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2025-03-31-accounts

PRAVASI MANDAL (ASIAN GROUP)

Charity Number 1056591

Trustees' Report and Financial Statements For the year ended 31 March 2025

PRAVASI MANDAL (ASIAN GROUP)

Contents
Page
Report Of The Trustees 1 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6
Notes forming part of the financial statements 7 to 10

~~Ld~~ PAGE 1

PRAVASI MANDAL (ASIAN GROUP)

Trustee's Report For the year ended 31 March 2025

The trustees present their report along with the financial statements of the charity for the year ended 31 March 2025. The financial statements have been prepared in accordance with the accounting policies set out in the notes to the accounts and comply with the charity's governing document and Accounting and Reporting by Charities: Statement of Recommended Practice for Charities preparing their accounts in accordance with Financial Reporting Standard 102 applicable in the UK and the Republic of Ireland published on 16 July 2014

Reference and Administrative Details of the Charity, its Trustees and Advisors

Charity Number 1056591

Charity Offices

65 Elsden Road Wellingborough Northants NN8 1QD Chairman

Trustees & Committee Members

Sureshchandra M Patel Vinod Patel Jitendra Majithia Dilesh Vaghela Naynesh Mistry Narendrabhai Patel Tejas Patel

Chairman Vice chairman Secretary Treasurer

Holding Trustee Holding Trustee Holding Trustee

Bankers

Barclays Bank plc 8 Market Street Kettering Northants

Accountants

DMO Accountants First Floor Offices 25 Sanders Road Finedon Road Industrial Estate Wellingborough Northamptonshire NN8 4NL

PAGE 2

PRAVASI MANDAL (ASIAN GROUP)

Trustee's Report (continued) For the year ended 31 March 2025

Structure, Governance and Management

The trustees named on page 1 have served throughout the year. Appointment of trustees is governed by the governing document of the charity.

Membership of the Mandal group is open to anyone over 40 and any organisation so long as they have paid their subscription. Each member has one vote.

At the Annual General Meeting of the charity the members elect a chairman, a vice chairman and a treasurer who hold office from the conclusion of that meeting. The Executive Committee consists of between 6 and 18 members including the officers already mentioned. A quorum is one third of the Executive Committee or 3 whichever is greater present at the meeting. Every matter is decided by a majority of votes: in event of a tie the chairman of the meeting has the casting vote. Meetings are held at least twice a year.

Existing trustees brief new trustees on the work of the charity and Charity Law generally so that they are aware of their responsibilities as trustees.

The day to day running of the charity is entrusted to paid employees who are selected for their posts by the trustees.

Public Benefit: Objectives and Activities

Pravasi Mandal is established by its constitution, and its objects are:

(a) to promote the benefit of the inhabitants and, primarily the Asian inhabitants, of Northamptonshire and to advance education and provide facilities for recreation or other leisure- time occupation of the members.

The trustees are of the opinion that the Charity's objects and activities fulfil a defined public benefit as defined by the applicable sections of the Charities Act currently in force.

Public Benefit: Achievements and Performance

The trustees consider that the performance of the charity this year has been most satisfactory. The activities include luncheon club, meals on wheels, ladies group, men's group, keep fit classes, yoga, swimming, health awareness, local and foreign holidays, etc.

Financial review

The Statement of Financial Activities shows a net outgoing resources for the year of -£12,495 (2024 £45,247). The unrestricted reserves at the end of the year stand at £207,335 (2024; £212,846)

2025 2024
£ £
The main grants received were:-
Other grants 5,966 18,660
The main items of fund-raising income were:-
Lunch takings 47,054 53,022
Trips income 143,788 3,928
Rental income 7,950 23,634

Investment policy

The charity continue to invests its surplus fund with Barclays Bank to receive interest. The charity's trustees are prudent and risk averse.

Reserves policy

It is the policy of the charity to maintain unrestricted funds at a level which equate to approximately six months' unrestricted expenditure. This provides sufficient funds to cover management and administration and support costs. Unrestricted funds are maintained at least this level throughout the year.

PAGE 3

PRAVASI MANDAL (ASIAN GROUP)

Trustee's Report (continued) For the year ended 31 March 2025

Statement of trustees' responsibilities

Law applicable to charities in England and Wales require the trustees to prepare financial statements for each financial year which give a true and fair view of the charity's financial activities during the year and of its financial position at the end of the year. In preparing those financial statements, the trustees are required to:

The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approval

This report was approved by the trustees on 03 August 2025 and signed on their behalf.

Jitendra Majithia Secretary

Sureshchandra M Patel Chairman

Dilesh Vaghela Treasurer

PAGE 4

PRAVASI MANDAL (ASIAN GROUP)

Independent examiner's report to the trustees of Pravasi Mandal (Asian Group) For the year ended 31 March 2025

I report to the charity trustees on my examination of the accounts of the Pravasi Mandal (Asian Group) (the Trust) for the year ended 31 March 2025.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

2. the accounts do not accord with those records; or

3.

the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I confirm that there are no other matters to which your attention should be drawn to enable a proper understanding of the accounts to be reached.

Paul Minards ATT

DMO Accountants

First Floor Offices 25 Sanders Road Finedon Road Industrial Estate Wellingborough Northamptonshire NN8 4NL

PAGE 5

PRAVASI MANDAL (ASIAN GROUP)

Statement of Financial Activities For the year ended 31 March 2025

Unrestricted Unrestricted
Funds Funds
Note 2025 2024
£ £
INCOMING RESOURCES
Incoming resources from generated funds;
Voluntary income 2 3,322 4,520
Grants received 3 5,966 18,660
Activities for generating funds 4 200,327 107,760
Investment income 5 17,283 12,194
Total incoming resources 226,898 143,134
RESOURCES EXPENSED
Charitable activities 6 87,890 84,747
Cost of generating funds 7 150,617 12,129
Governance costs 8 886 1,011
Total resources expensed 239,393 97,887
Net resources before transfers (12,495) 45,247
Net transfers (to)/from restricted fund 13 (775) (31,481)
Net transfers (to)/from designated fund 14 0 0
Unrestricted funds brought forward 212,846 199,080
Unrestricted funds carried forward 199,576 212,846

The notes on pages 7 to 10 form part of these accounts.

PAGE 6

PRAVASI MANDAL (ASIAN GROUP)

Charity number: 1056591

Balance Sheet

For the year ended 31 March 2025

Note 2025 2024
£ £
Fixed assets
Tangible fixed assets 9 923,222 922,447
Investments 10 696 483
923,918 922,930
Current assets
Debtors 11 1,597 2,416
Cash at hand and in bank 120,767 132,434
122,364 134,850
Creditors (due < 1 year) 12 1,633 636
Net current assets 120,731 134,214
NET ASSETS 1,044,649 1,057,144
Funds
Restricted income funds 13 594,373 593,598
Unrestricted funds 199,576 212,846
Designated funds 14 250,700 250,700
1,044,649 1,057,144

Approved by the board of trustees on 31 July 2024 and signed on its behalf.

Jitendra Majithia Secretary

Sureshchandra M Patel Chairman

Dilesh Vaghela Treasurer

The notes on pages 7 to 10 form part of these accounts.

PAGE 7

PRAVASI MANDAL (ASIAN GROUP)

Notes to the accounts For the year ended 31 March 2025

1.1 Basis of preparation of accounts

The financial statements have been prepared in accordance with the accounting policies set out in the notes to the accounts and comply with the charity's governing document and Accounting and Reporting by Charities: Statement of Recommended Practice for Charities preparing their accounts in accordance with Financial Reporting Standard 102 applicable in the UK and the Republic of Ireland published on 16 July 2014.

1.2 Fund accounting

Income and expenditure is allocated between funds in the Statement of Financial Activities Income and Expenditure Account as follows:

Restricted funds where the donor has restricted the way in which the income can be spent

Unrestricted funds where the donor has made no stipulation in the way the income is spent and where the charity may use the funds in any way it sees fit in order to pursue its charitable objectives.

Designated funds where unrestricted funds have been earmarked by the Board for a particular charitable purpose.

1.3 Pension costs - defined contribution schemes Contributions made are charged to the Statement of Financial Activities as they become payable. All pensions are paid to independent pension providers where the pension fund assets are administered separately from the company.

Tangible fixed assets for use by the charity up to 31st March 1997 were written off as expenses in the year of acquisition. On 29th May 1997, the management committee valued all the fixed assets and included these as fixed assets in the accounts. These were:

Fixtures, utensils and equipment at £19,000

Depreciation is provided at rates calculated to write off the cost or valuation of fixed assets over their expected useful lives on a reducing balance basis. The rates applicable are 20% per annum. No depreciation is provided on the leasehold and freehold properties. The lease on the long leasehold property is for a term of 99 years commencing on 30 January 2014. This will be amortised once the lease enters its final 50 years.

1.5 Capital grant

Capital grants received for specific acquisition of fixed assets are deducted from the cost of the fixed asset in the year of acquisition.

1.6 Incoming resources

Voluntary income and donations are accounted for as received by the charity except for any grants received for specific purposes which have not been spent. The income from fund-raising ventures is shown gross, with associated costs included in fund-raising costs. No permanent endowments have been received in the year.

1.7 Resources expended

Resources expended are included in the Statement of Financial Activities on an accruals basis, inclusive of any VAT which cannot be recovered.

Expenditure which is directly attributable to specific activities have been included in these cost categories. Where costs are attributable to more than one activity, they have been apportioned across the cost categories on a basis consistent with the use of these resources.

1.8 Investments

Investments comprise shares in a listed company and are valued at market value at the end of the financial year.

1.9 Voluntary work and services received

The charity benefits from the many thousands of voluntary hours and unclaimed out of pocket expenses contributed by a large number of supporters. It would be impossible to place a value on all of these gifts in kind without which much of the work undertaken by the charity could not be achieved.

1.10 Restricted Fund

The Restricted Fund is the fund represented by the net book value of tangible fixed assets which is incapable of being distributed because it is tied up in land and buildings and contents.

PAGE 8

PRAVASI MANDAL (ASIAN GROUP)

Notes to the accounts (continued…) For the year ended 31 March 2025

2
VOLUNTARY INCOME
Donation from individuals
Membership fees
3
GRANTS RECEIVED
Other grants
4
ACTIVITES FOR GENERATING FUNDS
Lunch takings
Raffle prizes
Group activities
Photocopying
Trips income
Rental income and hall hire
Transport
Profit on Sale of Asset
5
INVESTMENT INCOME (UK)
Movement in value of listed investment shares
Income from listed investments
Interest receivable on cash deposits
Rent (less expenses) from freehold investment property
6
CHARITABLE ACTIVITES
Day centre running costs:
Motor expenses
Depreciation
Staff costs including employers pension contributions
Water rates
Light and heat
Cleaning and waste disposal
Insurance
Ladies group and men's evening group
Postage, printing and stationery
Telephone and internet
Hire of equipment
Repairs
Loss/(profit) on disposal
General expenses
Bank charges
2025
£
1,567
1,755
3,322
2025
£
5,966
5,966
2025
£
47,054
54
1,481
0
143,788
7,950
0
0
200,327
2025
£
213
13
1,626
15,431
17,283
2025
£
998
8,660
54,583
1,834
13,889
1,131
1,368
1,365
53
581
211
2,785
0
0
432
87,890
2024
£
1,875
2,645
4,520
2024
£
18,660
18,660
2024
£
53,022
492
1,634
18
3,928
23,634
1,800
23,232
107,760
2024
£
22
15
1,066
11,091
12,194
2024
£
4,622
2,675
46,377
1,188
17,793
1,139
1,849
1,470
97
719
194
5,835
0
435
354
84,747

PAGE 9

PRAVASI MANDAL (ASIAN GROUP)

Notes to the accounts (continued…) For the year ended 31 March 2025

7
FUND RAISING
2025
£
Food for lunches
8,784
Trips expenditure
141,833
150,617
8
GOVERNANCE COSTS
2025
£
Accountancy fees
630
Legal and professional fees
256
886
9
TANGIBLE FIXED ASSETS
Day
£
£
£
£
£
Cost or valuation
Balance b/f
512,723
49,349
318,353
77,243
44,614
Additions
7,759
0
0
1,676
0
Disposals
0
0
0
0
0
Balance c/f
520,482
49,349
318,353
78,919
44,614
Depreciation
Balance b/f
0
0
0
72,701
7,134
Charge for the year
0
0
0
1,164
7,496
On disposals
0
0
0
0
0
Balance c/f
0
0
0
73,865
14,630
Net book value
As at 31 March 2025
520,482
49,349
318,353
5,054
29,984
As at 31 March 2024
512,723
49,349
318,353
4,542
37,480
10
INVESTMENTS
2025
£
Listed investments: UK (market value at 31 March)
696
696
Long
leaseh-
old
Freehol-
d
Investm-
ent
propert-y
F,
F
&
equipm-
ent
Motor
vehicle-s
2024
£
9,079
3,050
12,129
2024
£
600
411
1,011
Total
£
1,002,282
9,435
0
1,011,717
79,835
8,660
0
88,495
923,222
922,447
2024
£
483
483

The movement in the year of £213 relates to a revaluation in respect of the reduction in market value at the relevant accounting date.

11
DEBTORS
Trade debtors
Other debtors
Prepayments and accrued income
2025
£
0
765
832
1,597
2024
£
0
769
1,647
2,416

PAGE 10

PRAVASI MANDAL (ASIAN GROUP)

Notes to the accounts (continued…) For the year ended 31 March 2025

12
CREDITORS (due < 1 year)
PAYE liability
Other creditors
Accruals
2025
£
1,093
0
540
1,633
2024
£
0
96
540
636

13 RESTRICTED FUND

The restricted fund is represented by the net book value of all tangible fixed assets except freehold investment properties.

The movement on the restricted fund is as follows:-
As at 1 April 2024
Additions at cost
Disposals at cost
Less depreciation this year
Add depreciation on disposals
TOTAL AS AT 31 MARCH 2025
14
DESIGNATED FUND
The designated fund is for the flats for the elderly project;
Designated funds brought forward
Transfers from unrestricted funds
Balance carried forward
15
CAPITAL COMMITEMENTS
Fund
M'ment
£
£
593,598
9,435
9,435
0
0
603,033
9,435
(8,660)
(8,660)
0
0
(8,660)
(8,660)
594,373
2025
£
250,700
0
250,700
2025
Fund
M'ment
£
£
562,117
37,924
37,924
(35,093)
(35,093)
2024
564,948
2,831
(2,675)
(2,675)
31,325
31,325
28,650
28,650
593,598
2024
£
250,700
0
250,700

The charity had no capital commitments at 31 March 2025 or at 31 March 2024.

16
STAFF NUMBERS AND COSTS
The average number of full time staff was as follows
Administrative
Direct charity staff (inclusive of leavers)
The payroll costs of these staff were as follows:
Gross salaries
Employers National Insurance
Less Employers Allowance
Employers Pension Contributions
2025
1
5
6
53,584
1,046
(1,046)
408
53,992
2024
1
5
6
46,177
529
(529)
201
46,378

There are no employees whose emoluments exceed £60,000 (2024 - none).