2025-12-31-accounts

Trustees’ Annual Report for the period from 01.01.2025 to 31.12.2025

Charity name: Wokingham University of the Third Age (Wokingham u3a) Charity registration number: 1049995

Objectives and Activities

	SORP reference
Summary of the purposes of the charity as set out in its governing document	Para 1.17	The objectives and principal activities of Wokingham u3a are: The advancement of education for people who are retired from full time work, including associated activities conducive to learning and personal development. The committee continues to take account of these objectives in its management and stewardship of Wokingham u3a’s affairs and finances.
Summary of the main activities in relation to those purposes for the public benefit, in particular, the activities, projects or services identified in the accounts.	Para 1.17 and 1.19	What?  Education/Training  Arts/Culture  Sport/Recreation Who?  People no longer in full time employment How?  Provides interest groups on a variety of subjects for members  Arranges events and activities for members  Holds monthly speaker meetings for members
Statement confirming whether the trustees have had regard to the guidance issued by the Charity Commission on public benefit	Para 1.18	The trustees confirm they have had regard to the guidance issued by the Charity Commission on public benefit.

Achievements and Performance

	SORP reference
Summary of the main achievements of the charity, identifying the difference the charity’s work has made to the circumstances of its beneficiaries and any wider benefits to society as a whole.	Para 1.20	Wokingham u3a, established in 1990, is one of the largest u3a organisations nationally. This year we celebrated our 35th anniversary. Our membership continues to increase, and the trustees are delighted that membership stood at 2574 on 31 December 2025. Activity groups number around 190. Activities covered by groups include education, arts & culture, research, sport/recreation, and support for single members. The trustees would like to thank the excellent group convenors for their contribution to the success of our u3a. The membership subscription for 2025 was £8.00 per annum.

Financial Review

Financial Review
Review of the charity’s financial position at the end of the period	Para 1.21	At the end of the financial year, the charity was in a stable financial position. Total funds amounted to £40,469 held with the bank. Membership subscriptions are our main source of funds. 2025 membership renewal rate continued at a high rate, in line with expectations. Subscription fees to the national body, the Third Age Trust, represent our major cost item at £4 for each member, which was allowed for in the 2025 budget. The financial situation was monitored constantly & reported regularly to the trustees.
Statement explaining the policy for holding reserves stating why they are held	Para 1.22	The Charity’s policy is to have sufficient reserves to:  Meet unexpected outlays needed for the operation of the charity in accordance with its charitable objectives.  Hold a prudent amount of cash reserves to provide for working capital requirements.  Replace obsolete equipment.  Fund the development of new groups within the charity.  Fund approved activities carried out by a group that are available to all members of the charity.
Amount of reserves held	Para 1.22	£26,374
Reasons for holding zero reserves	Para 1.22	N/a
Details of fund materially in deficit	Para 1.24	N/a
Explanation of any uncertainties about the charity continuing as a going concern	Para 1.23	N/a

Structure, Governance and Management

Description of charity’s trusts:
Type of governing document (trust deed, royal charter)	Para 1.25	Constitution adopted 1995: amended 2005, 2009, 2013, 2018 & 2021
How is the charity constituted? (e.g unincorporated association, CIO)	Para 1.25	Trust
Trustee selection methods including details of any constitutional provisions e.g. election to post or name of any person or body entitled to appoint one or more trustees	Para 1.25	Trustees elected annually by ballot at the Annual General Meeting

Reference and Administrative details

Charity name	Wokingham University of the Third Age
Other name the charity uses	Wokingham u3a
Registered charity number	1049995
Charity’s principal address	PO Box 3664 Wokingham Berkshire RG40 9PA

Names of the charity trustees who manage the charity

	Trustee name	Office (if any)	Dates acted if not for whole year	Name of person (or body) entitled to appoint trustee(if any)
1	Juliet Hanfling	Chair Vice Chair	To 18 March 2025 From 18 March 2025
2	Glynis Leeson	Vice Chair Chair	To 18 March 2025 From 18 March 2025
3	Linda Penny	Secretary
4	Lucy Norgate	Treasurer	Appointed 18 March 2025
5	Mike Luff	Speakers’ Secretary
6	Rodney Fox	Groups Coordinator
7	Libby Good	Events Coordinator
8	Sylvia Mason	Social Media Coordinator
9	Aline Rogers	Website Coordinator
11	John Waddington	Finance Administrator	Co-opted 18 March 2025
12	Juliet Hurwitt	Treasurer	Retired 18 March 2025

Funds held as custodian trustees on behalf of others

Description of the assets held in this capacity	N/a
Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects	N/a
Details of arrangements for safe custody and segregation of such assets from the charity’s own assets	N/a

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Full name(s)	Glynis Leeson	Juliet Hanfing
	Glynis Ann Leeson	Juliet Hanfling

Date 3 March 2026

Wokingham u3a 2025 Annual Accounts - Final

Receipts and Payments account for year end Wu3A Main Receipts Subscriptons Gif Aid Donatons Interest Received Meetngs Receipts Wu3A Group Receipts Subscriptons Total Receipts Wu3A Main Payments Bank Charges Capital Equipment Communicatons Computer, website, IT General expenses Group Development Meetngs expenses Third Age Trust Membership subscripton Trustee expenses Wu3A Group Payments General Outngs Room Hire Tutors Main increase /decreasein funds Group increase /decreasein funds Total increase /decrease in funds	31-Dec-25 20,640 3,434 258 251 1,714 26,296 129,205 155,502 151 151 908 2,183 918 2,277 10,847 393 17,829 10,620 38,087 71,584 13,011 133,302 151,131 8,467 (4,097) 4,370	31-Dec-24 3,064 1,618 33 84 1,419 6,218 95,883 102,101 120 224 3,135 2,080 936 - 1,564 9,723 51 17,833 5,442 24,817 50,246 12,547 93,052 110,885 (11,615) 2,831 (8,784)	Increase /Decrease 17,576 Subscriptons 1,816 In line with in 225 In line with in 167 Includes ban 295 In line with p 20,078 33,322 53,401 31 (73) (2,227) 103 (18) - 713 1,124 342 (4) 5,178 13,270 21,338 464 CAF monthly Small asset a Costs of distr Majority of e Majority of e Room hire, e Increased in Increased tru Increased nu Increased nu Increased nu 40,250 40,246 20,082 (6,928) 13,154 Notes

Subscriptions were increased to £8; significant increas

In line with increased fees; some relates to 2024 mem In line with increased fees - duplicate payments etc Includes bank charges paid by members for cheques In line with prior year; mainly speaker meetings at £2p

CAF monthly fee £5/month x 2 accounts; some cheque Small asset additions Costs of distribution of mailings; AGM expenses Majority of expense is costs of SimpleMembership sys Majority of expense is audit fee

Room hire, external speaker fees, refreshments Increased in line with increase in membership Increased trustee activity

Increased number of events and increase in costs Increased number of events and increase in costs Increased number of events and increase in costs

CURRENT ASSETS:	31-Dec-25	31-Dec-25		31-Dec-24	31-Dec-24
Charities Aid Foundation Account		38,599			30,03
					4
					9
Amount held to pay Third Age Matters Magazine					7
Net sundry debtor		20
Groups:
CURRENT ASSETS:
Charities Aid Foundation Account		1,850			7,06
					5
Group Cash Balance		5,991			4,89 3
		46,460			42,08
TOTAL ASSETS					9
BALANCE SHEET Main:
REPRESENTED BY:
Main:
Accumulated fund b/f	17,907			29,530
Current year surplus / deficit	8,467			(11,623)
		26,374			17,907
Group:
Accumulated fund b/f	24,182			21,350
Current year surplus / deficit	(4,097)			2,831
		20,086			24,182
TOTAL U3A FUNDS		46,460			~~42,089~~

2/3/26

Independent examiner's report on the accounts

Section A Independent Examiner’s Report

Report to the trustees Charity Name Wokingham University of the Third Age (Wokingham u3a)

On accounts for the year 31 December 2025 Charity no 1049995 ended (if any) Set out on pages

(remember to include the page numbers of additional sheets)

I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 31/12/2025.

As the charity's trustees, you are responsible for the preparation of the Responsibilities and basis accounts in accordance with the requirements of the Charities Act 2011 (“the of report Act”).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination (other than that disclosed below *) which gives me cause to believe that in, any material respect:

• the accounting records were not kept in accordance with section 130 of the Charities Act; or • the accounts did not accord with the accounting records; or • the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination. I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. * Please delete the words in the brackets if they do not apply. 02/03/2026 ~~ee |~~ Date: Signed: Name: Accountwise Ltd

Relevant professional ICAEW qualification(s) or body (if any):

IER

Address:

1 Oct 2018 Accountwise Ltd Innovation House, Molly Millars Close, Wokingham Berkshire, RG41 2RX

Section B Disclosure

Only complete if the examiner needs to highlight material matters of concern (see CC32, Independent examination of charity accounts: directions and

guidance for examiners).

Give here brief details of any items that the examiner wishes to disclose .

Oct 2018

IER

2