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2022-06-30-accounts

REGISTERED CHARITY NUMBER: 1046945

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 30 June 2022

for

Premishlaner Charitable Trust

Thornton Springer LLP Chartered Accountants 67 Westow Street London SE19 3RW

Premishlaner Charitable Trust

Contents of the Financial Statements for the Year Ended 30 June 2022

Page
Report of the Trustees 1
Independent Examiner's Report 2
Statement of Financial Activities 3
Balance Sheet 4
Notes to the Financial Statements 5 to 10
Detailed Statement of Financial Activities 11

Premishlaner Charitable Trust

Report of the Trustees

for the Year Ended 30 June 2022

The trustees present their report with the financial statements of the charity for the year ended 30 June 2022. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The main objectives of the Trust are to advance orthodox Jewish education and to advance the religion of the Jewish faith in accordance with the orthodox practice.

The Trustees have given due consideration to the Charity Commission's published guidance on the Public Benefit requirements.

Significant activities

During the year charitable donations amounting to £51,778 were made in furtherance of the charity's objectives as set out in note 4 to the accounts.

FINANCIAL REVIEW

Reserves policy

The Trustees consider the level of reserves when deciding upon the amounts to be made available for donations. Reserves are maintained at a level to meet the short and long term funding requirements of the charity. At 30 June 2021 unrestricted funds amounted to £385,013 of which £344,308 were required to maintain the Charity's investments.

STRUCTURE, GOVERNANCE AND MANAGEMENT Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

The Premishlaner Charitable Trust was founded by a Declaration of Trust dated 7 February 1995 between the original Trustees: C. M. Margulies, C. Freudenberger and S. Honig. The Trust is a registered charity number 1046945.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

1046945

Principal address

186 Lordship Road London N16 5ES

Trustees

C M Margulies Trustee C Freudenberger Trustee

Independent Examiner

Thornton Springer LLP Chartered Accountants 67 Westow Street London SE19 3RW

Approved by order of the board of trustees on ............................................. and signed on its behalf by:

........................................................................ C M Margulies - Trustee

Page 1

Independent Examiner's Report to the Trustees of Premishlaner Charitable Trust

Independent examiner's report to the trustees of Premishlaner Charitable Trust

I report to the charity trustees on my examination of the accounts of Premishlaner Charitable Trust (the Trust) for the year ended 30 June 2022.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

S B Ison FCCA

Thornton Springer LLP Chartered Accountants 67 Westow Street London SE19 3RW

Date: .............................................

Page 2

Premishlaner Charitable Trust

Statement of Financial Activities for the Year Ended 30 June 2022

30.6.22
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
2
61,621
Investment income
3
17,024
Total
78,645
EXPENDITURE ON
Charitable activities
Charitable Activities
51,938
Other
950
Total
52,888
NET INCOME
25,757
RECONCILIATION OF FUNDS
Total funds brought forward
359,256
TOTAL FUNDS CARRIED FORWARD
385,013
30.6.21
Total
funds
£
110,890
16,130
127,020
123,878
1,362
125,240
1,780
357,476
359,256

The notes form part of these financial statements

Page 3

Premishlaner Charitable Trust

Balance Sheet

30 June 2022

30.6.22
Unrestricted
fund
Notes
£
FIXED ASSETS
Investments
7
344,308
CURRENT ASSETS
Debtors
8
14,318
Cash at bank
27,167
41,485
CREDITORS
Amounts falling due within one year
9
(780)
NET CURRENT ASSETS
40,705
TOTAL ASSETS LESS CURRENT
LIABILITIES
385,013
NET ASSETS
385,013
FUNDS
10
Unrestricted funds
385,013
TOTAL FUNDS
385,013
30.6.21
Total
funds
£
344,308
12,529
3,619
16,148
(1,200)
14,948
359,256
359,256
359,256
359,256

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by:

............................................. C M Margulies - Trustee

The notes form part of these financial statements

Page 4

Premishlaner Charitable Trust

Notes to the Financial Statements for the Year Ended 30 June 2022

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

2. DONATIONS AND LEGACIES

DONATIONS AND LEGACIES
30.6.22 30.6.21
£ £
Gifts 61,621 110,890

Donations received include £61,621 from Hallstate Limited, a wholly owned subsidiary of Premishlaner Charitable Trust.

Page 5

continued...

Premishlaner Charitable Trust

Notes to the Financial Statements - continued for the Year Ended 30 June 2022

3.
INVESTMENT INCOME
Share of rental income
Loan interest receivable
4.
GRANTS PAYABLE
Charitable Activities
The total grants paid to institutions during the year was as follows:
J & R Charitable Trust
Kupath Rabbi Meir Baal Haness
Other donations under £5,000
NRST
Yeshivas Lev Simcha
B F O Meohr Bais Yaakov
Friends Of Ashdod
30.6.22
£
8,074
8,950
17,024
30.6.22
£
51,778
30.6.22
£
-
-
-
-
-
-
-
-
30.6.21
£
7,180
8,950
16,130
30.6.21
£
123,878
30.6.21
£
6,000
12,000
23,178
50,000
14,000
11,700
7,000
123,878

5. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 30 June 2022 nor for the year ended 30 June 2021.

Trustees' expenses

There were no trustees' expenses paid for the year ended 30 June 2022 nor for the year ended 30 June 2021.

Page 6

continued...

Premishlaner Charitable Trust

Notes to the Financial Statements - continued for the Year Ended 30 June 2022

6. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

INCOME AND ENDOWMENTS FROM
Donations and legacies
Investment income
Total
EXPENDITURE ON
Charitable activities
Charitable Activities
Other
Total
NET INCOME
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
7.
FIXED ASSET INVESTMENTS
Loans
Other
Loans to
group
undertakings
£
At 1 July 2021 and 30 June 2022
324,858
Unrestricted
fund
£
110,890
16,130
127,020
123,878
1,362
125,240
1,780
357,476
359,256
30.6.22
30.6.21
£
£
325,608
325,608
18,700
18,700
344,308
344,308
Other
loans
Totals
£
£
750
325,608

Other investments represent the cost of 2% of freehold property held as Trustees in Wembley Securities Limited, a company incorporated in England. The object of the company is to invest in properties.

Loans represent amount advanced to Hallstate Limited plus accrued interest. Interest is payable quarterly at the rate of 2.5% above base rate. At 30 June 2017 the balance outstanding was £324,858. The loan is secured by a second charge on the property held by Hallstate Ltd.

continued...

Page 7

Premishlaner Charitable Trust

Notes to the Financial Statements - continued for the Year Ended 30 June 2022

7. FIXED ASSET INVESTMENTS - continued

Investments (neither listed nor unlisted) were as follows:
Other investments
8.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Income tax recoverable
9.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other creditors
10.
MOVEMENT IN FUNDS
At 1.7.21
£
Unrestricted funds
General fund
359,256
TOTAL FUNDS
359,256
Net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
78,645
TOTAL FUNDS
78,645
30.6.22
30.6.21
£
£
18,700
18,700
30.6.22
30.6.21
£
£
14,318
12,529
30.6.22
30.6.21
£
£
780
1,200
Net
movement
At
in funds
30.6.22
£
£
25,757
385,013
25,757
385,013
Resources
Movement
expended
in funds
£
£
(52,888)
25,757
(52,888)
25,757
30.6.21
£
18,700
30.6.21
£
12,529
30.6.21
£
1,200
At
30.6.22
£
385,013
30.6.21
£
18,700
30.6.21
£
12,529
30.6.21
£
1,200
At
30.6.22
£
385,013
385,013
25,757

continued...

Page 8

Premishlaner Charitable Trust

Notes to the Financial Statements - continued for the Year Ended 30 June 2022

10. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

Unrestricted funds
General fund
TOTAL FUNDS
At 1.7.20
£
357,476
357,476
Net
movement
in funds
£
1,780
1,780
At
30.6.21
£
359,256
359,256

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
127,020
127,020
Resources
Movement
expended
in funds
£
£
(125,240)
1,780
(125,240)
1,780
Resources
Movement
expended
in funds
£
£
(125,240)
1,780
(125,240)
1,780
1,780

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
TOTAL FUNDS
At 1.7.20
£
357,476
357,476
Net
movement
in funds
£
27,537
27,537
At
30.6.22
£
385,013
385,013

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 205,665 (178,128) 27,537
TOTAL FUNDS 205,665 (178,128) 27,537

continued...

Page 9

Premishlaner Charitable Trust

Notes to the Financial Statements - continued for the Year Ended 30 June 2022

11. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 30 June 2022.

Page 10

Premishlaner Charitable Trust

Detailed Statement of Financial Activities for the Year Ended 30 June 2022

Detailed Statement of Financial Activities
for the Year Ended 30 June 2022
30.6.22 30.6.21
£ £
INCOME AND ENDOWMENTS
Donations and legacies
Gifts 61,621 110,890
Investment income
Share of rental income 8,074 7,180
Loan interest receivable 8,950 8,950
17,024 16,130
Total incoming resources 78,645 127,020
EXPENDITURE
Charitable activities
Donations to institutions 51,778 123,878
Support costs
Finance
Sundries 160 150
Bank charges (250) 12
(90) 162
Governance costs
Accountancy and legal fees 1,200 1,200
Total resources expended 52,888 125,240
Net income 25,757 1,780

This page does not form part of the statutory financial statements

Page 11