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2024-03-31-accounts

REGISTERED COMPANY NUMBER: 03140691 (England and Wales) REGISTERED CHARITY NUMBER: 1053154

Report of the Trustees and Unaudited Financial Statements for the year ended 31 March 2024

for

The Race Equality Centre

The Race Equality Centre

Contents of the Financial Statements for the year ended 31 March 2024

Report of the Trustees (incorpora�ng the Report of the Directors) 1
Report of the Independent Examiner 6
Statement of Financial Ac�vi�es 7
Balance Sheet 8
Notes to the Financial Statements 9

The Race Equality Centre

Report of the Trustees (incorporating the Report of the Directors)

for the year ended 31 March 2024

The Trustees, who are also Directors of the Charity for the purposes of the Companies Act 2006, present their report with the financial statements of the Charity for the year ended 31 March 2024. The Trustees have adopted the provisions of the Charities SORP (FRS 102): 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)'

REFERENCE AND ADMINISTRATIVE DETAILS

Registered name: The Race Equality Centre Other working name: TREC Registered Company number: 03140691 (England and Wales) Registered Charity number: 1053154

Registered and principal office

Highfields Centre 1st Floor 96 Melbourne Road Leicester LE2 0DS

Trustees and directors

Prof S Sharma (Chair) K Hart (Treasurer) DS Bagri L Gonsalves M Hussain C London-Miyo A Mohindra GSM Pringle I Richards MJ Solanki CP Thamotheram Y Wajeeda

Company Secretary and Chief Executive Officer

I Lightfoote

Independent Examiner

Jane Davies FCA Chartered Accountant Financial Answers Limited 102 Chaveney Road Quorn Loughborough LE12 8AD

Bankers

Lloyds Bank plc 7 High Street Leicester LE1 4FP

1

The Race Equality Centre

Report of the Trustees (incorporating the Report of the Directors)

for the year ended 31 March 2024 (con�nued)

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The Race Equality Centre (TREC) is a company limited by guarantee, governed by its Memorandum and Ar�cles of Associa�on, dated 18 September 2006. It is registered as a charity with the Chari�es Commission.

Recruitment and appointment of new trustees

The Charity is run by an execu�ve commi�ee comprising 12 trustees. The term of office for trustees is 3 years with an opportunity to be re-elected. One third of the execu�ve commi�ee stand down every year and all affiliated organisa�ons (of six months or longer membership) are invited to nominate incoming trustees. Nomina�ons are approved at the Annual General Mee�ng.

All new members are invited to sign an acceptance form in which they agree:

New members are invited to an induc�on session immediately following approval.

Ongoing joint training is afforded to trustees via strategy and visioning days that are built into the annual calendar. The elected commi�ee members act as trustees for the purposes of charity and company law. At the first commi�ee mee�ng following the Annual General Mee�ng officers are elected by the commi�ee. Funders have the right to nominate a member to be co-opted to the Execu�ve Commi�ee.

Organisational structure

The board meets bi-monthly and there is a management group covering development, membership and finance, which meets in the intervening months. The Chief Execu�ve Officer is appointed by the trustees to manage the day to day opera�ons of the charity. To facilitate effec�ve opera�ons, the Chief Execu�ve Officer has delegated authority, within terms of delega�on approved by the execu�ve, for opera�onal ma�ers including employment related ac�vi�es.

The charity has a close rela�onship with the statutory sector and voluntary sector organisa�ons whose principal areas of ac�vity focus on equality issues.

Risk management

The charity has developed an 'office working manual' which is regularly reviewed (at least every 3 years), consis�ng of guidance notes, codes of prac�ce, policies and protocols. There is a dedicated sec�on on financial regula�ons. Execu�ve members and the staff team have been involved in reviewing these documents and all are shared with new recruits during induc�on. Further, the charity has named staff and execu�ve members responsible for health & safety; first aid; children & vulnerable adults; volunteers; placements; and finance (for which we have a Treasurer and an assistant Treasurer). The strategy and visioning/away days (a�ended by Execu�ve and staff members) are used to determine and set future direc�on of the organisa�on, and current and perceived risks and opportuni�es to the organisa�on (from the bigger picture) whilst the management group is tasked to iden�fy and make recommenda�ons as appropriate on a bi-monthly basis in areas of concern to the organisa�on.

2

The Race Equality Centre

Report of the Trustees (incorporating the Report of the Directors)

for the year ended 31 March 2024 (con�nued)

Objectives and aims

The Race Equality Centre's work arises out of the Equality Act 2010, the Human Rights Act and proposals from the European Union to combat discrimination.

In shaping our objectives and planning our activities, the trustees have considered the Charity Commission’s guidance on public benefit, including the guidance ‘public benefit : running a charity (PB2)’.

The objects of the charity are:

As its mission, The Race Equality Centre actively promotes, seeks and implements a racially just, fair and equitable society, which will enhance the quality of life for all citizens of Leicester & Leicestershire. The service that we offer to fulfil this mission:

The major areas of activity are:

Fundamental to that work is the need to operate at a strategic level with the recognition that focused involvement in targeted areas assists with the development of improved practices. To achieve this TREC has embarked on a number of programmes, which have given rise to both project based work and strategic intervention with public bodies and the voluntary sector. The areas of work include:

The Charity is reliant upon volunteers to operate on a day to day basis. The trustees would like to express their thanks to all of the individuals who have given their time during the year.

3

The Race Equality Centre

Report of the Trustees (incorporating the Report of the Directors) for the year ended 31 March 2024 (con�nued)

ACHIEVEMENT AND PERFORMANCE

Charitable activities

As previously noted, one area of maintenance of the organisa�on is the con�nual upskilling of staff and volunteers and we have afforded the necessary space and �me for the comple�on of training programmes to include addressing health & wellbeing. In the last financial year over 50% of our staff were given the �me to study and/or a�end accredited training programmes/courses.

Work is con�nuing to realise the long-awaited vision of our Heritage Impact Centre now renamed Inherently Global. Communica�on and work on the detail has commenced but s�ll have some way to go. The vision is to create a landmark, technologically, groundbreaking, interac�ve and immersive ins�tu�on, to acknowledge and illuminate key historical contribu�ons which impacted on establishing the world as we know it.

Time has been spent firming up the ac�ons required to bring about meaningful and iden�fiable goals to actualise the recently adopted 10-year strategy, refreshing some policy areas and diversifying some delivery packages. This includes the development and delivery of a pilot course on Safety Signs at Work English for Speakers of Other Languages (ESOL) Entry Level 1; the development of a ‘garden of sanctuary’ alongside our plant to plate allotment which is ongoing; the launch of our Karibuni Café (welcome in Swahili); con�nued collabora�on with three universi�es and Age UK in the ‘Frailty and Ethnicity’ research project which brings together two concepts that are mul�faceted lived experiences – the rela�onship between ethnicity and the experience of frailty in old age. TREC, in partnership with African Heritage Alliance, B-Global, and Highfields Centre are delivering the UK Government Levelling Up Programme Empower Biz. This is a business support programme to upli� businesses owned by African Heritage entrepreneurs who face unique challenges. Empower Biz’s task is to provide the necessary resources, support, and opportuni�es to assist these businesses to thrive and succeed.

Finally, our group ac�vi�es for the last financial year included the con�nued contribu�on/involvement in Leicestershire Police Coercive Powers Scru�ny Group and Leicestershire Equali�es Challenge Group. For individuals and families, we addressed 903 integra�on ma�ers, facilitated 31 chill & chat (health & wellbeing) sessions, a�ended to 53 housing related issues, offered support to 209 individuals on immigra�on ma�ers, assisted 40 complainants on race discrimina�on, 160 in mental health & wellbeing issues and, 53 with ESOL support.

FINANCIAL REVIEW

Reserves policy

Our policy on reserves is to adhere to a protocol agreed by our execu�ve board, which ensures that reserves adequate to meet our needs are always maintained. Restricted funds are those which are required by contracts entered into to be spent in accordance with a schedule agreed within that contract. Principal funding sources are iden�fied in the income and expenditure account and are in accordance with the requirement of funders.

At 31 March 2024, the charity had unrestricted reserves of £163,389.

The commi�ee is sa�sfied that the charity's assets are available and adequate to fulfil its obliga�ons.

FUTURE DEVELOPMENTS

Our future plans include:

FUTURE FUNDING

The trustees and staff are con�nually taking steps to seek ongoing and addi�onal funding using different approaches as has been recommended in our organisa�on review. This includes a strong focus on income genera�on.

Chari�es are strongly advised to hold reserves of between 3-9 months, and in accordance with our Reserves Policy TREC’s reserves are for at least 6 months

4

The Race Equality Centre

Report of the Trustees (incorporating the Report of the Directors)

STATEMENT OF TRUSTEES' RESPONSIBILITIES

The trustees, who are also the Directors of the company for the purposes of company law, are responsible for preparing

Company law requires the trustees to prepare financial statements for each financial year. Under that law the trustees

that period. In preparing these financial statements, the trustees are required to:

enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for

ON BEHALF OF THE BOARD :

~~Batu~~ Surinder Sharma (Sep 10, 2024 21:27 GMT+2)

S Sharma Trustee Date: 10/09/24

I Lightfoote Secretary Date: 10/09/24

5

The Race Equality Centre

Independent Examiner’s Report Report to the trustees of The Race Equality Centre On the accounts for the year ended 31 March 2024

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 March 2024, which are set out on pages 7 to 15.

Responsibilities and basis of report

As the charity’s trustees of the Company (who are also the directors of the company for the purposes of company law), you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 (“the 2006 Act”).

Having satisfied myself that the accounts of the Company are not required to be audited for this year under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity’s accounts as carried out under section 145 of the Charities Act 2011 (“the 2011 Act”). In carrying out my examination, I have followed the Directions given by the Charity Commission (under section 145(5)(b) of the 2011 Act.

Independent examiner’s statement

The company’s gross income exceeded £250,000 and I am qualified to undertake the examination by being a qualified member of The Institute of Chartered Accountants in England and Wales.

I have completed my examination. I confirm that no material matters have come to my attention which gives me cause to believe that:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Jane Davies FCA Chartered Accountant Financial Answers Limited 102 Chaveney Road Quorn Loughborough LE12 8AD

Date: 10/09/24

6

The Race Equality Centre

Summary of Financial Activities (including summary income and expenditure account) for the year ended 31 March 2024

Notes
Income and endowments from:
Donations and legacies
Other trading activities
Charitable activities
Total income
3
Expenditure on:
Charitable activities
4
Total expenditure
Net expenditure
Transfers between funds
14
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward		 Unrestricted
funds
£
2,625
-
60,087
62,712
167,863
167,863
(105,151)
1,881
(103,270)
277,762
174,492		 Restricted
funds
£
3,275
-
219,473
222,748
226,745
226,745
(3,997)
(1,881)
(5,878)
75,395
69,517		 2024
Total
funds
£
5,900
-
279,560
285,460
394,608
394,608
(109,148)
-
(109,148)
353,157
244,009		 2023
Total
funds
£
300
25
225,534
225,859
287,877
287,877
(62,018)
-
(62,018)
415,175
353,157

The notes form part of these financial statements

7

The Race Equality Centre

Registered Company number: 03140691

Registered Charity number: 1053154

Balance Sheet

at 31 March 2024

2024 2023
Unrestricted Restricted Total Total
funds funds funds funds
Notes £ £ £ £
Fixed assets
Tangible assets 10 11,103 - 11,103 16,700
Current assets
Debtors 11 4,005 30,123 34,128 7,854
Cash at bank and in hand 175,157 61,900 237,057 340,930
179,162 92,023 271,185 348,784
Liabilities
Creditors: Amounts falling due within one year 12 (15,773) (22,506) (38,279) (12,327)
Net current assets 163,389 69,517 232,906 336,457
Total net assets 174,492 69,517 244,009 353,157
TRUE TRUE
NET
ASSETS		 174,492 69,517 244,009 353,157
The funds of the charity: 14
Unrestricted funds 174,492 277,762
Restricted funds 69,517 75,395
Total charity funds 244,009 353,157

The Charitable Company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2024.

The members have not required the Charitable Company to obtain an audit of its financial statements for the year ended 31 March 2024 in accordance with Section 476 of the Companies Act 2006.

The Trustees acknowledge their responsibilities for:

The financial statements were approved by the Board of Trustees on 10 September 2024 and were signed on its behalf by:

K Hart

Trustee

The notes form part of these financial statements

8

The Race Equality Centre

Notes to the Financial Statements

for the year ended 31 March 2024 (con�nued)

1. STATUTORY INFORMATION

The Race Equality Centre is a private charitable company limited by guarantee incorporated in England and Wales. The registered office is Highfields Centre 1st Floor, 96 Melbourne Road, Leicester, England, LE2 0DS and the company registration number is 03140691.

2. ACCOUNTING POLICIES

ACCOUNTING CONVENTION

The financial statements have been prepared under the historical cost convention, and in accordance with the Financial Reporting Standard 102, the Companies Act 2006 and the requirements of the Charities SORP (FRS 102): 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)'

The financial statements present information about the company as an individual entity, are prepared in sterling, which is the functional currency of the charity and are rounded to the nearest £1.

GOING CONCERN

The financial statements have been prepared on a going concern basis on the grounds that the trustees consider that the projected cash flow will be more than adequate for the charity's needs.

CHARITABLE FUNDS

Restricted funds are to be used for specified purposes laid down by the donor. Expenditure for those purposes is charged to the fund, together with a fair allocation of overheads and support costs.

Unrestricted funds are donations and other incoming resources received or generated for expenditure on the general objectives of the charity.

INCOMING RESOURCES

Donations and gifts

All monetary donations and gifts are included in full in the Statement of Financial Activities, when receivable, provided that there are no donor-imposed restrictions as to the timing of the related expenditure, in which case recognition is deferred until the pre-condition has been met.

Grants receivable

Voluntary income is received by way of grants, donations and gifts and is included in full in the Statement of Financial Activities when receivable. Grants, where entitlement is not conditional on the delivery of a specific performance by the Charity, are recognised when the Charity becomes unconditionally entitled to the grant.

Primary trading income

Income from immigration advice and consultancy is included the Statement of Financial Activities when the work is carried out. For longer term consultancy arrangements, income is recognised over the term of the contract according to the percentage stage of completion.

Café income is included as received.

Investment income

Investment income, including associated income tax recoveries, is recognised when receivable.

RESOURCES EXPENDED

Expenditure is accounted for on an accruals basis as soon as there is a legal or constructive obligation committing the charity to the expenditure and has been classified under headings that aggregate all costs related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Allocation and apportionment of costs

Where costs are specific to an activity, they are allocated directly to that activity.

Support costs are allocated to projects and activities on the basis of the proportion of income earned or the staff costs consumed, depending on the driver determining the level of cost.

TANGIBLE FIXED ASSETS

Tangible fixed assets are initially measured at cost and subsequently measured at cost, net of depreciation.

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Plant and machinery etc 33% on reducing balance

9

The Race Equality Centre

Notes to the Financial Statements

for the year ended 31 March 2024 (con�nued)

A CCOUNTING POLICIES (continued)

TAXATION

The charity is exempt from corporation tax on its charitable activities

OPERATING LEASES

Rentals payable under operating leases are charged to the income and expenditure account on a straight line basis over the period of the lease.

PENSION COSTS

The charity operates a defined contribution pension scheme. Contributions to this scheme are charged to the Statement of Financial Activities in the period to which they relate.

3. INCOME AND ENDOWMENTS

Donations and legacies
Donations
Other trading activities
Space hire and related charges
Charitable Activities
Income from:
Grants
Immigration advice work
Café
Other consultancy work
Grants received are as follows:
Big Lottery grants
Lloyds Bank Foundation for England & Wales
UKSPF Empowerbiz
Social Enterprise Support Fund (via Highfield Community Association)
Other grants
.
CHARITABLE EXPENDITURE
Salaries, wages and related costs
Consultants and subcontract costs
Other direct costs
Support costs		 2024
£
5,900
TRUE
-
TRUE
£
244,699
17,120
9,422
8,319
279,560
TRUE
£
119,284
25,000
60,246
-
40,169
244,699
TRUE
2024
£
247,351
54,704
36,184
56,369
394,608		 2023
£
300
TRUE
25
TRUE
£
178,496
17,363
-
29,675
225,534
TRUE
£
117,366
27,250
-
23,000
10,880
178,496
TRUE
2023
£
218,208
4,085
6,900
58,684
287,877

4. CHARITABLE EXPENDITURE

10

The Race Equality Centre

Notes to the Financial Statements

for the year ended 31 March 2024 (con�nued)

5. SUPPORT COSTS

Salaries, wages and related costs
Premises costs
Finance costs
Administrative costs
Depreciation
Governance		 2024
£
669
21,364
4,806
23,619
5,597
314
56,369		 2023
£
1,544
19,919
3,002
25,283
8,479
457
58,684

6. GOVERNANCE COSTS

Annual General Meeting 2024
£
314		 2023
£
457

7. NET INCOMING/(OUTGOING) RESOURCES

Net resources are stated after charging

2024 2023
£ £
Independent examiner's fees - independent examination 1,800 1,000
Independent examiner's fees - other services - 1,749
Operating leases 23,801 20,361
Depreciation - owned assets 5,597 8,479

8. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 March 2024 nor for the year ended 31 March 2023.

Trustees' Expenses

There were no trustees' expenses paid for the year ended 31 March 2024 nor for the year ended 31 March 2023.

11

The Race Equality Centre

Notes to the Financial Statements

for the year ended 31 March 2024 (con�nued)

9. STAFF COSTS

Wages and salaries
Social security costs
Pension costs (defined contribution scheme)
The average monthly number of employees during the year was as follows:
Race equality officer
Management and administration
Project staff		 2024
£
231,751
12,689
2,911
247,351
2024
1
1
10
12		 2023
£
205,778
9,870
2,560
218,208
2023
1
1
9
11

No employees were paid in excess of £60,000 per annum (2023: none)

At the time of writing TREC works with 15 volunteers in targeted areas of our programme delivery. These individuals have been utilised in accordance with their specialist fields to include – research, IT and language training. No value is attributed to volunteers’ time in the accounts.

10. TANGIBLE FIXED ASSETS

COST
At 1 April 2023
Disposals
At 31 March 2024
DEPRECIATION
At 1 April 2023
Charge for year
Disposals
At 31 March 2024
NET BOOK VALUE
At 31 March 2024
At 31 March 2023		 Plant and
machinery
etc
£
104,114
(22,101)
82,013
87,414
5,597
(22,101)
70,910
11,103
16,700

12

The Race Equality Centre

Notes to the Financial Statements

for the year ended 31 March 2024 (con�nued)

11. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Trade debtors
Other debtors		 2024
£
42
34,086
34,128		 2023
£
2,462
5,392
7,854

12. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Taxation and social security
Other creditors		 2024
£
4,428
33,851
38,279		 2023
£
3,127
9,200
12,327

13. OPERATING LEASE COMMITMENTS

Minimum lease payments under non-cancellable opera�ng leases fall due as follows:

Within one year
Between one and five years		 £
18,787
10,045
28,832		 £
23,801
28,832
52,633

13

The Race Equality Centre

Notes to the Financial Statements

for the year ended 31 March 2024 (con�nued)

14. MOVEMENT IN FUNDS

Unrestricted funds
General fund
Designated fund re ERDF
Total unrestricted funds
Restricted funds
Clothworks
Big Lottery - LRSS project
Allotment grants
Social Enterprise Support Fund (via Highfield CA)
Other café grants
Postcode Places Trust
UKSPF Empowerbiz
Winter pressures
Unite Union
Community Advice
Locality Cost of Living
Total restricted funds
TOTAL FUNDS
Net movement in funds, included in the above are as follows:
Unrestricted funds
General fund
Restricted funds
Clothworks
Big Lottery - LRSS project
Allotment grants
Social Enterprise Support Fund (via Highfield CA)
Other café grants
Postcode Places Trust
UKSPF Empowerbiz
Winter pressures
Unite Union
Community Advice
Locality Cost of Living
TOTAL FUNDS		 At
01/04/23
£
277,762
-
277,762
2,857
43,708
911
23,000
919
-
-
4,000
-
-
-
75,395
353,157		 Net
movement
in funds
£
(105,151)
-
(105,151)
(970)
(4,475)
(541)
(23,000)
(925)
19,163
6,192
(2,216)
2,775
-
-
(3,997)
(109,148)
Incoming
resources
£
62,712
-
119,284
-
-
6,256
19,163
60,245
-
2,775
5,025
10,000
285,460		 Transfers
between
funds
£
1,881
-
1,881
(1,887)
-
-
-
6
-
-
-
-
-
-
(1,881)
-
Resources
expended
£
167,863
970
123,759
541
23,000
7,181
-
54,053
2,216
-
5,025
10,000
394,608		 At
31/03/24
£
174,492
-
174,492
-
39,233
370
-
-
19,163
6,192
1,784
2,775
-
-
69,517
244,009
Movement
in funds
£
(105,151)
(970)
(4,475)
(541)
(23,000)
(925)
19,163
6,192
(2,216)
2,775
-
-
(109,148)

14

The Race Equality Centre

Notes to the Financial Statements

14. MOVEMENT IN FUNDS (continued)

Details of the major restricted funds are as follows:

Big Lottery – LRSS Project

The LRSS project is a three-year grant received from the National Lottery which commenced in June 2022. Its purpose is to support refugees and asylum seekers arriving in the UK. Ongoing funding is subject to reviews of progress targets and funding reports.

Postcode Places Trust

The Postcode Places project is a one-off grant received from the People’s Postcode Lottery to support activities, including the provision of an ‘outdoor learning officer’, on the charity’s allotment plots. The activities related to the grant commenced after the year end.

UKSPF Empowerbiz

UKSPF Empowerbiz is an 18 month grant from Leicester City Council. Its purpose is to provide a business support program for racial minority entrepreneurs in partnership with three other charities.

15. RELATED PARTY TRANSACTIONS

There were no related party transactions during the current or prior years.

Signature:

Email: i.lightfoote@theraceequalitycentre.org.uk

15

2024-09-11

TREC accounts 2024

Final Audit Report

Created: 2024-09-10 By: Catherine Walker (cath@walkeraccountancy.co.uk) Status: Signed Transaction ID: CBJCHBCAABAAaMXrPR36CUHKDYWNkHG3xXGP9cLNwKOr

"TREC accounts 2024" History

2024-09-10 - 4:48:57 PM GMT- IP address: 86.15.48.99

Document emailed to Iris Lightfoote (i.lightfoote@theraceequalitycentre.org.uk) for signature 2024-09-10 - 4:49:03 PM GMT

Document emailed to Jane Davies (jane.financial.answers@gmail.com) for signature 2024-09-10 - 4:49:04 PM GMT

Document e-signed by Kathryn Hart (kathryn.hart@limesolicitors.co.uk)

Signature Date: 2024-09-11 - 3:24:59 PM GMT - Time Source: server- IP address: 83.166.184.161- Signature captured from device with phone number XXXXXXXX9701

Email viewed by Iris Lightfoote (i.lightfoote@theraceequalitycentre.org.uk)

2024-09-11 - 5:08:25 PM GMT- IP address: 82.15.186.75

Document e-signed by Iris Lightfoote (i.lightfoote@theraceequalitycentre.org.uk)

Signature Date: 2024-09-11 - 5:10:59 PM GMT - Time Source: server- IP address: 82.15.186.75

Document e-signed by Jane Davies (jane.financial.answers@gmail.com) Signature Date: 2024-09-11 - 5:56:42 PM GMT - Time Source: server- IP address: 82.0.202.21

Agreement completed.

2024-09-11 - 5:56:42 PM GMT