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2025-03-31-accounts

Trustees’ Annual Report for the period

From 1[st] April 2024 To 31[st] March 2025

Charity name: Bethel Christian Fellowship

Charity registration number: 1054348

Objectives and Activities

SORP reference
Summary of the purposes of
the charity as set out in its
governing document
Para 1.17 The objects of the church (“the objects”)
are for the benefit of the public;
a) To advance the Christian Faith in
accordance with the statement in such
ways and in such parts of the UK or the
World as the Church Council may from time
to time think fit.
b) To relieve sickness and financial
hardship and to promote and preserve
good health by the provision of funds,
goods or services of any kind including
through the provision of counselling and
support in such parts of the UK or the
World as the Church Council may from time
to time see fit.
c) To advance Education in such ways and
in such parts of the UK or the World as the
Church Council may from time to time think
fit.
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.
Para 1.17 and
1.19
Bethel Christian Fellowship is committed to
enabling as many members of the local
community as possible to come and
worship together. The Fellowship runs a
main worship meeting every Sunday
morning at Wood End Farm.
Where possible provisions are made for the
separate teaching of children during the
Sunday morning services.
The Well is open Wednesday to Saturday.
It’s a small coffee shop in the town centre,
which provides a focus for
social interaction with the local community.
The Well provides a hub and centre for
providing advice and help.
The Fellowship has a programme in place
for school-aged children that provides for
mid-week and weekend activities. The
programme normally includes a week long
summer camp in Norfolk for the older
children.
The Fellowship runs a mid-week Mums and
Tots group which provides support and
help and provides parenting courses for
new Mums.
The Fellowship carries out a range of
general pastoral support activities including
visiting the elderly housebound members of
the Fellowship, caring for vulnerable adults
and providing non-financial help and
support to homeless and hungry people in
the locality. The Fellowship supports the
Food Bank in Witham.
The Fellowship continues to contribute to
various Community events run by the
Witham Town Council.
The activities of the Fellowship are led by
four part-time employees but are mainly
carried out by volunteers. For example, the
Mums and Tots group, the Well coffee shop
and community centre and the pastoral
work carried out in the Community.
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on Public
Benefit
Para 1.18 The Trustees have had regard to the
guidance issued by the Charity
Commission on Public Benefit. This
guidance will be considered by the Church
Council, as they make decisions to guide
future activities of the Fellowship.

Additional information (optional) You may choose to include further statements where relevant about:

SORP reference
Policy on grant making Para 1.38 The charity does not make grants or give
loans to individuals.
Policy on social investment
including program related
investment
Para 1.38 The Fellowship gives approximately 10% of
its annual income in grants to selected
missionary endeavours, both domestically
and in other countries, which meet the
objects of the charity.
Contribution made by
volunteers
Para 1.38 The activities of the Fellowship are led by
four part-time employees but are mainly
carried out by volunteers. For example, the
Mums and Tots group, the Well coffee
shop and community centre and the
pastoral work carried out in the Community.

Other

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.
Para 1.20 The Fellowship holds two meetings at
Wood End Farm in Witham every Sunday
mornings throughout the year. Numbers
attending were approximately 145. The age
range is very wide, from pensioners in their
80s to teenagers and young families with
children.
When possible the Sunday programme
included provision for separate classes of
primary and secondary-age children and
young people. The Fellowship works to a
comprehensive Safeguarding Policy to
ensure practices of working with children
meet the standards of thirtyone:eight.
The Bethel Hall in Church Street was used
four days a week for a pre-school
operation. Additional activities have
returned to the hall which is now used most
days of the week.
The general pastoral work of the
Fellowship continued strongly, with many
home visits to the elderly and unwell taking
place. Support was offered in various ways
to local needy and homeless individuals.

Financial Review

Financial Review
Review of the charity’s
financial position at the end
of the period
Para 1.21 Although the financial year saw a net
outflow of £12,532, BCF’s financial position
remains very strong.
BCF’s main source of income remains the
offerings and gifts provided by its
fellowship. Due to the size of the fellowship
there is no single material donor that the
charity is exposed to.
Statement explaining the
policy for holding reserves
stating why they are held
Para 1.22 Any surplus funds owned by BCF will be
invested in order to attract interest and
provide best value to the charity. Funds
will be spread in different investments to
reduce the risks of an investment failure.
A minimum reserve will be maintained to
cover three months of normal operational
costs of the charity.
Amount of reserves held Para 1.22 As at March 31st2025 BCF’s reserves
amounted to £37,278. This includes funds
held in multiple current accounts, savings
accounts, and petty cash.
Reasons for holding zero
reserves
Para 1.22 N/A
Details of fund materially in
deficit
Para 1.24 N/A
Explanation of any
uncertainties about the
charity continuing as a going
concern
Para 1.23 With a strong, liquid reserve in place, and a
valuable asset in the form of the church
building and the surrounding land, the
Treasurer confirms that BCF is able to
meet its current and longer term obligations
as they fall due and that there are no plans
to close the charity or significantly curtail its
operations

Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document
(trust deed, royal charter)
Para 1.25 Trust Deed: Bethel Christian Fellowship is
affiliated to Assemblies of God UK and
adopts a model trust deed approved by the
national organisation.
How is the charity
constituted?
(e.g unincorporated
association, CIO)
Para 1.25 Unincorporated - Model Constitution with
Trust Deed
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees
Para 1.25 Trustees are appointed by the Church
Council. This report covers April 2024 –
March 2025.

Additional information (optional) You may choose to include further statements where relevant about:

Policies and procedures
adopted for the induction
and training of trustees
Para 1.51
The charity’s organisational
structure and any wider
network with which the
charity works
Para 1.51
Relationship with any related
parties
Para 1.51
Other

Reference and Administrative details

Charity name Bethel Christian Fellowship
Other name the charity uses
Registered charity number 1054348
Charity’s principal address The Well Church Office And Coffee Shop
1 Penhaligon Court
Guithavon St
Witham
CM8 1BQ

Names of the charity trustees who manage the charity

1
2
3
4
5
6
7
Trustee name Office (if any) Dates acted if not for whole
year
Name of person (or body)
entitled to appoint trustee (if any)
Christopher Taylor Chair
Christopher Cottrell Treasurer
David Brett
Andrew Brett
David Cameron
Dann Smith
Miriam Goodall

– Corporate trustees names of the directors at the date the report was approved

Director name

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year
David Brett
David Cameron
Andy Brett
Chris Cottrell

Funds held as custodian trustees on behalf of others

Description of the assets None held in this capacity Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of Name Address
**adviser **

Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declaratlons The tNstees declare that thèy havo approved the trusteo•' report abov•. Slgned on behalf of the charlty's trustees Slgnature(s) Full name{s) Chrfs Taylor Chrfs Cottrell Posltlon (eg Secretary. Chalr, etc) Chalr Treasurer Date 31 January 2026

Bethel Christian Fellowship

Balance Sheet detailed

As At
As At
31/03/2025
31/03/2024
Current Assets
Total Current Assets
Football Account
Co-op Current Account
Scottish Widows Account
Cash Account
Well Safe (Un-banked takings)
Well Petty Cash
Co-op Deposit Account
Kingdom Bank Charity Savings Account
Little Friends of Bethel
Well Current Account
7,431.71
17,055.31
10,000.00
13,068.79
9,034.17
8,708.96
7,901.50
7,778.08
426.56
394.01
518.78
600.66
811.55
1,229.02
460.67
381.72
-
-
692.86
593.04
37,277.80
49,809.59

BETHEL CHRISTIAN FELLOWSHIP STATUS OF FUNDS

For the period 1 April 2024 to 31 March 2025

Unrestricted
General
The Well
Unrestricted
Restricted
Little Friends
Football Fund
New Day
Specific Giving
Bethel Cooks
Building Fund
Total Restricted
Designated
TOTAL FUNDS
Opening
47,892.19
(15.91)
47,876.28
600.66
(363.71)
1,696.36
0.00
-
-
1,933.31
-
49,809.59
Income
89,777.64
14,617.62
104,395.26
423.21
3,536.83
8,764.00
-
1,196.00
5,050.00
18,970.04
-
123,365.30
Expense
96,269.70
22,360.96
118,630.66
505.09
3,357.01
12,944.31
-
460.02
-
17,266.43
-
135,897.09
Transfer
(10,500.00)
7,800.00
(2,700.00)
-
-
2,700.00
-
-
-
2,700.00
-
-
Closing
30,900.13
40.75
30,940.88
518.78
(183.89)
216.05
0.00
735.98
5,050.00
6,336.92
-
37,277.80

BETHEL CHRISTIAN FELLOWSHIP STATEMENT OF FINANCIAL ACTIVITIES For the period 1 April 2024 to 31 March 2025

Income
Tithes & Offerings
Shop Sales (The Well)
Hall Hire
New Day Camp
Interest
Little Friends of Bethel
Building Fund
Football Team
Miscellaneous
Total Income
Expenditure
A.O.G Funds
Accommodation
Admin
AV Technical
Bethel Cooks
Building Upkeep inc cleaning
Child Protection
Bethel Youth
Children's Work
Cleaning
Conferences
Domestic Missions
Elders Discretionary Payments
Evangelism Events
Football Expense
Hospitality
Insurance
Literature
Little Friends of Bethel
Major Items
Mini Bus
Miscellaneous
New Day Camp Costs
Overseas Missions
Photocopying
Publicity
Special Mission Work
Salaries (incl. NI & Income tax)
Telephones
Training Courses
Travel
Utilities
Visiting Ministers
Well Running Costs
Well Running Costs
Well Sales Costs
Total Expenditure
Net Income / Expenses
Transfers between funds
Cash Funds Last Year End
Cash Funds This Year End
Unrestricted
Funds
£
70,866.78
14,617.62
17,749.00
-
661.86
-
-
-
500.00
104,395.26
1,328.50
9,363.00
2,286.22
1,654.68
-
1,811.67
637.12
799.29
1,443.93
1,727.37
120.00
2,491.00
389.63
865.07
-
1,726.19
1,487.97
223.56
-
1,403.80
4,060.66
2,199.71
-
4,133.56
159.96
261.88
-
50,325.25
818.69
84.00
72.00
3,870.13
100.00
424.86
13,983.37
8,377.59
118,630.66
(14,235.40)
(2,700.00)
47,876.28
30,940.88
Restricted
Funds
£
-
-
-
8,764.00
8.83
423.21
5,050.00
3,528.00
1,196.00
18,970.04
-
-
-
-
460.02
-
-
-
-
-
-
-
-
-
3,357.01
-
-
-
505.09
-
-
-
12,944.31
-
-
-
-
-
-
-
-
-
-
-
-
-
17,266.43
1,703.61
2,700.00
1,933.31
6,336.92
Designated
Funds
£
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Total
Funds
£
70,866.78
14,617.62
17,749.00
8,764.00
670.69
423.21
5,050.00
3,528.00
1,696.00
123,365.30
1,328.50
9,363.00
2,286.22
1,654.68
460.02
1,811.67
637.12
799.29
1,443.93
1,727.37
120.00
2,491.00
389.63
865.07
3,357.01
1,726.19
1,487.97
223.56
505.09
1,403.80
4,060.66
2,199.71
12,944.31
4,133.56
159.96
261.88
-
50,325.25
818.69
84.00
72.00
3,870.13
100.00
424.86
13,983.37
8,377.59
135,897.09
(12,531.79)
-
49,809.59
37,277.80
Prior Year
Funds
£
63,661.53
16,624.32
17,644.50
5,220.00
37.89
500.04
-
1,901.11
16.71
105,606.10
976.00
6,621.00
2,641.07
945.30
945.30
1,730.17
386.40
619.43
858.21
1,319.53
2,063.00
3,661.00
321.36
1,022.57
2,098.85
1,584.38
1,455.38
244.86
406.61
-
7,893.17
897.09
6,346.76
5,728.10
26.49
415.55
1,500.00
34,943.18
652.99
350.00
991.85
2,354.09
50.00
265.50
14,696.87
7,000.29
113,067.05
(10,294.06)
0.00
60,103.65
49,809.59

Independent examiner's report on the accounts

Section A Independent Examiner’s Report

Report to the trustees/ Charity Name members of Bethel Christian Fellowship On accounts for the year 31 March 2025 Charity no 1054348 ended (if any) Set out on pages 1 and 2

I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 31/03/2025.

Responsibilities and As the charity's trustees, you are responsible for the preparation of the basis of report accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Date: 29 January 2026 Signed: ~~a~~ Name: Simone Hilliard FCCA Relevant professional qualification(s) or body (if any):

Oct 2018

1

IER

Address:

17 Totham Hill Green Great Totham Maldon CM9 8DX

Section B Disclosure

Only complete if the examiner needs to highlight material matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).

Give here brief details of None. any items that the examiner wishes to disclose .

Oct 2018

2

IER