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2024-12-31-accounts

Charity Registration No. 1056125

LONDON CHINESE ALLIANCE CHURCH TRUST

TRUSTEES' REPORT AND UNAUDITED ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2024

LONDON CHINESE ALLIANCE CHURCH TRUST LEGAL AND ADMINISTRATIVE INFORMATION

Trustees Rev Bradley Chu Vanessa Siu Chuk Lai Ming Chi Kwok Eddie King Chi Man Charity number 1056125 Registered address 58 Trevelyan Crescent Harrow HA3 0RJ United Kingdom Independent examiner Chi Yeung WONG 30 Springfield Mount London NW9 0SL United Kingdom

LONDON CHINESE ALLIANCE CHURCH TRUST

CONTENTS

Page
Trustees' report 1-2
Independent examiner's report 3
Statement of financial activities 4
Balance sheet 5
Movement of Members Fund 6
Notes to the accounts 7-11
Statement of Belief 12

LONDON CHINESE ALLIANCE CHURCH TRUSTEES’ ANNUAL REPORT FOR THE YEAR ENDED DECEMBER 31, 2024.

The Board of Trustees presents its report and accounts for the year ended December 31, 2024.

OBJECTIVES AND ACTIVITIES

The objectives of the Charity consist of the advancement of Christian faith in accordance with the Statement of Beliefs (appended to this document) in London and other parts of United Kingdom and world as the Trustees may see fit from time to time.

We provide weekly Worship Services in Chinese and English for all ages, children and youth programs, newcomers, adults, and seniors fellowship, weekly bible studies, prayer meetings, as well as campus ministry among other activities. Activities of the Church are held every Sunday morning at Victoria Hall, 1-3 St Johns Road, Harrow, HA1 6QT, and Saturday mornings at The Grove Academy, Fourth Ave, Watford, Hertfordshire, WD25 9RH.

STRUCTURE, GOVERNANCE AND MANAGEMENT

The Trustees of the Charity, who served throughout the year except where stated otherwise, were Rev. Bradley Chu, Vanessa Siu Chuk Lai, Chun-Wai Ho (resigned 14/7), Ming Chi Kwok, Eddie King Chi Man.

The government document of the Charity is the Constitution of London Chinese Alliance Church. The day-to-day management of the Charity is undertaken by our Trustees who report to the Chairman of the Board which is responsible for the overall management of it.

The Trustees, except the appointed Chairman of the Board under the Church’s by-laws, are elected to serve for a period of two years after which they must be re-elected at the next Annual General Meeting (AGM) and then the officers are to be appointed by the Chairman of the Board of Trustees. All members of the congregation are encouraged to stand for election to the Board of Trustees.

The Board meets at least once a month. The AGM is to be held once a year after the completion of each calendar year.

VOLUNTARY HELP AND DONATIONS IN KIND

The elected Trustees and other members of the Charity continue to provide their services free.

ACHIEVEMENTS AND PERFORMANCE

Our church elects to see lives transformed by God’s grace, and people impacted and changed as followers of Christ, to have baptize several people and welcome others into church membership, also to embrace people who became believers by accepting Jesus Christ as their Lord and Saviour.

1

LONDON CHINESE ALLIANCE CHURCH TRUSTEES’ ANNUAL REPORT FOR THE YEAR ENDED DECEMBER 31, 2024.

(Continued)

PUBLIC BENEFIT

The Trustees confirm that they have complied with the duty in section 17 of the Charities Act 2011 to have due regard to public benefit guidance published by the Charity Commission in determining the activities undertaken by the charity. The Trustees review the activities of the charity against its aims on an ongoing basis and are satisfied that all activities continue to be related to the aims which are set in such a way as to benefit society as a whole.

FINANCIAL REVIEW

The Board of Trustees considers that the Charity’s financial position at the year-end was satisfactory.

The Board of Trustees has agreed to examine the level of General Reserve from time to time to ensure that it is enough to meet ongoing operation expenditures and running costs over a period of twelve months.

PREPARATION OF THE REPORT

The Trustees declare that they have approved the Trustees’ Report above, and agree that the Chairman of the Board will sign on behalf of the Charity’s trustees.

BY ORDER OF THE BOARD OF TRUSTEES

…………………………………………… / Rev. Bradley Chu, Chair of the Board Date: …22 May 2025……

2

LONDON CHINESE ALLIANCE CHURCH TRUST REPORT OF THE tNDEPENDENT EXAMINERS TO THE TRUSTEES OF LONODN CHINESE ALLIANCE CHURCH TRUST I report on the accounts of the charity for the year ended 31 Decernber 20?4, which are set out on pages 4 to I l. This report is made solely to the charitv's trustees, as a body, in accordance with section 14) of the Charities Act 201 l and regulations made under section 154 of that act. MN. ￿"ork has been undertaken 50 that I mi_ght state to the charity s trustees those matters l am requir¢d to state lo them in an independent exatniner's report and for no other purpose. To the ￿lIest extent perniitted bv lai*, I do not accept or assume responsibility. to anj'one other than the charity and the chariry's tnjstees as a body, for my independent examiner's H'ork, for this report. Respectii'e responsibilitie5 of trustees and examiner The charity s trustees are responsible for preparation of the financial statements, and ihey consider that an audit is not required for this J'ear under section 144(2) of the Charities Act 2011 {the Actl and that an independent examination is not needed. It is my responsibility to: examine the fmancial statements under section 145 of the Act; follow the procedures laid down in the generdl directions given b), the Charity Commission under Section 14i(i)(b) of the Act; and State whether particular matters have come to my attention. Basis of independent examiner's report M), exarnination ￿'aS carried out in accordance ￿')[h the general directions gi￿en b￿. the Charitv Commission. An examination includes a revie1% of the accouniino records kept bj. the charitN" and a comparison of the accounts presented ii'iih those records. li also includes consideration ot- an}. unusual items or disclosures in the financial statements, and seeking eyplanaiions from )"ou as trustees concerning an), such matters. The procedures undertak-en do not provide all Ihe evidence that ￿"oU]d be required in an audit, and consequentlTr no opinion is 2iven as to iTrheiher the tinancial sthiemenis present a 'true and faiT wiew. and the report is limited to those marters sei out in Ihe statemeni beloii". Independent examiner's statement In conne¢¢ion ii'ith m). examination, no Matter has come to my attention.. l ) w'hich gives me reasonable cause to believe that in any material respect the requirements: to keep accountingF records in accordance ii'ith section 130 of the Act; and 10 prepare tinancial siatemenls iN"hich accord ￿'1th the accounting records and comply with the accounlino requirements of the Act have not been met: or ?) to ii'hich, in MN. opinion. attention should be drdii'n tn order to enable a proper understanding of the tinancial stat¢tnents to be reached. Signed- aj, PL+ Chi Yeunu Wong 30 Springfield Mount. KintssburN, London NW9 OSL Dare: 07 Auousl ?Ojj

LONDON CHINESE ALLIANCE CHURCH TRUST

STATEMENT OF THE FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2024

Notes
Income from:
Donations and legacies
Sunday offerings
Designated Offerings
Investments
Interest Income
Total income
2,3,4
Expenditure On:
Charitable activities
Salaries
Rent and rates
Travelling expenses
Printing, postage and stationery
Insurance
Church retreat and conferences
Sundry expenses
Worship Ministry
Guest Honorarium
Miscellaneous
Evangelism & Mission
Missions
Evangelical expenses
Donations to other organisations
Christian Education
Sunday School Materials
Youth Ministry
Caring Ministry
Love Gifts
Caring and Hospitality
Total expenditure
Net (expenditure)/income for the year
Trasfer between funds
Net movement in funds
Reconciliation of Funds:
Fund balances at 01 January 2024
Fund balances at 31 December 2024
Unrestricted
Fund
£
185,564
-
2,835
188,399
111,290
32,951
369
-
-
285
4,666
4,130
1,027
310
718
96
879
1,747
-
158,470
29,929
29,929
58,042
87,971
Designated
Fund
£
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
94,431
94,431
Restricted
Fund
-
5,640
-
5,640
-
-
-
-
-
-
-
-
-
500
-
-
-
-
-
500
5,140
-
5,140
306,534
311,674
Total
2024
£
185,564
5,640
2,835
194,039
111,290
32,951
369
-
-
285
4,666
4,130
1,027
500
310
718
96
879
1,747
-
158,970
35,069
-
35,069
459,007
494,076
Total
2023
£
159,279
9,562
1,849
170,690
89,226
27,369
166
-
-
-
933
4,547
5,355
214
784
600
407
-
650
-
130,251
40,439
-
40,439
418,568
459,007

4

LONDON CHINESE ALLIANCE CHURCH TRUST

BALANCE SHEET AS AT 31 DECEMBER 2024

2024 2023
£ £ £ £
Fixed Assets - -
Current Assets
Cash at bank and in hand 478,040 457,827
Debtors 22,514 7,838
500,554 465,665
Net current assets
Creditors : amounts falling due
500,554
(6,478)
465,665
(6,658)
within one year
Total Assets Less Liabilities
494,076 459,007
Financed by:
Unrestricted funds
Restricted funds
Designated funds
87,971
311,674
94,431
58,042
306,534
94,431
494,076 459,007

The accounts were approved by the Trustees on ……………………….202511th May

…………………… : Rev Bradley Chu On behalf of the Board of Trustees

5

LONDON CHINESE ALLIANCE CHURCH TRUST FOR THE YEAR ENDED 31 DECEMBER 2024

MOVEMENT OF MEMBERS FUNDS

==> picture [680 x 295] intentionally omitted <==

----- Start of picture text -----
Designated Funds Unrestricted Restricted Funds TOTAL
Funds
Missions/ Total Missions/ Total
Name of fund Church Thelogical Charity Designated General Church Thelogical Charity Restricted
Reserve Fund & Other Fund Reserve Fund & Other Fund
Balance as at 01.01.2024 94,432 (0) (0) 94,431 58,042 234,385 359 71,790 306,534 459,007
Add: Sunday Offerings - - - - 185,564 - - - - 185,564
Designated offering - - - - - 2,195 400 3,045 5,640 5,640
- - - - - - - - - -
Special Offerings
Interest Income - - - - 2,835 - - - - 2,835
Other Income - - - - - - - - - -
Total Income - - - - 188,399 2,195 400 3,045 5,640 194,039
Less: Payments in year - - - - 158,470 - 500 - 500 158,970
Total Payment - - - - 158,470 - 500 - 500 158,970
Transfer between funds - - - - - - -
Balance as at 31.12.2024 94,432 (0) (0) 94,431 87,971 236,580 259 74,835 311,674 494,076
----- End of picture text -----

6

LONDON CHINESE ALLIANCE CHURCH TRUST NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2024

1. Accounting policies

1.1 Basis of Accounting

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable to the UK and Republic of Ireland (FRS 102) (effective 1 January 2015) – (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

The Charity meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy note(s).

1.2 Preparation of the accounts on a going concern basis

Having considered future budgets and cash flows, the trustees confirm that they have no material uncertainties about the entity’s ability to continue as a going concern for the foreseeable future.

1.3 Income recognition

This comprises donations and investment income. All income is recognised once the charity has entitlement to the income, it is probable that the income will be received and the amount of income can be measured reliably.

Donations are recognised when the charity has been notified in writing of both the amount and settlement date. In the event that a donation is subject to conditions that require a level of performance before the charity is entitled to the funds, the income is deferred and not recognised until those conditions are fully met, or the fulfilment of those conditions is wholly within the control of the charity and it is probable that those conditions will be fulfilled in the reporting period.

7

LONDON CHINESE ALLIANCE CHURCH TRUST NOTES TO THE ACCOUNTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024

1.3 Income recognition (continued)

Legacies are recognised on a case by case basis following the grant of probate when the administrator/executor for the estate has communicated in writing both the amount and settlement date. In the event that the gift is in the form of an asset other than cash or a financial asset traded on a recognised stock exchange, recognition is subject to the value of the gift being reliably measureable with a degree of reasonable accuracy with the title of the asset having been transferred to the charity.

Investment income is credited to income when it is receivable and the amount can be measured reliably by the charity; this is normally upon notification of the interest paid or payable by the bank.

1.4 Expenditure

Liabilities are recognised as expenditure as soon as there is legal or constructive obligation committing the charity to that expenditure, it is probable that settlement will be required and the amount of obligation can be measured reliably.

Expenditure is recognised on an accruals basis as a liability is incurred, inclusive of VAT, which cannot be recovered.

Charitable activities comprise mainly of staff costs, premises and administrative costs.

1.5 Fixed asset and depreciation

Fixed asset is stated at cost less accumulated depreciation.

Office equipment 20% straight line method

1.6 Designated Funds

Designated funds are subject to specific conditions by individual funds scheme. Contributions are charges in the Statement of Financial Activity as they become payable in accordance with the rules of the scheme.

1.7 Debtors

Trade and other debtors are recognised at the settlement amount due after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

1.8 Cash at bank and in hand

Cash at bank and in hand includes bank accounts, cash and short term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

8

LONDON CHINESE ALLIANCE CHURCH TRUST NOTES TO THE ACCOUNTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024

1.9 Creditors and provisions

Creditors and provisions are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are normally recognised at their settlement amount after allowing for any trade discounts due.

1.10 VAT

The charity is not registered for VAT but is unable to reclaim all of the input tax incurred.

Irrecoverable VAT is charged to the expenditure heading for which it was incurred.

1.11 Estimation uncertainty

In the view of the trustees in applying the accounting policies adopted, no judgements were required that have a significant effect on the amounts recognised in the financial statements nor do any estimates or assumptions made carry a significant risk of material adjustment in the next financial year.

1.12 Financial instruments

The charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value.

1.13 Taxation

As a registered charity no taxation liability arises on the results for the year.

2. Donations and legacies

Sunday offerings
Designated offerings
Unrestricted
Fund
£
185,564
-
185,564
Designated
Fund
£
-
0
0
2024
£
185,564
0
185,564
2023
£
159,279
0
159,279

3. Investment income

Bank interest

2024
£
2,835
2023
£
1,849

9

LONDON CHINESE ALLIANCE CHURCH TRUST NOTES TO THE ACCOUNTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024

4. Fixed Assets

Office euipmemt
Cost:
Balance b/f as at 01 January
Additions
Balance c/f as at December
Depreciation:
Balance b/f as at 01 January
Charge for the year
Balance c/f as at December
Net Book Value:
2024
£
6,409
-
6,409
6,409
-
6,409
-
2023
£
6,409
-
6,409
6,409
-
6,409
-

5. Trustees

Except for Rev Bradley Chu, none of the Trustees (or any persons connected with them) received any remuneration during the year.

6. Employees

During the year, the average monthly number of employees was 5 (2023 -3).

10

LONDON CHINESE ALLIANCE CHURCH TRUST NOTES TO THE ACCOUNTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2024

7. Debtors
Othe debtors
Prepayment and Accrued income
8. Creditors
Taxes and social security costs
Wages
Accruals
2024
£
-
22,514
22,514
2024
£
3,814
-
2,664
6,478
2023
£
-
7,838
7,838
2023
£
1,819
3,801
1,039
6,658

11

STATEMENT OF BELIEF

  1. There is one God, who is infinitely perfect, existing eternally in three persons: Father, Son and Holy Spirit.

  2. Jesus Christ is true God and true man. He was conceived by the Holy Spirit and born of the Virgin Mary. He died upon the cross, the just for the unjust, as a substitutionary sacrifice, and all who believe in Him are justified on the ground of His shed blood. He arose from the dead according to the scriptures. He is now at the right hand of the Majesty on high as our great High Priest. He will come again to establish His kingdom of righteousness and peace.

  3. The Holy Spirit is a divine person, sent to indwell, guide, teach, empower the believer and convince the world of sin, of righteousness and of judgement.

  4. The Old and New Testaments, inerrant as originally given, were verbally inspired by God and are a complete revelation of His will for the salvation of men. They constitute the divine and only rule of Christian faith and practice.

  5. Man was originally created in the image and likeness of God: he fell through disobedience incurring thereby both physical and spiritual death. All men are born with sinful nature, are separated from the life of God and can be saved only through the atoning work of the Lord Jesus Christ. The portion of the impenitent and unbelieving is existence forever in conscious torment, and that of the believer, in everlasting joy and bliss.

  6. Salvation has been provided through Jesus Christ for all men and those who repent and believer in Him are born again of the Holy Spirit, receive the gift of eternal life and become the children of God.

  7. It is the will of God that each believer should be filled with the Holy Spirit and be sanctified wholly.

  8. Provision is made in the redemptive work of the Lord Jesus Christ for the healing of the mortal body. Prayer for the sick and anointing with oil are taught in the scriptures and are privileges for the Church in this present age.

  9. The Church consists of all those who believer on the Lord Jesus Christ, are redeemed through His blood and are born again of the Holy Spirit. Christ is the head of Body, the Church, which has been commissioned by Him to go into the entire world as a witness, preaching the Gospel to all nations.

  10. The local church is a body of believers in Christ who are joined together for the worship of God, for edification through the Word of God, for prayer, for fellowship, the proclamation of the Gospel and observance of the ordinances of baptism and the Lord’s Supper.

  11. There shall be a bodily resurrection of the just and of the unjust; for the former, a resurrection unto life, for the latter, a resurrection unto judgement.

  12. The second coming of the Lord Jesus Christ is imminent and will be personal, visible and physical.

12