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2023-03-31-accounts

Big Issue North Trust Ltd (a company limited by guarantee)

Annual Report

Year Ended

31 March 2023

Company Number 03164559 Charity Number 1056041

Big Issue North Trust Ltd

Report and financial statements for the year ended 31 March 2023

Contents

Page:

Big Issue North Trust Ltd

Legal and administrative information for the year ended 31 March 2023

Directors and Trustees of the charity: M Fitzgibbon F Selvan E Robinson S Islam A Rafferty (Resigned 1 April 2022) L Symonds Secretary: M Fitzgibbon Principal and Registered Office: 1[st ] Floor 463 Stretford Road Manchester M16 9AB Company Number 03164559 Charity Number 1056041 Website www.bigissuenorth.com Bankers Santander Bridle Road Bootle Merseyside L30 4GB External Auditor: Beever and Struthers One Express 1 George Leigh Street Manchester M4 5DL

1

Big Issue North Trust Ltd

Directors' and trustees’ report for the year ended 31 March 2023

The directors and trustees are pleased to present their report together with the financial statements of the charity for the year ended 31 March 2023.

Legal and administrative information set out on page 1 forms part of this report. The financial statements comply with current statutory requirements, the Memorandum and Articles of Association and the Statement of Recommended Practice "Accounting and Reporting by Charities".

1 Structure, Governance and Management

Status

Big Issue North Trust Ltd is a company limited by guarantee, (company number 03164559), and a registered charity (charity number 1056041) governed by its memorandum and articles of association.

Directors and Trustees

The Trustees serving during the year were as follows.

M Fitzgibbon F Selvan E Robinson S Islam A Rafferty (Resigned 1 April 2022) L Symonds

Recruitment and Training of Trustees

As set out in the Articles of Association, the Chair and other Trustees are appointed by The Big Life Company Limited by sending a notice in writing to the Charity.

The training and induction of new Trustees is the responsibility of the Chair and is tailored to the individual needs of new appointees. All Trustees have a one to one meeting with the Chair each year to discuss training and development needs.

The Standing Orders of the charity give details of the decisions which are made at Board level and the powers delegated to the management team.

Organisational Management

The Board of Trustees evaluate and agree the priorities of the organisation through a comprehensive business planning process undertaken by the Big Life Group as a whole.

Big Issue North Trust Ltd is part of the Big Life Group of social businesses and charities. It contracts with The Big Life Company Limited for the provision of corporate services and for the delivery of services to vendors through a Service Level Agreement.

Risk Management

The directors have identified the risks that the charity may be exposed to in the next financial year and have established strategies to mitigate those risks. A risk management process is in place whereby risks are identified and profiled against likelihood and consequence, with actions put in place. Each risk is assigned to a member of the Senior Management Team. One of the key risks identified was the management of rising costs of publishing an independent magazine, in a climate where increasing the product price was restricted.

2

Big Issue North Trust Ltd

Directors' and trustees’ report for the year ended 31 March 2023 (continued)

Key Management Personnel – Remuneration

Big Issue North Trust Ltd considers its key management personnel to be trustees and senior leadership of the group. Full costs are borne by The Big Life Company Limited and disclosed in those accounts. The costs of the charity’s key management personnel relating to Big Issue North Trust Ltd are paid for as part of an overall service level agreement with The Big Life Company Limited that is annually agreed by Big Issue North Trust Ltd trustees.

Remuneration of the senior leadership within the group is set by the group’s Audit & Remuneration Committee based on benchmarking against comparable external organisations.

2 Objects of the charity

The objects of the Charity are to carry out activities that relieve poverty particularly in relation to the vendors of the Big Issue North/Big Issue magazine.

The charity’s principal aims are:

Big Issue North Trust Ltd is a registered charity that raises funds to provide services for vendors of the Big Issue North/Big Issue magazines to help them move away from homelessness for good.

3 Statement of public benefit

The Trustees have given due consideration to Charity Commission published guidance on the operation of the public benefit requirement. Full details of the public benefit provided by the charity are detailed in the review of activities in section 4.

4 Review of activities and future development

Big Issue North Trust Ltd is a charity which produces the Big Issue North magazine and helps vendors who are selling the Big Issue North and Big Issue magazines through support and signposting. During the year the charity carried out 1,289 (2022: 838) crisis interventions with vendors, assisted 98 (2022: 41) clients into accommodation, provided 129 (2022:55) vendors with employment support. The charity provided 111 interventions around Health and 405 interventions around Money issues.

During the year total income was £1m (2022: £1.1M) and included community voice, street news and Magazine sales. At the end of 2022/23, the difficult decision to cease producing the Big Issue North magazine, was taken due to unsustainable production costs, influenced by the lasting covid 19 pandemic affects and increased inflation on printing and fuel costs.

The Trust also engages with Liverpool City Council to deliver a user engagement project called Community Voice (CV). The CV contract has since been extended up to 31 March 2026.

CV had 12 (2022: 4) volunteers, engaged in supporting (54) people through a new hub which acted as a safe place for people to attend, build social connections and unpick barriers in their lives, using strength based approaches to engage with people regarding drug and alcohol service improvements.

CV supported an additional 34 people with advocacy, produced 971 interventions and supported 160 attendances at the monthly service user forum. This year CV saw the decrease in the number of people engaging in monthly service meetings due to covid restrictions.

3

Big Issue North Trust Ltd

Directors' and trustees’ report for the year ended 31 March 2023 (continued)

In 2022/23, Community Voice developed the Lifelines project, with the aim of empowering the people we work with to tell their own stories in their own words. Through focusing on the moments in their lives that matter most to them, the project raises the voices of people who don’t always get seen in a rounded, whole-person way. The Lifeline stories are not about services, diagnoses or blame, but provide an opportunity to hear first-hand about the traumas, challenges, successes and relationships that make people what they are. In 2023/24, we will be presenting the work to the Home Office.

From 2023/24 onwards following an internal group restructure CV will be administered through The Big Life Company.

In 2023, Community Voice along with Big Issue North Trust, will move to a new building, to enable the hub to open 5 days per week which wasn’t possible in the current location.

5 Principal risks and uncertainties

A risk management process is in place whereby risks are identified and profiled against likelihood and consequence with actions identified. Each risk is assigned to a member of the Senior Management team.

The long term financial sustainability of magazine production and sales was the major risk facing the organization due to changes to the post pandemic economic climate in terms of both reducing revenue and inflationary pressure on costs resulting in increasing year on year deficits. To address this financial challenge and secure the organisation’s long term future the difficult decision was taken to cease publication of the Big Issue North magazine in 2023/24 and source future magazines from Big Issue UK.

However although we are in ceasing production of Big Issue North magazine we continue to support people to earn an income by selling the Big Issue UK magazine. To ensure that Big Issue North continues to provide a northern voice we will employ a Northern Correspondent to publish meaningful stories via the Street News app and our social and web channels and offer content to Big Issue UK and the whole of the International Street Paper Network.

The decision to cease magazine production was incredibly hard and marked the end of an era for the northern media. We believe that this was the best possible route to take and will ensure that for many years to come, people in the North facing poverty, homelessness and marginalisation will be supported to earn an income, gain support in all areas of their lives, and work to a more hopeful future.

At an operational level, services provided by the Group are subject to legislative and quality standards, including ISO 9001 and 14001. Failure to maintain these standards impacts on the Group’s reputation and ability to operate as a high quality business, therefore services are constantly reviewed and audited, and appropriate action taken to ensure targets are met and exceeded.

6 Related parties

The charity forms part of the “ Big Life Group ” of social enterprises and charities. The Big Life Company Limited is a not-for-profit company limited by guarantee, of which one of the company's directors, F Selvan, is the sole guarantor. For accounts purposes the Group now includes Big Life Centres and Self Help Services Ltd (With effect from 1 April 2022 Big Life Schools was no longer consolidated in the Group accounts due to a change in control).

Big Life Centres is an independent charity which offers opportunities to people who have had a raw deal in life to change their lives for the better.

4

Directors' and trustees’ report for the year ended 31 March 2023 (continued)

Big Issue North Trust Ltd

Self Help Services Ltd is a user led, primary care mental health service offering self- help groups, computerised CBT, counselling, clinical IAPT services, training and volunteering.

7 Grant making policy

The charity receives small grants to support vendors of the Big Issue North. These monies are restricted in their use to the purpose specified in the contract.

8 Financial Review

Income for the year was £1,020,045 and was overall largely in line with the previous years income (2022 – £1,180,846). Income from Trading Activity (mainly Magazine Sales) was £740,670 which was an increase of £38k on the previous year.

Total expenditure amounted to £1,127,107 (2022 – £1,115,745).

The net outgoing resources for the year amounted to £107,062 (2022 Incoming Resources £65,101). At the year-end restricted funds amounted to £13,531 (2022 – £13,018) and unrestricted funds total £408,612 (2022 – £516,188).

9 Key Performance Indicators

Targets are set and are monitored during the year, and their progress is included within the Board Reports. They are categorised under three key priority areas;

10 Reserves policy

At the year end the Reserves Policy was reviewed. The aim of the Reserves is to:

Reserve Level

Target levels for free reserves (Unrestricted Funds less Fixed Assets) are based on three months’ salary expenditure and free reserves should be built up to that level where possible. Should the level of free reserves at the end of a financial year exceed target then the charity should make plans to utilise free reserves to achieve target reserves in the future.

The current target level of reserves based on 2022/23 salaries is £93k and the actual level of free reserves at 31 March 2023 was £295k (2022: £341k). Trustees have agreed to utilise additional reserves to increase the level of support to vendors and develop new projects such as Street News.

5

for the year ended 31 March 2023 (continued)

Big Issue North Trust Ltd

Directors' and trustees’ report

11 Future Developments

The Big Life Group is in the business of changing lives and we fight inequality by working with people and places to create opportunities and inspire change. All our services work with people to support areas of their life and help remove obstacles which are barriers to individuals in changing their life for the better. We help people see the skills and support they already have so that they can build on it and reach their full potential.

Our work is done in the Big Life Way namely:

The Group’s Business Plan 2020-25 has identified three key work priorities over the next five years which include

6

Big Issue North Trust Ltd

Directors' and trustees’ report for the year ended 31 March 2023 (continued)

12 Investment powers and policy

All investments are made in line with the terms laid out in the Articles of Association. Appropriate professional advice is taken on all investments.

13 Provision of information to auditor

Each of the persons who are Directors at the time when this Directors’ and Trustees’ Report is approved has confirmed that:

The auditor, Beever and Struthers will be proposed for reappointment in accordance with section 485 of the Companies Act 2006.

14 Basis of preparation

This report has been prepared in accordance with the special provisions relating to companies subject to the small companies regime within Part 15 of the Companies Act 2006. As such, the Company is exempt from preparing a Strategic report.

The Annual Report is signed by the Chair on behalf of the Board of Trustees. The Trustees also approve the directors’ and trustees’ report, which is contained within this report, in their capacity as Company Directors

F Selvan Trustee

Date 13 December 2023

7

Big Issue North Trust Ltd

Statement of trustees’ responsibilities

The Trustees (who are directors of Big Issue North Trust Ltd for the purposes of company law) are responsible for preparing the Trustees’ Annual report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the Trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, including the income and expenditure, of the charity for that period.

In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for keeping adequate accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Financial statements are published on the charity’s website in accordance with legislation in the United Kingdom governing the preparation and dissemination of financial statements, which may vary from legislation in other jurisdictions. The maintenance and integrity of the charity’s website is the responsibility of the trustees. The trustees’ responsibility also extends to the ongoing integrity of the financial statements contained therein.

F Selvan Trustee

Date 13 December 2023

8

Big Issue North Trust Ltd

Independent auditor’s report to the members of Big Issue North Trust Ltd (Continued)

Opinion

We have audited the financial statements of Big Issue North Trust Ltd (“the charitable company”) for the year ended 31 March 2023 which comprise the Statement of Financial Activities (combining income and expenditure account), the Balance Sheet and the notes to the financial statements, including a summary of significant accounting policies in note 1. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (United Kingdom Generally Accepted Accounting Practice).

In our opinion, the financial statements:

• give a true and fair view of the state of the charitable company’s affairs as at 31 March 2023 and of its incoming resources and application of resources for the year then ended;

• have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and

• have been prepared in accordance with the requirements of the Companies Act 2006.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor’s responsibilities for the audit of the financial statements section of our report. We are independent of the charitable company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the trustees' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charitable company’s ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. The trustees (who are also the directors of the charitable company for the purposes of company law) are responsible for the other information. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

9

Big Issue North Trust Ltd

Independent auditor’s report to the members of Big Issue North Trust Ltd (Continued)

In connection with our audit of the financial statements our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Opinions on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

• the information given in the trustees’ report, which includes the directors’ report prepared for the purposes of company law, for the financial year for which the financial statements are prepared is consistent with the financial statements; and

• the directors’ report included within the trustees’ report has been prepared in accordance with applicable legal requirements.

Matters on which we are required to report by exception

In the light of the knowledge and understanding of the charitable company and its environment obtained in the course of the audit, we have not identified material misstatements in the directors’ report included within the trustees’ report.

We have nothing to report in respect of the following matters in relation to which Companies Act 2006 requires us to report to you if, in our opinion:

• adequate accounting records have not been kept, or returns adequate for our audit have not been received from branches not visited by us; or

• the financial statements are not in agreement with the accounting records and returns; or

• certain disclosures of trustees’ remuneration specified by law are not made; or

• we have not received all the information and explanations we require for our audit; or

• the trustees were not entitled to prepare the financial statements in accordance with the small companies’ regime and take advantage of the small companies’ exemptions in preparing the trustees’ report and from the requirement to prepare a strategic report.

Responsibilities of directors

As explained more fully in the Statement of Trustees’ Responsibilities set out on page 8, the trustees (who are also the directors of the charitable company for the purposes of company law) are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

10

Independent auditor’s report to the members of Big Issue North Trust Ltd (Continued)

Big Issue North Trust Ltd

In preparing the financial statements, the trustees are responsible for assessing the charitable company’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charitable company or to cease operations, or have no realistic alternative but to do so.

Auditor’s responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The specific procedures for this engagement and the extent to which these are capable of detecting irregularities, including fraud is detailed below:

Our approach to identifying and assessing the risks of material misstatement in respect of irregularities, including fraud and non-compliance with laws and regulations, was as follows:

• the engagement partner ensured that the engagement team collectively had the appropriate competence, capabilities and skills to identify or recognise non-compliance with applicable laws and regulations.

• we identified the laws and regulations applicable to the charitable company through discussions with trustees and other management, and from our knowledge and experience of the charity sector.

• we focused on specific laws and regulations which we considered may have a direct material effect on the financial statements or the operations of the charitable company, including the Companies Act 2006, the Charities Act 2011, taxation legislation, data protection, anti-bribery, employment, environmental and health and safety legislation.

• we assessed the extent of compliance with the laws and regulations identified above through making enquiries of management and inspecting legal correspondence.

• identified laws and regulations were communicated within the audit team regularly and the team remained alert to instances of non-compliance throughout the audit.

We assessed the susceptibility of the charitable company’s financial statements to material misstatement, including obtaining an understanding of how fraud might occur, by:

• making enquiries of management as to where they considered there was susceptibility to fraud, their knowledge of actual, suspected and alleged fraud.

• considering the internal controls in place to mitigate risks of fraud and non-compliance with laws and regulation

11

Big Issue North Trust Ltd

Independent auditor’s report to the members of Big Issue North Trust Ltd (Continued)

• performed analytical procedures on income and salaries to identify any unusual or unexpected relationships.

• tested journal entries to identify unusual transactions.

• assessed whether judgements and assumptions made in determining the accounting estimates set out in note 1 were indicative of potential bias.

• investigated the rationale behind significant or unusual transactions.

There are inherent limitations in our audit procedures described above. The more removed that laws and regulations are from financial transactions, the less likely it is that we would become aware of non-compliance. Auditing standards also limit the audit procedures required to identify noncompliance with laws and regulations to enquiry of the directors and other management and the inspection of regulatory and legal correspondence, if any.

Material misstatements that arise due to fraud can be harder to detect than those that arise from error as they may involve deliberate concealment or collusion.

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council’s website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor’s report.

Use of our report

This report is made solely to the charitable company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the charitable company’s members those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charitable company and the charitable company’s members as a body for our audit work, for this report, or for the opinions we have formed.

Sue Hutchinson FCCA

(Senior Statutory Auditor)

For and on behalf of

Beever and Struthers Statutory Auditor One Express 1 George Leigh Street Manchester M4 5DL

Date: 21 December 2023

12

Big Issue North Trust Ltd

Statement of financial activities (Combining income and expenditure account) for the year ended 31 March 2023

Restricted
Unrestricted
Note
Funds
funds
£
£
Income and Endowments From:
Donations and Legacies
2
223
146,812
Charitable Activities
3
10,104
110,989
Other Trading Activities
4
-
740,670
Investments
-
2,777
Other
5
-
8,471
Total Income 10,326 1,009,719
Expenditure On:
Raising Funds
6
-
47,783
Charitable activities
7
9,813
158,380
Other Trading Activities
8
-
911,132
Total Expenditure 9,813
1,117,294
Net (Expenditure)/Income
11
513
(107,575)
Transfers Between Funds - -
Net Movement in Funds
513
(107,575)

Total funds brought forward at
1 April 2022
13,018
516,188
Total funds carried forward at
31 March 2023
13,531
408,612
Total
2023
£
147,034
121,092
740,670
2,777
8,471
1,020,045
47,783
168,192
911,132
1,127,107
(107,062)
-
(107,062)
529,206
422,143
Total
2022
£
280,228
186,409
702,195
164
11,850
1,180,846
26,462
205,472
883,812
1,115,745
65,101
-
65,101
464,105
529,206

The statement of financial activities includes all gains and losses recognised in the year. All amounts relate to continuing activities.

The notes on pages 16 to 29 form part of these financial statements.

14

Big Issue North Trust Ltd

Balance sheet at 31 March 2023

Note
Fixed assets
Tangible assets
14
Intangible fixed assets
15
Current assets
Debtors
16
Cash at bank and in hand
Total Current Assets
Creditors: amounts falling due
within one year
17
Net current assets
Total Net Assets
The Funds of the Charity
Restricted income funds
19,20
Unrestricted funds
19,20
Total Charity Funds
20
2023
£
16,248
97,947
50,721
341,550
392,271
(84,323)
2023
£
114,195
307,948
422,143
13,531
408,612
422,143
2022
£
36,285
138,478
2022
£
174,762
354,444
154,178
432,662
586,840
(232,396)
-
529,206
13,018
516,188
529,206

These accounts are prepared in accordance with the special provisions of Part 15 of the Companies Act relating to small companies and constitute the annual accounts required by the Companies Act 2006 and are for circulation to members of the company.

The financial statements on pages 14 to 29 were approved and authorised for issue by the board on 13 December 2023 and are signed on its behalf by:

F Selvan

Trustee, approved and authorised on behalf of the Board of Trustees

The notes on pages 16 to 29 form part of these financial statements.

Company Number 03164559

15

Big Issue North Trust Ltd

Notes forming part of the financial statements for the year ended 31 March 2023

1 Accounting policies

General Information

Big Issue North Trust Ltd is a private company, limited by guarantee, incorporated in England and Wales under the Companies Act 2006 and Charities Act 2011. The address of the registered office is provided in Legal and administrative details. Details of the charity’s operations are provided in the Directors’ and Trustees’ Report.

Accounting policies

The principal accounting policies adopted, judgements and key sources of estimation uncertainty in the preparation of financial statements are as follows:

a) Basis of preparation

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)(effective 1 January 2019) – (Charities SORP (FRS102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102), the Companies Act 2006 and the Charities Act 2011.

Big Issue North Trust Ltd meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at their historic cost or transaction value.

The financial statements are prepared in sterling which is the functional currency of the charity.

The financial statements have been prepared on a going concern basis which assumes an ability to continue operating for the foreseeable future. There are no material uncertainties about the charity’s ability to continue as a going concern and the Trustees consider it appropriate to continue to prepare the financial statements on a going concern basis.

b) Legal status of the Charity

The charity is a company limited by guarantee and has no share capital. In the event of the charity being wound up, the liability in respect of the guarantee is limited to £10 per member of the charity.

c) Incoming resources

Voluntary income is received by way of donations and gifts and is included in full in the Statement of Financial Activities when receivable.

Grants, including grants for the purchase of fixed assets, are recognised in full in the Statement of Financial Activities in the year in which they are receivable.

Incoming resources from investments is recognised when receivable.

16

Notes forming part of the financial statements for the year ended 31 March 2023 (continued)

Big Issue North Trust Ltd

d) Resources expended and cost allocation

Resources expended are recognised in the period in which they are incurred.

Resources expended are allocated to the particular activity where the cost relates directly to that activity. Certain other costs, which are attributable to more than one activity, are apportioned across the cost categories on the basis of an estimate of the proportion of time spent by staff on those activities. Costs allocated to charitable activities are the costs associated with achieving the charity’s main objectives.

Governance costs represent expenditure related to the governance of the charity, to allow it to operate and to generate information for public accountability.

e) Fund accounting

Unrestricted funds are donations and other incoming resources receivable or generated for the objects of the charity without further specified purpose and are available as general funds.

Restricted funds are to be used for specific purposes as laid down by the donor. Expenditure which meets this criterion is charged to the fund, together with a fair allocation of management and support costs.

f) Pensions

Big Issue North Trust Ltd is a member of the Big Life Group’s defined contribution pension scheme and the pension charge represents the amounts payable by the charity to the fund in respect of the year.

g) Corporation taxation

The charity is exempt from tax on income and gains falling within section 505 of the Taxes Act 1988 or section 252 of the Taxation of Chargeable Gains Act 1992 to the extent that these are applied to its charitable objects.

h) Fixed assets

Individual tangible fixed assets costing £4,000 or more are capitalised. Depreciation is provided to write off the cost of tangible fixed assets over their expected normal lives as follows:

Intangible fixed assets are capitalised at cost and depreciation provided to write off the cost of intangible fixed assets over their expected normal lives of 4 years.

i) Debtors

Trade and other debtors are recognised at the settlement amount due after any trade discount offered. Prepayments are valued at the amount prepaid after taking account of any trade discounts due.

j) Cash at bank and in hand

Cash at bank and cash in hand includes cash and short term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

17

Big Issue North Trust Ltd

Notes forming part of the financial statements for the year ended 31 March 2023 (continued)

1 Accounting policies (continued)

k) Creditors and provisions

Creditors and provisions are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are normally recognised at their settlement amount after allowing for any trade discounts due.

l) Financial instruments

The charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value.

m) Leases

Rentals payable under operating leases are charged to the Statement of Financial Activities on a straightline basis over the lease term. Any premiums received at the inception of the lease are recognised on a straight-line basis over the life of the lease.

n) Judgements

In preparing these financial statements, the Directors have made the following judgements:

Other key sources of estimation uncertainty

18

Big Issue North Trust Ltd

Notes forming part of the financial statements for the year ended 31 March 2023 (continued)

2 Donations and Legacies

Total Total
Restricted Unrestricted Funds Restricted Unrestricted funds
funds Funds 2023 funds funds 2022
£ £ £ £ £ £
Donations
Gifts and donations 223 146,812 147,034 4,654 275,574 280,228
223 146,812 147,034 4,654 275,574 280,228
3 Incoming resources from charitable activities
Restricted
Unrestricted
funds
Funds
£
£
Contract Services
Funding for various
small projects
Community Voice
-
-
-
74,930
Total Contract
Services
- 74,930
Grants
Zochonis Charitable
-
10,000
Trust
Small Grants
10,104
-
Business
Continuation Grant
Community Voice
-
-
-
26,509
Total Grants
10,104
36,509
Total Income from
10,104
110,989
Charitable
Activities
Total
Funds
Restricted
Unrestricted
2023
funds
funds
£
£
£
-
74,930
-
-
-
74,930
74,930 - 74,930
10,000
-
10,000
10,104
16,479
60,000
-
26,509
-
-
25,000
-
46,162
16,479
95,000
121,092
16,479
169,930
Total
funds
2022
£
-
74,930
74,930
10,000
76,479
25,000
-
111,479
186,409

19

Big Issue North Trust Ltd

Notes forming part of the financial statements for the year ended 31 March 2023 (continued)

Restricted
Unrestricted
funds
funds
£
£
Fundraising support
and publicity
-
47,783
4
Other Trading Activity
Restricted
Unrestricted
funds
Funds
£
£
Hire of Rooms
Facilities
Magazine Sales
-
-
-
738,802
New Issue Sales
-
-
App Sales
-
1,868
-
740,670
5
Other income
Restricted
Unrestricted
funds
Funds
£
£
Other Income
-
8,471
Furlough Income
-
-
-
8,471
6 Expenditure on charitable activities
Total
funds
Restricted
Unrestricted
2023
funds
Funds
£
£
£
47,783
-
26,462
Total
funds
Restricted
Unrestricted
2023
funds
funds
£
£
£
-
738,802
-
-
-
695,162
-
-
5,970
1,868
-
1,064
740,670
-
702,195
Total
funds
Restricted
Unrestricted
2023
funds
funds
£
£
£
8,471
- 1,384
-
10,466
8,471
-
11,850

Total
Funds
2022
£
26,462
Total
Funds
2022
£
-
695,162
5,970
1,064
702,195
Total
Funds
2022
£
1,384
10,466
11,850

20

Big Issue North Trust Ltd

Notes forming part of the financial statements for the year ended 31 March 2023 (continued)

7 Expenditure on charitable activities

Staff Costs
General Costs
Minor Equipment
Recharges from Group
Governance Costs: audit fees
Contract
Services
Other
Governance
2023
2022
£
£
£
£
£
44,171
82,115
-
126,286
133,809
8,522
779
-
9,302
25,612
-
3,480
-
3,480
3,424
10,860
15,097
-
25,957
40,802
-
-
3,168
3,168
1,825
63,553
101,471
3,168
168,192
205,472

8 Expenditure on trading activities

Staff Costs
General Costs
Room Hire
Minor Equipment
Recharges from Group
Governance Costs: audit fees
Restricted
Unrestricted
Contract
Services
£
-
-
-
-
-
-
-
-
63,553
63,553
Other
Governance
2023
2022
£
£
£
£
373,649
-
432,170
-
432,170
41,338
-
41,338

4,120
-
4,120

50,667
-
50,667
-
9,187
9,187

901,944 9,187 911,132 883,812
9,813
-
9,813
51,972
1,041,386
12,355
1,117,294
1,063,773
1,051,198
12,355
1,127,107
1,115,745
373,649
299,222
437,657
41,530
4,259
97,483
3,661

21

Big Issue North Trust Ltd

Notes forming part of the financial statements for the year ended 31 March 2023 (continued)

9 Total Resources Expended
Staff Other Total Total
Costs Costs 2023 2022
£ £ £ £
Services and projects 499,935 567,034 1,066,969 1,083,797
Governance Costs: audit fees - 12,355 12,355 5,486
Fundraising support and publicity 31,999 15,784 47,783 26,462
(Note 6)
531,934 595,173 1,127,107 1,115,745
,
10 Summary Analysis of expenditure
and related income
Income Expenditure Net
£ £ £
Voluntary 147,034 47,783 99,252
Contract Services 74,930 63,553 11,377
Other 798,081 1,003,416 (205,336)
Governance costs: audit fees - 12,355 (12,355)
1,020,045 1,127,107 (107,062)
11 Net (expenditure)/income
Net (expenditure)/income for the year is stated after charging:
2023 2022
£ £
Rentals under operating leases 38,084 37,823
Auditor’s remuneration 12,355 5,486
Depreciation 60,567 4
43,680
12 Staff costs and emoluments and key management personnel
2023 2022
£ £
The staff costs were as follows:
Wages and salaries 463,179 392,843
Social security costs 43,106 32,481
Pension 17,375 15,198
523,660 440,522

22

Big Issue North Trust Ltd

Notes forming part of the financial statements

for the year ended 31 March 2023 (continued)

12 Staff costs and emoluments and key management personnel (continued)

The average full time equivalent number of persons employed (based on

a 35 hour week) and analysed by function was: Number Number Services and projects

15 14

The average monthly headcount was 18 staff (2022: 14 staff).

No employee received emoluments of more than £60,000 in the current year or prior year.

No trustee received emoluments during the current or prior year.

Key management personnel of the charity are the Trustees and senior leadership of the group. Costs are borne by the parent company, The Big Life Company Limited, Big Life Centres, and Self Help Services are not recharged to Big Issue North Trust Ltd. The total employee benefits paid to key management personnel by The Big Life Company Ltd was £517,584, comprised of salary of £441,325, pension contributions of £20,653 and employer’s national insurance contributions of £55,606 (2022: £615,417, comprised of salary of £529,500, pension contributions of £24,425 and employer’s national insurance contributions of £61,492).

The salary of the Chief Executive and Accounting Officer, a Trustee, is paid by The Big Life Company Ltd. Employee benefits of £109,862, comprised of salary of £93,400, pension contributions of £4,250 and employer’s national insurance contributions of £12,212 (2022: £105,450 comprised of salary of £90,000, pension contributions of £4,250 and employer’s national insurance contributions of £11,200) was paid by the Big Life Company Ltd during the year.

13 Trustees’ remuneration and expenses

During the year remuneration of £8,000 (2022: £8,000) was paid to E Robinson, a Trustee, by the Big Life Company Ltd for her role as chair of the Big Life Company Ltd. Costs are borne by the parent company, The Big Life Company Ltd and are not recharged to Big Issue North Trust Ltd. No other trustee received remuneration from the charity or a related entity during the year (2022: Nil) other than discussed in Note 12.

No reimbursement of expenses had been made to trustees during the year (2022: Nil)

23

Big Issue North Trust Ltd

Notes forming part of the financial statements for the year ended 31 March 2023 (continued)

14
Tangible fixed assets
Leasehold
Office
Computer
improvements
£
equipment
£
Equipment
£
Cost
At 1 April 2022
100,187
4,359
4,129
Additions
Disposals
-
-
-
-
-
-
At 31 March 2023100,187 4,359 4,129
Depreciation
At 1 April 2022
63,902
4,359
4,129
Charge for the year
20,037
-
-
Disposals
-
-
-
At 31 March 202383,939 4,359 4,129
Net book value
At 31 March 202316,248 - -
At 31 March 202236,285 - -
Total
£
108,675
-
-
108,675
72,390
20,037
-
92,427
16,248
36,285

24

Big Issue North Trust Ltd

Notes forming part of the financial statements for the year ended 31 March 2023 (continued)

15 Intangible fixed assets
Web
Application
Software
£
Cost
At 1 April 2022 162,120
Additions -
-
At 31 March 2023162,120
Depreciation
At 1 April 2022
23,643
Charge for the year
40,530
At 31 March 202364,173
Net book value
At 31 March 202397,947
At 31 March 2022138,478
16
Debtors (due within one year)
2023
£
Trade Debtors
19,604
Other
7
Prepayments and accrued income
31,110
Other Taxation and Social Security
-
50,721
15 Intangible fixed assets
Web
Application
Software
£
Cost
At 1 April 2022 162,120
Additions -
-
At 31 March 2023162,120
Depreciation
At 1 April 2022
23,643
Charge for the year
40,530
At 31 March 202364,173
Net book value
At 31 March 202397,947
At 31 March 2022138,478
16
Debtors (due within one year)
2023
£
Trade Debtors
19,604
Other
7
Prepayments and accrued income
31,110
Other Taxation and Social Security
-
50,721
Total
£
162,120
-
162,120
23,643
40,530
64,173
97,947
138,478
2022
£
64,315
-
82,208
7,655
154,178
23,643
40,530
64,173
97,947
138,478
2023
£
19,604
7
31,110
-
50,721

25

Big Issue North Trust Ltd

Notes forming part of the financial statements for the year ended 31 March 2023 (continued)

17 Creditors: amounts falling due within one year

Trade creditors
Amounts owed to group undertakings
Accruals and deferred income
Loan
Other Creditors
2023
£
34,953
1,555
47,762
-
53
84,323
2022
£
22,375
240
44,726
164,999
52
232,396

Last year the company obtained a £165k Resilience and Recovery Loan from Social Investment Business. The loan was repayable over 3 years but was repaid in June 2022.

18 Deferred Income

Deferred income represents services and recharge income received in advance

£

Balance as at 1 April 2022 25,127 Amounts received and deferred in the year 141,312 Amounts released to incoming resources in the year (117,490) Balance as at 31 March 2023 48,949

19 Analysis of net assets between funds
Restricted income funds
Unrestricted income funds
Total funds
Fixed Net current
assets assets Total
£ £ £
-
13,531
13,531
16,248 392,364 408,612
16,248 405,895 422,143

26

Big Issue North Trust Ltd

Notes forming part of the financial statements for the year ended 31 March 2023 (continued)

20 Movements in Funds

Restricted funds
Funding for small
projects
Subtotal
Unrestricted
funds
General Funds
Subtotal
Total funds
Balance
At
1April
2022
£
13,018
13,018
516,187
516,187
529,205
Incoming
resources
Outgoing
resources
£
£
10,326
(9,813)
10,326
(9,813)
1,009,719
(1,117,294)
1,009,719
(1,117,294)
1,020,045
(1,127,107)
Transfers
£
-
-
-
-
-
Balance
At
31March
2023
£
13,531
13,531
408,612


408,612
422,143

At 31 March 2023 Big Issue North Trust Ltd held £13,531 (2022 - £13,018) in restricted funds for a number of small projects related to the aims of the charity.

General reserves amounted to £408,612 (2022 - £516,187)

27

Big Issue North Trust Ltd

Notes forming part of the financial statements for the year ended 31 March 2023 (continued)

21 Related party transactions

In accordance with FRS 102, the charity discloses related party transactions that were recognised in the Statement of Financial Activities. Remuneration of key management personnel is disclosed in note 12. Trustees’ remuneration and expenses are disclosed in note 13.

The charity is charged for direct salary costs, finance, HR, payroll and other central support services provided by The Big Life Company Ltd. Salary costs are recharged based on staff time and other costs are recharged based on % of estimated income.

The charity charges other group entities for sundry services such as room hire and training.

Related party transactions with other group entities during the year were as follows:

Amounts Charged to Amounts Charged to Group Amounts Charged by Group
Entities Entities
2023 2022 2023 2022
£ £ £ £
Big Life Company Ltd 8,252 72,400 125,072
138,085
Self Help Services Ltd - - - -
Big Life Centres 19,909 - 1,611
200
28,161 72,400 126,683 138,285

The following amounts were owed by/to group entities at the year end:

Amounts Owed by group
entities
2023 2022
£ £
Big Life Company Ltd
1,047
1,564
Self Help Services Ltd
-
-
Big Life Centres
2,409
Big Life Schools
-
-
3,456 1,564
Amounts Owed to group
entities
2023 2022
£ £
5,012
1,804
-
-
-
-
5,012 1,804
Amounts Owed to group
entities
2023 2022
£ £
5,012
1,804
-
-
-
-
5,012 1,804
1,804

28

Big Issue North Trust Ltd

Notes forming part of the financial statements for the year ended 31 March 2023 (continued)

22 Ultimate parent undertaking and controlling party

The ultimate parent company and controlling party is The Big Life Company Limited, a company limited by guarantee incorporated in England and Wales.

The parent undertaking of the smallest and largest group for which consolidated accounts are prepared is The Big Life Company Limited. Consolidated accounts are available from Companies House, Crown Way, Cardiff, CF14 3UZ.

The mission of The Big Life Company Limited is to create opportunities for the people who have the least to change their lives. Two of the current directors of Big Issue North Trust Ltd are also directors of The Big Life Company Limited. Operational and strategic oversight of Big Issue North Trust Ltd is exercised by The Big Life Company Limited.

23 Operating Lease commitments

The charity had total future minimum commitments under non-cancellable operating leases as set out below:

Not later than one year
Later than one year and not later than five years
Later than five years
2023
Landand
Buildings
£
14,114
46,000
2,048
62,162
2022
Land and
Buildings
£
23,114
46,000
13,548
82,662

29