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2021-11-30-accounts

St Albans Cathedral Music Trust

Annual Report and Financial Statements

For The Year Ended 30 November 2021

Charity Number: 1051072

ST ALBANS CATHEDRAL MUSIC TRUST ANNUAL REPORT 2020-21

CONTENTS

Trustees’ annual report 3 – 9
Independent examiner’s report to trustees 10
Statement of financial activities 11
Balance sheet 12
Notes to the financial statements 13 – 23

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ST ALBANS CATHEDRAL MUSIC TRUST ANNUAL REPORT 2020-21

TRUSTEES’ ANNUAL REPORT FOR THE YEAR ENDED 30 NOVEMBER 2021

TRUSTEES

Christopher Muhley – Chair Ralph Abel Smith Keith Brown (from 9[th] March 2021) Moira Dean The Very Reverend Jeffrey John (to 31[st] March 2021) The Very Reverend Joanne Kelly-Moore (from 4[th] December 2021) Pete Letanka Andrew Lucas Christopher Melluish Lady Shelagh Nichols (to 8[th] June 2021) John Palmer Richard Pinel (from 9[th] March 2021) Gini Trower

St Albans Cathedral Music Trust is governed by a Trust Deed dated 30[th] October 1995 as subsequently amended on 9[th] November 2021. The Trust is registered as a charity by the Charity Commission (registration number 1051072).

PRINCIPAL ADDRESS

St Albans Cathedral Sumpter Yard St Albans AL1 1BY

BANKERS

Barclays Bank plc 16-18 St Peters Street St Albans AL1 3NA

AUDITORS

Mercer & Hole 72 London Road St Albans AL1 1NS

TREASURER

Claire Stephenson Head of Finance, St Albans Cathedral Sumpter Yard St Albans AL1 1BY

INVESTMENT MANAGERS

CCLA Investment Management Ltd Senator House, 85 Queen Victoria Street London EC4V 4ET

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ST ALBANS CATHEDRAL MUSIC TRUST ANNUAL REPORT 2020-21

THE TRUST’S AIMS AND OBJECTIVES

The objects of the Trust as set out in its Trust Deed are:

The main aim of the Trust is to build a level of endowment sufficient to fund the day to day cost of St Alban Cathedral’s music and to realise the Trust’s vision for the Cathedral’s musical life.

St Albans Cathedral has much to celebrate as a centre of musical excellence. Music is central to worship at the Cathedral. It expresses divine mysteries and human longings where words fail, and creates harmony out of difference. The Cathedral has two of the finest cathedral choirs in the country, a magnificent Harrison & Harrison organ, a busy programme of innovative musical events and concerts, and various voluntary choirs and music groups which add further dimension to the Cathedral’s worship.

The Trust supports and develops the Cathedral’s tradition of choral worship and promotes music of the highest quality in the Cathedral. Unlike many of the ancient cathedrals, St Albans Cathedral has no historic endowment to support its music. The costs of the choirs and the upkeep of the Cathedral’s organs all have to be found from operating income.

The Trust’s current vision is to enable and sustain a flourishing and financially secure musical life at the Cathedral through:

The cathedral choirs sing at services six days a week throughout term time, rehearsing both before and after school. Their work is all the more remarkable because the choristers do not attend a special choir school, but come from a wide variety of backgrounds and attend a number of different local schools. In addition to the daily round of choral services and rehearsal, the choirs take part in concerts, tours, broadcasts and recordings.

The Cathedral’s Harrison & Harrison organ was built in 1962 to a design by Peter Hurford and Ralph Downes. It was the first organ to be installed in an English cathedral in the twentieth century on the classical principles of voicing, layout and chorus design. Containing over 4,500 pipes, varying from half and inch to 32 feet, each pipe plays its part in producing the glorious mixture of sounds that the organ delivers. The organ can be heard being played almost every day, either for choir rehearsal, organ practice or service accompaniment.

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ST ALBANS CATHEDRAL MUSIC TRUST ANNUAL REPORT 2020-21

TRUST ADMINISTRATION

The board of trustees met on three occasions during the year to direct and monitor the work of the Trust. The Trust is supported in its day to day activities by St Albans Cathedral’s development and finance teams.

The Trust Deed provides for two ex-officio trustees, namely the Dean of St Albans Cathedral and the Master of the Music of St Albans Cathedral. All other trustees are appointed by the board of trustees on the basis of suggested joint nominations from the two ex-officio trustees. Trustees hold office for a period of five years and may be reappointed for a further single term of five years. A trustee’s term may be extended by up to two further years in exceptional circumstances and with the agreement of the board of trustees.

During the vacancy in the Dean of St Albans, the Cathedral’s Acting Deans attended meetings of the board of trustees.

Trustees are selected for the skills and experience they can bring to the Trust, in particular expertise in music and fundraising. On appointment, trustees are briefed as necessary on the aims and objectives of the Trust and their legal responsibilities. All new trustees sign a model trustee declaration statement confirming their eligibility and responsibilities.

RELATIONSHIP WITH ST ALBANS CATHEDRAL

As an independent charity, the Trust is not controlled by St Albans Cathedral. Summarised results of the Trust’s activities are disclosed for information in St Albans Cathedral’s financial statements.

FINANCIAL SUPPORT FOR THE CATHEDRAL’S MUSIC

The Trust made grants to St Albans Cathedral in the year amounting to £124,309 (2020: £103,245). This comprised:

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ST ALBANS CATHEDRAL MUSIC TRUST ANNUAL REPORT 2020-21

THE TRUST’S FUNDRAISING AND DONOR ENGAGEMENT

The Trust receives donations through patron subscriptions, legacies, fundraising and endowments.

Alban Foundation

The Trust is delighted to continue to work in partnership with the St Albans Cathedral Alban Foundation. The foundation helps the Cathedral and its associated fundraising trusts to nurture, develop and promote fundraising, under the overall governance and direction of Chapter, the Cathedral’s governing body. Its members play a pivotal role in fundraising activity, and support the stewardship and continued engagement of all those who have given financially in support of the Cathedral. The foundation supports Chapter in its determination of future fundraising priorities and works closely with this Trust, along with the St Albans Cathedral Education Trust and the Friends of St Albans Cathedral. The Chair of the Trust is an ex-officio member of the foundation.

Endowments

The generosity of donors past and present enables the Trust to support 4 endowed lay clerks and 35 endowed choristers. The Trust is also grateful to all those who support the ‘Endow a Day’s Music’ programme, including 2 new endowment to this fund received during the year, with the number of endowed days now standing at 49 at the end of the year.

Legacies

The Trust is ever grateful to all who have contributed to the Trust by way of legacies. Legacy giving can often provide the Trust with the opportunity to make specific grants to the Cathedral in pursuit of the Trust’s vision that it would otherwise be unable to do. Unrestricted legacies totalling £18,000 (2020: £5,000) were received in the year. A donation of £7,500 was also received from the Cathedral towards the ‘Endow a Day’s Music’ programme in respect of specific recognition to a legacy received by the Cathedral in the year.

Donations

Donations of £18,482 (2020: £12,928) were received in the year from the Trust’s many patrons and other donors, including those through the ‘Adopt a Pipe’ scheme. ‘Adopting St Albans Cathedral’ was launched by the Cathedral in 2019 as a new way for visitors and all who love the Cathedral to give their support to help safeguard its treasures for the next generation. One of the ways of giving is to ‘Adopt a Pipe’ from the magnificent Harrison & Harrison organ containing over 4,500 pipes. All gifts from ‘Adopt a Pipe’ are passed to the Trust, essentially as a successor scheme to the Trust’s predecessor initiative along the same lines of ‘Sponsor a Pipe’.

Fundraising Events

As a result of the ongoing COVID-19 pandemic, fundraising events were not able to resume in any meaningful form until September 2021.

Advent Procession and Dinner

The 2021 Advent Procession took place on 28 November 2021, raising £1,234 after expenses towards the work of the Trust. In light of COVID-19, it was agreed to cancel the usual annual dinner after this event.

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ST ALBANS CATHEDRAL MUSIC TRUST ANNUAL REPORT 2020-21

CHARITABLE EVENTS IN SUPPORT OF THE CATHEDRAL’S MUSIC

As well as direct financial grants to St Albans Cathedral, the Trust seeks to support and promote the Cathedral’s musical activity through various charitable events. Most of the year’s activities had to be suspended due to the ongoing COVID-19 pandemic but were able to resume in September 2021.

Outreach Concert

The Trust’ usual annual Outreach Concert could not take place.

St Albans Young Musicians Competition

Due to Covid-19 restrictions the tenth annual Young Musicians Competition had to be cancelled. The Trust has decided to take the opportunity to look afresh at the format of the competition to see how it can be best developed for future years.

Fayrfax Celebration

The 24[th] October 2021 marked the 500 year anniversary of the death of Robert Fayrfax, organist at St Albans Abbey between 1498 and 1502 and where he is buried. The occasion was marked by a talk and recital of his music and a special Evensong.

FUTURE PLANS AND ACTIVITIES

Donor Engagement

The Trust continues to produce a regular newsletter as an important means of promoting the aims and achievements of the Trust to both its patrons and wider audiences. A readily accessible leaflet titled ‘How you can support music in St Albans Cathedral’ has been produced and is available in the Cathedral and promoted at relevant events.

Fundraising Events

The Trust very much hopes that fundraising events will be able to return in greater number through 2022.

Charitable Events

The following events to support and promote the Cathedral’s musical activity are scheduled to take place or have already taken place:

Nave Organ

The Cathedral continues its longstanding and lengthy process of evaluating options for a new Nave section for the Cathedral’s organ. A design has been found that will work acoustically, but this has inherent complexities over positioning and location that are not yet fully acceptable to the Cathedral’s fabric regulators. The Trust is hopeful this position will change over time so that the project will be able to proceed. Funding remains set aside to support the project, comprising the Trust’s Organ Appeal Fund and Lyne Legacy Fund.

Song School

The Trust has agreed to release up to £50,000 from the Salisbury Legacy Fund to enable the improvement of facilities in the Chapter House Song School, including new music desks, a modification to the new rehearsal organ and the purchase of a new rehearsal piano. £32,538 of this allocation has been utilised during the year. It is anticipated that the remaining allocation will be applied over the next couple of years.

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ST ALBANS CATHEDRAL MUSIC TRUST ANNUAL REPORT 2020-21

THE TRUST’S FINANCIAL POSITION

Overall position

The Trust’s net assets at the end of the year totalled £3,379,701 (2020: £2,954,734).

Investments

Funds held for long-term endowment purposes are invested with CCLA Investment Management in their CBF Investment Fund. CCLA manages investments for the Church of England, other charities and a number of local authorities. The Trust’s investments in the CCLA CBF Investment Fund amounted to £3,228,930 (2020: £2,788,474) at the end of the year. Capital additions to the fund over the course of the year amounted to £14,700 (2020: £3,000). No withdrawals were made from the fund (2020; £Nil). The net annual gain on the fund arising from revaluations amounted to £425,756 (2020: £153,030).

The Trust’s short-term deposit investments are held in the CCLA CBF Deposit Fund and amounted to £131,850 (2020: £154,235) at the end of the year.

Reserves

As the main aim of the Trust is to build a level of endowment sufficient to fund the day to day cost of the Cathedral’s music and to realise the Trust’s vision for the Cathedral’s musical life, the vast majority of the Trust’s funds are held as capital endowment funds. Where income has been donated to the Trust for specific purposes and has not been used in the year, this income is necessarily held in restricted income funds.

The Trust holds a relatively small level of free reserves in order to meet its financial liabilities, operational commitments and likely future ad-hoc grant funding. The Trust’s total unrestricted funds stand at £222,555 (2020: £218,119) at the end of the year. Of these unrestricted funds, £58,557 (2020: £41,933) represent free reserves, the remainder being designated for specific purposes. The Trust aims to maintain its free reserves at a trend level of around £15,000 to £20,000. A combination of legacy receipts and the final distribution from the Cathedral’s historic fundraising campaigns has meant the Trust’s free reserves have been above this position in recent years. This is compounded by the reduction in the Cathedral’s non-routine musical activities as a result of the COVID-19 pandemic. The board of trustees maintains an ongoing process to identify ways in which the Trust can best make use of these additional funds, both in the near-term and longer-term.

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ST ALBANS CATHEDRAL MUSIC TRUST ANNUAL REPORT 2020-21

RISK MANAGEMENT

Careful consideration is given to the major risks and wider external environment to which the Trust is exposed. The board of trustees has ultimate responsibility for the Trust’s overall risk management and internal control, recognising that any risk management and internal control framework can only manage risk to a reasonable level rather than to eliminate all risk of failure, and can provide only reasonable, and not absolute, assurance against material misstatement or loss.

As a fundraising body, the Trust has specific risks to manage, principally in the areas of fundraising, financial control and compliance. Systems and procedures are in place covering each of these risk areas. The Trust uses the Cathedral’s finance team for transactional processing, financial reporting and compliance activities, and the Cathedral’s development team for fundraising advice and support. The Trust monitors its profile, reputation and presence on an ongoing basis.

PUBLIC BENEFIT

The board of trustees confirms it has complied with the Charities Act 2011 to have due regard to the public benefit guidance published by the Charity Commission in determining its activities. By supporting St Albans Cathedral, the Trust helps promote religion and music of the highest standard that is available to all.

STATEMENT OF TRUSTEES’ RESPONSIBILITIES

The board of trustees is responsible as follows with regard to the annual report and financial statements:

The board of trustees confirms the financial statements have been prepared in accordance with the accounting policies set out in notes to the financial statements and comply with the provisions of the Trust Deed, the Charities Act 2011 and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their financial statements in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

Christopher Muhley Chair On behalf of the board of trustees 8[th] March 2022

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ST ALBANS CATHEDRAL MUSIC TRUST ANNUAL REPORT 2020-21

INDEPENDENT EXAMINER’S REPORT

TO THE TRUSTEES OF ST ALBANS CATHEDRAL MUSIC TRUST

I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 30[th] November 2021 set out on pages 11 to 23.

Responsibilities and basis of report

As the charity's trustees, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner’s statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Steve Robinson FCA

Mercer & Hole, 72 London Road, St Albans, AL1 1NS

4 April 2022

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ST ALBANS CATHEDRAL MUSIC TRUST ANNUAL REPORT 2020-21

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 30 NOVEMBER 2021

Unrestricted Designated Restricted Endowment
Funds Funds Funds Funds Total Total
Note 2021 2021 2021 2021 2021 2020
£ £ £ £
£
£
Income and endowments
Donations 3 21,547 - - 9,000 30,547 17,951
Legacies 18,000 - - - 18,000 5,000
Fundraising events 4 2,077 - - - 2,077 3,930
Charitable events 5 915 - - - 915 1,160
Investments 27 67 58 76,771 76,923 74,905
__ __ __ __ __ __
Total income 42,566 67 58 85,771 128,462 102,946
__ __ __ __ __ __
Expenditure
Grants for the benefit of 6 15,000 32,538 - 76,771 124,309 103,245
St Albans Cathedral
towards music
Cost of fundraising events 4 - - - - 1,343
Cost of charitable events 5 1,496 - - - 1,496 4,564
Publicity, printing and postage 534 - - - 534 508
Sundry expenditure 272 - - - 272 193
Audit fee 2,640 - - - 2,640 2,580
__ __ __ __ __ __
Total expenditure 19,942 32,538 - 76,771 129,251 112,433
__ __ __ __ __ __
Net income/(expenditure) 22,624 (32,471) 58 9,000 (789) (9,487)
before gains/(losses) on
investments
Net gains/(losses) on 7 - 20,283 15,848 389,625 425,756 153,030
investments
__ __ __ __ __ __
Net income/(expenditure) 22,624 (12,188) 15,906 398,625 424,967 143,543

Transfer between funds
10 (6,000) - - 6,000 - -
__ __ __ __ __ __
Net movement in funds 16,624 (12,188) 15,906 404,625 424,967 143,543
Reconciliation of funds
Total funds brought forward 41,933 176,186 145,948 2,590,667 2,954,734 2,811,191
__ __ __ __ __ __
Total funds carried forward 58,557 163,998 161,854 2,995,292 3,379,701 2,954,734
============== ============== ============== =============== =============== ===============

All amounts above relate to continuing operations and the Trust has no other recognised gains or losses.

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ST ALBANS CATHEDRAL MUSIC TRUST ANNUAL REPORT 2020-21

BALANCE SHEET AS AT 30 NOVEMBER 2021

Total Total
Note 2021 2020
£ £
Fixed assets
Investments 7 3,228,930 2,788,474
____ ____
Current assets
Debtors 8 3,692 80
Short term cash deposit investments 131,850 154,235
Cash at bank 19,525 11,945
____ ____
155,067 166,260
Current liabilities
Creditors 9 (4,296) -
____ ____
Net current assets 150,771 166,260
____ ____
Net assets 3,379,701 2,954,734
================= =================
The charity’s funds
Endowment funds 10 2,995,292 2,590,667
Restricted funds 11 161,854 145,948
Designated funds 12 163,998 176,186
Unrestricted funds 58,557 41,933
____ ____
Total funds 13 3,379,701 2,954,734
================= =================

The financial statements on pages 11 to 23 were approved by the Trust’s board of trustees on 8[th] March 2022 and signed on its behalf by

Christopher Muhley Chair

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ST ALBANS CATHEDRAL MUSIC TRUST ANNUAL REPORT 2020-21

NOTES TO THE FINANCIAL STATEMENTS

1. Accounting policies

Basis of preparation and assessment of going concern

The financial statements have been prepared on a going concern basis under the historic cost convention, with items recognised at cost or transaction value, apart from investments which are held at market value. The financial statements have been prepared in accordance with (1) the second edition of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their financial statements in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) issued in October 2019; (2) the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) issued in March 2018; (3) other applicable United Kingdom Generally Accepted Accounting Practice as it applies from 1 January 2019; and (4) the Charities Act 2011.

The financial statements have been prepared to give a true and fair view and have departed from the extant Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a true and fair view. This departure has involved following Accounting and Reporting by Charities: Statement of Recommended Practice for charities preparing their financial statements in accordance with FRS 102, rather than following the since withdrawn Accounting and Reporting by Charities: Statement of Recommended Practice (SORP 2005) as referenced in the regulations.

The Trust constitutes a public benefit entity as defined by FRS 102.

The financial statements are prepared in £ sterling, which is the functional currency. Monetary amounts in the financial statements are rounded to the nearest £.

The board of trustees consider that there are no material uncertainties related to events or conditions about the Trust’s ability to continue as a going concern. The board is of the opinion that the Trust has sufficient ongoing income and cashflow to meet its liabilities as they fall due. The board has made its going concern assessment in respect of a period of at least one year from the date of approval of these financial statements.

Income

Income is recognised once the Trust has entitlement to the income, it is probable that the income will be received and the monetary value of the income can be measured with sufficient reliability. If the use of income has been restricted, it is used for the specific purpose in the year or credited to an appropriate fund until it can be spent for the restricted purpose.

Income is received by way of donations from patrons, fundraising events, appeals, legacies, endowments and other general donations. Pledged donations are not recognised until they are received as too much uncertainty over their receipt remains. Gift Aid on donations is recognised when a claim is submitted to HMRC. Any Gift Aid recovered on a donation is considered to be part of that gift and is treated as an addition to the same fund as the initial donation unless the donor or the terms of the appeal have specified otherwise.

Legacies are accounted for on a receivable basis when they meet the income recognition criteria set out above. Typically this will only be after grant of probate, the executors have established there are sufficient assets in the estate and any conditions attached to the legacy are either within the control of the charity or have been met. Where legacies have been notified to the Trust and the criteria for income recognition have not been met, details of the legacy are disclosed if material in the notes to the financial statements.

Investment income is recognised on a receivable basis once it has been declared and notification has been received of the dividend due.

No amounts are included in the financial statements to reflect the value of services provided free of charge to the Trust by its many volunteers.

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ST ALBANS CATHEDRAL MUSIC TRUST ANNUAL REPORT 2020-21

Expenditure

Expenditure is recognised as soon as there is a legal or constructive obligation to transfer economic benefits as a result of past transactions or events, it is probable that the transfer of economic benefit will be required in settlement and the monetary value of the settlement can be measured with sufficient reliability. All expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all costs related to the category.

Taxation

The charity is entitled to certain tax exemptions on income and profits from investments, and on any surpluses from trading activities carried out in furtherance of the Trust’s primary objectives, providing any income, profits and surpluses are applied solely for charitable purposes. Irrecoverable VAT is charged to the appropriate expenditure heading.

Investments

Listed investments are stated at market value as fair value at the balance sheet date. Realised and unrealised gains and losses relating to the movement in valuation or sale of listed investments are shown in the Statement of Financial Activities in the year in which they arise. Investments held on cash deposit are stated at face value at the balance sheet date. The carrying values of all investments are reviewed annually to establish if there has been any material impairment in their value.

Financial instruments

The Trust holds only basic financial instruments. The Trust’s financial instruments, represented by its financial assets and financial liabilities, and their measurement bases, are as follows. The only class of financial instrument measured at fair value as opposed to amortised cost or cost less impairment is listed investments within fixed asset investments, the carrying amount of which is provided in note 7.

Financial assets:

Listed investments within fixed asset investments are held at fair value as set out above. Amounts due from connected entities and accrued income within debtors are debt instruments measured at amortised cost and are held at their settlement amount less any provision for non-recoverability. Prepayments within debtors are not deemed to be financial assets as the cash settlement has already taken place. Short term cash deposit investments are held at face value. Cash at bank is held at face value.

Financial liabilities:

Amounts due to connected entities and accruals within creditors are debt instruments measured at amortised cost and are held at their anticipated settlement amount. Deferred income within creditors is not deemed to be a financial liability as the cash settlement has already taken place and there is an obligation to deliver charitable services rather than cash or another financial instrument.

Funds

Funds provide the financial resources for the Trust’s activities. The Trust’s funds are divided between unrestricted funds and restricted funds. Unrestricted funds are expendable at the discretion of trustees in furtherance of the Trust’s objectives. Trustees also have the discretion to set aside unrestricted funds for designated purposes. Restricted funds can only be applied in furtherance of some particular aspect as defined by the donor at the point of donation or at the point of fund establishment. These conditions, or trusts, are binding on the trustees. The restriction can be explicitly declared by the donor, implied with their authority (e.g. in a public appeal), or established by the Trust Deed or other legal process. Much of the Trust’s restricted income is held in the form of endowment, in line with the Trust’s retention of such income as capital in order to generate investment income. The Trust’s endowment is expendable, meaning the board of trustees can at some point in the future determine it is in the best interests of the Trust to spend or apply the endowment capital. The board of trustees has no current plans to do so.

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ST ALBANS CATHEDRAL MUSIC TRUST ANNUAL REPORT 2020-21

Significant areas of judgement in the application of accounting policies

In preparing the financial statements, the board of trustees may have to make a number of judgements, estimates and assumptions about the recognition and measurement of assets, liabilities, income and expenditure in the application of the Trust’s accounting policies set out above. The board does so on a continuous evaluation basis using historical experience and prudent evaluation of future events that are believed to be reasonable under the circumstances. In doing so the resulting accounting estimates will, by definition, seldom equal the related actual results. In the course of preparing the financial statements, no judgements have been made in the process of applying the Trust’s accounting policies, other than those involving estimates about the future (which are dealt with separately below), that have had a significant effect on the recognition and measurement of assets, liabilities, income and expenditure in the financial statements.

Reporting uncertainty in the next reporting period from judgements involving estimates about the future With respect to the Trust’s next reporting period, the year ending 30 November 2022, the most significant areas of uncertainty from judgements involving estimates about the future that may affect the carrying value of assets and liabilities held by the Trust as at 30 November 2021 are as follows.

Legacy income:

In applying the Trust’s accounting policies to legacy income, the board of trustees uses the income recognition criteria set out above to determine when it is appropriate to recognise legacy income in the financial statements. This can involve applying judgement over the probability of the income being received and its ability to be measured with sufficient reliability and, once recognised, estimation of the monetary value of the income. As at 30 November 2021 £Nil (2020: £Nil) of legacy income has been recognised in the financial statements that has not yet been physically received.

Listed investments:

Although not impacted by judgement involving estimates about the future as the fair value of listed investments can be accurately obtained at any one point in time, the following disclosure is provided due to the relative significance of the Trust’s listed investments to overall net assets. The actual fair value of the Trust’s listed investments at any one time is affected by market-driven changes and the performance of uncertain investment markets outside of the Trust’s direct control. Fair values at the reporting date may therefore vary from those in the future. As at 30 November 2021 the value of the Trust’s listed investments amounted to £3,228,930 (2020: £2,788,474) (see note 7).

2. Staff costs and key management personnel

The Trust does not have any employees. The trustees consider the board of trustees as comprising the Trust’s key management personnel. Key management personnel are those persons having authority and responsibility for planning, directing and controlling the activities of the entity, directly or indirectly. No remuneration, other benefits or expenses is paid to any of the trustees.

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ST ALBANS CATHEDRAL MUSIC TRUST ANNUAL REPORT 2020-21

3. Donations

Unrestricted funds
General donations
Gift Aid
Endowment funds
Endow a Day’s Music
Gift Aid
Total donations
2021
£
18,482
3,065
21,547
8,700
300
9,000
30,547
============
2020
£
12,928
2,023
14,951
2,400
600
3,000
17,951
===========

4. Fundraising events income and expenditure

Surplus/
Income Expenditure (deficit)
£ £ £
2021
Advent Procession 2020 843 - 843
Advent Procession 2021 1,234 - 1,234
_ _ _
2,077 - 2,077
============ ============ ============
2020 comparatives
Advent Procession and Dinner 2019 3,292 1,343 1,949
Guitar Recitals 638 - 638
_ _ _
3,930 1,343 2,587
============ ============ ============

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ST ALBANS CATHEDRAL MUSIC TRUST ANNUAL REPORT 2020-21

5. Charitable events income and expenditure

Income
Expenditure
£
£
2021
Young Musicians Competition
-
80
Patrons’ Evensong
-
94
Fayrfax Celebration
915
1,322
_
_
915
1,496
============
============
2020 comparatives
Outreach Concert
-
3,470
Young Musicians Competition
1,160
1,094
_
_
1,160
4,564
============
============
.
Grants for the benefit of St Albans Cathedral towards music
2021
£
Unrestricted funds
Cathedral music
6,000
Cathedral development team
4,000
Online choir recordings
-
Cathedral choir chaperone
5,000
15,000
Designated funds
Microphones and livestreaming equipment
-
Cathedral Song School rehearsal organ
9,800
Refurbishment of Cathedral Song School
22,738
32,538
Endowment funds
Endow a Day’s Music
17,458
Choristerships and Scholarships
59,313
76,771
Total grants
124,309
=============
Surplus/
(deficit)
£
(80)
(94)
(407)
_
(581)
============
(3,470)
66
_
(3,404)
============
2020
£
6,000
4,000
2,500
5,000
17,500
11,750
-
-
11,750
16,718
57,277
73,995
103,245
=============
  1. Grants for the benefit of St Albans Cathedral towards music

As at 30 November 2021, the Trust had committed grant funding to be paid during the year to 30 November 2022 of £20,000 from its unrestricted funds, up to £17,462 as the remaining balance from £50,000 from its designated funds towards improvements to the Chapter House Song School, and the investment income that will be earned in that year from its endowment funds. In any one year, a number of further specific grants are likely to be paid from the Trust’s unrestricted funds towards specific musical activities.

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ST ALBANS CATHEDRAL MUSIC TRUST ANNUAL REPORT 2020-21

7. Investments

.
Investments
2021 2020
£ £
Valuation at 1 December 2,788,474 2,632,444
Additions 14,700 3,000
Withdrawals - -
Net gain on revaluation 425,756 153,030
___ ___
Valuation at 30 November 3,228,930 2,788,474
================ ================

The Trust’s investments are held in a pooled common investment fund with CCLA Investment Management in their CBF Investment Fund. The fund’s portfolio comprises an actively managed, diversified portfolio of assets, investing mainly in equities but also including property, bonds and other asset classes. The historic cost of the investments held at 30 November 2021 is £1,527,466 (2020: £1,512,766).

8. Debtors
2021 2020
£ £
All due within one year
Prepayments and accrued income 3,692 80
______ _____
3,692 80
========== =========
9. Creditors
2021 2020
£ £
All due within one year
Accruals and deferred income 4,296 -
______ ______
4,296 -
========== ==========

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ST ALBANS CATHEDRAL MUSIC TRUST ANNUAL REPORT 2020-21

10. Endowment funds

0.
Endowment funds
2021 Balance Movement in resources Reval’n Balance
1 Dec Incoming Outgoing Transfer 30 Nov
2020 2021
£ £ £ £ £ £
The Endow a Day's Music Fund 586,246 26,458 (17,458) 6,000 88,779 690,025
The Ouseley Trust Fund 82,327 2,503 (2,503) - 12,698 95,025
The Bassett Legacy Fund 43,842 1,230 (1,230) - 6,239 50,081
The Laing Choristership 40,778 1,207 (1,207) - 6,120 46,898
The Alban 2000 Fund 91,809 2,717 (2,717) - 13,780 105,589
The Steel Trust Scholarship 47,811 1,415 (1,415) - 7,176 54,987
The Pilling Trust Choristership 58,948 1,744 (1,744) - 8,848 67,796
The Fraternity of Friends Fund 58,429 1,729 (1,729) - 8,770 67,199
The Friends of Cathedral Music Fund 58,216 1,723 (1,723) - 8,738 66,954
The Wixamtree Trust Fund 56,164 1,662 (1,662) - 8,430 64,594
The Kirby Laing Foundation Fund 56,164 1,662 (1,662) - 8,430 64,594
The Parnell Scholarship 54,854 1,623 (1,623) - 8,233 63,087
The Pallant Trust Scholarship 56,505 1,672 (1,672) - 8,481 64,986
The Leathersellers Scholarship 51,866 1,535 (1,535) - 7,784 59,650
The Fraternity of Friends (Hunt) Fund 50,638 1,498 (1,498) - 7,600 58,238
The Steel Trust (No 2) Scholarship 46,368 1,372 (1,372) - 6,959 53,327
The (John) Stocker Choristership 46,963 1,390 (1,390) - 7,049 54,012
The Elles Carver Choristership 49,207 1,456 (1,456) - 7,386 56,593
The Berryman Fund (Bowland Trust) 43,640 1,291 (1,291) - 6,550 50,190
The Guy Whalley Choristership 46,189 1,367 (1,367) - 6,932 53,121
The Atkinson Scholarship 51,929 1,537 (1,537) - 7,794 59,723
The Hurford Scholarship 57,691 1,707 (1,707) - 8,659 66,350
The Wixamtree Trust (No 2) Fund 40,563 1,200 (1,200) - 6,088 46,651
The Blossom Choristership 40,748 1,206 (1,206) - 6,116 46,864
The Andrews Choristership 57,971 1,715 (1,715) - 8,701 66,672
The Foxton Choristership 65,861 1,949 (1,949) - 9,885 75,746
The Rosecroft Lay Clerkship 113,044 3,345 (3,345) - 16,967 130,011
The Fraternity of Friends (No 2) Fund 58,519 1,732 (1,732) - 8,783 67,302
The Griffiths Choristership 46,398 1,373 (1,373) - 6,964 53,362
The Filkin Choristership 46,398 1,373 (1,373) - 6,964 53,362
The St Ronan Choristership 47,634 1,409 (1,409) - 7,149 54,783
The Freeman Choristership 46,633 1,380 (1,380) - 6,999 53,632
The Mainstone Choristership 35,334 1,045 (1,045) - 5,303 40,637
The Fayrfax Scholarship 86,298 2,554 (2,554) - 12,953 99,251
The Oram Scholarship 39,990 1,183 (1,183) - 6,002 45,992
The Salisbury Choristership 48,421 1,433 (1,433) - 7,268 55,689
The Burton (Ford) Choristership 10,605 314 (314) - 1,592 12,197
The Lois Scott Choristership 36,357 1,076 (1,076) - 5,457 41,814
The Parkinson Choristership 33,309 986 (986) - 4,999 38,308
___ _ __ ______ _ ___
2,590,667 85,771 (76,771) 6,000 389,625 2,995,292
=============== ============ ============= ========== ============ ===============

An amount of £6,000 was transferred from unrestricted funds to the Endow a Day’s Music Fund in recognition of a legacy and donation given to the Trust in the year.

The Endow a Day’s Music Fund supports the total cost of daily music at the Cathedral. Donors to the fund select a date on which their gift is recognised.

All other Endowment Funds are used for the purposes of sustaining the financial costs of a chorister or lay clerk within the Cathedral. Donors are associated in perpetuity with a particular chorister’s or lay clerk’s place in the choirs.

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ST ALBANS CATHEDRAL MUSIC TRUST ANNUAL REPORT 2020-21

10. Endowment funds (continued)

2020 comparatives Balance Movement in resources Movement in resources Movement in resources Reval’n Balance
1 Dec Incoming Outgoing Transfer 30 Nov
2019 2020
£ £ £ £ £ £
The Endow a Day's Music Fund 552,341 19,718 (16,718) - 30,905 586,246
The Bassett Legacy Fund 39,368 1,188 (1,188) - 2,198 41,566
The Ouseley Trust Fund 80,129 2,418 (2,418) - 4,474 84,603
The Laing Choristership 38,622 1,165 (1,165) - 2,156 40,778
The Alban 2000 Fund 86,950 2,623 (2,623) - 4,859 91,809
The Steel Trust Scholarship 45,283 1,366 (1,366) - 2,528 47,811
The Pilling Trust Choristership 55,831 1,684 (1,684) - 3,117 58,948
The Fraternity of Friends Fund 55,339 1,670 (1,670) - 3,090 58,429
The Friends of Cathedral Music Fund 55,137 1,664 (1,664) - 3,079 58,216
The Wixamtree Trust Fund 53,194 1,605 (1,605) - 2,970 56,164
The Kirby Laing Foundation Fund 53,194 1,605 (1,605) - 2,970 56,164
The Parnell Scholarship 51,953 1,567 (1,567) - 2,901 54,854
The Pallant Trust Scholarship 53,517 1,615 (1,615) - 2,988 56,505
The Leathersellers Scholarship 49,123 1,482 (1,482) - 2,743 51,866
The Fraternity of Friends (Hunt) Fund 47,960 1,447 (1,447) - 2,678 50,638
The Steel Trust (No 2) Scholarship 43,916 1,325 (1,325) - 2,452 46,368
The (John) Stocker Choristership 44,479 1,342 (1,342) - 2,484 46,963
The Elles Carver Choristership 46,605 1,406 (1,406) - 2,602 49,207
The Berryman Fund (Bowland Trust) 41,332 1,247 (1,247) - 2,308 43,640
The Guy Whalley Choristership 43,746 1,320 (1,320) - 2,443 46,189
The Atkinson Scholarship 49,183 1,484 (1,484) - 2,746 51,929
The Hurford Scholarship 54,640 1,649 (1,649) - 3,051 57,691
The Wixamtree Trust (No 2) Fund 38,418 1,159 (1,159) - 2,145 40,563
The Blossom Choristership 38,593 1,164 (1,164) - 2,155 40,748
The Andrews Choristership 54,905 1,656 (1,656) - 3,066 57,971
The Foxton Choristership 62,378 1,882 (1,882) - 3,483 65,861
The Rosecroft Lay Clerkship 107,066 3,230 (3,230) - 5,978 113,044
The Fraternity of Friends (No 2) Fund 55,424 1,672 (1,672) - 3,095 58,519
The Griffiths Choristership 43,944 1,326 (1,326) - 2,454 46,398
The Filkin Choristership 43,944 1,326 (1,326) - 2,454 46,398
The St Ronan Choristership 45,115 1,361 (1,361) - 2,519 47,634
The Freeman Choristership 44,167 1,333 (1,333) - 2,466 46,633
The Mainstone Choristership 33,465 1,010 (1,010) - 1,869 35,334
The Fayrfax Scholarship 81,734 2,466 (2,466) - 4,564 86,298
The Oram Scholarship 37,876 1,143 (1,143) - 2,114 39,990
The Salisbury Choristership 45,860 1,383 (1,383) - 2,561 48,421
The Burton (Ford) Choristership 10,044 303 (303) - 561 10,605
The Lois Scott Choristership 34,435 1,039 (1,039) - 1,922 36,357
The Parkinson Choristership 31,548 952 (952) - 1,761 33,309
___ _ __ ______ _ ___
2,450,758 76,995 (73,995) - 136,909 2,590,667
=============== ============ ============= ========== ============ ===============

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ST ALBANS CATHEDRAL MUSIC TRUST ANNUAL REPORT 2020-21

11. Restricted funds

1. Restricted funds
2021 Balance Movement in resources Reval’n Balance
1 Dec Incoming Outgoing Transfer 30 Nov
2020 2021
£ £ £ £ £ £
Organ Appeal Fund 145,948 58 - - 15,848 161,854
_ ______ ______ ______ ______ _
145,948 58 - - 15,848 161,854
============= =========== =========== =========== =========== =============
2020 comparatives Balance Movement in resources Reval’n Balance
1 Dec Incoming Outgoing Transfer 30 Nov
2019 2020
£ £ £ £ £ £
Organ Appeal Fund 138,549 328 - - 7,071 145,948
_ ______ ______ ______ ______ _
138,549 328 - - 7,071 145,948
============= =========== =========== =========== =========== =============

The Organ Appeal Fund has been established to fund the restoration and enhancement of the Cathedral’s renowned Harrison & Harrison organ.

12. Designated funds

2.
Designated funds
2021 Balance Movement in resources Reval’n Balance
1 Dec Incoming Outgoing Transfer 30 Nov
2020 2021
£ £ £ £ £ £
Lyne Legacy Fund 113,297 26 - - 15,848 129,171
Salisbury Legacy Fund 62,889 41 (32,538) - 4,435 34,827
_ _ _ ______ ______ _
176,186 67 (32,538) - 20,283 163,998
============= ============= ============= =========== =========== =============
2020 comparatives Balance Movement in resources Reval’n Balance
1 Dec Incoming Outgoing Transfer 30 Nov
2019 2020
£ £ £ £ £ £
Lyne Legacy Fund 106,076 150 - - 7,071 113,297
Salisbury Legacy Fund 72,391 269 (11,750) - 1,979 62,889
_ _ _ ______ ______ _
178,467 419 (11,750) - 9,050 176,186
============= ============= ============= =========== =========== =============

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ST ALBANS CATHEDRAL MUSIC TRUST ANNUAL REPORT 2020-21

12. Designated funds (continued)

The Lyne Legacy Fund is currently set aside to support the Cathedral’s organs.

The Salisbury Legacy Fund was used first in 2016 to fund new pianos for the Cathedral, utilising an amount of £48,250. A further amount of £11,750 was used in 2020 to provide funding towards the costs of microphones and livestreaming equipment to enable music to be maintained as an integral part of the Cathedral’s online worship. £50,000 has been set aside to help fund improved facilities for the Cathedral’s Song School, including new choir stalls, a modification to the new rehearsal organ and the purchase of a new rehearsal piano. An amount of £32,538 from this £50,000 has been utilised in the year. The majority of the remaining set aside amount will be applied over the following couple of years. It is currently anticipated that the remainder of the fund will be used to support any further costs associated with the Cathedral’s Song School or other music-related costs the trustees consider have a sufficient degree of permanence about them.

13. Analysis of net assets between funds

2021 Unrestricted Designated Restricted Endowment
Funds Funds Funds Funds Total
2020 2020 2020 2020 2020
£ £ £ £ £
Investments - 131,327 102,611 2,994,992 3,228,930
Debtors 3,392 - - 300 3,692
Short term cash deposit investments
40,936
31,671 59,243 - 131,850
Cash at bank 18,525 1,000 - - 19,525
Creditors (4,296) - - - (4,296)
__ __ __ ___ ___
Total net assets 58,557 163,998 161,854 2,995,292 3,379,701
============== ============== ============== ================ =================
2020 comparatives Unrestricted Designated Restricted Endowment
Funds Funds Funds Funds Total
2020 2020 2020 2020 2020
£ £ £ £ £
Investments - 111,044 86,763 2,590,667 2,788,474
Debtors 80 - - - 80
Short term cash deposit investments
30,908
64,142 59,185 - 154,235
Cash at bank 10,945 1,000 - - 11,945
Creditors - - - - -
__ __ __ ___ ___
Total net assets 41,933 176,186 145,948 2,590,667 2,954,734
============== ============== ============== ================ =================

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ST ALBANS CATHEDRAL MUSIC TRUST ANNUAL REPORT 2020-21

14. Analysis of prior year comparative statement of financial activities between funds

Unrestricted Designated Restricted Endowment
Funds Funds Funds Funds Total
2020 2020 2020 2020 2020
£ £ £ £ £
Income and endowments
Donations 14,951 - - 3,000 17,951
Legacies 5,000 - - - 5,000
Fundraising events 3,930 - - - 3,930
Charitable events 1,160 - - - 1,160
Investments 163 419 328 73,995 74,905
__ __ __ __ __
Total income 25,204 419 328 76,995 102,946
__ __ __ __ __
Expenditure
Grants for the benefit of 17,500 11,750 - 73,995 103,245
St Albans Cathedral
towards music
Cost of fundraising events 1,343 - - - 1,343
Cost of charitable events 4,564 - - - 4,564
Maintenance of Hurford Organ - - - - -
Publicity, printing and postage 508 - - - 508
Sundry expenditure 193 - - - 193
Audit fee 2,580 - - - 2,580
__ __ __ __ __
Total expenditure 26,688 11,750 - 73,995 112,433
__ __ __ __ __
Net income/(expenditure) (1,484) (11,331) 328 3,000 (9,487)
before gains/(losses) on
investments
Net gains/(losses) on - 9,050 7,071 136,909 153,030
investments
__ __ __ __ __
Net income/(expenditure) (1,484) (2,281) 7,399 139,909 143,543
and net movement in funds
Reconciliation of funds
Total funds brought forward 43,417 178,467 138,549 2,450,758 2,811,191
__ __ __ __ __
Total funds carried forward 41,933 176,186 145,948 2,590,667 2,954,734
============== ============== ============== =============== ===============

15. Transactions with related parties and connected entities

There have been no transactions between the Trust and related parties during the reporting period (2020: Nil). Although St Albans Cathedral does not meet the definition of a related party to the Trust, the following information is provided due to the connected relationship of the two entities. The Trust made grants for the benefit of the Cathedral towards music of £124,309 (2020: £103,245) in the year. The Cathedral also made a donation in the year to the Trust of £7,500 in respect of a legacy received by the Cathedral. The net balance owed by the Trust at the end of the year is £3,062 (2020: owed to/by the Trust £Nil).

23