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2021-04-05-accounts

REGISTERED CHARITY NUMBER: 1053660

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 5 April 2021

for

RS Charitable Trust

Martin+Heller 5 North End Road London NW11 7RJ

RS Charitable Trust

Contents of the Financial Statements for the Year Ended 5 April 2021

Page
Report of the Trustees 1 to 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5
Notes to the Financial Statements 6 to 10
Detailed Statement of Financial Activities 11

RS Charitable Trust

Report of the Trustees for the Year Ended 5 April 2021

The trustees present their report with the financial statements of the charity for the year ended 5 April 2021. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The Charity was established to support the activities of religious Jewish organisations recognised as charitable by English law both in the UK and abroad, especially those in the field of education and relief of poverty.

The Charity receives income from its investment properties which it utilises in the provision of grants to organisations that fall within the objectives of the Charity.

The Charity also receives donations from third parties which are then utilised the same way as above.

Significant activities

The Charity continued to procure significant income from its investment in the sum of £114,539 and made significant grants in the sum of £85,640.

Public benefit

The trustees confirm their compliance with the duty to have due regard to the public benefit guidance published by the Charity Commission when reviewing the charity's aims and objectives and in planning future activities.

Grantmaking

Grants are made to charitable institutions and organisations which accord with objects of the Charity.

ACHIEVEMENT AND PERFORMANCE

Investment performance

The trustees consider that the performance of the charity this year has been most satisfactory. Substantial funds have been granted to institutions during the period from income from the investments.

The Statement of Financial Activities shows a deficit of £41,942 after making total grants of £85,640 and the reserves stand at £2,830,002.

Internal and external factors

The trustees have made a full assessment of the internal and external factors that may affect these financial statements and do not deem any factors material enough to have an impact.

FINANCIAL REVIEW

Reserves policy

The charity does not maintain a reserve policy, as reserves are distributed when they become available, at the trustees' discretion. The present level of funding is adequate to support the continuation of its objects and the trustees consider the financial position of the charity to be satisfactory.

FUTURE PLANS

The trustees plan to maximise the level of donations received and the investment income whilst continuing to make distributions in accordance with their grant making policy and to ensure that an appropriate level of reserves is maintained.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust dated 13 February 1996 and constitutes as unincorporated charity.

Page 1

RS Charitable Trust

Report of the Trustees for the Year Ended 5 April 2021

STRUCTURE, GOVERNANCE AND MANAGEMENT Risk management

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Charity number

1053660

Principal address

138 Stamford Hill London N16 6QT

Trustees

M Freudenberger (deceased 1.9.20) Mrs M Freudenberger (deceased 12.1.21) S N Freudenberger H C Freudenberger C Margulies

Independent Examiner

A Heller 5 North End Road London NW11 7RJ

Approved by order of the board of trustees on ............................................. and signed on its behalf by:

........................................................................ H C Freudenberger - Trustee

Page 2

Independent Examiner's Report to the Trustees of RS Charitable Trust

Independent examiner's report to the trustees of RS Charitable Trust

I report to the charity trustees on my examination of the accounts of RS Charitable Trust (the Trust) for the year ended 5 April 2021.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

A Heller 5 North End Road London NW11 7RJ

Date: .............................................

Page 3

RS Charitable Trust

Statement of Financial Activities for the Year Ended 5 April 2021

Notes
INCOME AND ENDOWMENTS FROM
Investment income
2
EXPENDITURE ON
Charitable activities
Donations to institutions
Other
Total
NET INCOME/(EXPENDITURE)
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
5.4.21
Unrestricted
fund
£
114,539
85,640
70,841
156,481
(41,942)
2,871,944
2,830,002
5.4.20
Total
funds
£
256,181
204,370
127,012
331,382
(75,201)
2,947,145
2,871,944

The notes form part of these financial statements

Page 4

RS Charitable Trust

Balance Sheet 5 April 2021

Notes
FIXED ASSETS
Tangible assets
6
CURRENT ASSETS
Cash at bank
CREDITORS
Amounts falling due within one year
7
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
CREDITORS
Amounts falling due after more than one year
8
NET ASSETS
FUNDS
10
Unrestricted funds
TOTAL FUNDS
5.4.21
Unrestricted
fund
£
4,079,672
115,633
(54,989)
60,644
4,140,316
(1,310,314)
2,830,002
2,830,002
2,830,002
5.4.20
Total
funds
£
4,079,672
217,303
(70,265)
147,038
4,226,710
(1,354,766)
2,871,944
2,871,944
2,871,944

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by:

.............................................

H C Freudenberger - Trustee

The notes form part of these financial statements

Page 5

RS Charitable Trust

Notes to the Financial Statements for the Year Ended 5 April 2021

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

2. INVESTMENT INCOME

INVESTMENT INCOME
5.4.21 5.4.20
£ £
Rents received 114,539 256,181

Page 6

continued...

RS Charitable Trust

Notes to the Financial Statements - continued for the Year Ended 5 April 2021

3. GRANTS PAYABLE

Donations to institutions
Name of the Charity
Yeshuvas Shabbos
Edu Poor Ltd
Support the charity worker
AYS
Keren hatzolas doros
Rehabilitation Trust
Care all Ltd
Donations paid less than £5,000
Total
5.4.21
£
85,640
5.4.20
£
204,370
£
6,000
7,500
7,500
10,000
10,300
10,500
11,500
22,340
85,640

4. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 5 April 2021 nor for the year ended 5 April 2020.

Trustees' expenses

There were no trustees' expenses paid for the year ended 5 April 2021 nor for the year ended 5 April 2020.

5. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

INCOME AND ENDOWMENTS FROM
Investment income
EXPENDITURE ON
Charitable activities
Donations to institutions
Other
Total
NET INCOME/(EXPENDITURE)
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
Unrestricted
fund
£
256,181
204,370
127,012
331,382
(75,201)
2,947,145
2,871,944

continued...

Page 7

RS Charitable Trust

Notes to the Financial Statements - continued for the Year Ended 5 April 2021

6. TANGIBLE FIXED ASSETS

COST
At 6 April 2020 and 5 April 2021
NET BOOK VALUE
At 5 April 2021
At 5 April 2020
7.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
5.4.21
£
Taxation and social security
46,989
Other creditors
8,000
54,989
8.
CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
5.4.21
£
Bank loans (see note 9)
1,310,314
9.
LOANS
An analysis of the maturity of loans is given below:
5.4.21
£
Amounts falling due in more than five years:
Repayable by instalments:
Bank loans more 5 yr by instal
1,310,314
10.
MOVEMENT IN FUNDS
Net
movement
At 6/4/20
in funds
£
£
Unrestricted funds
General fund
2,871,944
(41,942)
TOTAL FUNDS
2,871,944
(41,942)
Freehold
property
£
4,079,672
4,079,672
4,079,672
5.4.20
£
63,265
7,000
70,265
5.4.20
£
1,354,766
5.4.20
£
1,354,766
At
5/4/21
£
2,830,002
2,830,002

continued...

Page 8

RS Charitable Trust

Notes to the Financial Statements - continued for the Year Ended 5 April 2021

10. MOVEMENT IN FUNDS - continued

Net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
114,539
114,539
Resources
Movement
expended
in funds
£
£
(156,481)
(41,942)
(156,481)
(41,942)

Comparatives for movement in funds

Unrestricted funds
General fund
TOTAL FUNDS
At 6/4/19
£
2,947,145
2,947,145
Net
movement
in funds
£
(75,201)
(75,201)
At
5/4/20
£
2,871,944
2,871,944

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
256,181
256,181
Resources
Movement
expended
in funds
£
£
(331,382)
(75,201)
(331,382)
(75,201)

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
TOTAL FUNDS
At 6/4/19
£
2,947,145
2,947,145
Net
movement
in funds
£
(117,143)
(117,143)
At
5/4/21
£
2,830,002
2,830,002

continued...

Page 9

RS Charitable Trust

Notes to the Financial Statements - continued for the Year Ended 5 April 2021

10. MOVEMENT IN FUNDS - continued

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
370,720
370,720
Resources
Movement
expended
in funds
£
£
(487,863)
(117,143)
(487,863)
(117,143)

11. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 5 April 2021.

Page 10

RS Charitable Trust

Detailed Statement of Financial Activities for the Year Ended 5 April 2021

INCOME AND ENDOWMENTS
Investment income
Rents received
Total incoming resources
EXPENDITURE
Charitable activities
Grants to institutions
Support costs
Management
Legal & Professional Fees
Sundries and repairs
Accountancy
Bank charges
Bank loan interest
Total resources expended
Net expenditure
5.4.21
£
114,539
114,539
85,640
6,696
9,469
3,500
38
51,138
70,841
156,481
(41,942)
5.4.20
£
256,181
256,181
204,370
19,196
3,901
3,500
96
100,319
127,012
331,382
(75,201)

This page does not form part of the statutory financial statements

Page 11