2020-12-31-accounts

Trustees’ Annual Report for the period

From 1 January 2020 Period start date To 31 December 2020 Period end date

Charity name: Cardiff Life Church

Charity registration number: 1050682

Objectives and Activities

	SORP reference
Summary of the purposes of the charity as set out in its governing document	Para 1.17	(i) To advance the Christian faith; (ii) To relieve sickness and financial hardship and to promote and preserve good health by the provision of funds, goods or services; and (iii) To advance education.
Summary of the main activities in relation to those purposes for the public benefit, in particular, the activities, projects or services identified in the accounts.	Para 1.17 and 1.19	Weekly Sunday Services and mid-week small group gatherings (via video conferencing from March due to COVID 19 Pandemic and resulting lockdowns)
Statement confirming whether the trustees have had regard to the guidance issued by the Charity Commission on public benefit	Para 1.18	The Trustees have had regard to the Charity Commission’s Guidance on public benefit

Additional information (optional) You may choose to include further statements where relevant about:

SORP reference Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment Para 1.38 Contribution made by volunteers

Other

Achievements and Performance

	SORP reference
Summary of the main achievements of the charity, identifying the difference the charity’s work has made to the circumstances of its beneficiaries and any wider benefits to society as a whole.	Para 1.20	Weekly congregations and group gatherings have provided spiritual guidance, teaching and improved the well-being of its beneficiaries. Practical care and support for everyday needs has also been given where needed.

Additional information (optional) You may choose to include further statements where relevant about:

Achievements against objectives set	Para 1.41
Performance of fundraising activities against objectives set	Para 1.41
Investment performance against objectives	Para 1.41
Other

Financial Review

Financial Review
Review of the charity’s financial position at the end of the period	Para 1.21	The financial health of the charity improved during the course of 2019. All bills have been paid
Statement explaining the policy for holding reserves stating why they are held	Para 1.22	Designated funds are held in reserve where they have been received for a specified purpose e.g. for building acquisition including associated professional fees
Amount of reserves held	Para 1.22	**£3,104 **
Reasons for holding zero reserves	Para 1.22	n/a
Details of fund materially in deficit	Para 1.24	n/a
Explanation of any uncertainties about the charity continuing as a going concern	Para 1.23	There are no uncertainties in this regard

Additional information (optional)

You may choose to include further statements where relevant about:

The charity’s principal sources of funds (including any fundraising)	Para 1.47
Investment policy and objectives including any social investment policy adopted	Para 1.46
A description of the principal risks facing the charity	Para 1.46
Other

Structure, Governance and Management

Description of charity’s trusts:
Type of governing document (trust deed, royal charter)	Para 1.25	Trust Deed
How is the charity constituted? (e.g unincorporated association, CIO)	Para 1.25	Trust
Trustee selection methods including details of any constitutional provisions e.g. election to post or name of any person or body entitled to appoint one or more trustees	Para 1.25	Potential trustees are nominated by the Senior Minister and appointed by the Church Council

Additional information (optional) You may choose to include further statements where relevant about:

Policies and procedures adopted for the induction and training of trustees	Para 1.51
The charity’s organisational structure and any wider network with which the charity works	Para 1.51
Relationship with any related parties	Para 1.51
Other

Reference and Administrative details

Charity name	Cardiff Life Church
Other name the charity uses	Life Church
Registered charity number	1050682
Charity’s principal address	c/o Tredegarville Baptist Church East Grove Cardiff CF24 3AD

Names of the charity trustees who manage the charity

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20	Trustee name	Office (if any)	Dates acted if not for whole year	Name of person (or body) entitled to appoint trustee(if any)
	Tim Walter	Chairperson
	Buchi Okosieme
	Rae Galloway		01/01/2020-18/09/2020
	Linda Coombs		18/09/2020-

Corporate trustees – names of the directors at the date the report was approved

Director name

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year

Funds held as custodian trustees on behalf of others

Description of the assets held in this capacity

Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Names and addresses of advisers (Optional information)	Names and addresses of advisers (Optional information)	Names and addresses of advisers (Optional information)
Type of adviser Name Address
Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Full name(s) Position (eg Secretary, Chair, etc) Date
	Timothy Walter
	Chairperson
	31/10/2021
	31/10/2021

I (HARIIY CARDIFF LIFE CHURQI Recei tsand ments accounts CC16a Period stsrt date 0110IR020 To Pe￿￿ efyj dère 3111212020 Section A Receipts and payments Uniestricied fvndj Restricted Endowment Totsl lur ds Last ye•r to th• nMr•st £ to th• M•r•st £ to th• nurnst £ AI R￿•1pts Tithes & OHerin95 Gift Aid Receipts Buildin9 Fund Other 21,472 4.575 24.313 6.234 4575 1185 als A2 Aos•t and In¥•stm•nt sal•s, lJ5. A3 P•ym•nts Ministry ￿la￿leS and Consulti Mi￿49t / expensès Missions l External Minstry M7 1.437 I,s 1,437 7.3JO 120 Offi'ce Supplies l Equipment Life Youth isc ExpeDditsJre e¢okshop LOVEcardi 1.781 171) I,J5J Sub total iU79 17.$12 A4 A55•t •nd Inv•51m•nt purehM•s. •tt. rotalpaym•rts Il279 12.27* 17.512 N•t Of rKelpts/(pqymentsJ A5 Tr•nsf•rs b•tsw•n fvndj A6 Cash funds last y•aw end C05h fvnds thisyeorend 15.95 11.817 11￿17 4.182 27.713 27.rn 17 CCXX R1 arxwnts ISSI 28110r2021

Section B Statement of assets and liabilities at the end of the period Unrestrirttd fvnds Restricted funds Endowmeni fvnds Cat•gori•s Oetaiis to Do•r•s1 £ Bl Cash funds Cash Ai bank in hand 27.TY3 Total cash fvftds 27.773 (w•bthes fvnds ds D•t•ls D•t•S1s 83 Invrftm•nt ss•ts Currqnt D•tslli B4 Ass•ls r•tln•d for th• ¢h•rfty's own u5• 85 U•bllltl•s Signed by ore or Iwc tNsites on behjlf of all the tN5tee5 Pnnt Name Date of roval Signaty T Walter 29-Oct-21 CCXX R2 accounts ISSI 2811rw2021

Independent examiner's report on the accounts Section A Independent Examiner's Report Report to the trusteesl members of CARDIFF LIFE CHURCH On accounts for the year ended 315t DECEMBER 2020 Charity no lif any) 1050682 Set out on pages Respective The charity's Injslees are responsible lor the preparation of the accounts. The responsibilities of charity's Injslees consider that an audit is not required for Ihis year under section trustees and examiner 144 of the Charities Act 2011 {Ihe Charities Act) and Ihal an independent examination is needed. 11 is my responsibility lo.. examine the accounts under section 145 of the Charities Act, to follow the procedures laid down in the general Directions given by Ihe Charity Commission {under seelion 14515llbl of the Charities Act, and lo slate whether particular matters have come lo my allenlion. Basis of independent My examination was carried out in accordance with general Directions given by the examinerfs statement Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts p￿sented with those records. 11 also iTrcludes consideration of any unusual items or disclosures in the accounts. and seeking explanations from the tnjslees conceming any such mallers. The procedures undertaken do not provide all the evidence that would be required in an audit. and consequenlly no opinion is given as lo whelher the accounls Present a 'INe and fair, view and the report is limited lo those mallers sel out in Ihe slalement below. Independent In connection with my examination, no matter has come lo my attenlion {oth8Ft examinerfs statement tI￿Ld1￿ ') which gives me reasonable cause lo believe that in. any material respect, the requirements.. lo keep accounting records in accordaftce with section 130 of the Charities Act- and to p￿pare accoltllls which accord with the accounting records and comply wilh the accounting requirements of the Charities Acl have not been mel.. or 2. to which. in my opinion, attention should be drawn in order lo enable a proper understanding ol the accounls to be reached. Please delete Ihe words in the btsckels if they do nol apply. Signed: Date: 28th October 2021 Name: Christopher Pavett ACA Relevant professional qualificatlon(s) or body (if any)". Institute of Chartered Accountants in England and Wales Address: 6 High Street, Cwmgwrach, Neath. SA115SY IER March 2012