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2022-03-31-accounts

Company registration no: 3004105 Charity registration no: 1049106

Northumberland Federation of Women's Institutes (a company limited by guarantee)

Annual report and financial statements

for the 15 months ended

31 March 2022

Northumberland Federation of Women’s Institutes (a company limited by guarantee)

Annual report and financial statements for the 15 months ended 31 March 2022

Contents

Page
Legal and administrative information 1
Report of the Board of Trustees 2 - 4
Independent examiner’s report 5
Statement of financial activities 6
Balance sheet 7
Notes forming part of the financial statements 8 - 11

Northumberland Federation of Women’s Institutes (a company limited by guarantee)

Legal and administrative information

Board of Trustees: M Bengtson
N Birch Treasurer
K Coleman Vice Chair
P Douglas
S Jarvis Co-opted member
B Kilkenny Vice Chair
P Lamb
S Malloy
J McLean
M Read Chairman
D Walton Co-opted member
J Woodsford
Registered office: Cresswell House
11/12 Brenkley Way
Blezard Business Park
Seaton Burn
Newcastle upon Tyne
NE13 6DS
Company registration no: 3004105
Charity registration no: 1049106
Bankers: Lloyds Bank plc
Grey Street
Newcastle upon Tyne
Independent examiner: John Oswald BA FCA
Stephenson Coates Audit Limited
West 2, Asama Court
Newcastle Business Park
Newcastle upon Tyne
NE4 7YD

Page 1

Northumberland Federation of Women's Institutes (a company limited by guarantee)

Report of the Board of Trustees

for the 15 months ended 31 March 2022

The elected members of the Board of Trustees, who are also directors of the charity for the purposes of the Companies Act, present their report and the financial statements for the 15 months ended 31 March 2022. The Board has adopted the provisions of the Charities SORP (FRS102) - Statement of Recommended Practice, Accounting and Reporting by Charities, in preparing the annual report and financial statements of the charity.

Objects of the charity, principal activities and organisation of our work

The Northumberland Federation of Women’s Institutes is a company limited by guarantee and as such is bound by Company Law. The elected members of the Board of Trustees constitute the Board of Directors. They are jointly and severally responsible for the financial wellbeing and general and proper running of the Federation. They also undertake to oversee the general repairs and upkeep of Cresswell House. The Honorary Treasurer acts as the Company Secretary; the Chairman is the Federation Chairman. The Northumberland Federation of Women’s Institutes is a registered charity and is answerable to the Charity Commission. The Federation is affiliated to the National Federation of Women’s Institutes.

The principal activity of the charity is furthering the purpose of the Women’s Institute movement in Northumberland and elsewhere.

Elections for the Board of Trustees normally take place bi-annually. The Board of Trustees were re-elected in 2021.

During this period, because of Covid restrictions the Board of Trustees met on eight occasions, with an average attendance of 9.

There are five committees. They are, Membership Support (which is a-typical as it consists of all the W.I. Advisors; these are appointed annually by the National Federation on the recommendation of the Board of Trustees; Board Members who are W.I. Advisors sit on this committee as full serving members regardless of their other duties), Combined Arts, Crafts, Public Affairs & Education, and Leisure. All committee meetings are held in Cresswell House on Tuesdays. Two Board members are appointed to each committee. The Chairman of each committee must be a Board member. As a result, the Board of Trustees members are involved in all aspects of the Federation's activities.

There are four Officers elected by the Board members, Chairman, Treasurer and two Vice Chairmen. As with all posts within the W.I. these appointments are for the current year only. The Officers sit ex officio on all the Federation committees. The Chairman and Treasurer are Members of National Council.

The National Council Meeting held in October was again done via Zoom and attended by the Federation Chairman. Several other National led Zoom meetings dealing with subscriptions, membership and engagement were also attended throughout the period.

Page 2

Northumberland Federation of Women's Institutes (a company limited by guarantee)

Report of the Board of Trustees (continued)

for the 15 months ended 31 March 2022

Objects of the charity, principal activities and organisation of our work (continued)

We would like to thank those Members who represented the Federation on outside bodies.

On behalf of all the Board Members, the Committee Members and all the Northumberland W.I. Members, we wish to thank Nancy Gash for all her hard work and support and for running the office so happily and efficiently as Federation Secretary; and Mr Dave Read for his hard work in the ongoing maintenance and general upkeep of Cresswell House. We would like to thank fellow Board Members and all the Committee Members for all their hard work and the time they have given to the Federation.

Activities and achievements

Our activities in 2021 and the start of 2022 were once again impacted by the Covid-19 pandemic and the slow return to meetings and events.

Detailed reports on the sub-committees' activities and achievements are given separately to this report. In setting our objectives and planning our activities, the Trustees have regard to the Charity Commission’s public benefit guidance when exercising any powers or duties to which the guidance is relevant.

Financial review

The summary income and expenditure account is set out on page 6. There is a net deficit for the 15 month period of £19,777. This compares with a net deficit of £29,939 in 2020. The deficit for the period is stated after net gains of £1,545 on investments (2020: net losses of £8,977).

The result again reflects the restrictions imposed in the period on the activities of the charity, along with a slow return of pre-pandemic activities. The Board are working on achieving a balance in the charity’s income and expenditure in the coming months.

Investment policy

The Board of Trustees has considered the most appropriate policy for investing cash resources and has decided that a mix of managed funds, interest bearing bank, special investment and national savings accounts meet its requirements of a reasonable rate of return, without significant capital risk, and with predictable accessibility to the funds. The Board review this policy on a regular basis.

Reserves

The Board of Trustees considers it appropriate to hold free reserves of between £50,000 and £100,000 to provide adequate working capital for the charitable activities, and to provide a buffer against changes in circumstances. At 31 March 2022 the free reserves of the charitable company were £153,894, a decrease in the period of £17,822.

Risk management

The Board of Trustees actively review the major risks which the charitable company faces on a regular basis and believe that maintaining free reserves, combined with quarterly review of the controls over financial systems, will provide sufficient resources in the event of adverse conditions. The Board has examined other operational and business risks faced by the charitable company and confirm that it has established systems to mitigate the significant risks, particularly through insurance cover.

Page 3

Northumberland Federation of Women's Institutes (a company limited by guarantee)

Report of the Board of Trustees (continued)

for the 15 months ended 31 March 2022

Directors

The members forming the Board of Trustees during the period and up to the date of this report are set out on page 1.

Board of Trustee's responsibilities in relation to the financial statements.

The Board is responsible for preparing the annual report and the financial statements in accordance with applicable law and regulations.

Company law requires the Board to prepare financial statements for each financial year. Under that law the Board has elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law the Board must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the charitable company and of the incoming resources and application of resources, including the income and expenditure, of the charitable company for that year. In preparing these financial statements, the Board are required to:

The Board is responsible for keeping adequate accounting records that are sufficient to show and explain the charitable company's transactions and disclose with reasonable accuracy at any time the financial position of the charitable company and enable the Board to ensure that the financial statements comply with the Companies Act 2006. The Board is also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small entities regime.

Approval

This report was approved by the Board of Trustees on 9 August 2022 and is signed on its behalf by:

M Read Chairman

Page 4

Northumberland Federation of Women's Institutes

(a company limited by guarantee)

Independent examiner's report on the unaudited financial statements to the directors of Northumberland Federation of Women’s Institutes

I report to the charity trustees on my examination of the accounts of the charitable company for the 15 months ended 31 March 2022, which are set out on pages 6 to 12.

Responsibilities and basis of report

As the charity’s trustees of the company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 (‘the 2006 Act’).

Having satisfied myself that the accounts of the company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity’s accounts as carried out under section 145 of the Charities Act 2011 (the ‘2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner’s report

I confirm that I am qualified to undertake the examination because I am a member of the Institute of Chartered Accountants in England and Wales.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

John Oswald BA FCA Stephenson Coates Audit Limited Chartered accountants

West 2, Asama Court Newcastle Business Park Newcastle upon Tyne NE4 7YD

9 August 2022

Page 5

Northumberland Federation of Women's Institutes (a company limited by guarantee)

Statement of financial activities for the 15 months ended 31 March 2022

Summary income and expenditure account

Unrestricted funds Unrestricted funds
2022 2020
15 months 12 months
£ £
Income from:
Donations 8,551 3,161
Charitable activities (note 3) 40,595 25,866
Other trading activities (note 4) 15,495 9,621
Investments (note 5) 1,351 4,116
Miscellaneous income 432 51
Total 66,424 42,815
_____ _____
Expenditure on:
Raising funds
Trading accounts expenditure 6,189 5,824
Fund raising expenditure 4,151 935
Investment manager's charges - 980
10,340 7,739
Charitable activities (note 6) 77,406 56,038
_____ _____
Total 87,746 63,777
_____ _____
Net gains/(losses) on investments 1,545 (8,977)
_ ______
Net expenditure – net movement in funds (19,777) (29,939)
Total funds brought forward 478,827 508,766
______ ______
Total funds carried forward 459,050
______
478,827
______

The notes on pages 8 to 12 form part of these financial statements.

Page 6

Northumberland Federation of Women's Institutes (a company limited by guarantee)

Balance sheet at 31 March 2022

Notes
31 March 2022
£
£
Fixed assets
Tangible assets
8
305,156
Investments
9
94,451
Total fixed assets
399,607
Current assets
Stocks
-
Debtors
10
13,763
Cash at bank and in hand
68,116
Special deposit account
41
Total current assets
81,920
Creditors
Amounts due within one year
11
(22,477)
Net current assets
_
59,443
Total net assets
459,050
_
Funds - unrestricted
459,050
___
31 December 2020
£
£
307,111
92,906
400,017
452
5,791
88,562
41
94,846
(16,036)
_
78,810
478,827
_
478,827
___

The notes on pages 8 to 12 form part of these financial statements.

In approving these financial statements as directors of the charitable company we hereby confirm:

(a) that for the period stated above the charitable company was entitled to the exemption conferred by Section 477 of the Companies Act 2006;

(b) that no notice has been deposited at the registered office of the charitable company pursuant to Section 476 requesting that an audit be conducted for the 15 months ended 31 March 2022 and

(c) that we acknowledge our responsibilities for:

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small entities regime of Financial Reporting Standard 102.

These financial statements were approved by the Board on 9 August 2022 and are signed on their behalf by:

M. Read N. Birch Chairman Honorary Treasurer

Company registration number: 3004105

Page 7

Northumberland Federation of Women's Institutes

(a company limited by guarantee)

Notes to the financial statements for the 15 months ended 31 March 2022

1. Accounting policies

1.1 Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention, as modified by the revaluation of certain assets. The financial statements have been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102), the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and the Companies Act 2006. The financial statements are prepared in Sterling (£), which is the functional currency of the entity,

The directors of the charitable company are satisfied that there are no material uncertainties concerning the charitable company’s ability to continue as a going concern for a period of at least 12 months from the date of approval of the financial statements. Accordingly, the financial statements continue to be prepared on the going concern basis.

The charitable company constitutes a public benefit entity as defined by FRS 102 and is an incorporated charity (number 1049106). The registered office is at Cresswell House, 11/12 Brenkley Way, Blezard Business Park, Seaton Burn, Newcastle upon Tyne.

1.2 Income

Income is accounted for on an accruals basis, and is shown gross, with associated costs included in costs of raising funds and charitable activities. Investment income is accounted for when receivable.

1.3 Expenditure

Expenditure is included in the Statement of Financial Activities on an accruals basis. Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charitable company to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably.

Expenditure which is directly attributable to specific activities has been included in these cost categories. Where costs are attributable to more than one activity, they have been apportioned across the cost categories on a basis consistent with the use of these resources.

1.4 Operating leases

Rentals applicable to operating leases are charged to the Statement of Financial Activities on a straight line basis over the period they are incurred.

1.5 Tangible fixed assets

Depreciation is provided on equipment and fixtures partly at a rate of 20% on a reducing balance basis and partly at 10% on a straight line basis.

Depreciation has not been charged on the charitable company’s freehold property. The property is subject to regular maintenance; and in the opinion of the Board of Trustees any depreciation would be immaterial. The carrying value of the property, and other fixed assets, is reviewed annually by the Trustees for impairment. If there is an indication of possible impairment, the recoverable amount of any affected asset is estimated and compared against its carrying amount. Where the estimated recoverable amount is lower, an impairment loss is recognised immediately in the Statement of Financial Affairs.

1.6 Investments

Investments are a form of basic financial instrument and are initially recognised at their cost and subsequently measured at fair value as at the balance sheet date using the closing quoted market price. The Statement of Financial Activities includes the unrealised gains and losses arising on revaluation of investments held at the year-end and the realised gains and losses on disposals throughout the year.

1.7 Voluntary assistance

Time is expended on the charity’s activities and governance which is donated free of charge. It is impractical to quantify the value of the time given, and accordingly it is neither recorded as donated income nor as an expense in the financial statements.

Page 8

Northumberland Federation of Women's Institutes (a company limited by guarantee)

Notes to the financial statements for the 15 months ended 31 March 2022 (continued)

2 . Turnover

All income was derived within the United Kingdom.

3. Income from charitable activities 2022 2020
15 months 12 months
£ £
County affiliation fees 35,239 25,070
Other affiliation fees - 119
Committees' income 5,356 677
40,595 25,866
_____ _____
4. Income from other trading activities
Trading accounts income 7,960 6,446
Fund raising income 7,535 3,175
15,495 9,621
_____ _____
5. Income from investments
Rent received 615 450
Interest received 736 777
Dividends received - 2,889
1,351 4,116
____ _____
6. Charitable activities
Committees' expenditure 2,431 591
WI support costs (note 7) 46,069 36,741
House expenses 21,337 14,522
Membership support 205 (66)
Committee expenses 2,564 (654)
Accountants fees 2,925 2,340
Depreciation 1,955 2,704
Other (80) (140)
77,406
_____
56,038
_____

Page 9

Northumberland Federation of Women's Institutes (a company limited by guarantee)

Notes to the financial statements for the 15 months ended 31 March 2022 (continued)

7. Staff costs

No remuneration was paid to members of the Board of Trustees (who are considered to be key management personnel for the purposes of FRS102) during the period. Travel expenses amounting to £589 (2020: £214) were reimbursed to them.

Staff costs were as follows:
2022
15 months
£
Wages and salaries
29,563
Social security costs
-
Pension costs
1,477
31,040
_____
2020
12 months
£
23,516
-
1,182
24,698
_____

The average number of employees (excluding directors) was 1 (2020: 1).

8.
Tangible fixed assets
Freehold
Equipment and
property
fixtures
£
£
Cost
As at 1 January 2021
299,289
39,879
Additions
-
-
Disposals
-
-

As at 31 March 2022
299,289
39,879
Depreciation
As at 1 January 2021
-
32,057
Charge for the year
-
1,955
Disposals
-
-
As at 31 March 2022
-
34,012
Net book values
At 31 March 2022
299,289
5,867
__

At 31 December 2020
299,289
7,822

___
Total
£
339,168
-
-
339,168
32,057
1,955
-
34,012
305,156
__
307,111
____

All tangible fixed assets are used for charitable purposes.

Page 10

Northumberland Federation of Women's Institutes (a company limited by guarantee)

Notes to the financial statements for the 15 months ended 31 March 2022 (continued)

9. Investments 31 31
March 2022 December 2020
At valuation:market value at 31 March
Charities Investment Fund investments 20,085 18,540
At cost:
Bursaries - national savings accounts 81 81
National Savings Income Bonds 34,000 34,000
COIF Charities deposit fund 40,275 40,275
Investec cash holding - -
Scottish Widows 10 10
94,451 92,906
______ ______
10.
Debtors
Due within one year:
Trade debtors 9,634 1,025
Prepayments and accrued income 4,129 4,766
13,763 5,791
____ ____
11.
Creditors: amounts falling due within one year
Accruals 4,978 4,386
Deferred income 11,322 10,292
Other creditors 6,177 1,358
22,477
____
16,036
____

Page 11