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2021-09-30-accounts

4CG Cymru 2010 Ltd.

Report of the Trustees for the Year Ended 30 September 2020

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 30 September 2020. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015).

OBJECTIVES AND ACTIVITIES

Objectives and aims

Our charity's purposes as set out in the company's rules are to: - carry out any business for the benefit of the community and to advance community development through the regeneration of Cardigan and the surrounding area. To preserve and promote the history and culture of Cardigan town and surrounding area.

Significant activities

The focus of the society’s work is the regeneration of the Pwllhai and Priory Street area of Cardigan town. Since establishing the society in 2010 there has been considerable work on developing the redundant Pwllhai site to provide workshop units, retail shops, office units, community led housing initiatives, asset transfer of local public sector assets, affordable car parking and a considerable number of town centre development projects. 4CG Cymru 2010 Ltd has ensured that there is full community support for its activities by enabling many hundreds of residents to become members by investing in the shares offered by the society. Community consultations have been held to discuss new initiatives and members play an important part as volunteers and project supporters. The social impact of the work carried out by 4CG Cymru 2010 Ltd has been assessed by external academic and community development agencies.

Public benefit

The Trustees have reviewed the Charity's impact on the people of Cardigan and the residents of the surrounding area and, having regard to the Charity Commission guidance on public benefit, believe that maintaining and developing community assets and promoting regeneration and promoting the history and culture of the town and surrounding area is to the public benefit.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

To meet its charitable objectives, the society needs to continue with its current increased level of surplus. Since establishing the society in 2010 there have been considerable milestones of achievements and activities. The drawing together of community shareholders in the summer of 2010 to raise over £230,000 in local investment for purchasing the Pwllhai site was a landmark for social and regeneration achievements in the town of Cardigan and the surrounding area. The swift clean-up and clearance of the old Pwllhai site allowed the society to offer cheap parking spaces for people to continue supporting the high street shops in Cardigan.

A further community share offer in 2013 allowed the society to purchase the Old Police Station and Court House in Cardigan. During this time there was an exciting development of a local produce market within the old stores at Pwllhai site. In November 2013 the society was awarded the Town Alive Award for Wales and went on to clinch the pan UK award. In December 2013 a new Peer to Peer local lending initiative was launched which allowed local people to lend to 4CG Cymru 2010 Ltd for investing in local assets and buildings. The

Page 1

Bronwydd House building was bought and allowed 5 community led housing flats to be renovated for letting to local families and individuals.

In 2014 a Ceredigion Social Enterprise Grant was awarded to develop an electric car recharge point with a new installation of solar panels on the roofs at the Pwllhai site. 4CG Cymru 2010 Ltd also reached the final stage of the Wales Cooperative Social Enterprise Awards during 2014.

The spring of 2015 saw collaboration work with the local Ceredigion FLAG fisheries initiative and a grant award of £27,000 was clinched to develop a feasibility study and business plan for a new local fish market and store. A successful bid to the Grow Wild Kew Gardens fund was successful in 2016 and many local flower and vegetable initiatives could be seen around Cardigan. The project known as Blooming Cardigan was supported by many dedicated volunteers and proved a great success.

During 2017 a Rural Community Development Fund application was submitted to Welsh Government for renovating the ground floor of the Old Police Station into a community bunk house project. The bid was successful in clinching the grant funding and work commenced in 2018 on developing the initiative. During this time 4CG Cymru 2010 Ltd were able to work jointly with the local history charity Hanes Aberteifi to join forces in planning a heritage display gallery at the old courthouse. 2017 was also an important year for the society where an agreement was made with the Town Council and Ceredigion County Council for 4CG Cymru 2010 Ltd to take on the running of the local public toilets in the town. The toilets were destined to close, but many local people wished to see them remain open. This local toilet agreement ran until 2019.

In 2018 the society was instrumental in supporting the high street in Cardigan to bid for the Great British High Street award for Wales and achieved a great status of being one of the finalists and having a highly commended application. 4CG Cymru 2010 Ltd has continually supported start-up businesses, offering property to young and older entrepreneurs at an affordable rental and flexible tenancy agreement. The society offers quality, spacious community led residential property to local individuals and families at an affordable rent.

During 2019 additional renovation work was completed on the Pwllhai site with considerable improvements to the old stone storage areas and a new business opening on site. The El Salsa street food business took on a food retail unit at the site. The number of visitors to the site during the summer was greatly increased as the popularity of El Salsa took hold. Tymor a vegan takeaway proved very popular, taking over the community kitchen from Jig So. The business is seasonal and provides an exciting new experience for summer visitors and locals alike.

The 2020/2021 Financial year ending 30/09/2021 has been another challenging one with the COVID19 restrictions impacting on dramatically reduced income from car parking fees and from rents. The new one-way system in Cardigan totally cut off one of our car parks for many months and tenants were offered reduced rents to help them survive. The local and national government business support grants enabled us to cover the majority of our running costs and financing our borrowings.

4CG Cymru 2010 has been able to offer affordable rental space to Gerallt Davies and Mana Design who are renting the old Jig So centre at the Pwllhai site. Eco Shop continues to benefited from 4CG's affordable rental space. The Eco Shop also has a forest garden provision off site where they educate local children in environmental activities and studies.

4CG Cymru 2010 Ltd is active in supporting the Town Centre Partnership activities and has helped with establishing and expanding the annual Lantern Parade and town Carnival that has drawn a considerable number of visitors to Cardigan.

The good reputation of 4CG Cymru 2010 Ltd has been acknowledged across Wales with many communities visiting the projects developed by the society. The board members have also talked at public meetings to help new cooperatives to be formed in West Wales such as the Tafarn Sinc Community Pub in Rosebush and The White Hart Community Inn, St Dogmaels. The directors are regular speakers at Wales Cooperative events and at the Do Lectures.

Page 1

FINANCIAL REVIEW

Financial position

The 2020/21 financial year has been a challenging one with the COIVD 19 lock down period commencing in March 2020. The society is grateful to local Government and National Government for financial support during this period that impacted greatly on the income generation.. The society previously created a wholly owned subsidiary trading arm known as Maes Parcio 4CG Ltd during 2017/2018 and this has allowed the trading arm to handle our non-charitable activities with income and expenditure ringfenced for accounting purposes. The profits from the trading arm are then gifted to the main charity / society. Having charitable status and segregating the trading activities will ensure that the society can effectively bid for additional grant funding to support the charitable aims of 4CG Cymru 2010 Ltd.

The levels of community shares in the business continues to be maintained at a level of £251,600 which equates to 1258 shares of £200 each. During the past years we have been able to offer shareholders a 3% gross interest return on their investment in supporting this local society / charity. The directors / trustees wish to see local people receive a return on their investment to acknowledge the local support. This also allows the society to keep funds circulating in the local economy to enable a circular economy model to be reinforced in Cardigan and its neighbourhood. Similarly, the Peer to Peer local lending scheme is providing local lenders with a 4% gross interest return for lending a minimum of £5,000 to the society. The alternative would be to negotiate loans with national and international lenders where the interest paid would leave the local economy. There are many independent research projects that have shown that for every £1 retained within the local economy this can generate a further £7 in economic benefit for local businesses and employees. 4CG Cymru 2010 Ltd seeks to retain as much wealth within the communities of Cardigan and its neighbourhood.

FINANCIAL REVIEW

Reserves policy

The trust has a high level of restricted reserves that reflect the heavy investment in heritage assets in recent years. The trustees consider unrestricted reserves to be at a satisfactory level in relation to annual costs.

FUTURE PLANNING

Financial sustainability will remain a primary focus of the society and ensuring the unrestricted reserves are further increased to allow the repayment of the community Peer to Peer loans. The local community loans have proven popular offering 4% gross to local people who have supported the aims of and the expansion of the society. The plans are to focus on the letting of the business units, opening Ty Hedd Hostel, offices and local housing activities and commence paying back regular levels of capital on the Peer to Peer loans.

The clinching of the Welsh Government EU funding known as Rural Community Development Funds has allowed the society to complete the work on the old Police Station Bunk House project known as Hostel Hedd. It is an interesting concept of offering affordable accommodation to visitors and utilising the old Victorian police cells as a bunk house provision. There will be family rooms and specially designed disabled friendly accommodation. The delays encountered under the COVID lock down period will now see the new bunk house opened early summer 2022. A new website will be launched with online booking facilities and links to the main company website www.4cg.cymru.

Once the majority of capital works on the buildings are completed, the society will be focusing on the need to resurface the parking areas in Pwllhai and the old Black Lion Carpark. New pay and display signs and a camera system have been installed to encourage people to pay the very reasonable parking charges to ensure the maintenance work can be done swiftly on the parking areas.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Page 1

Governing document

The charity is controlled by its governing document, a deed of trust, and constitutes a limited company, a Community Benefit Society, as defined by the Companies Act 2006.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Company number

IP031081 (England and Wales)

Page 1

4CG Cymru 2010 Ltd.

Report of the Trustees for the Year Ended 30 September 2021

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number 1050201

Registered office

Pwllhai ABERTEIFI Ceredigion SA43 1DB

Trustees C Davies C W Tomos R D Williams R M Jones Mrs S E Williams D J Rees Mrs J D Linfoot -----------------

Company Secretary

C Davies

Independent examiner

Ashmole & Co Manchester House Grosvenor Hill Cardigan Ceredigion SA43 1HY

Approved by order of the board of trustees on ............................................. and signed on its behalf by:

............................................. Mrs S E Williams - Trustee

Page 2

REGISTERED COMPANY NUMBER: IP031081 (England and Wales) REGISTERED CHARITY NUMBER: 1050201

Report of the Trustees and

Unaudited Financial Statements

for the Year Ended 30 September 2021

for

4CG Cymru 2010 Ltd.

Ashmole & Co Manchester House Grosvenor Hill Cardigan Ceredigion SA43 1HY

4CG Cymru 2010 Ltd.

Contents of the Financial Statements for the Year Ended 30 September 2021

Page
Report of the Trustees 1 to 4
Independent Examiner's Report 5
Statement of Financial Activities 6
Statement of Financial Position 7 to 8
Notes to the Financial Statements 9 to 14
Detailed Statement of Financial Activities 15 to 16

4CG Cymru 2010 Ltd.

Report of the Trustees for the Year Ended 30 September 2021

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 30 September 2018. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015).

OBJECTIVES AND ACTIVITIES

Objectives and aims

Our charity's purposes as set out in the company's rules are to: - carry out any business for the benefit of the community and to advance community development through the regeneration of Cardigan and the surrounding area. To preserve and promote the history and culture of Cardigan town and surrounding area.

Significant activities

The focus of the society's work is the regeneration of the Pwllhai and Priory Street area of Cardigan town. Since establishing the society in 2010 there has been considerable work on developing the redundant Pwllhai site to provide workshop units, retail shops, office units, community led housing initiatives, asset transfer of local public sector assets, affordable car parking and a considerable number of town centre development projects. 4CG Cymru 2010 Ltd has ensured that there is full community support for its activities by enabling many hundreds of residents to become members by investing in the shares offered by the society. Community consultations have been held to discuss new initiatives and members play an important part as volunteers and project supporters. The social impact of the work carried out by 4CG Cymru 2010 Ltd has been assessed by external academic and community development agencies.

Public benefit

The Trustees have reviewed the Charity's impact on the people of Cardigan and the residents of the surrounding area and, having regard to the Charity Commission guidance on public benefit, believe that maintaining and developing community assets and promoting regeneration and promoting the history and culture of the town and surrounding area is to the public benefit.

Page 1

4CG Cymru 2010 Ltd.

Report of the Trustees for the Year Ended 30 September 2021

ACHIEVEMENT AND PERFORMANCE

Charitable activities

To meet its charitable objectives, the society needs to continue with its current increased level of surplus. Since establishing the society in 2010 there have been considerable milestones of achievements and activities. The drawing together of community shareholders in the summer of 2010 to raise over £230,000 in local investment for purchasing the Pwllhai site was a landmark for social and regeneration achievements in the town of Cardigan and the surrounding area. The swift clean-up and clearance of the old Pwllhai site allowed the society to offer cheap parking spaces for people to continue supporting the high street shops in Cardigan.

A further community share offer in 2013 allowed the society to purchase the Old Police Station and Court House in Cardigan. During this time there was an exciting development of a local produce market within the old stores at Pwllhai site. In November 2013 the society was awarded the Town Alive Award for Wales and went on to clinch the pan UK award. In December 2013 a new Peer to Peer local lending initiative was launched which allowed local people to lend to 4CG Cymru 2010 Ltd for investing in local assets and buildings. The Bronwydd House building was bought and allowed 5 community led housing flats to be renovated for letting to local families and individuals.

In 2014 a Ceredigion Social Enterprise Grant was awarded to develop an electric car recharge point with a new installation of solar panels on the roofs at the Pwllhai site. 4CG Cymru 2010 Ltd also reached the final stage of the Wales Cooperative Social Enterprise Awards during 2014.

The spring of 2015 saw collaboration work with the local Ceredigion FLAG fisheries initiative and a grant award of £27,000 was clinched to develop a feasibility study and business plan for a new local fish market and store. A successful bid to the Grow Wild Kew Gardens fund was successful in 2016 and many local flower and vegetable initiatives could be seen around Cardigan. The project known as Blooming Cardigan was supported by many dedicated volunteers and proved a great success.

During 2017 a Rural Community Development Fund application was submitted to Welsh Government for renovating the ground floor of the Old Police Station into a community bunk house project. The bid was successful in clinching the grant funding and work commenced in 2018 on developing the initiative. During this time 4CG Cymru 2010 Ltd were able to work jointly with the local history charity Hanes Aberteifi to join forces in planning a heritage display gallery at the old courthouse. 2017 was also an important year for the society where an agreement was made with the Town Council and Ceredigion County Council for 4CG Cymru 2010 Ltd to take on the running of the local public toilets in the town. The toilets were destined to close, but many local people wished to see them remain open. This local toilet agreement ran until 2019.

In 2018 the society was instrumental in supporting the high street in Cardigan to bid for the Great British High Street award for Wales and achieved a great status of being one of the finalists and having a highly commended application. 4CG Cymru 2010 Ltd has continually supported start-up businesses, offering property to young and older entrepreneurs at an affordable rental and flexible tenancy agreement. The society offers quality, spacious community led residential property to local individuals and families at an affordable rent.

During 2019 additional renovation work was completed on the Pwllhai site with considerable improvements to the old stone storage areas and a new business opening on site. The El Salsa street food business took on a food retail unit at the site. The number of visitors to the site during the summer was greatly increased as the popularity of El Salsa took hold. Tymor a vegan takeaway proved very popular, taking over the community kitchen from Jig So. The business is seasonal and provides an exciting new experience for summer visitors and locals alike.

The 2020/2021 Financial year ending 30/09/2021 has been another challenging one with the COVID19 restrictions impacting on dramatically reduced income from car parking fees and from rents. The new one-way system in Cardigan totally cut off one of our car parks for many months and tenants were offered reduced rents to help them survive. The local and national government business support grants enabled us to cover the majority of our running costs and financing our borrowings.

4CG Cymru 2010 has been able to offer affordable rental space to Gerallt Davies and Mana Design who are renting the old Jig So centre at the Pwllhai site. Eco Shop continues to benefit from 4CG's affordable rental space. The Eco Shop also has a forest garden provision off site where they educate local children in environmental activities and studies.

4CG Cymru 2010 Ltd is active in supporting the Town Centre Partnership activities and has helped with establishing and expanding the annual Lantern Parade and town Carnival that has drawn a considerable number of visitors to Cardigan.

Page 2

4CG Cymru 2010 Ltd.

Report of the Trustees for the Year Ended 30 September 2021

The good reputation of 4CG Cymru 2010 Ltd has been acknowledged across Wales with many communities visiting the projects developed by the society. The board members have also talked at public meetings to help new cooperatives to be formed in West Wales such as the Tafarn Sinc Community Pub in Rosebush and The White Hart Community Inn, St Dogmaels. The directors are regular speakers at Wales Cooperative events and at the Do Lectures.

FINANCIAL REVIEW

Financial position

The 2020/21 financial year has been a challenging one with the COVID 19 lock down period commencing in March 2020. The society is grateful to local Government and National Government for financial support during this period that impacted greatly on the income generation.. The society previously created a wholly owned subsidiary trading arm known as Maes Parcio 4CG Ltd during 2017/2018 and this has allowed the trading arm to handle our non-charitable activities with income and expenditure ringfenced for accounting purposes. The profits from the trading arm are then gifted to the main charity / society. Having charitable status and segregating the trading activities will ensure that the society can effectively bid for additional grant funding to support the charitable aims of 4CG Cymru 2010 Ltd.

The levels of community shares in the business stands at a level of £246,600 which equates to 1233 shares of £200 each. During the past years we have been able to offer shareholders a 3% gross interest return on their investment in supporting this local society / charity. The directors / trustees wish to see local people receive a return on their investment to acknowledge the local support. This also allows the society to keep funds circulating in the local economy to enable a circular economy model to be reinforced in Cardigan and its neighbourhood. Similarly, the Peer to Peer local lending scheme is providing local lenders with a 4% gross interest return for lending a minimum of £5,000 to the society. The alternative would be to negotiate loans with national and international lenders where the interest paid would leave the local economy. There are many independent research projects that have shown that for every £1 retained within the local economy this can generate a further £7 in economic benefit for local businesses and employees. 4CG Cymru 2010 Ltd seeks to retain as much wealth within the communities of Cardigan and its neighbourhood.

Reserves policy

The trust has a high level of restricted reserves that reflect the heavy investment in heritage assets in recent years. The trustees consider unrestricted reserves to be at a satisfactory level in relation to annual costs.

FUTURE PLANS

Financial sustainability will remain a primary focus of the society and ensuring the unrestricted reserves are further increased to allow the repayment of the community Peer to Peer loans. The local community loans have proven popular offering 4% gross to local people who have supported the aims of and the expansion of the society. The plans are to focus on the letting of the business units, opening Ty Hedd Hostel, offices and local housing activities and commence paying back regular levels of capital on the Peer to Peer loans.

The clinching of the Welsh Government EU funding known as Rural Community Development Funds has allowed the society to complete the work on the old Police Station Bunk House project known as Hostel Hedd. It is an interesting concept of offering affordable accommodation to visitors and utilising the old Victorian police cells as a bunk house provision. There will be family rooms and specially designed disabled friendly accommodation. The delays encountered under the COVID lock down period will now see the new bunk house opened early summer 2022. A new website will be launched with online booking facilities and links to the main company website www.4cg.cymru.

Once the majority of capital works on the buildings are completed, the society will be focusing on the need to resurface the parking areas in Pwllhai and the old Black Lion Carpark. New pay and display signs and a camera system have been installed to encourage people to pay the very reasonable parking charges to ensure the maintenance work can be done swiftly on the parking areas.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Company number

IP031081 (England and Wales)

Page 3

4CG Cymru 2010 Ltd.

Report of the Trustees for the Year Ended 30 September 2021

Registered Charity number 1050201

Registered office Pwllhai ABERTEIFI Ceredigion SA43 1DB

Trustees

J C Davies C W Tomos R D Williams R M Jones Mrs S E Williams D J Rees Mrs J D Linfoot

Company Secretary J C Davies

Independent Examiner

Ashmole & Co Manchester House Grosvenor Hill Cardigan Ceredigion SA43 1HY

Approved by order of the board of trustees on ............................................. and signed on its behalf by:

........................................................................ Mrs S E Williams - Trustee

Page 4

Independent Examiner's Report to the Trustees of 4CG Cymru 2010 Ltd.

Independent examiner's report to the trustees of 4CG Cymru 2010 Ltd. ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 30 September 2021.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent examiner's statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

K R Wilcox FCCA Ashmole & Co Manchester House Grosvenor Hill Cardigan Ceredigion SA43 1HY

Date: .............................................

Page 5

4CG Cymru 2010 Ltd.

Statement of Financial Activities for the Year Ended 30 September 2021

30.9.21
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
22,441
Charitable activities
Charitable Activities
56,957
Other income
65,226
Total
144,624
EXPENDITURE ON
Charitable activities
Charitable Activities
95,669
NET INCOME
48,955
RECONCILIATION OF FUNDS
Total funds brought forward
205,109
TOTAL FUNDS CARRIED FORWARD
254,064
30.9.20
Total
funds
£
37,449
56,015
36,049
129,513
100,654
28,859
176,250
205,109

The notes form part of these financial statements

Page 6

4CG Cymru 2010 Ltd.

Statement of Financial Position 30 September 2021

Notes
FIXED ASSETS
Tangible assets
6
CURRENT ASSETS
Debtors
7
Cash at bank and in hand
CREDITORS
Amounts falling due within one year
8
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
CREDITORS
Amounts falling due after more than one year
9
SHARE CAPITAL
11
NET ASSETS
FUNDS
12
Unrestricted funds
TOTAL FUNDS
30.9.21
Unrestricted
fund
£
1,253,090
199
57,498
57,697
(44,392)
13,305
1,266,395
(765,731)
(246,600)
254,064
254,064
254,064
30.9.20
Total
funds
£
1,190,530
371
103,273
103,644
(50,037)
53,607
1,244,137
(787,428)
(251,600)
205,109
205,109
205,109

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30 September 2021.

The members have not required the company to obtain an audit of its financial statements for the year ended 30 September 2021 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

The notes form part of these financial statements

continued...

Page 7

4CG Cymru 2010 Ltd.

Statement of Financial Position - continued 30 September 2021

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by:

............................................. J C Davies - Trustee

............................................. S E Williams - Trustee

The notes form part of these financial statements

Page 8

4CG Cymru 2010 Ltd.

Notes to the Financial Statements for the Year Ended 30 September 2021

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Plant and machinery - 20% on reducing balance
Fixtures and fittings - 33% on cost

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

2. NET INCOME/(EXPENDITURE)

Net income/(expenditure) is stated after charging/(crediting):

30.9.21 30.9.20
£ £
Depreciation - owned assets 6,278 7,134

continued...

Page 9

4CG Cymru 2010 Ltd.

Notes to the Financial Statements - continued for the Year Ended 30 September 2021

3. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 30 September 2021 nor for the year ended 30 September 2020.

Trustees' expenses

There were no trustees' expenses paid for the year ended 30 September 2021 nor for the year ended 30 September 2020.

4. STAFF COSTS

The average monthly number of employees during the year was as follows:

Admin
No employees received emoluments in excess of £60,000.
COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
INCOME AND ENDOWMENTS FROM
Donations and legacies
Charitable activities
Charitable Activities
Other income
Total
EXPENDITURE ON
Charitable activities
Charitable Activities
NET INCOME
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
30.9.21
30.9.20
1
1
Unrestricted
fund
£
37,449
56,015
36,049
129,513
100,654
28,859
176,250
205,109
30.9.21
30.9.20
1
1
Unrestricted
fund
£
37,449
56,015
36,049
129,513
100,654
28,859
176,250
205,109
129,513
100,654
28,859
176,250
205,109

5. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

continued...

Page 10

4CG Cymru 2010 Ltd.

Notes to the Financial Statements - continued for the Year Ended 30 September 2021

6. TANGIBLE FIXED ASSETS

Improvements
Freehold
to
Plant and
property
property
machinery
£
£
£
COST
At 1 October 2020
777,410
384,583
81,345
Additions
-
66,468
1,626
At 30 September 2021
777,410
451,051
82,971
DEPRECIATION
At 1 October 2020
-
-
52,809
Charge for year
-
-
6,032
At 30 September 2021
-
-
58,841
NET BOOK VALUE
At 30 September 2021
777,410
451,051
24,130
At 30 September 2020
777,410
384,583
28,536
7.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other debtors
8.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Bank loans and overdrafts (see note 10)
Social security and other taxes
Other creditors
Accrued expenses
Fixtures
and
fittings
£
3,947
744
4,691
3,946
246
4,192
499
1
30.9.21
£
199
30.9.21
£
14,040
-
29,827
525
44,392
Totals
£
1,247,285
68,838
Totals
£
1,247,285
68,838
1,316,123
56,755
6,278
63,033
1,253,090
1,190,530
30.9.20
£
371
30.9.20
£
14,040
190
35,287
520
50,037
50,037

continued...

Page 11

4CG Cymru 2010 Ltd.

Notes to the Financial Statements - continued for the Year Ended 30 September 2021

9. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR

Other loans (see note 10)
10.
LOANS
An analysis of the maturity of loans is given below:
Amounts falling due within one year on demand:
Bank loans
Amounts falling between one and two years:
Lloyds Bank Loan
Loan re: Police Station
Loan re: Bronwydd House
Community Loan
Lloyds covid loan
11.
SHARE CAPITAL
Share capital
12.
MOVEMENT IN FUNDS
Unrestricted funds
General fund
TOTAL FUNDS
Net movement in funds, included in the above are as follows:
Unrestricted funds
General fund
TOTAL FUNDS
At
1.10.20
£
205,109
205,109
Incoming
resources
£
144,624
144,624
30.9.21
30.9.20
£
£
765,731
787,428
30.9.21
30.9.20
£
£
14,040
14,040
98,698
107,928
170,000
170,000
70,000
70,000
392,500
402,500
34,533
37,000
765,731
787,428
30.9.21
30.9.20
£
£
246,600
251,600
Net
movement
At
in funds
30.9.21
£
£
48,955
254,064
48,955
254,064
Resources
Movement
expended
in funds
£
£
(95,669)
48,955
(95,669)
48,955

continued...

Page 12

4CG Cymru 2010 Ltd.

Notes to the Financial Statements - continued for the Year Ended 30 September 2021

12. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

Unrestricted funds
General fund
TOTAL FUNDS
At
1.10.19
£
176,250
176,250
Net
movement
in funds
£
28,859
28,859
At
30.9.20
£
205,109
205,109

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
129,513
129,513
Resources
Movement
expended
in funds
£
£
(100,654)
28,859
(100,654)
28,859
Resources
Movement
expended
in funds
£
£
(100,654)
28,859
(100,654)
28,859
28,859

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
TOTAL FUNDS
At
1.10.19
£
176,250
176,250
Net
movement
in funds
£
77,814
77,814
At
30.9.21
£
254,064
254,064

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
274,137
274,137
Resources
Movement
expended
in funds
£
£
(196,323)
77,814
(196,323)
77,814
Resources
Movement
expended
in funds
£
£
(196,323)
77,814
(196,323)
77,814
77,814

continued...

Page 13

4CG Cymru 2010 Ltd.

Notes to the Financial Statements - continued for the Year Ended 30 September 2021

13. RELATED PARTY DISCLOSURES

S Meredith, who is a shareholder of the charity, was paid a total of £971 for bookkeeping services during the year.

S Williams who is a trustee was paid for work in the organisation which amounted to £9,819 for the year.

Page 14

4CG Cymru 2010 Ltd.

Detailed Statement of Financial Activities
for the Year Ended 30 September 2021
30.9.21 30.9.20
£ £
INCOME AND ENDOWMENTS
Donations and legacies
Other Income - 98
Donation from Maes Parcio 4CG Ltd. 22,441 27,388
Energy grants - 7,463
Development grant - 2,500
22,441 37,449
Charitable activities
Rents received 56,957 56,015
Other income
Covid grant 65,226 36,049
Total incoming resources 144,624 129,513
EXPENDITURE
Charitable activities
Wages 1,737 2,309
Rates and water 1,017 1,091
Insurance 7,479 7,492
Light and Heat 6,579 8,682
Telephone 1,140 1,379
Printing, Postage & Stationery 168 578
Advertising & Website Costs 315 200
Sundry Expenses 2,896 454
Repairs to Property 4,709 4,299
Travel & Subsistence - 8
Cleaning 53 826
Legal & professional fees 14,400 4,252
Consultancy fees 12,027 14,180
Lantern parade projects - 9,699
Plant and machinery 6,032 7,134
Fixtures and fittings 246 -
58,798 62,583
Support costs
Finance
Bank Charges 583 557
Loan interest 27,907 28,974
Interest payable to members 7,398 7,548
35,888 37,079
Governance costs
Accountancy fees 983 992

This page does not form part of the statutory financial statements

Page 15

4CG Cymru 2010 Ltd.

Detailed Statement of Financial Activities for the Year Ended 30 September 2021

30.9.21 30.9.20
£ £
Total resources expended 95,669 100,654
Net income 48,955 28,859

This page does not form part of the statutory financial statements

Page 16

IndependeDt Examiner's Report to the Trvsttts of 4CG Ci'mru 2010 Ltd. Indeptndent examiner'$ report io the trustees of 4CG Cymru 2010 Ltd. ('the Compan).) I report 10 the charity. trustees OD m>. ¢xaminaiion of ihe accounis of ihe Company for the year ended 30 se￿ember 2021. Responsibilities and b*sls of report As the charity's mjstees of the Company (and also its directors for the purposes of company lawl you are responsible for the preparation of the a¢¢ounts in a¢¢ordan¢e wilh the requir¢rnen(s of th¢ Companies Aci 2006 ('the 1006 Act'l. Having saiisfied myself thai th¢ accounts of ihe Compan). are noi required to be Audiied under Part 10 of the 2006 Act and are eligible for independeni examinarion. I report in respe¢t of my examination of your charil)'s accounts as carried out under secrion 145 of the Charities Aci 2011 (Ihe 2011 Aci'l. In carr)'ing out my examination I have followed the Dire¢iions given by the Chariry Commission under se¢iion 145(5) (b) of the 2011 Act. Independent eiimlner's $lAtemeDt I have completed my examination. l ¢onfimi thai no matters have ¢ome to my attention in COTmttiion wilh ihe examination siving me cause io believe.. accouniing records ￿ere noi kept in respect of the Company as required by section 386 of the 2006 Act; or the accounts do noi accord wilh ihose records: or the accounts do noi comply wilh ihe accounting requirements of s¢ciion 396 of ihe 2006 Act other than any requirement th81 the accounts give a true and fair vi¢w which is a matter considered &8 part of an independent examioation,. or the accoun¢S have noi been prepared in accordance with the me¢hods and principles of the Siatement of Recommended Practice for accountin8 and rerM)ning by charities (applicable to chariti¢s preparing their a¢¢ount5 in accordance with the Financial Reponing Siandard applicable in the UK and Republic of Ireland {FRS 102)). have no ¢oncerns and have come acrw no ¢xher matters in connethicffi with the examinaiion to which allenlion should be drawn in this repon in order to enable a proper understhnding of the accounts to be reached. K R Wil¢ox FCCA Ashmole & Co Manchester House GTosvenoT Hill Cardigan Ceredigion SA43 IHY Date.. Page 5