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2022-04-05-accounts

REGISTERED CHARITY NUMBER: 1053660

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 5 April 2022

for

RS Charitable Trust

Martin+Heller 5 North End Road London NW11 7RJ

RS Charitable Trust

Contents of the Financial Statements for the Year Ended 5 April 2022

Page
Report of the Trustees 1 to 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5
Notes to the Financial Statements 6 to 10
Detailed Statement of Financial Activities 11

RS Charitable Trust

Report of the Trustees for the Year Ended 5 April 2022

The trustees present their report with the financial statements of the charity for the year ended 5 April 2022. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The Charity was established to support the activities of religious Jewish organisations recognised as charitable by English law both in the UK and abroad, especially those in the field of education and relief of poverty.

The Charity receives income from its investment properties which it utilises in the provision of grants to organisations that fall within the objectives of the Charity.

The Charity also receives donations from third parties which are then utilised the same way as above.

Significant activities

The Charity continued to procure significant income from its investment in the sum of £249,985 and made significant grants in the sum of £164,520.

Public benefit

The trustees confirm their compliance with the duty to have due regard to the public benefit guidance published by the Charity Commission when reviewing the charity's aims and objectives and in planning future activities.

Grantmaking

Grants are made to charitable institutions and organisations which accord with objects of the Charity.

ACHIEVEMENT AND PERFORMANCE

Investment performance

The trustees consider that the performance of the charity this year has been most satisfactory. Substantial funds have been granted to institutions during the period from income from the investments.

The Statement of Financial Activities shows a surplus of £52,555 after making total grants of £164,520 and the reserves stand at £2,882,557.

Internal and external factors

The trustees have made a full assessment of the internal and external factors that may affect these financial statements and do not deem any factors material enough to have an impact.

FINANCIAL REVIEW

Reserves policy

The charity does not maintain a reserve policy, as reserves are distributed when they become available, at the trustees' discretion. The present level of funding is adequate to support the continuation of its objects and the trustees consider the financial position of the charity to be satisfactory.

FUTURE PLANS

The trustees plan to maximise the level of donations received and the investment income whilst continuing to make distributions in accordance with their grant making policy and to ensure that an appropriate level of reserves is maintained.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust dated 13 February 1996 and constitutes as unincorporated charity.

Page 1

RS Charitable Trust

Report of the Trustees for the Year Ended 5 April 2022

STRUCTURE, GOVERNANCE AND MANAGEMENT Risk management

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Charity number

1053660

Principal address

138 Stamford Hill London N16 6QT

Trustees

S N Freudenberger H C Freudenberger C Margulies

Independent Examiner

A Heller Martin+Heller 5 North End Road London NW11 7RJ

Approved by order of the board of trustees on ............................................. and signed on its behalf by:

........................................................................ H C Freudenberger - Trustee

Page 2

Independent Examiner's Report to the Trustees of RS Charitable Trust

Independent examiner's report to the trustees of RS Charitable Trust

I report to the charity trustees on my examination of the accounts of RS Charitable Trust (the Trust) for the year ended 5 April 2022.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

A Heller Martin+Heller 5 North End Road London NW11 7RJ

Date: .............................................

Page 3

RS Charitable Trust

Statement of Financial Activities for the Year Ended 5 April 2022

5.4.22
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Investment income
2
249,985
EXPENDITURE ON
Charitable activities
Donations to institutions
164,520
Other
32,910
Total
197,430
NET INCOME/(EXPENDITURE)
52,555
RECONCILIATION OF FUNDS
Total funds brought forward
2,830,002
TOTAL FUNDS CARRIED FORWARD
2,882,557
5.4.21
Total funds
£
114,539
85,640
70,841
156,481
(41,942)
2,871,944
2,830,002

The notes form part of these financial statements

Page 4

RS Charitable Trust

Balance Sheet 5 April 2022

5.4.22
Unrestricted
fund
Notes
£
FIXED ASSETS
Tangible assets
6
4,079,672
CURRENT ASSETS
Cash at bank
99,519
CREDITORS
Amounts falling due within one year
7
(69,351)
NET CURRENT ASSETS
30,168
TOTAL ASSETS LESS CURRENT
LIABILITIES
4,109,840
CREDITORS
Amounts falling due after more than one year
8
(1,227,283 )
NET ASSETS
2,882,557
FUNDS
10
Unrestricted funds
2,882,557
TOTAL FUNDS
2,882,557
5.4.21
Total funds
£
4,079,672
115,633
(54,989)
60,644
4,140,316
(1,310,314 )
2,830,002
2,830,002
2,830,002

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by:

............................................. H C Freudenberger - Trustee

The notes form part of these financial statements

Page 5

RS Charitable Trust

Notes to the Financial Statements for the Year Ended 5 April 2022

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

2. INVESTMENT INCOME

INVESTMENT INCOME
5.4.22 5.4.21
£ £
Rents received 249,985 114,539

Page 6

continued...

RS Charitable Trust

Notes to the Financial Statements - continued for the Year Ended 5 April 2022

3. GRANTS PAYABLE

Donations to institutions 5.4.22
£
164,520
5.4.21
£
85,640
Name of the Charity £
Beis Aharon Trust 5,000
British Friends of Mishon Lecholeh 6,000
Friends of Beis Chinech Lebonos 13,500
Friends of Beis Soroho Shnirer 5,000
Friends of Galanta 8,000
Kehal Yisroel D'Chasidei Gur 8,500
Manchester Yeshiva Kollel 6,500
Mercaz Hatorah Belz Machnovka 14,000
Notzar Chesed 5,000
One Hart Lev Echod 5,000
Rehabilitation Trust 7,000
Start Upright 8,000
String of Pearls 25,000
Tchabe Kollel Ltd 8,500
Donations paid less than £5,000 39,520
Total 164,520

4. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 5 April 2022 nor for the year ended 5 April 2021.

Trustees' expenses

There were no trustees' expenses paid for the year ended 5 April 2022 nor for the year ended 5 April 2021.

5. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

Unrestricted
fund
£
INCOME AND ENDOWMENTS FROM
Investment income 114,539
EXPENDITURE ON
Charitable activities
Donations to institutions 85,640
Other 70,841
Total 156,481
NET INCOME/(EXPENDITURE) (41,942)

continued...

Page 7

RS Charitable Trust

Notes to the Financial Statements - continued for the Year Ended 5 April 2022

5.
COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
6.
TANGIBLE FIXED ASSETS
COST
At 6 April 2021 and 5 April 2022
NET BOOK VALUE
At 5 April 2022
At 5 April 2021
7.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
5.4.22
£
Taxation and social security
61,351
Other creditors
8,000
69,351
8.
CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
5.4.22
£
Bank loans (see note 9)
1,227,283
9.
LOANS
An analysis of the maturity of loans is given below:
5.4.22
£
Amounts falling due in more than five years:
Repayable by instalments:
Bank loans more 5 yr by instal
1,227,283
Unrestricted
fund
£
2,871,944
2,830,002
Freehold
property
£
4,079,672
4,079,672
4,079,672
5.4.21
£
46,989
8,000
54,989
5.4.21
£
1,310,314
5.4.21
£
1,310,314
Unrestricted
fund
£
2,871,944
2,830,002
Freehold
property
£
4,079,672
4,079,672
4,079,672
5.4.21
£
46,989
8,000
54,989
5.4.21
£
1,310,314
5.4.21
£
1,310,314
2,830,002
Freehold
property
£
4,079,672
4,079,672
4,079,672
5.4.21
£
46,989
8,000
54,989
5.4.21
£
1,310,314
5.4.21
£
1,310,314

continued...

Page 8

RS Charitable Trust

Notes to the Financial Statements - continued for the Year Ended 5 April 2022

10. MOVEMENT IN FUNDS

At 6/4/21
£
Unrestricted funds
General fund
2,830,002
TOTAL FUNDS
2,830,002
Net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
249,985
TOTAL FUNDS
249,985
Comparatives for movement in funds
At 6/4/20
£
Unrestricted funds
General fund
2,871,944
TOTAL FUNDS
2,871,944
Comparative net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
114,539
TOTAL FUNDS
114,539
Net
movement
in funds
£
52,555
52,555
Resources
expended
£
(197,430)
(197,430)
Net
movement
in funds
£
(41,942)
(41,942)
Resources
expended
£
(156,481)
(156,481)
At 5/4/22
£
2,882,557
2,882,557
Movement
in funds
£
52,555
52,555
At 5/4/21
£
2,830,002
2,830,002
Movement
in funds
£
(41,942)
(41,942)

continued...

Page 9

RS Charitable Trust

Notes to the Financial Statements - continued for the Year Ended 5 April 2022

10. MOVEMENT IN FUNDS - continued

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
TOTAL FUNDS
At 6/4/20
£
2,871,944
2,871,944
Net
movement
in funds
£
10,613
10,613
At 5/4/22
£
2,882,557
2,882,557

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 364,524 (353,911) 10,613
TOTAL FUNDS 364,524 (353,911) 10,613

11. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 5 April 2022.

Page 10

RS Charitable Trust

Detailed Statement of Financial Activities for the Year Ended 5 April 2022

INCOME AND ENDOWMENTS
Investment income
Rents received
Total incoming resources
EXPENDITURE
Charitable activities
Grants to institutions
Support costs
Management
Legal & Professional Fees
Sundries and repairs
Accountancy
Bank charges
Bank loan interest
Total resources expended
Net income/(expenditure)
5.4.22
£
249,985
249,985
164,520
6,250
13,023
3,500
49
10,088
32,910
197,430
52,555
5.4.21
£
114,539
114,539
85,640
6,696
9,469
3,500
38
51,138
70,841
156,481
(41,942)

This page does not form part of the statutory financial statements

Page 11