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2025-04-05-accounts

CHARITY REGISTRATION NUMBER: 1056294

Ahavas Shalom Trust Unaudited Financial Statements

5 April 2025

HAFFNER HOFF LTD

Accountants 2nd Floor - Parkgates Bury New Road Prestwich Manchester M25 0TL

Ahavas Shalom Trust

Financial Statements

Year ended 5 April 2025

Page
Trustees' annual report 1
Independent examiner's report to the trustees 5
Statement of financial activities 6
Statement of financial position 7
Notes to the financial statements 8

Ahavas Shalom Trust

Trustees' Annual Report

Year ended 5 April 2025

The trustees present their report and the unaudited financial statements of the charity for the year ended 5 April 2025.

Reference and administrative details

Registered charity name Ahavas Shalom Trust
Charity registration number 1056294
Principal office 7 Brantwood Road
Salford
Manchester
M7 4EN
The trustees J Adler (Retired 31 March 2025)
J Gertner
S Feldman
J Grunsfeld (Appointed 31 March 2025)
Independent examiner Mr Howard Schwalbe ACA
2nd Floor - Parkgates
Bury New Road
Prestwich
Manchester
M25 0TL

- 1 -

Ahavas Shalom Trust

Trustees' Annual Report (continued)

Year ended 5 April 2025

Structure, governance and management

Ahavas Shalom Trust is constituted under a trust deed dated 23 May 1996 as amended by a deed dated 12 April 2011. It is a registered charity with a charity number being 1056294.

Recruitment and appointment of new trustees would be in line with the trust deed and with the consent of the trustees. The criteria set for the suitable candidate would be someone who is sensitive to the needs and demands of the organisation.

There is no chief executive officer. The day to day affairs are undertaken by an administrator on behalf of the trustees. All major decisions are taken collectively by the trustees and all the trustees give of their time freely. The trustees are unpaid and details of any related party transactions are disclosed as applicable in the notes to the accounts. The arrangements for setting the pay of the charity’s employees are the sole domain of the trustees.

There are no policies for the induction or training of new trustees.

Risk review

The trustees have assessed the major risks to which the charity is exposed, in particular those related to the operations and finances of the trust and are satisfied that systems are in place to manage our exposure to the major risks.

The risks faced by the trust are principally operational risks from ineffective grant making. These risks are managed by the trustees researching potential beneficiaries before granting donations.

Report back and review procedures strengthen these safeguards to ensure public benefit is achieved from all grants.

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Ahavas Shalom Trust

Trustees' Annual Report (continued)

Year ended 5 April 2025

Objectives and activities

The objects of the charity are the general charitable purposes where the trustees have discretion as to the charities selected.

Public benefit

The trustees confirm that they have referred to the guidance contained in the Charity Commission's general guidance on public benefit and in particular to its supplementary public benefit guidance on advancing education when reviewing the charity's aims and objectives and in planning future activities and setting grant making policy for the year.

Grant making policy

The charity has established its grant making policy to achieve its objects for the public benefit. The charity invites applications for funding through contacting local philanthropists to contribute towards projects that both the trustees and the philanthropists feel are appropriate for the charity’s objects.

The policy is to assist in the furtherance of Jewish education and religion, relieve poverty, and to alleviate hardship wherever possible. Each application and request is considered on its own merit.

The application of the funds by way of grants is to either institutions or individuals.

The trustees consider they have met the public benefit test and outline these achievements below.

The trustees measure the success of achieving the stated aims by the number and value of grants paid out for each object. The grants paid out in the year are detailed in the notes to the accounts and the trustees consider they have met their aims successfully this year.

The trustees consider the shorter term aims to be similar to the longer term aims and assess the achievement of the charity in the same way.

Achievements and performance

The charity received £340,708 (2024: £163,944) in donations during the year as well as £15,910 (2024: £25,952) from Synagogue and Mikvah income. There was additional income for the charity in the year relating to office rental amounting to £10,710 (2024: £11,565).

The charity paid out £280,132 (2024: £113,643) by way of grants and £63,200 (2024: £76,283) by way of direct expenses of the Synagogue and Mikvah operated by the charity. Support costs and governance costs of £3,417 (2024: £5,110) were also incurred during the year.

Grants are as detailed in the notes to the accounts. All grants and costs were made in line with the stated objects of the charity.

The charity has low governance costs comprising professional fees.

There were no related party transactions in the reporting period.

There was net income and net movement in funds during the year amounting to £20,718 (2024: £4,789).

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Ahavas Shalom Trust

Trustees' Annual Report (continued)

Year ended 5 April 2025

Financial review

The trustees feel that the activity reflects the profile and standing within the local community. Overall, the year was a good one in terms of income generated from donations and grants paid out.

The impact for future year's expenditure is self evident and the trustees would like to record their appreciation for all the financial support received from benefactors during the course of the year.

Reserves policy

The unrestricted fund represents the unrestricted funds arising from past operating results. The trustees wish to keep reserves as low as possible in order to maximise paying out grants.

The trustees are satisfied that the balance of the fund is an acceptable level of reserves given the nature of revenue receipts against grants payable.

The unrestricted fund is in deficit, but the trustees consider this to be acceptable as they are confident that the shortfall will be made up through fundraising in future periods. Additionally, the creditors have acknowledged that they will not call in the loans to the detriment of the charity.

The free reserves being the net current liabilities of the charity at the year end were (£4,123) (2024: (£3,239)) all unrestricted. Total funds of the charity were £615,373 (2024: £594,655).

The trustees' annual report was approved on 5 February 2026 and signed on behalf of the board of trustees by:

J Grunsfeld Trustee

- 4 -

Ahavas Shalom Trust

Independent Examiner's Report to the Trustees of Ahavas Shalom Trust

Year ended 5 April 2025

I report to the trustees on my examination of the financial statements of Ahavas Shalom Trust ('the charity') for the year ended 5 April 2025.

Responsibilities and basis of report

As the trustees of the charity you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the charity's financial statements carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

Since the charity’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of the Institute of Chartered Accountants in England and Wales (ICAEW), which is one of the listed bodies.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or

  2. the financial statements do not accord with those records; or

  3. the financial statements do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair' view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Mr Howard Schwalbe ACA Independent Examiner

2nd Floor - Parkgates Bury New Road Prestwich Manchester M25 0TL

5 February 2026

- 5 -

Ahavas Shalom Trust

Statement of Financial Activities

Year ended 5 April 2025

2025 2024
Unrestricted
fundsTotal funds Total funds
Note £ £ £
Income and endowments
Donations and legacies 4 340,708 340,708 163,944
Charitable activities 5 15,910 15,910 25,952
Investment income 6 169 169 14
Other income 7 10,710 10,710 11,565
-------------------------------- -------------------------------- --------------------------------
Total income 367,497 367,497 201,475
================================ ================================ ================================
Expenditure
Expenditure on raising funds:
Costs of other trading activities 8 30 30 1,650
Expenditure on charitable activities 9,10 346,749 346,749 195,036
-------------------------------- -------------------------------- --------------------------------
Total expenditure 346,779 346,779 196,686
================================ ================================ ================================
-------------------------------- -------------------------------- --------------------------------
Net income and net movement in funds 20,718 20,718 4,789
================================ ================================ ================================
Reconciliation of funds
Total funds brought forward 594,655 594,655 589,866
-------------------------------- -------------------------------- --------------------------------
Total funds carried forward 615,373 615,373 594,655
================================ ================================ ================================

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

The notes on pages 8 to 15 form part of these financial statements.

- 6 -

Ahavas Shalom Trust

Statement of Financial Position

5 April 2025

2025 2024
Note £ £ £
Fixed assets
Tangible fixed assets 17 660,255 637,862
Current assets
Cash at bank and in hand 10,815 3,693
Creditors: amounts falling due within one year 18 14,938 6,932
---------------------------- -----------------------
Net current liabilities 4,123 3,239
-------------------------------- --------------------------------
Total assets less current liabilities 656,132 634,623
Creditors: amounts falling due after more than
one year 19 41,018 39,968
-------------------------------- --------------------------------
Net assets 615,114 594,655
================================ ================================
Funds of the charity
Unrestricted funds:
Revaluation reserve 100,000 100,000
Other unrestricted income funds 515,373 494,655
-------------------------------- --------------------------------
Total unrestricted funds 615,373 594,655
-------------------------------- --------------------------------
Total charity funds 20 615,373 594,655
================================ ================================

These financial statements were approved by the board of trustees and authorised for issue on 5 February 2026, and are signed on behalf of the board by:

J Grunsfeld Trustee

The notes on pages 8 to 15 form part of these financial statements.

- 7 -

Ahavas Shalom Trust

Notes to the Financial Statements

Year ended 5 April 2025

1. General information

The charity is a public benefit entity and a registered charity in England and Wales and is unincorporated. The address of the principal office is 7 Brantwood Road, Salford, Manchester, M7 4EN.

2. Statement of compliance

These financial statements have been prepared in compliance with FRS 102, 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland', the Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS 102)) and the Charities Act 2011.

3. Accounting policies

Basis of preparation

The financial statements have been prepared on the historical cost basis, as modified by the revaluation of certain financial assets and liabilities and investment properties measured at fair value through income or expenditure.

The financial statements are prepared in sterling, which is the functional currency of the entity.

Going concern

There are no material uncertainties about the charity's ability to continue.

Fair value

Debtors and creditors are fairly stated.

Judgements and key sources of estimation uncertainty

The preparation of the financial statements did not require management to make judgements, estimates or assumptions that affect the amounts reported.

Taxation

Ahavas Shalom Trust is a registered charity and therefore is not liable to income tax or corporation tax on income derived from its charitable activities, as it falls within the various exemptions available to registered charities.

Fund accounting

Unrestricted funds held by the charity are funds that can be used in accordance with the charitable objects at the discretion of the trustees.

- 8 -

Ahavas Shalom Trust

Notes to the Financial Statements (continued)

Year ended 5 April 2025

3. Accounting policies (continued)

Incoming resources

All incoming resources are included in the statement of financial activities when entitlement has passed to the charity; it is probable that the economic benefits associated with the transaction will flow to the charity and the amount can be reliably measured. The following specific policies are applied to particular categories of income:

Resources expended

Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is classified under headings of the statement of financial activities to which it relates:

All costs are allocated to expenditure categories reflecting the use of the resource. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs are apportioned between the activities they contribute to on a reasonable, justifiable and consistent basis.

Tangible assets

Tangible assets are initially recorded at cost, and subsequently stated at cost less any accumulated depreciation and impairment losses. Any tangible assets carried at revalued amounts are recorded at the fair value at the date of revaluation less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

- 9 -

Ahavas Shalom Trust

Notes to the Financial Statements (continued)

Year ended 5 April 2025

3. Accounting policies (continued)

Tangible assets (continued)

An increase in the carrying amount of an asset as a result of a revaluation, is recognised in other recognised gains and losses, unless it reverses a charge for impairment that has previously been recognised as expenditure within the statement of financial activities. A decrease in the carrying amount of an asset as a result of revaluation, is recognised in other recognised gains and losses, except to which it offsets any previous revaluation gain, in which case the loss is shown within other recognised gains and losses on the statement of financial activities.

Depreciation

Depreciation is calculated so as to write off the cost or valuation of an asset, less its residual value, over the useful economic life of that asset as follows:

Equipment - 15% straight line

Impairment of fixed assets

A review for indicators of impairment is carried out at each reporting date, with the recoverable amount being estimated where such indicators exist. Where the carrying value exceeds the recoverable amount, the asset is impaired accordingly. Prior impairments are also reviewed for possible reversal at each reporting date.

For the purposes of impairment testing, when it is not possible to estimate the recoverable amount of an individual asset, an estimate is made of the recoverable amount of the cash-generating unit to which the asset belongs. The cash-generating unit is the smallest identifiable group of assets that includes the asset and generates cash inflows that largely independent of the cash inflows from other assets or groups of assets.

For impairment testing of goodwill, the goodwill acquired in a business combination is, from the acquisition date, allocated to each of the cash-generating units that are expected to benefit from the synergies of the combination, irrespective of whether other assets or liabilities of the charity are assigned to those units.

Financial instruments

A financial asset or a financial liability is recognised only when the charity becomes a party to the contractual provisions of the instrument.

Basic financial instruments are initially recognised at the amount receivable or payable including any related transaction costs.

Current assets and current liabilities are subsequently measured at the cash or other consideration expected to be paid or received and not discounted.

Debt instruments are subsequently measured at amortised cost.

Where investments in shares are publicly traded or their fair value can otherwise be measured reliably, the investment is subsequently measured at fair value with changes in fair value recognised in income and expenditure. All other such investments are subsequently measured at cost less impairment.

- 10 -

Ahavas Shalom Trust

Notes to the Financial Statements (continued)

Year ended 5 April 2025

3. Accounting policies (continued)

Financial instruments (continued)

Other financial instruments, including derivatives, are initially recognised at fair value, unless payment for an asset is deferred beyond normal business terms or financed at a rate of interest that is not a market rate, in which case the asset is measured at the present value of the future payments discounted at a market rate of interest for a similar debt instrument.

Other financial instruments are subsequently measured at fair value, with any changes recognised in the statement of financial activities, with the exception of hedging instruments in a designated hedging relationship.

Financial assets that are measured at cost or amortised cost are reviewed for objective evidence of impairment at the end of each reporting date. If there is objective evidence of impairment, an impairment loss is recognised under the appropriate heading in the statement of financial activities in which the initial gain was recognised.

For all equity instruments regardless of significance, and other financial assets that are individually significant, these are assessed individually for impairment. Other financial assets are either assessed individually or grouped on the basis of similar credit risk characteristics.

Any reversals of impairment are recognised immediately, to the extent that the reversal does not result in a carrying amount of the financial asset that exceeds what the carrying amount would have been had the impairment not previously been recognised.

4. Donations and legacies

Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Donations
Donations 340,708 340,708 163,944 163,944
================================ ================================ ================================ ================================
5. Charitable activities
Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Synagogue & Mikvah income 15,910 15,910 25,952 25,952
============================ ============================ ============================ ============================
6. Investment income
Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Bank interest receivable 169 169 14 14
============== ============== ============== ==============

- 11 -

Ahavas Shalom Trust

Notes to the Financial Statements (continued)

Year ended 5 April 2025

7. Other income

Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Office rental income 10,710 10,710 11,565 11,565
============================ ============================ ============================ ============================
8. Costs of other trading activities
Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Costs of other trading activities -
Membership schemes and social
lotteries 1,500 1,500
Costs of other trading activities -
Advertising and publicity 30 30 150 150
-------------- -------------- ----------------------- -----------------------
30 30 1,650 1,650
============== ============== ======================= =======================

9. Expenditure on charitable activities by fund type

Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Grants to individuals 142,155 142,155 63,643 63,643
Grants to institutions 137,977 137,977 50,000 50,000
Synagogue functions and sundry 63,200 63,200 76,283 76,283
Support costs 3,417 3,417 5,110 5,110
-------------------------------- -------------------------------- -------------------------------- --------------------------------
346,749
================================
346,749
================================
195,036
================================
195,036
================================

10. Expenditure on charitable activities by activity type

Activities
undertaken
Grant funding
Support Total funds Total fund
directly
of activities
costs 2025 2024
£ £ £ £ £
Grants to individuals
142,155
142,155 65,137
Grants to institutions
137,977
137,977 50,000
Synagogue functions
and sundry 63,200
1,856 65,056 77,382
Governance costs
1,561 1,561 2,517
---------------------------- -------------------------------- ----------------------- -------------------------------- --------------------------------
63,200
280,132
3,417 346,749 195,036
============================ ================================ ======================= ================================ ================================

- 12 -

Ahavas Shalom Trust

Notes to the Financial Statements (continued)

Year ended 5 April 2025

11. Analysis of support costs

Analysis of
support costs Total 2025 Total 2024
£ £ £
General office 1,856 1,856 2,594
Governance costs 1,560 1,560 2,516
----------------------- ----------------------- -----------------------
3,416 3,416 5,110
======================= ======================= =======================
12. Analysis of grants
2025 2024
£ £
Grants to institutions
Amud Hatzdoka 6,000
Before Trust 7,225
Fundd 8,000
Chasdei Chaim Moishe 15,000 15,000
Friends of Wiznitz 7,000
Kupas Hachesed Ltd 9,500
Lehachzikom UK 15,160 15,000
RNH Synagogue & College 7,500
TTT 12,000
Live and Learn 20,000
Yesamach Levav 26,450
Other donations < 5,000 24,142
-------------------------------- ----------------------------
137,977 50,000
Grants to individuals
Medical grants 2,000
Relief of poverty grants 130,155 63,643
Religious grants 10,000
-------------------------------- ----------------------------
142,155 63,643
-------------------------------- --------------------------------
Total grants 280,132 113,643
================================ ================================
13. Net income
Net income is stated after charging/(crediting):
2025 2024
£ £
Depreciation of tangible fixed assets 1,856 1,099
======================= =======================
14. Independent examination fees
2025 2024
£ £
Fees payable to the independent examiner for:
Independent examination of the financial statements 1,560 1,560
======================= =======================

- 13 -

Ahavas Shalom Trust

Notes to the Financial Statements (continued)

Year ended 5 April 2025

15. Staff costs

The total staff costs and employee benefits for the reporting period are analysed as follows:

2025 2024
£ £
Wages and salaries 20,312
============================
23,888
============================
The average head count of employees during the year was 3 (2024: 3). The average The average head count of employees during the year was 3 (2024: 3). The average number of
full-time equivalent employees during the year is analysed as follows:
2025 2024
No. No.
Number of staff - educational researchers 3 3
============== ==============

No employee received employee benefits of more than £60,000 during the year (2024: Nil).

16. Trustee remuneration and expenses

No remuneration or other benefits from employment with the charity or a related entity were received by the trustees.

17. Tangible fixed assets

Land and
buildings Equipment Total
£ £ £
Cost
At 6 April 2024 635,826 7,323 643,149
Additions 19,199 5,050 24,249
-------------------------------- ---------------------------- --------------------------------
At 5 April 2025 655,025 12,373 667,398
================================ ============================ ================================
Depreciation
At 6 April 2024 5,287 5,287
Charge for the year 1,856 1,856
-------------------------------- ---------------------------- --------------------------------
At 5 April 2025 7,143 7,143
================================ ============================ ================================
Carrying amount
At 5 April 2025 655,025 5,230 660,255
================================ ============================ ================================
At 5 April 2024 635,826 2,036 637,862
================================ ============================ ================================
Creditors: amounts falling due within one year
2025 2024
£ £
Bank loans and overdrafts 429
Accruals and deferred income 9,409 3,182
Other creditors 5,100 3,750
---------------------------- -----------------------
14,938 6,932
============================ =======================

18. Creditors: amounts falling due within one year

- 14 -

Ahavas Shalom Trust

Notes to the Financial Statements (continued)

Year ended 5 April 2025

19. Creditors: amounts falling due after more than one year

2025 2024
£ £
Bank loans and overdrafts 41,018
============================
39,968
============================

20. Analysis of charitable funds

Unrestricted funds

Unrestricted funds
At At
6 April 2024 Income Expenditure 5 April 2025
£ £ £ £
General funds 494,655 367,497 (346,779)
515,373
Revaluation reserve 100,000 100,000
-------------------------------- -------------------------------- -------------------------------- --------------------------------
594,655 367,497 (346,779)
615,373
================================ ================================ ================================ ================================
At At
6 April 2023 Income Expenditure 5 April 2024
£ £ £ £
General funds 489,866 201,475 (196,686)
494,655
Revaluation reserve 100,000 100,000
-------------------------------- -------------------------------- -------------------------------- --------------------------------
589,866 201,475 (196,686)
594,655
================================ ================================ ================================ ================================
Analysis of net assets between funds
Unrestricted Total Funds
Funds 2025
£ £
Tangible fixed assets 660,255 660,255
Current assets 10,815 10,815
Creditors less than 1 year (14,938)
(14,938)
Creditors greater than 1 year (41,018)
(41,018)
-------------------------------- --------------------------------
Net assets 615,114 615,114
================================ ================================
Unrestricted Total Funds
Funds 2024
£ £
Tangible fixed assets 637,862 637,862
Current assets 3,693 3,693
Creditors less than 1 year (6,932)
(6,932)
Creditors greater than 1 year (39,968)
(39,968)
-------------------------------- --------------------------------
Net assets 594,655 594,655
================================ ================================

21. Analysis of net assets between funds

- 15 -