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2024-03-31-accounts

Charity registration number: 1047346

The Worshipful Livery Company of Wales Charitable Trust

Annual Report and Financial Statements

for the Year Ended 31 March 2024

The Worshipful Livery Company of Wales Charitable Trust

Contents

Trustees' Report 1 to 4
Independent Examiner's Report 5
Statement of Financial Activities 6 to 7
Balance Sheet 8
Notes to the Financial Statements 9 to 18

The Worshipful Livery Company of Wales Charitable Trust

Trustees' Report

The trustees present the annual report together with the financial statements of the charity for the year ended 31 March 2024.

Objectives and activities

Objects and aims

The Charity was created in 1995 to further the aims of The Welsh Livery Guild (WLG) by the advancement of education, the relief of poverty and such other charitable purposes as the Trustees shall from time to time think fit. The WLG was founded in 1993. In 2013 The WLG was incorporated by Royal Charter and renamed The Worshipful Livery Company of Wales (WLCoW). The charity now supports the work and aims of The WLCoW.

Public benefit

The Trustees achieve the charitable objectives by: - Making individual further education awards to people over the age of 18 in need of assistance - Making Talented Children awards to necessitous exceptionally talented children - Making Annual Achievement Awards for outstanding innovation or vocational excellence - Co-operating with Industry and Commerce to develop skills in arts, science and technology. The Charity makes awards and bursaries on the recommendation of the Awards Committee of The WLCoW. All awards made by the Charity during the year were in furtherance of the aims of the Charity and The WLCoW.

The trustees confirm that they have complied with the requirements of section 17 of the Charities Act 2011 to have due regard to the public benefit guidance published by the Charity Commission for England and Wales.

Achievements and performance

At 31 March 2024 the Charity had total funds of £525,529 (2023: £456,465). The Trustees intend that the Silver Jubilee Fund should be disbursed on an increased number of Awards in areas of education not previously supported, because of a lack of resource, to young people with a commitment to Wales. Awards totalling £1,625 have been made from the Silver Jubilee Fund in the year ending March 2024 (£8,275 March 2023). Regular (mainly monthly) donations are made by Liverymen to both fund awards in the current year and to build the value of the endowment. During the year £15,978, including gift aid; (2023: £19,765) was received by way of regular donations from 51 (2023: 68) Liverymen. The Charity does not itself organise any fund-raising events but the Fundraising Committee of The WLCoW does hold events to raise funds for the Charity. One event was held during the year raising £4,701 (2023: one event raising £4,454) for the Charity.

During the year the Charitable Trust received an anonymous donation of £20,000. The donor has left the details of the awards to be made to the Awards Committee and/or the Charitable Trust with the proviso that it is to be made to young people (under 22), born in Wales and as and when merited. This is now termed the Phoenix Awards Fund.

Upon foundation the Charity was endowed with funds by Liverymen and other grant giving bodies. The majority of these funds were placed in a designated Investment Portfolio which is currently managed by professional fund managers RBC Brewin Dolphin Ltd. The fund managers' Investment Policy was last reviewed in November 2022 and confirmed by the Trustees. World stock markets continue to see significant impact from the events in Ukraine and inflationary pressures around the world. At 31 March 2024 the portfolio had a value of £476,830 - the Trustees note that the value of investments was worth £430,372 at 31 March 2023. Income from the investments during the year totalled £10,035 (2023: £12,594).

Page 1

The Worshipful Livery Company of Wales Charitable Trust

Trustees' Report

Financial review

Policy on reserves

The Trustees hold monies in an investment portfolio managed by professional fund managers to achieve an income to be used to fund Awards. At the 31 March 2023 the charity held total reserves of £525,529 (2023: £456,465) of which £53,975 (2023: £24,395) related to restricted funds. The Trustees decided to reallocate unrestricted funds at 30 March 2020 into two designated (Endowment and Silver Jubilee) and one undesignated categories, these being:

Reference and Administrative Details

Charity Registration Number:

1047346

Principal Office:

18, Withy Close

Romsey

Hampshire

SO51 7SA

Independent Examiner:

HSJ Accountants Limited

Severn House

Hazell Drive

Newport

NP10 8FY

Page 2

The Worshipful Livery Company of Wales Charitable Trust

Trustees' Report

Trustees and officers

The trustees and officers serving during the year and since the year end were as follows:

Trustees:

Mr P Kitchen (resigned 30 April 2024)

Mr C J Morris FCA CPFA (appointed 13 August 2024)

Major M J E Charles DL

Mr S I Castledine (resigned 6 April 2024)

Mr H M Gilbert (appointed 1 April 2023)

Mr D H Thomas CBE, DL

Mr H R Wynne-Griffith (resigned 10 April 2024)

Ms A Xavier-Phillips JP, DL

Dr J L Croad

Mr D James FGS, FIOQ

Mrs S Robert-Sargeant (appointed 10 April 2024)

Col I Thompson (appointed 10 April 2024)

Structure, governance and management

Nature of governing document

The charity was established by a Deed of Trust dated 25 May 1995 as part of the activities of the WLG. That deed was updated to comply with the provisions of the Charities Act 2006. The amended Trust deed was approved by the Trustees and Court of The Welsh Livery Guild in 2009. The Trust Deed was further amended to reflect the change in Company name and to give the Trustees greater flexibility to change a number of organisational processes. The Charity Commission gave their consent on 13 November 2021.

Organisational structure

The Trustees meet four times a year to review the Charity's financial position and to consider advice from its investment managers, and the effect of this on their investment strategy, fund raising and award giving policy. The Awards Committee of the WLCoW meets six or more times a year to determine a proposed award programme for each year and selection of candidates for awards. Proposals from the Awards Committee are forwarded to the Trustees who, subject to agreement, make the awards from the funds of the Charity. The Fund-Raising Committee of the WLCoW meets at least four times a year to plan fund raising events which are organised and financed by the WLCoW, any surpluses on which are donated to the Charity.

Page 3

The Worshipful Livery Company of Wales Charitable Trust

Trustees' Report

Major risks and management of those risks

Inflation and Investment Valuation

The Trustees have identified the main risks to the Charity as being the effect of inflation on the value of its investments and the impact of a severe loss in value of its investments.

These risks have been mitigated by entrusting the management of the investment portfolio to professional investment managers. The Trustees receive a detailed financial report from the investment managers once a quarter. A representative of the investment managers attends at least one Trustees meetings every six months and reports directly to the Trustees. The Trustees confirm that they are satisfied that these procedures mitigate the major risks to which the charity is exposed and are content with the arrangements. The Trustees published a statement as to their attitude to risk management and review this document regularly. The Trustees' approach to risk is incorporated in the Investment Policy agreed since November 2015. This was reviewed in November 2021 and again in November 2022. The Trustees anticipate that investment income may remain stable during 2023/24 notwithstanding the impact of the conflict in Ukraine and other political and market turbulence.

Statement of Trustees' Responsibilities

The trustees are responsible for preparing the trustees' report and the financial statements in accordance with the United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice) and applicable law and regulations.

The law applicable to charities requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that period. In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the applicable Charities (Accounts and Reports) Regulations, and the provisions of the constitution. The trustees are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

The annual report was approved by the trustees of the charity on 23 October 2024 and signed on its behalf by:

...................................

Mr C J Morris FCA CPFA Trustee

Page 4

The Worshipful Livery Company of Wales Charitable Trust

Independent Examiner's Report to the trustees of The Worshipful Livery Company of Wales Charitable Trust

I report to the trustees on my examination of the accounts of The Worshipful Livery Company of Wales Charitable Trust for the year ended 31 March 2024.

Responsibilities and basis of report

As the charity trustees of The Worshipful Livery Company of Wales Charitable Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the The Worshipful Livery Company of Wales Charitable Trust's accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner’s statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of The Worshipful Livery Company of Wales Charitable Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair view' which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

...................................... Mr Andrew Hill FCCA ACA DChA BFP

Severn House Hazell Drive Newport NP10 8FY

Date: 6 January 2025

Page 5

The Worshipful Livery Company of Wales Charitable Trust

Statement of Financial Activities for the Year Ended 31 March 2024

Note
Income and Endowments from:
Donations and legacies
Charitable activities
Investment income
4
Total income
Expenditure on:
Charitable activities
Total expenditure
Gains/losses on investment
assets
Net income
Gross transfers between funds
Net movement in funds
Reconciliation of funds
Total funds brought forward
Total funds carried forward
12
Unrestricted
funds
£
7,987
4,701
2,165
14,853
(20,442)
(20,442)
8,641
3,052
10,000
13,052
82,965
96,017
Restricted
funds
£
35,000
-
-
35,000
(5,420)
(5,420)
-
29,580
-
29,580
24,395
53,975
Endowment
funds
£
-
-
7,870
7,870
(2,842)
(2,842)
31,404
36,432
(10,000)
26,432
349,105
375,537
Total
2024
£
42,987
4,701
10,035
57,723
(28,704)
(28,704)
40,045
69,064
-
69,064
456,465
525,529

The notes on pages 9 to 18 form an integral part of these financial statements. Page 6

The Worshipful Livery Company of Wales Charitable Trust

Statement of Financial Activities for the Year Ended 31 March 2024

Note
Income and Endowments from:
Donations and legacies
Charitable activities
Investment income
4
Other income
Total income
Expenditure on:
Charitable activities
Total expenditure
Gains/losses on investment
assets
Net (expenditure)/income
Gross transfers between funds
Net movement in funds
Reconciliation of funds
Total funds brought forward
Total funds carried forward
12
Unrestricted
funds
£
9,765
4,454
5,051
2,159
21,429
(29,463)
(29,463)
(5,424)
(13,458)
73
(13,385)
96,350
82,965
Restricted
funds
£
10,000
-
-
-
10,000
(6,350)
(6,350)
-
3,650
(73)
3,577
20,818
24,395
Endowment
funds
£
-
-
7,543
-
7,543
-
-
(21,955)
(14,412)
-
(14,412)
363,517
349,105
Total
2023
£
19,765
4,454
12,594
2,159
38,972
(35,813)
(35,813)
(27,379)
(24,220)
-
(24,220)
480,685
456,465

All of the charity's activities derive from continuing operations during the above two periods. The funds breakdowns for 2024 and 2023 are shown in note 12.

The notes on pages 9 to 18 form an integral part of these financial statements. Page 7

The Worshipful Livery Company of Wales Charitable Trust

(Registration number: 1047346) Balance Sheet as at 31 March 2024

Note
Fixed assets
Investments
8
Current assets
Debtors
9
Cash at bank and in hand
10
Creditors: Amounts falling due within one year
11
Net current assets
Net assets
Funds of the charity:
Endowment funds
Restricted income funds
Restricted funds
Unrestricted income funds
Unrestricted funds
Total funds
12
2024
£
476,830
10,187
42,920
53,107
(4,408)
48,699
525,529
375,537
53,975
96,017
525,529
2023
£
430,372
4,086
28,564
32,650
(6,557)
26,093
456,465
349,105
24,395
82,965
456,465

The financial statements on pages 6 to 18 were approved by the trustees, and authorised for issue on 23 October 2024 and signed on their behalf by:

Mr C J Morris FCA CPFA Trustee

The notes on pages 9 to 18 form an integral part of these financial statements. Page 8

The Worshipful Livery Company of Wales Charitable Trust

Notes to the Financial Statements for the Year Ended 31 March 2024

1 Accounting policies

Statement of compliance

The Worshipful Livery Company of Wales Charitable Trust is a registered charity, registered in England and Wales. The governing document is its constitution, and it is an unincorporated association. The principal address is 18 Withy Close, Romsey, Hampshire, SO51 7SA. The nature of the charity's operations and principal activities are disclosed within the Report of the Trustees.

The financial statements are presented in Sterling (£), the charity's functional currency, and rounded to the nearest pound.

The significant accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all years presented unless otherwise stated.

Basis of preparation

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with:

The financial statements have been prepared under the historical cost convention with the exception of investments which are included at fair value.

The charity has prepared the financial statements in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard 102 in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has since been withdrawn. This has been done in order for the accounts to provide a true and fair view in accordance with the Generally Accepted Accounting Practice effective for reporting periods beginning on or after 1 January 2019.

There have been no material departures from Financial Reporting Standard 102.

Exemption from preparing a cash flow statement

The charity opted to early adopt Bulletin 1 published on 2 February 2016 and have therefore not included a cash flow statement in these financial statements.

Going concern

The trustees consider that there are no material uncertainties about the charity's ability to continue as a going concern.

Page 9

The Worshipful Livery Company of Wales Charitable Trust

Notes to the Financial Statements for the Year Ended 31 March 2024

Income and endowments

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably. This includes capital grants.

Donations and legacies

Donations and legacies income (including donations, gifts and grants that provide core funding or are of a general nature) are recognised where there is entitlement, probability of receipt and the amount can be measured with sufficient reliability. Such income is only deferred when the donor specifies it must be used in future accounting periods or the donor has imposed conditions which must be met before the charity has unconditional entitlement.

Other trading activities

This income is recognised as the related services are provided and there is entitlement, probability of receipt and the amount can be measured with sufficient reliability. Income is deferred when the amounts received are in advance of the performance of the service or event to which they relate.

Investment income

Investment income is recognised on a receivable basis.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Raising funds

Expenditure on raising funds primarily includes the direct costs of managing the investment portfolio held by the charity.

Charitable activities

Expenditure on charitable activities comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

Support costs

Support costs are those costs that, whilst necessary to deliver an activity, do not themselves produce or constitute the output of the charitable activity. This includes governance costs which are those costs associated with meeting the constitutional and statutory requirements of the charity and include the accountancy fees and costs linked to the strategic management of the charity.

Taxation

The charity is exempt from tax on its charitable activities.

Page 10

The Worshipful Livery Company of Wales Charitable Trust

Notes to the Financial Statements for the Year Ended 31 March 2024

Fixed asset investments

Investments are included at market value at the accounting date.

Fund structure

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

The Silver Jubilee Fund is held to create capital growth and income for awards. It is currently intended that both the income and capital of the Silver Jubilee Fund shall be fully distributed by 2030.

Designated Funds are those Unrestricted Funds which the Trustees have determined should be used for specific purposes.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

The Endowment Fund is intended to be held to create capital growth and investment income which can be used to fund awards. It is not currently intended that the capital portion of the Endowment Fund should be distributed.

Financial instruments

Classification

The charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value.

Debtors with no stated interest rate and receivable within one year are recorded at transaction price. Any losses arising from Impairment are recognised in expenditure.

Creditors are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors are normally recognised at their settlement amount after allowing for any trade discounts due.

2 Income from donations and legacies

Donations and legacies;
Donations from individuals
Gift aid reclaimed
Unrestricted
funds
General
£
5,978
2,009
7,987
Restricted
funds
£
30,000
5,000
35,000
Total
2024
£
35,978
7,009
42,987
Total
2023
£
19,765
-
19,765

Page 11

The Worshipful Livery Company of Wales Charitable Trust

Notes to the Financial Statements for the Year Ended 31 March 2024

3 Income from charitable activities

Art auction
4
Investment income
Unrestricted
funds
General
£
Income from dividends;
Dividends receivable from other
listed investments
2,165
5
Expenditure on charitable activities
Unrestricted
funds
Note
General
£
Awards, bursaries
and sponsorship
16,290
Investment
management costs
782
Independent
examination fee
2,070
Insurance
602
Sundries
51
Art auction
647
20,442
Awards, bursaries and sponsorship
Investment management costs
Independent examination fee
Insurance
Sundries
Art auction
Unrestricted
funds
General
£
4,701
Endowment
funds
Expendable
£
7,870
Restricted
funds
£
5,420
-
-
-
-
-
5,420
Total
2024
£
4,701
Total
2024
£
10,035
Endowment
funds
Expendable
£
-
2,842
-
-
-
-
2,842
Note
Total
2023
£
4,454
Total
2023
£
12,594
Total
2024
£
21,710
3,624
2,070
602
51
647
28,704
Total
2023
£
29,525
3,162
1,440
559
17
1,110
35,813

Page 12

The Worshipful Livery Company of Wales Charitable Trust

Notes to the Financial Statements for the Year Ended 31 March 2024

6 Trustees remuneration and expenses

No trustees, nor any persons connected with them, have received any remuneration from the charity during the year.

No trustees have received any reimbursed expenses or any other benefits from the charity during the year.

7 Taxation

The charity is a registered charity and is therefore exempt from taxation.

Page 13

The Worshipful Livery Company of Wales Charitable Trust

Notes to the Financial Statements for the Year Ended 31 March 2024

8 Fixed asset investments

Other investments

Other investments
Cost or Valuation
At 1 April 2023
Revaluation
Additions
Disposals
At 31 March 2024
Net book value
At 31 March 2024
At 31 March 2023
Listed
investments
£
413,069
40,046
107,212
(85,194)
475,133
475,133
413,069
Unlisted
investments
£
17,303
-
95,230
(110,836)
1,697
1,697
17,303
Total
£
430,372
40,046
202,442
(196,030)
476,830
476,830
430,372

The historical cost of the investments held at 31 Marcil 2024 was £393,940 (2023: £387,528).

All investments are held to primarily provide a return for the charity.

The portfolio comprises a mix of collective instruments, incorporating unit trusts, open-ended investment companies, excilange traded funds and investment trusts, and therefore a proportion of the portfolio is in unlisted investments, and a proportion in listed investments.

9 Debtors

9
Debtors
Other debtors
10 Cash and cash equivalents
Cash at bank
11 Creditors: amounts falling due within one year
Due to group undertakings
Accruals
2024
£
10,187
2024
£
42,920
2024
£
747
3,661
4,408
2023
£
4,086
2023
£
28,564
2023
£
147
6,410
6,557

Page 14

The Worshipful Livery Company of Wales Charitable Trust

Notes to the Financial Statements for the Year Ended 31 March 2024

12 Funds

Unrestricted funds
General
General fund
Silver Jubilee fund
Restricted funds
Simon Gibson Charitable Trust
Others
Silver Jubilee Fund
Phoenix Awards
Endowment funds
Expendable
Endowment fund
Total funds
Balance at 1
April 2023
£
(340)
83,305
82,965
21,845
750
1,800
-
24,395
349,105
349,105
456,465
Incoming
resources
£
12,920
1,933
14,853
10,000
-
-
25,000
35,000
7,870
7,870
57,723
Resources
expended
£
(18,119)
(2,323)
(20,442)
(5,420)
-
-
-
(5,420)
(2,842)
(2,842)
(28,704)
Transfers
£
10,000
-
10,000
-
-
-
-
-
(10,000)
(10,000)
-
Other
recognised
gains/(losses)
£
926
7,715
8,641
-
-
-
-
-
31,404
31,404
40,045
Balance at 31
March 2024
£
5,387
90,630
96,017
26,425
750
1,800
25,000
53,975
375,537
375,537
525,529

Page 15

The Worshipful Livery Company of Wales Charitable Trust

Notes to the Financial Statements for the Year Ended 31 March 2024

Unrestricted funds
General
General fund
Silver Jubilee fund
Restricted funds
Tim Evans Memorial Bursary
Simon Gibson Charitable Trust
Others
Silver Jubilee Fund
Endowment funds
Expendable
Endowment fund
Total funds
Balance at 1
April 2022
£
1,160
95,190
96,350
3,573
14,695
750
1,800
20,818
363,517
363,517
480,685
Incoming
resources
£
19,540
1,889
21,429
-
10,000
-
-
10,000
7,543
7,543
38,972
Resources
expended
£
(21,188)
(8,275)
(29,463)
(3,500)
(2,850)
-
-
(6,350)
-
-
(35,813)
Transfers
£
73
-
73
(73)
-
-
-
(73)
-
-
-
Other
recognised
gains/(losses)
£
75
(5,499)
(5,424)
-
-
-
-
-
(21,955)
(21,955)
(27,379)
Balance at 31
March 2023
£
(340)
83,305
82,965
-
21,845
750
1,800
24,395
349,105
349,105
456,465

Page 16

The Worshipful Livery Company of Wales Charitable Trust

Notes to the Financial Statements for the Year Ended 31 March 2024

The specific purposes for which the funds are to be applied are as follows:

Designated Funds:

Silver Jubilee Fund - A fundraising appeal was launched in March 2018 to mark the 25th anniversary of the charity. The amount raised is held in designated fund to enable an increase in the number of awards to be made to the young people of Wales in future years.

Endowment fund - a designated fund has been set up to earmark part of the investment portfolio to be retained and generate income for future awards.

Restricted Funds:

The Tim Evans Memorial Bursary is a fund to provide an annual bursary to a student of Cardiff Business School.

The Simon Gibson Charitable Trust makes donations to the Trust to provide help to young people in Wales who are engaged in agriculture and to fund awards to the military.

Other funds include donations from The Haberdashers' Educational Foundation to supports specific awards.

Page 17

The Worshipful Livery Company of Wales Charitable Trust

Notes to the Financial Statements for the Year Ended 31 March 2024

13 Analysis of net assets between funds

Fixed asset investments
Current assets
Current liabilities
Total net assets
Fixed asset investments
Current assets
Current liabilities
Total net assets
Unrestricted
funds
General
£
95,238
5,187
(4,408)
96,017
Unrestricted
funds
General
£
81,267
7,255
(5,557)
82,965
Restricted
funds
£
6,055
47,920
-
53,975
Restricted
funds
£
-
25,395
(1,000)
24,395
Endowment
funds
Expendable
£
375,537
-
-
375,537
Endowment
funds
Expendable
£
349,105
-
-
349,105
Total funds at
31 March
2024
£
476,830
53,107
(4,408)
525,529
Total funds at
31 March
2023
£
430,372
32,650
(6,557)
456,465

14 Related party transactions

During the year the charity made the following related party transactions:

The Worshipful Livery Company of Wales

The fund-raising events are organised in conjunction with The Worshipful Livery Company of Wales. The Worshipful Livery Company of Wales received some income and paid some of the expenses on behalf of the charity in the year.. At the balance sheet date the amount due from The Worshipful Livery Company of Wales was £747 (2023 - £147).

Page 18