Charity number: 1048504
fftaHOLYWELL BAY
S UAf L IFE Sflvl NG clurs
UNAUDITED TRUSTEES. REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

HOLYWELL BAY SURF LIFE SAVING CLUB
YEAR ENDED 31 DECEMBER 2025
CONTENTS
Page
Trustees, report
Independent examiner's report
Receipts and payments accounts

HOLYWELL BAY SURF LIFE SAVING CLUB
TRUSTEES, REPORT- YEAR ENDED 31 DECEMBER 2025 .
Charity name..
Holywell Bay Surf Life Saving Club
1048504
Registered charity number:
Charity's principal addre$$:
Nanjvzal, Rhubarb Hill, Holywell Bay,
Cubert, Cornwall, TR8 5PT
Names of the charlty trustees who manage the charity:
Adam John Coad
Peter Herman
Kerry John Drewitt
Section B - Structure
overnance and mana
gment
The charity is a Club, and is governed under a conslilulion adopted 22 July 1995, and
Trustees are selected via election from membBrship.
The objectives of the club are to save life and improve the safety of Hotywell Bay Beach
through prevention, rescue, training and teaching of surf life saving skills.
In furtherance of the aims but not otherwise, the club may exercise the following powers..
Promote the water safely aspect to all beach aclivitie$.'
Develop beach life saving methods in all their respects.,
Provide co8¢hing and competitive opportunities in the sport of surf life saving.
Offer a safe and inclusive environment that promotes healthy lifestyles for the
benefit of all.,
Ensure the aim and obiectives of the club are exercised with a duty of care to
all members and in a fair and equal way.,
Comply with the basic patrol, uniform and regulatK)ns as issued by Surf Life
Saving Great Britain.
In setting objectives and planning for activities, the Trustees have given due consideration to
general guidance published by the Charity Commission relating to public bengfit, including
the guidance 'Public benefit.. running 2 charity IPB21'.
Page I

HOLYWELL BAY SURF LIFE SAVING CLUB
TRUSTEES, REPORT- YEAR ENDED 31 DECEMBER 2025
2025 saw the replacement of the club's old and leaky roof with a brand new zinc one
complete with roof lights and the addition of solar panels, leading to a much lighter and
warmer training facility, and a reduction in fuel bills. The ¢lLJb competed in most of the
sporting competitions, doing well in the nippers and juniors Categories. On the life saving
front the club maintained its high standards with 36 people attaining or retaining their
lifeguard awards.
section E - Financial review
The Club significantly deployed its financial reserves in this period on the cost of the new
roof and mezzanine floor area, but this had been planned and saved for over a number of
years. Looking forward il now has to rebuild reserves to both give a better safety margin for
running costs, and to replace the equipment slorage containers that are reaching the end of
their lrfespan. Current financial condrtions mean that the club is going to have lo work extra
hard al fundraising.
ration
The trustees declare that they have approved the trustees, roport above.
Signed on behalf of the charity's trustees..
Signature........
Date
Full name: Adam John Coad - Trustee
Page 2

CHARITY COMMISSION Independent examiner's report
FOR ENGLAND AND WALES
on the accounts
Report to the trusteesl
members of HOLYWELL BAY SURF LIFE SAVING CLUB
Charity no 1048504
If any}
Iritw NaFn&
On oecounts for the year 31 DECEMBER 2025
ended
Set out on page 4
I report to the trustees on my examination of the accounts of the above
charity I'the Trust'l for the year ended 31 December 2025.
Responsibilities and basi8 of As the charity trustees of the Trust, you are responsible for the preparation
report of the accounts in accordance with the Tequirements of the Charities Act
2011 1 the A¢l"l.
I report in respect of my examination of the Trust's accounts carried out
under section 145 of the 2011 Act and in carrying out my examination, I
have followed the applicable Directions gnien by the Charity Commission
under section 145{Sllbl of the Act.
Independent axaminerfs I have completed my examination. I confirm that no material mallers have
statement come to my attention in connection with the examination which gives me
cause lo believe that in, any material respect..
accounting records were not kept in accordance with section 130 of
the Act or.,
the accounts do not accord with the accounting records.
I have no concerns and have come across no other matters in connection
with the examination lo which attention should be drawn in order to enable
proper understanding of the accounts to be reached.
Signed:
Date:
5/1/2(
Name: NICHOLAS BLOCK FCA
Relevant professional ICAEW member
qualificationls) or body:
Address: 2 Trevilson Close, St Newlyn East
Newquay, Comwall
TR8 5NX
Pagg 3

|(ty!
CHARITY COMMISSION
FOR ENGLANO AND WALES
HOLYWELL BAY SURF LIFE SAVIPIG CLUB
1048S04
Recei
ts and payments accounts
CC16a
For the period
from
l￿an-25
31.De¢-25
Section A Receipts and payments
Unrestricted
funds
to the noar•5t£
Restricted
lunds
to ttt• nèarest£
Endowment
fund$
totho nÈarest£
Total fund8
Last year
to the nearest £
to lh• nearogtf
A1 Recel ts
Membershi
CoTn
DtyThatiOnS and
Bursa
27,161
6,540
3,162
21,8Bf
5.110
14,$26
27,161
5,840
3,162
ran
2,177
2,177
11,882
3,360
7,947
1,564
537
3,666
23,B25
3ABS
4,000
780
811
Auction and lundtaisin
Social events
Renial lea51n
Sund
Incorne
Intere$1
3,J60
7,947
1,S64
537
Ineome
Sub total(Gross income forAR)
63,63fy
6J,630
78,0$3
63,630
83,630
78,063
A3Pa
ments
Club rnainlen8n¢e
Ex¢epiional roof costs
Membei$hlps
Swirnming hlre
Ulililio$ and 5undtitrs
Club equipment
Affiliation and Insutanc8
Abyard5 and ￿UrneS
Gompetrtion enlrie$
Fue
swiionery, bank¢h8rge5 and wndry
Cknlhing
Cost o150ciai even15
Fundrai￿n9 eo3ls
997
897
700
700
720
Sub total
127.598
127,698
70.856
127.598
127,59B
70,858
Nèt of receiptsl(payments)
AS Transfers between fLJnds
A6 Cash funds last year ond
Cash funds this year gnd
63,9681
163,968
7,205
82.9S1
18,983
2,183
2,183
85,134
21.166
77,929
85,134
Section B Statement of assets and liabilities at the end of the period
Unrestricted
funds
to neare8t£
Re8trictod
funds
to n•areBt£
Endowmont
funds
to noarnBt£
Categories
81 Cash funds
Current account
8,946
2,183
D&POSrt account
10,037
Total cash funds
18,983
2,183
Iogrèt￿a￿tteS￿￿ t8CeiPt5Atsd payments
Signed by one orlwo trustees on behalf
of all the trustees
alure
Print Name
Date ol
roval
ADAM JOHN COAD
Page 4