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2022-04-30-accounts

REGISTERED COMPANY NUMBER: 02707695 (England and Wales) REGISTERED CHARITY NUMBER: 1048882

GLENMATE LIMITED (A COMPANY LIMITED BY GUARANTEE)

REPORT OF THE TRUSTEES AND

FINANCIAL STATEMENTS

FOR THE YEAR ENDED 30 APRIL 2022

Sugarwhite Meyer Accountants Ltd First Floor 94 Stamford Hill London N16 6XS

GLENMATE LIMITED

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 APRIL 2022

Page
Reference and Administrative Details 1
Report of the Trustees 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5 to 6
Notes to the Financial Statements 7 to 12

GLENMATE LIMITED

REFERENCE AND ADMINISTRATIVE DETAILS FOR THE YEAR ENDED 30 APRIL 2022

TRUSTEES M Lipschitz H Lipschitz K Rapaport COMPANY SECRETARIES H Lipschitz M Lipschitz REGISTERED OFFICE 137 Holmleigh Road London N16 5QA REGISTERED COMPANY 02707695 (England and Wales) NUMBER REGISTERED CHARITY 1048882 NUMBER INDEPENDENT EXAMINER Sugarwhite Meyer Accountants Ltd First Floor 94 Stamford Hill London N16 6XS BANKERS National Westminster Bank Plc 198 Stoke Newington High Street London N16 7GA

Page 1

GLENMATE LIMITED (REGISTERED NUMBER: 02707695)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30 APRIL 2022

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 30 April 2022. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The objectives of the charity are the advancement of the Jewish Religious Education and other charitable purposes.

The trustees confirm that they have given due regard the Charity Commission's guidance on public benefit.

Grantmaking

In general, the trustees select the institutions to be supported according to their personal knowledge of work of the institution. Whilst not actively inviting applications, they are always prepared to accept any application which will be carefully considered and help given according to circumstances and funds then available. The trustees are aware of needy individuals in their local area Applications by other individuals must be accompanied by a letter of recommendation by the applicant's minister or other known religious leader.

FINANCIAL REVIEW

Review of activities and achievements

The trustees are pleased with the results of the year. There was a small reduction in income although other expenditure increased. The charity sold the property that it had been developing which lead to a surplus for the year.

Future developments

The charity plans to continue its activities subject to satisfactory incoming resources.

Reserves policy

The trustees do not seek to maintain reserves, other than to ensure that they can continue the activities of the company. Reserves at the year end were £4,290,410 (2021 - £3,333,381) represented by net assets.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Charity constitution

The charity is constituted as a company limited by guarantee and is governed by a Memorandum and Articles of Association dated 3rd April 2000.

Organisational structure

The power to appoint new trustees is vested in the board. It is not the intention of the trustees to appoint any new trustees. Should the situation change in the future, the trustees will apply suitable recruitment induction and training procedures.

Risk management

The trustees have reviewed the major risks that the charity is exposed and confirm that they have established systems to mitigate them.

This report has been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.

Approved by order of the board of trustees on 10 May 2023 and signed on its behalf by:

M Lipschitz - Trustee

Page 2

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF GLENMATE LIMITED

Independent examiner's report to the trustees of Glenmate Limited ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 30 April 2022.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under Section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under Section 145(5) (b) of the 2011 Act.

Independent examiner's statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by Section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of Section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

E Meyer FCA BSc

Sugarwhite Meyer Accountants Ltd First Floor 94 Stamford Hill London N16 6XS

10 May 2023

Page 3

GLENMATE LIMITED

STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING AN INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 30 APRIL 2022

Notes
INCOME AND ENDOWMENTS FROM
Investment income
2
EXPENDITURE ON
Raising funds
3
Charitable activities
4
Grantmaking
Support costs
Total
Net gains on investments
NET INCOME
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
2022
Unrestricted
fund
£
213,207
462,327
77,218
7,012
546,557
1,290,379
957,029
3,333,381
4,290,410
2021
Total
funds
£
219,989
480,627
61,094
6,029
547,750
1,008,823
681,062
2,652,319
3,333,381

The notes form part of these financial statements

Page 4

GLENMATE LIMITED (REGISTERED NUMBER: 02707695)

BALANCE SHEET 30 APRIL 2022

Notes
FIXED ASSETS
Investment property
9
CURRENT ASSETS
Debtors
10
Investments
11
Cash at bank
CREDITORS
Amounts falling due within one year
12
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
CREDITORS
Amounts falling due after more than one year
13
NET ASSETS
FUNDS
Unrestricted funds:
General fund
TOTAL FUNDS
2022
Total
funds
£
5,100,000
2,015,616
11,472
179,440
2,206,528
(82,118)
2,124,410
7,224,410
(2,934,000)
4,290,410
4,290,410
4,290,410
2021
Total
funds
£
9,288,689
110,602
10,720
121,817
243,139
(292,718)
(49,579)
9,239,110
(5,905,729)
3,333,381
3,333,381
3,333,381

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30 April 2022.

The members have not required the company to obtain an audit of its financial statements for the year ended 30 April 2022 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

The notes form part of these financial statements

Page 5

GLENMATE LIMITED (REGISTERED NUMBER: 02707695)

BALANCE SHEET - continued 30 APRIL 2022

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on 10 May 2023 and were signed on its behalf by:

M Lipschitz - Trustee

The notes form part of these financial statements

Page 6

GLENMATE LIMITED

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 APRIL 2022

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention, as modified by the revaluation of certain assets.

Judgements and key sources of estimation uncertainty

In the application of the company's accounting policies, the directors are required to make judgements, estimates and assumptions about the carrying amounts of assets and liabilities that are not readily apparent from other sources. These estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. The estimates and underlying assumptions are reviewed on an ongoing basis.

The valuation of investment properties is inherently subjective, depending on many factors, including the individual nature of each property, its location and expected future net rental values, market yields and comparable market transactions. Therefore, the valuations are subject to a degree of uncertainty and are made on the basis of assumptions which may not prove to be accurate, particularly in periods of difficult market or economic conditions.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.The following specific policies are applied to particular categories of income:

Donations are accounted for when received. All other income is recognised on a receivable basis

Expenditure

Liabilities are recognised in the year in which they are incurred and includes irrecoverable VAT which is reported as part of the expenditure to which it relates.

Raising funds comprise investment management costs relating to the investment properties

Grants are only recognised in the accounts when paid.

Support costs are those incurred to assist the work of the charity but are not direct charitable activities.

Governance costs are those incurred in connection with administration of the charity and compliance with constitutional and statutory requirements.

Investment property

Investment property is initially recorded at cost, which includes purchase price and any directly attributable expenditure. It is revalued to its fair value at each reporting date any changes are transferred to the Statement of Financial Activities. No depreciation is provided in respect of investment properties applying the fair value.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Financial instruments

The charity only has financial assets and liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at the amount receivable or payable including any related transaction costs.

Current assets and current liabilities are subsequently measured at the amount expected to be received or paid and not discounted.

Page 7

GLENMATE LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 APRIL 2022

1. ACCOUNTING POLICIES - continued

Financial instruments

Going concern

There are no material uncertainties about the charity's ability to continue.

2. INVESTMENT INCOME

Rents and services
Dividends
Loan interest
2022
2021
Unrestricted
Total
funds
funds
£
£
207,741
213,739
216
-
5,250
6,250
213,207
219,989
2022
2021
Unrestricted
Total
funds
funds
£
£
207,741
213,739
216
-
5,250
6,250
213,207
219,989
219,989

3. RAISING FUNDS

Investment management costs

2022
Unrestricted
funds
£
Rent and rates
2,182
Property repairs
18,387
Insurance
7,584
Professional fees
3,480
Light & heat
1,295
Loan interest
387,585
Bank charges
979
Sundries
65
Finance costs
40,770
462,327
2021
Total
funds
£
58
15,986
3,726
1,200
77
415,253
1,056
78
43,193
480,627

4. CHARITABLE ACTIVITIES COSTS

Grant
funding of
activities
Support
(see note
costs (see
5)
note 6)
£
£
Grantmaking
77,218
-
Support costs
-
7,012
77,218
7,012
Totals
£
77,218
7,012
84,230

Page 8

GLENMATE LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 APRIL 2022

5. GRANTS PAYABLE

Grantmaking
The total grants paid to institutions during the year was as follows:
Advancement of education
Relief of poverty
Medical
General purpose
Advancement of religion
Social welfare
2022
£
77,218
2022
£
25,600
30,700
-
5,100
8,338
7,480
77,218
12,000
10,600
10,000
5,800
5,000
33,818
77,218
2021
£
61,094
2021
£
17,000
24,134
1,260
14,900
-
3,800
61,094
Mifal Hachesed
Friends Beis Soroh Schneirer
Mercaz Hatorah Belz Machnovke
One Heart
Misgov Ladoch
Others under £5,000

6. SUPPORT COSTS

SUPPORT COSTS
Governance
costs
£
Support costs 7,012
Support costs, included in the above, are as follows:
2022 2021
Support Total
costs activities
£ £
Independent examiner's fee 1,440 1,200
Independent examiner's other fees 4,920 4,500
General expenses 652 329
7,012 6,029

Page 9

GLENMATE LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 APRIL 2022

7. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 30 April 2022 nor for the year ended 30 April 2021.

Trustees' expenses

There were no trustees' expenses paid for the year ended 30 April 2022 nor for the year ended 30 April 2021.

8. AVERAGE STAFF NUMBERS

The average number of staff in the year was Nil (2021 - Nil)

9. INVESTMENT PROPERTY

FAIR VALUE
At 1 May 2021
Additions
Disposals
At 30 April 2022
NET BOOK VALUE
At 30 April 2022
At 30 April 2021
£
9,288,689
456,422
(4,645,111
5,100,000
5,100,000
9,288,689

The fair value of the investment properties has been arrived at on the basis of a valuation carried out by the trustees who are considered to have the experience and expertise required to undertake such an exercise. The valuation was made on an open market value basis by reference to market evidence of transaction prices for similar properties.

10. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

10.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other debtors
VAT
11.
CURRENT ASSET INVESTMENTS
Listed investments
2022
£
2,005,960
9,656
2,015,616
2022
£
11,472
2021
£
109,110
1,492
110,602
2021
£
10,720

Page 10

GLENMATE LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 APRIL 2022

12.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2022
£
Other creditors
75,758
Accruals and deferred income
6,360
Accrued expenses
-
82,118
13.
CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
2022
£
Bank loans (see note 14)
2,934,000
14.
LOANS
An analysis of the maturity of loans is given below:
2022
£
Amounts falling due between two and five years:
Bank loans - 2-5 years
2,934,000
Amounts falling due in more than five years:
Repayable by instalments:
Bank loans more 5 yr by instal
-
Repayable otherwise than by instalments:
Bank loans more 5 yrs non-inst
-
15.
SECURED DEBTS
The following secured debts are included within creditors:
2022
£
Bank loans
2,934,000
2021
£
206,924
-
85,794
292,718
2021
£
5,905,729
2021
£
206,924
-
85,794
292,718
2021
£
2,601,750
369,979
2,934,000
2021
£
5,905,729

The bank loans are secured on the companies investment properties

16. RELATED PARTY DISCLOSURES

Holmleigh Estates Ltd, Edgware Housing Ltd and MLT Estates Ltd are companies in which a trustee has an interest. At the balance sheet date Holmleigh Estates Ltd was owed ££5,012 (2021 - £5,012), MLT Estates Ltd owed £2,000,000 (2021 - Nil) and the amount due to Edgware Housing Ltd was £Nil (2021 - £200,000) and was paid interest of £4,506. A trustee is owed £70,746.

Page 11

GLENMATE LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 APRIL 2022

17. UNRESTRICTED FUNDS

Unrestricted funds at 30 June 2021 includes £2,000,132 of unrealised profits which are not available for distribution.

Page 12