1057338 ## South Ruislip Christian Trust ## Trustees’ Annual Report ## & ## Financial Statements For the Year Ending 31[st] March 2025 ## SOUTH RUISLIP CHRISTIAN TRUST Contents Page 1 Charity Information 2 - 4 Annual Report - 5 Independent Examiners' Report 6 Statement of Financial Activities 7 Balance Sheet 8 - 11 Notes to the Accounts ## SOUTH RUISLIP CHRISTIAN TRUST CHARITY INFORMATION |Charity Registration No.:|1057338| |---|---| |Governing Document:|Declaration of Trust Dated 9th July 1996| |Registered Address:|SRCF, 2, Deane Avenue, South Ruislip, HA4 6SR| |Correspondence Address:|44 Crest Gardens| ||Ruislip| ||HA4 9HD| |Trustees:|| ||Phil Platt (Chair & Secretary)| ||Yin Lan Fu (known as Polly Quercolli)| ||James Jjuuku| ||Samuel Hephzibah| ||James Lewington| |Treasurer:|Polly Quercolli| |Employees: [Pastor]|Darren Campbell| |Independent Examiner:|Peter Saltiel| ||Church & Charity Accounts Service Ltd| ||7 Planchadeau| ||23460 Saint-Pierre-Bellevue| ||France| |Bankers:|Lloyds TSB| ||Ruislip Branch| ||82 High Street| ||Ruislip| ||Middlesex| ||HA4 7AB| ||Stewardship| ||1 Lamb's Passage| ||London| ||EC1Y 8AB| 1 ## **REPORT OF THE TRUSTEES OF SOUTH RUISLIP CHRISTIAN TRUST 2024/25 REGISTERED CHARITY NO. 1057338** Registered Address: SRCF, 2, Deane Avenue, South Ruislip, HA4 6SR Governing Document: Trust Deed Dated 9 July 1996. Trustees: Philip Platt (Chair & Secretary), Yin Lan Fu known as Polly Quercioli (Treasurer), James Jjuuku, Samuel Hephzibah and James Lewington. Treasurer: Mary Ginyonko & Polly Quercioli Employee: [Pastor] Darren Campbell Inland Revenue Reference: LP1/992/Ref RS 1517. Bankers: Lloyds, Ruislip Branch, 82 High Street, Ruislip, Middlesex, HA4 7AB. and Stewardship. ## **Aims and Organisation** The aim of the trust is to advance the Christian Faith in South Ruislip in accordance with the statement of beliefs and to promote and fulfil other charitable purposes in the community and other parts of the world as the trustees may from time to time think fit. These activities are centred on the local Church called South Ruislip Christian Fellowship (SRCF), [Previously known as Deane Avenue Evangelical Church]. To enable the Fellowship to progress more effectively, the Trust continues to employ Darren Campbell as full-time ‘pastor’. Some of the pastor’s working day is spent in the Church office where he makes himself available for consultation and spiritual advice to members of the Church and any others. He prepares sermons, study notes, plans programmes, produces resources and deals with any correspondence. He also meets with other members of the leadership team. As the need arises, he makes pastoral visits to homes and hospitals. This amounts to about 9 or 10 a month. The Pastor makes himself available to give spiritual guidance to persons needing this help. When visiting the sick, he will on occasions take communion with the person being visited. He also conducts funerals and weddings. The day to day working of the Church can be summarized as follows: **Prayer** – Prayer Nights once a week and House Groups fortnightly **Teaching** – Sunday Morning Service, Sunday Club, House Groups, Bible study ‘making a disciple’ **Worship** – Sunday Morning and once a month evening services. **Fellowship** – House Groups fortnightly, fellowship bring and share lunches on occasional Sundays, Women’s Prayer breakfasts monthly, Tuesday Fellowship weekly. A discipleship meeting weekly **Serving** –, continuing support for members and others by visits, phone calls and meetings in the premises at Deane Avenue **Evangelism** – Street evangelism, **Mission Links** - South Africa, Singapore, Uganda, Papua New Guinea & TEAR Fund Community Care – supporting Local Food Bank continued throughout year. 2 Progress and Achievements This year we have continually been supporting and building the church Community with the various midweek or monthly groups we offer such as Men’s/women’s, prayer time and discipleship group. The church has seen some decline in numbers attending the church this year. Some of the reason has been due to poor health, people relocating and others sadly passing away. Yet we consistently have people watching us online and we have seen a growth from online presence of people watching. As a church we continually believe God is the essential part for the growth of a healthy and united community within and outside of the Church. We will continually find ways to help and serve the community with God’s love About half the Sunday morning preaching and teaching schedule continues to be the responsibility of the Pastor. The remainder of the teaching is done by members and visiting speakers. We also offer live-streamed services when possible to enable those who could not attend in person to share in the services on Sunday. The Leadership Team continue to manage the fellowship. The SRCF maintains its relationship with Partnership and The Evangelical Alliance supporting and sending representatives to meetings etc. The church runs its own web site. http://www.srcf.org.uk., and YouTube channel https://www.youtube.com/@southruislipchristianfello483 the aim of which is to provide information about the Church to Members, other Churches, and the general public. The Sunday morning sermons are available and can be listened to online or downloaded to be listened to later. The most popular part of the website is the Missionary and the Pastors sections. There are also links to other Christian organizations. In compliance with statutory duty, SRCT has engaged with NEST to provide pension funds for our employee. ## **The Future** As a Church its main function is to Teach God’s word, Fellowship with one another and the breaking of Bread “And they devoted themselves to the apostles ' teaching and the fellowship, to the breaking of bread and the prayers. Acts 2:42. So the Church will carry on teaching the word of God and Sharing the Lord’s supper together on Sunday’s and at our other midweek/Monthly groups. Also, as a church we are called to “Make disciples” as in Matthew 28:18-20. As a church, we look for ways prayerfully to know how we can seek and serve our local Community. 3 We continue to support a school in Uganda. We have planned a few fundraising events so we can help support the schools in the needs they have such as staff salaries, building work, and school materials such as books. ## **Finance** The Trust is financed almost entirely by church members. Their giving is on a weekly, monthly or occasional basis. They give either in cash, by cheque, standing order or under a deed of covenant through C.A.F, Stewardship (U.K.E.T.) or a like organization. There are two accounts. The ‘Staff’ account (SRCT) is for the full time worker; his salary plus associated tax and national insurance, plus there is the allowance for miles driven in the Pastor’s own car on Trust business. Other charges include, telephone charges, small office items, maintenance of the computer and a book allowance and the auditing of the accounts. The ‘General’ account (SRCF) covers expenditure on the fabric of the building, gas, electricity, insurance etc. and the running of the church activities. As can be seen from the accounts, Expenditure continued to exceed Income and we anticipated running out of reserves if giving did not improve. Therefore careful consideration has been given to a course of action that avoids running out of money. Exploring options with a heavy heart, the Trustees, along with the Leadership Team, came to the conclusion that the only way to address this short fall was to make Darren redundant as of 30th June, 2025. To facilitate this, he was served a redundancy notice on 9th March, 2025 to give good formal notice. This will enable the Church to stabilize its finances and, we pray, enable the church to develop a strategy for the future in terms of giving and employing future staff. In addition, the Trustees set a maximum budget for the Leadership to spend on the General fund. This should enable the Church to remain viable into the future. . ## **Risk Analysis** To cover the possibility of a drastic drop-in support a balance is kept in a deposit account. This is monitored and there exists the plan to set the General Fund budget to be less or equal to the previous year’s income. The Staff Fund (SRCT) will remain open after Darren’s departure to enable a reserve to be built up so that there is a prospect of employing paid employees in the future. All activities are required to provide a risk assessment and the premises Managers keep records of safety checks, etc. All paid and volunteer workers are required to provide DBS certification and Protection issues are included in all relevant team meetings. Phil Platt, Chair & Secretary > 1[st] November 2025 4 Independent Examiner’s Report to the Trustees / Members of South Ruislip Christian Trust Registered Charity No. 1057338 for the year ended 31[st] March 2025 I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 31st March 2025. ## **Responsibilities and basis of report** As the charity's trustees, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”). I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. ## **Independent examiner's statement** I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect: - the accounting records were not kept in accordance with section 130 of the Charities Act; or - the accounts did not accord with the accounting records; or - the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination. I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached Peter Saltiel Church & Charity Accounts Service Ltd 7 Planchadeau 23460 Saint-Pierre-Bellevue France _Formerly 69 Portland Place, Greenhithe, Kent, DA9 9FE_ Dated 4[th] December 2025 Ww 5 ## SOUTH RUISLIP CHRISTIAN TRUST ## Statement of financial activities for the year ended 31[st] March 2025 |Income and endowments from:
Donations and legacies
Activities for generating funds
Investments
Expenditure on:
Grants
Fundraising costs
Charitable activities
Net income / (expenditure)
Total funds brought forward
Total funds carried forward|Unrestricted Designated
Total
Notes
Fund
Fund
2025
£
£
£
3.1
37,276
-
37,276
3.2
934
-
934
3.3
1,555
-
1,555
39,765
-
39,765
4.1
5,300
-
5,300
4.2
-
-
-
4.3
52,067
-
52,067
57,367
-
57,367
(17,602)
-
(17,602)
56,183
20,000
76,183
38,581
20,000
58,581|Total
2024
£
36,191
932
1,721|Total
2024| |---|---|---|---| |||38,844|| |||5,300
252
57,211|| |||62,763|| |||(23,919)
100,102|| |||76,183|| All activities are regarded as continuing. The above statement includes all recognised gains and losses during the year. The Notes to the Accounts from part of these Financial Statements 6 ## SOUTH RUISLIP CHRISTIAN TRUST ## Balance Sheet as at 31[st] March 2025 ||||2025||2024| |---|---|---|---|---|---| ||Notes:|£|£|£|£| |CURRENT ASSETS|||||| |Cash at bank & in hand|||59,531||77,083| |CURRENT LIABILITIES|||||| |Creditors|5||(950)||(900)| |NET ASSETS|||58,581||76,183| |REPRESENTED BY:|||||| |Unrestricted fund|||38,581||56,183| |Designated fund|||20,000||20,000| ||||58,581||76,183| Signed on behalf of all the trustees on the 1[st] November 2025 7 ## SOUTH RUISLIP CHRISTIAN TRUST Notes to the Accounts ## **1 Basis of preparation** - 1.1 Basis of accounting These accounts have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant note(s) to these accounts, accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) issued on 16 July 2014 and with the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102). ## 1.2 Judgements and Estimations The Trustees have not made any significant judgements in the process of applying accounting policies and there are no areas of estimation uncertainty that have a significant risk of causing a material adjustment to the carrying amounts of assets and liabilities. - 1.3 Going concern - a) At the time of approving the accounts, the Trustees have a reasonable expectation that the charity has sufficient reserves and that the charity is a going concern. - 1.4 Change of accounting policy - a) The accounts present a true and fair view and no changes in the basis of accounting have been made during the year. - 1.5 Changes to previous accounts - a) There have been no changes to the previous accounts during the financial year. - 1.6 Changes to accounting estimates - a) There have been no changes to accounting estimates. 8 ## SOUTH RUISLIP CHRISTIAN TRUST ## Notes to the Accounts (cont’d) ## **2 Accounting policies** - 2.1 Fund accounting - a) Unrestricted funds are donations and other income received or generated for the objects of the charity without further specified purpose and are available as general funds. These are recognised at the time of receipt. - b) Designated funds are moneys set aside by the trustees for specific purposes - c) Restricted funds are to be used for the specific purposes as laid down by the donor. Expenditure which meets these criteria is identified to the fund. - 2.2 Income - a) Voluntary income is received by way of donations and gifts and is included in full in the Statement of Financial Activities when received. - b) Where income has related expenditure, the income and related expenditure are reported gross in the SoFA. - c) Income tax recoverable as Gift Aid is accounted for on a claimed basis. - 2.3 Expenditure - a) Charitable expenditure comprises costs incurred by the charity providing activities and services for its beneficiaries. - b) Costs of generated funds are those costs incurred in attracting voluntary income, or incurred in trading activities undertaken to raise funds. - c) Support and administration costs of the charity relate to the costs of running the charity and includes any costs which cannot be specifically identified to another expenditure. - d) The charity is not registered for VAT, so all costs are inclusive of VAT charged. ## 2.4 Assets - a) Cash means cash in hand and at Bank. 9 ## SOUTH RUISLIP CHRISTIAN TRUST ## Notes to the Accounts (cont’d) ## **3 Analysis of income** **----- Start of picture text -----**
Unrestricted Designated Total Total
Fund Fund 2025 2024
£ £ £ £
3.1 Voluntary income
Collections 2,058 - 2,058 3,475
-
Stewardship 31,620 31,620 29,040
Tax refunds 3,598 - 3,598 3,676
37,276 - 37,276 36,191
3.2 Activities for Generating Funds
Rent 934 - 934 932
934 - 934 932
3.3 Investments
Interest 1,555 - 1,555 1,721
1,555 - 1,555 1,721
Total income & endowments 39,765 - 39,765 38,844
**----- End of picture text -----**
## **4 Analysis of expenditure** |4.1 Grants
Gifts
4.2 Fundraising costs
Miscellaneous
4.3 Costs of Activities for Charitable Objectives|Unrestricted Designated
Total
Total
Fund
Fund
2025
2024
£
£
£
£
5,300
-
5,300
5,300
5,300
-
5,300
5,300
-
-
-
252
-
-
-
252
29,762
-
29,762
29,757
2,128
-
2,128
2,129
7,601
-
7,601
6,227
1,520
-
1,520
1,442
3,843
-
3,843
5,732
2,098
-
2,098
1,710
-
-
-
500
608
-
608
381
780
-
780
400
252
-
252
80
150
-
150
100
434
-
434
6,295
320
-
320
24
494
-
494
-
49,990
-
49,990
54,777| |---|---| ||5,300| ||-| ||-| ||29,762
2,128
7,601
1,520
3,843
2,098
-
608
780
252
150
434
320
494| |
a Direct charitable costs
Salaries
Pensions
Premises expenses
Insurance
Heat, light & water
Cleaner
Online project
Refeshments
Speakers expenses
Sunday Club
Tuesday Focus
Prayer breakfast/worship
Training
Music|| ||49,990| 10 ## SOUTH RUISLIP CHRISTIAN TRUST ## Notes to the Accounts (cont’d) ## **4 Analysis of expenditure (cont’d)** |**5**
**Creditors**
**6**
**Analysis of Funds**
**7**
**Staff costs**
Unrestricted Designated
Total
Fund
Fund
2025
£
£
£
b. Support costs
Telephone & stationery
727
-
727
Subscriptions
400
-
400
Independent examination
950
-
950
2,077
-
2,077
Combined Charitable Activities Cost
52,067

-
52,067
Total expenditure
57,367
-
57,367
Unrestricted Designated
Total
Fund
Fund
2025
£
£
£
Accruals
950
-
950
950
-
950
1st Apr
Income Expenditure
Transfers
£
£
£
£
Unrestricted Funds
56,183
39,765
(57,367)
-
Designated Funds
Staff fund
20,000
-
-
-
76,183
39,765
(57,367)
-
2025
£
Wages & salaries
29,762
Employers' NIC
-
Pension
2,128
31,890
Number of employees
1|**5**
**Creditors**
**6**
**Analysis of Funds**
**7**
**Staff costs**
Unrestricted Designated
Total
Fund
Fund
2025
£
£
£
b. Support costs
Telephone & stationery
727
-
727
Subscriptions
400
-
400
Independent examination
950
-
950
2,077
-
2,077
Combined Charitable Activities Cost
52,067

-
52,067
Total expenditure
57,367
-
57,367
Unrestricted Designated
Total
Fund
Fund
2025
£
£
£
Accruals
950
-
950
950
-
950
1st Apr
Income Expenditure
Transfers
£
£
£
£
Unrestricted Funds
56,183
39,765
(57,367)
-
Designated Funds
Staff fund
20,000
-
-
-
76,183
39,765
(57,367)
-
2025
£
Wages & salaries
29,762
Employers' NIC
-
Pension
2,128
31,890
Number of employees
1|Unrestricted Designated
Total
Fund
Fund
2025
£
£
£
727
-
727
400
-
400
950
-
950|Unrestricted Designated
Total
Fund
Fund
2025
£
£
£
727
-
727
400
-
400
950
-
950|Unrestricted Designated
Total
Fund
Fund
2025
£
£
£
727
-
727
400
-
400
950
-
950|Unrestricted Designated
Total
Fund
Fund
2025
£
£
£
727
-
727
400
-
400
950
-
950|Total
2024
£
697

-

900| |---|---|---|---|---|---|---| |||2,077
-
2,077||||1,597| |||||||| |||52,067

-
52,067||||56,374| |||57,367
-
57,367||||61,926| |||Unrestricted Designated
Total
Fund
Fund
2025
£
£
£
950
-
950||||Total
2024
£
900| ||||950|-
950||900| |||||||31st Mar
£
38,581
20,000| ||76,183
39,765
(57,367)
-|||||58,581| ||||||2025
£
29,762
-
2,128|2024
£
29,757
-
2,129| ||||||31,890|31,886| ||||||1|1| No employee received a remuneration of over £60,000 in either year. ## **8 Trustee remuneration** No trustee has been paid any remuneration or received any other benefits from an employment with their charity or a related entity during the year. 11