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2023-12-31-accounts

Registered number: 02955851 Charity number: 1050493

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

TRUSTEES' REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2023

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

CONTENTS

Page
Reference and Administrative Details of the Charity, its Trustees and Advisers 1
Trustees' Report 2 - 6
Trustees' Responsibilities Statement 7
Independent Auditors' Report on the Financial Statements 8 - 12
Statement of Financial Activities 13
Balance Sheet 14 - 15
Statement of Cash Flows 16
Notes to the Financial Statements 17 - 34

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

REFERENCE AND ADMINISTRATIVE DETAILS OF THE CHARITY, ITS TRUSTEES AND ADVISERS FOR THE YEAR ENDED 31 DECEMBER 2023

Trustees P Larkin
B Jones
A Evans
T Manzi
J Rowlinson
J Greer (appointed 4 October 2023)
W Rammell (appointed 1 October 2023)
Company registered
number
02955851
Charity registered
number
1050493
Registered office
The Latton Bush Centre
Southern Way
Harlow
Essex
CM18 7BL
Chief executive officer
G Roberts
Independent auditors
Price Bailey LLP
Chartered Accountants &
Statutory Auditors
Causeway House
1 Dane Street
Bishop's Stortford
Hertfordshire
CM23 3BT
Bankers
Lloyds Bank
Bank House
Primett Road
Stevenage
SG1 3EE
Solicitors
Foskett Marr Gadsby and Head
106/108 High Road
Loughton
Essex
IG10 4HN

Page 1

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

TRUSTEES' REPORT FOR THE YEAR ENDED 31 DECEMBER 2023

The Trustees (who are also directors of the charity for the purposes of the Companies Act) present their annual report together with the audited financial statements of Harlow Health Centres Trust Limited (the charity) for the year ended 31 December 2023. The Trustees confirm that the Annual Report and financial statements of the charity comply with the current statutory requirements, the requirements of the charity's governing document and the provisions of the Statement of Recommended Practice (SORP), applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Harlow Health Centres Trust (HHCT) owns and is responsible for six health centres in Harlow providing general practitioner (GP), dentistry, community services, and pharmaceutical and other specialist services. Since 1994 the Trust has undertaken a programme of redevelopment of existing centres, providing fit for purpose health facilities for the residents of Harlow. HHCT also provides grants and donations to support appropriate health initiatives and has a charitable mandate to expand its operations throughout Essex and Hertfordshire.

Vision and mission:

The Trust’s mission is to provide high quality, community-based health centres and foster improved health outcomes through the targeted use of grants and donations. This will be achieved through the delivery of the Strategy.

Our corporate values are:

Our Corporate aims, objectives and Action Plan were developed following a programme of analysis and reviewed during 2023. HHCT have overarching aims as follows:

The Board monitor the Action Plan which outlines the agreed steps to achieve the desired strategy and how progress is being made. In the achievements section, there is a summary of the state of play of those actions and their progress.

Grants and donations:

Organisations and individuals may apply for grants which promote the objectives of the charity. Applications are considered by the Trustees who will, if required, seek specialist advice and consult with the appropriate bodies. The Trustees have agreed to budget grants and donations in 2024 at £123,000 per annum.

Page 2

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2023

ACHIEVEMENTS AND PERFORMANCE

Good progress has been made against the Action Plan for this Strategy period.

Key achievements:

The Strategy document sets out HHCT’s journey and key achievements with a yearly refresh. The key achievements for 2023 strategy implementation are set out below.

End of year surplus and plans for the future:

The surplus before realised and unrealised gains in 2023 excluding grants and depreciation was £1,288,161 compared with £984,978 for the year ended 31 December 2022.

To ensure that enough liquid funds are available the Trust will be retaining reserves to ensure that the start-up and progress of any redevelopment can proceed smoothly. This obviously has an impact on the reserves and grants policy.

Investment policy and returns

The Trust has an ongoing policy of improving and updating its premises. These projects are always carefully costed and appraised. The objective is always to ensure that the capital expense supports maintaining and improving our facilities and is always funded by rental returns.

Loan repayments

The annual surplus is also used to repay loans (capital and interest) raised for redeveloping the various premises.

FINANCIAL REVIEW

Going concern

All of our tenants are related to the healthcare sector. The majority of tenants have likewise continued to operate post year end, with a healthy lease position, the majority if not all is expected to be received by the end of the financial year. The Trustees believe that by keeping open lines of communication with tenants, investing in our buildings, closely monitoring cash outflows and maintaining high levels of liquidity, this should allow the Trust to continue trading for the foreseeable future and therefore deem it appropriate to prepare the financial statements on the going concern basis.

Valuations

Surveyors Aitchison Rafferty were recently instructed to provide an updated valuation for the HHCT estate, with the previous report being back in December 2021. Aitchison’s advise HHCT on rent renewals and leases currently. The valuation reports on the estate as of December 2023 and was conducted to Global Standards (the “Red Book”) and Practice Statement VPGA 60/2010, the Valuation of Medical Centre & Surgery Premises.

The valuation of the freehold interest has been carried out to establish Market Value. This value represents current condition of the portfolio, taking into account the tenancy position across the estate. In determining the Market Value and Market Rent Aitchison’s have adopted a market approach which adopts market evidence and recent transactional history.

The valuation of the entire portfolio is £29,460,000, in comparison to the 2021 valuation of £35,100,300.

The report suggests that the market for healthcare properties is under pressure since September 2022 which has had an effect on value and is likely to continue short to medium term. The valuation in general reflects previous reports and is addressed in our strategic goals in concentrating on maximising income from our estate.

Page 3

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2023

Reserves

The Trust maintains bank balances and sufficient funds at short notice to uphold the level of expenditure on management and running expenses for a period of at least nine months. When the Trust redevelops its health centres significant upfront funding is required which initially has to be provided from the cash reserves of the Trust. Therefore, for any redevelopment the Trust has to retain significant reserves to fund these initial costs until loan drawdowns are received. Loan repayments and interest due are covered by rental income. The reserves policy is reviewed annually and at the end of the financial year reserves are retained to aid and progress future developments.

To finance the redevelopment program of the health centres the Trust uses loan finance as set out in note 15 and 16. As a result the trust has to make significant surpluses to fund the annual repayment of these loans. The actual reserves as at 31 December 2023 were £21,698,798 (2022: £26,439,324), of which unrestricted represented £18,826,094 (2022: £23,566,620) with the remaining balance of £2,872,704 (2022: £2,872,704) making up the residual held within the restricted fund. The majority of both the restricted and unrestricted funds may only be realised upon the disposal of programme related investments which amounted to £29,460,000 (2022: £35,183,510) at the year end. A further breakdown of the charity's reserves may be found within note 18 & 19.

Governance and internal control

Two Trustees seek re-election at the Annual General Meeting each year. The financial position and cash-flow reports and project costings are presented to the Trustees for their examination at their regular meetings.

The Trust is governed by its board of trustees which meet bimonthly to consider all aspects of the organisation’s policies and activities.

Mr. Geoffrey Roberts is responsible for the day-to-day management of the charity.The Board has been further strengthened in 2023 with seven Trustees now being in position, with one Trustee acting as Chair. Members of the board are also available on an ad hoc basis as required. As stated in note 10 all board members are unpaid.

Benefit statement

The Trust was established to provide and maintain primary health care premises for the people of Harlow. It has been able to redevelop and build six new premises providing modern state-of-the-art facilities. This has also made possible expansion of further health care services across Harlow.

Since 2001 the Trust has been able to make grants and donations exceeding £1,900,000 to promote health initiatives and care within the community. The Trust re-launched its grants policy in March 2022.

The Trustees have complied with their duty to have due regard to the guidance on public benefit published by the Charity Commission in exercising any powers or duties to which the guidance is relevant.

Annual Review

An annual review is prepared on each occasion an open AGM is held.

PLANS FOR FUTURE PERIODS

Future plans

The Trust continues to work with Hertfordshire and West Essex Integrated Care Board (ICB), Harlow Council (HDC) and NHS England to develop health facilities on the periphery of Harlow possibly into Hertfordshire.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Constitution

Page 4

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2023

The Charity is a charitable company (No. 02955851) limited by guarantee and was set up in 1995. It is registered with the Charity Commission, No. 1050493. It is governed by its Memorandum and Articles of Association. Its objects are primarily to provide accommodation and facilities for health services, including nursing homes, and additionally to support health related activities for the benefit of residents of Harlow and elsewhere in the counties of Essex and Hertfordshire. The charity’s address is Harlow Health Centres Trust Limited, The Latton Bush Centre, Southern Way, Harlow, Essex, CM18 7BL.

PAY POLICY AND SENIOR STAFF

Structure

The Trust’s structure is simple and consists of a Board of seven Trustees (including a Chair), a Chief Executive Officer (CEO), an Operations Manager and an Office Manager. The services of several specialist consultants are used as and when required but are not employed directly by the Trust.

Governance

The Board of Trustees have responsibility for the Governance function. The Board meets bi-monthly and holds an annual AGM. Trustees are responsible for ensuring that the Trust continues to fulfil its mission and charitable remit, delivers the Corporate Strategy and operates in accordance with the Charity Commission and all other statutory regulations and requirements.

Method of appointment or election of trustees

Any additional trustees are appointed by the existing board members. The Trustees would look for individuals with an interest in the aims and objectives of the charity, but also with a skillset that can add to the current mix of experience. A new Trustee would have the terms governing the Trust and the policies and objectives explained to them at a meeting with the existing Trustees.

Valuation of assets

The Trust had a valuation of all its properties undertaken by Aitchison Raffety, a RICS registered company. As of 14th February 2024, the valuation of assets is £29,460,000.

This report will be renewed in 2025.

Risk management

The Trust reviews all risks via a S.W.O.T process, as part of the strategy update. The weakness and threats identified form the risks facing the trust. Actions are detailed for all these risks in the strategic plan. Each risk is owned by a Trustee or the CEO, and progress is monitored.

Remuneration

The Trust reviews the remuneration of employees annually. Salary increases and bonus payments are agreed following the appraisal of both organisational and individual performance against relevant objectives and targets. Organisational objectives and targets are set out in the Corporate Strategy and related Action Plan. Most individual objectives and targets derive from the Corporate Strategy, are agreed at the beginning of each year and are documented in individual appraisal documents on a minimum six-monthly basis. The Trust has recruited for all 3 staff roles in the last two years and as part of this recruitment external benchmarking was carried out to ensure external equity and appropriate salaries are paid for all roles. For annual staff appraisals and remuneration, annual increases in RPI, Health care sector, NHS and Facilities maintenance industries are assessed to determine a fair increase.

Disclosure of information to Auditor

Each of the persons who are Trustees at the time when this Trustees' Report is approved has confirmed that so far as that Trustee is aware, there is no relevant audit information of which the charitable company's auditors are

Page 5

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HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF HARLOW HEALTH CENTRES TRUST LIMITED

Opinion

We have audited the financial statements of Harlow Health Centres Trust Limited (the 'charitable company') for the year ended 31 December 2023 which comprise the Statement of Financial Activities (incorporating Income and Expenditure Account), the Balance Sheet, the Statement of Cash Flows and the related notes, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the charitable company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the Trustees' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charitable company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the Trustees with respect to going concern are described in the relevant sections of this report.

Page 8

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF HARLOW HEALTH CENTRES TRUST LIMITED (CONTINUED)

Other information

The other information comprises the information included in the Annual Report other than the financial statements and our Auditors' Report thereon. The Trustees are responsible for the other information contained within the Annual Report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Opinion on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

Matters on which we are required to report by exception

In the light of our knowledge and understanding of the charitable company and its environment obtained in the course of the audit, we have not identified material misstatements in the Director's Report included within the Trustees' Report.

We have nothing to report in respect of the following matters in relation to which Companies Act 2006 requires us to report to you if, in our opinion:

Page 9

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF HARLOW HEALTH CENTRES TRUST LIMITED (CONTINUED)

Responsibilities of trustees

As explained more fully in the Trustees' Responsibilities Statement, the Trustees (who are also the directors of the charitable company for the purposes of company law) are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the Trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the Trustees are responsible for assessing the charitable company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the Trustees either intend to liquidate the charitable company or to cease operations, or have no realistic alternative but to do so.

Page 10

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF HARLOW HEALTH CENTRES TRUST LIMITED (CONTINUED)

Auditors' responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditors' Report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

We gained an understanding of the legal and regulatory framework applicable to the charitable company and how it operates and considered the risk of the charitable company not complying with the applicable laws and regulations including fraud in particular those that could have a material impact on the financial statements. This included those regulations directly related to the financial statements. In relation to the charity this included data protection and financial reporting.

The risks were discussed with the audit team and we remained alert to any indications of non-compliance throughout the audit. We carried out specific procedures to address the risks identified. These included the following:

Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation.

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our Auditors' Report.

Page 11

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF HARLOW HEALTH CENTRES TRUST LIMITED (CONTINUED)

Use of our report

This report is made solely to the charitable company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the charitable company's members those matters we are required to state to them in an Auditors' Report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charitable company and its members, as a body, for our audit work, for this report, or for the opinions we have formed.

Shaun Jordan ACA (Senior Statutory Auditor)

for and on behalf of Price Bailey LLP Chartered Accountants & Statutory Auditors Causeway House 1 Dane Street Bishop's Stortford Hertfordshire CM23 3BT

Date: 26 July 2024

Page 12

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 31 DECEMBER 2023

Note
Income from:
Charitable activities
3
Investments
4
Total income
Expenditure on:
Charitable activities
6
Total expenditure
Net movement in funds before other
recognised gains
Other recognised gains/(losses):
Losses on revaluation of fixed assets
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Net movement in funds
Total funds carried forward
Restricted
funds
2023
£
-
-
-
-
-
-
-
-
2,872,704
-
2,872,704
Unrestricted
funds
2023
£
2,910,275
22,602
2,932,877
1,762,965
1,762,965
1,169,912
(5,910,438)
(4,740,526)
23,566,620
(4,740,526)
18,826,094
Total
funds
2023
£
2,910,275
22,602
2,932,877
1,762,965
1,762,965
1,169,912
(5,910,438)
(4,740,526)
26,439,324
(4,740,526)
21,698,798
Total
funds
2022
£
2,887,533
973
2,888,506
2,024,684
2,024,684
863,822
-
863,822
25,575,502
863,822
26,439,324

The Statement of Financial Activities includes all gains and losses recognised in the year.

The notes on pages 17 to 34 form part of these financial statements.

Page 13

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee) REGISTERED NUMBER: 02955851

BALANCE SHEET AS AT 31 DECEMBER 2023

Note
Fixed assets
Tangible assets
11
Fixed asset investments
13
Programme related investments
12
Current assets
Debtors
14
Short term investments
15
Cash and cash equivalents
Creditors: amounts falling due within one
year
16
Net current assets
Total assets less current liabilities
Creditors: amounts falling due after more
than one year
17
Total net assets
Charity funds
Restricted funds
18
Unrestricted funds
General funds
18
Programme Related Investment Revaluation
Total unrestricted funds
18
Total funds
74,865
503,993
1,427,924
2,006,782
(1,484,722)
10,930,430
7,895,664
2023
£
67,587
-
29,460,000
29,527,587
522,060
30,049,647
(8,350,849)
21,698,798
2,872,704
18,826,094
21,698,798
504,214
-
1,762,514
2,266,728
(1,807,249)
9,760,518
13,806,102
2022
£
14,652
100
35,183,510
35,198,262
459,479
35,657,741
(9,218,417)
26,439,324
2,872,704
23,566,620
26,439,324

Page 14

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HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 31 DECEMBER 2023

Cash flows from operating activities Note
Net cash generated by operating activities 19
Cash flows from investing activities
Purchase of programme related fixed assets
Purchase of short term investments
Interest received
Net cash used in investing activities
Cash flows from financing activities
Repayments of borrowing
Mortgage interest
Net cash used in financing activities
Change in cash and cash equivalents in the year
Cash and cash equivalents at the beginning of the year
Cash and cash equivalents at the end of the year
2023
£
1,776,795
(255,932)
(503,993)
22,602
(737,323)
(814,092)
(559,970)
(1,374,062)
(334,590)
1,762,514
1,427,924
2022
£
1,450,479
(83,210)
-
973
(82,237)
(766,167)
(606,488)
(1,372,655)
(4,413)
1,766,927
1,762,514

The notes on pages 17 to 34 form part of these financial statements

Page 16

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023

1. General information

Harlow Health Centres Trust is a charity, incorporated in England and Wales. Its Registered Office is The Latton Bush Centre, Southern Way, Harlow, Essex, CM18 7BL. Its Registered Number is 02955851 Charity Number 1050493.

2. Accounting policies

2.1 Basis of preparation of financial statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) - Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102), the Companies Act 2006 and Charities Act 2011.

Harlow Health Centres Trust Limited meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

The charity's functional currency is pounds sterling (£).

2.2 Company Status

The charity is a company limited by guarantee. The members of the company are the Trustees named on page 1. In the event of the charity being wound up, the liability in respect of the guarentee is limited to £1 per member of the charity.

2.3 Fund Accounting

General funds are unrestricted funds which are available for use at the descretion of the Trustees in furtherance of the general objectives of the charity and which have not been designated for other purposes.

Designated funds are unrestricted funds available for the general purpose of the organisation which the Trustees have set aside for a particualr purpose.

Restricted funds are funds which are to be used in accordance with specific restrictions imposed by donors or which have been raised by the charity for particular purposes. The costs of raising and administering such funds are charged against the specific fund. The aim and use of each restricted fund is set out in the notes of the financial statements.

2.4 Going concern

The Trustees assess whether the use of going concern is appropriate, i.e. whether there are any material uncertainties related to events or conditions that may cast significant doubt on the abilitiy of the charity to continue as a going concern. Any future plans will be financed from future rentals, whereby all tenants are related to the healthcare sector. The Trustees therefore deem it appropriate to preapre the financial statements on the going concern basis.

Page 17

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023

2. Accounting policies (continued)

2.5 Income

All income is recognised once the Charity has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

Income tax recoverable in relation to investment income is recognised at the time the investment income is receivable.

2.6 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably.

Support costs are those costs incurred directly in support of expenditure on the objects of the charity and include project management carried out at Headquarters. Governance costs are those incurred in connection with administration of the charity and compliance with constitutional and statutory requirements.

All expenditure is accounted for on an accrual basis. All expenses including support costs and governance costs are allocated to the applicable expenditure headings.

Expenditure on charitable activities is incurred on directly undertaking the activities which further the Charity's objectives, as well as any associated support costs.

Grants payable are charged in the year when the offer is made except in those cases where the offer is conditional, such grants being recognised as expenditure when the conditions attaching are fulfilled. Grants offered subject to conditions which have not been met at the year end are noted as a commitment, but not accrued as expenditure.

2.7 Interest receivable

Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the Charity; this is normally upon notification of the interest paid or payable by the institution with whom the funds are deposited.

2.8 Taxation

The Charity is considered to pass the tests set out in Paragraph 1 Schedule 6 of the Finance Act 2010 and therefore it meets the definition of a charitable company for UK corporation tax purposes. Accordingly, the Charity is potentially exempt from taxation in respect of income or capital gains received within categories covered by Chapter 3 Part 11 of the Corporation Tax Act 2010 or Section 256 of the Taxation of Chargeable Gains Act 1992, to the extent that such income or gains are applied exclusively to charitable purposes.

Page 18

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023

2. Accounting policies (continued)

2.9 Tangible fixed assets and depreciation

Tangible fixed assets costing £1,000 or more are capitalised and recognised when future economic benefits are probable and the cost or value of the asset can be measured reliably.

Tangible fixed assets are initially recognised at cost. After recognition, under the cost model, tangible fixed assets are measured at cost less accumulated depreciation and any accumulated impairment losses. All costs incurred to bring a tangible fixed asset into its intended working condition should be included in the measurement of cost.

Depreciation is charged so as to allocate the cost of tangible fixed assets less their residual value over their estimated useful lives, on a reducing balance basis.

Depreciation is provided on the following basis:

Plant and machinery - 20% reducing balance
Fixtures and fittings - 20% reducing balance
Computer equipment - 20% reducing balance

2.10 Investments

Investment gains and losses, whether realised or unrealised, are combined and presented as 'Gains/(Losses) on investments' in the Statement of Financial Activities.

Investments in subsidiaries are valued at cost less provision for impairment.

Investments held as fixed assets (programme related investments) are shown at their open market value for existing use as indicated in note 12.

2.11 Debtors

Trade and other debtors are recognised at the settlement amount after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

2.12 Short term investments

Short term investments include investments with a maturity of between three and twelve months from the date of acquisition or opening of the deposit or similar account.

2.13 Cash and cash equivalents

Cash and cash equivalents includes cash and short-term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

2.14 Liabilities

Liabilities are recognised when there is an obligation at the Balance Sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably.

Liabilities are recognised at the amount that the Charity anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide.

Page 19

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023

2. Accounting policies (continued)

2.15 Financial instruments

The charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their fair value as at the balance sheet date. All financial instruments of the charity are measured at cost with the exception of programme related investments which are shown at their open market value. The value of programme related investments as well as their original cost is stated in note 12.

Financial assets include investments in the portfolio, the bank balances, trade debtors, accrued income and other debtors but exclude prepayments and taxation.

Financial liabilities include trade creditors, other creditors, accruals and deferred income but exclude social security and other taxes due.

2.16 Operating leases

Rentals paid under operating leases are charged to the Statement of Financial Activities on a straight-line basis over the lease term.

2.17 Pensions

The charity operates a defined contribution pension scheme and the pension charge represents the amounts payable by the charity to the fund in respect of the year.

3. Income from charitable activities

Unrestricted
funds
2023
£
Income from charitable activities - Provision of premises for health services
2,910,275
Unrestricted
funds
2022
£
Income from charitable activities - Provision of premises for health services
2,887,533
Total
funds
2023
£
2,910,275
Total
funds
2022
£
2,887,533

Page 20

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023

4.
Investment income
Unrestricted
funds
2023
£
Bank Interest
22,602
Unrestricted
funds
2022
£
Bank Interest
973
5.
Analysis of grants
Grants to
Institutions
2023
£
Grants, Other health promotion activity
102,180
Grants to
Institutions
2022
£
Grants, Other health promotion activity
117,493
Total
funds
2023
£
22,602
Total
funds
2022
£
973
Total
funds
2023
£
102,180
Total
funds
2022
£
117,493

Page 21

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023

Grant breakdown

Harlow rugby club
St Clares Hospice
BASICS Essex
Small Acts of Kindness
Herts Schools Outreach
Action for Family Carers
Citizens advice
Harlow Education Consortium
Youth Talk
William Martin
Isabel's Hospice
Bump to Five
Roots to wellbeing
Rainbow Service
Harlow Community First Responders
Sarah Bracey
Harlow Stroke Support Group
Butterfly Effect Wellbeing
Other Grants (£5,000 and under)
2023
£
6,000
10,000
-
-
-
-
5,000
-
-
5,000
10,000
10,000
9,800
9,580
7,000
6,000
5,485
5,000
13,315
102,180
2022
£
6,000
10,000
5,000
8,000
10,000
8,000
5,000
20,000
10,000
-
-
-
-
-
-
-
-
-
35,493
117,493

6. Analysis of expenditure on charitable activities

Summary by fund type

Provision of premises for health services
Other health promotion activity
Unrestricted
funds
2023
£
1,660,785
102,180
1,762,965
Total
2023
£
1,660,785
102,180
1,762,965

Page 22

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023

6. Analysis of expenditure on charitable activities (continued)

Summary by fund type (continued)

Unrestricted
funds
2022
£
Provision of premises for health services
1,907,191
Other health promotion activity
117,493
2,024,684
Total
2022
£
1,907,191
117,493
2,024,684

7. Analysis of expenditure on charitable activities

Summary by expenditure type

Provision of premises for health services
Other health promotion activity
Total 2023
Provision of premises for health services
Other health promotion activity
Total 2022
Activities
undertaken
directly
2023
£
1,558,231
-
1,558,231
Activities
undertaken
directly
2022
£
1,735,197
-
1,735,197
Grant
funding of
activities
2023
£
-
102,180
102,180
Grant
funding of
activities
2022
£
-
117,493
117,493
Support
costs
2023
£
102,554
-
102,554
Support
costs
2022
£
171,994
-
171,994
Total
funds
2023
£
1,660,785
102,180
1,762,965
Total
funds
2022
£
1,907,191
117,493
2,024,684

Page 23

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023

7. Analysis of expenditure on charitable activities (continued)

Analysis of direct costs

Staff costs
Building maintenance
Motor vehicle allowance
Development expenses
Valuations
Legal fees
Depreciation
Mortgage interest
Services charge expenditure
Loss on disposal of investments
Bank Charges
Total
funds
2023
£
208,407
182,251
22,970
1,710
24,170
26,226
16,069
559,970
515,458
100
900
1,558,231
Total
funds
2022
£
208,564
259,504
21,140
-
13,549
70,757
3,663
606,448
549,849
-
1,723
1,735,197

Analysis of support costs

Running expenses
Motor vehicle allowance
Rent / insurance
Audit and accountancy
Bad debt
Total 2023
Governance
2023
£
-
-
-
10,100
-
10,100
Support
costs
2023
£
55,885
464
28,097
4,256
3,752
92,454
Total
funds
2023
£
55,885
464
28,097
14,356
3,752
102,554

Page 24

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023

Motor vehicle allowance
Running expenses
Rent / insurance
Audit and accountancy
Bad debt
Governance
2022
£
-
-
-
10,000
-
10,000
Support
costs
2022
£
115
107,315
25,903
10,379
18,282
161,994
Total
funds
2022
£
115
107,315
25,903
20,379
18,282
171,994

8. Auditors' remuneration

The auditors' remuneration amounts to an auditor fee of £10,100 ( 2022 - £12,462 ) , and payroll and administrative services of £4,256 (2022 - £4,859).

9. Staff costs

Wages and salaries
Social security costs
Contribution to defined contribution pension schemes
2023
£
178,002
19,610
10,795
208,407
2022
£
161,220
28,727
18,617
208,564

The average number of persons employed by the Charity during the year was as follows:

2023 2022
No. No.
Employees 3 3

The number of employees whose employee benefits (excluding employer pension costs) exceeded £60,000 was:

2023 2022
No. No.
In the band £80,001 - £90,000 - 1
In the band £90,001 - £100,000 1 -

The key management personnel of the entity comprised the current Chief Executive. The total employee benefits of the key management personnel of the entity was £103,776 (2022: £152,852). Included within this figure is employer pension contributions of £8,482 (2022: £13,708).

Page 25

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023

10. Trustees' remuneration and expenses

During the year, no Trustees received any remuneration or other benefits (2022 - £NIL).

During the year ended 31 December 2023, expenses totalling £757 were reimbursed or paid directly to 2 Trustees (2022 - £924 to 1 Trustee). The nature of expenses relate to mileages claims, items necessary to attend meetings & wholesaler membership. In the prior year, £124 related to mileage claims with the remainder relating to a gift from the Trust to the retiring CEO.

11. Tangible fixed assets

Cost or valuation
At 1 January 2023
Additions
At 31 December 2023
Depreciation
At 1 January 2023
Charge for the year
At 31 December 2023
Net book value
At 31 December 2023
At 31 December 2022
Fixtures and
fittings
£
492,266
67,066
559,332
478,932
15,417
494,349
64,983
13,334
Other fixed
assets
£
88,982
1,938
90,920
87,664
652
88,316
2,604
1,318
Total
£
581,248
69,004
650,252
566,596
16,069
582,665
67,587
14,652

Page 26

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023

12. Programme Related Investments

Valuation
At 1 January 2023
Additions
Surplus / (Deficit) on revaluation
At 31 December 2023
Freehold
investment
property
£
35,183,510
186,928
(5,910,438)
29,460,000

The most recent valuations were made by Aitchison Raffety, a RICS registered company, for the year ended 31 December 2023. This was carried out on an open market value for existing use basis.

The historic cost of the properties is £20,190,719 (2022: £20,003,791).

13. Fixed asset investments

At 1 January 2023
Disposals
Net book value
At 31 December 2023
At 31 December 2023
Investments
in subsidiary
companies
£
100
(100)
-
100

Harlow Resource Centre Limited which made up the Fixed Asset Investments balance was dissolved within the year ended 31st December 2023.

14. Debtors

Due within one year
Trade debtors
Service Charge Owed
Other Debtors
2023
£
18,250
46,441
10,174
74,865
2022
£
481,996
22,218
-
504,214

Page 27

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023

15. Short term investments

Short-term sterling fixed deposits
Creditors: Amounts falling due within one year
Bank loans
Trade creditors
Other taxation and social security
Accruals and deferred income
Grants Payable
Movement of Deferred Income
Deferred income at 1 January 2023
Resources deferred during the year
Amounts released from previous periods
2023
£
503,993
2023
£
865,987
106,639
66,022
436,074
10,000
1,484,722
2023
£
851,470
371,109
(851,470)
371,109
2022
£
-
2022
£
812,511
133,141
69,913
761,966
29,718
1,807,249
2022
£
881,825
851,470
(881,825)
851,470

16. Creditors: Amounts falling due within one year

Page 28

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023

17. Creditors: Amounts falling due after more than one year

Bank loans
Included within the above are amounts falling due as follows:
Between one and five years
Bank loans
After five years
Bank loans
2023
£
8,350,849
3,355,364
4,995,485
2022
£
9,218,417
3,582,807
5,635,610

The various bank loans are secured by a fixed and floating charge over the assets of the charity and first legal charge on the programme related investments. The loans are with Aviva Private Finance and Lloyds Bank. These bank loans are at fixed interest rates of 5.34% for £760K (2022: £815K), 5.4% for £4,842K (2022: £5,042K), 5.93% for £681K (2022: £800K), 6.5% for £423K (2022: £556K), 7.05% for £1,199K (2022 £1,432K) and 5.84% for £1,313K (2022: £1,385K) expiring in Apr 2025, Feb 2039, Sept 2028, Sept 2026, March 2028 and Feb 2026 respectively.

Page 29

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023

18. Statement of funds

Statement of funds - current year

Unrestricted funds
Unrestricted income funds
Programme related investment
revaluation reserve
Restricted funds
Freehold Properties
Total of funds
Balance at 1
January
2023
£
9,760,518
13,806,102
23,566,620
2,872,704
26,439,324
Income
£
2,867,817
-
2,867,817
-
2,867,817
Expenditure
£
(1,697,905)
-
(1,697,905)
-
(1,697,905)
Gains/
(Losses)
£
-
(5,910,438)
(5,910,438)
-
(5,910,438)
Balance at
31
December
2023
£
10,930,430
7,895,664
18,826,094
2,872,704
21,698,798

Page 30

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023

18. Statement of funds (continued)

Statement of funds - prior year

Unrestricted funds
Unrestricted income funds
Programme related investment revaluation
reserve
Restricted funds
Freehold Properties
Total of funds
Balance at
1 January
2022
£
8,896,696
13,806,102
22,702,798
Balance at
1 January
2022
£
2,872,704
Balance at
1 January
2022
£
25,575,502
Income
£
2,888,506
-
2,888,506
Income
£
-
Income
£
2,888,506
Expenditure
£
(2,024,684)
-
(2,024,684)
Expenditure
£
-
Expenditure
£
(2,024,684)
Balance at
31
December
2022
£
9,760,518
13,806,102
23,566,620
Balance at
31
December
2022
£
2,872,704
Balance at
31
December
2022
£
26,439,324

Page 31

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023

19. Analysis of net assets between funds

Analysis of net assets between funds - current year

Tangible fixed assets
Programme related investments
Current assets
Creditors due within one year
Creditors due in more than one year
Total
Analysis of net assets between funds - prior year
Tangible fixed assets
Fixed asset investments
Programme related investments
Current assets
Creditors due within one year
Creditors due in more than one year
Total
Restricted
funds
2023
£
-
2,872,704
-
-
-
2,872,704
Restricted
funds
2022
£
-
-
2,872,704
-
-
-
2,872,704
Unrestricted
funds
2023
£
67,587
26,587,296
2,491,781
(1,969,721)
(8,350,849)
18,826,094
Unrestricted
funds
2022
£
14,652
100
32,310,806
2,266,728
(1,807,249)
(9,218,417)
23,566,620
Total
funds
2023
£
67,587
29,460,000
2,491,781
(1,969,721)
(8,350,849)
21,698,798
Total
funds
2022
£
14,652
100
35,183,510
2,266,728
(1,807,249)
(9,218,417)
26,439,324

Page 32

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023

20. Reconciliation of net movement in funds to net cash flow from operating activities

Net income for the year (as per Statement of Financial Activities)
Adjustments for:
Depreciation charges
Dividends, interests and rents from investments
Loss on the disposal of fixed assets
Decrease/(increase) in debtors
Decrease in creditors
Mortgage Interest
Net cash provided by operating activities
21.
Analysis of cash and cash equivalents
Cash in hand
Total cash and cash equivalents
22.
Analysis of changes in net debt
At 1 January
2023
£
Cash at bank and in hand
1,762,514
Debt due within 1 year
(812,511)
Debt due after 1 year
(9,218,417)
Liquid investments
-
(8,268,414)
2023
£
1,169,912
16,069
(22,602)
100
475,790
(422,444)
559,970
1,776,795
2023
£
1,427,924
1,427,924
Cash flows
£
(334,590)
(53,476)
867,568
503,993
983,495
2022
£
863,822
3,663
(973)
-
(17,340)
(5,181)
606,488
1,450,479
2022
£
1,762,514
1,762,514
At 31
December
2023
£
1,427,924
(865,987)
(8,350,849)
503,993
(7,284,919)

Page 33

HARLOW HEALTH CENTRES TRUST LIMITED

(A Company Limited by Guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2023

23. Pension commitments

The charity operates a defined contribution pension scheme. The assets of the scheme are held separately from those of the group in an independently administered fund. The pension cost charge represents contributions payable by the charity to the fund and amounted to £10,795 (2022: £18,617). Contributions totalling £NIL (2022: £NIL) were payable to the fund at the balance sheet date and are included in creditors.

24. Operating lease commitments

At 31 December 2023 the Charity had commitments to make future minimum lease payments under noncancellable operating leases as follows:

Not later than 1 year
Later than 1 year and not later than 5 years
2023
£
15,419
2,337
17,756
2022
£
9,227
9,975
19,202

25. Operating lease recievables - Charity as lessor

The Charity rents out its properties under operating leases. At the balance sheet date the following future minimum lease amounts are contractually receivable from tenants:

Amounts due within one year
Amounts due between one and five years
Amounts due after five years
2023
£
2,277,734
5,654,323
5,127,302
13,059,359
2022
£
2,358,401
7,145,513
5,913,846
15,417,760

26. Related party transactions

During the year the charity made payments of £778 to E Roberts & £225 to L Roberts, (£544 & £Nil respectively in 2022) the children of Geoff Roberts, CEO, for the performance of administrative services.

During the year grants were paid of £10,000, (£10,000 in 2022) to St Clares Hospice. J Rowlinson, a Trustee is also a director of the Hospice.

In the prior year grants were paid of £20,000 to Harlow Education Consortium. M Evans, spouse of Trustee A Evans is a director of Harlow Education Consortium.

In the prior year the Charity made payments of £304,720 to Valentis Propery & Maintenance Services Ltd, the company of B Sizeland, the son of C Sizeland, former CEO, for maintenance services.

There were no other related party transactions.

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