alleviate homelessness (Homes for Ukraine))
(iii) Heart of England Community Foundation - The Inclusive Communities Fund
(iv) West Midlands Combined Authority - Grant to alleviate Rough Sleeping
Heart of England Community Foundation - Solihull Wellbeing and Recovery Fund
Albert Hunt Trust
Arnold Clark Community Fund
Total
2023
£
3,000
2,406
15,000
2,000
-
-
-
22,406
Total
2022
£
-
-
-
-
7,000
5,000
1,000
13,000

(c)(i) This grant was for delivering home starter packs ('HSPs') to single households/families who had experienced homelessness and were moving into their new

tenancies found by SCAH's 'partners'. SCAH delivered 24 HSPs with the funds from this grant (average cost per HSP: £125). In all cases the HSPs helped the recipients of the HSPs to settle permanently into their new dwellings.

(c)(ii) This grant was for HSPs to Ukrainian families who were housed or were about to be housed in independent accommodation in Solihull.The intended outcome

was that their stay in their new accommodation be more comfortable and this was achieved. With the funds from this grant, SCAH provided 32 HSPs

at an average cost of c.£158.

With both of the above grants the funds had to be expended, then SCAH billed SMBC on a quarterly, in arrears, basis together with details of the various

cases. At 31.12.2023, the amount expended by SCAH in the last quarter of the year had not been billed and the amount outstanding of £2,634 has

not been shown in these accounts as they have been prepared on a receipts and payments basis.

SOLIHULL CHURCHES ACTION ON HOMELESSNESS

Notes to the Accounts for the year ended 31st December 2023:

(c)(iii) The Fund from which this grant was made became available through a collaboration between the West Midlands Combined Authority (WMCA), the Heart of England Community Foundation, and United By 2022, the Official (Commonwealth) Games Legacy Charity. The Inclusive Communities Fund was inspied by the momentum generated by the Birmingham 2022 Commonwealth Games, offering community organisations access to new funding to make a difference for the people they work with. The Fund will serve as a catlyst to address inequalities, forge deeper connections between individuals and organisations, and continue the legacy of the Games. Grants are available for projects that contribute to thefor core missions for bringing people together, improving health and well-being, helping the region to grow and putting the region on the map. The fund encompasses three key themes:physical activity and sport, mental health and well-being, and arts,culture and creativity. The Inclusive Communities Fund was made possible by the UK Government through the Department for Culture, Media and Sport (DCMS). It will be overseen by the West Midlands Combined Authority (WMCA) and administered by the Heart of England Community Foundation, the leading, independent, grant-making body in the West Midlands and Warwickshire. United by 2022, the Games' Offical Legacy Charity will partner with the Community Foundation to deliver community engagement activites and support organisations in successfully applying to the Fund. SCAH's application to the 'small grants' section of the fund was based on the concept that the HSPs help improve the mental well-being of the recipients (apart from removing a financial worry) and help them to start to re-build their lives from the difficult circumstances within which they find themselves. SCAH will monitor the outcomes of this grant and estimates that the grant will cover c.80 HSPs in 2024 - thus, at least 80 adults should be assisted (vs. 232 assisted with HSP type help in 2023).

(c)(iv) This grant was awarded under the WMCA Rough Sleeping Initiative, Spot Purchase Fund B and was based on the concept that HSPs helped sustain

transitions away from sleeping rough (and helping to prevent rough sleeping for the first time). SCAH provided 16 HSPs at a total cost of £2,083.62 (£130 per HSP), slightly more than the grant value, but has continued to monitor this type of expenditure and by the year end had provided another 14 HSPs at a cost of £2,191 (average cost per HSP of £157). With regard to the 16 cases covered by the grant, caseworkers at SCAH's 'partners' have confirmed that in 13 of the cases the HSP recipients are still in the accommodation found for them by SCAH's 'partners'. In the remaining 3 cases, confirmation from the caseworkers was outstanding at 31.12.2023.

5Activities for generating funds:
Fundraising and social events:
Christmas Cards
6Charitable activities:
Support given on reference from:
Solihull Community Housing (SCH)/P3
SMBC Children's Services/Planning North
SMBC Social care
Solihull Probation
St Basils
Birmingham & Solihull Womens' Aid (BSWA)
Green Square Accord (formerly Fry Accord)
Total
2023
£
10
10
3,345
2,936
4,685
1,256
2,849
1,619
1,950
Total
2022
£
50
50
4,075
600
1,972
1,215
2,720
2,524
3,103

SOLIHULL CHURCHES ACTION ON HOMELESSNESS

Notes to the Accounts for the year ended 31st December 2023:

the Accounts for the year ended 31st December 2023:
Bromford Housing
Age UK
Solihull MIND
Solihull Integrated Addiction Services (SIAS)
Bridge Alternative Housing Solutions
Refugee Action
Homegroup Ltd
Entraide
Other organisations
Total
2023
£
1,107
1,683
0
621
787
5,715
149
373
660
29,734
Total
2022
£
270
4,013
322
768
427
444
296
304
363
23,416

7Change into Action**

Change into Action ('CiA') is an Alternative Giving Scheme being piloted in Solihull which was launched in September 2019. CiA is a partnership between Solihull

Council, the local Business Improvement District (BID), the Mayor of the West Midlands and the West Midlands Combined Authority aimed at designing out homelessness within the borough (and eventually, the region) .

All donations are received and held by Solihull Churches Action on Homelessness (SCAH) before being awarded (SCAH is not involved in this part of the process) to local services working with rough sleepers or those at risk of sleeping rough.

However, without a network of specialist outreach & support teams and dedicated organisations working with vulnerable individuals, it is difficult for any help to make long term changes. Such dedicated organisations which have the specialist skills needed exist in the borough and are also part of the partnership.They include:

SCAH - results history

----- Start of picture text -----
2014 - 2023
£60,000
£49,478
£50,000
£43,973
£42,419
£40,000
£36,433
£34,128 £33,798 £33,604
£32,169 £31,701 £32,247
£31,261
£30,000 £29,904
£29,055
£25,763
£24,134 £24,155£23,609
£22,233 £21,927£21,459
£20,000 £19,748 £20,453£20,122
£17,398 £16,856
£15,024£14,031 £15,174 £14,243 £14,551
£10,000 £9,858
£7,059
£0 -£331 -£468 £546 £1,357
2014 2015 2016 2017 2018-£2,305 2019 2020-£1,629 2021 2022 2023
-£5,505
-£7,540
-£10,000
-£20,000
----- End of picture text -----

Income Costs surplus/(-) deficit Assets - cash

SCAH: Sources of Income

2014 - 2023

----- Start of picture text -----
£35,000
0
£885
£30,000 £10
£51 0
£2,456
0
£25,000
£5,925 £614£43 0 £218£25 0
£179 0
£4,500 £50£6 0
£20,000 £3,122 £488£44 0 0
0 £1,519 £22,406
£0 £1,581
£0 £13,000
£8,000
£6,194
£15,000
£207£245£350-£1200 £236£24£62£0 0 0 £13,750
£8,368
£2,827
£2,500
£3,000 £13,375 £50£0
£10,000 £74 0
£986
0
£8,626 £4,940 £787
£1,000 £200£0
£7,356
£5,731 £1,556
£0
£11,402
£5,000 £4,541 £9,028 £4,924
£4,726
£6,013
£4,699
£3,997 £4,007 £3,506
£2,469 £2,836
£1,371
£0
2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
Churches Individuals SMBC Organisations Grants Fund raising Interest Repayments Other
----- End of picture text -----

SCAH: Expenses by referer 'partner'

2014 - 2023

----- Start of picture text -----
£30,000
£110
£675
£25,000 £0 £193£363
£1,323 £427
£444 £170
£435 £184£969 £304£296£270£322 £660£787
£0
£870
£0
£65 £3,103
£627
£20,000 £0
£1,193 £7,551 £5,715
£0 £4,423
£1,404 £2,524
£198£683£60 £0 £2,730 £373£149
£15,000 £158 £237 £0 £2,158 £2,902 £2,720 £1,107£0
£2,307 £1,950
£2,062 £0 £4,965 £3,026 £1,215
£0 £1,929 £2,962 £3,253 £1,619
£116 £2,327 £853
£10,000 £1,096£1,035 £0 £866 £1,999£0 £267 £747 £4,075 £2,849
£1,189£109 £950 £4,080 £4,912 £3,587 £2,794 £768£0
£1,256
£181
£528£327£132 £0 £4,243 £0 0
£1,093 £5,527 £917 £0 £1,867 £2,209 £4,013 £3,345
£5,000 £5,828 £1,498 £1,657
£751
£0
£3,819 £1,485 £2,261 £2,137 £2,440 £2,481 £621
£1,683
£0 £1,042£ £0 506 £1,261£716 £0 £1,252£1,242 £367 £0 £0 £1,323£1 £0 ,102 £370£708£708£0 £2,137 £2,440 £2,481 £4,013 £1,683
2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
SMBC Age UK SIAS Sustain
SCH Probation St. Basil's BSWA
GSA MIND Bromford Homegroup Ltd
Entraide Refugee Action Bridge Alternative Housing Other
Admin.expenses
----- End of picture text -----

SCAH: Observations and conclusions 2014 - 2023

Observation 1: In the 5 years 2014-2018 inclusive SCAH assisted 772 adults. In the 5 years 2019-2023 SCAH assisted 1071 adults….a 39% increase on the previous quinquennial. The numbers of associated children in the same quinquennial periods were 288 and 410….an increase of 42%. It would appear, therefore that the services provided by SCAH will continue to be in demand.

Note: The trustees have recently agreed a (reviewable) financial reserves policy (shown in the Trustees’ Report) whereby the financial reserves are kept at a level which is at least equivalent to the previous 12 months gross expenditure. This is a conservative policy which takes account of the fact that SCAH cannot predict its workload…or geopolitical events that could affect its workload.

work!

Independent examiner's report to the trustees of Solihull Churche8 Action on Homelessne88 (S.C.A.H.) I report to the trustees on my examination of the accounts of the S.C.A.H. for the year ended 31 December 2023. Re8ponslbiliti08 and basis of rèport As the charity trustees of the S.C.A.H. you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act,). I report in respect of my examination of S.CA.H.'s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act, Independent examiner'8 ststemant I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: 1 . accounting records were not kept in respect of S.C.A.H. as required by section 130 of the Act; or 2. the accounts do not accord with those records. I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable proper understanding of the accounts to be reached. Signed: Name: Wi Relevant professional qualification or membership of professional bodies (If any): Addiess: