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2025-12-31-accounts

REGISTERED COMPANY NUMBER: 02718582 (England and Wales) REGISTERED CHARITY NUMBER: 1047777

REPORT OF THE TRUSTEES AND

UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

FOR

LONDON NARROW BOAT PROJECT

FKCA Limited 260 - 270 Butterfield Great Marlings Luton Bedfordshire LU2 8DL

LONDON NARROW BOAT PROJECT

CONTENTS OF THE FINANCIAL STATEMENTS for the Year Ended 31 DECEMBER 2025

Page
Reference and Administrative Details 1
Report of the Trustees 2 to 6
Independent Examiner's Report 7
Statement of Financial Activities 8 to 9
Balance Sheet 10
Notes to the Financial Statements 11 to 17
Detailed Statement of Financial Activities 18 to 19

LONDON NARROW BOAT PROJECT

REFERENCE AND ADMINISTRATIVE DETAILS for the Year Ended 31 DECEMBER 2025

TRUSTEES Mr P A Iverson (appointed 24.5.25) Mr N Smith (resigned 24.5.25) Mr P Page Mr M C Wilton Mrs E A Stagg Mr J Tobin (resigned 4.1.26) Ms K Everett Ms R A Spruce REGISTERED OFFICE 260 - 270 Butterfield Great Marlings Luton Bedfordshire LU2 8DL REGISTERED COMPANY 02718582 (England and Wales) NUMBER REGISTERED CHARITY 1047777 NUMBER INDEPENDENT EXAMINER FKCA Limited 260 - 270 Butterfield Great Marlings Luton Bedfordshire LU2 8DL BANKERS �Barclays Bank �2 Market Square �Leighton Buzzard �Bedfordshire �LU7 7EZ

Page 1

LONDON NARROW BOAT PROJECT

REPORT OF THE TRUSTEES for the Year Ended 31 DECEMBER 2025

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 December 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The London Narrow Boat Project's Articles of Association states:

The charity's objects (Objects) are specifically restricted to the following:

The advancement of the physical and mental education of persons of all ages in canal and/or waterways related recreational leisure and sporting activities;

The provision of or assistance in (with or without payment) the provision of vessels, premises facilities and equipment for the use of such persons for such purpose; and

The organisation, provision, promotion and development of services and facilities in relation to canals and/or waterways for social, educational and training purposes in any part of the United Kingdom (with the object of improving the conditions of life for the persons for whom the same are provided). For persons who by reason of their youth or disability or social and economic circumstances have need of such facilities.

The Trustees have read and considered the general guidance on Public Benefit provided by the Charities Commission in setting the charities aims and objectives.

Mission Statement

Our Mission

Our Vision

Together, we can make a difference to help others realise their potential.

Page 2

LONDON NARROW BOAT PROJECT

REPORT OF THE TRUSTEES for the Year Ended 31 DECEMBER 2025

OBJECTIVES AND ACTIVITIES

Significant activities

London Narrow Boat Project operates two 70' Narrow Boats for Residential Holidays and Day Trips for groups of up to 12 persons per boat. The income of the Project is derived primarily from Hire Fees but also from Donors to meet the overall running costs - boat maintenance, refurbishments and upgrades, insurance, Canal and River Trust Licence Fees, mooring charges and boat running costs. Membership Fees provide income for the Bursary Fund.

The Trustees have set the hire fees at the lowest possible level to ensure that the Project is non-profit making and available to as many young and disadvantaged people as possible and through the Bursary Fund provide grants for subsidised or free holidays for individuals or groups where need is identified.

The continued challenge that faces many voluntary groups is the recruitment of volunteers to manage the day to day running of the organization. The Trustees acknowledge the continued dedication and commitment of many volunteers that makes the project viable.

A three-year rolling development plan is being worked on to assist in future decision making and to help identify specific recruitment needs.

ACHIEVEMENTS AND PERFORMANCE

Charitable activities

2025 was our 44th year of operation and the project's longevity is a tribute to the original team that had the foresight to start the project and the stewardship of many subsequent cohorts who have steered the project through many challenges and changes.

During 2025 hire fees continued to grow from organisations such as Scouts, Guides, Schools, Churches, and other Community Groups and were back to pre-COVID levels. However, due to a very dry Spring and Summer a Nationally Significant Incident was declared in August. This resulted in the Canal and River (CRT)implementing a total lock closure around the Braunston area wef 26th August 2025; this decision led to us losing the majority of two months' revenue.

Our usual 'main' Marketing Activity, the Crick Boat Show continued in May 2025. Our AGM continues to take place at the Crick show which is when the maximum number of Project members are physically gathered together.

Our Marketing Consultant has continued to evolve ideas for improving the utilisation of our Project boats via our website, print media and social media.

Fundraising during 2025 continued but remains a challenging area. Our current focus is trying to get financial support to allow us to proceed with repainting the second of our two boats.

Our Executive (which includes some Project Skippers and oversees the Project's Activities) have met via the 'Zoom' platform regularly to discuss ideas and generally keep the Project motivated and ensure that essential tasks are completed. Due to the wide geographical spread of member locations, it has been deemed effective and efficient to continue to hold Executive meetings via the 'Zoom' platform. Trustee meetings also continue to be held via Zoom with the understanding that a face-to-face meeting will be organised if and when deemed essential. The AGM is held face to face and the next one is scheduled to take place during the Crick Boat Show 2026.

The Inland Waterways System provides an unequalled opportunity to learn about the important role the canals played in the early part of the industrial revolution, about geography, nature, canal history and heritage of this country.

We are confident that LNBP is well placed to continue its mission of introducing people aged eight and above to the enjoyment of the canal experience.

Page 3

LONDON NARROW BOAT PROJECT

REPORT OF THE TRUSTEES for the Year Ended 31 DECEMBER 2025

FINANCIAL REVIEW Financial Review

Based on our established accounting policies income exceeded expenditure by £6,351 (2024: deficit £6,663).

The balance in unrestricted funds as at the year ended 31 December 2025 is £142,297 and £12,500 in restricted funds (2024: £148,446 in unrestricted funds).

The project's funds are held in a current account and interest-bearing account. The project does not have additional funds over and above those required to support short to medium term commitments that would allow the trustees to consider long-term investments.

The principal funding sources for the charity are through voluntary donations and boat hire charges. Expenditure continues to be actively and prudently managed.

The project's boats are currently 24 years old. The Trustees are focused on maintaining the vessels to the highest standards to maximise the economic life of the vessels. This is illustrated by the repainting of one boat plus replacement of front doors during 2025.

The continuing cost of living rises is a concern for all businesses and charity organisations. The project has incurred increases in essential costs of running the boats such as moorings, licence fees and fuel, but also the cost of maintenance and repairs are impacted.

The trustees are mindful that sufficient reserves must be maintained to meet any unexpected costs and ensure, as far as possible, the financial stability of the project. As at 31 December 2025 the value held in reserves was £154,797 (2024: £148,446) of which net current assets were £60,756 (2024: £53,472).

The principal risks facing the charity are deemed to be the potential inability to recruit volunteers to fulfil all the relevant roles to ensure the project runs smoothly with appropriate focus on achieving the charitable objectives, a major event leading to damage to the project's narrowboats, with or without an adequate financial response from insurers, a major event which damages the reputation of the project or inadequate financial resources putting at risk the continued viability of the project.

We would like to express our sincere thanks to our Donors and the many Charitable Trusts who by their generous support make possible the work of the Project in continuing its aims to enable particularly young and disadvantaged people to achieve their ambitions, enjoyment of the canals and promoting self-development.

We are especially extremely grateful to The Patrick & Helena Frost Foundation for their continued support, and to both the Hedley Foundation and the Headley Trust for their support

Reserves policy

The general funds are spent at the discretion of the trustees to further the charity's purpose. The trustees believe the level of general funds held is adequate to cover operations for the short to medium term; there is more uncertainty regarding the longer term.

The Trustees have sustained their reserves policy of preserving Project Funds. The Designated Bursary Fund provides financial assistance for those less fortunate who may otherwise be excluded from group activities and is primarily funded from the Membership Subscriptions and Bank Interest. The Designated Bursary Fund was used to fund four community days during 2025. We continue to highlight this fund when potential hirers make enquiries.

The Designated Major Boat Maintenance Fund represents funds set aside to meet exceptional and periodic major expenditures such as engine replacement, renewal of material items of equipment and repainting. An injection of £9,000 was made in the 2024 financial year to address expected expenditure in the next financial year but was carried forward at the 2025 year end. A further injection of £8,000 was made in 2025 towards the next anticipated repainting cycle.

A new Restricted fund was created in 2025, in which to hold grants from charitable trusts, to be specifically used for future boat repainting.

The trustees endeavour to maintain reserves in the Income fund to cover 6-12 months' operating costs

Page 4

LONDON NARROW BOAT PROJECT

REPORT OF THE TRUSTEES for the Year Ended 31 DECEMBER 2025

FUTURE PLANS

As a leading community boat organisation, the Trustees continually examine ways to further develop the standing of the Project and expand public awareness of the wide range of facilities and benefits we can offer, not only to young people but other deserving members of the community. In this context we continue to offer "taster days" and community day trips. Our attendance at the Crick Boat Show and skippering the trip boats for the organisers has greatly assisted in furthering the standing of the project within the inland waterways boating community and has worked well in increasing public awareness of our activities. We have again been asked to skipper the trip boats in 2026.

Stringent Risk Assessments and adherence to Boat Safety Regulations plus reliable servicing produce a good reliable product and are regularly reviewed.

We rely heavily on the professionalism of our Skippers and their interaction with clients. This role of 'Project Skipper' within the charity is central to the success of our operation as they are the public face of the LNBP. The presence on a regular basis of our Boats on the 'Cut' with clients obviously enjoying themselves is the best form of advertising of our Product.

We continue to employ a Marketing Consultant, under the auspices of our Marketing Committee, and he has opened the possibilities of exploring new avenues within our potential clientele. Our aim continues to be to extend the range of qualifying Groups, re-kindle our association with schools and other educational establishments.

The project continues to make efforts to recruit new trustees and executive committee members. The progressive aim is to separate operational roles (Executive) from strategic direction, compliance and oversight roles (trustees) in order to improve the effective governance of the project, but we are finding it challenging to attract sufficient personnel to allow all operational roles to be distinct from the strategic direction and oversight delivered by the trustees.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charitable company is a company limited by guarantee and has no share capital. In the event of the charity being wound up, the liability in respect of the guarantee is limited to £1 per member of the charity.

To further ensure that the charity meets its full obligations the Trustees meet in January each year to review the detailed policies, procedures and risk assessments, and to ensure that the London Narrow Boat Project operates in accordance with the requirements of the Charities Commission and Companies House regulations. The Trustees will continue to review all policies and plans for the ensuing year.

The charity is governed by its Memorandum and Articles of Association dated 29 May 1992 and amended by special resolutions on 17 June 1995, 20 November 2006, 30 June 2007, 6 July 2013 and 13 October 2020.

During 2018, the Project has incorporated the General Data Protection Regulations, introduced by the government to ensure that any Data held by organisations is accurate and used for the correct purposes by that organisation. The Project requires the express consent of the owners of that information for that data to be stored by use and also outlines the methods by which the Project is allowed to contact these owners, also by consent of the owners.

New Trustees recruitment, induction and training

Trustees are appointed at an AGM to serve for a three-year term and each Trustee has a defined area of responsibility to focus on.

The charity is organised so that the board of trustees vote for decisions to be made. The Board approves all major expenditure and two authorised signatories are required to approve any payment made from the bank account.

Membership

There were 68 members at 31 December 2025 (2024: 71); each member is liable in the event of the winding up of the company for a maximum amount of £ 1 each.

Page 5

LONDON NARROW BOAT PROJECT

REPORT OF THE TRUSTEES for the Year Ended 31 DECEMBER 2025

This report has been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.

Approved by order of the board of trustees on ............................................. and signed on its behalf by:

........................................................................ Ms K Everett - Trustee

Page 6

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF LONDON NARROW BOAT PROJECT

Independent examiner's report to the trustees of London Narrow Boat Project ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 December 2025.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under Section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under Section 145(5) (b) of the 2011 Act.

Independent examiner's statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by Section 386 of the 2006 Act; or 2. the accounts do not accord with those records; or

  2. the accounts do not comply with the accounting requirements of Section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  3. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Tara Aldwin ACA The Institute of Chartered Accountants in England and Wales

FKCA Limited 260 - 270 Butterfield Great Marlings Luton Bedfordshire LU2 8DL

Date: .............................................

Page 7

LONDON NARROW BOAT PROJECT

STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING AN INCOME AND EXPENDITURE ACCOUNT) for the Year Ended 31 DECEMBER 2025

Designated
- Bursary
Fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
1,559
Charitable activities
Boat hire
-
Advertising, events courses and meetings
-
Investment income
3
619
Total
2,178
EXPENDITURE ON
Charitable activities
Boat hire
-
Advertising, events courses and meetings
-
Total
-
NET INCOME/(EXPENDITURE)
2,178
Transfers between funds
10
(1,200)
Net movement in funds
978
RECONCILIATION OF FUNDS
Total funds brought forward
12,496
TOTAL FUNDS CARRIED FORWARD
13,474
Designated
- Boat
Fund
£
-
-
-
-
-
813
-
813
(813)
8,000
7,187
103,573
110,760
Income
Fund
£
8,245
30,436
24
-
38,705
39,420
6,799
46,219
(7,514)
(6,800)
(14,314)
32,377
18,063

The notes form part of these financial statements

Page 8

LONDON NARROW BOAT PROJECT

STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING AN INCOME AND EXPENDITURE ACCOUNT) for the Year Ended 31 DECEMBER 2025

Notes
INCOME AND ENDOWMENTS FROM
Donations and legacies
Charitable activities
Boat hire
Advertising, events courses and meetings
Investment income
3
Total
EXPENDITURE ON
Charitable activities
Boat hire
Advertising, events courses and meetings
Total
NET INCOME/(EXPENDITURE)
Transfers between funds
10
Net movement in funds
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
Restricted
fund
£
12,500
-
-
-
12,500
-
-
-
12,500
-
12,500
-
12,500
2025
Total
funds
£
22,304
30,436
24
619
53,383
40,233
6,799
47,032
6,351
-
6,351
148,446
154,797
2024
Total
funds
£
17,475
25,045
756
861
44,137
42,836
7,964
50,800
(6,663)
-
(6,663)
155,109
148,446

The notes form part of these financial statements

Page 9

LONDON NARROW BOAT PROJECT

BALANCE SHEET 31 DECEMBER 2025

Notes
FIXED ASSETS
Tangible assets
6
CURRENT ASSETS
Debtors
7
Cash at bank
CREDITORS
Amounts falling due within one year
8
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
NET ASSETS
FUNDS
10
Unrestricted funds
Restricted funds
TOTAL FUNDS
2025
£
94,041
17,980
68,922
86,902
(26,146)
60,756
154,797
154,797
142,297
12,500
154,797
2024
£
94,974
8,822
69,968
78,790
(25,318)
53,472
148,446
148,446
148,446
-
148,446

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 December 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 December 2025 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

(a) ensuring that the charitable company keeps accounting records that comply with Sections 386 and 387 of the Companies Act 2006 and

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by:

............................................. Ms K Everett - Trustee

The notes form part of these financial statements

Page 10

LONDON NARROW BOAT PROJECT

NOTES TO THE FINANCIAL STATEMENTS for the Year Ended 31 DECEMBER 2025

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention, as modified by the revaluation of certain assets.

The presentation currency of the financial statements is the Pound Sterling (£).

Going concern

The trustees consider that there are no material uncertainties about the Charitable Company's ability to continue as a going concern.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

The following policies are applied to particular categories of income:

Donations and legacies

Income received by way of donations is included in full in the Statement of Financial Activities when receivable.

Legacies are included when the amounts can be reasonably quantified and the charity has certainty of receipt.

Investment income

Investment income is included when receivable.

Charitable activities

Incoming resources from charitable activities are accounted for when earned.

Grants

Income received by way of grants is included in full in the Statement of Financial Activities when receivable.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Charitable activities

Costs of charitable activities include costs of providing the narrow boats for the use of deprived, partially disabled and disadvantaged children and related support costs.

Governance costs

Governance costs represent the cost of the external independent examination, Trustees meetings and related support costs.

Tangible fixed assets

Tangible fixed assets held for the company's own use are stated at cost less accumulated depreciation and accumulated impairment losses.

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

continued...

Page 11

LONDON NARROW BOAT PROJECT

NOTES TO THE FINANCIAL STATEMENTS - continued for the Year Ended 31 DECEMBER 2025

1. ACCOUNTING POLICIES - continued

Tangible fixed assets

Computer equipment - 30% on reducing balance Fixtures and fittings - 15 years on a straight line basis

Narrowboats:

The narrowboat structures are stated at revalued amount less accumulated depreciation and impairment losses. The narrowboats are regularly maintained to a standard where any further depreciation arising from the use of the boats would be considered negligible.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

The unrestricted designated funds are held for the following purposes:

Bursary Fund: to provide funds to meet fluctuating bursary grants
Boat Fund: representing the funds used in the capital value of the boats
Major Boat Maintenance Fund: to provide funds for significant repair or maintenance of boats

The restricted fund is held for the following purpose:

Boat Repainting Fund: to provide funds for future boat repainting

Donated goods and services

In accordance with the Charities SORP (FRS 102), the general volunteer time is not recognised in the financial statements.

Legal status of the charity

The charitable company is a company limited by guarantee and has no share capital. In the event of the charity being wound up, the liability in respect of the guarantee is limited to £1 per member of the charity.

2. CRITICAL ACCOUNTING JUDGEMENTS AND KEY SOURCES OF ESTIMATION UNCERTAINTY

In the application of the company's accounting policies, the trustees are required to make judgements, estimates or assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

In the opinion of the trustees there are no critical accounting judgements.

The key source of estimation uncertainty, which may have a significant effect on the amounts recognised in the financial statements, relates to the valuation of narrowboats. In 2023, the trustees obtained a valuation on an open market basis. The valuation takes into consideration the current market conditions and the fit out of the narrowboats.

continued...

Page 12

LONDON NARROW BOAT PROJECT

NOTES TO THE FINANCIAL STATEMENTS - continued for the Year Ended 31 DECEMBER 2025

3. INVESTMENT INCOME

INVESTMENT INCOME
2025 2024
£ £
Deposit account interest 619 861

4. NET INCOME/(EXPENDITURE)

Net income/(expenditure) is stated after charging/(crediting):

2025 2024
£ £
Independent examiners fees 1,750 1,700
Independent examiners fees - non assurance 1,686 1,582
Depreciation - owned assets 933 985

5. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 December 2025 nor for the year ended 31 December 2024.

Trustees' expenses

During the year, three (2024: five) trustees were reimbursed office, travelling and boat expenses totalling £560 (2024: £1,646).

6. TANGIBLE FIXED ASSETS

Narrowboats
£
COST OR VALUATION
At 1 January 2025 and 31 December 2025
299,028
DEPRECIATION
At 1 January 2025
215,028
Charge for year
-
At 31 December 2025
215,028
NET BOOK VALUE
At 31 December 2025
84,000
At 31 December 2024
84,000
Fixtures
and
fittings
£
12,200
1,627
813
2,440
9,760
10,573
Computer
equipment
£
2,194
1,793
120
1,913
281
401
Totals
£
313,422
218,448
933
219,381
94,041
94,974

continued...

Page 13

LONDON NARROW BOAT PROJECT

NOTES TO THE FINANCIAL STATEMENTS - continued for the Year Ended 31 DECEMBER 2025

6. TANGIBLE FIXED ASSETS - continued

Cost or valuation at 31 December 2025 is represented by:

Narrowboats
£
Valuation in 2018
13,768
Valuation in 2023
20,420
Cost
264,840
299,028
Fixtures
and
fittings
£
-
-
12,200
12,200
Computer
equipment
£
-
-
2,194
2,194
Totals
£
13,768
20,420
279,234
313,422

The narrowboats were independently valued as at 31 December 2023 on an open market basis by Braunston Marina at £42,000 for each boat.

The carrying amount that would have been recognised had the assets been carried under the cost model would be £63,580.

7. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Trade debtors
Prepayments and accrued income
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Trade creditors
Accrued expenses
2025
£
838
17,142
17,980
2025
£
4,433
21,713
26,146
2024
£
-
8,822
8,822
2024
£
12,997
12,321
25,318

8. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

9. ANALYSIS OF NET ASSETS BETWEEN FUNDS

ANALYSIS OF NET ASSETS BETWEEN FUNDS
Designated
Designated
- Bursary
- Boat
Fund
Fund
£
£
Fixed assets
-
84,000
Current assets
13,474
26,760
Current liabilities
-
-
13,474
110,760
Income
Fund
£
10,041
34,168
(26,146
18,063

continued...

Page 14

LONDON NARROW BOAT PROJECT

NOTES TO THE FINANCIAL STATEMENTS - continued for the Year Ended 31 DECEMBER 2025

9. ANALYSIS OF NET ASSETS BETWEEN FUNDS - continued

Fixed assets
Current assets
Current liabilities
Restricted
fund
£
-
12,500
-
12,500
2025
Total
funds
£
94,041
86,902
(26,146)
154,797
2024
Total
funds
£
94,974
78,790
(25,318)
148,446

10. MOVEMENT IN FUNDS

Unrestricted funds
Designated - Bursary Fund
Income Fund
Designated - Boat Funds
Designated - Major Boat Maintenance
Fund
Restricted funds
Boat repainting fund
TOTAL FUNDS
Net movement in funds, included in the above are as
Unrestricted funds
Designated - Bursary Fund
Income Fund
Designated - Boat Funds
Restricted funds
Boat repainting fund
TOTAL FUNDS
At 1.1.25
£
12,496
32,377
94,573
9,000
148,446
-
148,446
follows:
Net
movement
in funds
£
2,178
(7,514)
(813)
-
(6,149)
12,500
6,351
Incoming
resources
£
2,178
38,705
-
40,883
12,500
53,383
Transfers
between
At
funds
31.12.25
£
£
(1,200)
13,474
(6,800)
18,063
-
93,760
8,000
17,000
-
142,297
-
12,500
-
154,797
Resources
Movement
expended
in funds
£
£
-
2,178
(46,219)
(7,514)
(813)
(813)
(47,032)
(6,149)
-
12,500
(47,032)
6,351

Page 15

continued...

LONDON NARROW BOAT PROJECT

NOTES TO THE FINANCIAL STATEMENTS - continued for the Year Ended 31 DECEMBER 2025

10. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

Unrestricted funds
Designated - Bursary Fund
Income Fund
Designated - Boat Funds
Designated - Major Boat Maintenance
Fund
Designated - Contingency Fund
TOTAL FUNDS
At 1.1.24
£
11,820
21,844
95,387
-
26,058
155,109
155,109
Net
movement
in funds
£
2,476
(8,325)
(814)
-
-
(6,663)
(6,663)
Transfers
between
funds
£
(1,800)
18,858
-
9,000
(26,058)
-
-
At
31.12.24
£
12,496
32,377
94,573
9,000
-
148,446
148,446

Comparative net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
Designated - Bursary Fund 2,476 - 2,476
Income Fund 41,661 (49,986) (8,325)
Designated - Boat Funds - (814) (814)
44,137 (50,800) (6,663)
TOTAL FUNDS 44,137 (50,800) (6,663)

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
Designated - Bursary Fund
Income Fund
Designated - Boat Funds
Designated - Major Boat Maintenance
Fund
Designated - Contingency Fund
Restricted funds
Boat repainting fund
TOTAL FUNDS
At 1.1.24
£
11,820
21,844
95,387
-
26,058
155,109
-
155,109
Net
movement
in funds
£
4,654
(15,839)
(1,627)
-
-
(12,812)
12,500
(312)
Transfers
between
funds
£
(3,000)
12,058
-
17,000
(26,058)
-
-
-
At
31.12.25
£
13,474
18,063
93,760
17,000
-
142,297
12,500
154,797

Page 16

continued...

LONDON NARROW BOAT PROJECT

NOTES TO THE FINANCIAL STATEMENTS - continued for the Year Ended 31 DECEMBER 2025

10. MOVEMENT IN FUNDS - continued

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
Designated - Bursary Fund 4,654 - 4,654
Income Fund 80,366 (96,205) (15,839)
Designated - Boat Funds - (1,627) (1,627)
85,020 (97,832) (12,812)
Restricted funds
Boat repainting fund 12,500 - 12,500
TOTAL FUNDS 97,520 (97,832) (312)

Fund purposes and transfers

The unrestricted designated funds are held for the following purposes:

Bursary Fund: to provide funds to meet fluctuating bursary grants
Boat Fund: representing the funds used in the capital value of the boats
Major Boat Maintenance Fund: to provide funds for significant repair or maintenance of boats

The restricted fund is held for the following purpose:

Boat Repainting Fund: to provide funds for future boat repainting

Transfers

Major Boat Maintenance Fund - A transfer was made to the Major Boat Maintenance Fund to cover expected repainting on one of the boats in the next financial year.

Bursary Fund - A transfer was made between the Bursary Fund and Income Fund for additional use of the boats.

11. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 December 2025 (2024: Nil).

12. ULTIMATE CONTROLLING PARTY

The charity is controlled by the members of the charity.

Page 17

LONDON NARROW BOAT PROJECT

DETAILED STATEMENT OF FINANCIAL ACTIVITIES for the Year Ended 31 DECEMBER 2025

2025 2024
£ £
INCOME AND ENDOWMENTS
Donations and legacies
Donations 7,621 15,458
Gift aid 625 402
Grants 12,500 -
Memberships 1,558 1,615
22,304 17,475
Investment income
Deposit account interest 619 861
Charitable activities
Incoming resources from charitable activities 27,640 25,101
Assessment and training 2,820 700
30,460 25,801
Total incoming resources 53,383 44,137
EXPENDITURE
Charitable activities
Donations - 100
Boat maintenance and expenses 29,804 31,886
Skipper expenses 600 330
Fixtures and fittings 813 814
Computer equipment depreciation 120 172
31,337 33,302
Support costs
Management
Insurance 4,450 4,276
Postage and stationery 9 97
Sundries 237 732
Travelling 86 401
Computer expenses 678 544
Assessment and training 644 587
Subscriptions and publications 119 229
Events, courses and meetings 671 1,158
Advertising and promotional 5,365 5,990
12,259 14,014
Governance costs
Professional fees - 202
Independent examiner fees 1,750 1,700
Carried forward 1,750 1,902

This page does not form part of the statutory financial statements

Page 18

LONDON NARROW BOAT PROJECT

DETAILED STATEMENT OF FINANCIAL ACTIVITIES for the Year Ended 31 DECEMBER 2025

2025 2024
£ £
Governance costs
Brought forward 1,750 1,902
Independent examiners fees - non assurance 1,686 1,582
3,436 3,484
Total resources expended 47,032 50,800
Net income/(expenditure) 6,351 (6,663)

This page does not form part of the statutory financial statements

Page 19

Virtual Cabinet Portal Digital Signatures

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