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2025-06-30-accounts

REGISTERED CHARITY NUMBER: 1049658

Report of the Trustee and Audited Financial Statements for the Year Ended 30 June 2025 for

The Tax Advisers’ Benevolent Fund

Gravita Audit Oxford LLP First Floor, Park Central 40-41 Park End Street Oxford OX1 1JD

The Tax Advisers’ Benevolent Fund

Contents of the Financial Statements for the Year Ended 30 June 2025

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|||||||| |---|---|---|---|---|---|---| |Page| |Reference|and Administrative|Details|1| |Report of the Trustee|2 to4| |Report of|the Independent|Auditors|5|to7| |Statement of Financial|Activities|8| |Balance|Sheet|9| |Notes|to the|Financial|Statements|10|to|14|

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The Tax Advisers’ Benevolent Fund

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Reference and Administrative Details for the Year Ended 30 June 2025

Registered Charity Number 1049658

Registered Office and Principal Address 30 Monck Street London SWI1P 2AP

Trustee

The Worshipful Company of Tax Advisers (incorporated by Royal Charter)

Honorary Almoner G Duncan, c/o Chartered Institute of Taxation,30 Monck Street, London SWI1P 2AP

Honorary Treasurer D Scott, c/o Chartered Institute of Taxation,30 Monck Street, London SW1P 2AP

Auditors Gravita Audit Oxford LLP First Floor, Park Central 40-41 Park End Street Oxford OX1 1JD

Financial Advisers Quilter Cheviot Limited 90 Long Acre London WC2E 9RA

Bankers Barclays Bank UK PLC Leicester LE87 2BB

Connected Charity The Tax Advisers’ Charitable Trust 30 Monck Street London SW1P 2AP

Page 1

Tax Advisers’ Benevolent Fund

Report of the Trustee for the Year Ended 30 June 2025

The Trustee presents its 25th annual report and financial statements of the Charity for the year ended 30 June 2025. The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the accounts and comply with the charity's trust deed, the Charities Act 2011 and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

STRUCTURE, GOVERNANCE AND MANAGEMENT

The Charity is a registered charity whose governing document is its Trust Deed dated 11 September 1995 (as amended). By variation of the Trust Deed dated 23 July 1996, the sole power to appoint new and additional Trustees is vested in the Master of The Guild of Tax Advisers, now the Master of The Worshipful Company of Tax Advisers.

In the management of the Charity the Trustee is represented by its Charities Committee whose members are drawn from the Court and livery of the Company and are in their own right experienced tax practitioners with a knowledge of The Chartered Institute of Taxation and The Association of Taxation Technicians and of the needs of their members and dependants. They are responsible for the system of internal financial control and setting overall financial objectives. There is a clear structure of authority and control responsibilities. They keep under review the risks which the Charity runs.

Risk Management

The Charities Committee has on behalf of the Trustee considered the major risks to which the Charity is exposed and has reviewed those risks and established systems and procedures to manage those risks.

The Charities Committee has assessed the risks involved in the activities of the Charity and recognises that in addition to receiving requests which may be met by single cash grants the Charity may receive requests requiring assistance over long periods of time. The current policy is therefore to meet approved claims for single cash grants and to transfer surpluses to reserve to enable the Charity to meet potential long-term claims for assistance.

The Charity's powers of investment are set out in the Trust Deed which gives the Trustee power to invest trust moneys in any property or investments of whatever nature and wherever situated.

Under its investment policy, the Charities Committee:

After a review of investment managers in 2022, Quilter Cheviot were reappointed. Based upon independent advice the Charities Committee invested a proportion of funds in fixed interest securities during the year, reducing the Charity's exposure to equities.

Page 2

The Tax Advisers’ Benevolent Fund

Report of the Trustee for the Year Ended 30 June 2025

OBJECTIVES AND ACTIVITIES

Objectives and activities for the public benefit

The objects of the Benevolent Fund are:

The members of the Charities Committee confirm on behalf of the Trustee that they have had due regard to the guidance contained in the Charity Commission's general guidance on public benefit when reviewing the Benevolent Fund's aims and objectives and in planning future activities and setting grant-making policy for the year.

The Charities Committee carried out those objectives by meeting four times during the year to consider applications from eligible beneficiaries and making grants in accordance with the objects of the Charity.

Potential beneficiaries needing assistance contact the almoner of the Charity and are asked to complete a claim form for consideration by the Charities Committee.

ACHIEVEMENT AND PERFORMANCE

Achievements and performance

During the year, the Charity approved grants in accordance with its objectives amounting to £38,266 (2024: £8,622). Grants repaid of £nil (2024: £nil) are offset against new grants made. Grants approved in previous years unpaid are written back when repayment is unlikely.

During the year, the numbers of members or students of the Chartered Institute of Taxation (CIOT) and of the Association of Taxation Technicians (ATT) (or dependants of members) who were in financial need and received grants were 12 (2024 - 12).

FINANCIAL REVIEW

Reserves are held to provide financial stability and the means for the development of the Charity's principal objects.

Reserves at 30 June 2025 were £691,530 (2024: £668,957), £674,659 represent unrestricted funds (2024: £652,170) and £16,871 (2024: £16,787) represent restricted funds.

The Benevolent Fund is supported by grants in the year from the CIOT of £22,500 and the ATT of £2,500 specifically to support students through their exams and, therefore, treated as restricted funds, and by donations from the Liverymen and Freeman of the Company which are unrestricted funds.

The Trustee is grateful for the voluntary help given in bookkeeping, accounting, and administration. Since no other party is bearing the financial cost of these donated resources their value has not been included in intangible income in the statement of financial activities.

Page 3

The Tax Advisers’ Benevolent Fund

Report of the Trustee for the Year Ended 30 June 2025

TRUSTEE’S RESPONSIBILITY STATEMENT

The Trustee is responsible for preparing the Report of the Trustee and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England and Wales, the Charities Act 2011, Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed require the Trustee to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, including the income and expenditure, of the charity for that period. In preparing those financial statements, the Trustee is required to

The Trustee is responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the Charity and to enable the Trustee to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. The Trustee is also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by order of the court of the trustee on 2.3 \9\20%fand signed on its behalf by:

MsL Parkin ! Chair of the Charities Committee of The Worshipful Company of Tax Advisers

Page 4

Report of the Independent Auditors to the Trustee of The Tax Advisers’ Benevolent Fund

Opinion

We have audited the financial statements of The Tax Advisers Benevolent Fund (the 'charity') for the year ended 30 June 2025 which comprise the Statement of Financial Activities, the Balance Sheet, and notes to the financial statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102: The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice). In our opinion the financial statements: - give a true and fair view of the state of the Charity's affairs as at 30 June 2025 and of its income and expenditure for the year then ended; - have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors responsibilities for the audit of the financial statements section of our report. We are independent of the charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC's Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the Trustee’s use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Charity's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the Trustee with respect to going concern are described in the relevant sections of this report.

Other information

The Trustee is responsible for the other information. The other information comprises the information included in the annual report, other than the financial statements and our Report of the Independent Auditors thereon.

Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact. We have nothing to report in this regard.

Page 5

Report of the Independent Auditors to the Trustee of The Tax Advisers’ Benevolent Fund

Matters on which we are required to report by exception

We have nothing to report in respect of the following matters where the Charities Act 2011 requires us to report to you if, in our opinion:

Responsibilities of the Trustee

As explained more fully in the Trustee’s Responsibility Statement, the Trustee is responsible for the preparation of the financial statements which give a true and fair view, and for such internal control as the Trustee determines is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

Responsibilities of Trustee In preparing the financial statements, the Trustee is responsible for assessing the Charity's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustee either intend to liquidate the Charity or to cease operations, or have no realistic alternative but to do so.

Our responsibilities for the audit of the financial statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists.

Misstatements can arise from fraud or error and are considered material if, individually or in aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

Page 6

Report of the Independent Auditors to the Trustee of The Tax Advisers’ Benevolent Fund

We assessed the susceptibility of the Trust’s financial statements to material misstatement, including obtaining an understanding of how fraud might occur, by:

There are inherent limitations in our audit procedures described above. The more removed that laws and regulations are from financial transactions, the less likely it is that we would become aware of non-compliance. Auditing standards also limit the audit procedures required to identify non-compliance with laws and regulations to enquiry of the Trustees and other management and the inspection of regulatory and legal correspondence, if any. Material misstatements that arise due to fraud can be harder to detect than those that arise from error as they may involve deliberate concealment or collusion.

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council’s website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor’s report.

Use of our report This report is made solely to the Charity's Trustee, as a body, in accordance with Section 145 of the Charities Act 2011 and regulations made under Section 154 of that Act. Our audit work has been undertaken so that we might state to the Charity's Trustee those matters we are required to state to the Trustee in an auditors’ report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Charity and the Charity's Trustee as a body, for our audit work, for this report, or for the opinions we have formed.

Gravita Audit Oxford LLP Eligible to act as an auditor in terms of Section 1212 of the Companies Act 2006 First Floor, Park Central 40-41 Park End Street Oxford OX1 1JD _ Date: Vf iof[tees:

Page 7

The Tax Advisers’ Benevolent Fund

Statement of Financial Activities for the Year Ended 30 June 2025

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|||||||||| |---|---|---|---|---|---|---|---|---| |Unrestricted|Restricted|Total|Total| |Funds|Funds|Funds|Funds| |30.6.25|30.6.25|30.6.25|30.6.24| |Notes|£|£|£|£| |INCOME AND ENDOWMENTS FROM| |Donations|and legacies|2|1,737|25,000|26,737|20,685| |Merchandise|130|-|130|-| |Investment income|3|21,396|-|21,396|20,397| |Total|23,263|25,000|48,263|41,082| |EXPENDITURE|ON| |Raising|Funds| |Investment management|costs|4|3,947|“|3,947|3,548| |Charitable|activities| |Grants made|5|13,350|24,916|38,266|8,622| |Other|6|3,572|~|3,572|6,662| |Total|20,869|24,916|45,785|18,832| |NET INCOME|2,394|84|2,478|22,250| |Other|recognised|gains/losses| |Gains|on|investment|assets|8|20,095|-|20,095|55,315| |Net movement|in|funds|22,489|84|22,573|77,565| |RECONCILIATION|OF FUNDS| |Total funds brought forward|652,170|16,787|668,957|591,392| |TOTAL FUNDS CARRIED FORWARD|674,659|16,871|691,530|668,957|

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The notes form part of these financial statements

The Tax Advisers’ Benevolent Fund

Balance Sheet

At 30 June 2025

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||||||||| |---|---|---|---|---|---|---|---| |30.6.25|30.6.24| |£|£| |FIXED|ASSETS| |Investments|8|646,064|623,367| |CURRENT|ASSETS| |Stocks|9|1,160|.| |Debtors|10|1,876|37,579| |Cash|at bank|51,222|32,112| |54,258|69,691| |CREDITORS| |Amounts|falling|due|within|one year|11|(8,792)|(24,101)| |NET CURRENT ASSETS|45,466|45,590| |TOTAL ASSETS|LESS CURRENT| |LIABILITIES|691,530|668,957| |NET ASSETS|691,530|668,957| |FUNDS| |Unrestricted fund|abi|pane| |Restricted|fund|—|—| |TOTAL FUNDS|691,530|668,957|

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The financial statements were approved by the Court of the Trusteeon 2% \a \2e2S and were _Signed.on its behalf by:

Ms L Parkin Chair of the Charities Committee of The Worshipful Company of Tax Advisers

D Scott Treasurer

Page 9

The Tax Advisers’ Benevolent Fund

Notes to the Financial Statements for the Year Ended 30 June 2025

  1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the Charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention, with the exception of investments that are included at market value, as modified by the revaluation of certain assets. Amounts are rounded to the nearest £.

Incoming resources

Grants, legacies, and donations are included in the Statement of Financial Activities when the Charity is virtually certain they will be received. Incoming resources from tax reclaims are included in the Statement of Financial Activities at the same time as the gifts to which they relate.

Investment Income is included in the accounts when receivable.

Investment gains and losses include any gain or loss on the sale of investments and any gain or loss resulting from revaluing investments to market value at the end of the year.

Expenditure and liabilities

Liabilities are recognised as soon as there is a legal or constructive obligation committing the charity to pay out resources.

Grants are recognised in the accounts when a commitment has been made and there are no conditions to be met relating to the grant which remain under the control of the Charity. Loan grants are made without the security of a charge on the beneficiaries' assets and no interest is payable. Loans repaid are netted off grants payable.

Grants offered subject to conditions which have not been met at the year-end date are noted as a commitment but not accrued as expenditure.

Taxation

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The charity is exempt from tax on its charitable activities.

Basis of accounting The Tax Advisers' Benevolent Fund meets the definition of a public benefit entity. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy note, investments are revalued to market value.

The Tax Advisers’ Benevolent Fund

Notes to the Financial Statements - continued for the Year Ended 30 June 2025

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2. DONATIONSANDLEGACIES
30.6.25 30.6.24
£ £
Grants fromCIOTandATTto supportstudents (restricted funds) 25,000 17,500
Donations 1,737 3,185
Total 26,737 20,685
3. INVESTMENTINCOME
30.6.25 30.6.24
£ £
InvestmentIncome 21,396 20,397
4. INVESTMENTMANAGEMENTCOSTS
30.6.25 30.6.24
£ £
InvestmentManagementFees 3,947 3,548
5. GRANTSMADE 30.6.25 30.6.24
£ £
Grantstosupportstudentsfromrestrictedfunds
Othergrants
24,916
13,350

38,266
8,622
-
8,622

Page 11

The Tax Advisers’ Benevolent Fund

Notes to the Financial Statements - continued for the Year Ended 30 June 2025

6. OTHER COSTS

OTHER COSTSCOSTS
30.6.25 30.6.24
£ £
Directexpenses—merchandise
Support costs
Supportcosts,includedintheabove,are asfollows:
30.6.25 424
3,148
3,572
2,604
4,058
6,662
30.6.24
£ £
Auditors' remuneration 3,000 2,085
Advertisingandmarketing
Bank fees
100
-
-
21
Insurance - 272
Legalexpenses
Postage
-
48
3,148
1,680
=
4,058

7. TRUSTEE’S REMUNERATION AND BENEFITS

Members of the Charities Committee and other volunteers receive no remuneration for their services.

Trustee’s expenses

No claims have been made for reimbursement of travel expenses.

8. FIXEDASSETINVESTMENTS 30.6.25 30.6.24
£ £
Fixed interest securities 113,996 98,307
Equity investments 532,068
646,064
525,060
623,367
Additional information as follows:
Listed
investment
£
MARKETVALUE
At 1 July2024
Additions
Disposals
Revaluations
At30 June2025
623,367
63,679
(61,077)
20,095
646,064
NETBOOKVALUE
At30June2025
646,064
At30June2024 623,367

Page 12

The Tax Advisers’ Benevolent Fund

Notes to the Financial Statements - continued for the Year Ended 30 June 2025

9, STOCKS
30.6.25 30.6.24
£ £
Stocks of30"Anniversary 2025 PlayingCards (293 packs) 1,160 =
10. DEBTORS: AMOUNTS FALLINGDUEWITHINONEYEAR
30.6.25 30.6.24
£ £
Income taxrecoverable 100 100
Otherdebtors - 600
Grants receivable fromCIOT andATT - 35,000
Otheraccrued income 1,776
1,876
1,879
37,579
11. CREDITORS:AMOUNTS FALLINGDUEWITHINONEYEAR
30.6.25 30.6.24
£ £
Trade andsundry creditors
Grants payable
Accruals, anddeferredincome *
127
5,617
3,048
8,792.
136
4,337
19,628
24,101
* Deferred income brought forward 17,500 -
Released in the year (17,500) -
Deferred in the year - 17,500
Deferredincomecarriedforward : 17.500
  1. CONNECTED CHARITY

The Tax Advisers! Charitable Trust is a connected charity in that it has the same Trustee and Charities Committee but it is not subordinate to The Tax Advisers' Benevolent Fund and therefore consolidated financial statements have not been prepared.

  1. RELATED PARTY DISCLOSURES

The Tax Advisers' Benevolent Fund paid the Worshipful Company of Tax Advisers £nil (2024: £2,400) for playing cards and £nil (2024: £272) for insurance during the year.

The Tax Advisers’ Benevolent Fund

Notes to the Financial Statements - continued for the Year Ended 30 June 2025

14. ANALYSIS OF NET ASSETS BETWEEN FUNDS

At30June2025 Unrestricted Unrestricted Restricted
Total
Restricted
Total
Restricted
Total
£ £ £
Fixed assets—Investments
Currentassets
Current liabilities
Net assets
646,064
37,387
(8,792)
674,659
-
16,871
-
16,871
646,064
54,258
(8,792)
691,530
At 30 June 2024
Fixed assets—Investments
Current assets
Current liabilities
623,367
35,404
(6,601)
652,170
-
34,287
(17,500)
16,787
623,367
69,691
(24,101)
668,957
MOVEMENTS INFUNDS
At 1.7.2024 Incoming Outgoing At30.6.2025 30.6.2025
Resources Resources
(income
and gains)
£ £ £ £
Restricted funds *
Unrestrictedfunds
16,787
652,170
668,957
25,000
43,358
68,358
(24,916)
20,869
45,785
16,871
674,659
691,530
* Grants from CIOT andATT to support
students through their exams.
At 1.7.2023 Incoming Outgoing At30.6.2024
Resources Resources
(income
and gains)
£ £ £ £
Restrictedfunds*
Unrestrictedfunds
7,909
583,483
591,392
17,500
78,897
96,397
(8,622)
(10,210)
18,832
16,787
652,170
668,957

15. MOVEMENTS IN FUNDS