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2020-09-30-accounts

Charity Registration Charity Registration No: 1056374
Address: Marlborough House
Victoria Road South
Chelmsford
Essex
CMI ILN
Governing Instrument: The trust is established by aTrust Deed dated 31 May 1996
Investment Powers: There are no restrictions on the powers ofinvestments.
Trustees: Alan Williams, Bishop ofBrentwood
Gerald Vincent Bodenham Thompson, DL
Philip John Tolhurst- Chair
Simon Andrew Dalton Hall, MBE,DL
Rt.Rev Mgr David Manson
Marianne O' Sullivan
Christopher
Hunter Gordon
RtRev Martin Boland
Solicitors: Tolhurst Fisher
Marlborough
House
Victoria Road South
Chelmsford
Essex
CM1 ILN
Bankers: HSBC
91 High Street
Brentwood
Essex
CM14 4RU
Independent Examiner David Sewell
Haysmacintyre
LLP
10Queen Street Place
London
EC4R 1AG

Permanent
Endowment Restricted Unrestricted 2020 2019
Fund Funds Funds Total Total
Notes
INCOME FROM:
Investment
income
Legacies and donations
received 5,309 45,644
2,519
50,953
2,519
67,545
Total income 5,309 48,163 53,472 67,545
EXPENDITURE ON:
Cost ofraising funds
Investment
management
Charitable
Activities:
fees 1,647 6,308 7,793 15,748 16,116
Choral expenses: lay clerks and
choir
Music grants
Cathedral
and organ repairs
Depreciation ofgrand piano
Support costs
27,977
1,000
8,047
27,977
1,000
8,047
29,707
4,400
10,122
1,000
8,001
Total expenditure 1,647 6,308 44,817 52,772 69,346
(1,647) (999) 3,346 700 (1,801)
(Losses)/gains
on investments
(12,259) (43,941) (53,502) (109,702) 30,440
Net income (13,906) (44,940) (50,156) (109,002) 28,639
Reconciliation offunds:
Accumulated
funds brought
forward 205,422 800,012 1,085,192 2,090,626 2,061,987
Accumulated
funds carried
forward 6,7&8 E,191,516 E755,072 1,035,036 1,981,624 K2,090,626

2020 2019
Notes
TANGIBLE FIXED ASSETS 23,000 24,000
INVESTMENTS 1,838,338 1,963,788
CURRENT ASSETS
Debtors —accrued income k prepayments 9,260 15,926
Cash - COIF Deposit
-Cash atbank
50,000
63,826
50,000
51,046
123,086 116,972
CURRENT LIABILITIES
Creditor: Accrued expenses falling due
within one year
(2,800) (14,134)
Net Current Assets 120,286 102,838
Total Assets $1,981,624 K2,090,626
FUNDS
Unrestricted
Funds
Trust Fund Received
Choral Fund
Cathedral
Fund
859,612
42,809
46,104
913115
36,811
41,106
948,525 991,032
Designated
Funds
86,511 94,160
1,035,036 I 085 192
Restricted Funds
Permanent
Endowment
Fund 755,072
191,516
800,012
205,422
SI,981,624 62,090,626

TANGIBLE FIXEDASSETS
Grand
Piano
Cost:
Opening
and closing cost
26,000
Depreciation:
At 1 October 2019
Charge in year 2,000
1,000
At 30September 2020
3,000
Net book value:
30September 2020
E23,000
30 September 2019
E24,000
INVESTMKNTS
2020 2019
Opening market value
Additions
1,963,788 1,949,464
Disposals
Gains (15,748) (16,116)
(109,702) 30,440
Closing market value
XI,838,338 EI,963,788

3. LOAN INRESPECTOFCATHEDRAL CHOIR SCHOOL LOAN INRESPECTOFCATHEDRAL CHOIR SCHOOL LOAN INRESPECTOFCATHEDRAL CHOIR SCHOOL LOAN INRESPECTOFCATHEDRAL CHOIR SCHOOL LOAN INRESPECTOFCATHEDRAL CHOIR SCHOOL LOAN INRESPECTOFCATHEDRAL CHOIR SCHOOL LOAN INRESPECTOFCATHEDRAL CHOIR SCHOOL
This loan to the diocese which is free ofinterest is repayable
on achange ofuse ofthe Choir School (whether
it
is sold or not), and the repayment
is inflation
linked. The likelihood ofa change ofuse ofthe Choir School
is considered to be remote, therefore the loan has a fair value ofENil. Ifthe loan had become repayable
at
30September 2020, it would have had avalue of$282,783.
4. INCOME FROM INVESTMKNTS 2020 2019
Dividend
income
Bank and deposit interest 50,953 67,545
f50,953 K67,545
5. SUPPORT COSTS
2020 2019
Support costs include:
Independent
Examination
fee
Accounting
fees
E2,070
$5,856
$2,040
E5,856

UNRESTRICTED FU NDS
Opening
Balance
Incoming
Resources
Outgoing
Resources
Gains/
Transfers
Closing
Balance
General Funds 991,032 27,835 (16,840) (53,502) 948,525
Designated
Funds:
Bursary Fund
94,160 20,328 (27,977) 86,511
S1,085,192 f48,163 E(44,817) K(53,502) $1,035,036
Unrestricted
funds for
the comparative
year:
Opening
Balance
Incoming
Resources
Outgoing
Resources
Gains/
Transfers
Closing
Balance
General Funds 969,466 33,577 (27,097) 15,086 991,032
Designated
Funds:
Bursary Fund
101,334 26,933 (34,107) 94,160
K1,070,800 f60,510 K(61,204) Q5,086 K1,085,192

The fund balances at the end ofthe year is deri ved from:
Trust Choral Cathedral
Fund Fund Fund Total
Income
Expenditure
Gains on investments
(53,502) 13,918
(7,920)
13,917
(8,920)
27,835
(16,840)
(53,502)
Net movement offunds (53,502) 5,998 4,997 (42,507)
Initial amount received on
foundation ofthe charity
Balances brought forward
500,000
413,115
36,811 41,106 500,000
491,032
Year end fund balance K859,613 Q2,809 K46,103 K948,525
General funds for the comparative year:
Income
Expenditure
Gains on investments
15,086 16,789
(7,988)
16,788
(19,109)
33,577
(27,097)
15,086
Net movement offunds 15,086 8,801 (2,321) 21,566
Initial amount received on
foundation ofthe charity
Balances brought forward
500,000
398,029
28,010 43,427 500,000
469,466
Year end fund balance f913,115 f36,811 f41,106 K991,032

RESTRICTED FUNDS
Opening
Balance
Incoming
Resources
Outgoing
Resources
Gains/
Transfers
Closing
Balance
Elizabeth Atkins
Hermione
Lang
Olga Rippon
Harold Hood
Mgr.Christopher
Creede
Ames Legacy Income
Bishop ofBrentwood
Friends ofCathedral
Music
Doris Blooman Nott Bursary
Miss Eileen Keary
Mgr David Donnelly
118,798
287,587
44,549
143,519
44,549
13,421
29,700
22,274
7,424
74,249
13,942
5,309 (953)
(2,306)
(357)
(1,151)
(357)
(238)
(179)
(60)
(595)
(112)
(6,636)
(16,065)
(2,489)
(8,017)
(2,489)
(1,659)
(1,244)
(415)
(4,148)
(779)
111,209
269,216
41,703
134,351
41,703
18,730
27,803
20,851
6,949
69,506
13,051
f800,012 $5,309 6(6,308) X(43,941) E,755,072
Restricted funds for the comparative
year:
Opening
Balance
Incoming
Resources
Outgoing
Resources
Gains/
Transfers
Closing
Balance
Elizabeth Atkins
Hermione
Lang
Olga Rippon
Harold Hood
Mgr.Christopher
Creede
Ames Legacy Income
Bishop ofBrentwood
Friends ofCathedral
Music
Doris Blooman Nott Bursary
Miss Eileen Keary
Mgr David Donnelly
117,932
285,489
44,224
142,472
44,224
6,386
29,484
22,112
7,370
73,707
13,840
7,035 (975)
(2,360)
(366)
(1,178)
(366)
(244)
(183)
(61)
(609)
(114)
1,841
4,458
691
2,225
691
460
345
115
1,151
216
118,798
287,587
44,549
143,519
44,549
13,421
29,700
22,274
7,424
74,249
13,942
$787,240 E7,035 6(6,456) K12,193 f800,012

Opening Incoming Incoming Outgoing Investment Closing
Balance Resources Resources Gains/(Losses) Balance
Ames Legacy Capital K205,422 K(1,647) $(12,259) $191,516
Permanent endowment fund for the comparative year:
Opening Incoming Outgoing Investment Closing
Balance Resources Resources Gains/(Losses) Balance
Ames Legacy Capital f203,947 & K(1,686) $3,161 f205,422
The income earned from the Ames Legacy fund is to be used towards
the
structural
maintenance
of the
Cathedral. The capital ofthe fund is tobe maintained.
ALLOCATION OF NKT ASSETS
Endowment Restricted General Designated Total
Funds Fund Fund Fund
Fixed assets 23,000 23,000
Investments 191,516 755,072 891,750 1,838,338
Net Current Assets 33,775 86,511 120,286
$191,516 f755,072 K948,525 f86,511 f1,981,624
Allocation ofnet assets for comparative
year:
Fixed assets 24,000 24,000
Investments 205,422 800,012 958,354 1,963,788
Net Current Assets 8,678 94,160 102,838
$205,422 X800,012 $991,032 K94,160 $2,090,626

Permanent
Endowment Restricted Unrestricted 2019
Fund Fund General Total
INCOME FROM:
Investment
income
Legacies and donations
received 7,035 60,510 67,545
Total incoming resources 7,035 60,510 67,545
EXPENDITURE ON:
Cost ofraising funds
Investment
management
Charitable
Activities:
fees 1,686 6,456 7,974 16,116
Choral expenses: lay clerks and
choir
Music grants
Cathedral
and organ repairs
Depreciation ofgrand piano
Support costs
29,707
4,400
10,122
1,000
8,001
29,707
4,400
10,122
1,000
8,001
Total expenditure 1,686 6,456 61,204 69,346
(1,686) 579 (694) (1,801)
Gains on investments 3,161 12,193 15,086 30,440
Net income 1,475 12,772 14,392 28,639
Reconciliation offunds:
Accumulated
funds brought
forward 203,947 787,240 1,070,800 2,061,987
Accumulated
funds carried
forward f205,422 f800,012 S1,085,192 K2,090,626