PROVIN￿ OF CAMBRIDGESHIRE
MASONIC BENEVOLEKf ASSOCIATION
ACCOUNTS FOR THE YEAR ENDED
3 1ST DECEMBER 2025

PROV
OF CAErfBRIDGESHERE
N]C BENEVOLEKf ASSOaATION
arld A
Re8i5tcred Chwity Nwiiber
1056195
Tn￿te¢S
President
M Shields (appuilltcd l? D¢L"anbEr 2025)
W.C.M. Dastur {I'esi¥ned I Pi Decemh¢r 2025)
J. Lambert (appointed 17th December 2025)
D.M. Blair {resi8ned If December 20￿)
D.G. Cameron
B.J. Randall
J.C. Best
P.A. Arnill
A. ]40r1￿d
A.M. Badc￿k(dpp0illlcd 2@ Jullc 2025)
C.E. Brow
K. Mader (reSi￿led26. June 2025)
rLCC Prcsiiknt
Secretary
Trettsurw.
Assistant Seoretsy
knistant Ticasurct
Ex-oificiu
Indep￿dellt FxamineT5
PA.IL SLipp
Jnni5free
9a Caiitelw)e Road
HaSlin&fjd￿ Cambs
CB2) ILU
R.k. TapliTL
Hexham House
26 CanibELdgc Road
GIMltllanchcstcr
Hwitingdo
Cambs
PE29 2BW
Lloyds Batd(
3 Sidney Street
Camknidge
CB2 3HQ
Frccnwons, Hall
Batenwi Street
C8fftbridg
CB2 INA

PROVIN￿ OF CAMBRIDGESHIRE
BENE
LENf A
IATI
Trnstses. annual report
For the Year ended 31. Decembu2025
In accordanc¢ with slatsti)ryrequireLuents and the Statement ofR¢conmi¢nded Prd¢tice120I9).'Accounling
and Reporlillg by Ckn'ities, {FRS102), die T￿￿tee5 submit theirieport for the year ended 31" De£allber 2025.
These flllaucial ststements have beenprepared iEt accotd&ice acCo￿￿tilg polici￿ set out on page 7
comply withthe charity's gowerninu documenL the aiaFities ACÈ 2011 AccoDDlin8 and Reportsng by
ch￿IticS.. StatcmcnÉ of Rccommcndcd Practtcc apphcable to charities preparin8 their a¢¢owts in a¢cordan¢c
with the Fitw¢ial Reporting Standai'd applicable in Ihe UK attd Republi¥ or1￿[￿lld publislml Un l6 July 2014.
TTUStces
The Tr￿SteeS the current Grand Master. Deputy GTand Master. Se¢retary Trr4surer of thc Provincial
Grand IAxlgc of CambridgeshiiL' togcthei the TreaswEr. Assistaut Treasurer. Serrctary alldAssis￿rt
secre￿ WI￿ arc clcctcd by the attending munbers at the Annual Gene￿ Me¢titig (ttid also au Ex-otficio
Trnstccs. In addition, a Chairn)ao Irustee is a￿Doi￿red annually by the Pn)viticial Grand Masttty at the
ProvÉncia] Grand Lodgc Anllual Gclleral Meetitt8. Althougb there are no other lrnstees at themortten¢ the
Tll￿sÈees have the power to apy)int thLryll.
Investment powers
The Tmst Decd authoriscs the trostces to make and lu)Id illvesttnellts.
Charity St
The Province of CambridgCshi￿ Masonic Benevolent Associatioti is Eonstitutcd by a Ttust Ikcd dated i
June 1996, as arncndcd on 23 May 20DI. 8lld is register¢d with the Chaiity CommisSi(Mi foT EttBlaThd
Walcs, llLwiber 1056195.
Objects
To raise tunds. to promote and support Masonic Cknitie& alld surh otha. thuritics as Provillcial Grat
Lodgc may from timc to timc decide.
Strat¢gÉc Ai
Th¢ ClwÉty does not niake ￿allts direct to the ￿bItc. but to other ch￿1t1¢8 4ttd through thcm supports
Ilumattity in thetr hour otnccd.
The Ch￿lty suppotts thc national Masonic Clwity. the Masoutc Charitsble FoW]d￿tilIn, re¥i%lnliuii ntm)ber
I I64703, wknch make8 ￿.￿llts to awidt rallge of llatiollal 2nd internalioDal organisations covering disaster
Trltef. TesearcIL educ&tion, healtlL C&te and support in old a8e to nwiie but afew.
At a local level the Charity supports the Pi'ovince of Cambridgesbire awity fw Car¢ aftd R¢licf, rcgistsztion
number 275991, whi¢h makes gr￿ts to masons of Canthridgeshire iodg¢s alld th¢r d¢pendants who in
The Charity, in c(mjunbtion with CambrIdg¢slii￿ Masonic lodge& also SUpp￿*S loc81 diariltes.

VNCE OF
RIDGFSHERE
MASONI
BENEV
LENT AS
Tl
Tn￿teeS antll￿ report
Forthe Year ended 31° December 2025
Continued
The Tn]stees in setting their objectTves alld perfollning their ch￿itable duties bave Imd regard to the Charity
Lommissiffl's public ￿nefit gllidallce. Detsits of the major awards made during the ye￿. l)e found under
the Statement of Fillancial Activities. The cbaTity is a Sina]I ChaThty as dcfjncd by thc ￿ty Comrnission and
the TnL8teeg have taken advaniage of the lirnitcdreporting tel￿]rements.
No hatm has been idclltified as wisin8 the alNive objects. nor has ally private benefit
lknielopmenw activRtie& and a¢hRevements
Thclntstces are pleased with the perf4)nnance of the Charity intbe la#year.
The Association dctiTrEs income frLm mcmbcrs donatio￿ ft]n&rdiSTtig events amd ifttcr￿t on money held
on deposit Tjie association receii'es accountsng and other sexvices the officcx& au of whom canry ollt their
duts'es oll attunpaÉd voluntary bagts.
It is the policy of the Ctharity to maintain abalartce onthe ullrestricted fund tti cova. a millimum of the
cyc¢tcdwNestrictcd expelldltu￿ for th¢ next 12 months.
Risk manAgement
Thc tntsttts #¢ttvely r￿leW the niajor risks that tbe c1￿￿ty faces on a regular basis andbelieve that
aintainiug ￿s£1Ve5 at Icvcls. c0]nblli￿wIth an annual revtew Dfthe controls over key fil￿nCIal
SySteElls, will prowidc sufficienti'¢sottrces for thcfirture. The trustees have also examined other operational
risks faced by the Chatity co]thD that thcy havc establish¢d systeaDs tomitigak the sigttificallt risks.
No rn￿teeS receive any remwier8tion work ¢￿Tled out on Ethalf of the Pi'ovince of CaM￿ldgeS￿lre
Masonic BcDcvolcnt AsswiatiotL
Ststemeilt of Tn]stees' responsibilities
Tr Tn￿etS arc rc5P)JL￿￿lC for Prep￿]ng the report alld accounts ill ac¢ord8nce with applicable law and
tinited KiDgdom A¢countillg StandaTds (UnitedKingduni Generally Acc¢ptedAGGounting PTacti¢e).
The law apph"cable lo Tn]stees iti ￿81alld Wales requires Tn]5tees toprqmre financial statcmcnts for each
fiDanci31 ycarwbitsh give a tr￿ aod fair view of the state of affaiis of the Ch￿ty and of the income Tesources
aud appli&*ioii of resoiwces ofthe cbarity forthat prAiod. In prepartng these f]non¢ial statemenL% the TTUStees
arc rcquired to..

PRONryNCE OF CAMBR￿￿ESH1RE
ONI
BENE
OLEKf ASSO
IATtON
'lThstees' anttual rwrt
For the Ycar cndcd 31" Dccellthet 2025
CoiiÉilltted
Obsetve the methods attd principles iti the Clwities SORP 2019 (FRS102).
Select suitable accouthting standards and then applythem ¢imsisÉently.
MakeJ[￿￿e￿a1ts alld esiimatcs that arc reasonable and pEIMlcnt.
State NN'hether applicable accounting standards and st3temenls of iEcotlln￿ded prnotice have been
followe￿ subject to any departure thsclosed and explallied in Ibe St￿nCIal stateTlleDL4.
Prepare the fIn￿LI*￿ Statements (x) a goms ¢on¢em basis un]e&s it is inaN￿OPriate to wesutDe thatthe
clwyty Thill Cthrtinue op¢rntioD.
The Tntsters arc icsponsiblc fw kccping accowrtiiig IEcords which disclose with ieasollable aucuracy al &iy
time the fmancial Position of the ¢haiity. to enablc Ihan to cnsure that the f]nallci&l statements comply with
the Clwitics AGt 2011, thc Chwity (AGcounts and Reports) Rv¥LdaÉions 2008 and the provisioJ]s of the Trust
Deed They we also rc%pollsible libr ￿le&￿va¥am8 tht aqsets of the charity and for takingreasonable steps for
the preventt.on and detectioll of frAud and othu ilregulaiitics.
Approval
Thi's report was approved by the Iwstees on
alld sigDcd on ijieirbehalf.
D.C,. Camero
Tn￿tee

BENEV
LENT A
Independellt ￿*mInerS, Report to Éhe Trusters of The Province Cambridgeshire Masonic
Benevolent Association- Charity Number 1056195
We report oh th¢ accounts of the Association for theyear erLded 3 1st December 2025, on pages (A.
Respective responsibililies of I￿￿te¢S anfl euminers.
The Ch￿ity'S trust￿3 a¥c r¢spo]wlylc foT th¢ w¢parativn ul"th¢ ilLCUUStts.
The ch￿￿ty'S ttN*ees coDsiderthat au audit is nut required for this year under section 144 ofthe Ch￿l(leS Act
20111thc charits.cs Act) and that an itidcpendcnt cxamiEthlion is needcd.
It is oui"Te4)on5ibi]ity to".-
examine the accounts undeT seciion 145 of the ChaEittes ACL
to follow the proccdurcs laid doiwn in Ihc gcncral Directi￿5 givcn by th¢ Ci]an'ty C0￿mIssIon (￿dcr
se¢tion 14f[5Xb) of thc CELarities ACL and
to sidlc whethcrparticulatm&lteLB have come to OUT attentio
BAsix of ind¢pendtnt ¢J2miners' report.
Our &Tamit]ation was wieAI out [NaccOrd￿with the general Direclions given by Clwity Collllnission.
All cxaminati(Mi includes areview ofthe accouttting re£ords kept by the chan"ty' and & comparison of the
accoullts presented w&th thosc rrG(*ds. It also itiGludes CODSAdu'auon of any unusual items or discloswes in the
accounts 8eekins wlanattuns from you as tmstxs Loni¢minb' any suih mult¥rs. Th¢ pruLrdut¢S
undcrtaken do not pyovide all the evidence thatwould ￿ required ui an &udit. and conseqiiently no opini()n is
giv￿ as tts NNthether tlie accouttts preselll a 'ttue attd fait, view, the teport is kttiitrd to those get out
An the statunent below.
JndependeDt examITre￿, ststemenL
In cotulection witb our exwntDaticrfL DO matter bas cojne to our allention.'_
l. which givcs us re&sonth Ca￿Se to kiieve tbat IJL anymat￿l&l respe¢L the reqvirerllents: .
to keep acco]mting recor(Ls in accordance with Section 130 of the Clwitie5 Act.
to prepare &ccoulltswllld] accord wtth the accountingTecord8 alld Goniply with the accowrt&n¥
requirements of the Charities Act have not been Dr
2. to ￿hICK in ow. opiu1￿ attelltion sh(xthi be (Iraivn in ordcrto w&bl¢ &propEr ulldcrstanilitig of thc accounts
lo be I'eathed.
P.A.li SkipEKr
R.K. Taplin
HeA4wn Ho
26 Caillbridgc Road
Gcxlmanchestcr
Huntsngdoti
Cawbs
PE29 2BW
9a Cdlltclupc Road
HasJiDgfre£
Cambs
CB23 ILU

PRos1If￿cF, OF CAMBRIDGFSHtRE
MASONIC BENEVOLEwf ASSOCIAI"ION
STATEMENT OF FINANCIAL ACtivrrtES
FOR THE YEAR ENDED 3 1ST DECEMBER
025
Untestrirted Restsicted Total
Funds
Fund5
2025
2024
Incomffin Rcsourccs...
Regular Paym¢nt Piomi5e5 Exduditig Gift Aid
Donatioiis and fi)lldraisiiig rv¢nts excludiJ]g Gift Aid
Gift Aid Env¢lvpcs rxcluding Gift Aid
Gift Aid tay reclaitned on cnvclopcs, I￿P$ & doDatiotLq
Oiher Donations and ColJecti()ns
24.148 24,148
Ll672 11672
33,087 33,087
17,177 17,177
59837 63311
24.856
11.472
19,641
9.900
3.474
146.921 I50.395
74.107
Interest Received
313
926
Total Income
149 234 152 708
F¢5tiV212034
Festival 2023
Direct C]￿ltable Expenditure
i 1.000
22,097 22.0￿]
76
55.208
154
76
Total Expellditw¢
173
Net Incoming Resources
3.398
127.137 110535
8,671
Fund Balances blhvd
3,427
32,501 35.928
27.257
Transfer betweell Funds
Nil
Nil
Fund Balances clfvd
159
L25 ￿ 16fJ 463
35

[￿ OF CAI%IBRIDG
lllRE
NIC BENEVOLENT ASSOCIATION
2025
2024
CU￿entASSets
Debtors - Recov￿.able Incojne Tax
Funds held in CMBA Relief Cl￿stS
Current Account
425
88.266
475
23,068
166,463
35,928
c￿￿entLIabIllties'. . Paydble one Year
Creditors
Net CuETent Assets
Resbidcd Fwrds
Unrestricted Funds
Totsl Fwids
159.638
32,501
35
Approved by the Boa￿ of Trnstees on
and signed on their behaIf.
Tn￿te

PRO
MASONI
CE OF C.AMBRIDGESHIRE
BENEVOLENf ASSOCIATI
Notes to the Accounts
For the Year ended 31. 2025
l A¢¢ounting Policies
1.1 Sthtwnent of compliattcc
The fiiiallcial state￿¢llts have been prepared iii accordance with thpplicabl¢ UK accoontsug standard
including financial Repoikng S￿id￿'d 102 'Thc Fina]i¢tal Reporting Stsndard applicable iii the United
Klligdoi￿ alld the RcpubliL of ]relalld' (FRS 102). Additionally, they compty with di¢ Statement of
ReCon￿CndCd Practic¢ 'Accoullting alld Reporting bs, chariti￿, publiskn¢d in 2019 (the SORP) ID all
Jnal¢rial aspects. Thc Charity meets the definition of a publir bcn¢fit entity under FRS 102.
1.2 Basis of Prcpai"ation
The f￿an(la1 stalcrneiits have beellprcp￿.ed on a going concen) basis undeT thc hislthical cost ¢onventton.
The assets &hown un the balance sh¢et as fimds held in die CMBA Rdief Chest aEe treatcd as assets of the
Charity on thc basis that they are held by the MCF subjcct to thc conts'ol of the CMBA. The fuDLtiuiial
currellcy of the Ctharity is considered to be Pounds Stei'ling because that TS tbe ¢uffency of the primary
economic enviroJTrment in wl)ich the tharity opcrates.
1.3 Going collcc
Thc ttustr¥s li&v¥ assessed whether thc use of thc ¥oiiig concern a￿uMption is appropriatc in prcparing these
financial statements. TFke trns¢ees havc ma(k th7s assessment in respectto aperiod vf i)nc s'¢ar fri*n the dale
ippravAI of these financial State￿ellts.
The ttustees of the ch￿lty have concliided that there no materia] wlcertatnttcs related to events or
conditions that may cast si￿￿C￿nt doubt on the Ability of tlie charity to continue as a goi1￿ concern. The
st¥Es are of the opinioEL that the charity will have sufficiellt resowies to meet its li&bilttics as t￿ fall due.
1.4 Charitable Funds hdd by CMBA as at 31sr December 20
Held in CMBA
Bai
Held iii CMBA
Reh'cf Chest
250
55.(fJ6
15.898
Toial
TLC Teddic5
9.084
*109 129
Lod
Totsl
cs
£8
£15.9 63_8
The Teddies for Lovffiiig Gve is & scheme to provide cud(lly IKats to AGGiiknt wid FmaEency untts for tll¢th'
staff to give, At theti. di.qo'etion, toyoung childr￿1 Ill Thc PtoviThcc of Cthidgeshirc tjic Teddie5 for l.oigubp CAr¢
15 CCTrrtratly adxninisteredand fillided by the Ch.IBA but nuls the auspic￿ of th¢ Ccntral Tcddics for Loving
CAre Sch¢xie.
' at the clos¢ of the Maggics Appeal the 15 January 2026 the balances were:
Amount
CMBA Bank Accoullt
CMBA Relief Chesl
54 865.95
55 801.4L