PROVIN
AMBRIDG
MASONIC BENEVOLENT ASSOCIATION
co
FOR THE YEAR ENDED
31STD
EMBER 2024

PROVINCE OF C.4MBRI
ESFITRE
NLISONIC BENEV
LE￿ ASS
ATJ
RegistetEd Charity Nwnb¢r
1056195
Trustees
President
Vic¢ Pr¢sid¢nt
aiaimiart
S￿retary
Treasurer
AssisL2ttt Secretary.
A&%istant Trcaswer
Ex4)fficio
W.C,M. Dastur
D.M. Blair
D.G. Lameru
B.J. R8Jida]I
J.C. Bcst (atwiirted 5th June 2024)
C.E. Titmus
A. Borland (a￿￿￿￿ted 5° Junc 2024)
KJ.Mader
C.E. Brown
Illdepelldent Examiners
P.A.11 Skipper
Innisfree
9a Cantelupe Iload
Has11n￿l￿4 Cambs
CB23 ILU
H. Aouad
7 Wall(cr Way
Langstanton
c.ambs
CB24 3EZ
Lloyds Bank
3 Sidney Strcet
Cambridge
CB2 3HQ
Coffespondth)c¢ addrcss
Frcemasons. Hall
B3teman Street
Cambndse
CB2 INA

PROIryNCE OF
AMB￿DGES1uRE
NfAS
NI
BENEV
LETr￿ A
IATI
Trustees, ￿lIa1 rewrt
Fot the Y¢aT ended 31. D¢cember 2024
In accordance with statutory requirements and the Statemeot of Recommended Practice (2019). 'ACc(A￿ting
and Reportsng by Charities, (FRS102). th¢ Trnst¢¢s submit their r¢port for the ycar ¢lld¢d 31. tkcunlu 2024.
These f￿auCial statements have been prepared in accordance with acCO￿ttl￿ pohcies set out on page 7 2nd
comply with the chaTity's governing ducuJnenl the ChariLits Act 2011 and Accounting and Rqx%thi¥ lry
Chan'ties: Statement of ReL¥)mmended Practice applicable to charities Preparing their acc(Amts io acC￿danCe
with the Financial R￿1)rting Standard applicable in thc UK Rcpublic of Irel￿nd publishcd on 16 Juty 2014.
T￿￿te¢S
Thc TTUStecs the Cu￿ent GTand Master, Deputy Grand Mastcr, Secrctary and T￿￿ter of thc Provincial
Grand Lod8C Ot'cambridgeshirc together the Trcasurer. A&sist8nt Tre&surer. Secrethry and Assistant
Sccrclary who Brc clecicd by thc attending mLinbets at the Arnual Gcneral MceliThg and also all EX-015￿.0
Trnstees. In additiory a a)ainnan trusttt is appointed annually lry the Provincial Grand Mast¢r at di¢
Provincial Grand Lodge Annllal General Meetin8. AllhoWI theTe are no other trnstees at the niomenL the
Tn￿tteS have the power to appoint them.
Investment powers
The Tn￿l Deed the tiijstees to make and hold investtnents.
ch￿lty Staths
The Province of Cambridgethire Masonic Benevolent Association is constiutrd by a TnLgt Deed dated 17th
June 1996 as amended on 23° May 2001: and is reBiStered with the Charity Commi&sion for England and
Walcs, munbcr 1056195.
ObJ'Kts
To taise funds, alld to promote and support Masonic Charitles. and such othEr clwitiLq Ls Provincial Grand
Lodge may from time to time decide.
Strategic Aim
The C1&￿ity does not make ¥rants direLt to the public. but to other charities and thfongti tliem supprts
humanity in their hour of necd.
Thc Charity supports thc national Masonic Charity. the Masonic Charitable Foundkn'oJL Tegistraliojj number
116470.1, which ￿akeS grants to a widL' iwigL ofnation'dl and international oryanisations LOV￿1n¥ dis&cr
relie£ r¢searcRL edllcati0￿ healtt4 caie and.suiiw)rt in old to naine but & few. The Charily is (2wrLnity
numing a tivc year festival to raiR f￿dS for thi's Lhan"ty.
At a local level the (Iwitv SUPFK)rts the Province of Cambridgeshire Chality Care and Relief, registrdtion
nwnber 2759) l. which makes grants to masons of CambridbFcshrc ludgcs a[￿ tkneir dcpcthts who are in
n¢¢(L In a(JdItio￿ this th￿lty supports local organi5atio￿s and charities.
The Charity. in cimjwKtion with c&M￿ld￿¢shire Masonic lodges. also Sup￿rts local charities.

PR
NIC BENEV
CLITION
Trustces. annual report
For the Year ended 31° Ikcember 2024
Continu¢d
The Tn￿eeS in setting their objeLtives and perforniing their L.IwAtable duties havc had reg4rd to the Charity
Commission's publir benefft guidullce. Detaits of the majoi. awatds lllade durin¥ the year found und
th¢ Staivnient of Finanrial Activiiie& The ¢han'ty is a Sinall Charity &$ detincd by the Clwity CA)nllni&sion
the Trn5tecs have tsken advaDtaBe of the litnited reportiijg 14uircme￿ts.
No hami has been identtfAed 8s ￿]sIn&P from the above objA nor any ￿1vate benefAt.
Devdopments, activfttic& and achicvements
The trustees are plffdsed with the perfornimce of the Charity in the last year.
FitiAncial review
The Association derAVCS its income from memlm donations. ￿nd-raiSI]Ig events and inlcrest on m(AJry held
on deposit. The &ssociats"on rcceives accounting and other seryices from the offictt4 au of whtho carry ￿t thcir
duti¢s on an unpaid voluntsry basis.
It is the policy rfthe CTharity to maithain a balance on thc unresbicted fund to Cover a Jninimum ot'the
expeLted unrestricl¢d expcnditure for the next 12 montlLq.
Risk management
The tr￿tee5 actively review the maj(r risks the aiarity fac￿ Oll a regular basis and Wiev¢ that
n￿int2]lling reserycs at current Icvels, C￿nbA1]ed witli an anffl￿l r¢vi¢w of th¢ controls ovcr key financial
rystems, provide sufficient resources for the future. The tn￿teet> have also examined ￿er Omional
risks faced tty thc Charity and confirn that they havc esthbllshed systcms to mitigate the sigwficant ri5L%.
No Tr￿tee& receive any remuncralion for work Garyied out on belialf ofthe PTovince of Cambridgeshire
Ma50nic Ben￿oIC￿t Association.
Statement of Trustses. responsibilities
The TAWl¢es aff responsible for preparing the report a￿d accounts in acrordauce with applicable law
Unitcd Kingdom ALLountmg Stslldar&s Iunited Kingdom Generally A¢wLd Ac£(Kurting PractiL£).
Thc law applicabje to TTUStecs ID F4Jand aud W3]es requires TTUStees lo ￿epare finallcial statunents for each
financial year whicb ￿ve a and fair view of thc stak of affairs of the Chan'ty of the inc(Mne resourc¢5
and application of resources of th¢ thity for that pcriod. In prepaiing these fu￿claI slatemell￿ TnLStees
are required to..

F cAMBRI[￿E5￿￿lE
MASONIC BENEVOLENT ASSOCIATION
TDJstees' annual report
For the Year ended 31° December 2024
Continued
Observe the methods and winciples in the ChanhLs' SORP 2D19 IFRS102).
Selttcl suitsble aCLoUnt￿8 Stwidards and then appty them coiisisientty.
Make jud¥ancDts and esliinat¢s that arc rLasonabl¢ and prndent.
State whLthcr applicable accounting stsndards and stateincnts of rcwinm¢ndd pThctic¢ hav¢ kcn
tollowe(L subjert to any dcpartw'c th'sklosed and ¢xplained in the fiiwicial stalemuts.
Prepare the fin4nctal statunents oll a going concern basis unless it is inappTopriatr to wesume that the
chaTity ThTrll conliiiuc in oixiatioii.
Thc TrLLStees are responsibl¢ kc¢ping aGcountin¥ re¢orts which dis¢l(be with rc&8onable a￿llacY at any
titne thc fllwicial position of th¢ charity, and to enable them to ensure that the financial statancllts c(Nllply with
the c.harities Act 2011, the Charity (Accounts and Re￿￿ts} Regulattolls 21X)8 and the provisi￿S of the Trust
Dccd. Tliey are also respoiisible for safeguarding the assets of the cbaTity wjd f(K tsking re&sonable stq)s for
the prevrJrtion and dc*ction of fraud and other irr¢gularitie8.
Approval
Thi's Icport was approvcd by the trustees on
and si8ned on ￿1r behalf
D.G. Camcron
Trustee

PROVINCE OF CAMBRIDGESHIRE
MASONIC BENEVOLENT ASSOCIATI
Independent Eiaminers, Report to the Trustees of The Province of Cgmbridgeshire Masonie
Benevolent Association - Charity Number 1056195
We report on the accowits of the Association for the year ended 3 1st December 2024. pagcs ￿.
Respective responsibilities of trnjtees and examiner
The charity's tsiistees are responsible for the preparation of the accounts.
The charity's trustces consid¢r an auth'i is nol required for this year under scction 144 ot'the Charities Act
2011 (the Charities Act) and that an illdependent examination is needed.
It is our responsibility to: .
examine thc accounts undcr scction 145 of th¢ Clwiti¢s Act.
to follow the wocedwes laid down in the genernl Directions ￿Ven by the Chan'ty Con￿￿1￿¢￿ (undcr
section 145(5Xb) of the CTharities Act: and
io state whethu parn¢ularmatters have come to attention.
Basis of independent exAminer5' report.
Our eXaMi￿On was carried out in accordance with the 8en¢ral Dlr¢cts(￿S ￿Ven by thc Charity Commi&sion.
An ¢xamination includes a review of the accounting reujrds kept by the charity and a compatison of the
aCcO￿ts piesaitcd with those records. It also includes constderation of any ￿n￿lla1 items or disdosures in the
accounts and seekin8 explanations from you as trustees C￿CernIng any such n￿tter5. Thc proLcthwcs
undertakell do not provide all the evidence that would Lr iequired in an adiL and consequendy nu opmiion Is
given as to whether the accounts present a 'tnJe and fair, view: and the re￿￿ is limited to those matters set out
in the staiement below.
Independent examlnerj, 8tatememL
In connection with our examin*iw no matter c(xne lo our attentson: _
l. which ￿V¢S us reas(Thble Cause lo believe that iffj any Ma￿la1 respeffj the Tequiremcnts: .
to keep accounting records in accordance widj section 1.10 of the ChaTitics Act.
to prepare accowits wluch accord witli the accountiiig recor(ts and coinply widi die aC￿mmI7￿g
requiremellts of the Ctwi'tics Act have not becn mct. OI
2. to Whic￿ in our opinion, attention should b¢ drawn in order to enable a proper underthdin8 of the accounts
bc i'cached.
P.A.R. Skipper
Illnisfrce
9a Cantelupe Road,
H&8lingfree
Cambs
CB23 ILU
H. Aouad
7 Walker Way
Longsatanton
CB24 3EZ
Dated-

PR
F CAMBIU
MASONI
BENEVOLENT ASSOCIATION
STATEMENT OF FINANCIAL AcrtVlTIES
R THE YEAR ENDED 31ST DECEMBER 2024
Unrestricted
Fun&$
Restticted Total
FuThls 2024
2023
in
Regular Paynient Promises Excluding Gift Aid
T)onations and fundraising events excluthng Gift Aid
Gitt Aid ￿1V<lOpeS excl￿h￿s Gift Aid
Gift Aid rcclaimrd on cnvelopw RPPS & dO[kn￿l￿n5
Othcr Don81ions and Colltdions
24.856 24.856
J1.472 11.472
19,641 19.641
9,900 9.gM)
4234 8238
3CI,793
2,144
41,952
19,523
70.103 74,107 271.961
Interest Received
Total Income
71029 75 033 272
enditute: .
Festival 2034
Festival 2023
D￿ect Charitable Exp￿ditUre
Admiw'stralion Expenses
269.￿1
8.039
l80
4.228
154
50.980 55,208
154
Total Expenditur¢
61980 66 362 278 120
Nct Incoming Resourccs
(378)
9.(￿9
8.671
15.8139)
Fund Balances blfwd
9,259
J7,9)8 27257
60,134
Transfer between Fullds
Fund Balances Wfwd

PR
NL4SONIC BENEVOLE￿[ ASSOCIATION
BALANCE SHEET AS AT 31ST DECEMBER 2024
2024
2023
Debt￿5 - R￿0verable Incomc Tax
Funds held in CMBA Rclicf Chcsts
C.UTrem Accoullt
475
5U8
5,709
35.928
27,257
Current Liabdities.. . Payable withm one Year
Cirditors
Net Current Assets
Fund
Restricted Funds
Unrestri¢led Funds
Total Funds
.32.501
17,998
£35,928
£27.257
Approved by the Board of Trus*cs on
and si￿ed ffl their bchalf.
ncron
rnstee

PR
CE OF c.AMBlUt￿EsH1RE
MASONIC BENEVOLENT A
JATKON
N￿5 to the Accounts
For the Year fflded 31. December 2024
l Accounting Policics
l. I Statement of comphance
The financial statements have been prepared in aGcordance with applicable UK acc<K￿tillg standard4
including Financial Reporting Standard 102 'The Financial Reporting Stath applicabk in thc United
Kin¥dom and the Republic of Ircland, (FRS 102). Additi(Mally, they compty with the Statement or
ReconJJnended Prii¥ts"c¢ 'Accounting and Reporting by Charities, pubjishcd in 20J9 {thL SORP) in all
matcrial aspccts. The Charity mects thv definition ola publ?L benelit entity under FRS IO2.
1.2 Basi5 of Preparation
The financAal statemeirts have been prepared on a going conccrn Imsis un(kr the histotical cost convcntion.
The assets shown on the balance 4heet as held in the CMBA Relict"Chest are tr&ited as assvL% of the
arAty on the basis that they are lield by thL MC.F subjelt to the control of the C.MBA. The fwictional
currellcy of the Charity is considered to be Pounds Sterfing bcGausc that is the of the wi
eGonomic rnvironment in which the charity operates.
1.3 Going coiicern
Thc truslees have ￿Se&￿a whcthcr thc use of the going concern assumption is appropriale in ￿eparIng these
finanLial stalcmenrs. The trustees have n￿(￿ this assc&%ment in resptct to a period ot. one yeat frotu thc date
of approval ot thcsc fInanc￿l slatements.
The tsustees of the charity have concluded that there arc no material UACttthintics t¢latcd to events (
condition5 that may cast sigmfiGant doubt on the ability of the charity trj ￿lIti￿lle a goAllbY C(¥iccm. The
Irust¢cs ar¢ of th¢ opinion that the th￿lty will hav¢ sufticlent resources to meet its liabilities as they tall due.
1.4 Charitable Funds held by CMBA as at 3 i•r Decenibcr 2024
Held in CMBA
Held in CMBA
Relief ChesÈ
TLC Teddies
le't> A eal
(:.MBA
475
es
Total
Thc Tcddies for Loving* CdrL is a sthcme to provide cuddly Irars to Accident Fxnetgency units f￿ medical
staff ￿ EIVC. at their discrelion. to young childten. In'l'he Province of Catn1x￿gesb￿C the Ted(bL4 for LoNryii% Care
is centtally ad￿ll￿t￿cd alld fiwdcdby Ihc CMBA but rwis ￿der die awices of the CeLtsal"feddics LoTriDg
Care S¢J)¥ni