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2021-12-31-accounts

Trustees' Annual Report for the period

Period start date Period end date Day Month Year T Day Month Year From 01 01 21 o 31 12 21

Section A Reference and administration details

Charity name Ivy Pentecostal Church

Other names charity is known by

Registered charity number (if any) 1050613

Charity's principal address Ashley Hill Bristol Postcode BS6 5JD

Names of the charity trustees who manage the charity

Dates acted if not for Trustee name Office (if any) whole year 1 Philip Watkins Chair 2 David Cooling Treasurer 3 Clare Mustafa Jan to Sept 4 Samuel Haruna 5 Vernon Holmes 6 Monday Haruna 7 8 9 10

Name of person (or body) entitled to appoint trustee (if any)

Names of the trustees for the charity, if any, (for example, any custodian trustees)

Name Dates acted if not for whole year
Assemblies of God Property Trust

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Names and addresses of advisers (Optional information)

Names and addresses of advisers (Optional information) Names and addresses of advisers (Optional information) Names and addresses of advisers (Optional information)
Type of adviser
Name
Address
Charity guidance. Assemblies of God
(GB)		 Gf/Fl2 No.1-2 The Cottages,
Deva Centre,
Manchester,
England, M3 7BE

Name of chief executive or names of senior staff members (Optional information)

Philip John Mark Watkins, Minister

Section B Structure, governance and management

Description of the charity’s trusts

Type of governing document Trust Deed and Constitution

(eg. trust deed, constitution)

How the charity is constituted

Trust

Trustee selection methods Elected by membership

Additional governance issues (Optional information)

You may choose to include additional information, where relevant, about:

Trustees receive on-going training and support through discussion in Regular Trustees’ meetings, receiving guidance from Assemblies of God Property Trust.

Ivy Church operates within the wider network of

Assemblies Of God Great Britain Gf/Fl2 No.1-2 The Cottages, Deva Centre, Manchester, England, M3 7BE

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Section C Objectives and activities

Summary of the objects of the charity set out in its governing document

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Ivy Church places a high value on being of great benefit to the
community around the area of the church building and across the city
of Bristol and beyond. This is done in a variety of ways. Ivy Church
seeks to provide opportunities for members of the community to find
strength and wisdom for life, and hope for eternity through the Gospel.
Activities include: Worship, prayer, preaching, teaching, fellowship,
evangelism, small groups, community action, study groups, missions
support, pastoral care, children’s and youth activities, Sunday school,
Carers and tots, global issues, Churches Together.
We have endeavoured toadvance the Christian Faithby regular
preaching and encouraging individual members to share their faith. We
have worked in combination with other local churches to promote the
Christian message in local outdoor venues.
The release and development of spiritual gifts is another positive sign
and we want to provoke more of the same. Roles in church life are
intended to be flexible so that we give opportunity for each individual to
develop and use their talents for God in an appropriate way.
Opportunity for regular worship is provided as a means of honouring
God and experiencing his grace in our lives.
Summary of the main activities
undertaken for the public Prayer, in services, small groups and individually, with needs shared
benefit in relation to these via WhatsApp is of specific benefit to those members of the community
objects (include within this who come to pray and to the wider community for whom prayer is
section the statutory offered. All of our efforts are in vain unless God works with us and for
declaration that trustees have us. We need to spend time in communion with Him, speaking, and
had regard to the guidance listening.
issued by the Charity
Commission on public benefit) We endeavour torelieve sickness and financial hardshipin the world
by drawing attention to crises and to regular appeals from our partners
in various places.
We seek to advanceeducationby financial support for those working in
various parts of the world, by weekly teaching of children and young
people as well as adult teaching in Sunday Meetings and smaller
groups. Our teaching seeks to enable members of the community to
relate the Christian faith to life situations. We have also worked in
partnership with local schools.
Work done on Ivy Church Building enables the building to be
accessible and safe for members of the community as well as being
attractive and functional so that the Christian message might be
presented to local people and visitors.
The trustees (Church Council) of Ivy Church have had due regard to
the Charity Commission Guidance on Public Benefit in decisions made
in relation to all activities undertaken, as per https://
assets.publishing.service.gov.uk/government/uploads/system/uploads/
attachment_data/file/588234/PB1_The_public_benefit_requirement.pdf
Additional details of objectives and activities (Optional information)

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VOLUNTEERS:

You may choose to include further statements, where relevant, about:

Members of Ivy Church are not merely church attendees, but an energetic volunteer work force, committed to making a difference in their community. Activities include: Administration and Financial Management, I.T., Cleaning, Catering, Children and Youth Depts., Home/Telephone visits, L.i.F.E.-group Leadership, Singers/Musicians, Planners, Coordinators, Readers, Preachers, Welcome-Team, Stewards, Personal Evangelists, Buildings & Maintenance, Missions Support, carers and tots, Magazines, Social Concern, Prayer-Ministry Team, etc.

Section D Achievements and performance

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Section D Achievements and performance

Summary of the main achievements of the charity during the year

See attached annual report to members 2021 has been a year of recovery following the previous year, which was dominated by the coronavirus pandemic. Building on the lessons learnt during 2020 we continue live-streaming of our Sunday services, enabling access from locations near and far, whilst now holding the Sunday service within the church (within our community). Whilst holding our mid week meetings online, enabling engagement without travel (or indeed heating the main church).

Worship, teaching, prayer, fellowship and holy communion have continued in various formats and the contributions of church members have been inspiring. We are grateful to those volunteers who faithfully maintain the website, lead LiFE groups, contact the elderly, answer the church phone, send out messages, maintain the building, facilitate missions support, handle the finances, produce risk assessments and vital documents, monitor safeguarding, plan and prepare, lead musical worship, and are handling the growing demands of technology! It all adds up to a host of tasks that keep church happening.

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Section E Financial review

Brief statement of the charity’s To hold enough funds to secure the running of the charity without further policy on reserves income for up to 9 months The church currently has general reserves of £64000. Allocated reserves are as follows: 1 £30000 for extra building works 2 £30000 to cover cost of employing staff. Details of any funds materially None in deficit

Further financial review details (Optional information)

You may choose to include Main source of income is direct giving by members additional information, where relevant about:

Section F Other optional information

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Section G Declaration

The trustees declare that they have approved the trustees’ report above. Signed on behalf of the charity’s trustees

Signature(s)

Full name(s) Philip John Mark Watkins Vernon Holmes Position (eg Secretary, Chair Trustee Chair, etc)

Date

SEE SIGNED DECLARATION BELOW

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ivy Church Bristol, Assemblies of God

Ashley Hill, Bristol, BS6 5JD

o: 0117 941 1750

e: info@ivychurchbristol.org.uk w: www.ivychurchbristol.org.uk Pastor: Philip J.M. Watkins BA (hons), ALCM, LLCM (TD), PGCE, MA

AGM to receive reports and accounts for the year 2021-22

Ivy Church Mission:

“Passionate about Jesus Christ and making Him known; Serving our neighbours, near and far.”

Ivy Church is a registered Charity, Number 1050613; a member of the Evangelical Alliance; Assemblies of God (UK) and Churches Together.

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AGM 17.05.2022… 7.30pm

Agenda

  1. welcome

  2. apologies

  3. prayer

  4. purpose

  5. minutes of 2021

  6. trustee appointments

  7. reports

  8. accounts

The objects of the Church:

(a) To advance the ChrisSan Faith.. in such ways and in such parts of the United Kingdom or the world as the Church Council from Sme to Sme may think fit.

including through the provision of counselling and support in such parts of the United Kingdom or the world as the Church Council from Sme to Sme

(c ) to advance educaSon in such ways and in such parts of the United Kingdom or the world as the Church Council from Sme to Sme may

This report is intended to show how:

Introduction

The Mission Statement of Ivy Church a^empts to capture the essence of the “Objects” above. Thus Ivy Church is “Passionate about Jesus Christ and making Him known; Serving our neighbours, near and far.” Our meeSngs and acSviSes aim to express this. EnthusiasSc and sincere worship, prayer, fellowship and bible-teaching moves us into acSon in sharing the love of God in pracScal ways. Ivy Church is a warm and welcoming community of people of all ages and a variety of ethnic backgrounds, and seeks to bring that warm and broad welcome to all people in our locality (and even further afield - especially by the use of technology). Our endeavours include support for a variety of causes in the wider world, supporSng missions which provide health care, food, medical and other pracScal support, and facilitaSng training and educaSon. It is the tesSmony of Ivy Church that, “This is Ivy Church is a registered Charity, Number 1050613; a member of the Evangelical Alliance; Assemblies of God (UK) and Churches Together.

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how God loved the world: He gave his one and only Son, so that everyone who believes in him will not perish but have eternal life. God sent his Son into the world not to judge the world, but to save the world through him.” Jn 3.16,17 NLT.

The year 2021

The year began in much the same mode as the previous one, being dominated by covid-19. Great care has been taken to maintain a safe environment for public worship and to maintain fellowship by means of cloud-based conferencing and Social media. RestricSons have gradually eased and we are finding our way forward in a Sme of the ‘new normal.’ We conSnue to ‘broadcast’ our services but thankfully we are able now to welcome everyone in person to our Sunday services. We have been sad to lose some valuable members, and to stand with those who have lost loved ones, but comforted in the assurance that they have been, ‘promoted to glory.’ We have been pleased to welcome a number of visitors through the year and some have decided to make Ivy Church their Spiritual home.

As ever, we have been immensely grateful to those who have faithfully served in so many ways. This year we are expressing parScularly appreciaSon of our Treasurer and Elder in Ivy Church Council. He has served faithfully and expertly over many years and we owe him a huge debt of graStude. Thank you Dave!

We are now gradually pushing forward with our endeavours to reach beyond our four walls, with a variety of acSviSes, geared to advancing the ChrisSan faith, including country walks, picnics, li^er-picking & improving our local environment, Good Friday walk-of-witness, Pentecost on College Green, “God Loves you Tour” with evangelist Franklin Graham. We are about to launch “Ivy-Tots” and look forward to welcoming families from the community. Later in the year it is hoped to hold a 12 week ‘Alpha Course’ for those interested in invesSgaSng the ChrisSan faith. A potenSal area for serving our neighbours is through volunteering in various ways at the Bristol Churches Winter Night Shelter.

We are grateful to God and thankful to all church embers who have been faithful in supporSng with their presence, enthusiasm, parScipaSon, giving and prayer.

REPORTS :

LiFE Groups, someSmes called home groups, care groups, cell groups...

We continued to meet via zoom and in person when possible during 2021.

The social aspect of this being especially important during this time. Conversations, food consumed and prayers all add to our growth together and in faith.

Ivy Church is a registered Charity, Number 1050613; a member of the Evangelical Alliance; Assemblies of God (UK) and Churches Together.

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Philippa

Fishponds Life Group

During 2021 our house group has continued to meet online via zoom (7 of us), every other week. Over this past year we have completed our studies on Acts and moved on 2 books from “Life builder books”, initially looking at David, Developing a heart for God and then onto Listening to God.

We have enjoyed good fellowship and prayer whilst exploring the scriptures. We plan to continue to meet online, as this works for all of us.

Sunday School /Youth Report

Sunday School :

Over the last year we have focused on coming out of lockdown and families returning to church. We express our gratitude to Shirley for inspiring the young people weekly with stories and crafts to maintain their interest whilst numbers were still restricted at church. Since July 2021 we have been able to welcome families back into the building. The main changes are that we are currently only providing a regular Sunday school class for the younger age group with the older youth now taking an active role as helpers for Sunday school or helping with IT and tech and they have been a great blessing in these areas. The other major change came in the form of Spencer stepping down from both Sunday school and youth activities at the end of October 2021. However God always provides and we are blessed to have welcomed both Abi and Shami as additional members of our Sunday school teaching team. The highlight of the year has to be the carol service where the children got the chance to rehearse their nativity play and meet together at the church as well as bless us all with their performance on the actual day. Over this next year we aim to try and get the older youth more involved in worship with the aid of both Jane and Freddy. We want to be inclusive so will still be sharing activities on zoom with children who are unable to attend church.

Youth Group

We continue to run both Golden Swords for the 4-10 year olds on a Thursday evening and Prism for aged 10+ on a Friday evening via zoom. The groups are comprised of mainly church children. However we were able to have a cinema trip with the older youth over the October half term, which enabled those who wanted to an opportunity to invite their friends. Both groups focus on fun and fellowship. In Golden swords the children learn memory verses from the bible each week as well as themed activities. This last term we have been looking at the book of Genesis and delving into the lives of the characters that make up that book so over time the children will become more familiar with where to Pind different stories within the bible. The older youth have also been doing themed studies looking at the life of Joseph and different types of

Ivy Church is a registered Charity, Number 1050613; a member of the Evangelical Alliance; Assemblies of God (UK) and Churches Together.

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friendship throughout the bible. We are currently looking at Easter, debunking some of the myths and looking at Christ!s journey from the garden of Gethsemane to his glorious resurrection. We are grateful to both Shami Mahari and Anne James for also coming on board to help lead the older group. We hope to be able to bring the children together for some more face-to-face activities later in the year

Sandra Holmes

Property

Buildings

The church house continues to be rented out to Jim and Louisa and has received only minor updates/repairs (downstairs wc, new kitchen hod and new thermostat).

The church has mainly received updates to its IT system, enabling zoom from the church building, this gives us the opportunity to meet together even if we are stuck at home, additionally it allows anyone anywhere to join us, all they need to do is request the link.

The building fabric continues to present challenges, in addition to routine maintenance (gas, elec and fire/alarm) the church rear west roof has been sealed to prevent leaks with and ongoing need to re-felt it for the longer term, quotes have been received although finding reliable roofers continues to be a challenge. If you would like to be part of the buildings team please contact a member of the church council.

PROPERTY BUDGET for 2022: £ Roof repairs: 4175. Windows (Main): 3600 Internal stairwell: 1500 ? 9275 VAT @20% 1855 11130

Replace main entrance doors: Removal of Ivy, clear gutters

2367 1000

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14497
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Treasurer:

Ivy Church is a registered Charity, Number 1050613; a member of the Evangelical Alliance; Assemblies of God (UK) and Churches Together.

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We thank Dave Cooling for his diligent work maintaining the accounts to a high standard

Giving online is still best, Gift Aid remains important to us (Please ensure you let us know if you are no longer paying sufficient tax).

Vernon Holmes

Ivy Church is a registered Charity, Number 1050613; a member of the Evangelical Alliance; Assemblies of God (UK) and Churches Together.

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Ivy Church Accounts for 2021. AGM report

Dave Cooling

Retired Ivy Church Treasurer

Ivy Church is a registered Charity, Number 1050613; a member of the Evangelical Alliance; Assemblies of God (UK) and Churches Together.

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Ivy Church is a registered Charity, Number 1050613; a member of the Evangelical Alliance; Assemblies of God (UK) and Churches Together.

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Ivy Church is a registered Charity, Number 1050613; a member of the Evangelical Alliance; Assemblies of God (UK) and Churches Together.

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Ivy Church is a registered Charity, Number 1050613; a member of the Evangelical Alliance; Assemblies of God (UK) and Churches Together.

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Ivy Missionary Report 2021

Looking back over 2021 it was a quiet year in terms of visits to Ivy by our missionary partners mainly due to Covid 19, but we have kept in regular contact with them through various social media means, including video links. We were able to have visits from Simon and Victoria Ewing in July and from the Bible Society in May which was a blessing.

In June 2021 we started to support Pastor Jacob, India Hope, regularly by sending £50.00 a month. Pastor Jacob and the team do a tremendous work caring for orphans, children living in poverty, widows, providing food for families, caring for those with leprosy and the elderly. In August we sent an addiSonal £400.00 towards the costs of some beds for the children, as the government changed the legislaSon, staSng that every child must have a bed to sleep on, which was a huge addiSonal cost to India Hope.

In May 2021 we reviewed the regular monthly giving to our missionary partners and are pleased to report that we were in a posiSon to increase our monthly giving to John and Liz Medcram, Brazil, from £25.00 a month to £50.00 a month and to Sasha and Sara Vitakic, Serbia, from £40.00 a month to £50.00 a month. Praise the Lord!

In addiSon to those we support regularly we have also given gims to The Leprosy Mission, Bible Society, World of Worth and Soul Winner – Boot Camp, which many of us a^ended via Zoom.

We receive regular newsle^ers from our missionary partners and if you are interested in receiving these or have a parScular interest in any areas, please do not hesitate to speak to us about it.

Please conSnue to pray for our missionary partners as they strive to share God!s love to those He has called them to, so that many more people may

We also want to say a huge #thank you!$to all of you who give so faithfully to enable us at Ivy to be a giving church and be part of spreading God!s Word to all people, far and near.

May the Lord conSnue to bless you!

Missions Team, March 2022.

Ivy Church is a registered Charity, Number 1050613; a member of the Evangelical Alliance; Assemblies of God (UK) and Churches Together.

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Missionary Accounts 2021

Ivy Church is a registered Charity, Number 1050613; a member of the Evangelical Alliance; Assemblies of God (UK) and Churches Together.

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Ivy Church is a registered Charity, Number 1050613; a member of the Evangelical Alliance; Assemblies of God (UK) and Churches Together.

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IVY CHURCH ANNUAL GENERAL MEETING 11/05/2021– Report of proceedings :

In A^endance: Sarah Cameron

THIS MEETING WAS HELD BY ZOOM, due to Government imposed restricSons.

Pastor Phil read from 1 Corinthians chapter 9 v 19-23 - Paul, the Servant to All.

v 24 - Run Your Race to Win.

Our primary purpose is the Gospel

Humility: As Paul did - we seek to get alongside people, calls himself a slave (reminds us of Jesus) We are different - but not because we are be^er, but because Amazing Grace has come our way.

%Jesus, you are changing me…” “By all means possible.!

ConvicSon: That we have such an important message that we will go to whatever lengths to share it. #Focus!, the gospel.

Discipline & determinaSon: As commi^ed to the cause of Christ as an athlete who wants the prize.

So, we need to start moving from the #couch!$to the community.

PW expressed big thanks to the hardworking team at Ivy church who have enabled us to keep going this past year. He advised that for the next phase of the journey, all of us are to be involved. It will take God + Team + all of us to get into the next phase(s), so that we might be able to say, we didn!t #RUN!$in vain. Phil 2 v 14-15 & Gal 2.

ATTENDANCE: There were 26 persons present.

APOLOGIES FOR NON-ATTENDANCE: Ahmet Mustafa, Viola Glasgow, Derek Cameron, Spencer Pearce, Fred, Ma^ and Charnelle Latbeaudiere

Pastor then referred to the previous minutes from 3/6/2020, which had previously been sent out to the church members with the various reports. These were accepted, proposed by AJ and seconded by CM.

Ivy Church is a registered Charity, Number 1050613; a member of the Evangelical Alliance; Assemblies of God (UK) and Churches Together.

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Pastor Phil outlined the purpose of the AGM, and reminded the members of the objects of the church as a charity. He explained that the Church Leadership agreed that we should use the Zoom plavorm again this year, as the consStuSon allows us to do this by electronic means, with the main purpose in advancing the ChrisSan faith.

REPORTS:

YOUTH -

SP was unable to a^end the meeSng, but SW thanked SP for all the work that has been put into the youth work in the past year. The Thursday, Friday and Sunday sessions have been very much appreciated.

PROPERTY –

VH advised that there has been a large expense regarding IT equipment, but this is now in place for now and the future.

WORSHIP –

PW expressed appreciaSon for what has been done in the past year, and is looking forward for us all to be able to sing back in the church.

LIFE GROUPS –

Some groups have been able to #meet!$up via Zoom, and new people have been welcomed into the various groups.

MISSIONARY WORK –

regular updates have been shared regarding challenges. PP advised that the support provided from Ivy is the same, but with a couple more one-off gims to several of our partners.

PW expressed his thanks to PP and the team.

Ivy Church is a registered Charity, Number 1050613; a member of the Evangelical Alliance; Assemblies of God (UK) and Churches Together.

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DC showed the monthly analysis:

DC then showed the monthly cumulaSve. He advised that we only need to worry if the expenditure was over the income. It was close this year due to the IT expense.

He advised that last year (March), he moved £20k into the current account for emergencies, but this is sSll in the account if required.

He thanked people again for ensuring that giving was maintained during these Smes. He also advised that we have lost some gim aid under the small donaSon scheme, but not much.

He also advised that out uSliSes bills have come in cheaper as not much is being used, also, our bank charges have gone down by not dealing in cash. Also, our cleaning costs have risen, and a big thank you to EH for maintaining this going forward.

Finally, DC advised that Phil Bater has inspected our accounts to enable us to produce the report for the chariSes commission. The membership were unanimous in formally accepSng the accounts.

PW thanked DC for all his hard work in the past year with the accounts.

Ivy Church is a registered Charity, Number 1050613; a member of the Evangelical Alliance; Assemblies of God (UK) and Churches Together.

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DC wanted to share with the membership, that he had previously advised the trustees that he wished to reSre from his Treasurer and Leadership duSes, so this is the last year that he will be dealing with the accounts. He advised that he has been the treasurer for the past 20 years, and 23 years on the Church Council. He advised that it felt like the right Sme to do this, but assured us that he wasn!t going anywhere, and would sSll be an acSve member in Ivy.

PW wished to honour DC on behalf of the church, and thanked him for his servant heartedness.

TRUSTEE APPOINTMENTS –

Sam was up for re-elecSon for elder. Pastor asked for a #thumbs up!$to re-elect him, and the verdict was unanimous.

THE FUTURE

PW advised us that COVID is a circumstance, not the thing which dominates our future. What should dominate is the gospel (what we are here for).

Methods: Let!s be adventurous. Technology has #dominated!, but it is a #means!$(one of the #ALL MEANS!). PW thanked those who have stepped up and helped, # ! onsite, and at home…..by all means to win some. He reminded us to all want to have a go .

Ourselves: Let!s be ready to look forward to the future and step up.

So – To Reopening:

Ivy church has many gimed people, so as God!s people, we should step up to our gimings, and see what we can do and be involved in. Leadership iniSaSve (under pastoral leadership), admin, finance, etc. We would be looking for #teams of people!$and small groups….!by all means to win some!. We need to exploit this Sme where people are more open to the gospel.

ing on 21[st] June actually means for the church. In the meanwhile, we aim to conSnue to broadcast and to record our services.

He advised that once back in the church, that the services would need to be concise and for us to just get to it. There are sSll discussions to be had on how to do Children!s Church, etc, and there may be a requirement to check for vaccinaSons/negaSve lateral flow tests. There will need to be some response from people to gauge numbers and to arrange seaSng so that families can be together.

The actual date for return will be discussed at the next Church Council meeSng in June.

Ivy Church is a registered Charity, Number 1050613; a member of the Evangelical Alliance; Assemblies of God (UK) and Churches Together.

INDEPENDENT EXAMINERS REPORT TO THE TRUSTEES OF IVY PENTECOSTAL CHURCH

I report on the accounts of the Charity (number 1050613) for the year ended 31 December 2021 which are set out on pages 1 -

Respective responsibilities of Trustees and examiner:

The charity’s trustees consider that an audit is not required for this year (under section 43(2) of the Charities Act 1993 (the act), as amended by s.28 of the Charities Act 2006 and that an independent examination is needed.

It is my responsibility to:

Basis of independent examiner’s report:

My examination was carried out in accordance with the General Directions given by the Charity Commissioners. An examination includes a review of the accounting records kept by the Charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the accounts.

Independent examiner’s statement:

In connection with my examination, no matter has come to my attention which gives me reasonable cause to believe that, in any material respect, the trustees have not met the requirements to ensure that:

and

PHIL BATER MAAT

(Association of Accounting Technicians)

15th March 2022

ivy Church

(Assemblies of God) Ashley Hill, Bristol, BS6 5JD

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www.Ivychurch.net
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Minister: Philip Watkins (0117) 908 3295 Email: pjmwatkins@blueyonder.co.uk

Ivy Pentecostal Church

Statement of Assets and Liabilities As at 31 December 2021

  1. Church Building known as ‘Ivy Church’ at Ashley Hill, Bristol BS6 5JD

  2. Church Manse at 33 Alcove Road, Fishponds, Bristol BS16 3DS

  3. Bank Accounts:

  4. a. Current a/c Lloyds bank, Downend branch, Bristol with a balance of £51,537 on 31 Dec 2021

  5. b. Savings a/c Kingdom Bank, Nottingham with a balance of £54300 on 31 Dec 2021

  6. c. Savings Bond of £26431 value with Triodos Bank on 31 Dec 2021

  7. d. A trust a/c for missionaries at Lloyds Bank, Horfield branch, Bristol with balance of £2688 on 31 Dec 21

  8. Mortgages: There are no mortgages on Ivy Church Property

  9. 5) Loans: We have no loans

  10. 6) Creditors: We have no creditors

Ivy Pentecostal Church (Registered Charity Number 1050613)