CHARITY COMMISSION
FOR ENGLANO ANO WALE5
POLZEATH SURF LIFESAVING CLUB
eceipts and payments accouni
CC16
For thè
period from
To
0111012024
3010912025
Section A Receipts and payments
Unre8trlcte RestriGted Endowme
d funds
funds
nt funds
to the
to th8 n*M8t
to the
noar•st
nearest£
Total
funds
to the
noarest£
La$t yoar
tothe
nearest£
A1 Recel ts
Membetship
17.193
63
6.085
663
33,B55
38,700
565
5,156
18,153
Donation5. social. raffle$. et¢.
25.no
Sundry
Rents
eompetyiion fees
Equipmentsold
18e5
40
3,100
8.301
1310
3.000
6.962
2,375
2,310
ota
ross Incom9
or
AR)
39.692
64.470
104,1$2
A2 Assol and
(see tabl•l.
nvestment $ale$,
ub total
39,692
104,162
56.799
A3Pa
ents
Membership
Courses
Clothing
PooYHall hire
compet￿0￿ fees
Equipment replxed
Insuran
Repairs & rertewgls
Rate5
Swal
Indewdoni examinaVs fee$
Sundry
Lighi and he*
1,374
1.26Q
4,500
11.739
7,752
6,499
4,135
1,227
1.374
1,260
4,SOO
11,739
7.752
16,121
4,135
31,227
284
793
690
1,464
6,926
1,564
2,785
11,467
7,510
26,123
4,OS2
1,278
3Q)
1,799
9,622
793
690
1,464
840
1,249
553
Sub total
42,557
39,622
82,179
66.848
A4 Asset and Investmènt
urchases
589 table
Sub total
42.557
39,622
82,179
66.848
Net of r￿elpts/{paym9ntSj
A5 Transfers bgtween funds
A6 Cash funds last year end
Cash funds this year end
2.865
24,848
21.983
10.049
23,083
19.846
23,063
45,046
33.112
23,063
25,200
CCXX R1 accounts ISSI
1010712026

Section B Statement of assets and liabilities at the end of the pe
Unrestrict Restrict Endow
gd funds
ed
ment
to nèar98t £ to nèarÈ$t to l108re8¢
cal￿OrieS
Details
B1 Cash funds
Bank a￿0Vnt
19,846
25,200
Total cash funds
19.846
25,200
(agree balanushiih rKeipts and
Vnrestrlct Restrtct Endow
ed funds
gd
ment
to nsaro$r£ ¢0 noar*st io n•arest
Details
B2 Other monetary assets
Fund to
which assèt
Cost
onal
Detarls
valug
83 Investment assets
Fund to
which asset
Cost
Current
vftlug
Detsils
84 A￿￿ts retalned for the
charity's own use
Surt skls, boards. &t¢.
137.778
9.622
Boat
12,$00
Boat Motors
13,500
Fund to
which
unres
AmI￿nt WTh•n du•
du*
tlonal
Oètsils
epen
BS Liabilities
en
tx
Ine
690
$￿gned by one or trust88$ on
behatr Of all the iru51e85
Signature
Prlnt Name
Dat8 of
roval
BEN HARBOUR
HELEN KAYE
CCXX R2 accounts ISSI
10107r2026

oLZE4
TRUSTEES ANNUAL REPORT FOR POLZEATH SURF
LIFE SAVING CLUB
For the perlod 01 Ortober 2024 to 30 September 2025
SECTION A- REFERENCE AND ADMINISTrATION DETAILS
Name- Polzeath Surf Life Saving Club
Other name- PSLSC
Charity number- 1044042
Principal address-
5 Above Town Close
St Minver
Wadebridge
Cornwall
PL27 6QE
Trustee Selection - Trustees all step down annually at the AGM and those wishing to take on
the role are voted in by club members with each member carrying one vote.
Trustees
A list of the trustees, their posttion and their tenure is below.
Ben Harbour
Chairman
Re-elected on 11 July 2024- 14 July 2025
Re-elected on 14 July 2025- Present
James Ross
Secretary
Re-elected on 11 July 2024- 14 July 2025

oLZE4I
Re-elected on 14 July 2025- Present
James Ross
Vice Chairrnan
Re-elected on 11 July 2024- 14 July 2025
Re-elected on 14 July 2025- Present
SAviwQ

Helen Kaye
Treasurer
Re-elected on 11 July 2024- 14 July 2025
Re-elected on 14 July 2025- Present
ADVISERS. The Trustees hove appointed Dovid Elston accountt7nts to c(Jrry out an onnual
revAew und Jdvise on submissions.
SECTION B- STRucfuRE GOVERNANCE AND MANAGEMENT
PSLSC has a CILbb constitLEtion that sets out the aims, governance and conduct of the club.
This con5kntution is available on the website.
htt
olzeathslsc.co.uk
about- slsc
slsc-constitution
The Charity is constituted as a club. The trustees are voted into their position by the
members of the club with each member carrying one vote. In amplification of the
Constitution there are Club Rules, Governing Membership, Duties of Officers. Equipment and
Administration.
SEcfioN C- OBJEcfivES AND AcnviTIES
Aim
The aim of the Club is to save life, whether by prevention or by rescue. from the beach. To
achieve this the Club will= In furtherance of the objects but not otherwise the Club may
exercise the following powers..
lal To promote water safety to all beach activities through its motto of Wtgilance & Service"
Ibl Develop Beach ￿fesaVing methods in all respects
Icl Comply with the basic Patrol,. uniform & regulations as issued by the Board of Examiner5
of the Surf Lifesaving Association of Great Britain
Idl Work in the closest possible manner with all other bodies & organisations whose work is
conducive to the aim of the club
Main activities
Life saving sport replicates all the elements of the skills needed to save a life, building
confidence and fitness and hones the ability to respond to life threatening situations.
Training is carried out on the beach. in the pool, in the ocean and on craft.
¥Declorotion. The Trustees have signed the statutory declt7rotion that the activities ond
purposes of the club ore dirertlyfor the public benefit os required by the Chority Commission.
SECTION D- ACHIEVMENTS AND PERFORMANCE
Chair report for20Zrn2f 2c>as

Chair person report 2024/2025 Polzeath surf life
saving Club
Another successful year for the club in and out
of the water, with SLSGB changing the criteria
around safety cover great to have a huge
amount 40 now part of our safety team at
nipper training sessions and also members of
the club showing the longevity of the club, we
need to keep looking to identify parents who
have skills we could utilize in every area of the
club. The competitions went well for the club
for another season success had in all sections
of the club and great to see 53 nippers at the
Cornish most we have ever sent. The lease is
still going on we work hard to resolve the
issues we have done the steps down to the
beach to help get lease closer but still no
movement from the landlord we have made
the decision just to leave is going along in the
background now as other options are coming
up.
Everybody's hard work over this year again
has seen rewards In all every area of the club

The Club committee and coaches had a
massive responsibility again this year as
numbers kept rising every time we have an
intake the waiting list just gets bigger, with
training on the beach, thank everyone for their
help, support, and professionalism in this year.
Across the club in competitions, life guard
training, lifesaving we have had great rewards
for everybody's hard work over this year and
many more years before that.
Thank you one and all for everything you do
for this fantastic community club.

oLLE4r
SEcfioN E- FINANCIAL REVIEW
The financial health of the charity is reported to the trustees on a regular basis by the
Treasurer. The Trustees are given a full understanding of the clubs ongoing income and
liabilities. With this information both procurement decisions and fundraising strategies are
agreed at Trustee meetings. A prudent approach is taken to maintain the financial health of
the club overthe long term.
SEclloN F- OTHER INFORMATION
The club is currently under a holding lease for the premises, awaiting confirmation of agreed
terms with the landlord to secure a further 25 years.
SECTION G- DECLARATION
The trustees declare that they have approved the trustees report above.
Signed........ .
Full name
n Harbour
Position Chairman
Signed...............
Full name James Ross
Position Secre
Signed......... ..
Full name James Ross
Position Vice Chairman
Signed....
Full name Helen Kaye
Position Treasurer

CHARITY COMMISSION
FOR ENGLANO ANO WALE5
POLZEATH SURF LIFESAVING CLUB
eceipts and payments accouni
CC16
For thè
period from
To
0111012024
3010912025
Section A Receipts and payments
Unre8trlcte RestriGted Endowme
d funds
funds
nt funds
to the
to th8 n*M8t
to the
noar•st
nearest£
Total
funds
to the
noarest£
La$t yoar
tothe
nearest£
A1 Recel ts
Membetship
17.193
63
6.085
663
33,B55
38,700
565
5,156
18,153
Donation5. social. raffle$. et¢.
25.no
Sundry
Rents
eompetyiion fees
Equipmentsold
18e5
40
3,100
8.301
1310
3.000
6.962
2,375
2,310
ota
ross Incom9
or
AR)
39.692
64.470
104,1$2
A2 Assol and
(see tabl•l.
nvestment $ale$,
ub total
39,692
104,162
56.799
A3Pa
ents
Membership
Courses
Clothing
PooYHall hire
compet￿0￿ fees
Equipment replxed
Insuran
Repairs & rertewgls
Rate5
Swal
Indewdoni examinaVs fee$
Sundry
Lighi and he*
1,374
1.26Q
4,500
11.739
7,752
6,499
4,135
1,227
1.374
1,260
4,SOO
11,739
7.752
16,121
4,135
31,227
284
793
690
1,464
6,926
1,564
2,785
11,467
7,510
26,123
4,OS2
1,278
3Q)
1,799
9,622
793
690
1,464
840
1,249
553
Sub total
42,557
39,622
82,179
66.848
A4 Asset and Investmènt
urchases
589 table
Sub total
42.557
39,622
82,179
66.848
Net of r￿elpts/{paym9ntSj
A5 Transfers bgtween funds
A6 Cash funds last year end
Cash funds this year end
2.865
24,848
21.983
10.049
23,083
19.846
23,063
45,046
33.112
23,063
25,200
CCXX R1 accounts ISSI
1010712026

Section B Statement of assets and liabilities at the end of the pe
Unrestrict Restrict Endow
gd funds
ed
ment
to nèar98t £ to nèarÈ$t to l108re8¢
cal￿OrieS
Details
B1 Cash funds
Bank a￿0Vnt
19,846
25,200
Total cash funds
19.846
25,200
(agree balanushiih rKeipts and
Vnrestrlct Restrtct Endow
ed funds
gd
ment
to nsaro$r£ ¢0 noar*st io n•arest
Details
B2 Other monetary assets
Fund to
which assèt
Cost
onal
Detarls
valug
83 Investment assets
Fund to
which asset
Cost
Current
vftlug
Detsils
84 A￿￿ts retalned for the
charity's own use
Surt skls, boards. &t¢.
137.778
9.622
Boat
12,$00
Boat Motors
13,500
Fund to
which
unres
AmI￿nt WTh•n du•
du*
tlonal
Oètsils
epen
BS Liabilities
en
tx
Ine
690
$￿gned by one or trust88$ on
behatr Of all the iru51e85
Signature
Prlnt Name
Dat8 of
roval
BEN HARBOUR
HELEN KAYE
CCXX R2 accounts ISSI
10107r2026

oLZE4
TRUSTEES ANNUAL REPORT FOR POLZEATH SURF
LIFE SAVING CLUB
For the perlod 01 Ortober 2024 to 30 September 2025
SECTION A- REFERENCE AND ADMINISTrATION DETAILS
Name- Polzeath Surf Life Saving Club
Other name- PSLSC
Charity number- 1044042
Principal address-
5 Above Town Close
St Minver
Wadebridge
Cornwall
PL27 6QE
Trustee Selection - Trustees all step down annually at the AGM and those wishing to take on
the role are voted in by club members with each member carrying one vote.
Trustees
A list of the trustees, their posttion and their tenure is below.
Ben Harbour
Chairman
Re-elected on 11 July 2024- 14 July 2025
Re-elected on 14 July 2025- Present
James Ross
Secretary
Re-elected on 11 July 2024- 14 July 2025

oLZE4I
Re-elected on 14 July 2025- Present
James Ross
Vice Chairrnan
Re-elected on 11 July 2024- 14 July 2025
Re-elected on 14 July 2025- Present
SAviwQ

Helen Kaye
Treasurer
Re-elected on 11 July 2024- 14 July 2025
Re-elected on 14 July 2025- Present
ADVISERS. The Trustees hove appointed Dovid Elston accountt7nts to c(Jrry out an onnual
revAew und Jdvise on submissions.
SECTION B- STRucfuRE GOVERNANCE AND MANAGEMENT
PSLSC has a CILbb constitLEtion that sets out the aims, governance and conduct of the club.
This con5kntution is available on the website.
htt
olzeathslsc.co.uk
about- slsc
slsc-constitution
The Charity is constituted as a club. The trustees are voted into their position by the
members of the club with each member carrying one vote. In amplification of the
Constitution there are Club Rules, Governing Membership, Duties of Officers. Equipment and
Administration.
SEcfioN C- OBJEcfivES AND AcnviTIES
Aim
The aim of the Club is to save life, whether by prevention or by rescue. from the beach. To
achieve this the Club will= In furtherance of the objects but not otherwise the Club may
exercise the following powers..
lal To promote water safety to all beach activities through its motto of Wtgilance & Service"
Ibl Develop Beach ￿fesaVing methods in all respects
Icl Comply with the basic Patrol,. uniform & regulations as issued by the Board of Examiner5
of the Surf Lifesaving Association of Great Britain
Idl Work in the closest possible manner with all other bodies & organisations whose work is
conducive to the aim of the club
Main activities
Life saving sport replicates all the elements of the skills needed to save a life, building
confidence and fitness and hones the ability to respond to life threatening situations.
Training is carried out on the beach. in the pool, in the ocean and on craft.
¥Declorotion. The Trustees have signed the statutory declt7rotion that the activities ond
purposes of the club ore dirertlyfor the public benefit os required by the Chority Commission.
SECTION D- ACHIEVMENTS AND PERFORMANCE
Chair report for20Zrn2f 2c>as

Chair person report 2024/2025 Polzeath surf life
saving Club
Another successful year for the club in and out
of the water, with SLSGB changing the criteria
around safety cover great to have a huge
amount 40 now part of our safety team at
nipper training sessions and also members of
the club showing the longevity of the club, we
need to keep looking to identify parents who
have skills we could utilize in every area of the
club. The competitions went well for the club
for another season success had in all sections
of the club and great to see 53 nippers at the
Cornish most we have ever sent. The lease is
still going on we work hard to resolve the
issues we have done the steps down to the
beach to help get lease closer but still no
movement from the landlord we have made
the decision just to leave is going along in the
background now as other options are coming
up.
Everybody's hard work over this year again
has seen rewards In all every area of the club

The Club committee and coaches had a
massive responsibility again this year as
numbers kept rising every time we have an
intake the waiting list just gets bigger, with
training on the beach, thank everyone for their
help, support, and professionalism in this year.
Across the club in competitions, life guard
training, lifesaving we have had great rewards
for everybody's hard work over this year and
many more years before that.
Thank you one and all for everything you do
for this fantastic community club.

oLLE4r
SEcfioN E- FINANCIAL REVIEW
The financial health of the charity is reported to the trustees on a regular basis by the
Treasurer. The Trustees are given a full understanding of the clubs ongoing income and
liabilities. With this information both procurement decisions and fundraising strategies are
agreed at Trustee meetings. A prudent approach is taken to maintain the financial health of
the club overthe long term.
SEclloN F- OTHER INFORMATION
The club is currently under a holding lease for the premises, awaiting confirmation of agreed
terms with the landlord to secure a further 25 years.
SECTION G- DECLARATION
The trustees declare that they have approved the trustees report above.
Signed........ .
Full name
n Harbour
Position Chairman
Signed...............
Full name James Ross
Position Secre
Signed......... ..
Full name James Ross
Position Vice Chairman
Signed....
Full name Helen Kaye
Position Treasurer

CHARITY COMMISSION
FOR ENGLAND AND WALES
Independent examiner's
report on the accounts
Section A
Independent ExarnIne￿S Report
Report to the trusteesl
members of
POLZEATH SURF LIFESAVING CLUB
On accounts for the year
ended
3010912025
Charity no
(if any)
1044042
Set out on pages
I report lo the trustees on my examination of the accounts of the above
charity ("the Trusl") for the year ended 3010912025
Responsibilities and As the charity trustees of the Trust, you are responsible for the preparation
basis of report of the accounls in accordance with the requirements of the Charities Act
2011 C'lhe ACV,)
I report in respect of my examination of the Trust's accounts carried out
under section 145 of the 2011 Act and in carrying out my examination, I
have followed the applicable Directions given by the Charity Commission
under section 145{5}(b} of the Act.
I have Completed my examination. I confimi that no material matters have
ome lo my attention in connection with the examination which gives me
cause to believe that in, any material respect-.
accounting records were not kept in accordance with section 130 of
the Act or
the accounts do not accord with the accounting records
Independent
examiner's statement
I have no Goncems and have come across no other matters in connection
with the examination to which attention should be drawn in order to enable a
proper understanding of the accounts to be reached.
Signed:
Date:
Sc4
Name:
DAVID VINCENT ELSTON
Relevant professional
qualificationlsl or body
lif any):
F.C.A.
Address..
51 MOLESWORTH STREET
WADEBRIDGE
CORNWALL PL27 7DR
Section B
Disclosure
Only Gomplete ifthe examiner needs to highlight matters of concern (see CC32,
Independent examination of charity accounts-. directions and guidance for
examiners}.
IER
October 2018

Give here brlef detsils of
any items that tho
examiner wishes to
disclose.
IER
October 2018